Start-up or Expansion Costs 1.

Capital Acquisitions a) Real Estate (rent or lease deposits in 4a below) b) Furniture and Fixtures c) Machinery and Equipment d) Transportation and Installation Costs 2. Starting Inventory 3. Decorating and Remodeling 4. Deposits a) Rent b) Utilities c) Telephone d) Other (Identify) 5. Fees a) Accounting b) Legal c) Licenses, Permits d) Other (Identify) 6. Initial Advertising Costs (Pre-opening Promotions, Grand Opening 7. Accounts Receivable, including credit card charges (___day's sales) 8. Employee Salaries until Business Opens 9. Other (Identify) a) b) c) Total (transfer to Part II-2)

Your Cash Investment Year 2010 Beginning Cash Grant Income Fundraising Events Camp Income Total Available Cash Purchase of Inventory Salaries & Wages Other Employee Expenses Outside Services/Commissions Accounting/Legal etc. Advertising Car/Delivery/Travel Insurances Loan Interest Office Supplies Postage/Shipping Printing/Photocopying Repairs/Maintenance Rent/Lease Taxes/Licenses Telephone Utilities Other (subscriptions/dues/bank charges) Total Expenses Balance (Total Cash less Total Expenses) Less Owner's Withdrawals Balance Less Fixed Loan Payments Other Loan Payments Ending Cash Loan Terms Amount Years Rate Monthly
Source:www.bankrate.com

Part II - Monthly Projected Cash Flow (Stated to the nearest dollar; prepare two year's monthly projections) Less Startup Costs $ Beginning Cash $
May June July August September October November

- *This number
December

600

600

600

600

600

600

600

$ $

600 600

600

600

600

600

600

600

600

$ $ $

600 600

$ $ $

600 600

$ $ $

600 600

$ $ $

600 600

$ $ $

600 600

$ $ $

600 600

$ $ $

600 600

$ $ $

600 600

600

600

600

600

600

600

600

600

January

February

March

April

Total

600

600

600

600 $ $ $ 600 -

600

600

600

600 $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $

$ $ $

600 600

$ $ $

600 600

$ $ $

600 600

$ $ $

600 600

$ $ $ 600 $ 600 $ 600 $ 600

Part II - Monthly Projected Cash Flow (Stated to the nearest dollar; prepare two year's monthly projections)

Year 2009 Beginning Cash Plus: Cash Sales Collection of Accounts Rec. Loans & Other Cash Income Total Available Cash Purchase of Inventory Salaries & Wages Other Employee Expenses Outside Services/Commissions Accounting/Legal etc. Advertising Car/Delivery/Travel Insurances Loan Interest Office Supplies Postage/Shipping Printing/Photocopying Repairs/Maintenance Rent/Lease Taxes/Licenses Telephone Utilities Other (subscriptions/dues/bank charges) Total Expenses Balance (Total Cash less Total Expenses) Less Owner's Withdrawals Balance Less Fixed Loan Payments Other Loan Payments Ending Cash

1st Month

2nd Month

3rd Month

4th Month

5th Month

6th Month

7th Month

8th Month

600

600

600

600

600

600

600

600

600

600

600

600

600

600

600

600

$ $ $

600 600

$ $ $

600 600

$ $ $

600 600

$ $ $

600 600

$ $ $

600 600

$ $ $

600 600

$ $ $

600 600

$ $ $

600 600

600

600

600

600

600

600

600

600

9th Month

10th Month

11th Month

12th Month

Total

600

600

600

600 $ $ $ -

600

600

600

600 $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $

$ $ $

600 600

$ $ $

600 600

$ $ $

600 600

$ $ $

600 600

$ $ $ 600 $ 600 $ 600 $ 600

Part III - Estimated Projection and Forecast of Four Years' Earnings

(First and second year figures are taken from previous pages' annual total of monthly cash flow projections)

Beginning Cash Plus: Cash Sales Collection of Accounts Rec. Loans & Other Cash Income Total Available Cash Purchase of Inventory Salaries & Wages Other Employee Expenses Outside Services/Commissions Accounting/Legal etc. Advertising Car/Delivery/Travel Insurances Loan Interest Office Supplies Postage/Shipping Printing/Photocopying Repairs/Maintenance Rent/Lease Taxes/Licenses Telephone Utilities Other (subscriptions/dues/bank charges) Total Expenses Balance (Total Cash less Total Expenses) Less Owner's Withdrawals Balance Less Fixed Loan Payments Other Loan Payments Ending Cash

First Year Second Year Third Year $ $ 600.00 $ $ $ $ $ $ 600.00 $ $ 600.00 $ 600.00 $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 600.00 $ 600.00 $ $ $ $ 600.00 $ 600.00 $ $ $ $ $ $ 600.00 $ 600.00 $

600

Fourth Year $ 600.00

600

600.00

600 600

$ $ $

600.00 600.00

600

600.00

Revenue Expenses Loan Payment Profit

Profit & Loss Statements Year 1 Year 2 Year 3 $ 600 $ $ $ $ $ $ $ $ $600 $0 $0

$ $ $

Year 4 $0