QUESTIONS: TECHNICAL KYC? BANK RATE? FOREX? DIFFERENCES YOU SE IN PRIVATE AND PUBLIC BANKS?

DO YOU HAVE ACCOUNT IN BANK ?WHICH BANK?WHY? WHAT IS ULIP? IMF? WHAT IS MUTUAL FUND? WHAT IS INFLATION AND DEFLATION? SEBI? REPO RATE AND REVERSE REPO RATE? MICRO FINANCE? What is current CRR and SLR? What is CAR (capital adequacy ratio)? What do you know BASEL norms? HR QUESTIONS: Tell me about yourself? Tell me about your family? In case ,your are the only daughter of your family would you like to work anywhere across india? Strengths and weakness? Don t you think you are over qualified for this position? Why you want to work here? Why not pharma? Have you applied for any other bank?

What do you know about your bank? Have you applied other areas apart from banking? Where do you see yourself in 5yrs from now? If you are a female being a girl if you are posted in unsafe place like assam wouldyou like to continue to work? Did you prepare for interview? What did you prepare ? Have you attended any bank interview before? Do you have any questions for us? Give an example of situation you found yourself in and what would you do? Senior employee misbehavior? Hobbies? How many marks you will give yourself out of 10? Why should we hire you into this organization? Did you support privatization of banks and why? Governor of RBI? What was first bank established in india? What are the tools with RBI to control liquidity in market? Differences between savings and current account? What significant trends you see in future in the bank industry?

Who is the current finance secretary? What do you know about mobile banking? What is the difference between private and nationalised banks? What do you have to do if we found a bank note? What is ATM?

 What is bearer cheque? What is the difference between cheque and draft? What will you do if you have received a fake note from customer? How do you feel after entering a private bank and public sector bank? What is Contingent Liability? What is the product of money market? What is monetary policy? What is inflation? Why do you want to enter banking?
What is NEFT? What is the difference between million and a billion? What is the buzzing word of India s economy? What action is the RBI taking? What is the final impact on the Economy?

Similarity between USA and India in-terms of Economy?

What are the functions of RBI?

y

Do you have any account in any bank. Which type of account and what is the interest rate payable on it?

What is a debit card and what all can be done with it?

Latest Fresher Jobs & Results for ( MCA Btech BCA Bsc Polytechnic Diploma )

y y y y y

Jobs Results Job Preparation Entrance Exams Contact Us

Sponsor : Visit GovtJobsResults.com for Govt Jobs & Preparation Material

y Custom tee shirts y Bank Account y Money Market y Debt Settlement y Debt Settlements

Bank Clerical & PO Interview Questions With Answers.

Interview plays an important role in getting good jobs either in private sector & public sector. After so much good marks it was not possible to get a good job. There are some tips & questions asked in Bank Clerical & PO Interview.

Frequently Asked Bank Clerical & PO Interview Questions With Answers

1. What is SLR? The ratio of liquid assets to demand and time liabilities is known as Statutory Liquidity Ratio (SLR). 2. What are Repo rate and Reverse Repo rate?

Repo (Repurchase) rate is the rate at which the RBI lends shot-term money to the banks. Reverse repo rate signifies the rate at which the central bank absorbs liquidity from the banks 3. What is the difference between Bank Rate and Repo Rate?

Bank Rate is the rate at which RBI allows finance to commercial banks in India Repo is a money market instrument, which enables short term borrowing and lending. 4. What is a bank?

A bank is a financial institution whose primary activity is to act as a payment agent for customers and to borrow and lend money.

5.

What is Banking Business?

Banking Business is the business of receiving money on current or deposit account, paying and collecting cheques drawn by or paid in by customers. 6. What is Accounting for Bank Accounts?

There are two types of accounts Debit and Credit. 7. What are the Economic functions of Banks?
y y y y y

Issue of money Netting and settlement of payments Credit Intermediation Credit quality improvement Maturity transformation

8.

What is relation between Inflation and Bank interest Rates?

The major factor affecting Bank interest rate is inflation. An increase in inflation leads to an increase of interest rate. 9. What are the different channels of Banking you use in your daily life?

A branch, ATM, Mail, Telephone, Online Banking 10. How many types of banks are there? Banks activities can be divided into Retail Banking, Corporate banking, Business banking, Investment banking. 1.What is Financial inclusion? 2.What is fund flow and how it differs from cash flow? 3.Why inflation is not going down 4.what is fiscal policy and monetary policy? 5. What is core banking solution? 6.What is Repo rate and Reverse Repo rate? 7.What is Marginal standing facility recently introduced by RBI? 8. What are the major monetary tools to control inflation? 9.How WPI is calculated and what is WPI? 10. In recent times due to several times increase in interest rates, cost of funds have become higher, what a bank can do to maximise its business in such high interest scenario?

11.what is the impact of gloabal recession on indian banking system and economy? 12.Effects of fiscal stiumlus mesaures taken by government to come out of recession? 13. What is the role of RBI to control inflation? 14. How can we stop the fake currency notes circulation? 15 where we have currency publication mints in india and who manage them? 16. what is current account deficit?