Timber Harvesters Program

Property and Equipment

Casualty

Workers Compensation

Umbrella

If your business is cutting timber or contracting with a company that does, you have special insurance needs. Acadias Timber Harvesters Program offers a single company approach designed to provide all lines of insurance for log and chip contractors, and their subcontractors. This program was developed by people who understand the business and are committed to offering you a well-rounded, affordable approach to your insurance needs, including local underwriting, claims, audit and loss control services.

Coverage Highlights*:
Coverage for your electronic office equipment and software
$5,000 Equipment $1,000 Software

Reimbursement per occurrence for the recharge of fire

suppression systems on your equipment $1,000

Fire Legal Liability Coverage

(on or off your premises) $10,000

Coverage for each of your mobile radios and base station

(including antenna) $1,000 per radio $2,000 per base station $2,500 per employee $5,000 per occurrence $5,000

25% of policy per occurrence limit up to $250,000

Valuable Papers and Accounts Receivable Coverage combined Replacement Cost Coverage for partial equipment losses Coverage for damage to the booms on your equipment, even if
caused by weight

Coverage for loss to employees personal property Coverage for your miscellaneous tools and equipment Cargo Coverage for equipment of others you transport
within a 100 mile radius $250,000

No coinsurance applicable to your equipment No exclusion for liability losses arising from fire Property Damage Coverage for vehicles of others you are loading
or unloading

Coverage for hired, leased, rented or borrowed equipment

for fifteen days $150,000 $250,000

Sudden and Accidental Pollution Coverage for your vehicles Automatic coverage at actual cost for newly
acquired equipment for thirty days

Coverage for thirty days for equipment on trial

*This is only a broad overview of currently available coverage. Coverages are subject to the terms and conditions of the policies and may change over time. For actual coverage provisions, please refer to the policies.

The greater of $10,000 or 10% of the value

of a damaged piece of equipment in Extra Expense Coverage

maine

connecticut

new hampshire

massachusetts

new

york

vermont

general eligibility

Superior maintenance of vehicles and equipment Favorable loss control with acceptable fire safety/prevention practices relative to woods equipment and logging camps Employ fully insured subcontractors You are not a General Contractor

Your business is a full time operation in business at least 5 years Majority of operations are performed on your own land or under long-term contract with specific landowners Drivers of heavy trucks have at least 5 years experience and acceptable MVRs

tailored Loss Control programs Help You protect Your Business

Acadia is committed to offering you a practical approach to your insurance program through our highly qualified loss control staff. Our local Loss Control professionals can assist you with risk management practices for your business as well as offer safety programs, including First Aid and CPR training, and Defensive Driver training to help you protect your employees and your business. In a recent independent 2010 survey conducted by Deep Customer Connections, Inc and administered to independent agents nationwide, Acadia Insurance was ranked #3 for the quality of provided Loss Control services.

the acadia difference

Were LoCaL. Were responsive. Committed to You. finanCiaL strengtH. Our underwriters live in the territories where they work, so they understand the local market and your unique needs. We pride ourselves on providing you with personal, local and responsive service from our claims and loss control professionals. We value all of our customers as long-term partners, and we are committed to providing you with targeted coverage for your industry. Our long term commitment to the Northeast is supported by the financial strength of our parent company, W. R. Berkley Corporation with a financial strength rating of A+ (Superior) by A.M. Best.

This presents a broad overview of coverage available under Acadias policies. To find an Acadia agent, please visit www.AcadiaInsurance.com For actual coverage provisions, please refer to the policies.

Acadia Insurance | One Acadia Commons Westbrook, ME 04092 | 800-773-4300

www.AcadiaInsurance.com
Financial Strength. Our long term commitment to the Northeast is supported by the financial strength of our parent company, W. R. Berkley Corporation with a financial strength rating of A+ (Superior) by A.M. Best. *Insurance policies may be offered by one or more of the following affiliated insurance companies: Acadia Insurance Company, Continental Western Insurance Company, Firemens Insurance Company of Washington, D.C. and Union Insurance Company.