Life insurance

Life insurance can take care of your family and help them maintain their standard of living should something happen to you or your partner. Apart from taking care of outstanding loans or mortgages, it can also protect your children's education or provide for your partner's retirement. No matter what the future holds, we've got a life insurance product that will help you take care of what's most important to you.

DPS Super
Regular savings & protection will make your dreams come true As a sensible and responsible individual, you must be looking for the best possible avenues to grow your hard-earned money. An ideal financial plan for you may be the one that accumulates your money with reasonable returns as well as provides protection to you & your family against uncertainties. If you are looking for such a plan, MetLife Alicos DPS Super can offer you the solution! MetLife Alicos DPS Super is a savings and protection plan that provides an attractive Maturity Value and a substantial Accidental Benefit. Product Overview: You can select your plan from the following 3 options: Features Maturity Value + Life Coverage + Accident Coverage + Critical Illness & DPS Super Gold Waiver of Premium Benefits DPS Super Silver Maturity Value + Life Coverage + Accident Coverage DPS Super Bronze Maturity Value + Accident Coverage Plan

1- DPS Super Gold Plan This Plan provides you an opportunity for

Attractive Maturity Value to meet your financial planning needs. Life Insurance coverage equivalent to policy Face Amount (Face Amount is defined as the DPS Super annual premium times the policy term) Double Benefit due to Accidental Death (AD) and Accidental Permanent & Total Disability (PTD); consequently a total coverage of 3 times the Face Amount in case of

AD. In case of Accidental Dismemberment the additional Accidental Benefit may reach up to 2 times the Face Amount depending on the type and extent of Loss Lump Sum payment equal to 100% or 50% of the Face Amount in case of diagnosis of 8 Critical Illnesses Waiver of Premium in case of Permanent Total Disability due to Accident or Sickness under Family Protection Rider Disability

Product Details Eligibility Minimum Age: 18 years Maximum Age: 54 Years Term Minimum 5 years and Maximum 20 years Currency Bangladesh Taka (BDT) Face Amount (for all plans of DPS Super) Minimum: BDT 45,000 Maximum: BDT 7,500,000 Premium Mode Monthly, Quarterly, Half-yearly, Yearly Gender Male and Female Premium Minimum: Tk. 750 Monthly (Tk. 2,250 Quarterly, Tk. 4,500 Half-yearly and Tk. 9,000 Yearly) Maximum: Any amount which does not result into Face Amount exceeding Tk. 7,500,000

Other Product Features Applicable for DPS Super Gold plan only
Supplementary Contracts Critical Illness under Critical Guard (CG): CG will provide lump sum payment equal to 100% or 50% of the Face Amount (depending on your entry age & policy term & your choice) in case of diagnosis of following 8 critical illnesses

Stroke

Cancer (excluding Skin Cancer) First Heart Attack Coronary Artery Surgery Other Serious Coronary Artery Diseases Heart Valve Surgery/Replacement Pulmonary Arterial Hypertension (Primary) Benign Brain Tumour

Waiver of Premium under Family Protection Rider (FPR) Disability: If you become permanently and totally disabled due to accident or sickness within age sixty (60) years, you will not be required to pay premium for the remaining term of the Policy and Supplementary Contracts. MetLife Alico will pay all premiums on your behalf. You will be entitled to receive all the coverages and Maturity Value. Expiration age Supplementary Contracts 60 years Non-Cancelable Feature Critical Illness and Waiver of Premium coverages may not be cancelled by the insured during the first 2 years from the Policy Effective Date. Waiting Period Critical Illness coverage will commence after expiration of 180 days following the Supplementary Contract Effective Date or the last Coverage Commencement Date, whichever is later. To be eligible for Waiver of Premium benefit a disability has to continue uninterruptedly for a period of at least 6 (six) months

Medi-Guard
Guard against the financial impact of an accident or illness

Financial protection for hospitalization & surgical intervention due to accident & sickness Enroll your family at a discounted rate Multiple packages to choose from - pick the one that best suits your need Paid premiums are income tax deductible

// Medi-Guard
Medical costs associated with hospitalization nowadays are very high and sometimes emerge before you as heavy burden. If your income is affected as a consequence, it is your family that suffers. Medi-Guard Hospitalization Plan will protect you & your family in case of hospitalization & surgical intervention due to accident & sickness, in addition to many more benefits. It also offers you Family Option at discounted rate under which you can include your spouse and all of your children. Overview

Accident & Sickness Daily InHospital Cash (to cover Room & Board) up to TK. 730,000 per year Additional Daily In-Hospital Cash (to cover Miscellaneous Expenses like Medicine, Doctors Visit etc.) up to Tk. 365,000 per year Accident & Sickness Surgical Expense Reimbursement Limit is up to Tk. 100,000 per year Double Limit for Surgical Expense for 9 Dread Diseases up to Tk. 200,000 per year Ambulance / Emergency Transport Expense up to Tk. 4,000 Accident Medical Expense Reimbursement (In-patient and Out-patient) up to Tk. 100,000 per Injury. Accidental Death & Dismemberment Benefit up to Tk. 1,000,000 Natural Death Benefit Tk. 20,000 Paid premiums are Income Tax deductible Several packages are available under this plan. See the "Product Details" section to find the benefits and rates and pick the package that suits you

Full Family Coverage at Discounted Rates

Family Option under which Spouse and all Children can be included Same plan or different plan can be selected for you and your Spouse & Children Only one additional premium is required to cover your Spouse & up to 2 Children For more than 2 children, each can be covered for an extra 25% of the Spouses selected plan premium applicable to the age bracket of 18-39 years Spouse will be covered for 75% and each child for 50% of the selected plans benefit amount Spouse coverage will be 100% of the selected plans benefit amount if no child is included.

Packages and Benefits

Schedule of Benefits

Benefits (In BDT) Accident & Sickness Daily Hospital Cash (to cover Room & Board ) Additional Daily Cash to cover miscellaneous Hospital Expenses (Medicine, Doctors visits etc.) Accident & Sickness Surgical Expenses Reimburse Limit Double Limit for Surgical Expense for 9 Dread Diseases Ambulance/Emergency Transport Expense Limit Accident Medical Expense Reimburse Limit Accidental Death Benefit Accidental Dismemberment, Loss of Sight, Hearing, Speech Benefit (up to) Natural Death Benefit

Plan I 2,000 1,000

Plan II 1,000 500

Plan III 500 250

Plan IV 250 125

100,000

50,000

25,000

12,500

200,000

100,000

50,000

25,000

4,000 100,000

3,000 50,000

2,000 25,000

1,000 12,500

1,000,000 500,000 250,000 125,000 1,000,000 500,000 250,000 125,000 20,000 20,000 20,000 20,000

Schedule of Premium
Single Premium for 3 years (BDT)

Plan I 41,246 52,451 68,758 Plan I 61,105 77,705 101,863

Plan II 20,932 26,807 35,401 Plan II 31,011 39,715 52,445

Plan III 10,749 13,959 18,695 Plan III 15,925 20,680 27,696

Plan IV 5,630 7,508 10,315 Plan IV 8,340 11,122 15,285

Ages 18 39 Ages 40 49 Ages 50 55

Single Premium for 5 years (BDT)

Ages 18 39 Ages 40 49 Ages 50 55

Product Details Eligibility Issue age of Applicant and Spouse: Minimum 18 years and maximum 55 years

Issue age of Child: Minimum 12 months and Maximum 19 Years or 23 years if full time student and financially dependent on the parent. For Full Time Students Minimum age: 18 years Maximum age: 23 years Coverage is available to these professionals among others: Corporate Executive, Accountant, Lawyer/Attorney, Architect, Doctor, Dentist, Banker, Businessman, Businesswoman, Army Officer, Teacher, Housewife, Student Term 3 or 5 years Currency Bangladesh Taka (BDT) Minimum and Maximum Benefits Refer to the Schedule of Benefits Gender Male and Female Premium Mode Single premium