1

INTRODUCTION
Modern Prints & Embroidery is a design company which will help people and
customer to design their own personal requirement such as T-shirt, hats, bags coats, shoes
and all kind oI cloths and human simple requirement like pens ,Umbrellas , .etc.
Modern print and Embroidery works as third party between the customer and the
company that produce these requirements and human needs we make deal or agreement
between us and clothes company Ior example. They supply us with clothes that have one
color or two with design Iree.
In Modern Prints & Embroidery we give our customer the choice to make their
own design or we can design Ior them also they can chose which technique they want,
Printing or Embroidery or even both.
This business plan is prepare to obtain Iinancing in the amount oI RM60000.00.
The supplemental Iinancing is required to begin work on site preparation and renovation,
and to cover expenses in the Iirst year oI operations.
Modern Prints & Embroidery will be a private limited company (Sdn Bhd) that
will govern by the Companies Act 1965, which protects the rights and interests oI the
company Iounders and the shareholders.
Background
Setting up a business is not as easy as it seemed as there are a lot oI aspects which
have to be considered such as name branding as well as creation oI the business image
and promotion.
Embroidery designs are stitched with an automated embroidery machine. Your
company logo, design, text or art work is "digitized" with Embroidery SoItware. They
can be done in diIIerent levels oI embroidery stitches that work as the texture to your
embroidery design. Embroidery service that we provide includes business shirts
embroidery, MP&E shirt embroidery, T-Shirt embroidery, embroidery Ior team apparel,
corporate clothing, commercial embroidery and promotional embroidery.



The most sectors who can take beneIit Irom our company:
O Sport Sector, which deals with team work, all sport teams need to wear uniIorm
cloths during the play
O Education sector, all students who belong or study in one school need to wear
uniIorm which have the school logo. Also when they have activities or event all
participates have to wear same.
Problems
Requiring uniIorm dress Ior group oI people in Iield oI work or entertainment.
rganization or chapter wants to advertise Ior an event or promote Ior
themselves.
Company wants to market some product using cloths.
objectives
To help people to post logo, name, picture .etc. on cloths. also help them to
make the design
To help companies and organization to promote and market their service and
products.
To give good Iinishing oI embroidery.
To print screen in the Iabrics more neatly.
Vision
Be the best on the competitive global market place by designing and creating products
using modern equipment and high quality raw materials.
Mission
et the satisIaction oI the customer. And provide high quality service to them.


ive good Iinishing oI embroidery and use the best Iabrics as we will do the job
Ior a good brand companies.
Business summary
This plan clariIy that three investors invest total amount oI 60000 RM to build new
business Irom the beginning. This business consists oI small company, the Iunction oI the
company is to bring and buy cloths (especially T-shirts) and then print and Iabricate
designs (Text, logo, Advertisement .etc.) on these cloths according to the customers
desires and sell them with higher price.

OVERVIEW OF COMPANY

Company Name : Modern Prints & Embroidery (Pte) Ltd.

Address & contact no. : No. 1, Jalan kedubayaan 1,
Taman Universiti
8100 Skudia
Date & registration No. : 5 April 011
01567 - T
Date oI operation : 10 March 01 (expectation)
Capital Contribution : RM 60 000


Owner Name
Total Capital (RM)
existing Latest Total

1. Abdullah AbdulHameed

2. Ku Nor Zawani Ku Shuib


RM20 000

RM20 000







3. SitiFatimah Kamarulzaman

RM20 000

RM 60 000


Type oI business : Iabric design, printing and embroidery Activity : Design
and decorate on the clothes, shoes, caps and others, then printing or
embroiding or both depend on what customers need.

Possession oI capital : 100 Bumiputera

wners :


No


Name/Adress/C. No

Age


Position

% capital dimiliki

1.
2.
3.

Abdullah AbdulHameed
Ku Nor Zawani Ku Shuib
Siti Fatimah


22
22
22

Manager

33.33%
33.33%
33.33%
Total 100%

Start-up Summary
MP&E startup cost will cover show room rental and deposit, renovation, Iurniture and
equipment. The Iurniture needed would be display rack, counter, and cabinet. Equipment
required would be printing machine, embroidery machine, computer and printer. Mobile
phone spare parts will be ordered to be store as stock and Ior display purpose in show
room. The marketing cost will cover the creation oI a website, sign board, business card,
advertising on newspaper and market research.


5


Company Location


Modern Prints & Embroidery MP&E] Location
A site has been chosen as show room and oIIice at Taman Universiti, 8100, Johor
Bahru, Johor. This site was chosen Ior various reasons, including:
O Place near university will be perIect Ior our business because students always
make groups participate in sport events and activities and they need uniIorm.
Also the campus is suitable place Ior advertise and marketing.
O Reasonable rent cost.

UTM
MP&E
6



Floor Plan









Floor plan
Area oI the premises is 100 square Ieet. This generality senses enough to
accommodate the equipment and to provide comIort.
Until now, owner had to withdraw money Ior payment oI RM 6000 -month rental
deposit and rental agreement has been completed.
enerally, our shop lot will be more like an oIIice, which includes the oIIice Ior our
designer and rooms that have the printing machine and embroidery machine that use
in the production process, also have meeting room, pantry, customer services
counter, and the store room which we store the raw materials there. The designer
room is equips with the computer and internet service. The meeting room is Ior the
discussion and plan showing to our customer and partner representative. The
customer service counter were to serve customer who Iace any problems or comment
Back door
Designer
IIice
Pantry
Rest
Room
Store
Room
Custom Service
Counter
Production
rooms
Machines room
Main Entrance
Show room
Meeting Room
7

to our company, behind the counter, there will be shelves to put some nice products
and certiIicate.
SERVICES
Service Description
The main service our company oIIer is to post logo, text, photo, Ads, on any type
oI cloths or human requirement there are two diIIerent way to accomplish this by using
printing machine or embroidery or both Ior diIIerent shapes and designs.
We also oIIer to make the design Ior our customer with a little increase in the
price but Ior high number oI demands we make the design Ior Iree. our service do not
applied Ior small amount oI demand iI some person asked Ior 1 or pieces with his own
design we can`t do that Ior him only Ior high price, Ior example iI the customer want 10
T-shirt the price will be 5 but iI he asked only Ior the price will be 0 this case applied
only when the design gives by the customer and the technique used was Embroidery.
Modern printing and embroidery Sdn Bhd give service to high brand companies
to make advertisement Ior their products. This done by printing the picture oI the new
product on the T-shirt and sell the T-shirt back to the company or sell it inside out shop
with little cheap price supported by the company.
Premium Service
Small businesses that want to create custom apparel can now do so easily.
Whether uploading a pre-existing logo, or have our talented designers create one Ior
them, they can design and order apparel to build brand awareness or reward important
customers. MP&E can then add the logos to our system and provide businesses with
convenient access to their marks Ior Iuture orders.
Corporations that have been dedicating valuable marketing man-hours to creating
and obtaining quality, stylish custom apparel, can now save time, eIIort and money by
adding their logos to the MP&E system. By using our website, marketing departments
can create and order branded apparel in a Iew minutes, Irom a personal computer, rather
8

than spending many hours or days on the phone attempting to describe to suppliers
exactly what they have in mind. Additionally, our real-time online prices eliminate the
need Ior the traditional back and Iorth price quote process that exists with standard
providers.
MP&E oIIers customers the stylish apparel the market demands. MP&E
processes orders, provides suppliers with complete, predictable electronic order
speciIications and pays vendors irrespective oI receiving payments Irom customers.
Vendors can open these new revenue channels and build brand awareness without
reshuIIling their operations to handle legions oI small customers.
Corporate sponsors can increase their visibility in the community and on
campuses, and associate themselves with the events and organizations with which
students and other customers identiIy. MP&E is design process gives customers the
option to add sponsors` logos or advertisements to their custom merchandise in return Ior
sponsor-subsidized discounts. With our pay-as-you-go payment structure and the ability
to speciIy the size and placement oI their logos or copy as well as the amount oI the
subsidy oIIered, sponsors receive unique, high-value promotion with minimum risk.















9


TECHNIQUE PLAN

a) Machine/instruments/Important existing equipment

Currently, there is no equipment available Ior the new owner to start a business.
b) machine/instrument/Equipment to be purchased and renovation
To ensure good service and our product to satisIy the needs oI most customers,
the Iirm has decided to purchase the equipment and make the Iollowing modiIication:

No Type Unit
Cos price
(RM)
Supplier
1
Table
2 900 Maju Equipment
2
Printing machine
1 10,000 Yong Yong Marketing
3
Embroidery machine
1 10,000 Yong Yong Marketing
4
Locker Cabinet
1 2,000 Maju Equipment
5
Rack
5 350 Maju Equipment
6
Renovation
Lump sum 10,000 Lee Lee Construction


Note :
The above equipment is commonly used by many shops like this.
As a price comparison, price quotations Irom three suppliers who have acquared.
Sselection oI the suppliers is base on the lowest quotation. Quotation validity
period is Ior three months.



10


c) Manufacturing process flow for project-oriented manufacturing
projects.
The process start with designing process on design paper the design is
independent and can be Irom customers` acquired. Then Iorward with printing and
emroidery process. The design will be decorates on clothes, hats, shoes and others by
using pen, paint colour and yarn. Printing machine is used Ior printing process while
embrodery machine is used Ior embroidering process and also hand made by workers
itselI.
The designs oI our products will be bookled at our shop. Hence costumer can
choose what design they want.
d) The use of raw materials and suppliers
The raw materials are as Iollow:-
enis Bahan
mentah
Quantity use per
month
Total cos per
month
supplier and buying condition
Fabric clothes
150 1800
Some of supplier from Kuala
Lumpur. (cash)
Paint colour
20 120
Hats
150 750
Shoes
150 1200
Pen
20 200
Yarn
25 50
Design paper
10 120
Total
4,240

Stock preIix required is approximately RM,0, equivalent to one month oI use.
Terms oI purchase was in cash.Minimum purchase limit does not apply to all providers.
Besides, prices oI good are verry stable over Iluctuatiing prices which are not easily
accepted.

11

Business management
EIIective management are need strong organization toward accomplish the goals.
SuccessIul organization management is one characterized by eIIective teamwork and
leadership rather than management. rganization is very important oI developing teams
that can work in a coordinated, eIIicient and creative manner. Each team is diIIerent way
to solve the problem. Each team has distinct strengths and weaknesses. Every people
have roles as well but would together as a team Ior the speciIic role oI the team. There
are Iour management tasks: Planning, rganizing, Leading and Controlling. Personal
qualities also must to consider managing the business. This is not a technical skill but is
an inborn skill that is Iurther developed over time within a person. Personal qualities
include:
Creativity & analytic skills
Selling & political abilities
Communication skills
ood judgments
Courage
Mental & physical endurance
ConIidence, optimism, zest, competence & trust in people

Organization


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1


Business Partner Biography:
Manager
Name: Abdullah Abdulhameed
Age:
IC No. : 05859
QualiIication: Bachelor oI microelectronic Engineering
Personal Strengths: ProIicient in business administration
Salary: RM1500
Financial president
Name: Siti Fatimah Bt. Kamarulzaman
Age:
IC No. : 8905-0-5780
QualiIication: Bachelor oI microelectronic Engineering
Personal Strengths: ProIicient in Iinancial accounting and business management.
Salary: RM1500
Marketing president
Name: Ku Nor Zawani Bt. Ku Shuib
Age:
IC No. : 89075-01-60
QualiIication: Bachelor oI microelectronic Engineering
Personal Strengths: ProIicient in marketing and sales.
Salary: RM 1500
Manager
EIIective manager must have strong analytical skills, good judgment, and ability to think
the strategically. Manager must be able to make decisions, solve problems, and initiate
1

change. ood managers discover how to master six basic Iunctions: planning,
organizing, staIIing, leading, controlling and motivation. A good manager is a manager
who has both skills in management technology` & the right personality`
1) Planning this step involves mapping out exactly how to achieve a particular
goal.
) rganizing- aIter plan is in place, a manager needs to organize team and materials
according to their plan.
) StaIIing- aIter a manager discern s his area needs, he may decide to beeI up his
staIIing by recruiting, selecting, training and developing the employer. leads employees
and monitor company`s overall perIormance
) Leading and supervising the overall operations oI the company .The manager
needs to do more than just plan, organize and staII team to achieve a goal and hiring
human power Ior our business.
5) Controlling- aIter the other element are in place, a manager`s job is not Iinished.
He need to continuously check Irom time to time to conIirm that our company is
Iollowing the plan and take any corrective actions necessary to make sure that his area`s
plan remains on track.
6) Motivation- one oI the important Iunctions oI management, employees can works
eIIectively.
Finance president
Assistant manager is to help the managers role in Iinance business. .
1. maintaining all the company Iinancial records
. issuing payroll to all employees
. ensuring that the company abides all the tax laws
. providing Iinancial reports periodically to update the current Iinancial status
5. manage the Iinancial and asset
Marketing president
Assistant manager is to help the managers role in marketing business.
1. Advertising our company product and services- Progress the customer through
these stages as quickly as possible.
1

. take Iunction in an investigation on the product and marketing research- It also
helping the customer understands the available solutions, the solution company oIIers and
the beneIit s oI each solution
. dealing with customers to earn businesses and computer or accessories suppliers
on quantity and price- helps the customer choose the right details and options and agree
on payment and delivery methods

Two salesmen will be hired at basic salary oI RM700 to do the sales in the shop. They
need to serve customers and persuade customer. This position is important to bring in our
business.
Business Operations
Delivery
We provide delivery service Ior customers which are Ior those customers are online
buying and want to use delivery service. They need to come to our shop and choose the
product that we
Credit Policy
ur products will be sold on either cash or credit. For credit payment, no extra payment
will be charged.










15

MARKETING PLAN
Company Aim
The company aim is to get the satisIaction oI our customers. We do that by serve them
nicely and provide high quality products to them ,so we make sure that when they are
leaving our shop they already decided to come back again
Strategies
ur business will start by serve group oI people, students or even sport team,
growing up to make deals with cloth company who produce pure colors cloths, they will
give us their stitching and screen print to be done by us. Also we have a good relation
with the supplier oI Iabrics. In this case we think this is the best time Ior us create a
limited company the Iunction oI which will be stitching and making block as the
customer need.
Indeed human liIe, no matter what the people need something to satisIy his desire.
We try to identiIy consumer trends that we market a product that can be tailored to the
needs and desires oI consumers.
Rate school, universities or in the Iield oI work, requiring a uniIorm dress Ior an
organization to be more neat and orderly. With this opportunity, we provide a uniIorm
design Ior the clothing according to our customers.
To satisIy the people, thinks oI this goods and services Ior the new goods and services at
present is the creativity to suit the present situation in modern liIe, making the design oI
existing products and designing news items Ior the goods there shall be seen that the new
items and goods that will get the attention oI the consumers and will provide
opportunities Ior our business.
Businesses need a process oI interaction. Besides in house, has a wide network
and good relationship with either individual or external organization is another
advantage.
It will help us Irom the various aspects oI the resources and Iacilities so that we can
conduct business activities with the more perIectly.
16

We will not only expand the business in the country, but we will expand our networking
and relationship throughout the world.

Advertisement
Most marketing experts recommend that businesses spend anywhere Irom to 5 percent
oI their gross sales on advertising.
Since we just starting out, we may not have the budget to place ads in television, radio
and websites, or start a direct mail campaign. So the best way is to post Ads on walls at
sensitive place like university ads boards also we can advertise in the local newspapers
Anther eIIective way oI advertisement is by sponsor student sport events or gives support
to group oI people or student who are doing activities.
Competition
In business cannot escape Irom the thought oI competition that will be exposed.
However, we need close and constructive above the competition.
We should study to identiIy the competitors, number, and size oI their business, their
strengths and weaknesses and the response oI customers oI their business.
So, we plan to open the business place in which no competitors with the similar our
business.














17

FINANCE PLAN
Accounting Fundamental
?ear0 LC? ?ear1 LC? ?ear2 LC? ?ear3
C cosL 1oLal C cosL 1oLal C cosL LoLal C cosL LoLal
lnvLS1LMLn1
Abdullah 1 20000 20000 0 0 0 0 0 0 0 0 0
laLlmah 1 20000 20000 0 0 0 0 0 0 0 0 0
zawanl 1 20000 20000 0 0 0 0 0 0 0 0 0
1C1AL 3 60000 0 0 0 0 0 0 0 0 0
cash lnflow


SALvACL
equlpmenL 0 0 0 0 0 0 0 0 0 0 0 0
machlnes 0 0 0 0 0 0 0 0 0 0 0 0
raw maLerlals 0 0 0 0 0 0 0 0 0 0 0 0
1C1AL 0 0 0 0
SALLS CCS1S
prlnL only
1shlrL 0 0 0 1660 33 38100 1930 38 74100 2330 40 102000
haLs 0 0 0 37 13 333 43 19 833 70 23 1610
bags 0 0 0 110 10 1100 120 10 1200 143 10 1430
coaL 0 0 0 130 60 9000 200 60 12000 280 60 16800
oLher 0 0 0 73 40 2920 113 40 4600 210 40 8400
Lmbroldery only
1shlrL 0 0 0 1923 38 73130 2280 42 93760 2300 43 103300
haLs 0 0 0 219 18 3942 300 18 3400 360 18 6480
bags 0 0 0 183 13 2379 230 13 2990 260 13 3380
coaLs 0 0 0 292 63 18396 303 63 19213 343 63 21733
oLhers 0 0 0 182 43 7826 230 43 10730 400 43 17200
prlnL C8
Lmbroldery+deslgn
1shlrL 0 0 0 730 40 29200 930 33 33230 1300 33 43300
haLs 0 0 0 109 20 2180 140 20 2800 163 20 3300
bags 0 0 0 73 13 1093 120 13 1800 133 13 2023
coaLs 0 0 0 0 63 0 30 63 1930 100 63 6300
oLhers 0 0 0 219 43 9833 124 43 3380 200 43 9000
lull package 0 0 0 13 600 9000 23 700 17300 40 760 30400
1C1AL 0 0 0 3977 228698 7184 289730 8860 379280
18

cash lnflow LoLal 0 228698 289730 379280
Cash ouL flow


AuMlnlS18A1lCn CCS1S
salary employers 2 0 0 3 16800 30400 3 20800 62400 3 24000 72000
salary owners 3 0 0 3 18000 34000 3 21000 63000 3 28000 84000
shop renLs 0 0 12 2000 24000 12 2000 24000 12 2000 24000
phone blll 0 0 12 160 1920 12 160 1920 12 160 1920
waLer elecLrlclLy 0 0 12 300 6000 12 300 6000 12 300 6000
buslness reglsLraLlon 0 0 0 1 300 300 1 300 300 1 300 300
buslness lnsurance 0 0 0 1 300 300 1 300 300 1 300 300
1C1AL 0 137320 138320 188920
MA8kL1lnC CCS1S
webslLe 0 0 0 1 100 100 1 300 300 1 300 300
slgn board 0 0 0 1 300 300 0 0 0 0 0 0
buslness card 0 0 0 200 200 230 230 300 300
adverLlsemenL 0 0 0 300 300 300 300 300 300
markeL research 0 0 0 330 330 0 0 0 0
1C1AL 0 1630 1030 1100
ASSL1 CCS1S
prlnL Machlne 0 0 0 1 13000 13000 0 13000 0 0 13000 0
embroldery machlne 0 0 0 1 20000 20000 0 20000 0 0 20000 0
lurnlLure 0 0 0 1 3000 3000 0 3000 0 0 3000 0
raw maLerlals 0 0 0 1 10000 10000 1 13000 13000 1 10000 10000
pure color cloLhs 0 0 0 6000 10 60000 7000 10 70000 8100 10 81000
compuLer 0 0 0 1 1000 1000 0 1000 0 0 1000 0
1C1AL 0 111000 83000 91000
CL8A1lCn CCS1S
malnLenance 0 0 0 12 30 600 12 30 600 12 30 600
sofLware updaLe 0 0 0 2 40 80 2 40 80 2 40 80
dellver servlce 0 0 0 1 700 700 1 720 720 1 730 730
1C1AL 0 1380 1400 1430
cash CuLflow LoLal 0 231330 243770 282430
1C1AL


CCMCunuLu 8ALAnCL 0 60000 82632 38672
1C1AL CASP lLCW 60000 22632 43980 96830
nL1 8LnLll1S 60000 82632 38672 38138

19

Evaluating the Project
To evaluate this proposal iI it is worth to invest, let`s assume MARR is 0. We will use
Present Worth Method (PW), Annual Worth Method (AW) and Future Worth Method
(FW) and Internal Rate oI Return (IRR) to determine whether the project is justiIied or
not.
Following are the simpliIied data and cash Ilows oI the proposal.

YEARS NET CASH FLOWS
-RM 60,000
-RM ,65
RM ,980
RM 96,80
MARR0







PW Method
PW Method is used to determine the proIit over the minimum amount required to start up
this business.
PW (0) P A1 (P/F, 0, 1) A (P/F, 0, ) A (P/F, 0, )
RM 60000.00RM 65.00 (0.8) RM 980.00 (0.69)
RM 9680 (0.5789)
RM 7718.69
Since PW (0) 0, thereIore this proposal is economically justiIied.

96,80
,980
22632

60,000

1
0
0

AW Method
Beside PW Method analysis, AW Method is also used to determine the annual return that
earned.
AW (0) PW (A/P, 0, )
RM 7718.69 (0.77)
RM 66.06
Since AW (0) 0, then this proposal is economically justiIied.
FW Method
FW Method is used to Iind the maximum Iuture wealth oI the business. It can determine
that the business will not having any losses in Iuture.
FW (0) PW (F/P, 0, )
RM 7718.69 (1.780)
RM 17.89
Since FW (0) 0, then this proposal is economically justiIied.
IRR Method
The IRR Method is the most widely used rate-oI-return method to calculate the
breakeven interest rate.
1ry and Error:
PW (i
-
) P A1 (P/F, i
-
, 1) A (P/F, i
-
, ) A (P/F,
-
, )
At i
-
0:
PW (0) RM 60000.00RM 65.00 (0.769) RM 980.00 (0.5917)
RM 9680 (0.55)
RM -7.9


At i
-
:
PW () RM 60000.00RM 65.00 (0.8197) RM 980.00 (0.6719)
RM 9680 (0.5507)
RM 06.60
1


At i
-
5:
PW (5) RM 60000.00RM 65.00 (0.8000) RM 980.00 (0.600)
RM 9680 (0.510)
RM -97.

Hence,


IRR = _
PW(+vE)
PW(+vE) PW(vE)
(Kmax Kmin) + Kmin_ %
IRR = _
.
. + .9
(. .) +._ %
IRR = .%
From graph
IRR .7

Since IRR MARR, then this proposal is economically justiIied.

732394
430660
39744
800000
600000
400000
200000
000
200000
400000
600000
0 3 10 13 20 23 30 33


From all the analysis oI PW, AW, FW and IRR methods as shown in above, it shows that
all the analysis have positive values. These methods were used to calculate or determine
whether this business is attractive in terms oI its return rate or proIit. Since the value is
positive, we can conclude that our business is acceptable and proIitable providing there
were no inIlation occurs within years.
The payback
(
k

k
)(P|F, i%, k) I
0
k=1

At k EY
RM 65.00 (0.8) RM 980.00 (0.69) 60000 86.0
At k EY
RM 65.00 (0.8) RM 980.00 (0.69) RM 9680 (0.5789)
60000
8.9
Since the payback period happen at EY which consider small and desirable so our
project riskiness very low and the investment can be recover easily in short period.
Capital return:










0 3


8.0 REFERENCES
http://en.wikipedia.org/wiki/Financialplan
http://www.myownbusiness.org/s/
http://articles.bplans.com/writing-a-business-plan/A-Standard-Business-Plan-utline
http://www.bplans.com/electronicengineeringbusinessplan/executivesummaryIc.cI
m
http://articles.bplans.com/writing-a-business-plan/the-Iinancials/5ixzz0yuxqCjmc