Sei sulla pagina 1di 16

E¢>ETEIO A0HNON

140 TMHMA ENOXIKO


L.\IMIKALIA nEPIOYLIAKON LilA¢>0PON

APl0MOL AnO¢>ALHL
G-4.4.G .. .12022
TO MONOME/\EL E<PETEIO A0HN.ON
[TMHMA 140]

ATTorEAouµEvo arr6 TO Li1Kaor� , Ecptn7 Km


aTT6 TO rpaµµarta .
LUVEopfaoE oriµ6ma om aKpoar�p10 rnu, om; , yIa
va OIKClOEI Tr]V UTT68EOr] µEm�u::
Twv EKKai\ouvrwv : 1) , KarnfKou
Km 2)
µE
, 01 OTTOIOI TTapaora8r]KOV o,a TOU TTAr]pE�ouofou OIKrJVOPOU
rou.; ), µc: r17v arr6 o�Awari Kar'
ap8po 242 TTap.2 KnoA.Li.
Tric; E<pEof!3Arin1c; : Tr]<; avwvuµric; rpaTTE�IK�<; ETOlpEfac; µE TrJV
ETTwvuµfa «TpaTTE�a nE,paiwc; A.E.» µE ap. rEMH 157660660000 Ka1 A<t:>M
996763330, µE EOpa OTO o�µo ASrivafwv, ETTI TrJ<; ooou AµEplK�c; ap. 4, OTTW<;
EKTTpoawrrEfm1 v6µ1µa, we; Ka80A1K�<; 0Iao6xou Kar6mv o,aaTTaoric; rric;
OPXIK�c; TpaTTE�IK�c; £TalpEfac; µc: TrJV ETTWvuµfa «TPAnEZA nEIPAIOL
Avwvuµoc; Era1pEfa» µE ap18µ6 r.E.MH. 225501000 Kai A<t:>M 094014298
(E<pE��c; ri «LllOOTTWµEvrp> I 01' aTTooxfaEW«; TOU KAaoou rric; rpaTTE�IK�c;
1
OpOO'TrlPIOTflTG<; Tfl<; KOi EICT<popac; TOU CTTl7 VEOCTUO'Ta8Eicra TpOlTEs1Kn ETOlpEfa
µe: Tl7V ETTWvuµia «TPAnEZA nEIPAIOt A.E», µE topa Tf)V ASnva, oo6c;
AµEpIKnc; apI8. 4, µE ap18µ6 r.E.MH. 157660660000 KOi A<t>M 996763330
(Eq>E�nc; 17 «ETTWqJEAOUµEVl7»), cruµq,wva µE Tl<; OIOTCl�EI<;; TWV ap8pwv 16 N.
2515/1997, 54 § 3, 57 § 3, 59-74 Kai 140 § 3 N. 4601/2019, Ka8wc; Kai TOU
ap8pou 145 N. 4261/2014 crE cruvouacrµ6 µE r17v UTT' ap18. 26.199/18-12-2020
cruµ�acr17 01acrrracr17c; Kai cruoracr17c; vtac; Em1pEiac; rou ouµ�o,\a1oypaq,ou
nE1pa1a tr. Bam,\dK17, 17 orroia rrapaora817KE 01a rou rr,\17pE�ouoiou 01K17y6pou
Tl7<; Avaomoiou XaTsl7EU<ppa1µfo17, µE Tl7V arr6 16/11/2022 on,\wo17 KOT' ap8po
242 rrap.2 KnoM.
01 OVOKOTTTOVTE<; Kai no17 EKKOAOUVTE<; ctOKl700V OE �apoc; Tl7<; Ka8' 17<; 17
avaKOTT� KOi �017 Eq>Eof�,\17r17c;, EVWTTIOV TOU MovoµE,\ouc; npwTOOIKEIOU
A817vwv, Tl7V aTT6 KOi µE ap18µ6 EK8Eo17c; KOTct8Eo17c; OIKOypaq,ou
avaKoTTn TOU<;, µE Tl7V OTTOia sl7TOUOOV Tl7V OKUpWOl7 Tl7<; µE
ap18µ6 Olaraync; lTAl7pwµnc; TOU MovoµEA.ouc; npwTOOIKEIOU
A817VWV. To TEAEUTaio, OUs�Tl70E Tl7V we; ctVW OVOKOTTn OTI<; ,
.OVTlµWAfa TWV OIOOIKWV Kai µE Tl7V UTT' ap18. OplOTIK� OTTO<paon TOU,
OlTEpplljJE Tl7V OVOKoTTn. Kara Trl<; lTpOOVOq>Ep6µEVl7<; OlTO<pctOEW<; 01
avaKOTTTOVTE<; ctOKl700V Tl7V aTT6 KOi µE ap18µ6 EK8Ecr17c;
Kara8Eo17c;: a) EVOIKOU µtoou OTO npwTOOIKEIO A817vwv
Km �) 01Koypaq,ou rrpooo1op1oµou oTO Eq,ErEfo A817vwv
Eq>EOl7 TOU<;, EVWTTIOV TOU Li1Kaor17pfou OUTOU, 17 OTTOfa
TTpoo01opio817KE TTpo<; ou�nr17017 y1a Tl7V OVWTEpW OIKGOlµo..

ME/\ETHtE TH LilKOrPA<t>IA
tKE<t>THKE KATA TO NOMO

H KpIv6µEVl7 arr6 Eq>EOl7, µE ap18µ6 EK8Eo17c; KaTct8Eo17c;: a)


EVOIKOU µtoou OTO npwTOOIKEIO A817vwv KOi �)
01Koypaq,ou rrpoooIopIoµou oTO Eq,ErEfo A817vwv
EVOiKou µtoou oTO npwTOOIKEfo A817vwv, 17 oTTofa orpEq,Em1 Kara r17c; µE
ap18µ6 OplOTIKn<,; aTT6q,acr17c_; TOU MovoµE,\o(Jc_; npwTOOIKEIOU
A817VWV, lTOU EK06817KE, KaTct Tl7V OlaOIKacria TTEplOUOIOKWV Olaq>opwv, ETTI Tl7<;
arr6 Km µ, ap18µ6 £K0rn�� K rCJ0rn�� 01KoypClq,ou
;
2o cpuiv\o r17<; µE ap18µ0 mrocpacr17<; mu MovoµEJ\ouc; Eq>ETEiou
A8'7VWV (OIOOIKacrfa TTEplOUOIOKWV Olacpopwv)

avaKOTT�<; TWV avaKOTTTOVTWV Kai �017 EKKOAOUVTWV KaTCl HJ<;


Ka8�<; 'l avaKOTT� Kai �Or], Eq>Ecri!3ArJT'1<;, 'l OTToia cru<:11r�8rJKE avnµw,\fa TWV
01aofKwv, apµooiw<; Kai TTapaoEKTa q>EpEm1 TTpo<; cru<:�r17cr11 Evwmov TOU
TTapovTO<; Li1Kacrr17piou (ap8po 19 Knoi\Li) EXEi, 6£, acrK178£i voµoruTTa, µ£
r
Kara0EcrrJ rri<; crn1 paµµarEia TOU 1TpwT0!3a8µiou Li1Kaar17piou (ap0po 495
TTap. 1,2,511,513 TTap. 1 £0. 13 ',516! 517,520 KnoM) Kai £µTTpo0£aµa,OTI<;
, �TOI TTpO TTacr17<; ETTIOOOEW<; Tr]<; aTTocpaa11<; KOi EVTO<; QUO (2) ETWV
OTTO T'l<; 011µ001EUOEW<; T'l<;, TTOU t,\al3E xwpa OTI<; (ap8po 518
TTap.2 KnoM). TouTO 01or1 , TO xpov1Ko 01aar11µa aTTo twc_;
Kai OTTO EW<; KOi Tl7V 11µEpoµ11via "��'1<; Tr)<; Em!30J\�c_;
TOU µtrpou r11c_; TTpoawp1v�c_; ovaaTO,\�c_; r11c_; AEITOupyiac_; rwv 61Koar11piwv Kai
TWV ElaayyEAIWV Tfl<; XWpac_;, OUV<lµEI T'l<; KOIV�c_; UTTOUpylK�<; OTTO<paa11c_; TOU
ap8pou 11 T'l<; OTTO npa�11c_; Noµo8£TIKOU nEplEXOµtvou (A' 55), 11
OTTOfa KUpW8!1KE µE TO ap8po 2 TOU V. 4682/2020 (A' 76), OEV UTTOAOVfsETal
OTI<; v6µ1µEc_; KOi OIKOOTIKE<; TTpo8EaµiE<; yI0 T'l OIEVEpyE1a OIOOIKOCTTIKWV KOi
E�wo1Kwv TTpa�Ewv, Ka8wc_; Kai 6XA.wv EVEpyE1wv EVWTT1ov rwv 61Kaar11pfwv,
cruµl30,\aioypacpwv we_; UTTQAA�AWV TOU TTAEICTT'lPIOOµou, U1T08l7KO(pUAOKEIWV,
Kr11µaTOJ\oy1Kwv ypacpEfwv Km aJ\,\wv rpfrwv TTpoawTTwv, Ko8wc_; Kai anc_;
TTpo8EaµiE<; TTOpaypacp�c_; TWV auvacpwv a�IWCTEWV. METa Tr] "��'l TOU
xpov1Kou o,aar�µaroc_; TOU TTpwrou EOacpfou, 01 TTpo8Eaµ[Ec_; aurtc_; rptxouv yIa
600 xpov1K6 01aar17µa UTTOAEfTTEm1 yIa vo auµTTJ\17pw8Ei 17 avrfarn1x11
TTp0!3AETT6µEV'7 aTT6 TOV v6µo TTp08Eoµfa. 01 TTp08EoµfEc_; TTOU aVEOTaA17oav
Kara Ta TTporwouµEva EOacp1a, OEV auµrrJ\11pwvovm1, £av OEV TTapU.,8ouv
ETTITTAEOV OEKa (10) 17µtpEc_; OTTO Tl7V 1Tpo!3AETT6µEVl7 "��17 TOU<; (ap8p. 74 TOU
N. 4690/2020 KOi ap8po 83 TOU N.4790/2021). Kara OE rn ap8po 49
N.4963/2022,cf)EK A 149/30.07.2022 : 1. Kara r17v aJ\118� tvvoIa mu TTpwrnu
11

EOacpfou T'l<; TTap. 1 TOU ap8pou 74 TOU V. 4690/2020 (A' 104) KOi TOU TTpWTOU
EOCl<plOU r11c_; TTEp. a' n1c_; TTap. 1 TOU ap8pou 83 TOU V. 4790/2021 (A'48) we_;
1Tp08EaµfEc_; ClOKllCTr]c_; EVOIKWV !3017811µaTWV Kai µEOWV TTOU OVEOTClA!lOOV KaTCl
TO 01daniµa aTT6 we_; KOi aTT6 EW<; ,
VOOUVTal KOi 01 TTp08Ecrµf£c_; T'l<; TTap. 2 TOU ap8pou 518, Tl7<; TTap. 5 TOU
3
ap8pou 545 Kai HJ<; TTap. 3 TOU ap8pou 564 TOU KWOIKa noAITIK�<; .lllKOVoµiac;
[TT.O. 503/1985, (A' 182), Kno,\.Ll]. 2. Kara H]V a,\178� EVVOla TOU TplTOU
EOacpiou T'7<; nap. 1 TOU ap8pou 74 TOU V. 4690/2020 Kai TOU TpiTOU EOacpiou
T'7<; TTEp. a' T'7<; TTap. 1 TOU ap8pou 83 TOU V. 4790/2021 we; TTp08EaµiEc;
aoK17017c; EVOIKWV µtcrwv TWV OTTOIWV TTapaTEIVETal '7 ,\��'1 VOOUVTOI KOi 01
TTpo8EoµiEc; r17c; TTap. 2 TOU ap8pou 518, r17c; rrap. 5 TOU ap8pou 545 Kai r17c;
TTap. 3 TOU ap8pou 564 Kno,\.Ll." nEpOITEpW, yIa T'7V rrapaOEKT� OOKflO'l T'7<;
EVOIK'7<; E<pE017c; EXEi KOTaTE8Ei KOi TO OTTatTOUµEVO TTapal30,\o (ap8po 495 TTEp.
3A UTTOTTEp. 13' KnoM) (!3,\. m ETTIOUVQTTTOµEva OTO OIKoypacpo T'7<; E<pEOrJ<; µE
ap18µ0 A , A Kat A TTOOOU
Eupw, Eupw Kat wpw avrioT01xa). ETToµtvwc; rrpETTEI 17 E<pE017 va yivE1
TUTTIKO OEKT'7 (ap8po 532 Kno,\.Ll) Kat va E�ETaOTEi we; rrpoc; TO TTapaOEKTO Kat
TO l3amµo TWV ,\oywv T'7<;, Kara T'7V OIOOIKOOia TWV TTEplOUOIOKWV Olacpopwv,
Kara T'7V OTTOia OIKOOT'7KE 17 TTPWTOOIK'7 UTT08E0'7 (ap8po 533 Kno,\.Ll).
ME r17v we; avw avaKOTTll, 01 avaKoTTTOVTE<; C:rirnuoav, yIa rnuc;
EKTl8EµEvouc; OT'7V avaKOTT'7 ,\oyouc;, va aKupw8Ef 17 UTT' ap18µ.
01amy'7 TTA'7pWµ'7<; TOU MovoµE,\o(Jc; npwTOOIKEiOU A8'7VWV, '7 OTTOia EK008'7KE
µ£Ta OTTO aiT'70'7 r17c; Ka8�c;. µE T'7V OTTOia 01 avaKOTTTOVTE<; UTTOXPEW8'7KOV va
Kmal3a,\ouv or17v Ka8' 17c;, Ka8tvac; aTTo aurnuc; OE o,\0Kl\17po va Kam!3a,\E1
OT'7V K08'7<; TO TTOOO TWV EUpW TTAEOV OIKOOTIKWV E�OOWV, Ka8wc;
Kat '7 OTTO ETTITOV'l TTpoc; TTA'7pWµ'7, TTOU OUVTOX8'7KE KaTW OTTO TO
avriypacpo arro TO TTpwrn EKTEAEOTO arroypacpo r17c; we; avw 01aray11c;
TTA17pwµ11c;, arro r17v urr' apI8µ. ouµl3aa17 oavEiou, TTou
KaTOpTiOT'7KE µEm�(J T'7<; OIKatOTTapOXOU T'7<; KOS' '7<; OVWVUµ'7<; TpaTTEslK'7<;
ETatpEiac; µE r17v ETTwvuµia «MARFIN E1NATIA TPAnEZA ANONYMOL
ETAIPEIA» Kai rwv avaKorrrovrwv, TTocrou . To MovoµEMc;
npwTOOIKEio A817vwv, µE T'7V UTT' apI8. aTTo<pacr� TOU, OTTEpp14JE T'7V
avaKOTT� Kat ETTIKUpwm: T'7V we; avw 01arnv11 TTA17pwµ11c;. 'Ho17, µE T'7V
Kp1voµEV'7 E(j)EO� TOU<;, OI EKKOAOUVTE<; TTpoa!3a,\,\ouv T'7V OVWTEPW aTTo<pao17
KOi TTOpOTTOVEiTal y1a EO<pa,\µ£V'7 Eq>apµoy'7 TOU voµou KOi KOK'7 EKTfµ17017 TWV
QTTOOEl�EWV, C:rirwvmc; va E�acpav108Ei '1 EKKa,\ouµtv17, va yiVEI OEKT'7 '1
avaKOTT'7 Kat va OKUpW8Ei '1 avaKOTTTOµEV'7 01amv11 TTA17pwµ�c;.
ATTO m ap8pa 623 Kat 624 KnoMi, TTpOKUTTTEI OTI µTTopEi va s'1TrJ8Ei
'1 EK000'7 0 a;ravnc; TTA17pwµ11c; yIa xp17µaTIKE<; QTTOIT'70EI<;, E<pocrov '1 aTTaiT'70fl
4
3o <puMo rr1c; µ£ ap18µ6 mr6<pacr17<; rou Movoµ£,\ouc; Ecp£T£fou
ASrivwv (01ao1Kacrfa lTEplOUOIQKWV 01a<popwv)

Kai TO O<pEIAOµEVO TTOcr6 aTTOOEIKVUETal µE oriµ6crio 11 IOIWTIKO tyypacpo, 0£V


E�apTOTal OTTO aipEOl'J, TTp08Ecrµia, 6po 11 OVTl1T0p0Xl1 Kai TO TTOOO TWV
XPrJµOTWV TTOU O<pEiAETal EIVal op1crµEVO. nEpalTEpW, a1T6 Tl<; OIOTO�EI<; TWV
1rap. 1 Kai 3 rou ap8pou 626 KnoM, TTpoKUTTTEI 6r1 ri airriari yIa rriv EKOocrri
61aray11c; TTArJpwµ11c;, TTOU Kam8ETEI o 01Ka1ouxoc; arri ypaµµarEfa TOU
61Kaarripiou, TTpETTEI va TTEplEXEI, EKT6<; 6.Mwv aTOIXEfwv, rriv aTTafrricrri Kai TO
aKpl�E<; TTOOO TWV XPflµO.TWV µE TOU<; TUXOV O(j)EIAOµEVOU<; TOKOU<;, TWV OTTOIWV
�flTEITal fl KOTa�OAl1 Kai OTI a' OUTl1 lTpETTEI Va ElTIOUVaTTTOVTal 6J\a Ta Eyypa<pa
aTT6 m OTTOia TTpOKUTTTEI ri aTTairricrri Kai TO rrocr6 rric;, Ka8wc; Kai TO 1Tp6aw1To
TOu 01Kmouxou rou ocpE1Mrri ( , TNn NOMOL), am
OTTofa, OE TTEpfTTTWOl'J EIOIK11<; 11 Ka80AIKl1<; OlaOOXl1<; OTO TTpOOWTTO TOU
OITOUVTO<; n TOU Ka8' OU fl OITl")Ofl, 1TEp1J\aµ�6.VOVTal Kai Ta OTTOITOUµEva lTpO<;
TOUTO voµ1µ0TTOlflTIKa tyypa<pa. Av OEV TTpoaK0µ1cr8ouv OTOV apµ6610 61Kacrr11
TO apy6rEpo rrpIv r11v EKOocr11 r11c; 01may11c; TTArJpwµ11c; ra avwTtpw tyypacpa, o
TEJ\rnmioc; ocpEiAEI, Km' ap8po 628 TTap. I a' KnoM, va aTToppilJJEI rri OXETIK11
afTricr11 we; arrap60EKTl7. Eav OE TTapa Tr]V £AAEllJJ rJ n1c; OIQOIKQOTIKl1<; QUTl1<;
TTpOOTT68EOl7<; EK008Ef Olamyn TTAl1pWµ17c;, aurn QKUpWVETal UOTEpa OTTO
avaKorrn TOU Ka8' OU 11 o,amyn. Kara rn 6p8pa 632 Kai 633 KnoM. H
aKupwor, Tl7<; 01amy17c; TTAl'lPWµnc; OTrJV TTEpiTTTWOl1 aurn mrayy£METal, J\6yw
01ao1Kaor1Kou arrapaOEKTOU, avE�apT17rwc; r11c; urrap�c:wc; Km rr,c; ouvm6rr,mc;
QTTOOEi�EW<; r17c; OUOIOOTIKl7<; QTTQITl70EW<; µ£ T11 �paOUTEPll (µEra Tl7V EKOOOrJ
17c; 61may17c; aTT66oor,c;) rrpooaywy17 rwv we; avw arrooc:1Kr1Kwv c:yypacpwv.
'ETrn TO OIKQOTl7p!O, TTOU O!K0�£! T!lV avaKOTTl7, EOV a-rr6 Ta tyypacpa, TTOU
TTpOOKOµiOTrlKOV µEXPI TrJV 17µ{:pa EKOOOEW<;; Tr]<; Olaraync; TTArJpWµ17c_;, OEV
QTTOOEIKVUETQI 11 arraiTrJOrJ Kai TO 1T006 r17c;, Ka8wc; Kai 11 voµ1µorroiriori TOU
QITOUVTO<; KQI TOU Ka8' OU 17 ain7ori OE TTEpiTTTWOrJ 01aoox11c;, OEV µrropEf va
61ayvwoE1, 0Tr]pl�6µ£VO OE aAAa OTOIXEia, 0IacpopETIKCl OTTO aura, TTOU
TTpOOKoµioTrJKOV Kai UTTO�A17811Kav OTO OIKQOTl7 TTOU E�EOWOE Tr) 01aray17 Kai
ouyKEKpIµtva OE tyypacpa 1TpOaK0µ1�6µEva TO rrpwrnv OTl7 OIKl7 Tl7<;
avaKOTTl7<;, aJ\J\6 ocpEiAEI va OEX8Ei TO aiT17µa Tl1<; avaKOTTl7<; Kai va aKUpWOEI Tl"]
01amy17 TTA17pwµ17c;, A6yw 01a61Kaor1Kou arrapa5£Krnu, xwpic; 6µwc; 17
5
mr6cpaori aur� va rrapayE1 OEOIKaoµtvo we; rrpoc; rriv Cmap�17 r17c;
mran�oEwc_;, 11 orroia OEv 01ayvwo811KE (OMn 10/97, An 914/2018 6.rr., ,
EcpA8 666/2020, EcpAvKp�r 215/2022 ao17µ.). E�aMou, arr6 ro ouvouaoµ6
rwv OIOTCl�EWV rwv ap9pwv 159 Kai 160 TOU KnoA.Li, acp' EVO<; KOi rwv
01acp6pwv OIOTQ�EWV TTOU K091EpWVOUV OIKOVOµIKO arrapaOEKTa, TTpOKUTTrEI
6n : A) 01 urr6 rwv rrpwrwv rrpol3AErr6µEVE<; 01Kovoµ1KE<;; aKup6r17rE<;
OTTOTEAOUV v6µ1µEc;; KUpWOEI<,; TTOU arrayytMovrn1 y1a r17v rrapal3ao17
01ara�Ewv rrou pu9µi�ouv r17 01ao1Kaoia Kai 1oiwc;; rov rurro rwv 01ao1KaonKwv
rrpa�EWV, EVW Ta OIKOVOµIKQ arrapaOEKTa, OUVErray6µEva ro v6µw
avETTiTpETTTO KQTTOIO<;; 01ao1KaOTIK�c;; rrpa�EW<;; � EVEpyE1ac;;, avE�apr�rwc;; TOU
Kupouc;, r17c;; voµ1µ6r17rac;; � l3amµ6r11rac;; aur�c;;, avayovra1 or17v EowrEp1191
01ap8pWOl7 Kai TTOpEfa Tl7<;; OIOOIKaofac_;, TTOU aTTOOKOTTOUV or17v E�aocpaJ..1017
r17c;; oµaA�c;; E�EAl��c; r17c;; WOTE va Ka9forarrn EcplKT� 11 urr6 rwv 01aoiKWV
UTTEpOOTTIOrJ rwv or11 O!K11 KaTaX9EVTWV OIKalWµaTWV TOUc_;. 8) 01 µEV
OIKOVOµIKE<;; aKup6Tl1TE<;;, Kara TOV Kav6va TOU ap9pou 159 ap18. 3,
rrpOTE!VOVral UTTO TOU UcplOTaµEVOU l3Aal311 E� aUTWV 01aofKOU, (E�alpEOEI rwv
TTEplTTTWOEWV 1 Kai 2 TOU aUTOU ap9pou), EVW y1a r11v A�ljJl1 urr' OljJIV
arrapaoEKTOU ouvrptxovroc;; urrtp 01aoiKou nv6c;; OEV arranEira1 ErriKJ..11011
aurou, aMa rouro Kara Kav6va Aaµl3avEm1 urr' 6ljJIV aurErrayytArwc;; urr6 rou
OIKaor11piou, E�alpEOEI TWV TTEplTTTWOEWV, Kara me; orroiac;; 11 apo11 TOU
arrapaOEKTOU, we; EK TOU EIOIKOTEpou OKOTTOU TOU, E�aprara, arr6 r11v
rrpwrol3ouJ..fa TOU, UTTEp OU AEITOUpyEf TOUTO OlaOfKOU, OUVaµEVOU Va µ17 TO
EmKaAEo9Ei, orr6TE arra1rEira1, we; EKO�Awo11 r11c;; avurrap�iac;; l3ouA�oEwc;;
apoEwc;; mu arrapaotKrou, 11 rrp6rao11 aurou rrpoc;; A�lJJl1 urr' 6ljJ1v urr6 mu
OIKaor11piou, OE aµcp6TEPE<;; OE Tl<; TTEplTTTWOEI<;; ouo6Awc;; aTTalTEira, Kai 11
ErrtAEuo11, arr6 r17v EvtpyE1a rric;; arrapaotKrou 01Kaor1K�c;; rrpa�Ewc;;, l3Aal311c;;
µ11 ouvaµtv11c;; va Erravop9w9Ei Kai 11 ErriKJ..11011 aur�c;; urr6 mu £V5Exoµtvwc;;
urroxpEou OE rrp6rao17 mu arrapaOEKTOU 01aofKou (l3A. OMn 963/1985 NoB
1985.1406).
01 EKKaAouvr£c;; µE rov rrpwro A6yo r11c;; tvo1K11c;; Ecp£011c; rraparrovouvrai
6n 11 EKKaAouµtv11 Kar' EocpaAµtv11 Epµ11vEia Kai Ecpapµoy� mu v6µou, aAAa Kai
Kara rrA11µµEA� EKTiµ11011 TWV arroOEIKTIKWV OTOIX£iwv arrtpplljJE we; al3amµo
rov rrpwro A6yo r11c;; avaKorr�c;; rouc;;, µE rov orroio 01 avaK6rrrovr£c;; Kai �011
EKKaAouvrEc;; 1 pi�ovra, 6r1 11 Ka9�c;; 11 avaKorr� Km �017 EcpEoil3A11r11 OEV EiXE
6
4o cpuJ\J\o r11c; µ£ ap18µ6 mr6cpacr11c;, rou MovoµEAouc;, EcpETEfou
A811VWV (OlaOIKacrfa TTEplOUOIOKWV Olacpopwv)

EVEPVl1TIK� voµ1µorroi11a11 va TTpol3£i OTrJV £KOoa11 01amy�c;, TTJ\11pwµ�c; 016T1


OTTO m OTOIXEfa TTOU TTpocrK6µ1cr£ Kara Tl1V UTTOl30A� r11c; OIT�OEW<; ETTI r11c;
OTToiac; EK06817K£ 11 avaKOTTT6µEVrJ 01aray� TTJ\17pwµ�c; OEV QTTEOEl�E OTI 11
ETTIOIKrJ arrafrriori aTT6 Tl7V EVOIKl7 cruµf3acr17 oavEfou TTEp1J\aµl3aVETOI am
arn1x£fa TTOU µErnf31f3acrr17Kav OTl7V Ka8' 17<; 11 avaKOTT� OTTO Tl7V apx1K�
avr1auµf3aM6µ£v17 rwv avaKoTTr6vrwv Km 01Kmorrapox6 rric; «MARFIN
E1NATIA TPAnEZA ANONYMOL ETAIPEIA». ME TO TTEp1EX6µEVO aur6 o
A6yoc;, TTpol3aAAETal TTapaOEKTCl Kai EIVQI op1crµEvoc;, Kat v6µ1µoc;, OT17Pls6µ£voc;
OTI<; 01ma�EI<; TTOU avacptpovrn1 OTl7 voµ1K� OKELJ.H'l TTOU TTporw�817KE Kai
ETTOµEvwc; TTPETTEI va EpEUV118Ef TTEpa!TEPW we; TTpoc;, Tl7V oumacrTIK�
f3acriµ6Tl7TO TOU.
ATT6 n1v EKTiµ17011 TWV Eyypacpwv, TTOU ETTIKQl\01.JVTal Kat voµfµwc;,
TTpOOKoµfZ:ouv oi OIOOIKOI Kai m OTTOia J\aµl3avovrrn UTT04Jl1 £IT£ we;, OUTOTEA�
aTTOOEIKTIKCl µtaa £IT£ y1a Tl1 ouvaywy� OIKQOTIKWV TEKµripfwv, y1a µEplKCl aTT6
ra oTTofa yfvErn1 £101K� avacpopa Karwrtpw, xwpfc;,, 6µwc;,, va EXEi rrapaJ\E1cp8Ei
KCXTTOIO y1a rriv OUOIQOTIK� 01ayvwcrri rric; EVOIKl'l<; 01acpopac; (An 1628/2003
EAA.Livri 2004.723), oE ouvouaoµ6 µ£ m 01oayµam rric; Ko1v�c; TTEipac;,, TTou
Aaµl3avovm1 uTT64JrJ aurETTayytArwc; (ap8po 336 rrap. 4 KnoM),
aTTooEfXSriKav, TTA�pwc;,, m aK6J\ou8a TTpayµanKa TTEp1ornnKd: .6.uvaµE1 rric;,
UTT' ap18µ6v Afrrioric; Km rric;, uTT' ap18µ6v
Luµl3acr11c; Xop�y17011c; .6.avEiou Marfin Transfer
Xwpfc; nEpfooo Xap1rnc;, TTOU UTTEypacp11 v6µ1µa OTO nEplOTEpl µErnsu Tl'l<;
TTpwr,v avwvuµric; rpmT£slK�<; £TalpEiac; µ£ Tr]V ETTWVUµfa «MARFIN ErNATIA
TPAnEZA ANONYMOL ETAIPEIA») Kai �011 µ£ rriv ETTwvuµia «TPAnEZA
nEIPAIOL ANONYMOI ETAIPEIA», TOU TTpWTOU TWV EKKaAOUVTWV we;,
OaVEIOl\�TTTfl (ocpE11\£Tl1<;) Kai TOU OEUTEpou Es aurwv we; EVVUllT�, xop11y�8l1KE
OTOV TTPWTO EKKaAouvrn, KaTOTTIV a1T�µm6c; TOU, EVTOKO OctVEIO TTOOOU TplctVTa
Xll\lctOWV EUpW ,µ£ OKOTTO Tl'lV pu8µ1011 O<pEII\WV TOU TTpoc; Tr]V
TpCXTTEsa. ME T'7V we;, CIVW ouµf3ao17 auµcpwv�81'1KE OTI TO ETTITOKIO UTTOI\Oylcrµo(J
TOU TOKOI) .. 8a EIVal ara8£p6, TO OTTOIO 8a Ka8opfs£Tal Kat 8a µEml3aMETat
Kara 01acrr�µma aTT6 Tr]V TpClTTEsa Kai EXEi we; ETTITOKIO avacpopac; TO EAax1crTO
7
ETTITOKIO y1a m; TTpCl�EI<;; KUpta<;; avaxpl"JµOTOOOT1"1CTl1<;; TWV TTICTTWTIKWV
1opuµarwv aTT6 ro Eupwcrucrrriµa ,TTou avaK01vwv£mI aTT6 r11v EupwTTa'iK�
KEVTplK� TpaTTEsa (EKT), aV£PX6µEVOU Kara TO XPOVO KarapTICTl1<;; T'7<;;
cruµ�acr11<;; GE 9,5% TTAEOV KOCTTOU<;; Elmpopa<;; N. 128/75 0,6% (6po<;; 2). To
OClVEIO ea OTTOTTAl"JpWeEi GE 120 OOCTEI<;;, 01 OTTOiE<;; ea TTEp1Aaµ!3avouv TOV TOKO
Kai TO XPEWAumo TTou avaAoyEi crTOv KaeE µ�va Kai ri TTpwrri o6crri ea
Kara!3Ar]8Ei cruµcpwva µE Tr] cruxvorrim KaTa!30A�<;; TWV OOCTEWV Kai cruµTTiTTTEI
ap18µrirIKa µE rriv 11µ£poµr,via £KmµiEucr11<;; TOU oav£iou (6po<;; 3). H cruµ!3acrri
A£1T0upyricr£ cruµcpwva µEmu<; 6pou<;; Kai cruµcpwviE<;; TTOU TTEp1t.xovmI a£ aurft.
npo<;; £�UTT11PETl"JCTl"J Kai y1a Tl1V A.EITOUpyia Tl"J<;; cruµ!3aCTEW<;; Tl"Jp�8r]KE O UTT'
apI8µ6v Aoyap1acrµ6<;;, aTT6 rov oTToio r11v
EKTaµ1£U8r]KE TO CTUVOA.IKO TTOCTO TWV rp1avm XIA.laOWV EUpW €) Kl
EV CTUV£X£ia A6yw µETaTTTwcrr,<;; TWV crucrrr,µarwv Tl1<;; TpaTTE�a<;; 0 UTT' ap18µ6v
Aoyap1acrµ6<;; (!3A. rrpocray6µ£Vl1 Kivricrri aurou). /\6yw
Ka8ucrrt.p17crri<;; EK µt.pou<;; TWV EKKOA.OUVTWV - avaKOTTTOVTWV W<;; TTpO<;; T11V
aTToTTAripwµ� TOU oav£iou, o mo TTavw Aoyap1acrµ6<;; £�UTT1lPET1"1cr11<;;, TTou
rrip�811KE crTO TTAafmo rri<;; auµ!3aari<;;, Kara rriv , rrapouaiam:
A.l"J�ITTp68Eaµo XPEWOTIKO UTTOA.OITTO OE !3apo<;; TOU<;; TTOOOU

TO oTToio !3apuvEm1 µ£ r6Kou<;; UTTEpllµEpia<;; aTT6 r11v TTpwrri


Ka8UOTEP1lOl1<;; µ£ ETTITOKIO TO OTTOIO IOOUTOI µ£ 2,5 lTOOOOTIOIE<;; µovaoE<;;
TTAEov op1s6µ£vou auµ!3aT1Kou ElTITOKiou. LTll auvt.x£1a Kat ETTEIO� 01
avaK6TTTOVTE<;; oEv TTpot.!3r,aav a£ Kaµfa Kam!30A� TOU TTaparravw TToaou r11<;;
TTIOTWOEW<;; µETa TWV TOKWV, ll VUV E<pEOi!3A1lTl'1, ouvaµEI TOU 6pou 11 Tl1<;;
auµ!3aa11<;;, KOT�YVEIAE TllV EVOIK11 OOVEIOK� auµ!3aa11, µ£ rr,v OTTO
E�WOIKl"J o�Awa11 - Kmayy£Aia, 11 oTToia £m5681lKE aTOv rrpwTO rwv
EKKaAouvrwv r11v 6TTw<;; TTPOKUTTTEI aTT6 rr,v UTT' apI8µ6v
EK8Ear, ETTiooa11<;; HJ<; LilKOOTIK�<;; EmµEA�rp1a<;; Tl1<;;
TT£plcpEp£1a<;; TOU E<pETEIOU nE1pa1a 01op1aµt.v11 OTO npwTOOIKEIO nE1prna
OTOV OE OEUTEpo TWV EKKaAouvrwv TrJV
, OTTW<;; TTpOKUlTTEI OTTO Tl1V UTT' ap18µ6v EK8EOll
ETTiOOOl"J<;; Tl"J<;; .lllKOOTIKrJ<;; EmµEA�Tpla<;; Tl"J<;; TTEplcpEpEIO<;; TOU EcpETEiou A811vwv
01op1aµt.vri OTO npwTOOIKEIO ASrivwv noAim<;; (!3A.
aµcp6T£P£<;; TTp ay6µEVE<;;). ME r11v io1a E�WOIK11 o�Awari, 11 E<pEai!3Arirri
8
5o cpuJ\J\o r17c; µ£ ap18µ6 aTT6cpacr17c; rnu MovoµEJ\ouc; Ecp£T£fou
ASrivwv (01ao1Kaafa TTEplOUOIOKWV 01acpopwv)

yvwaTOTTOlrJOE OTOU<; avaKOTTTOVTE<; TO OplOTIKO KJ\Efmµo TOU ETTfolKOU


J\oyap1aaµou Km TO XPEWOTIKO UTTOAOITTO TTOU TTp0£KUljJ£ Kara TrJV r]µEpoµ17vfa
KmayyEAfac; rric; ouµl3aoric; Km rnuc; rrpoaKaAEa£ va r17c; Karal3aMouv rn
OUVOAIKO TTOa6 TWV . AKoAou8wc; Kai ETTEIOn 01 EKKOAOUVTE<;,
om µET£TTE1rn Tf1<; KarnyyEJ\fac; xpov1K6 01aaTriµa, OEV rrpotl3rioav aE
OIOKOVOVlaµ6 n pu8µ1crrJ Tr]<; O<pEIAnc; TOU<;, rJ E<pEcrfl3ArJTl7, µE TrJV OTTO
afTrJcrn Tr]<; snTrJOE Tr]V EKOOOrJ Olmaync; TTArjpwµnc; OE l3apoc; WV
EKKaAOUVTWV Kai ETT1 aur�c; £K06817K£ '1 µE ap18µ6 avaKOTTT6µEVrJ
01amy� TTArJpWµ�c;, µ£ Tf]V OTTOfa 01 avaK6TTTOVT£<; Kai vuv £KKOAOUVT£<;
OlaTaX8rJKOV Va KaTal3etAOUV OTl7V £<p£crfl3ArJTl7 TpaTTEslKn £Talp£fa TO W<; avw
TTOOO TWV
) EUpW EVTOKa µE TO auµl3aTtK6 ETTITOKIO
UlTEpf]µEpfac; aTT6 Tf]V £TT6µ£V'7 Tr]<; 17µ£poµrivfac; ETTfoocrric; TrJ<;
rrpoavacpEp8£icrac; E�WOIKf]<; KmayyEAiac; Tr]<; cruµl3acrt7<;, nm, y,a TOV lTpWTO
TWV EKKaAOUVTWV aTT6 Tl<; Kat y,a T'7 0£UTEPl7 £� aUTWV aTT6 Tl<;
, TTAEOV TOKWV UTT£p17µEpiac; ETTI TWV Ka8ucrTEpouµEVWV TOKWV,
TTAEOV Etacpopa<; TOU N. 128/1975 µEXPI<; E�OcpA�OEW<; Ka8wc; Kai TO TTOOO TWV
EUpW y1a ETTl01Kacr8£fcra OIKOOTIKn oarrav17. AvTfypacpo OE EK TTpWTOU
aTToypacpou EKTEAECTTOU µE TrJV Karw81 QUTOU OTTO ETTITaYn TTpoc;
T TA17pwµn, KOIVOTTOl�817KE µE EVTOA� T'7<; EcpEcrfl3A17r17c; O'TOU<; EKKaAOUVTE<;, Tf]V
, 6TTw<; TTpOKUTTT£1 arr6 rn; UTT' ap18µ6v Kai
£K8£CTEI<; ETTIOOOEW<; TOU OIKQOTIKOU ETT1µ£A'7T� TOU
npwTOOIKEIOU A8rjVWV . Kara 0£ Tr]<; avwrtpw
61amync; TTJ\i7pluµnc; 01 EKKaJ\ouvn:c; QOKf"lO'QV Tf"lV OTTO Kai µ£
ap18µ6 £K8£crf"l<; Kma8EOf"l<; iS1Koypdcpou avaKoTT� rnuc;
EVWTTIOV TOU MovoµEAouc; npwTOOIKEIOU ASrivwv, ETTI Tf"l<; OTTOIO<; EK008f"lKE ri
µ£ ap18µ6 arr6cpacrri mu we; dvw .6.1Kacrrripfou, Kmd r17c; oTTofa<;
rrapmrnvouvra, 01 EKKaAouvrE<; µE rriv urr6 Kpfcrr, E<pEcr17. nEpam:pw
aTTOOEfX8rJKE OTI '1 EcpEcrfl3Ar]Tl7, KaTa Tf]V UTT0!30An Tr]<; QIT�OEW<; ETTI Tr]<; OTTofac;
EK06817KE '7 TTpocrl3a,.\J\6µEVl7 Otmayn m\t7PWµ�c_; Kai TTpOKElµEVOU Va
8EµEAIWO'EI Tr]V EVEpy17r1Kn voµ1µ0TTOlr]O'l7 Kai n7v 1616r17rd Tf]c_; we; OIKatouxou
9
Tf')<;; EVOIKf')<;; OlTOITf)Of)c_; Kai Ol7 we_; EIOIKnc_; OIOOOXOU Tl7<;; KuTTplaKnc_; Lif')µ6mac_;
EmlpEfac; ne:p1op1oµtv17c; Eu8uv17c; µ£ Tf)V ETTWVUµia «CYPRUS POPULAR
BANK PUBLIC co LTD», 0TTW<;; µe:TOvoµaoSriKE fl TpClTTEl;a µe: Tr)V ETTwvuµia
«MARFIN POPULAR BANK PUBLIC CO LTD», Ka80J\1Kn 01aooxoc; rric;
avwvuµric; rpaTTEs1Knc; e:m1pe:fac; «MARFIN ErNATIA TPAnEZA ANONYMOL
ETAIPEIA» TTpOOK6µ10E a) TO µ£ ap18µ6 <l>.E.K. 6753/02-07-2007 T. A.E. Kai
E.n.E. Kai 13) e:mKupwµtvo avrfypacpo mu urr' ap18µ. 97126.3.2013
Li1arayµaTOc_; Tf)c; KEVTp1Knc; Tparre:c;ac; KuTTpou TT0U oriµomEU9rJKE OTO UTT'
ap18µ. 4640/26.3.2013 cpuMo Tf')c_; ETTfariµ17c_; Ecp17µe:pioac_; Tl7c_; KuTTplaKnc;
Li17µ0KpaTiac;, EVW 0UTE OTrJV afTl70f) y1a EKOOOl7 Tl7c_; 01arnvnc; TTJ\17pwµnc; I OUTE
OTO owµa Tl7(_; TTpool3aM6µe:v17c_; µE ap18µ6 11510/2017 Olamync_; TTl\17pwµnc_;
avacpEpETOI n ETTIOUVClTTTETOI QVTfypacpo Tl7(_; UTT' ap18µ. 66/3/26.3.2013
aTTocpaoEwc; T17c_; EnAe T17c_; TparrEc;ac; TrJ<; EMaooc;; Km TrJ<; aTT6 26.03.2013
ouµj3aOEWc_; rrwl\noe:wc_; KOi µe:rnl31!3aoEWc_; . .00TOOO, 6rrwc_; TTpOKUTTTEI OTTO TrJV
ETTIOKOTTl70f) Tf)c_; TTapaTTOVW ouµj3aoe:wc_; rrwl\noe:wc_;, 11 orrofa TTpOOKOµil;ETOI
µE ETTiKl\17017 OTTO TOU<;; avaK0TTTOVTE<; Kai E<p£oil3l\17T0uc_;, µe:rn�(J TWV
µe:ral31!3ao8£VTWV OTOIXEIWV, ouµcpwva µ£ TO ap9po 2.3 auTnc_; EIVOI KOi Ta
EMf)VIKCl O0VEla Tf)<; rrwl\nTp1ac;;, 0TTW<;; E�aMou TOUTQ KaTOvoµac;oµm KOi OTO
napapTf)µO 1 Tl7c_; ouµj3aoe:wc_; auTnc_; we_; µEml31!3ao8£VTa OTOIXEia TOU
EVEPYrJTIKOU. nl\tov OUVKEKp1µtva, ouµcpwva µ£ TO ap9po 2.1 Tl7<;;
rrpoo1al\17cp8e:ioac;; ouµj3ao£wc; «17 nwl\nTpla Ola Tf')<;; TTapouoac;; TTWAEi, EKXWPEI
Km µErnl31!3al;£1 Km 17 Ayopa0Tp1a 01a TrJ<; TTapouoac;; ayopal;£1 Kai aTToKTa Ta
Me:rnl31!3ac;6µ£va LTOIXEia TOU Eve:py17T1Kou µe: 1oxu arr6 TOV Xp6vo
Me:ml31!3aoe:wc;;», ouµcpwva oe: µe: TO rrapapT17µa 1 Tll<; ouµj3aoe:wc;;, Ta
µErnl31!3ac;6µe:va crT01xe:ra TOu e:ve:py17nKou e:ivm « 1. Ta El\l\17v1Ka Liave:1a....»,
e:vw, TEl\oc;, cruµcpwva µe: TO ap9po 1 (op1oµoi) TrJ<; cruµj3acr£wc;; «El\l\17v1Ka
Liav£1a» Efvm 6l\e:c;; 01 XOPrJYllTIKE<; arranncrEI<;; (EITE urr6 Tf) µopcpn XPEOypacpwv
EITE UTT0 al\l\f'J µopcpn Kai cruµrr£p1l\aµl3avoµtvwv TWV aTTmTncre:wv arr6
XPrJµOTOOOTIKn µicr8WOl1 Kai TTpOKTOpEUOrJ arrmTnoEWV, TTAEOV TWV OUVO<pWV
oe:ooul\e:uµtvwv T6Kwv Kai ouvacpwv e:�acrcpal\foe:wv), 6rrwc; KaraypacpovTai
OTO l31!3l\ia Tl7(_; rrwl\nTplac_; n OTTOIOOOnTTOTE OTTO Tic_; 8uyaTplKE<; TllV
, Ka8wc;; Kai 6l\a rn vaUTIAlaKa Kai aMa OClVEla rric; nwl\nrp1ac; n
OTTOlacronrroTE OTTO Tic_; 8uyaTp1KEc_; Ta OTTOfa TTpOEPXOVTOI OTTO KOi TUYX<lVOUV
01ax£ip1cr17c; OT Maoa Kai ETTi TOU rrap6vTOc;; avaK01vwvovrn1 crTO Kurrp1aK6
10
60 <pulv\o Trl<; µE ap18µ6 QTTO(j)QOTJ<; TOU M ovoµEAou<; E<pETEIOU
A817vwv (01a01Kaafa TTEplOUOIOKWV 01acpopwv)

xaprncpuAaKIO OaVEIWV, 6Aa aura OTTW<; TTpoao1opfsovm1 am apxEia µE HJV


ETTWVUµia «M'f'KH TPAnEZA KYnPOY») Kai «SuyarplKE<; AATKHL
TPAnEZAL» OTO CD TTOU UTToypa<pTrJKE OTTO Ta µc:p17 y1a TOV OKOTTO
raurnTToi17cr17c;». H TTpocrl3aAA6µEv17 µE r17v E<pEOrJ rwv avaKoTTr6vrwv
aTT6<pacr17 ETTi r17c; avaKoTT�c;. TTOU acrK17crav Kara r17c; we; avw 01aray�c;
TTA17pwµ�c;. EKplVE OTI 6cra OaVEIO EIXE OUValjJEI 17 «CYPRUS POPULAR BANK
PUBLIC LTD», 6TTwc; µErnvoµacr817KE 17 rpaTTEsa µE Tl7V ETTWVUµia «MARFIN
POPULAR BANK PUBLIC co LTD», Ka80A1K� 01aooxoc; r17c; avwvuµ17c;
rpaTTEslK�<; ETOlpEfac; «MARFIN E1NATIA TPAnEZA ANONYMOL ETAIPEIA»
µEral31!3acrr17Kav OTl7V E<pEcril3A17r17 TPAnEZA nEIPAIOZ: Kai ETToµc:vwc;
apKoucrE y1a r17v aTT60E1�17 r17c; voµ1µ0TToi17cr�c; r17c; we; EIOIK�c; 01ao6xou aur�c;
l7 TTpOOKOµIO� TWV Eyypa<pWV TTOU ETTIOUVa<p8l7KOV OTl7V afTl70l7 y1a T'7V

EKOocr17 r17c; avaKoTTr6µEv17c; 01aray�c; TTA17pwµ�c;. Ocrr6cro aTT6 r17v


ETTIOKOTTl70l7 r17c; avwrc:pw cruµj3acrEwc; TTWA�OEW<; Kai µEml31!3acrEwc; CJTl7V
OTTofa ETTIXElpEfTal va 8EµEAIW8Ei 17 voµ1µ0TTof17cr� r17c;, we; EIOIK� 01dooxoc; r17c;
apx1K�c; OIKalOUXOU, TTpOKUTTTEI OTI crrr1v cpEp6µ£V'7 we; EIOIK� 01aooxo r17c;
oavEicrrp1ac; rpaTTEsac;, «TPAnEZA nEIPAIQZ: AE» µEral31!3acrrrJKav Ta
EAA17v1Ka oaVEIQ ox1 we; EXOUV aJ..Aa ra «EAEU8Epa j3apwv» OOVEIQ (ap8pa 2 ap.
5.1 (B) Kai 5.2(8) T17<; we; avw cruµj3dcrEwc; TTWA�crEwc; Kai µc:ral31!3acrEwc;). Dcra
EAAl7VIKCl OaVEIQ �rnv l3El3ap17µc:va, ea ETTpETTE TTpwra va EAEU8Epw8ouv TWV
j3apwv TOU<; Kai µ£Ta VO µErnl31l3acrTOUV KOi Ol7 EVTO<; 5 Epyacrfµwv 17µEpWV.
npoKElµEVOU OE va OIEUKp1VI08Ei TTOIO OOVEIO �rnv EAEU8Epa j3apwv Kai
µEml31!3doT17KOV KOi TTOIO �rnv j3Ej3apriµtva Kai OEV µ£Tol31!3acrTl7KOV KOTO TO
XPOVO MEral31!3aCJEW<;, TTOIO OTTO rn j3El3ap17µtva EAEU8Epw817Kav Kai
µEml31!3dcrrr1Kov Kara TO Xp6vo ATToriµ17cr17c;, cruµ<pwva µc: rouc; 6pouc; T17c;
TTapam:xvw cruµj3acrEw<;, opicr817KE crra ap8pa 5.1 (B) Kai 5.2(8) 01ao1Kacrfa
TTIOTOTToi17cr17c; TWV EAAl7VIKWV oav£fwv TTOU 17 TTWA�Tpla µTTopoum: va
µEml31!3dCJEI Kai 17 ayopacrTpla va QTTOKT�OEI. LUVKEKp1µtva, opfcrrr)KE Tpiroc;
(AvE�dpT17rnc; EµTTE1poyvwµovac;) va ETTaA178EucrE1 TT010 oTT6 ra oav£10 TTOU
EIXE CJUVctljJEI 17 TTWA�TPIO, µrropoucrav va QTTOTEAEOOUV QVTIKEfµEVO Tr]<;
cruµl3aCJEW<; TTWA�CJEW<; Kai µc:ml31!3acrEW<; Kai TTOIQ OTTO Ta EAAl7VIKO OOVEIQ
11
TTOU EIXE cruvalj.JEI rJ TTWA�Tpla «CYPRUS POPULAR BANK PUBLIC CO LTD »
OEV µTTopoucrav Kai OEV OTTOTEAEcrav aVTIKEfµEVO TrJ<;; cruµl3acr£W<;; TTWA�O'EW<;;
Kai µ£ral31!3acr£W<;;. EIOIKOTEpa LTO ap8po 5.1 opicrHJKOV Ta £��<;;: « 5.1 H
nwA�rp1a Kai ri Ayopacrrp1a Sa opfcrouv aTT6 Ko1vou AvE�aprr,ro
EµTTE1poyvwµova TTpOK£1µtvou va: A) UTT0Aoyfcr£1 TO TTocr6 rr,c; Li1acpopac; A�fac;
LTOIXEIWV EVEPYrJTIKOU Kai nae11r1KOLI KOTCl TO Xpovo M£ml31!3acr£w<;; B)
£TTaA118£ucr£1 on ra oav£1a TTou cruyKamAtyovra1 crTO CD Kai avacptpovrar UTT6
TOV opo «EM11v1Ka LiaVEla» UTTapxouv KOTCl TO Xp6vo ATTorfµricrric; KOi CTI
EµTTfTTTOUV crrriv tvvo1a rwv «EAA11v1Kwv LiavEfwv » . ETToµtvwc;, aTTo rriv
avwrtpw cruµj3acrr, OEV TTpoKUTTTEI avEu ETlpou 6r1 TO ouvoAo rwv EM11v1Kwv
OOVEIWV EµTTfTTTEI om µ£rnl31!3ao8tvm OTOIXEfa TOU EVEPY'lTIKOU TrJ<;;
TTWA�rpIac;, acpou ouvoµ0Aoy�8'1KE µ£ aur�v 01ao1Kaofa ETTaA�Sworic; OXETIKO
µ£ TO TTOIO OTTO Ta EAA11v1Ka OClVEla TTOU £IX£ OUVClljJEI 'l TTWA�Tp1a «CYPRUS
POPULAR BANK PUBLIC co LTD», µTTopoUOE 'l TEAEUTafa va µ£ml31!3ao£1.
11a n-1 OE £TTaA�8wor, opforriKE AvE�apTrJTO<;; EµTT£1poyvwµovac;. ETToµtvwc;
yIa TrJV aTT60£1�17 Tl7<;; voµ1µ0TTOl�O£Wc_; Tl7<;; «TPAnEZAt nEIPAIOt A.E. » we;
EIOIK�<;; OIOOOXOU Tl7<;; OOVEIOTplac_; TpaTTEsa<;; KOi EIOIKOTEpa yIa Tl7V OTTOOEl�rJ
TOU £av TO tvo1Ko oav£10 ouyKami\tyETal ora µ£ml31!3ao8tvm OTOIXEfa rou
£VEpy17nKou r17c_; TTWA�rp1ac; ouvaµ£1 r17c_; avwrtpw ouµl3ao£w<;;, 5£v apKouoE,
KOTCl Tl7V Kpfo17 TOU LilKOOTl7piou TOLITOU, 17 £TTIKAl70l7 Kai TTpOOKOµIO� µasf µ£
Tl7V afr17017 yIa Tl7V EKOOOl7 Tl7c_; 01amy�c; TTA17pwµ�c_; TWV TTapaTTavw Eyypacpwv
TTOU £TT1KaAto817K£ KOi TTpOOKOµIOE 17 OIKQIOTTapoxoc_; r17c_; 017µEp1v�c;
ETTIOTTEUOouoac;, aMa �mv avayKafo va TTpooK0µ108£f TTA17v r17c_; wc_; avw
ouµj3aOEW<;; KOi l3£!3afWOl7 TOU QVE�apTl7TOU EµTTElpoyvwµova, � aMo
aTToOEIKTIKO tyypacpo, yIa r17v aTT00£1�17 TOU Kpfcriµou y£yov6TOc_; 6r1 TO tvo1Ko
oav£10 acp£v6c_; µEv ouµTTEp1Aaµl3av£rm oTO CD TTou µv17µov£u£m1 oTOv 0IK£io
6po r17c_; wc_; avw ouµj3ao£W<;; KOi avacptpETal UTT6 TOV opo «EAA17v1Ka LiaVEIO » ,
OTI UTT�PXE Kara TO Xpovo ATTOTfµ17017c; KOi OTI EµTTfTTTEI OTl7V EVVOla TWV
«EM17v1KWV LiaVEIWV » , WOT£ va QTTOOEIKVLIETal 17 EIOIK� 01aoox� r17c_; OITOUOO<;;
TrJV EKOOOl7 OIOTOV�<;; TTA17pwµ�c_; TpaTTESO<;; OTl7V EVOIKl7 OTTQITrJOl7. LE
£TTfppWOl7 0£ Tl7<;; QVWTEpW KplOEWc_; ETTIOl7µafVOVTal KOi Ta op1s6µ£VO OTO
ap8po 5.2 (B) r17c_; avwrtpw ouµj3ao£w<;;. LUVKEKp1µtva OTO ap8po auro
avacptpETal ETTI AE�EI: «5.2 ria Tl7V aTTocpuy� aµcp1!30J\1wv: ...(B) Ta EJ\A17v1Ka
.llOVEIQ Ta OTT0'9 µnal31!3asoVTOI OTl7V AyopaoTpla UTTO TOV 6po 2.4 � 13.1 (EiTE
// 12
?o cpulv\o HJ<; µ£ ap18µ6 arr6cpaar1<; TOU MovoµEJ\ou<; E<pETEfou
ASrivwv (61a61Kaofa TTEplOUOIOKWV 61acpopwv)

£VT6c; TOU XPOVIKOU 61aor�µaTOc; TWV TTEVTE Epyamµwv HµEpwv TO OTTOIO


avacpEpETal OTf'lV rrapouoa £IT£ OXI) Sa e£wpouvra1 y1a TOU<; OKOTTOU<; Tf'l<; we;
avw rrapaypacpou 5.1. 6r1 txouv µEmf31f3aoe£1 Kara TO Xp6vo MEraf31f3aoEwc;.
Ta EJv\f'lVIKCl LiaVEla Ta orrofa OEV µETaf31f3asovm1 OTf'lV Ayopaorp1a UTTO TOV
6po 2.4 � 13.1 ea rrauouv va EµTTfTTTOUV OTf'lV EVVOla TWV EAAf'lVIKWV LiaVEIWV
y1a TOuc; oKorrouc;, rric; 61a61Kaofac; TOu AvE�apTf'lTOU EµrrE1poyvwµova.»
Erroµtvwc; y1a rriv arrocpuy� aµcp1f30J\1wv 01EuKp1vfo8riKE µ£ TOV avwrtpw 6po
OTI 6oa OClVEla µEmf31f3asOVTal, ea eEwpoUVTOI OTI µErnl31!3aOTf'1Kav KaTCl TO
Xp6vo MEml31!3acrEwc;. LiriJ\ao�, aK6µa Km EKEfva rn oav£1a rrou �rnv
l3El3apriµtva, E<p6oov EAEUeEpwSouv Evr6c; 5 Epyaofµwv 17µEpwv µEra TO
Xp6vo MErnf31f3acrEwc;, ea eEwpouvrnv 6r1 txouv µEml31!3aorEf OE
rrpoyEVEOTEpO rric; EAEUeEpWOEW<; TOU<; XPOVO, �TOI OTO Xp6vo MErnl31!3aoEwc;.
Ta OE EAAf'lVIKCl OClVEla TTOU OEV µErnl31!3asovrnv UTT6 TOV 6po 2.4 � 13.1,
017Aao� 6oa EK rwv l3El3apriµtvwv oavEfwv OEv EAEueEpwvovrav Evr6c; 5
Epyaofµwv f)µEpWV, OEV ea EVETTITTTOV OT'7V EVVOla TWV EAJ\f'lVIKWV OaVEIWV.
Erroµtvwc;, arr6 rri 01arurrwan, rwv rraparravw 6pwv rric; Kpimµn,c;
ouµl3aOEW<; TTWA�OEW<; KOi µErnl31!3aOEW<; TTpOKUTTTEI OTI y1a T'7V apOfl TWV
OTTOIWV aµcp1!30J\1wv OE axtori µ£ TO Kpfmµo s�rriµa TOU TTOla OTTO Ta EAAf'lVIKCl
OaVEla TTOU EIXE OUVCllj.JEI '1 TTWA�Tpla «CYPRUS POPULAR BANK PUBLIC
co LTD» µETal31l3aOTf)KQV OTflV ayopaarp1a «TPAnEZA nEIPAIQI A.E.»
rEA1Kwc;, µ6vov o AvE�apTflTO<; EµrrE1poyvwµovac; rrou opfoTflKE µ£ TO we; avw
apepo Sa µrropouoE va £TT1l3El3aiwoE1. Ttro1a l3£l3afwori 6£v rrpoaKoµfaeriKE
arr6 Tr)V £<p£alf3,\17rri y1a HJV EKOOOfl Tr]<; 61arny�c; rrAripwµ�<; « TPAnEZA
nEIPAIQI A.E.» , TTpOK£1µtvou va OTT00£1X8£i OTI £Aaf3£ xwpa ll µ£mf3ff3acrri
OTflV «TPAnEZA nEIPAIQI A.E,» rric; EVOIKf)c; OTTOIT�OEW<;. Erroµtvwc; TO
rrpwTOl3a8µ10 Li1Kaor�p10, TO orrolo µE rhv rrpoal3aAA6µEV'1 arr6cpaa� TOU
EKPIVE OTI '1 EVOIKfl UTT' ap1eµ. auµl3aori oavEfou,
17 orrofa EfXE ouvoµoJ\oyrieEf µEm�u rwv avaKorrr6vrwv Km rric; avwvuµric;
rpaTTEslK�c; Emtpla<; µ£ Tf'lV ETTWVUµfa «MARFIN ErNATIA TPAnEZA
ANQNYMOI ETAIPIA») (Ka80A1K� 01dooxoc; Tr]<; orrofac; KaTEOTr] EV OUV£X£fa
'1 avwvuµri rpaTTEslK� ETO!pfa µ£ Tf)V ETTWVUµfa «MARFIN POPULAR BANK
13
PUBLIC co LTD», 17 OTTOia OKOAOU0wc; µETOvoµacr817KE OE «CYPRUS
POPULAR BANK PUBLIC co LTD»), cruyKam,\tyETal OTI<; µEmf31f3ao8EiOE<;
µE Tl7V W<; avw OTTO ouµf30017 EVVOµE<; OXEOEI<;, EO<pOAE W<; TTpo<;
Tl7V Epµ'lVEIO KOi E<popµoyn TOU voµou KOi W<; TTpO<; TllV EKTiµllO'l TWV
OTTOOEi�Ewv, OTTW<; f3ooiµw<; 01aTEivovm1 01 EKKoAouvTE<; µE TOV UTTO Kpio11
TTpWTO Aoyo Tll<; uTTo Kpio11 E<pEOfl<;. AvT18ETW<; aTTOOEiX811KE on OTTO Ta
TTpooK0µ1soµEvo µ£ ETTiKA11011 OTTO TllV «TPAnEZA nEIPAIOL A.E.» tyypacpo
µac) µ£ TllV ofr11011 Tll<; yIa TllV EKOOO'l Tll<; we; avw 01omvnc; TTA11pwµn<; TTOU
QTTOTEAEI TOV £KTEAEOT6 TITAO, OTOV OTTOIO OTl1PIS£Tal KOi ouµTTpool30MoµEV'1
KClTW OTTO TO avTiypacpo OTTO TO TTpWTO £KTEA£OT6 aTT6ypacpo ouTn<; OTTO
12/01/2018 ElTlmyn TTpo<; TTA'lpwµn, OEV µTTopEi Va OTTOOEIX8£i 11
voµ1µ0TTof11011 auTn<;, we; EIOIKnc; 01aooxou Tile; oav£i0TpIac; TpClTTEsac; acpou OEV
OUVETPEX£ 11 aTTOITOUµEV'l yIa TflV EVKUP'l EKOOOl7 OlaTaync; TTA11pwµnc;
OIOOIKOOTIKn TTp00TT68£0'1 Tll<; Eyypacp11c; OTTOOEl�EW<; Tll<; UTTEIOEAEUOEW<; Tfl<;
rnrnuoac; TllV EK00011 01amync; TTA'lpwµn<; «TPAnEZAL nEIPAIOL AE» OTllV
EVOIK'l aTTafrr1011. Ta TTapaTTavw OEV avrnpouvmI oTT6 TO yEyov6c; 6T1 OTllV aTT6
E�WOIK'l on.A.WOil Tll<; E<pEoff3AllT'l<;, µE TllV OTTofa KaTnVVEIAE T'lV
EVOIK'l OOVEIOKn ouµl3ao11c;, voµiµwc; ETTI008E[Oa OE EKOOTO TWV
avaKOTTTOVTWV - E<pEoif3AllTWV OVO<pEpETOI OTI 11 E<pEOif3AflT'1 UTTE1on.A.8E OTfl
tvvoµ11 oxto11 OTTO T'lV EVOIK'l OaVElaKn ouµf30011 ouµcpwva :a) µE TllV UTT
apI8µ. orrocpao11 Tile; E.n.A.e Tile; TpClTTEsoc; Tll<; E.A.Aaooc;, f3)
µE TO UTT' op18µ. A1arnyµa Tll<; KEVTp1Knc; TpOTTESO<; Tll<; KUTTpOU,
TTOU 011µoaiEU8'1KE OTO UTT' apI8µ. <pUAAO Tile; Errio11µ11c;
Ecp11µEpiooc; Tll<; KurrplaKnc; A11µ0KpaTfoc; KOi y) T'lV aTT6 ouµf3ao17
TTw.A.11011c; Km µEmf3if3ao11c;, Ka8000v acp£v6c; Ta we; avw tyypacpa OEV
KOIVOTT01n811KOV OTOU<; EKKOAOUVTE<; µE TllV W<; ClVW E�WOIK'l on.A.WOil, Kai
TTEpantpw Ta we; avw UTTO OTOIX, a' Kai y' QUTWV OEV ETTIOUVacp811KaV OTllV
OIT'10'1 ETTI Tll<; OTTOiac; EK008!1KE 11 OVOKOTTTOµEV'l Otarayn TTA'lpwµnc; KOi W<; EK
TOUTOU 11 TTpoof3aM6µEVrJ 01arnvn TTA11pwµnc; Ka8iomTal aKUpWTEO .A.oyw
EAAEll.jJEW<; EVEPV'lTIKn voµ1µorrofrio11<; Tr]<; Ka8nc; ri avaKoTTn - E<pEoif3AllT'l<;
TpaTTEi';IKnc; ETOlpEiac;. H aKUpOTrJTO OE auTn aTTayyEAAETal .A.oyw OIOOIKOOTIKOU
aTTapaOEKTOU KOi, µE f3aa11 TO avacpEp6µ£va OT'l voµ1Kn OKEl.jJ'l TTOU .
TTpOrJVn8rJKE, EIVOI OVE�ClPT'lTrJ OTTO TrJV ETTIKAllO'l n Tr]V OTTOOEl�'l OUVOpoµn<;
f3.A.af3ric; OTO TTpo . tto TWV EKKOAOUVTWV - avaKOTTTOVTWV , OTTW<; af3aoiµwc;
14
80 cpOMo r17c; µE ap18µ6 mr6cpacr11c; mu MovoµEAouc; E<pETEiou
A811vwv (01ao1Kacrfa TTEp1ournaKwv 01acpopwv)

OIOTEIVETal 11 E<pEcrf�Al1Tl7. Me: �acrri ra TTapmravw Kai VEVOµEVOU OEKTOU TOU


TTpwrnu J\oyou n1c; EVOIKrJ<; E<pe:crric; we; �arnµou Kai aTTo ournacrT1Kl1 ctTTOljJrJ,
TTpETTEI va E�acpav1crrEf 17 TTpocr�aMoµEVl7 µE ap18µ0 aTTocpacr17 TOU
MovoµEAOU<; npWTOOIKEIOU, TTOU EK008'7KE, KOTCX TrJV OIOOIKacrfa TTEplOUOIOKWV
01acpopwv, ETTI Tr]<; OTTO Kai µE ap18µ0 £K8Ecr17c; KaTCX8Ea17c;
OIKoypacpou avaKOTT'7<; TWV avaKOTTTOVTWV Kai 11011
EKKOAOUVTWV Kma T'7<; Ka811c; 11 avaKOTTl1 Kai 11017, EcpEcrf�A'7T'7<; (ap8p. 535
TTapa 1 K.nol\.L\). AKol\ouewc; TTPETTEI va Kpm178Ef 11 UTTo8EcrrJ Km va 01KaarEf
Km' oucrfav 11 we; avw avaKOTT'7, 11 OTTOfa TTpETTEI va yfVEI OEKT'7 wc; �amµri Kai
OTTO OUOIQOTIK'7 CXTTOljJrJ Kai va aKupw8Ef 11 µE ap18µ0 01arav11
TTArJpwµ11c; mu L\1Kaor11 mu MovoµEl\ouc; npwrno1KEfou ASrivwv Km 11
OTrlPls6µEVrJ OE aurnv OTTO ETTITaVll TTpoc; TTAr]pWµ'7. ETTfon,c; l\6yw
Tr]<; aTTooox11c; TOU EVOIKOU µEcrou, TTPETTEI va 01arnx8Ei 11 ETTIOTpocp11 OTOU<;
EKKOAOUVTE<; TWV KaTmE8£VTWV µE ap18µ6
Kai TTapa�6l\wv, TTocrou Eupw, Eupw Kai Eupw
avrfcrT01xa (ap8p. 495 TTap. 3r EiSacp10 iS' K.nol\.L\.). TEJ\oc;, rn 01KacrnKa t�ooa
TWV EKKQAOUVTWV Kai y1a TOU<; iSuo �a8µouc; OIKaJOOocrfac;, µETa TrJV E�acpav1cr11
Tr]<; EKKal\ouµtv17c; aTTocpacrric; Kai TrJ<; TTEpf OIKOOTIK'7<; iSaTTavric; 01drn�17c; TrJ<;
TEAEurnfac; (�A. An 192/1998 El\l\L\vri 1995.825), TTPETTEI va ETTIOIKQOTOUV OE
�apoc; TrJ<; E<pEOl�Al7TrJ<;, Aoyw Tl7<; '7TTa<; r17c;, KQTOTTIV OXETIKOU QIT'7µmoc; TWV
EKKQAOUVTWV, OTTW<; opfsETal EIOIKOTEpa OTO iS1arnKT1K6 (dp8. 176, 183 EOdcp!O
a' Km 191 TTap. 2 K.no1'..L\.)

r!A TOYI /\OrOYI AYTOYI

L\IKAZEI Km' avnµwl\fa rwv 01aiSfKwv rriv aTT6 , µ£ ap18µ6


£K8EOl7<; KaTC!8EOrJ<;: a) EVOIKOU µtcrou OTO npwTOOIKEIO A8i7VWV
Kai �) OIKOypdcpou 1TpooiS1op1crµou O"TO E<pETEIO
A817vwv E<pEOrJ, 17 OTTofa crrpE<pETal Kara Tl7<; µE ap18µ6
op10TIK11<; aTT6cpao17c; TOU MovoµEi\ouc; npwTOOIKEIOU A811vwv.
L\EXETAI TUTTIKa Km Km' ouofav rriv £<pEcr17.
15
E::A<DANIZEI Tr) µE ap18µ6 op1aTIK�<; aTT6<paar,c; TOU
MovoµEJ\ouc; npwT001KEiou ASr,vwv, TTou EK068r,KE, Kara rr1v 01001Kaaia
TTEp1oumoKwv OIO<popwv, ETTi rr,c; aTT6 KOi µE op18µ6 EK8Ear,<;
KOT08Ecrr,c; OIKoypacpou OVOKOTT�<;.
KPATEI rr,v UTT68Ecrr, KOi OIKOsEI Kar' ouaiov ETTI Tll<; OTTO
KOi µE ap18µ6 EK8Ecrr,c; KOT08Ear,<; OIKoypacpou OVOKOTT�<;.
LiEXETAI rr,v we; avw aVOKOTT�.
AKYPONEI Tll µE op18µ6 01oroy� TTAr,pwµ�<; TOU Li1Kocrr�
TOU MovoµEAOU<; npwTOOIKEIOU A8r,vwv KOi Tll CTT'1PlsOµEV'1 OE OUT�V OTTO
Emmy� TTpoc; TTA17pwµ�.
.LllATALLEI rr1v Emarpocp� oTOu<; EKKOAOUVTE<; 1wv Karn1E8tvrwv A
TTOpof30AWV, TTOOOU
EUpW, EUpW KOi EUpW OVTIOTOIXO

YnOXPEONEI TllV E<pEoif3Arirri OTrJV KOTOf30A� WV OIKOOTIKWV E�OOWV


TWV EKKO.AOUVTWV KOi y1a TOU<; OUO f3a8µou<; OIKOIOOOOia<;, TO OTTOfa opfsEI OTO

T T006 TWV x1Aiwv E��VTO .


KPI0HKE, aTTocpaoforr,KE KOi or,µomEu8r,KE 01riv A8�va, OE EKTaKTrJ,
oriµ6mo OTO aKpoa1�p10 TOU OUVEOpfoari, xwpf<; va TTapEUplOKOVTOI 01
01ao1Ko1 KOi 01 TTAllPE�oumrn OIKrJyopo1 TOU<;, .
El �)Hr O rPAMMATEAL

16

Potrebbero piacerti anche