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PUNJAB NATIONAL BANK

REVIEWED FINANCIAL RESULTS


FOR THE QUARTER/HALF-YEAR ENDED 30th SEPTEMBER, 2011
Particulars

1.

2.
3.
4.
5.

6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.

Interest Earned ( a+b+c+d )


a) Interest/discount on advances/bills
b) Income on Investments
c) Interest on Balances with RBI & other
Inter Bank Funds
d) Others
Other Income
TOTAL INCOME (1+2)
Interest Expended
Operating Expenses (i+ii)
(i) Employees' Cost
(ii) Other operating expenses
TOTAL EXPENSES (4+5)
(excluding provisions & contingencies)
Operating Profit (3-6)
(Profit before Provisions & Contingencies)
Provisions (other than tax) and contingencies
Exceptional items
Profit (+)/Loss (-) from ordinary activities
before tax (7-8-9)
Tax Expense
Net Profit (+)/Loss(-) from ordinary
activities after tax (10-11)
Extraordinary items (net of tax expense)
Net Profit (+)/Loss(-) for the period (12-13)
Paid up equity Share Capital (Face value Rs.10/-)
Reserves excluding revaluation reserves (As per Balance Sheet of previous year)

Quarter Ended
30.09.2011
30.09.2010
REVIEWED REVIEWED

Half-Year Ended
30.09.2011
30.09.2010
REVIEWED
REVIEWED

Rs. In lacs
Year Ended
31.03.2011
AUDITED

895201
704475
185238
4835

645544
503520
139718
2045

1726725
1362060
353819
8203

1242707
971108
267252
3645

2698648
2110455
563755
8420

653
88886
984087
549944
181366
124042
57324
731310

261
71824
717368
347874
159485
111309
48176
507359

2643
197253
1923978
1069940
353868
245306
108562
1423808

702
160999
1403706
685203
298677
210831
87846
983880

16018
361258
3059906
1517914
636422
446110
190312
2154336

252777

210009

500170

419826

905570

71032
0
181745

51603
0
158406

160384
0
339786

105016
0
314810

249198
0
656372

61242
120503

50952
107454

108776
231010

100527
214283

213022
443350

0
120503
31681
1972099

0
107454
31530
1591562

0
231010
31681
1972099

0
214283
31530
1591562

0
443350
31681
1972099

58.00
11.07
12.23

57.80
11.65
12.60

58.00
11.07
12.23

57.80
11.65
12.60

58.00
11.76
12.42

38.04
38.04

34.08
34.08

72.92
72.92

67.96
67.96

140.60
140.60

515011
208851
2.05
0.84
1.21

402482
142550
1.91
0.69
1.36

515011
208851
2.05
0.84
1.18

402482
142550
1.91
0.69
1.37

437939
203863
1.79
0.85
1.34

Analytical Ratios
(i) Share holding of Govt. of India (%)
(iia) Capital Adequacy Ratio (%) as per Basel-I
(iib) Capital Adequacy Ratio (%) as per Basel-II
(iii) Earnings per Share (EPS) not annualized in Rs.

(a) Basic & diluted EPS before extraordinary items


(b) Basic & diluted EPS after extraordinary items
(iv) NPA Ratios:
(a) Amount of gross non-performing assets
(b) Amount of net non-performing assets
(c) % of gross NPAs
(d) % of net NPAs
(v) Return on Assets ( Annualised) %
18.

19.
a)

b)

Public Shareholding
(i) No. of Shares
(ii) Percentage of Share holding

133061200

133061200

133061200

133061200

133061200

42.00

42.20

42.00

42.20

42.00

Promoters and Promoter Group Share Holding

Pledged/Encumbered
--Number of shares
--Percentage of shares(as % of the total
shareholding of promoter & promoter group)
--Percentage of shares(as % of the total
share capital of the bank)
Non-Encumbered
--Number of shares
--Percentage of shares(as % of the total
shareholding of promoter & promoter group)
--Percentage of shares(as % of the total
share capital of the bank)

Nil
Nil

Nil
Nil

Nil
Nil

Nil
Nil

Nil
Nil

Nil

Nil

Nil

Nil

Nil

183750957

182241300

183750957

100%

182241300

100%

183750957

100%

100%

100%

58.00%

57.80%

58.00%

57.80%

58.00%

As On 30.09.11
UNAUDITED

As On 30.09.010
UNAUDITED

Rs. In lacs
Foot Note To The Financial Results
CAPITAL & LIABILITIES
Capital
Reserves & surplus
Deposits
Borrowings
Other Liabilities and Provisions
TOTAL
ASSETS
Cash & Balances with Reserve Bank of India
Balances with Banks & Money at Call & Short Notice
Investments
Advances
Fixed Assets
Other Assets
TOTAL

31681
2349122
34178318
2473127
1263005
40295253

31530
1953927
27339445
2492347
1003525
32820774

2297191
578803
11054248
24901956
314690
1148365
40295253

1878310
412749
8627379
20876435
255218
770683
32820774

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