ANGEL A. BEGUIRISTAIN 700 Biltmore way Street, Apt.819 305.305.7331 Coral Gables, FL 33134 ab1188edc@westpost.

net SUMMARY Private Banking * Wealth Management * Marketing *Financial Adviser Consistent achievements as a top producer-increasing revenues, portfolios and pr ofits through expertise in business development, relationship building, and exce ptional service follow up. Strategic planning, sales and marketing experience co mbined with qualifications in staff development, coaching and management to driv e and deliver performance results. Bilingual: Fluent in English and Spanish. Lic enses: N ASD Series 6, 7, 63, and 65. PROFESSIONAL EXPERIENCE OCEAN BANK, Miami, Florida 2008 - Present VP Relationship Manager Wealth Management/ Private Banking Cultivate and manage new and existing client relationships of high net-worth ind ividuals and their businesses. Develop sales plan for each relationship to provi de an array of services. Continually expand referral network through contact wit h various internal business partners and external financial intermediaries. Deve lop and manage credit and deposit relationships with complex high net worth indi viduals, corporations and partnerships to provide deposit, credit, investment, a nd fiduciary services. Review individual accounts relationships to determine the banking and investment needs of clients. Structure and negotiate loans within t he authorized lending limits. Monitor portfolio on an on-going basis to ensure c redit quality, avoid past due accounts and maintain the integrity of the loan do cumentation. Results: * Successful track record of new account through sales of wealth management acco unts. * Surpassing the banks benchmark for market $17MM in 2008 to $57MM in 2010. * Grew the loan portfolio from $570K in 2008 to $4MM in 2010. * Recognized for top sales performance in 2008 and 2010. * Lowered the cost of funds from 4.5% in 2008 to 1.16% in 2010, saving the bank $200k. CITI BANK / SMITH BARNEY, (USA) Coral Gables, Florida 2006 - 2007 VP Relationship Manager (2006 - 2007) Developed and executed an effective business development plan through intermedia ries, colleagues and existing client base. Built and managed solid client relati onships; communicated with other bank division personnel to effectively resolve any client issues. Developed sales plan for each relationship to provide and arr ay of services; investment management, estate planning, credit and personal bank ing products. Results: * Grew and managed $45 million investment portfolio. * Opened 25 new investment relationships. * Generated over $400K in revenue. * Referred $5M in business loans. B-LINE INC., Miami, Florida 2005 - 2008 VP Marketing / National Sales 2005 - 2008 Oversaw the Marketing department and staff. Managed $25M portfolio (marketing ac count for fortune 500 companies). Aggressively marketed and cross sold all mark eting promotion items. Reviewed and strengthened client relationship, including performing workouts, restructured portfolio and transfer or closed problem accou nts to maximize the efficiency, and profitability of the firm. Results: * Consistently exceeded production goals for new marketing account. Recognized a s an effective negotiator, generating highest level of fee income ($350,000 annu ally) division wide. * Opened12 fortune 500 company marketing accounts, generating over $15 million i n sales. * Grew and managed $25M marketing relationships.

* Developed an online retail web site to increase the company profitability by 2 5%. WACHOVIA BANK / WACHOVIA SECURITIES LLC, Coral Gables, Florida 2001 - 2005 Financial Advisor Managed $50M+ in client assets, consulted with clients on appropriate financing strategies, provided investment solutions and asset management. * Identified qualified prospects and secured bank clients in both U.S. and Latin American markets. * Generated $400K in gross commissions for the year 2000, demonstrating thorough understanding of all investment vehicles and matching these with the appropriat e clients. * Grew a book of business from $3M to $50M+ in four years of business by gatheri ng assets from domestic and international clients in Venezuela and Mexico. UBS PAINEWEBBER, Miami, Florida 1997 - 2001 VP Financial Advisor Managed ongoing relationships with high net worth individuals, corporate executi ves, and corporate accounts providing investment, credit and capital market prod ucts in addition to a variety of services within a multi functional team. Struct ured and implemented complex loans. Managed intricate credit relations, implemen ted action plans to develop new business and broaden relationships. Results: * Grew book of business from zero to $45M. * Produced $500K in gross revenue per year. * Achieved revenue and customer retention goals while increasing client profitab ility through relationship building, outstanding service delivery, cross selling and referral development. GREAT WESTERN BANK / GREAT WESTERN FINANCIAL SECURITIES, Miami, Florida 1995 1997 Financial Advisor Identified, prospected, secured, and retained high net worth individuals and ins titutions domestically and globally, customizing investment strategies and finan cing to meet client needs and goals. Evaluated client's portfolios to determine client's investments alignment with financial milestones. Results: * Attained: NASD Series, 6, 7, 63, and 65 and Florida Life & Variable Annuity H ealth Licenses. * Grew and managed $25M of investment portfolio. * Opened over 60 new relationships by integrating with and cross selling to bank partners. EDUCATION Certificate - Certified Financial Planner Certification Barry University Accounting Florida Atlantic University A.A., Accounting Miami Dade College LICENSES / CERTIFICATIONS NASD - Series: 6, 7, 63, and 65 Florida Department of Insurance Life Insurance & Variable Annuity License Health Insurance Florida Department of Financial Services Licensed Mortgage Broker, State of Florida