Step 1:

In first step, production manager collects information to decide the quantum of production, crop and variety. This will be decided based on past years production and marketing data, experts view like general manager, production manager and marketing manager etc. Based on the projected requirement, production manager gives requisition to agriculture universities or state government firms of Breeder seeds of particular variety. Production manager procure the breeder seeds from the universities. Breeder seed are given to progressive farmers for cultivation and produce foundation seeds. The farmer cultivates the breeder seeds under the supervision of MCRB field inspectors. Farmers gives back foundation seeds to MCRB. MCRB field inspector charges commission on the selling price. The foundation seeds are given to member farmers for cultivation. The member farmers give back truthful seeds to MCRB Now truthful seeds are certified and marketed in open market and mandis.

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In first step, farmers place a request for loan through Loan Application Form. The loan application form will go to Loan Assessment Team. The team assess the farmers capability for returning loan; fix the approval limit, sanction limit and withdrawal limit. The application goes to General Manager for final approval. Membership application, MTO/LTO loans application is scrutinised by LAT before submission to the General Manager. General Manager approve/disapprove the loan proposal. If the loan is approved, the approved proposal is sent to Loan Disbursement Team. Loan Disbursement Team checks the bond, get signed Hypothecation Deed by farmer, pass Disbursement Voucher of cash component and issues Advice Slip for kind component. Loan and Banking In-charge issues advice slip to farmer. Farmers produces advice slip to dealer for input supply. The input supplier gives Purchase Bill against the purchase of required inputs. Farmer produces purchase bill along with Utilisation Certificate of loan to MCRB. The loan is off-set with the final production of farmer.

Step3:

Step 4: Step 5:

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In first step, farmers place a request for loan through Loan Application Form. The farmer receives Advice Slip. The farmer provides Advice Slip to input supplier. The input supplier provides inputs and purchase bill against the advice slip. Member farmers produce samples of their product at the procurement centre. Inspector at procurement centre issues Approval/Disapproval Receipt. Inspector directs the Approval/Disapproval Information to Godown. Farmer brings the final produces to the Godown. The agriculture officer reconciles the approval receipt with approval information. The agriculture officer assesses the quality and accepts the produce and issue Purchase Bill to the farmer. Purchase bills, purchase register, stock register, hamali register and sales register are maintained at godown. The member farmer produces Purchase Bill to loan and banking in-charge. Loan in-charge release the excess amount after off-setting the loan.

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The produce is sold out at the godown and the details are entered in Sales Register by godown keeper. The farmer pays the cash and get the Payment Receipt for the same. The godown keeper deposits the cash in Bank Account maintained by each godown separately. The bank accept the deposits and issue Cash Deposit Receipt to the godown keeper. Godown keeper sends Cash Deposit Receipt and Sales Statement to MCRB on daily basis. The godown bank accounts are linked to MCRB server and the amount gets reflected in MCRB Suspense Accounts. The accountant review the sales statement and off-set sales value against suspense account.

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