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INTRODUCTION TO THE COMPANY

About Aegon Religare Life Insurance

AEGON one of the worlds largest life insurance and pension groups, Religare One of Indians leading integrated financial services groups and Bennett, Coleman & company India largest media house, have come together to launch AEGON Religare Life Insurance Company Limited . This venture is dedicated to build a firm future, both for customers and employees and will continue to balance a local approach with the power of an expanding global operation. We launched our pan-India multichannel operations in July, 2008 with over 30branches spread across India. Our business philosophy is to help people plan their life better. We provide high quality advice to our customers and offer superior customer service. In an industry first, AEGON Religare Life Insurance offers policy servicing on the phone via Interactive Voice Response System (IVR) by issuing the customer a T-Pin for authentication. It is also the first company to include the customers medical report in the policy kit.

AEGONs Businesses serve over 40 million customers in over 20markets throughout the Americas, Europe and Asia, with major operation in the united states, the Netherlands and the united kingdom . with the headhunters in the huge , the Netherlands ,AEGON companies empl0y almost 32000,wordwide.the company common shares are listed on four stock exchange: Amsterdam, London ,new york and Tokyo . it manage euro 351 billion in revenue generating investment .AEGON has more than 160 years of experience with its roots going back to 1844.it hold 26% equity in our company. http://www.aegon.com

ABOUT AEGON RELIGARE ENTRERPRISE LTD.

Religare is diversified financial services group of India a multitude of investment option, financial services witch Religare offers can be broadly clubbed across three key verticals retails institutional and wealth spectrum .Religare has also venture in to the alternative investment spheres through its holistic arts and initiative and film fund. With the view to expand, diversify introduced offering benchmark again global best practice ,Religare operates in the wealth management space under the brand name Religare Macquarie privet wealth Religare has pan India presence 1837 location at across 498 cities and town . it also currently operate nine international location following its acquisition of London brokerage & investment firm, Hichens ,Harrison & co plc.(now Religare Hichens,Harrison Plc).

http://www.religare.com Bennett, Coleman & Co. Ltd. (BCCL),

part of the mammoth Times Group, is Indias largest media house. It reaches out to2468 cities and towns all over India. The group owns and manages powerful media brands like The Times of India, The Economic Times, Maharashtra Times, Navbharat Times, Femina ,Filmfare, Grazia, Top Gear, Radio Mirchi, Zoom, Times Now, Times Music, Times OOH, Private Treaties and India times. Com .All of its brands are multinational in outlook, traditional at heart and national in spirit. From the very first edition on November 3,1838 the mammoth BCCL Group has come a long way. By way of the innovative venture of Times Private Treaties (http://www.timesprivatetreaties.com), the BCCL Group holds30% equity in our company.

MILESTONES IN THE HISTORY

Religare is a diversified financial services group of India offering a multitude of investment options.

Religare has a pan India presence, 1837* locations across498* cities and towns. It also currently operates from nine international locations following its acquisition of London'sbrokerage & investment firm, Hichens, Harrison & Co. plc.(Now Religare Hichens, Harrison Plc).AEGON Religare Life Insurance launched its pan-India multichannel operations in July, 2008 with over 30 branches spread across India in day 1. Aegon religare is the first company to include customers medicals report in policy kit . ROLR OF IT AEGON RELIGARE LIFE INSURANSE

1. INTER OFFICE CONNECTIVETY

All their Branch / Area and Regional offices will beinterconnected to their Data Centre with a 24x7 access to CoreApplications like Lotus Mail, Life-Asia and Internet Applications.This will enable their associates to work faster and better withhigh-speed Internet connectivity and also ensure faster TurnAround Time for theircustomers. 2. Customer Care Centre: They will host a centralized Customer Care Centre at NaviMumbai, which cater services to internal and external queries andcomplications. A customer Relationship Management Tool(CRM) and Lead Management System (LMS) are in progress.

3.Web Portal: -

This portal will be an interface between both internal employeesand their external users. Some of the functions included in their portal are Policy Tracking Systems, Corporate News, QualityChecking System, Under Writing Medical System, and AgentManagement System etc.

4.SMS Alerts: -

SMS Alerts will be provided to their Sales Managers about thelatest happenings like Contests and Campaigns, Employee Alertswill include Company News and Welcome/Birthday/Anniversary message etc Customers includes Welcome/Birthday/Anniversary message ,policy dispatch details policy services sms like premium receipt and renewal premium remainders etc.

5.Document management system

DMS will enable both policy issuance and contract servicingthrough an automated workflow, which yields a faster Turnaround Time to both internal and external users. This applicationwill enable them to have a paperless office and thus mitigate therisk of losing vital records/papers.

6.CORE VALUES

Aegon Religare Life Insurance Company Limited has some corevalues which are listed as follows:

1) Result Oriented 2) Performance Driven 3) Customer Focused 4) Learning and Development Oriented 5) Employee Centric 6) Informal and Fun

7. SUBSIDIARY COMPANIES: Religare Securities Limited Equity Broking Online Investment Portal Portfolio Management Services Depository Services . Religare Commodities Limited Commodity Broking Religare Capital Markets Limited

Investment Banking Proposed Institutional Broking Religare Realty Limited In house Real Estate Management Company Religare Hichens Harrison

Corporate Broking Institutional Broking Derivatives Sales Corporate Finance Religare Finvest Limited

Lending and Distribution business Proposed Custodial business . Religare Insurance Broking Limited

Life Insurance General Insurance Reinsurance Religare Arts Initiative Limited

Business of Art Gallery launched - arts-i Religare Venture Capital Limited

Private Equity and Investment Manager Religare Asset Management Religare Asset Management Company (P) Limited is a whollyowned subsidiary of Religare Securities Limited (RSL), which inturn is a 100% subsidiary of Religare Enterprises Limited.** Religare Hichens, Harrison plc. (RHH) is a part of ReligareEnterprises Limited (REL) a leading integrated financialservices group of India. Hichens, Harrison & Co. plc. (HH), established in 1803 is Londons oldest brokerage and investmentfirm with a global footprint. Post its acquisition through RELIGARE indirect subsidiary - Religare Capital Markets

International (UK)Limited, HH has been rechristened as Religare Hichens Harrisonplc . ASSOCIATE COMPANIES: Fortis Healthcare Limited Super Religare Laboratories Limited (formerly SRLRanbaxy) Religare Wellness Limited (formerly Fortis Healthworld) Religare Technova Limited Religare Voyages Limited RELIGARE JOINT VENTURES:

Head office and branches They are 50 branches in 19 state through out India Corporate and registered office

AEGON Religare Life Insurance,2nd Floor, Paranjpe B Scheme,Subhash Road, Near Garware House,Vile Parle (E),Mumbai - 400 057.

Other Branches

1. Ahmedabad

2. Amritsar

3. Bengaluru- Brigade

4. Bhopal

5. Bhubaneswar

6. Chandigarh

7. Chennai- Mount Road

8. Coimbatore

9. Dehradun

10.

Faridabad

11.

Gurgaon

12.

Guwahati

13.

Hubli1

14.

Hyderabad- Paniagut

15.

Hyderabad- Secunderabad

16.

Indore

17.

Jaipur

18.

Jalandhar

19.

Jamshedpur

20.

Kanpur

21.

Kochi

22.

Kolkata- Dalhousie

23. 24.

Kolkata- Garihat Bengaluru- Korama

25.

Lucknow- Sikander Bad

26.

Lucknow- Vidhan sabha Road

27.

Ludhiana

28.

Managalore

29.

Mumbai- Dadar.

30.

Mumbai- Belapur

31.

Mumbai- Kandivali

32.

Nagpur

33.

Nashik

34.

New Delhi- Kailash Colony

35.

New Delhi- Pitampura

36.

Noida

37.

Panipat

38.

Panjim

39.

Pune- Koregaon Road.

40.

Pune- Schapiro Street

41.

Raipur

42.

Rajkot

43.

Ranchi

44. 45. 46. 47. 48.

Salem Surat .Thiruvananthapuram Trissur .Vadodara

49. 50.

Varanasi Patna

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