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1. Objectives of eFMS. An efficient mechanism for transfer of funds through online system. Enables access of funds uninterruptedly to all Blocks/ Mandals. Avoids parking/diversion of funds. Ensures timely and accurate payment of wages to the poor. Eliminates manual maintenance of Books of Accounts. Ensures better budget control and financial management. Avoids forgeries of cheques in the field.
2.Features of eFMS: Electronic Fund Transfer system (eFMS) has been established with the
objective of putting in place in an efficient mechanism to generate transmission of funds through online money transfer it involves the following stake holders. (1)Mandal Computer Center (2) District Computer Center (3) Central Server at State Head Quarters (4) Banks (5) Wage seekers and Suppliers (6) General public All the Mandal Computer Centers (MCCs) and the District Computer Centers (DCCs) to be networked to a Central Fund in which all the MGNREGA funds are lodged. The work flow involves exchange of information between the block
offices (MPDO), NREGS Server, Bank server and the Reserve Bank of India (RBI) server. 3.The Role of the Stake holders in eFMS: The process begins when the Block Office issues a Fund Transfer Order
(FTO) for a wage seeker to the NREGS server. The NREGS Server in turn collects all the FTOs that have been generated from all the MPDOs and forwards them to the Bank server. The Bank server interacts with the RBI server through the Core
Banking solutions (CBS) system to establish the identity and verify the account details of each FTO. RBI server reverts back to the Bank server with the Unique Tax reference numbers of the accounts. This paves the way for the Bank server to transfer the funds to the individual accounts as per the requests . An
acknowledgement is generated and is sent back to the NREGS server that can be used to prepare report regarding the use reconciliation. The role of various stake holders like Banks, Designated drawing officers, wage seekers and field staff is depicted in the following flow chart. eFMS process Flow Chart. of finances, and for effective
The entire processes involved in the eFMS implementation and disbursement of amount to the wage seekers/suppliers and to the field staff salaries is shown in the following flow chart.
Total Number of wage seekers (eFMS) paid through eFMS : 1,67,13,000 Amount paid through eFMS so far : Rs.6462 Cr.