Sajay S.

Save
Investment & Insurance Consultant
14 Dhanraj, Ram Mandir Road, Babhai,
Borivali (W), Mumbai - 400 091.
Tel: 2898 6451 Mob:98692 70423.
e-mail : sajay_save@rediffmail.com

Multi - Plan Chart

Date : 19/11/2011

Wonder-Plan Quotation
Quotation No

: 909

Chart Date

: 19/11/2011

Name

: Ravi

Chart required upto

: 19/11/2041

Date of Birth

: 19/11/1975

I. T. Slab

: 30.90%

Sec.80 CCE Inv. Limit

: 36

: 9.00%

Loan Interest Rate

Sr.
No

Age

: 100000

Sum

M
d

Jeevan Mitra-Trpl Cover

1100000

Total :

1100000

Year

Plan/Tm/
Prem. Tm

Plan Name

2011

133/30/30

Interim
Bonus
Rate

Loan Re-Investment Rate

: 0.00%

Maturity/S.B. proceeds Re-invt. Rate

: 0.00%

Sec.80 CCE Tax Rebate

: 30.90%

Assu
Bonus
Rate

50

50

Assu
Step
Rate A/c

Basic
Premium

0.00

Installment
Premium

57659

58759

57659

58759

Annual
Premium

Mat
Date

58759

19/11/41

58759 p.a.

Rider Details
Sr.
No

Plan/Tm/
Prem. Tm

Rider Name

Year

2011

133/30/30

Double Accident Benefit

Total :

Rider
Sum

Rider
Term

Prem.
Term

Installment
Premium

Annual
Premium

Total
Premium Pd.

1100000

30

30

1100

1100

33000

1100

1100

33000

1100000

Modewise Premium Summary

Sr.
No

Year

Plan

Term

2011

133

30

Premium
Term

Mode of Payment
Yearly

Half Yearly

Quaterly

Monthly

SSS

30

58759

29842

15152

5308

5051

Total :

58759

29842

15152

5308

5051

1. '*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2011
2. '#' : - Assuming that bonus rate declared by LIC will increase/decrease per year by step rate mentioned above.
3. ** If premiums paid during the year for any policy exceeds 20% of Sum Assured then Maturity proceeds will be taxable and
eligible amount for section 80 CCE rebate will be restricted to 20% of Sum Assured.

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.

Sajay S. Save
Investment & Insurance Consultant
14 Dhanraj, Ram Mandir Road, Babhai,
Borivali (W), Mumbai - 400 091.
Tel: 2898 6451 Mob:98692 70423.
e-mail : sajay_save@rediffmail.com

Multi - Plan Chart

Insurance Facts
Quotation No

: 909

Chart Date

19/11/2011

Name

: Ravi

Chart required upto

19/11/2041

Date of Birth

: 19/11/1975

I. T. Slab

30.90%

Age

Risk Cover

: 36

Year

Age

Normal

Accident

Annual
Premium

Tax
Saved

Net
Premium

Returns
From L.I.C.

New Loan
Available

Total Loan
Available

2011

36

3355000

4455000

58759

18157

40602

2012

37

3410000

4510000

58759

18157

40602

2013

38

3465000

4565000

58759

18157

40602

31250

31250

2014

39

3520000

4620000

58759

18157

40602

30000

61250

2015

40

3575000

4675000

58759

18157

40602

24250

85500

2016

41

3630000

4730000

58759

18157

40602

25750

111250

2017

42

3685000

4785000

58759

18157

40602

26750

138000

2018

43

3740000

4840000

58759

18157

40602

28500

166500

2019

44

3795000

4895000

58759

18157

40602

30000

196500

2020

45

3850000

4950000

58759

18157

40602

31750

228250

2021

46

3905000

5005000

58759

18157

40602

33750

262000

2022

47

3960000

5060000

58759

18157

40602

36250

298250

2023

48

4015000

5115000

58759

18157

40602

38250

336500

2024

49

4070000

5170000

58759

18157

40602

41250

377750

2025

50

4147000

5247000

58759

18157

40602

44000

421750

2026

51

4207500

5307500

58759

18157

40602

47250

469000

2027

52

4268000

5368000

58759

18157

40602

50750

519750

2028

53

4328500

5428500

58759

18157

40602

54500

574250

2029

54

4400000

5500000

58759

18157

40602

58750

633000

2030

55

4477000

5577000

58759

18157

40602

64500

697500

2031

56

4565000

5665000

58759

18157

40602

90500

788000

2032

57

4675000

5775000

58759

18157

40602

86750

874750

2033

58

4840000

5940000

58759

18157

40602

97250

972000

2034

59

5005000

6105000

58759

18157

40602

109500

1081500

2035

60

5170000

6270000

58759

18157

40602

124250

1205750

2036

61

5335000

6435000

58759

18157

40602

141250

1347000

2037

62

5522000

6622000

58759

18157

40602

173250

1520250

2038

63

5709000

6809000

58759

18157

40602

194500

1714750

2039

64

5896000

6996000

58759

18157

40602

218500

1933250

2040

65

6160000

7260000

58759

18157

40602

344500

2277750

2041

66

3960000

1762770

544710

1218060

3960000

Total :

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.

Sajay S. Save
Investment & Insurance Consultant
14 Dhanraj, Ram Mandir Road, Babhai,
Borivali (W), Mumbai - 400 091.
Tel: 2898 6451 Mob:98692 70423.
e-mail : sajay_save@rediffmail.com

Multi - Plan Chart

Summary of Proposed Insurance

Quotation No

: 909

Chart Date

: 19/11/2011

Name

: Ravi

Chart required upto

: 19/11/2041

Date of Birth

: 19/11/1975

I. T. Slab

: 30.90%

Age

: 36

Maximum Risk Cover enjoyed (Normal)

Rs.

6160000

Maximum Risk Cover enjoyed (Accidental)

Rs.

7260000

Total Premium paid

Rs.

1762770

Rs.

544710

Net Premium paid

Rs.

1218060

Proceeds from LIC by way of Maturity / Sur. Bens.

Rs.

3960000

Tax Payable

Rs.

Net after tax Payable

Rs.

3960000

Compounded Value of LIC proceeds @ 0.00 % by 2041

Rs.

3960000

Additional Gain through Loan re-cycling @ 0.00 %

Rs.

Rs.

3960000

Less : Tax saved on premium

Net in hand as on 2041

Assumptions
--> Premium payments will save tax.
--> Returns will not be Re-invested in Section 80 CCE schemes.
--> Gains on Returns Re-investments will not be taxed.
--> Gains on Loans Re-investments will not be taxed.

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.