LISA DRAZIN, CFA

Bethesda, Maryland 20817 301.320.2700 lisa.drazin@verizon.net Restructuring and Turnaround Advisor Summary Lisa Drazin, CFA, is a corporate and real estate investment banker who is responsible for managing complex debt structures through leverage finance and restructuring. She is responsible for the application of debt management strategies, banking regulations including working with US bank regulatory agencies, and bankruptcy law in order to resolve debt capital challenges facing corporate and commercial clients. Lisa has over twenty five years of experience leading complex financial transactions from start to finish, including management of teams of analysts and associates, financial modeling to manage the development of complex structured financial models; negotiation of contract deal terms and ancillary legal documentation; and valuation and IRR analysis. She is a member of the CFA Institute and The CFA Society of Washington. Lisa works for public institutions and private entities who are investors in and servicers of commercial real estate and corporate assets. She is a team leader with strong track record of people and program management, fund raising with institutional investors, managing complex external relationships with investors, trustees, banks, rating agencies and public institutions. She leads teams that have dealt with more than $20 billion of distressed assets. Her teams have developed strategies that resulted in capital market stability, the turnaround of an independent federal agency responsible for over sixty percent of national job creation, and the resolution of private sector debt for over 135 companies. Core Competencies Workout, restructure and turnaround commercial assets in and out of bankruptcy. Interface with trustees, bankers, public sector officials, borrowers, investors and servicers. Perform due diligence for $1 billion of commercial assets. Restructure, reposition and recapitalize commercial assets. Develop and implement non performing loan underwriting guidelines and work out strategies for US banking regulator. Achieve on a national scale an orderly, standardized and reliable workout process that citizens trust. Raise capital and re-finance commercial assets. Experience Woodmont Asset Management, Inc. Bethesda, Maryland

1989- Present

As family office manager, restructured and turned around familys most valuable commercial assets. Managed and restructured commercial assets quadrupling its value. Developed and drafted overall strategic plans to achieve high investor return with acceptable risk. Develop annual operating budgets including capital programs for each of the portfolio assets. Proactively manage assets, personnel and other resources to achieve high client satisfaction that meets or exceeds return objectives. Abreast of debt and capital market trends on a global basis

Acquisition of commercial assets covered by FDIC loss share agreement and of commercial assets in bankruptcy. Asset manager with over 135 clients who represent over $20 billion of distressed commercial assets Resolved utilizing comprehensive knowledge of restructuring strategies, bankruptcy law, corporate finance and debt and equity capital markets to assist corporate and commercial clients with distressed multi-million loans and loan portfolios to mitigate loss and rejuvenate and restore profitability by developing and implementing innovative turnaround strategies. As financial advisor created the blue print for the turnaround of an independent federal agency that finances the creation of sixty percent of the national job growth. Structured a secondary market for the sale of $31 billion of nonperforming commercial loan and performing micro loan assets. Coordinated the activities of the agencys investment officers and companys specialists performing loan pools valuations. Coordinated agency relationships with other federal cabinet departments, federal independent agencies, and private institutional investors. Achieved reduction in Treasury insurance subsidy of over $5.50 per $1,000 of loan guarantee. Saved the federal Treasury over $55 million annually going forward. Award for best practices in asset resolution. Federal Savings and Loan Insurance Corporation Washington, DC 1988-1989 Team leader for the stabilization of the domestic municipal bond market during a financial crisis. As a federal bank regulator managed complex relationships with bond counsel, banking, rating agency and development officers to formulate comprehensive credit enhancement strategies for $9 billion of distressed bond investments. Efforts resulted in market stability over eighteen months with no cost to the bank insurance fund. Drazin & Company, Inc. Drazin Securities, Inc. Bethesda, Maryland 1983-1988 Raised $140 million of cash without affecting the stock price of a Fortune 500 Company. Established Standard & Poors Real Estate Rating System. Completed corporate turnaround via leveraged buyout including loan workout, corporate balance sheet restructuring and commercial property acquisition. Conducted due diligence for real estate investments, established securities operations and trained staff for four securities broker dealers, a mortgage banker and a United Nations agency. Resulted in $1 billion of fund raising to purchase assets. Jefferson Securities, Ltd. Bethesda, Maryland 1981-1983 Registered, started up, and managed a real estate syndication securities broker dealer with 22 registered representatives. Achieved sales revenue of $50 million annually. Geico Corporation Chevy Chase, Maryland 1980 Performed equity research for a $500 million corporate equities portfolio. Wrote equity investment recommendations for investment committee chaired by Mr. Warren Buffett.

Education and Certification Chartered Financial Analyst 1986 Charter No. 9008 Master of Business Administration- Finance and Investments June 1980 George Washington University- School of Government and Business Administration Washington, DC Beta Gamma Sigma Bachelor of Arts- Psychology June 1976 Wellesley College Wellesley, Massachusetts Honors Wellesley College Scholar with Distinction