A Project Report On Banking System Submitted in the partial fulfillment of the requirement For the award of degree of Diploma

B.Tech Integrated Program (Session : 2011 2012)

Guid: Er. Paramjit Kaur Lecturer in IT.

Submitted By: Kapil Gupta Roll No. 2309105 Ashish Chugh Roll No. 2309106 DEPARTMENT OF COMPUTER SCIENCE ENGINEERING MAHARISHI MARKANDESHWAR UNIVERSITY, MULLANA, AMBALA
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DECLRATION
I, Kapil Gupta and Ashish Chugh, a student of B.Tech(Diploma Integrated), in the

Department of Computer Science, M.M. University, Mullana, under class Roll No. 2309105 and 2309106, for the session 2011-2012, hereby, declare that the project entitled Banking System has been completed by us during 5th Semester. The matter embodied in this project work has not been submitted earlier for award of any degree or diploma to the best of my knowledge and belief.

Date :

Kapil Gupta (Roll No. 2309105)

Ashish Chugh (Roll No. 2309106) It is certified that the above statement to the best of my knowledge.

Date:

Paramjit Kaur (Lecturer in IT)

Date:

Mr.Narender Singh (co-odinator)

ACKNOWLEDGEMENT
This project is like pride between theoretical & practical knowledge. It is matter of great pleasure for me to submit this project on BANKING SYSTEM. This project will be great help in crucial times & will contribute in giving life to a person. Firstly , I would like to thanks the supreme power, the almighty GOD who is really responsible for satisfactory completion of my task. Only because of his graceful hands that are always on me. I have been able to develop this project to help his creatures. Secondly, I like to thank my parents who always help me financial and mentally. They always encourage me to be successfully in every field. I would also like to express my gratitude toward all those who have helped me in completing my project successfully. Moreover, my teachers contribute a lot in this project. I am on this stage only because of their support. I feel obliged in taking the opportunity to thank Mr. Narender Singh(co-ordinator). I am deeply thankful Ms.Paramjit Kaur who is my project incharge without his regular counseling, keep interest and encouragement, this project would not successful. I would have never complete if staff members of our college computer department does not help me. At last I am thankful to my friends who always inspired me to move forward. I have no valuable words to express my thanks but my hearts is full of thanks the favor received from every person. Kapil Gupta. 2309105. Ashish Chugh. 2309106.
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ABSTRACT
In ever widening modern world, the present system of education is facing new challenges. It is well known fact that today is the age of computers. There are so many major achievement in science & technology fields. Now a days everyone is realizing the importance of computers which is the achievement of modern age in fifth generation of computers. In the modern era of science and technology as a powerful nation, India is still lagging behind due to dis-advancement in computer technologies. This problem can be overcome only when the youth of India of the present generation give full co-operation in rising India as a powerful nation by learning more and more computers. So, realizing this fact and according to time demand when computers are necessary and important achievement, I have choose this professional course from MAHARISHI MARKENDESHWAR UNIVERSITY.

CONTENTS
Topic Candidates Declaration Acknowledgement Abstract Introduction to Problem Area Introduction to CPP File Handling About Project System Analysis and design Feasibility Study Future Scope Coding Sample Input/output References Page No. 2 3 4 6 7 11-13 14 15-19 20-23 24 25-37 38-46 47

INTRODUCTION TO PROBLEM AREA

In existing system management is recognized as a necessary step in the delivery of successful systems and software projects, discipline is also required by standards, regulations, and quality improvement initiatives. Creating and managing requirements is a challenge of IT, systems and product development projects or indeed for any activity where you have to manage a contractual relationship. Organization need to effectively define

and manage requirements to ensure they are meeting needs of the customer, while proving compliance and staying on the schedule and within budge. The impact of a poorly expressed requirement can bring a business out of compliance or even cause injury or death. Requirements definition and management is an activity that can deliver a high, fast return on investment. The BANKING SYSTEM undertaken as a project is based on relevant technologies. The main aim of this project is to develop software for bank management system. This project is to develop software for bank management system. This project has been developed to carry out the processes easily and quickly, which is not possible with the manuals systems, which are overcome by this software. This project is developed using C++ language and. Hence it provides the complete solution for the current management system. In this project we can keep record of daily banking transactions. This programme is capable of holding any no. of accounts. In this system we cover the opening new account, modification in account, close account, deposit cash, withdraw cash and query.

Limitation of Existing System

Existing system cannot complete the requirement of its users, with the changing world progress.
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INTRODUCTION TO CPP
C++ is an Object Oriented Language. Initially name C with Classes, C++ was develop by Bjarne Stroustrup at AT & T Bell laboratories in earlier 1980s.The features of C++ were a combination of the Object Oriented features of a language called Simula 67 and the power of C. Some of the most important features that C++ add on to C are classes, function overriding and operator overloading. These features enable developer to create abstract classes, inherits properties from existing classes and support polymorphism. C++ is a language for handling very large programs. It is suitable for virtually any programming task including development editors, compilers, databases, communication system and any complex real life application system.

PROCEDURAL LANGUAGE
In the Procedure-Oriented Approach, the problem is viewed as a sequence of things to be done such as reading, Calculating and printing. Basically, it consists of writing a list of instructions for the computers to follow, and organizing these instruction into groups known as function. A number of function are written to accomplish or to solve the problem in the program. So, the Technique of hierarchical decomposition has been specify the tasks to be completed for solving a problem.
Main Program

Function 1

Function 2

Function 3

Function 4

Function 5

There

are

some

characteristics

exhibited

by

procedure-oriented

programming are :
1) Main emphasis is on doing things or work. 2) Large programs are divided into smaller program known as functions.
3) Function transfer data from one function to another.

4) Employs top-down approach in program design.

THE OBJECT ORIENTED APPROACH

The fundamental idea behind Object Oriented Language is to combine into a single unit both data and the functions that operates on that data. Such a unit is called an object. So with the help of object we can encapsulate the data and its functions into a single entity. There are many Characteristics of object oriented languages:
1)

CLASSES:
In OOP we say class is the combination of data and functions under a single name.A class declaration in C++ is largely similar to a structure declaration in c. there is a small example of class declaration: Class xyz { int x; float y; char c; void show( ); }; The definition above stated is not completed. The main idea behind using classes is the binding of data along with its functionality. The class declaration starts with the keyword class followed by the class name. Then we declare the variables which form the data and member functions for processing the data are also declared along with return type for each. The class declaration ends with the closing brace ( } ) followed by semi-colon ( ; ).
Member Variables Member Function

2)

ENCAPSULATION: Encapsulation or data hiding is the mechanism that

associates the code and data that it manipulates into a single unit and keeps them safe from external interface and misuse. The class features of C++ implements the concept of encapsulation by providing access specifies. Access specifies in C++: private, public and protected. The members of a class declared private are accessible only within the class, i.e. only to other of the same class. The members declared are public as accessible anywhere from wiyhin the class, or outside the class. The members declared are protected as a accessible by the sub classes, which is going to inherit the main class.

3)

INHERITANCE:
The Idea of classes leads to the idea of inheritance .Inheritance is the concept by which the properties of one entity are available to another. It allows new classed to be build from the older and less specialized classed instead of being rewritten from scratch. C++ allows a class to inherit properties and functions from another. The class that inherits properties and functions is called the subclass or the derived class and the class from which they are inherited is called the super class or the base class. The derived class inherits all the properties of the base class and can add properties and refinements of its own. The base class remain unchanged.

4)

REUSABILITY:
Once a class has been written, created an debugged, it can be distributed to other programmers for use in their own program. This is called Reusability. However, in
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OOP, the concept of inheritance provides important extensions to the idea of reusability. A programmer can take an existing class and, without modifying it, add additional features and capabilities to it.

FILE HANDING
The file handling techniques of C ++ supports file manipulation in the form of stream objects. The stream objects are predetermined in the header file iostream.h . Information is either stored in it or received from it. For console input we have used cin with overloaded operator >>. Stream cin is an object of class istream. Similarly, cout is an object of class ostream. But a disk file which we want to use is not linked to any stream. For input/output to a disk file we have to link the file to some stream explicitly in the program. Here are classes for handing file. 1) ifstream: for handling input files. 2) ofstream: for handling output files 3) fstream: for handling files on which input/output can be performed The class hierarchy of these classes are :ios

istream

ostream

ifstream istream 11 iostream

ofstream

fstream

The class ios is a virtual base class for the istream and ostream. The iostream is a class with multiple inheritance form both istream and ostream. These classes are defined in the header file fstream.h.

FILE INPUT AND OUTPUT :

C++ also provides specific classes that deals with user defined streams which are in the form of files. To perform file i/o, the header file fstream.h must be included in the program. If defines several classes, including ifstream, ofstream_. These classes are derived from istream and ostream respectively. Istream and ostream are derived from ios,so ifstream, ofstream and fstream also have full access to all operations defined by ios.

OPENING AND CLOSING A FILE:

Before opening a file a stream must be first obtained. To create an input stream, it must be declared as a class of ifstream. To create an output stream, it must be declared as a class of ofstream. Streams that will perform both input and output operation must be declared as a class of fstream. ifstream -> input stream outputstream input/output stream

ofstream out -> fstream io; ->

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Once having created a stream, it can be associated with file name, filename is the name of the file, which may include a path specifier. The value of mode, determines how the file is opened. it must be one of these values. ios::app ios::in ios::in : : : appends to end of file specifies that the file is capable of input. specifies that the file is capable of output open file in binary mode.

ios::binary :

The following instruction open a normal output file. ofstream out; out.open(test,ios::out); To open a stream for input and output, both ios::in and the ios::out mode values must be specified. This can be done as follows: fstream mystream; mystream.open(test,ios::in | ios::out); To close a file member function close ( ) must be used. The close function takes no parameters and returns no value. mystream.close( );

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ABOUT PROJECT

1) Add New Account : This is a module used to store information of new account. 2) Deposit Money: This is a module used to deposit money in account. 3) Withdraw Money: This is used to withdraw money from the account. 4) Balance Inquiry : This is used to inquiry about balance amount in the account. 5) Account List Holders: This is used to display the list of all account holders. 6) Close Account: This is used to close an account. 7) Modify Account: This is used alter account information. 8) Exit : This is used to exit from banking system.

ADVANTAGES OF THE PROJECT

This system can store the account holder information. Though this system modification of old specification can be altered very easily. This project tell us how to manage the information of account holders.

DISADVANTAGES OF THE PROJECT

This system prepared with limited resources and information at our disposal, it may not last long beyond a certain period.

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SYSTEM ANALYSIS & DESIGN

The system concept were founded in general system theory, which enforces a close look at all part of a system. General systems theory is concerned with Developing a systematic, Theoretical framework upon which to make decision. This theory basically concern with the activities of the organization and its external environment. Thus, a system is a way of thinking about organization and their problem. It also involves a set of techniques that help in solving problems. There are more than a hundred definitions of the word system, but some are commonly used that a system is an orderly grouping of interdependent components linked together according to a plan to achieve a specific objective. The word components may refer to physical parts, managerial steps or a subsystem in a multilevel structure.

CHARACTERISTIC OF A SYSTEM
Our definition of a system suggest some characteristics that are present in all system: Organization, Interaction, Interdependence, Integration and a central objective.

ORGANIZATION:
Organization means structure and order. It is the arrangement of components that helps to achieve objectives. In the design of the business system, for example, the hierarchical relationships starting with the president on top and leading downward to the workers represents the organization structure. Such type of arrangement shows a system-subsystem relationship, defines the authority structure, specifies the formal flow of communication and formalizes the chain of command. Like wise, a computer system is designed around an input device, a central processing unit, an output device and one or more storage units. when all these units linked together they work as a whole system for producing information.
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INTERACTION:
Interaction refers to the manner in which each component or unit functions with other components of the system. In an organization, for example purchasing must interact with production, advertising with sales and payroll with personnel. In a computer system, the central processing unit must interact with the input device to solve a problem.

INTERDEPENDENCE:
Interdependence means that parts of the organization or computer system depend on one another. They are coordinated and linked together according to plan. Our subsystem depends on the input of another subsystem for proper functioning; i.e. the output of one system is the required input for another subsystem.

INTEGRATION:
Integration refers to the completeness of the systems. Integration is concerned with how a system is tied together. This means that sharing physical part or location of the system. For better understand, parts of the system work together within the system even through each part performs a unique functions. Without the proper integration of the system, a system cannot work properly and cannot achieve the desired objective.

CENTRAL OBJECTIVE:
The last characteristic of a system is its central objective. Objectives may be real or stated. Although a stated objectives may be the real objective, it is not good for an organization to state one objective and operate to achieve another. The important point is that user must know the central objective of a system for successful design of a system.

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ANALYSIS

It is a detailed study of the various operations performed by the system and their relationship within and outside of the system . A key question is what must be done to solve the problem ? one aspect of analysis is defining the boundaries of the system and determining whether or not a candidate system should consider other related system. During analysis, data are collected on available files, decision points and transactions handled by the present system. A Important point about the analysis is that training. Experience and common sense are required for collection of the information needed to do the Analysis.

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DESIGN

The most creative and challenging phase of the system life cycle is system design. The term design describe a final system and a final system and a process by which it is developed. It refers to the technical specification that will applied in implementing the candidate system. It also includes the construction of programs and program testing. The key question here is How should the problem be solve ? The Major steps in design are shown below: To determine how the output is to be produce and in what format. Samples of output are also made available. Input data and master files have to be designed to meet the requirement of the proposed output.

Finally, details related to justification of the system and an estimate of the impact of the candidate system on the user and the organization are documented and evaluated by management as a step towards implementation. The final report prior to the implementation phase includes procedural flowcharts, records layouts, and a workable plan for implementing the candidate system. Information on personnel, money, hardware, facilities and their estimated cost must also be available. So, at this point, projected costs must be close to actual cost of implementation.

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DATA FLOW DIAGRAM

Request for Open Account

Pass book

Modify Account

Change Details

Close Account Query Close account & Pay balance amount

Custome r

Transaction

Banking System

Custome r

Account status

Receive request for new account

Manager

Verify and Open new account cheque Withdraw form or

Credit or Debit amount in account

Custom er Banking System

Get cash and update account

Deposit cash or cheque

Custom er Banking System

Update Account

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FEASIBILITY STUDY

The data collection that occurs during preliminary investigations examines system feasibility, means whether the proposed system will be beneficial. So, three tests of feasibility will be done to study. All these studies are important. These are: Technical Feasibility. Operational Feasibility. Economical Feasibility.

Technical Feasibility
It involves determining whether or not a system can actually be constructed to solve the problem at hand. Some people think that they can do everything on computer very easily and very soon. Now here is studied that

Technology: Does this technology is technical feasible or not, means the tools we are planning to use for development are technically suggested or not. And we found that this tools are proper and well suited to develop such type of application.

Working: Will the proposed system and components provide adequate responses to inquiries, regardless of number or user and location of users and location of user. For this type of problems no other tools are best.

Expandable: Can it be expanded after development ? The answer is again yes. Because more function can be added in the system to provide more facilities to the users.
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Accuracy: How much the proposed system is going to be accurate after development of it ? If this is developed properly, then we are sure it will be accurate and will work for each condition without failure.

Easy access: User can easily interact with the system as it is menu driven so user can choose the operation he/she wants to perform from the list of operations.

Now it is found that system is technically feasible and can be taken to nest stage but before that I have to check that whether it is operational or economic feasible or not.

OPERATIONAL FEASIBILITY
Proposed projects are of course beneficial only if that can turned into information system that will meet the organizations operating environments. Simply stared this feasibility asks that whether the system work when developed and installed. The issues discussed here are :

Sufficient Support: Is there sufficient support for the project from the other members, management ? Yes, proposed system is well linked by every one involved in management and officials.

Acceptable To Users: We hope that users will welcome this step and will accept the proposed system as this will be help them in various ways. It will be useful for the students of modern algebra, applied mathematics, atomic physics, mathematical problem of economics etc. chances of resistance by other people are less.

Result: Is the result of the proposed system will be harmless, or they may create problems. Will there be any loss of result control ? No, it will not cause any such type of problem because it is planned to be developed in proper way, and these type of issues can be tested during testing phase.
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Slow Performance: No, system will not perform poorly. In fact it would be able to perform well because it is developed in C++ which is a high level language.

After, discussing the aspect related to operational study it is clear that it is almost operational feasible. Now next it is check whether is feasible economically or not.

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ECONOMIC FEASIBILITY.
It involves estimating benefits and costs. These benefits and costs may be tangible or intangible. Because of confusion between types of costs, it sometimes very difficult to decide it is benefits over weigh the costs. The issues are: Hardware Cost: The cost of hardware is to be considered. It should not cross the estimate cost. Hardware will not cost very much. To develop this we need a system

MINIMUM HARDWARE ENVIRONMENT MEMORY :128 MB CPU : Intel Pentium or above PERPHARAL DEVICE : Dot Matrix Printer or LPT Port Printer HARD DISK: 1GB or above

MINIMUM SOFTWARE ENVIRONMENT LANGUAGE : Turbo C++ OPERATING SYSTEM : Windows 95, Windows 98, Windows 2000, Windows XP, Windows NT

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FUTURE SCOPE

This system can be use by any banking organization with small alteration of the system.

This system provides correct task of the business. This system can also provide the correct information regarding the Organization working, all the employee will feel satisfied

regarding their remuneration.

This system altogether rules out cheating, falsification of accounts of the organization.

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CODING

//*************************************************************** // HEADER FILE USED IN PROJECT //****************************************************************

#include<fstream.h> #include<conio.h> #include<stdio.h> #include<process.h> #include<ctype.h>

//*************************************************************** // CLASS USED IN PROJECT //****************************************************************

class account { int acno, deposit, withdraw; char name[50]; char type;
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public: void create_account() { cout<<"\n\n====NEW ACCOUNT ENTRY FORM====\n\n"; cout<<"\nEnter The account Number : "; cin>>acno; cout<<"\nEnter The Name of The account Holder : "; gets(name); cout<<"\nEnter Type of The account (C/S) : "; cin>>type; type=toupper(type); cout<<"\nEnter Initial amount\n>=500 for Saving >=1000 for current :"; cin>>deposit; cout<<"\n\n\nYour Account Created Successfully .."; } void show_account() { cout<<"\n\n----ACCOUNT STATUS----\n"; cout<<"\nAccount No. : "<<acno; cout<<"\nAccount Holder Name : "<<name; cout<<"\nType of Account : "<<type;
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cout<<"\nBalance amount : "<<deposit; } void modify_account() { cout<<"\nAccount No. : "<<acno; cout<<"\nModify Account Holder Name : "; gets(name); cout<<"Modify Type of Account : ";cin>>type; cout<<"Modify Balance amount : ";cin>>deposit; } void dep(int x) { deposit+=x; } void draw(int x) { deposit-=x; } void report() { cout<<acno<<"\t"<<name<<"\t\t"<<type<<"\t\t"<<deposit<<endl;
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} int retacno() { return acno; } float retdeposit() { return deposit; } char rettype() { return type; } }; //class ends here

//*************************************************************** // global declaration for stream object, object

//****************************************************************

fstream fp;
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account ac;

//*************************************************************** // function to write in file

//**************************************************************** void write_account() { fp.open("account.dat",ios::out|ios::app); ac.create_account(); fp.write((char*)&ac,sizeof(account)); fp.close(); } //*************************************************************** // function to read specific record from file

//**************************************************************** void display_sp() { int n; cout<<"\n\n====BALANCE DETAILS===="; cout<<"\n\nEnter the Account Number : "; cin>>n;
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int flag=0; fp.open("account.dat",ios::in); while(fp.read((char*)&ac,sizeof(account))) { if(ac.retacno()==n) { ac.show_account(); flag=1; } } fp.close(); if(flag==0) cout<<"\n\nAccount Number does not exist"; getch(); }

//*************************************************************** // function to modify record of file

//****************************************************************

void modify_account()
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{ int no,found=0; cout<<"\n\n====MODIFY RECORD===="; cout<<"\n\nEnter the Account No. : "; cin>>no; fp.open("account.dat",ios::in|ios::out); while(fp.read((char*)&ac,sizeof(account)) && found==0) { if(ac.retacno()==no) { ac.show_account(); cout<<"\n\n\n----Enter the New Details----\n"; ac.modify_account(); int pos=-1*sizeof(ac); fp.seekp(pos,ios::cur); fp.write((char*)&ac,sizeof(account)); cout<<"\n\n\t Record Updated"; found=1; } } fp.close();
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if(found==0) cout<<"\n\n Record Not Found "; getch(); }

//*************************************************************** // function to delete record of file

//****************************************************************

void delete_account() { int no; cout<<"\n\n====Delete Record===="; cout<<"\n\nEnter The Account No. : "; cin>>no; fp.open("account.dat",ios::in|ios::out); fstream fp2; fp2.open("Temp.dat",ios::out); fp.seekg(0,ios::beg); while(fp.read((char*)&ac,sizeof(account))) {
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if(ac.retacno()!=no) { fp2.write((char*)&ac,sizeof(account)); } } fp2.close(); fp.close(); remove("account.dat"); rename("Temp.dat","account.dat"); cout<<"\n\n\tRecord Deleted .."; getch(); }

//*************************************************************** // function to display all accounts deposit list

//****************************************************************

void display_all() { fp.open("account.dat",ios::in); if(!fp)

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{ cout<<"ERROR!!! FILE COULD NOT BE OPEN "; getch(); return; } cout<<"\n\n\t\tACCOUNT HOLDER LIST\n\n"; cout<<"====================================================\n"; cout<<"A/c no.\tNAME\t\tType\t\tBalance\n"; cout<<"====================================================\n"; while(fp.read((char*)&ac,sizeof(account))) { ac.report(); } fp.close(); getch(); }

//*************************************************************** // function to deposit and withdraw amounts

//****************************************************************

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void deposit_withdraw(int option) { int no,found=0,amt; cout<<"\n\n====ACCOUNT TRANSCATION FORM===="; cout<<"\n\nEnter The account No. : "; cin>>no; fp.open("account.dat",ios::in|ios::out); while(fp.read((char*)&ac,sizeof(account)) && found==0) { if(ac.retacno()==no) { ac.show_account(); if(option==1) { cout<<"\n\nEnter The amount to DEPOSIT : "; cin>>amt; ac.dep(amt); } if(option==2) { cout<<"\n\nEnter The amount to WITHDRAW : ";
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cin>>amt; int bal=ac.retdeposit()-amt; if((bal<500 && ac.rettype()=='S') || (bal<1000 && ac.rettype()=='C')) cout<<"\nInsufficience balance"; else ac.draw(amt); } int pos=-1*sizeof(ac); fp.seekp(pos,ios::cur); fp.write((char*)&ac,sizeof(account)); cout<<"\n\n\t Record Updated"; found=1; } } fp.close(); if(found==0) cout<<"\n\n Record Not Found "; getch(); }

//***************************************************************
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//

INTRODUCTION FUNCTION

//****************************************************************

void intro() { clrscr(); gotoxy(5,7); cout<<"=============================="; gotoxy(18,11); cout<<"BANK"; gotoxy(15,14); cout<<"MANAGEMENT"; gotoxy(17,17); cout<<"SYSTEM"; gotoxy(5,21); cout<<"=============================="; gotoxy(5,24); cout<<"MADE BY : Kapil Gupta & Ashish Chugh"; gotoxy(5,26); cout<<"MM Engineering College, Mullana"; getch();
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//*************************************************************** // THE MAIN FUNCTION OF PROGRAM

//****************************************************************

void main() { char ch; intro(); do { clrscr(); cout<<"\n\n\n\tMAIN MENU"; cout<<"\n\n\t01. NEW ACCOUNT"; cout<<"\n\n\t02. DEPOSIT AMOUNT"; cout<<"\n\n\t03. WITHDRAW AMOUNT"; cout<<"\n\n\t04. BALANCE ENQUIRY"; cout<<"\n\n\t05. ALL ACCOUNT HOLDER LIST"; cout<<"\n\n\t06. CLOSE AN ACCOUNT"; cout<<"\n\n\t07. MODIFY AN ACCOUNT";
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cout<<"\n\n\t08. EXIT"; cout<<"\n\n\tSelect Your Option (1-8) "; ch=getche(); clrscr(); switch(ch) { case '1': write_account(); getch(); break; case '2': deposit_withdraw(1); break; case '3': deposit_withdraw(2); break; case '4': display_sp(); break; case '5': display_all(); break; case '6': delete_account(); break; case '7': modify_account(); break;
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case '8': exit(0); default : cout<<"\a"; } }while(ch!='8'); } /* END OF PROJECT */

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OUTPUTOF PROGRAM

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REFERENCES

Programming in C++ Let us C++ Teach your self C++

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