REAL ESTATE

C OTTAGE H OME & P ROPERTY

October 2008

Showcase www.muskokacottagehomeproperty.com

Muskoka retreat

www.muskokacottagehomeproperty.com
H UNTSVILLE • B RACEBRIDGE • G RAVENHURST • M USKOKA L AKES
L AKE OF B AYS • PARRY S OUND • A LMAGUIN • G EORGIAN B AY
Spas
H o t Tu b s
Po o l S u p p l i e s Black Rock
Re n t a l s
Pa r t s &
landscaping
Services

HOT TUB
WAREHOUSE DECOR STUDIO
15 Main Street,
STORE HOURS:
Tues. to Sat. 10-4, Thurs. & Fri. 10-6 705-375-0608
B ra c eb r i d ge 7 0 5 - 6 4 5 - 8 6 1 3
w w w. h o t t u b w a r e h o u s e. c a i n f o @ h o t t u b w a r e h o u s e. c a Huntsville (705) 788-2612 Sunday by appointment RR #1, Hamer Bay Rd., Mactier www.blackrocklandscaping.com
 Brokerage, Independently Owned and Operated
muskok a water front

Lake Rosseau 700+ feet
$4,595,000
South, West, Northwest-THE best exposures on the lakes! Build
your dream cottage & 2 storey boathouse on this stunning point
of land. Point Stenning features rock plateaus, sandy coves &
sand beachfront. Please call for your private viewing.
PAU L H E E N A N * / L I N DA R AT K OV S K Y *
416 - 2 5 8 - 2 4 2 4 / 7 0 5 - 7 0 6 - 19 4 4
Ready for Spring 2009
$4,250,000
Brand new Lake Joseph retreat. Custom built from top to bottom.
Quality throughout. Spacious 4,000 sq.’ executive cottage w/4
bdrms. & 4 baths. Matching 2 slip boathouse w/upper accommo-
dation, FP & sundeck. Triple car garage. Private lot with hardwood
forest and dramatic rock ridge. Easy access to Hwy 400.
D O N E VA N S *
7 0 5 - 6 4 6 - 4 41 5 w w w. M u s k o k a L a k e s R e a l E s t a t e . c o m
Lake Rosseau 2 Estate Lots - 705 ft.
$3,295,000
Unsurpassed privacy & magnificent long lake views in this
Glenavy Pt area property. Develop your dream waterfront
estate! Sandy shallow cove & rocky point surrounded by deep
water. Recently approved for severance into two 303 ft
straightline lots.
PAU L H E E N A N * / L I N DA R AT K OV S K Y *
416 - 2 5 8 - 2 4 2 4 / 7 0 5 - 7 0 6 - 19 4 4

North Lake Joseph Lake Muskoka Family Cottage Due West on Lake Rosseau!!
$1,675,000 $1,149,000 $1,099,000
Private, gentle sloping property with 270 ft frontage, 5 This completely renovated, S/W facing 7 bdrm cottage is Exceptional family compound potential!! Pristine 2400 sq.ft
bedrooms, 3 baths, 3-car garage, 2 slip boathouse, 2 situated on a level 1.4 acre lot w/225 ft of w/f. All new ext. winterized cottage, 152 ft lot plus adjoining 180 ft, 1 acre lot
fireplaces; 1 wood, 1 propane. Easy access to Hwy. 400, wood siding, shingles, windows & doors. New int. in pine, new available at $499,000. Spacious floor plan - great room w/wood
Parry Sound Airport or golfing at Rocky Crest or Lake Joseph kit. & spacious sundeck, furnace & air. Sgle sl. BH, bunkie & fp, ensuite bth, eat-in kitchen w/bay & sep. pantry. Sunny & level
Club. much more! park-like lots w/long view out of protected bay. Bunkie & water's
J U D Y PA R K S * HELMUT KRUCKEL* edge cabana.
judeparks@gmail.com D AV I D D I N E L L E *
7 0 5 - 774 - 3 5 3 5 705-76 4-1082 705-646-4888 dinelle@muskok a.com

Newer Cottage, Great View Lake Muskoka 278 feet! Luxuriously Private Setting
$1,089,000 $1,049,000 $849,500
Located on quiet Little Lake Joe. Family cottage with pine Virtual tour at: www.virtualproperties.ca/r8714/index1.htm View Meticulously maintained & beautifully furnished turn key
lined interior, stone FP, post & beam screened room. Open to Stonewall Isl., Lk Muskoka. Impeccable 3 bdrm, 2-4 pce. offering. Vaulted pine ceiling in liv/din rm w/wall of glass, 4
concept living area, 4 bdrms & 2 baths. Boathouse plus bath, 1/2 log wint. cottage. Single B/H w/swim dock. Hard- bdrms, screened Musk Rm, sitting area w/airtight stove.
separate swim dock. Deep & shallow water. Furniture & packed sand & deeper shore. New garage w/bunkie above & 3 Recessed off main channel in the Joseph River w/ 230 ft
appliance package included. pce. bath frontage, rock and pine shore. BH deck 25 x 18.
donnareid1@mac.com
D O N E VA N S * D AV I D D I N E L L E * DONNA REID**
7 0 5 - 6 4 6 - 4 41 5 w w w. M u s k o k a L a k e s R e a l E s t a t e . c o m 705-646-4888 dinelle@muskok a.com 705-644-7866 w w w. d o n n a r e i d . c a

West View Lake Rosseau Exclusive Ziska Rd area! Lake Muskoka Opportunity
$797,000 $795,000 $399,000
Magnificent sunsets & view from this 3 bdrm chalet style STUNNING! Custom 4 bdrm/4 bath contemporary home on Build 2 Storey Dream Boathouse & cottage on 300 ft
cottage built for year round use. Gentle lot w/single boathouse over 8 acres of granite & forest yet minutes to Bracebridge. Frontage(4ac). Unique site with towering pines affording ultimate
& sundeck having sand & deeper water at the shore. Year Over 3500 sq.ft. of artistic luxury. Complete ICF construction views & privacy. Large Building site has been cleared to the table
round municipal road. & passive solar heat. Must be seen! bedrock and ready to build on for the extended family. Gentle
rockshelf shore w/ deeper water. Building Plans available
BRIAN COOK* & WENDY COOK**
SUE MORRIS** PAU L H E E N A N * / L I N DA R AT K OV S K Y * 705-644-7292
7 0 5 - 6 4 4 - 3 7 1 2 w w w. r e a l e s t a t e - m u s k o k a . c o m 416 - 2 5 8 - 2 4 2 4 / 7 0 5 - 7 0 6 - 19 4 4 www. muskok alakescott agehunter.com
www.royalle pagemuskoka.com
705-765-6855 800-763-3398
Located at the Locks in Port Carling ** Broker *Sales Representative
C OTTAGE H OME & P ROPERTY Muskoka Magazine is published by
5 CONDO LIFESTYLE LEAVES MORE
TIME FOR MUSKOKA
Showcase Donald Smith
Cottage Country Communications, a
division of Osprey Media Publishing Inc.
which is a part of: By Allan Cook
Publisher
Melissa Kosowan
13 MUSKOKA BUILDERS ASSOCIATION
Editor Published nine times per year:
Matthew Sitler
Assistant Editor
February, April, May,
June, July, August, September 16 MAKE YOUR HOME MORE ENERGY
Andrew Hoshkiw
Staff Photographer
October/November and December.

Copyright© 2008,
EFFICIENT
Osprey Media Publishing Inc. By Karen Wehrstein
Mary Lee Zimmer All rights reserved.
Advertising Sales Manager Reproduction of any material published
Donna Ansley
Curtis Armstrong
in Cottage Home & Property Showcase
is strictly prohibited without the written
26 THE WHOLE STORY ON FRACTIONAL
Gord Kidder
Laurie Johle
permission of the publisher. The
publisher assumes no responsibility
OWNERSHIP
Martha Gillan for unsolicited material. By Andrew Hind
Printed in Canada.
Spence McGrath
Advertising Sales
Marc Bonitatibus
GST Number: 828666354RT0050

Canada Post Publication Sales Product

22 DESIGNS FOR LIVING
Production Manager
Addie Collins
Kim Knight
Agreement Number 40025080

Address changes should be sent

32 YOUR PANEL OF PROFESSIONALS
to the address below.
Design Department
Joan Horsley How to contact us: About Our Cover:
Angy Gliddon Mail: P.O. Box 180, Photograph courtesy of B.H.FergieJudge Inc.
Ken Northey Bracebridge ON P1L 1T6

JC
Susan Smith Street Address:
Reader Sales and Service 195 Ecclestone Dr., Bracebridge
Phone: (705) 646-1314
JUDGES CONTRACTING LTD.
Allan Cook Fax: (705) 645-6424 LTD.
Andrew Hind DESIGN • CONSTRUCTION • RESTORATION
E-mail: info@northcountrymedia.com
Karen Wehrstein www.cottagehomeshowcase.com
Contributors
For more information see inside back cover.

JAY RICHARDSON • SHARON H UNTER AIKEN • GEORGE AIKEN • ROGER P ILKEY • MARILYN MANNION • RENNE BAKEMA • TOM MCD ONALD • DIANE MCKEE
Jay Richardon • Sharon Hunter Aiken • George Aiken • Marilyn Mannion • Renne Bakema • Tom McDonald • Diane McKee
J IM GARDINER • J EFF BUDDO • SANDRA BUCKLEY - BRANCH MANAGER • JAMIE BLAIR • PAUL CRAMMOND • E.J. GORDON • CAROLE-LYNN STERNE • IAN WALDIE
Jim Gardiner • Jeff Buddo • Sandra Buckley - Branch Manager • Jamie Blair • Paul Crammond • Carole-Lynn Sterne • Ian Waldie
LESLEY-ANNE GOODFELLOW • DAN I MRIE • BEN I MRIE • GARTH MCNAUGHTON • STEPHEN LEONARD
Lesley-Anne Goodfellow • Dan Imrie • Ben Imrie • Garth McNaughton • Stephen Leonard
DAVID SAMBORSKI
David • JOAN
Samborski KEENLEYSIDE
• Joan • I RIS
Keenleyside GARDINER
• Iris • SANDY
Gardiner WALDIE
• Sandy • LINDA
Waldie SKINNER
• Linda • C•HRIS
Skinner KAPCHES
Chris Kapches- S-ENIOR VICE P RESIDENT
Vice President & LCounsel
& Legal EGAL COUNSEL
CATHERINE Deluce
Catherine DELUCE - President
P RESIDENT & CEO
CEO••Megan
M EGANMcLeod
MCLEOD• Susan
• SUSANBrown
BROWN• Maria
• MARIATingey
TINGEY• Joe
• JOEQuinn
QUINN

See our properties for sale in The Muskoka Magazine

Port Carling • p: 705.765.6878 f: 705.765.7330
Foot’s Bay • p: 705.375.9191 f: 705.375.9192
Lake of Bays • p: 705.635.2118 f: 705.635.3803

www.muskokacottagehomeproperty.com October 2008 1

2 October 2008 Cottage Home & Property SHOWCASE
 Bill McGrath & Sher McGrath
Broker of Record Sales Representative

(705) 789-6568 • (705) 789-1646

CL: (705) 788-4315 • CL: (705) 788-8633
Cottage Country Realty Inc. E-mail: mcgrath@muskoka.com
Brokerage www.c21cottagecountry.com

FAIRY LAKE, HUNTSVILLE

6,500 sq. ft. executive waterfront property. 2 hours from Toronto – 7
bdrms with ensuites. Owners’ separate suite. Large, great room. Rec
room on lower walkout. Quality throughout. Most furnishings
included. Superb beach. Separate granny suite... lots of room for NEW
extended family & guests. Superb location for golfers. Two stone fire-
places. 5 minutes to center of town. PRICE
$799,000

MARY LAKE – NOW $749,000

$1,695,000 IMMEDIATE CLOSE
200 Feet of Western Sunset Exposure. Pine kitchen w/breakfast nook &
fam. rm with riverstone fireplace. Fabulous tanning deck. Covered Boat
Slip. 4+ bdrms. Original 1917 farmhouse in part of cottage. 2 Fireplaces.
Large garage for all of the toys.

PENINSULA LAKE
HARD TO FIND BUILDING LOT
COTTAGE/HOME
ON PENINSULA LAKE
This great pine lined cottage is absolutely
Level lot with south all day sun exposure. Cur-
charming with level child friendly lot and
rently has a tennis court on the lot. Good tree
south facing views for all day sun. 5 Bdrm plus
line. New septic already in place. Build your
a 2 bdrm bunkie with washroom. Double car
dream cottage here. $369,000
garage for all of the toys. $789,000

WATERFRONT ON LAKE OF BAYS

WITHOUT THE HIGH PRICE
Want to be on the lake but not pay the high
taxes, this is it. Superbly maintained one owner
home/cottage. 3 bdrms 2 baths, double garage,
hard sand bottom beach with dock and small
storage bldg at waters edge. A definite must see
... great value... $459,900

www.muskokacottagehomeproperty.com October 2008 3


BEAUTIFUL NORMERICA
TIMBERFRAME HOME
Over 2 acres! Open concept, custom kitchen
w/granite counter tops & stainless steel appli-
ances. Living & diningroom w/floor to ceil-
ing windows. 3 bdrms, 3 bthrms, w/master
loft offering views of Vernon Lake. Fully fin-
ished walkout lower level w/2 bdrms & rec-
room. *Bonus* 280 ft. waterfront lot across
the road on Vernon Lake. 5 minute boat ride
or drive to downtown Huntsville.
Asking $749,000.
www.century21.ca
4 October 2008 Cottage Home & Property
Shelley Henwood
Sales Representative Auralee
Cell (705) 783-8777 Broughton
Office (705) 789-6568 Sales Representative
Fax (705) 789-8775
705-706-0005
Cottage Country Realty Inc.
10 MINUTES FROM Brokerage Office: 705-789-6568
29 King William Street, Huntsville Ontario www.muskokaforsale.com
DOWNTOWN HUNTSVILLE
$239,900 $119,500
Deeded waterfront on beautiful Three Mile Lake. Renovated 3 bed-
room, 2 bathroom home on a level lot with deeded 20’ access to sand
beach across road. Large Master with a deck and gorgeous view of Severance possibilities on this well treed 34 ace lot located on South
lake, hardwood floors, walk-in closet and claw foot tub are just some Waseosa Lake Rd. Mature maples located at back of property. Over
of the features. Enjoy the lake without the taxes! $239,900 Call 800 feet of frontage on a year round road. Desirable area close to
Auralee 705-706-0005. Huntsville. Asking 119,500. Call Auralee 705-706-0005.
Custom built home. 3 bdrms, 3 bath 2600 sq Wyatt
ft home. Beautiful pine kitchen opens to din- Williamson
ing & livingrm w/double natural gas fire-
Sales Representative
place that comforts both livingrm & mas-
terbdrm. Master w/spacious ensuite & pri- 705-783-1061
vate deck. Full finished basement w/2
bdrms, 4 pc bath & recroom. Main floor
Cottage Country Realty Inc.
wyatt@c21cottagecountry.com Brokerage
Laundry, Double car garage. Asking www.c21cottagecountry.com 29 King William Street, Huntsville Ontario
BRING AN OFFER! PRIVATE PARADISE!
Great hunting or “get-away” property. 100 acres close 20 acre parcel of land encompassing a 10 acre lake.
to Huntsville with a mix of hard & soft woods. A stone’s Easy access with hydro and phone lines at property.
throw off of the main road via unopened road allowance. Only 15 minutes from Huntsville. Blackwell Lake is wait-
Come take a look. Motivated seller. $54,900 ing for you! $249,000
SHOWCASE
CONDO LIFESTYLE LEAVES MORE TIME FOR MUSKOKA
By Allan Cook
It used to be that there were only two ways to
own a piece of Muskoka; you owned a house and
lived here year-round, or you owned a cottage, and
tried to make it up as often as possible during the
seasons it was practical. As Muskoka became more
accessible over the years, those cottages were
upgraded and the families that owned them were
able to stay longer, even during the winter.
Eventually, a new way to own real estate in
Muskoka arrived in the 1980s; the resort condo-
minium. First seen at Deerhurst and Grandview
resorts, these were true vacation properties. Pur-
chasers could use them during certain times of the
year and could rent out the rest of the year
through the resort for the chance to make some
income from their investment.
In the late 1990s a new kind of condo began to
come to Muskoka, and Norm Goodfellow, con-
tractor on a number of resort condominium proj-
ects as well as buildings such as the Riverside Pub-
lic School in Huntsville and the Algonquin Park
Visitor Centre, became part of the area’s first wave
of residential condominium developments.
Photograph: courtesy of Goodfellow Construction

“We felt the area was lacking in quality multi-

residential buildings,” says Julie Maw of Goodfel-
low Construction.
Goodfellow Construction began exploring
opportunities by developing the Dairy Lane town-
houses in Huntsville.
“It was during this project that we became aware
of the need for apartment-style, no-stairs condo-
miniums, complete with elevator and under-
ground parking, which at the time was almost
nonexistent in Muskoka,” Maw says. Legends at the Falls in Bracebridge is a 40-unit condo development by Goodfellow.
Goodfellow Construction then built the Algo-
nquin Landing project in Huntsville and the 42- they have seen purchasers from all demographics. tricity, and other utilities as well.
unit Drumkerry by the Falls condominium build- These include retirees leaving their cottages Care-free ownership is one of the most attractive
ing in Bracebridge before returning to Huntsville behind for the winter or altogether, first-time aspects of condo living, and while a number of
and building Vernon View, which is now almost homeowners, and professionals who travel fre- easy-to-own residential condo projects are under-
completely sold out. quently and need a carefree home base. way throughout the region, the original vacation-
The company is currently completing the first “We have even sold to a Scottish couple who fell condo concept is experiencing a renaissance of its
phase of Legends at the Falls, a 40-unit building in love with Muskoka but found maintaining a own at the Marriott Residence Inn at the Musko-
just a block away from Drumkerry in Bracebridge. cottage from another country daunting, so this ka Wharf. Buyers can purchase a suite at the new
Legends features spacious one and two-bedroom was the right fit for them,” Maw says. “We used to 104-room, five-storey hotel, which is the work of
suites, many with dens and spectacular views of be Muskoka’s best-kept secret as far as quality, rea- Muskoka developer Evanco.
the Bracebridge Falls. Located just a short walk sonably-priced condominiums were concerned, “You own deeded title to the suite,” Barb Buck-
from downtown, phase one also offers a large party and now many of our sales come from word of ley of Evanco explains. “The difference is that
room complete with full kitchen and large deck mouth from satisfied owners.” when you’re not there you’re earning revenue on
overlooking the Muskoka River. There are styles of residential condos in Musko- your property. The Marriot operates like any
“We have always built one building at a time in ka to suit all types of buyers, from apartment-style hotel; guests stay in suites. Revenue is pooled so if
an effort to make sure each building is the best suites in dedicated buildings to townhouses and your suite is booked or not you still get your
possible building we can build,” Maw says. “We bungalows. What defines any project as a “condo- apportionate share of the total hotel revenue based
survey our owners once they have moved in to minium” is the combination of individual owner- on square footage.”
find out what we can improve upon.” ship with communal management. A condo pur- Resort condos in the past have typically only
Noise control is one matter on the minds of chaser owns title to their individual unit, but they generated revenue for the owners when their spe-
buyers who know that they will be sharing walls, are part of a corporation that oversees mainte- cific suite is occupied, making the Marriott rev-
ceilings, and floors with others. Goodfellow Con- nance and upkeep of all shared facilities. A board enue-sharing plan an attractive option. Buyers are
struction uses the Hambro concrete floor system, of directors is usually comprised of owners and entitled to up to two consecutive weeks a season,
which allows superior sound suppression between residents, and a management company retained to but many choose to take it a few days at a time, as
floors. handle repairs, administration and upkeep. A their lifestyles allow. If they wish to use it more
Over the years Goodfellow has been in the monthly “condo fee” is paid by owners to cover than their accumulated allotted time per year they
condo development and construction business, the cost of such services, and often water, gas, elec- do not receive any revenue sharing from their extra

www.muskokacottagehomeproperty.com October 2008 5

 COLDWELL BANKER
DOWNTOWN HUNTSVILLE
705-789-4957
www.coldwellbanker.com
Thompson Real Estate Brokerage INDEPENDENTLY OWNED AND OPERATED

40 MILES OF BOATING BEAUTIFUL SUNSET VIEWS SPECTACULAR LAKE VERNON

One of a kind water- Commanding views Enjoy 40 miles of
front property on beau- over Clear Lake, with boating from this 4
tiful Mary Lake. Warm 3000 sq ft of living b e d r o o m
wood interior boasts space. Full walkout home/cottage with
pine flooring, large fir basement, sand bottom 200' frontage, on 1.09
beams, with a full waterfront. acres. Full finished
walkout lower level. basement.
$519,900 $549,000 $999,900

LAKE OF BAYS MUSKOKA WATERFRONT HOME 10 ACRES OF PARADISE

Starter cottage with 2,600 sq ft home with On beautiful Dotty
132' frontage and 4 bedrooms, 110' front- Lake, with 215' of
sunny southern views. age, on the Muskoka sandy shoreline. The
Open concept interior River. Full walkout perfect spot to build
with a walkout to a basement, all situated your dream cottage,
large deck. The price on a beautiful private on a sparsely populat-
is right! lot. ed lake.

$259,900 $369,900 $199,900

For more information, call Brent or Scott

or stop by our office in downtown Huntsville.
Brent Stapleton (across from the Town Hall) Scott Morrison
Broker, Owner Sales Representative, Owner
Cell: 783-4483 Cell: 783-8199
sold@vianet.ca smorrison@vianet.ca

W I L E Y R E A L E S TAT E
1-800-563-7593 • 705-766-2182 COLDWELL BANKER
Thompson Real Estate Brokerage
Dorset HUNTSVILLE
Thompson Real Estate

Brokerage REALTOR

(705) 789-4957
Kayley Spalding www.coldwellbanker.ca
Ellen Wiley Terri Brown Sales Representative kspalding@vianet.ca
BROKER OF RECORD SALES REPRESENTATIVE
ewiley@coldwellbanker.ca tbrown@coldwellbanker.ca

Lake of Bays Muskoka

Trading Bay
Setting is a combination of
privacy, southern views & beautiful
Home or

Secondary
granite shoreline. 279 feet lake-
front, 2+ acres, spacious 4,000 sq.
ft. design. 5 bdrms, 3 baths, well

appointed kitchen, family room,
multiple fireplaces and more.
$1,844,000
Sunsets & Sand
Fabulous level lot, 315 feet
frontage & 2.21 acres. Stunning
lake & sunset views. 2000+ sq.ft.
main cottage with double sided
fireplace & open concept living
space plus a guest cottage with
own kitchen & bath. Large, new
docking system. Spectacular sand
beach & exceptional privacy.
$1,650,000
Residence
Peaceful Muskoka River residence rest-
Asking ing in beautiful Port Sydney. Spacious 3
bdrm, 2 bath home/secondary resi-
$269,900. dence is ready for your family to enjoy.
Many recent upgrades include: renovat-
ed bathroom, upgraded kitchen, fresh
Call Kayley paint, newer windows and so much
more! This great property is tucked off of
For Details
the road and sitting right near the river
(705) 380-2760 so that you can enjoy the beautiful views
from the living room window while the
fireplace sets the mood.

6 October 2008 Cottage Home & Property SHOWCASE

days on site. Wellington Street bridge in Brace-
“It’s a great way to get a cheap cot- bridge.
tage in Muskoka, really,” Buckley “The clubhouse will have a sauna,
says. fitness centre, kitchen, fireplace, a
Directly across Steamship Bay boardroom and events room.
Road from the Marriott is Evanco’s There’ll be a patio and an outdoor
other Gravenhurst condo develop- saltwater pool,” explains Kelly
ment, the Residences at Muskoka Purkis of Waterways. “So it’s really
Wharf. Full-ownership condos, the like a recreation centre for the com-
Residences feature one, two and munity to use.”
three-bedroom units from six Encompassing almost 13 acres
unique floor plans, all of which fea- with nearly 700 feet of waterfront
ture gas fireplaces and gas barbecue along the riverside, Waterways of
hookups on the balconies. Flexibilty Muskoka will also feature gazebos,

Photograph: courtesy of Evanco

in layout and finish helps ensure that
no two units across the three-build-
ing development will be alike.
“We are customizing the inside of
them as much as we can for people,”
Buckley explains “They get to pick
their own finishes and features.
Some people are making them look
like cottages; we’re putting in fir
beams, cultured stone and big gran-
ite fireplaces, and other people are
making them look like a downtown
modern condo.”
Evanco is discovering that their
primary market for the Residences
condos are people who are moving
into town from cottages on the
lakes.
“They’re either selling the cottage
The Residences at the Muskoka Wharf, a project by Evanco, feature
six unique floor plans with beautifully finished interiors.
or giving it to the kids. They still
want to stay in the area but they
don’t want to do any more work,”
Buckley says. “There’s a real sense of
community in these buildings, I
think because everyone here has the
same interests and is a little bit older,
and they go out for walks together at
night and they enjoy the parkland,
they have dinner. They’re very socia-
picnic tables, barbecues, a boardwalk
and trails through an exclusive park-
land setting. The developer’s com-
mitment to Waterways’ natural set-
ting is echoed in the eco-friendly
construction and design choices they
have built into the project.
“All of the homes will have solar
panels on the roofs which will be
ble.” used to heat the hot water tanks,”
Social activity can be a focus of says Purkis. “The painting through-
condo living, and many develop- out is low-emission organic com-
ments include common areas that pound paints that have 70 per cent
are shared by the owners within the less solvents in them. There are low-
community. A fully-equipped club- flow showerheads, faucets and toilets
house is just one of the features of throughout as well. The standard
the Waterways of Muskoka project furnace is a high-efficiency gas fur-
that Senarra Homes is developing on nace and the fireplaces are high-effi-
the Muskoka River beside the ciency gas fireplaces.”

MOVE IN NOW!

Our New Model Suite is Now Open

Saturdays and Sundays 1pm to 3pm
Only A Few Suites Remaining
Condominiums Starting From $209,500
Muskoka
www.granitetrail.ca 705-687-3474 info@granitetrail.ca
391 James Street . Gravenhurst . Muskoka
* Corp
Corp.
*Brokerage, Indep
Independently Owned and Operated. **Limited availability. Images for mood and Impression only.

www.muskokacottagehomeproperty.com October 2008 7

 While the developer has a com-
bined 70-plus years of experience in
condo developments in the GTA
and Florida, Waterways is Missis-
sauga-based Senarra Homes first
project in Muskoka, and they are
committed to using local products
and contractors. This includes exte-
riors produced by Gemthane Siding
System of Bracebridge, which is
polymer-coated wood siding that
carries a lifetime guarantee.
“I think the quality of the homes
will speak for themselves as well,”
Purkis says. “Real quality workman-
ship and materials are going into this
project.”
The condos at Waterways are
attached bungalows and townhouses
from six different floor plans, which
will be mixed and matched in small
blocks of buildings throughout the
project.
“All of the homes on the outside
look different – there’s a continuity,
but at the same time they’re finished
just a little bit different to give them
character,” Purkis says.
Each layout features a loft, but
Purkis explains that all have been
designed for “main-floor living,”
with the master bedroom and laun-
dry facilities joining the kitchens
Selling Quic
Occupanc
y this
summ
er!
kly
Quality projects developed by
Visit our Presentation Centre on site at 10 Kimberley Avenue in Bracebridge Monday-Thursday 9 - 5, Friday 10 - 3, Saturday 10 - 4:30
www.goodfellowcondos.com 705-646-1564 gfc@vianet.ca
8 October 2008 Cottage Home & Property
An artist’s rendering of D&M Corporation’s Granite Springs condo
development in Bracebridge provides an overview of the project.
and great rooms on the same level.
Each unit will have a basement as
well.
It’s been less than three months
since sales began and the develop-
ment is almost 15 per cent sold, with
over 85 per cent of the buyers com-
ing from the local community.
Purkis suggests buyers do their
research when comparing condos in
the area.
“Find out exactly what is included
gst, underground parking & storage locker included!
GOODFELLOW CONSTRUCTION INC.
SHOWCASE
Locks, a project in Port Carling, will
feature only 11 exclusive residence
condos.
“It’s very low-key, very small, but
just a huge improvement from
Photograph: courtesy of Royal LePage Lakes of Muskoka Realty
what’s there,” says developer Shawn
Leon of the Indian River site that
was formerly home to a derelict
marine shed. “The real beauty here
is that it’s incredibly unique, and it’s
not something that’s likely to be
available again.”
The centrepiece of the develop-
ment will be the five-unit, west-fac-
ing A.P. Cockburn building, where
each three-bedroom condo will be
built above a spacious boathouse.
The second residential building fea-
tures six smaller condos, each with
their own boat slip on the boardwalk
outside. Two small commercial
in the price, because quite often the buildings, which will house profes-
price can be very misleading,” she sional offices, complete the develop-
says, pointing out Waterways exten- ment.
sive standard features. “Take your Offering waterfront living right in
time and find out what’s really going the heart of downtown Port Carling,
on – read between the lines.” 1871 At The Locks was designed by
Though the Waterways site is large architect Duncan Ross of Huntsville
enough that the sales staff provides with Muskoka heritage in mind.
tours by golf cart, other condo devel- “It will be sort of a classic style –
opments in Muskoka are taking not too loud, not too ostentatious,
place on a much more intimate just sort of more subdued and classic
scale. For example, 1871 At The in style,” Leon says. “Inside the units
Come and
view our fully
furnished
model!
A Y E A R LO C K E D I N H I S T O R Y. . .
MEMORIES TO L AS T A LIFETIME

18 71 NOW UNDER CONS TRUCTION

AN EXCLUSIVE COLLECTION OF
O N L Y 11 E X C E P T I O N A L P O R T C A R L I N G
WAT E R F R O N T C O N D O M I N I U M S
Th e V i l l a g e Tr i b u t e S e r i e s
from $229,900

Th e S t e a m s h i p S i g n a t u r e S e r i e s
from $799,900
with boathouse

705.645.5257 ext.250
800.606.2636
or info@1871atthelocks.com
w w w. 1 8 7 1 a t t h e l o c k s . c o m

18 71
at the locks B r o kerage, I n d ep en d en t l y Own ed an d Op erat ed

PO R T CA RL I NG
MUSKO KA
#3"$&#3*%(& 8"5&3'30/5

Model Opening
Attached Bungalows & Traditional Towns
3ATURDAY /CTOBER TH AT .OON WE INVITE YOU TO TOUR OUR FABULOUS NEW BUNGALOW
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STATE OF THE ARTKITCHENWITHCENTREISLAND'REAT2OOMWITHSOARINGCATHEDRALCEILINGSLOFT
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Great rooms at The Waterways feature cozy gas fireplaces, soaring

cathedral ceilings and a relaxed casual contemporary décor.

Immediate
will all be very classic Muskoka; a lot recently formed New Homes Divi-
of wood siding, wood ceilings, wood sion of Royal LePage Lakes of
floors, wood trim; it will be very, Muskoka Realty to market and sell

very traditional in that sense.”
Tradition is reflected in the very
names of the project. The year 1871
was when the locks were opened.
The boathouse units are each named
after one of the original five Musko-
ka Lakes steamships, the other con-
dos after Port Carling streets and all
Occupancy
the condos.
Russ MacKinnon is the lead bro-
ker for the project, and feels 1871
exemplifies the most basic real estate
adage.
“Location, location, location,” he
says. “And that is in terms of both
amenities, accessibility and resale, 7ALK4HROUGH/UR-ODELS
four buildings are named for town
fathers such as William Hanna, Ben-
and Port Carling has all of that.”
MacKinnon also touts the sim- -OVE)N4ODAY

jamin Hardcastle Johnson and Sir plicity of condo ownership as a #AREFREEMID
RISECONDOMINIUMLIVING3PACIOUSRESIDENCES
John Carling. major factor in its growing popular- FROMSQFTTOSQFTWITHBREATHTAKINGVIEWSINA
Leon has partnered with the ity in Muskoka. VILLAGESETTINGFEATURINGABOARDWALKTHATWRAPSAROUNDTHE
LAKE7ITH0HASEBEINGSOLDTHETIMETOBUYISNOW

Ed Campbell
Construction Ltd. FROM

Tom Campbell
Laurie Campbell
Owners

1071 Campbell’s Road Tel: 705.765.7239

Minett, ON Cell: 705.644.0914
edcambellconstruction@hughesnet Fax: 705-765-7480
,AKE
-USKOKA


D&B 3)4% '2!6%.(5234



PROPERTIES  
,/#!4%$).4(%(%!24/&
presents "!22)% '2!6%.(5234
Luxury Waterfront R E A L E S TAT E


.
4/2/.4/
Resort Villa Rentals
featuring Visit /0%.$!),9AM PM
A Lake of Bays muskokacottagehomeproperty.com   
Fractional Resort to browse this entire edition
~Baysville, Ontario ~ $ETAILSANDSPECIlCATIONSSUBJECTTOCHANGEWITHOUTNOTICE

Four Season Availability online. Also check out our )MAGESFORMOODANDIMPRESSIONONLY2ENDERINGSAREARTISTSCONCEPT%/%/CTOBER

Contact:
*bthomas@vianet.ca
many informative real estate
related articles and real




*cottagerental.com/cottages/
101 or 103 or 699 estate listings. WWWEVANCOHOMESCOM
www.muskokacottagehomeproperty.com October 2008 11
 “If you used as an example some-
one downsizing from a larger place
on a lake, they get away from the
maintenance headaches. The main-
tenance cost, the operating cost, the
accessibility; it’s there, you can keep
your boat there, and the property’s
managed for you,” MacKinnon
explains, suggesting as well that con-
dos offer an easily comprehensible
ownership option. “A lot of people
don’t really understand what they’re
buying – what is fractional, what is
timeshare, what’s the difference?
And this is very simple. With con-
dos, you buy your unit and you own
it. If you want to share it you can, if
you want to rent it to your cousin
for the week you can. It’s simple, it’s
got an excellent location, it’s right on
the water, right in Port Carling, with
year-round access.”
Royal LePage Lakes of Muskoka
Realty’s New Homes Division was
founded in May 2008 to meet the
specific needs of new home builders
and new home buyers.
“We offer project development,
marketing, and real estate services to
new home builders and developers,”
says Jane Furter of the New Homes
Division. “Our services are also ben-
eficial to the new home buyer. Our
O
T W !
E SE D
S
A EA
H
P EL
R
Air Conditioning
Wo o d a n d C e r a m i c F l o o r i n g
*
12 October 2008 Cottage Home & Property
condominiums are exceptional proj-
ects that met the needs in two mar-
kets where there were only few
options previously for buyers,”
Furter says. “Not only is the pricing
attractive in both locations, but the
Photograph: courtesy of Royal LePage Lakes of Muskoka Realty
condominium amenities, variety of
floor plans, quality of construction
by Greystone (the contractor) and
overall value make them a top choice
when compared to other projects in
Bracebridge and Gravenhurst.”
Located in a wooded glen on
James Street in Gravenhurst, Granite
Trail is the first condominium proj-
ect in that town to feature under-
ground parking. The Granite
Springs development in Bracebridge
backs onto the South Muskoka
Stewart Martin, deputy mayor of Township of Muskoka Lakes, devel- Curling & Golf Club, and club
oper Shawn Leon and Russ MacKinnon of Royal LePage Lakes of members are already purchasing
Muskoka cut the ribbon at the August launch of 1871 At The Locks. units in order to be closer to their
agents are knowledgeable in the con- ally cost the client. Normally, the favourite course.
struction of new homes and condo- builder pays the real estate fee.” “Both condominiums have fitness
miniums and know project locations In addition to the 1871 project, facilities, manicured gardens, and
throughout Muskoka. When the the New Homes Division is also pro- walking paths,” Furter says of the
buyer comes to us first, we can save viding sales and marketing for two planned amenities. “Additionally,
them a lot of time and frustration by of Muskoka’s other top condomini- Granite Trail will feature a koi pond
initially qualifying their needs and um developments, Muskoka D&M and zen garden while Granite
suggesting to them which communi- Corporation’s Granite Trail in Springs will have an indoor/outdoor
ties may be most suitable. In addi- Gravenhurst and Granite Springs in saltwater swimming pool in a club-
tion, we will represent them in the Bracebridge. house.”
real estate process which doesn’t usu- “Granite Trail and Granite Springs Local purchasers moving into
muskoka
Your Home. Your Oa s i s
UNIQUE CONDOMINIUM LIVING
I N S P I R E D B Y N AT U R E
F E AT U R I N G :
Salt water Pool Fi t n es s Fac i l i t y
Underground Heated Park ing
STARTING FROM THE MID $200’S
Presentation Centre Open 11-4 Daily, or by Appointment. Closed Tuesdays
Muskoka
705.637.0273
3 9 1 M a n i t o b a S t r e e t , B r a c eb r i d ge
w w w. g r a n i t e s p r i n g s m u s k o k a .c o m Corp.
* Brokerage, Independently Owned and Operated
SHOWCASE
 Adam Electrical Muskoka Timber Mills Ltd.
& Electronics Inc. 705-645-7757
705-687-3702
Muskoka Window & Door Centre
A.F. Construction/DEC-K-ING 705-645-3057
705-645-4163 or 1-800-461-5495

Anchor Designs Nordcap Steel Docks

705-646-8972 and Homes
705-687-7851
Artistic Stone
705-645-1060 Fitzmaurice Bros. NorStar Aluminum
Custom Carpentry Inc. & Vinyl Products Ltd.
Associated Integrated Systems 705-645-6467 705-645-8404
705-735-4595 or
1-800-286-9209 Fowler Construction Northern TIM-BR-Mart
705-645-2214 705-645-2271
Bay Group Lumber Co. Inc.
705-684-8233 Freed Development Corp. R.C. Austin Ltd.
416-781-5699 705-765-3322
Ben Hopkins Renovations

D&D CONTRACTING 705-769-1835 Gemthane Wood Siding

and Finishing Systems
Richardson Foster Ltd.
Engineering
MUSKOKA INC. Benchmark Custom Homes &
Cottages Country Fine Homes
705-646-1796 705-646-9919
C U S TO M BU I L D I N G 705-732-4663 Golden Windows Rieger Contracting
Serving
Serving Muskoka & Surrounding Area 519-942-4665 705-765-3444
Muskoka for
Bert French & Son Limited
over 20 years
• Homes & Cottages French's Fine Homes Gravenhurst Home Hardware RONA Parry Sound
• Trim & Interior Finishes 705-385-2311 705-687-3479 705-746-5894 Specializing in...
• Sun & Screen Rooms Custom Carpentry & Quality Finishing
• Decks & Staircases Bracebridge Propane Gravenhurst Plumbing Royal LePage Lakes Design & Build of Turn-Key
• Additions & Restorations 705-645-4294 Heating & Electric of Muskoka Cottages or Homes • Boathouses and Docks
1-866-645-4294 705-687-3402 705-645-5257
Dave Nodwell Dave Marshall
Brian Hoar Inc. Gravenhurst Home Hardware Sheppard Construction
1-888-732-8202 705-765-0258 705-687-3479 705-687-3302
Tel/Fax: 705-646-2561
Port Carling 375-1001
Budget Propane Great Northern Insulation Simcoe Block dmcmuskoka@surenet.net
www.muskokacontracting.com 705-687-5608 705-684-8879 705-645-5296 www.muskokabuild.com
info@muskokacontracting.com
Casey Contracting Hertz Equipment Rental Smith Architect Incorporated
(Muskoka) Ltd. 705-726-2228 705-789-9858
705-645-3413
Home Building Centre Superior Propane
Chosen Doorways Gravenhurst 705-762-3375 or 1-877-873-7467
705-645-5040 705-687-2289
Tamarack North Ltd.
Cedar Laine Restoration Inclined Elevation Inc. 705-765-1364
705-644-4619 705-645-4567
Tarion
Cedar Roof Ontario/ INTEGRA Works Inc. 1-877-982-7466
CedarSpecialty Shoppes 705-385-3000 or 416-229-9200
905-684-1665
Judges Contracting Ltd. Tech Home
Clement Aluminum & Vinyl 705-645-0480 905-479-9013
705-789-7321
Kaye Brothers Teka Homes Ltd.
SHEPPARD
COGECO Cable 705-764-1950 705-384-2000 CONSTRUCTION
905-333-5343 DESIGN BUILD AND RENOVATION
Knowles Plumbing The Fireplace King 705-687-3302
Coote, Hiley, Jemmett Limited 705-645-2671 705-789-8067 www.muskokaconstruction.com
705-645-4611
Komatsu Rents The Muskoka Stone Co.
Coulson Bros. Scow Service 705-645-8366 705-645-2144 “Our Business is Satisfied Customers”
705-764-1672
Kubota North Sales Thermo Seal Insulation
Cripps Contracting Ltd. & Service 705-789-1962
705-687-4497 705-645-1175
The Sarjeant Co. Ltd.
CRS Lakewood Construction 705-728-2460
705-788-7718 705-765-1097
Tobin Building Systems Inc.
Cutting Bros. Inc. Lasertrim Custom Millwork 705-645-3355
A practice focused on Construction 705-765-1615 and Mouldings
Law, including Construction Liens, 705-687-7784 Tony Robinson
Construction Litigation and Contract D & D Contracting Muskoka Construction Ltd.
Drafting and Review 705-375-1001 Law Office of Marcia Oliver 705-769-2058
705-788-1148
Suite 3 - 6 Main Street West DMC Muskoka Inc. Total Cleaning & Restoration
705-646-2561 Lee Roche Kelly Lawyers of Muskoka
Huntsville, ON P1H 2E1 705-645-2286 705-645-7658
Phone: 705.788.1148 Dockside Welding & Fabrication 15 Robert Dollar Drive, Bracebridge
Email: marcia@oliverlaw.ca 705-765-3444 Les Foley Construction Union Gas 645-3057 www.muskokawindowanddoor.ca
705-687-4322 1-888-401-6791 x2318
Draftech Design Inc.
705-687-6236 Moore Propane United Rentals
705-476-2334 705-645-7748
Earl Ferguson Construction Inc. or 1-877-735-1856
705-765-5319 Vision Contracting Building
Muskoka Barging 705-706-0015 a Better
Edenlane Homes Inc. & Construction Ltd. Muskoka
705-687-9248 705-764-1062 Waters’s Edge Landscaping. Since
Design/Build 705-762-1110 1860
Maintain Elemental Construction Inc. Muskoka Containerized
705-646-2333 Services Ltd. Wes Finch & Sons Ltd. RR1, Bracebridge, ON P1L 1W8
Upgrade 705-645-4453 705-645-4715
Excel Enclosures
705-646-2508 Muskoka Lumber Winmar Mindland/Muskoka
705-385-1315
Residential Outdoor 705-765-3105 705-645-9494 NEW COTTAGES
Federated Insurance DOCKS • DECKS • BOATHOUSES
COMPLETE ADDITIONS,
Inclined Elevators 705-330-7015 Muskoka Mechanical Service Yanch Heating & Air Conditioning RENOVATIONS & DESIGN
1-800-387-5953 705-645-7913 705-728-3406
705.645.4567 Fax: 705-645-6369
www.InclinedElevation.com www.muskokahomebuilders.com

www.muskokacottagehomeproperty.com October 2008 13

 MUSKOKA’S ENERGY EFFICIENT BUILDER
THE VIEW FROM YOUR DECK
STARTS WITH OUR DESIGN TEAM
LET US TURN YOUR SKETCHES INTO YOUR TURN-KEY COTTAGE

Photograph: Andrew Hoshkiw

THE ENERGY EFFICIENT BUILDER
ENERGY STAR and R-2000 Homes are approximately
30% to 40% more energy efficient
than those built to the minimum Ontario Building Code.

BUILDING BETTER HOMES & COTTAGES FOR OVER 35 YEARS Granite Trail is a condo development in
Gravenhurst by D&M Corporation.
Head office 705-385-2311 Member
126 Greer Road, Port Sydney, P0B 1L0
bfrench@homesmuskoka.com town from the lakes and countryside are the pri-
www.homesmuskoka.com
ENER UIDE
mary buyers at almost every condo project in
Muskoka, but the New Homes Division has
noticed the beginning of a shift in that demo-
graphic at the Granite Springs and Granite Trail
Smith Architect Inc. developments.
“People are leaving urban life well before their
retirement years to pursue their careers in these
communities. Condominiums are also attractive
59 Main Street East, #6 to single professionals or working couples who
want to enjoy their home but don’t have the time
Huntsville, Ontario
for maintenance,” Furter says. “We’ve seen an
P1H 2B8 increase in demand in condominiums recently
with the younger demographic, and of course the
Tel: (705) 789-9858 demand from retirees and empty nesters is still as
strong as ever.”
Furter feels that on-site amenities, security and
www.smitharchitect.com central locations are among the reasons condos are
such an attractive option, along with the basic
Designing your Muskoka Dream ease of ownership.
“Condominiums offer a great lifestyle and are
Find your dream home at www.muskokacottagehomeproperty.com an attractive option for many people,” she says.
“Condominiums have been around for decades in
Muskoka but what we are seeing now is more
choice in the way of type, amenities and price.
Muskoka is playing catch up compared to the
provincial average in regards to multi-unit resi-
dential dwellings so we anticipate strong growth
in this area over the next several years.”
Doug Grey of Muskoka D&M Corp., the
developer of the two Granite projects, sees it in
straight forward terms.
“It’s convenience,” he says. “No shovelling of
the driveway, no yard work – more importantly,
no $10,000 for a new roof, $10,000 for new win-
dows; when I want to leave for two weeks to go
and visit my grandkids I just close the door and

14 October 2008 Cottage Home & Property SHOWCASE

walk out.”
Pricing is also a major factor in the growing suc-
cess of condominium projects in Muskoka.
“Muskoka has always been known as a high-end
place, and I think that we’ve battled that because
our condos are medium priced, and when people
think of Muskoka they don’t think of that,” Grey
explains. “That’s why I think Collingwood has
done so well over past 10 or 15 years. They’ve been
able to break that thing and say, ‘Look, you can
come to Collingwood. You don’t have to spend a
million bucks to get a place on Georgian Bay or on
a ski hill.’ Muskoka is still working its way
through that.”
Work is just beginning on Granite Springs in
Bracebridge and it is almost complete on Granite
Trail in Gravenhurst.
“It’s really coming together,” Grey says. “We
really lucked out with the location: walking dis-
tance to town, walking distance to the wharf.”
Granite Springs is located just north of down-
town Bracebridge on Manitoba Street, within
walking distance of both downtown and the new
rec centre and Rene M Caisse Memorial Theatre.
“These are active people that are moving in,”
Grey says. “These aren’t ‘senior’ seniors, these are
active empty nesters, 55 to 75. They like to get out
and walk. They all want to do things in life. They
want more carefree living so they can do other
things in life rather than having to spend the
majority of their time looking after a home.”
No matter their age or pursuits, condo owners
are drawn together by the sense of community
that a particular development provides.
“They all get along really well,” Grey has seen of
his own buyers.
A number of “update parties” were held during
the construction of the Granite Trail condos so the
purchasers could meet and mingle and keep on
top of the progress of their new homes.
“It’s an active community in that these people
have already become good friends in the short
time that they’ve known each other.”
The neighbourliness that condominium life fos-
ters may be the format’s deepest appeal.
“Not only are these architecturally attractive
communities to move into,” Grey observes, “but
they’re very personable communities.”

Trevor Jamie
Docherty Lockwood
Sales Representative Sales Representative
705-787-5060 705-788-1200
Sutton Group Muskoka Realty Inc. Brokerage
trevorre@vianet.ca 9 Chaffey Street, Huntsville • 705-788-1200 homejmes@vianet.ca
Wa t e r f r o n t A c r e a g e – Ve r y h a r d t o f i n d !
B i t t e r n OPEN HOUSE Very close to numerous golf courses and Port Carling.
An amazing summer location for you!

Lake Combined, these 2 gorgeous Bruce Lake

lots will give you the opportunity to build
S a t u r d a y, O c t o b e r 1 1 t h your dream family compound. Over 800
E s t a t e s 10:00 am till 2:00 pm. feet of shoreline and 15 acres that offers
numerous, wonderful building sites with
shallow spots as well as deeper areas for
docking. Must be seen to appreciate the
value. Driveway to one lot already in.
Call Jamie Lockwood at 705-788-1200 ext. 27 for more details
and to book an appointment to take a fall walk and view.

Waterfront Home Amazing cus-

Prime waterfront lots located only 15 minutes from Downtown Huntsville. tom home with over 300 ft frontage
Large private well treed lots located on a year-round road. All lots offer at least on the peaceful Muskoka River. This
200 ft lake frontage and up to 7 acres of land. Development offers over 150 top quality custom home has it all:
acres of common land for the use of owners for trails and added privacy plus vaulted pine ceilings, custom kitchen
a restriction on motor boats. Excellent location for your home or cottage. with granite counter tops, hard-
Come view these lots before they are all sold. Directions – Highway # 11 wood flooring, fireplace in living
north of Huntsville to exit # 235 (Hwy # 592 and Boundary Road – Novar) room, extensive decking, large
Turn left over the bridge and follow to Boundary Road. Turn left on Boundary Muskoka room, full finished walkout
Road and follow to the signs. Lots priced from $155,900 to $259,900. basement, central air, ensuite and
much more. Asking $549,900.
Your hosts: Trevor Docherty – Cell 705-787-5060
Jamie Lockwood Cell 705-783-6821 Private Lake Looking for com-
plete privacy! Private lake located
15 minutes from Huntsville sur-
rounded by 200 acres of land. Easy
year round access - Great for a
year round home or cottage. No
public access to the lake ensures
your complete privacy. Severence
potential. Asking $879,900. Call
for details.

Waterfront Living Almost new waterfront home located 10 minutes
from Downtown Huntsville.This 1,400 sq. ft. home offers vaulted pine ceil-
ings, full walkout basement, extensive decking, open concept kitchen and
living room area, plus a secondary structure that is over 600 sq. ft. that
could be used as a games room etc. Asking $499,900. Call for details.
776 Acres
Looking for a private retreat or hunt camp. This large chunk of Muskoka is
the perfect place for your private retreat or hunt camp. Miles of trails for
walking or ATV’s. Enjoy the natural scenery and wildlife. Property includes a
1000 sq. ft. cabin. Held by the same family for over 40 years, it is time to pass
this jewel along. Good long term logging potential.
Asking $649,900. Call for details.

www.muskokacottagehomeproperty.com October 2008 15

MAKE YOUR HOME MORE ENERGY EFFICIENT
By Karen Wehrstein
As the cost of fossil fuels hits the
stratosphere and concern about the
environment grows, more and more
people in Muskoka are looking at
energy efficiency as an integral consid-
eration in how they build or renovate
their homes or cottages.
There are a number of energy effi-
ciency products on the market to con-
sider, but it can be difficult to make
sense of them all. This article aims to
shed light on some of these new tech-
nologies and provide a few tips from
the professionals to lower your energy
use, carbon footprints and bills.
Photograph: courtesy of Window Quilt (Muskoka)

Geothermal heating
Geothermal energy, which utilizes
renewable energy from the Earth, can
cut energy costs by 70 per cent.
The ground contains natural heat,
drawn both from the sun and the
molten core of the earth.
“The actual furnace looks the same
as any furnace, however a geothermal
furnace, instead of being hooked up to
a gas meter or propane tank or oil
Window Quilt (Muskoka) suggests installing insulating window shades, such as these HunterDouglas
tank, is hooked up to two pipes that Duette honeycomb shades.

16 October 2008 Cottage Home & Property SHOWCASE

go into the ground,” explains Chip
Loughead, owner of Gravenhurst
Plumbing, Heating and Electric,
which installs geothermal systems.
It is also possible to draw heat from
a water source such as a nearby lake or
even your well, if it produces enough
water.
From there the furnace, which runs
on hydro, heats or cools the house
using the same principle as a refrigera-
tor motor. You can hook your hot-
water system into it too.
“A lot of people are interested in
geothermal, says John Birmingham,
installations manager for Preston
Mechanical in Huntsville, which
installs geothermal systems.
After beginning to sell NextEnergy
brand of geothermal furnaces, Preston
organized two seminars on geother-
mal in July.
“The response we got was quite
overwhelming,” Birmingham says,
noting they were expecting 20 to 25
people for each seminar and were
swamped with 50 to 60.
“Heat that’s already trapped in the
ground belongs to you, because you
already own the property,” says Birm-
ingham. “And the system is there for-
ever; providing that the ground or
water exchanger has been installed
properly, it will last years and years
and years.”
With a forced-air system, he notes,
you can add air filtration and humid-
ification equipment, which can be
important for residents with allergies.
“It’s relatively safe, you have better
humidity control, you have a more
even indoor temperature, and the fur-
naces are quieter,” adds Loughead.
Furthermore, geothermal is easy on
the Earth.
“No emissions go into the atmos-
phere. One hundred per cent of the
heat is going into the home and you’re
not putting out any flue products out-
side.”
The big downside of going geother-
mal is the upfront cost, which usually
is somewhere between $15,000 and
$30,000, depending on the type of
system and size of building.
However, many installers, including
Gravenhurst Plumbing, Heating and
Electric offer financing. And, the
experts remind those considering
geothermal, the system pays for itself
in time and government grants for
geothermal retrofits are available.
“Because energy costs are skyrocket-
ing, when we couple this with the gov-
ernment incentives approaching
$8,500, a 10-year finance program
that attaches no chattel or liens on
properties with a current interest rate
at six per cent, almost everybody can
afford a switch to geothermal and start
BUILD AN ENERGY
saving money right away,” says Loug-
head. “And they can have the peace of
mind that they have the most efficient
heating system in the world, coupled
with a warranty that is 10 years and
includes parts, and a labor allowance.”
After swallowing the initial costs,
most homeowners don’t regret the
decision.
“Independent consumer surveys
rate geothermal systems as having the
EFFICIENT HOME
highest customer satisfaction com-
pared to other heating and cooling
Cut your heating costs by up to 50%
systems,” says Birmingham. “People
are extremely pleased with them, once
Energy efficient • Fire resistant • Noise reduction
they get over the immediate price.
Once they’ve bitten the bullet and
Reduce your heating costs year after year
done it they have absolutely no
regrets.”
However, when you are investing
that much money into something,
Loughead advises making sure your
installer knows what they’re doing.
There are organizations that set
standards for geothermal installations,
including the Canadian Geoexchange
Coalition and the Heating, Refrigera-
tion and Air Conditioning Institute.
Geothermal installers must be accred-
ited with the former to qualify for
government grants.
“Look for a heat loss analysis for
your building that has been profes-
sionally engineered,” Loughead rec- Building on the Strength
ommends. “In three quarters of the
houses we visit, the furnace is over- of Concrete.
sized by 50 per cent, which causes Build your home using NUDURA’s Insulated
short-cycling of the furnace, increased Concrete Forms (ICF’s) and see what building on
service calls, wide temperature swings the strength of concrete can do for you.
in the house, and reduced lifetime of
Multiple available
the equipment.”
widths, 90 and 45
Other efficient heating options degree corners
While installing a geothermal sys- and many other
tem is one way to reduce energy costs, innovative
there are other options available, such features make
as high-efficiency gas and propane NUDURA’s ICF’s
furnaces. the intelligent,
“They run at 96 to 97 per cent effi- cost effective
ciency versus the old-fashioned 50 to choice when
60 per cent where you’re sending your building.
heat up the chimney,” says Birming-
ham, noting that Preston Mechanical
specializes in high-efficiency gas and www.nudura.com
propane furnaces in addition to geot- Building Value. The NUDURA name and logo are trademarks of NUDURA Corporation.
hermal systems. “Part of the secret is a
two-stage system – similar to that used
in geothermal units – allowing the sys-
tem to run at part capacity during
Tobin Building Systems
Authorized Distributor of NUDURA products
times of lower demand, saving fuel. for Muskoka, Parry Sound, North Bay and Haliburton
Insulation 101
The secret of insulation is the num-
ber of air spaces between inside and
705-645-3355
outside. Compartmentalized, the air, 560 Ecclestone Drive, Unit 1, Bracebridge, ON P1L1R2
and therefore the heat, can’t easily
hallam@muskoka.com
www.muskokacottagehomeproperty.com October 2008 17
There are up to GEOTHERMAL
LOOP TYPES
$8,500.00 WaterFurnace dealers are
trained to determine the best
in grants type of earth loop to use in
available to any situation. The type used
is based on available land
help save tens space and installation costs
of thousands for specific areas.

of dollars on
heating and
cooling costs.
The annual savings in heating
and cooling costs
Geothermal Systems by WaterFurnace
combine one unit of electrical energy with
plus the $8,500.00 Grant will...
up to 3 to 4 units of “free” energy from the OPEN LOOP
earth to heat and cool your home. Many An open loop is used when there is an
home owners realize a saving of up to
75% on their heating, cooling and hot ... defray the total cost of upgrading abundant supply of quality well water.
The well must have enough capacity to
water bills. provide adequate flow for both domestic
In replacement installations of Geot-
hermal Systems, homeowners find that
your existing heating system to a use and the WaterFurnace unit.

any added investment over the cost of an

ordinary system is generally recovered in Geothermal Heating and
energy savings within a few years.
Receiving up to $8500.00 in Grants short-
ens that recovery time considerably.
Cooling System in a few short years.
Because natural gas, propane or oil is
not required to operate a geothermal unit,
there is no combustion, flames or fumes
to worry about. No unsightly outdoor units
Upgrade your heating system to a
or wall penetrations for intake and
exhaust venting. Geothermal Heating and
According to Natural Resources
Canada, a Geothermal System is the
most environmentally friendly way to heat
Cooling System with Gravenhurst LAKE/POND LOOP
If an adequately sized body of water is
and cool. With geothermal, there are no
carbon monoxide or other greenhouse Plumbing, Heating & Electric close to your home, a lake/pond loop
can be installed. A series of closed
gases which are considered to be major loops can be coiled and sunk to the bot-
contributors to environmental air pollution
and global warming.
and let the grants, rebates and savings tom of a nearby pond. A 1/2-acre, 8-foot
deep pond is usually sufficient for the
average home.
Comparing the historical rise of the
cost of electricity, propane, natural gas from your heating bills pay for the
and crude oil over the last 9 years shows
that the cost of electricity has increased
by only a fraction of the increase of natu-
complete system in a very short time.
ral gas, propane and heating oil. In fact
the price of electricity has been decreased
by about 9% in the last 12 months. Please use the Energy Auditor to
AVERAGE ANNUAL PRICE 1998 - 2006
calculate the approximate annual
HYDRO ONE
Year Avg. $/kWh
in CND$
CRUDE OIL
Year Avg. $/bbi
in CND$
saving that can be expected or give us
1998
2006
8.03¢
10.46¢
1998
2006
10.87¢
58.30¢
a call and we will provide more VERTICAL LOOP
Vertical loops are used when space is
Total 9 yr increase = 25% Total 9 yr increase = 500%
information for your consideration. limited. Holes are bored using a drilling
rig, and a pair of pipes, with special
AVERAGE ANNUAL COMMODITY RATE u-bend fittings on the ends, is inserted
1998 - 2006 into the holes. A typical home requires
NATURAL GAS PROPANE three to five bores with about a 10-foot
separation between the holes.
Year Avg. $/m3 Year Avg. $/m3
in CND$ in CND$
1998 9.23¢ 1998 17.54¢
2006 37.56¢ 2006 71.51¢
Total 9 yr. increase = 400% Total 9 yr. increase = 400%

HORIZONTAL LOOP
Used where adequate land is available,
horizontal loops involve one or more
trenches that are dug using a backhoe
or chain trencher. Polyethylene pipes
are inserted and the trenches are back-
filled. A typical home requires 1/4 to 3/4
of an acre for the trenches.

18 October 2008 Cottage Home & Property SHOWCASE

 Tapping into Earth’s energy
THE ENERGY AUDITOR
TYPE OF ELECTRIC FORCED AIR WATERFURNACE
NATURAL GAS HIGH HEATING OIL FLAME PROPANE HIGH ALL ELECTRIC AIR
HOME OR BASEBOARD ENVISION GEOTHERMAL
EFFICIENCY RETENTION BURNER EFFICENCY SOURCE HEAT PUMP
HEATING RESISTANCE HEATING & COOLING
93% 84% 93% 100% 170% 420%
.465/cu.m, $16/mo 1.00$/litre 0.90/litre, $16.67/mo 0.53& 062$/kwh .053&.062&/kwh .053&.062/kwh
Approx. Amt. Of Amt of Amt of Amt of
Amt. Of Nat. Amt. Of Oil
Square Annual Cost Annual Cost Propane Annual Cost Electric Annual Cost Electric Annual Cost Electric Annual Cost
Gas (cu.m) (litre)
Footage (litre) (kw/h) (kw/h) (kw/h)
1650 1500 858 1661 1661 2100 2090 14640 1523 8612 861 3468 363
2200 2000 1088 2215 2215 2800 2720 19520 2030 11482 1148 4623 484
2750 2500 1318 2769 2769 3500 3350 24400 2538 14353 1435 5779 605
3400 3000 1548 3322 3322 4200 3980 29280 3045 17224 1722 6897 722
3950 3500 1778 3876 3876 4900 4610 31458 3553 20094 2009 8090 847
WATERFURNACE WATERFURNACE WATERFURNACE WATERFURNACE WATERFURNACE
COMPARE
ENVISION COMPARES ENVISION COMPARES ENVISION COMPARES ENVISION COMPARES ENVISION COMPARE INCOMPARABLE!
SAVINGS
AT 49% LESS AT 78% LESS AT 82% LESS AT 75% LESS AT 57% LESS
AVERAGE REPLACEMENT COST OF A NEW FURNACE WITH ECM MOTOR HEAT PUMPS INCLUDE A. C.
2000 sq. ft $4,900.00 $4,800.00 $4,900.00 $3,400.00 $9,200.00 $22,000.00
REBATES & GRANTS AVAILABLE FOR REPLACING EXISTING HEATING & COOLING EQUIPMENT WITH NEW HIGH EFFICIENCY FURNACES
WITH ECM MOTORS & AIR CONDITIONERS OR GEOTHERMAL SYSTEMS.
UP TO $800.00 $800.00 $800.00 N/A $1,150.00 $8,500.00
The figures contained in the above chart of home and heating costs are based on the best information available on the subject; however, no two homes are alike. For this reason, it is very
difficult to provide an exact cost to heat a home with any energy source. The operating efficiency of your heating system, how well you maintain it, how energy efficient your home is and
your particular lifestyles will all affect the amount of energy used.
References: 1. Based on NRCan publication M91-2/43-1996E 2. Based on current energy prices as best as we can determine on September 2008 3. PST and GST not included in the above calculations

Geothermal heating and cooling systems are

the latest in innovative and progressive alternative energy sources

O
n a high bluff above a lake in
northern Muskoka, a beauti-
ful Hirsh Log Home is rising
from the native granite.
A grouping of black, corrugated
plastic tubes run out from the struc-
ture, snake down the slope, and dis-
appear into the lake below. These
tubes are the key to the entire heating
and air conditioning network for the
home; they are part of a cost-effective,
highly efficient, and environmentally
friendly geothermal energy system.
Soon, the tubes will be buried as the
natural landscaping is restored, and
the only visible part of the system will
be the conversion and distribution
equipment in the basement, which,
aside from the distribution nodes and
tubing for the in-floor heating sys-
tems, looks just like any other fur-
nace.
“We’ve installed a geothermal ener-
gy system called WaterFurnace,
which allows us a lot of flexibility,”
says Dave Brown of Gravenhurst
Plumbing & Heating. “It’s all con-
trolled by 18 small sensors through-
out the house that control the overall
temperature.
“What we’re doing here is basic
thermodynamics,” Brown says. “We
can’t create heat. We can’t create cool.
We’re just moving it around.”
To move it around, Brown has sunk
mats of coiled piping a minimum of
10 feet below the surface of the lake,
out 500 feet from shore.
A geothermal system takes heat
energy from a house and into the lake
or ground in the summer, and in the
winter takes heat energy from that
source and brings it inside.
Because temperatures at the bottom
of a lake or five feet underground
have so little variance over the course
of a year, the source of heat energy is
constant.
Compressor and heat pump sys-
tems, like those in refrigerators, take
the heat energy of five-degree water
or ground and convert it to a constant,
comfortable 21 degrees in the home.
In a market of constantly changing
fuel prices, the small electrical
requirements of a geothermal system
are a selling point.
“A unit will only draw 17 amps at
full load,” Brown reports.
Gravenhurst Plumbing & Heating
Owner Chip Loughead says installa-
tions have doubled over the last year,
and increased fourfold over the last
five years.
He draws a deep breath before list-
ing geothermal’s benefits.
“It costs a third to operate compared
to propane, oil, or electric. No fossil
fuels are being burned. There’s no the submerged loop in the same way
chimneys or ugly vents sticking out of as the earth-based methods.
the house. It maintains a home’s tem- With rocky ground and lots of
perature within one degree. There’s no water, many Muskoka customers opt
fuel storage tank. It can provide up to for a lake loop.
100 per cent of your domestic hot The efficiency of geothermal has not
water needs. It air conditions. It uses a escaped the notice of the federal and
completely renewable resource. It provincial governments, who have a
works well with either forced-air sys- number of incentive programs in
tems or in-floor.” place to encourage geothermal instal-
There are four main kinds of geot- lations, which together can exceed
hermal systems: over $8,000 in rebates in some cases.
•Horizontal ground loops – Several Geothermal systems are a clean,
hundred feet of five to six-foot deep reliable source of renewable energy
trenches are dug. Piping is then laid and are beginning to catch on as more
and the trench backfilled. and more people discover what these
•Vertical ground loops – A drilling cost-effective systems have to offer.
rig is used to drill 150 to 300-feet-deep
holes in which loops of pipe are
dropped down. This method is ideal
for extreme climates, rocky terrain, or
limited space.
•Open loops – This system con-
nects directly into a drilled well.
Instead of using an antifreeze solution
inside the buried piping, an open
loop system uses water from a surface
or underground source. The heat
from the water is extracted and the
water is discharged back into its orig-
inal source.
•Lake loops – Coils of pipe are sub- For more information call 705-687-3402
merged in a lake, river or pond. Heat ext. 6 or 1-877-885-3403. Visit us at
is exchanged between the water and www.gravenhurstplumbing.com

www.muskokacottagehomeproperty.com October 2008 19

 ALUMINUM sealed. The technicians then add
blow-in insulation over the existing
insulation. A proper attic job also
Quality Products includes foam insulation on the attic
hatch, Reesor adds.
For Your With an attic insulation retrofit air
sealing is the key, in Reesor’s opinion.
Leisure Lifestyle “It saves more money than just
blowing in the attic. More air is
moved through air leakage than con-
duction through solids. That is the key
for our company: our expertise in
identifying sources of leakage.”
Cutting down on that leakage will
also create a healthier environment
within the home, notes Reesor.
“Not controlling air movement leads
to growth of mould,” he explains.

Photograph: courtesy of Bonneville Windows

Excel Structural Railing utilizes all the
benefits of aluminum: it is strong, durable
and maintenance free. Excel Structural
Railing is a sound investment for today’s
value conscious owner. This railing is
available in picket or glass. Excel struc-
tural railing is the perfect accent for your
deck or balcony.
When you want gracious living without
leaving home, nothing beats Betterliving
Patio Rooms and Conservatories. With
styles and colours to complement your
architecture. Betterliving turns an empty
patio, deck or porch into an inviting
retreat, protected from cold winds, rain
and pesky insects.
This energy efficient four-section wooden French door was installed
by Bonneville Windows of Quebec.
flow. The measure of insulation is its
R-value, which describes how fast heat
escapes through it.
Since heat rises, says Vern Kempt,
operations manager at Thermo Seal
Insulation Systems in Utterson a ceil-
ing should have at least R40, though
some in Muskoka will go as high as
R60.
Thermo Seal uses a Blow-in-Blan-
ket System, which uses fibreglass insu-
lation that is processed into blowing
wool that can be blown into attics,
ceilings and walls in a seamless blan-
ket. It will not settle over time.
“It’s an excellent product that works
great,” Kempt says.
He says a good starting point for
homeowners looking to improve the
insulating capacity of their home, is to
look in the attic.
“If you have some batts (insulation)
in there, we can blow a loose fill on
top of your attic giving you a better
seal and better R-value. Why throw
that out when you’ve already got it?”
Kempt asks.
With air sealing, he adds, “if you
have air conditioning you’re saving
just as much money in summer in
hydro bills as in winter.”
To cut down on leakage below the
attic, you can identify sources of air
leakage by having a blower-door test
done. During this process, a powerful
fan is mounted to the door of a home,
which has been sealed off, and it
essentially pulls air out of the house,
to have proper ventilation in the win- thereby lowering the pressure inside.
ter months. The higher outside pressure then caus-
“If you have proper ventilation, that es air to flow back into the home
little bit of heat gets whisked away so through unsealed cracks and open-
it doesn’t melt snow onto your eaves ings. These voids can then be detected
and create ice. That’s very, very impor- using a smoke pencil.
tant,” he says. Re-caulking, removing trim, air
You also might want to have the sealing and then replacing it again, can
place air sealed, says Steve Reesor, be done as do-it-yourself jobs.
president of Great Northern Insula- ICF construction
tion, which has an office in Graven- Insulated concrete form (ICF) con-
hurst. struction is simple, says Rick Hallam,
The idea here is to block every owner of Tobin Building Systems in
entrance and exit point for air. Bracebridge, exclusive supplier for the
“That allows your furnace to run Nudura ICF system for Muskoka and
more effectively, and provides a more Parry Sound.
comfortable home,” Reesor says. “What we have is a form made of
In walls and ceilings those little gaps expanded polystyrene (EPS). What
that can make such a difference happens is you pour the concrete into
include light fixtures, pot lights, the form, and so you create a concrete
wiring installations, cracks, spaces wall that has insulation on either side
around window and door frames, of it so it doesn’t lose heat as fast. You
plumbing stacks, chimneys, etc. stack these forms up to create a wall.
In large numbers of cases, it’s a foun-
“Normally we use a single compo-
nent air-seal foam,” says Reesor, not- dation. In more and more cases it’s a
ing that it’s like the expandable foam complete house all the way from the
you can buy at the hardware store, but footings to the rafters.”

EXCEL
Kempt stresses the importance of
ventilation.
“Most people skip that,” he says.
“They forget about ventilation of the
ENCLOSURES attic – one of he most important
YOUR ALUMINUM RAILING
& SUNROOM PROFESSIONALS things there is.”
In summertime, a proper ventila-
3 BARRON DRIVE
BRACEBRIDGE • ON P1L 0A1 tion system will keep out heat and not
646-2508 “cook your attic,” as Kempt phrases it,
curling shingles and shortening their
FREE ESTIMATES
useful lifespan. It is equally important
Contractors Welcome
commercial grade. As you’d expect of a concrete house,
Great Northern Insulation’s spray- it has the advantage of durability.
foam insulation, comes in two “Our wall will be exactly the same as
weights, two-pound foam, which is it is now, 10 or 20 or 50 or 100 years
dense and not only insulates but air- from now. It will have the same level
seals simultaneously, and 1/2 pound, of insulation as when you put it in,”
which is very spongy and flexible and says Hallam.
good for bulk-filling walls. The house is also better able to
For pot lights, spray foam is applied
over a fire-proof gypsum box housing
withstand extreme weather, fire, wall
break-in attempts and any other dam-
the light; every other opening is age.

20 October 2008 Cottage Home & Property SHOWCASE

 Photograph: courtesy of Window World
Photograph: courtesy of Thermo Seal
This house has been insulated with Thermo Seal’s Blow-in-Blanket For maximum energy efficiency, all windows installed by Window
System. The cathedral ceiling features a R40 seamless blanket. World are multiple chambered and heat welded at all corners.
“One of the tests that we undergo premium. But what they’re going to nizing that this is cutting their heating good and efficient product in that
through the testing agencies is to fire a find is that their heating costs will be costs and it’ll continue to cut their hole, you regain part of your loss. A
2x4 at the wall at 240 miles per hour.” at least 50 per cent less,” he explains. heating costs.” window or door will always be less
It’s something that can actually hap- Tobin Building System’s sales of the Energy efficient windows efficient than a full wall but a good
pen in a tornado, he notes. “It will go Nudura ICF system, which is manu- Windows have long been recog- product, energy efficient and well-
through everything, including a stan- factured by a company based in Bar- nized as the bane of energy efficiency. installed, will lower that impact on
dard wood wall with siding. It won’t rie, have increased dramatically, “Making a hole in an insulated wall your house’s efficiency.”
go through our wall.” according to Hallam. destroys the efficiency of the insula- All Bonneville products are Ener-
How much more does an ICF “More people are recognizing the tion,” says Robert Couillard of Bon- gyStar rated for both Canada and the
house cost? benefits of it. It’s because their heating neville Windows and Doors, based US. The company now offers triple-
“It’s about a two to three per cent costs are going up, and they’re recog- near Quebec City. “When you put a glazing on wood casement, awning,

Shop at home or cottage for a full line of window blinds or shutters, including:
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www.muskokacottagehomeproperty.com October 2008 21

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 Lumber Your Guide to...

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22 October 2008 Cottage Home & Property SHOWCASE

fixed lite and architectural windows,
as well as French doors.
“Bonneville always tests our win-
dows and doors to be over the market
standards,” says Couillard.
When shopping for windows, the
two terms you should definitely know
are low-emissivity or low-e glass,
which is treated with a special coating
or added ingredients to decrease its
heat conductivity, and argon, which
denotes the use of argon gas rather
than air in the space between panes of
glass. Argon insulates better than air.
Each of these features increases price
but also increases energy efficiency.
According to Eleda Ward, owner of
Window Works Muskoka in Graven-
hurst, a regular double-glazed window
has an R-value of R2, whereas a low-e
argon window gives R4.2 insulation.
“Our suppliers, Loewen Windows
and Lepage Millwork, also offer triple-
glazed, which increases the R-value up
to 8.3,” she notes.
Triple-glazed windows have three
layers of glass and two layers of low-e
coatings with argon gas between the
panes.
Ward warns, “Do not be fooled by
suppliers who advertise triple-glazed,
but use a sealed unit with less than
3/8-inch air space. This does not
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This home features insulated concrete form (ICF) construction by
Tobin Building Systems. ICF is both durable and energy efficient.
increase the R-value and increases the
risk of seal failures.”
Look for products with the Ener-
gyStar designation, a standard
required for government grants for
window replacement. A window has
to pass strict technical specifications to
qualify.
Energy efficient windows and doors
are available in all shapes and sizes,
notes Ward, and now include aesthet-
ically-pleasing options, like simulated
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doors.
“This provides a locking point on
the top, centre and bottom, which
assists in keeping the slab tight against
the weatherstripping in the frame. It
also provides added security,” she says.
While energy efficient windows are
designed to reduce drafts, they are
only as effective as the installation job.
“You can purchase an excellent win-
dow or door, but if it is not installed
correctly, it will not function properly
Photograph: Andrew Hoshkiw
and will cause it to be drafty,” Ward
says.
Al Willis, owner of Window World
in Bracebridge, sells and installs win-
dows and doors made by Parry
Sound-based Ross Windows and
Doors. He is passionate about quality
and customer service and has worked
on high-profile projects, such as the
divided lite designs, which gives the Muskoka Wharf.
window an old-fashioned appearance. He notes that the windows he sells
If you want to improve the energy are EnergyStar-rated to Zone D,
efficiency of your doors, says Ward, which is Arctic conditions – “the high-
you can not only beef up the weather- est you can have.”
stripping but use adjustable sweeps on “EnergyStar hopefully will allow a
the bottom of doors. set standard for people to use as a
“These give customers the option of guide,” says Willis. “So at least they
being able to raise or lower to reduce know they’re getting a product that
drafts,” she explains. was tested.”
She also suggests a multi-point lock- Willis recommends vinyl windows
ing system, especially on wooden over other materials for “ease of clean-
www.muskokacottagehomeproperty.com October 2008 23
ing, ease of operation and energy effi- window you’re adding R5, and you’ve
ciency,” he says. sealed it off,” he says.
Stay away from metal-framed win- This is in addition to the usual ben-
dows, he advises, since metal conducts efits people look for in window
heat and therefore absorbs cold. shades: privacy, lighting control and
“All our windows are multiple style.
chambered and heat welded at all cor- “I just went and did a repair on a
ners to ensure they’ll never crack at the shade that I installed 20 years ago,
corners, and the multiple chambers and the shades look as good as the
ensures our high rating for insulation day we installed them,” he says. “The
value,” says Willis. customer’s comments in terms of
Double-glazed Ross windows are energy efficiency was that the savings
7/8” from the outside of the inner have been nothing short of phenom-
pane to the outside of the outer, rather enal.”
than the conventional 3/4” spacing. Krynicki also sells other insulating
Whiteners, hardeners and UV stabiliz- shades including HunterDouglas’s
ers are added to the vinyl to ensure it Duette line, which comes in a wide
retains its colour and doesn’t go brittle.

Photograph: Allan Cook

You can order the windows also
with an insulated spacing bar. The
spacing bar is the metal piece which
attaches the two panes together, and it
is “the only cold transfer spot on the
glass,” says Willis. An insulated bar
will get rid of moisture in the corners
of windows.
No matter what style or type of win-
dow you elect to install in your home,
do your homework first.
“Take the time to research the prod-
uct,” Willis advises. “Check on the
businesses that you're dealing with.”
He recommends finding out who
variety of fabrics, colours and hard-
ware options, including wireless
remote control. They are also avail-
able for skylights, angled and odd
shapes.
Homeowners may also want to con-
Chip Loughead of Gravenhurst Plumbing, Heating and Electric, relies
on a WaterFurnace geothermal unit to heat and cool his home. sider exterior shades when trying to
increase the energy efficiency of their
the company did their last three jobs Window Quilt insulating shades home.
for, contacting those people and ask- combine a five-layer fabric shade with “It’s more efficient to stop the heat
ing. full sealing on all four sides to produce and cold on the outside than the
Insulated shades a covering that makes an appreciable inside,” says Krynicki, “because heat
Installing energy efficient windows difference in energy efficiency, says and cold never get close to the win-
is only one step to reduce heat transfer. John Krynicki, owner of Window dow.”
Another option is to utilize insulated Quilt (Muskoka) in Huntsville. Insulated roll shutters, also known
window shades. “If you put a Window Quilt on a as hurricane or security shutters, can

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24 October 2008 Cottage Home & Property SHOWCASE


Great Northern Insulation utilizes spray foam that blocks all air leak-
age points, such as around wiring installations.
provide an extra R10 efficiency. In the
summer, anything that keeps sunlight
from shining into the house will lower
your air conditioning bill.
He sees two factors to keep in mind
when considering his window shade
systems.
“There’s direct energy savings and
another whole category called room
comfort. Any time you sit by a win-
dow and it’s 30 below, you can feel it.
Put on a shade, and it’s gone.”
Do-it-yourself tricks
The Tim-BR Mart chain of lum-
ber/hardware stores has launched a
national program called Energrade,
which equips its staff to better advise
customers on energy efficiency meas-
ures.
“It covers everything from how to
get your house audited to apply for
the grants that the government has
going at the moment, to actual hints
on ways to save energy in your home
that don’t cost a lot, to putting you in
contact with contractors who’ll do the
upgrades for you,” says Greg Smith,
general manager at Northern Buildall
Tim-BR Mart in Bracebridge. “So not
only can people buy the material that
they need for their upgrade, we have
the knowledge here as well to advise
them on it.”
Smith says the Energrade program
hasn’t caught on at the Tim-BR Mart
in Bracebridge, but he expects that to
change.
“I think for everyone’s own self-
interest they’re going to have to get on
board with this. You can’t afford not
to, these days,” he says.
So what kinds of do-it-yourself
projects will save you some heating
dollars this winter?
Photograph: courtesy of Great Northern Insulation
Save Energy and Look Good Doing it!
“Insulation is something relatively
inexpensive and easy for most home-
owners to do,” Smith advises. “You
can get up in your attic and put up
more batts of insulation and make
your house more energy efficient.”
Reducing your heating bills doesn’t
have to be complicated. Sometimes it’s 705.645.1731
the small things that make a big dif- www.WindowWorld.biz
ference. 1130 Manitoba St. Bracebridge
“Something as simple as improving
the weather-stripping on all your
doors can make a difference in effi-
ciency,” says Smith, advising home-
owners to plug all the leaks they can
find with caulking or expanding
foam.
Another energy conserving tip is to
wrap up your water heater.
“It will help retain the heat in the
water in the water heater so it doesn’t GREAT NORTHERN INSULATION is the largest insulation
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another easy step.
“These are things that everybody
can do that don’t cost a lot but make a
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when you pay your heating bill,”
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By use of government rebates as
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www.muskokacottagehomeproperty.com October 2008 25
THE WHOLE STORY ON FRACTIONAL OWNERSHIP
By Andrew Hind
How would you like to spend
your vacations? Do you envision
carefree days spent lakeside at a cot-
tage, doing nothing but relaxing in
the peace and quiet? Or perhaps
you’d rather stay at a resort, where
you can play golf in the morning,
take a dip in the pool in the after-
noon, and then cap the day off din-
ing at a fine restaurant.
Tough choice.
Why not have it both ways? You
can with fractional ownership.
Fractional developments offer
owners the opportunity to buy par-
tial ownership of cottages in a
resort-like setting, often with resort-
style amenities including on-site
restaurants, fitness clubs, golf serv-
ices and even concierge services.
Typically, arrangements see own-
ers purchasing five-week intervals,
during which the cottage is exclu-
sively theirs to use. Of course, if
lifestyle and finances allow, owners
can always purchase additional
intervals.
Meanwhile, a management com-
pany handles scheduling and all the
maintenance associated with the
property, such as grass cutting, snow
removal, garbage disposal, even
housekeeping. It’s a true turnkey
ownership arrangement where you
can literally arrive, put the key in
the door, put the food in the fridge,
unpack some clothes and be outside
enjoying the sun or playing in the
water within minutes.
After the initial one-time pur-
chase cost the only money you put
out is for insurance and taxes, which
is split equally among owners. The
annual fee that covers maintenance
and expenses associated with servic-
es and use of property amenities.
Though fractional ownership is
often confused with timesharing,
they’re actually two entirely differ-
ent things.
Fractional properties are more
exclusive, generally include greater
amenities and services, often times
rivaling those of elite resorts, and
usually feature much longer inter-
vals than do timeshares. Perhaps
more importantly, potential buyers
find it far easier to get financing for
fractionals than timeshares because
the latter depreciate over time
whereas banks consider fractionals
to be appreciating assets like any
other home or cottages.
Why do timeshares depreciate
whereas fractionals do not? One rea-
son is because there have been
countless timeshare developments
accompanied by continuous resale
over the past decade or so, which
means market value goes down.
Another important reason is that in
timeshares far less of the buyers’
dollars go into “bricks and mortar”
and high-end finish than in frac-
tionals.
And unlike timeshares, you actu-
ally own your fractional. You can
even rent it out.
The appeal of fractional owner-
ship is clear. In Muskoka, they fill a
particular niche. As older resorts
disappear, vacation options other
than purchasing a property, which
can be prohibitive, have disappeared
as well. Fractionals are a cost effec-
tive way for people to enjoy the
Muskoka tradition of cottaging.
Consequently, fractional develop-
ments are becoming more common
across Muskoka and more appealing.
Seasons of Muskoka
Bert Krummrei, developer of Sea-
sons of Muskoka, located west of
Rosseau, barely has to ponder the
question of why fractional owner-
ship makes sense.
“What’s the main attraction of
fractional ownership? Simple. It’s a
compromise. The high cost of own-
ing a private cottage is beyond most
people. They cost $5 to 600,000 in
our neck of the woods, which is vir-
tually unreachable for people with a
home, two kids and piano lessons.
Fractional ownership gives you
vacation time for a lot less cost, so
it’s very appealing.”
Krummrei is so convinced frac-
tional ownership has a rosy future
that he’s in the early stages of trans-

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26 October 2008 Cottage Home & Property SHOWCASE

forming Bali-Hi Resort, which he
purchased 35 years ago, into a frac-
tional property with 16 total units.
“It will be small,” he says with
enthusiasm, “but it will be friendly,
not what you would consider a
vacation village.”
After years of bureaucratic red
tape, building and selling has just
got underway with the first two
units due to be ready next spring.
Others will follow as the market
dictates, though it’s expected all 16
will be built within a period of five
years. Krummrei is expecting brisk
sales and believes development will
proceed much faster.
“I believe it takes good ingredi-
ents to make good soup, and with
the ingredients we have here the
soup will be unmatched,” he says.
“The location and beauty of the
property are vital elements because
what we are selling is a luxury prod-
uct. It needs to be very attractive.
Our property is fabulous, with
1,060 feet of sandy beachfront on a
peaceful lakefront setting, access to
a spectacular three-lake system
(White Fish, Little White Fish and
Clear lake), and tall pines providing
light shade.”
While the natural location is an
obvious asset, Krummrei has not
given accommodation and ameni-
ties light thrift. The cottages will be
single units located a distance from
one another to provide the seclusion
and privacy of a cottage experience.
Architecturally they’ll be modern
but with a nod to classic cottage
design, while inside they’ll be beau-
tifully furnished. Amenities at Sea-
sons of Muskoka will include a fully
equipped clubhouse, an indoor
swimming pool and a snowmobile
trail that runs directly through the
property.
“All Canadians have the right to
own a cottage property,” Krummrei
believes. “We want to give modern
people that chance here at Seasons.”
Touchstone on Lake Muskoka
At Touchstone on Lake Muskoka,
located between Port Carling and
Bracebridge, the grand summer
homes and resorts of past decades
served as the basis for the design of
the new fractional development that
had its first occupancies in July of
this past year.
It’s a fitting nod to the past given
the development is encompassing
the properties of two long-standing
Muskoka resorts, Tamwood Lodge
and Aston Beach Resort. Historic
architectural references, including
broad expansive decks, generous use
of stone and rustic wood and copper
detailing help retain the feel of cot-
tage country’s roots.
“While the project borrows heavi-
ly from the past, we also include
contemporary design elements not
traditionally found in Muskoka
summer residences,” says Anne Lar-
cade, president and chief operating
officer of Sequel Hotels and Resorts,
the company that manages the
property. “These will include 11-
foot high ceilings, floor to ceiling
windows, luxurious baths, gourmet
kitchens, and state-of-the-art heat-
ing and air conditioning systems.”
When complete, Touchstone will
consist of 75 cottages or villas on 30
acres of land. Each of the buildings
will be distinct, though they’ll retain
common design elements to give the
property a sense of unity. Phase one
is sold out, while phase two is 80
per cent sold.
The cottages will be built in four
distinct geographic zones, each with
their own unique character: Cas-
cades, Tree Top Villas, Beach Villas,
and Touchstone Lodge.
The Cascades will be located on a
rise of land and include 24 resi-
dences in the spirit of grand sum-
mer homes of yesteryear. Each will
have stunning views of Lake Musko-
ka, terraces, screened sunrooms and
heated marble floors.
The Tree Top Villas will sit above
the Cascades on a high bluff
approximately 60 feet above the
lake. These custom vacation homes
will be located within three sepa-
rate, semi-detached buildings and
will feature wrap-around decks with
hot tubs to maximize the dramatic
270-degree panoramic views.
“At the heart of Touchstone, will
be the Touchstone Lodge, which
will occupy a prominent position on
the site offering a commanding view
over Lake Muskoka,” explains Lar-
cade. “The building will contain the
project’s indoor amenity spaces,
including the casually elegant
restaurant, spa, fitness center and
lounge, and concierge service.”
One of the things that sets Touch-
stone apart is its philosophy: “Of
the Land,” rather than “On the
Land.”
“Touchstone is committed to a
more environmentally safe approach
to construction, while at the same
time trying to embody the casual

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28 October 2008 Cottage Home & Property SHOWCASE
elegance of yesteryear,” says Lar-
cade.
Developers have included several
important green initiatives in their
plans with an eye towards preserv-
ing Muskoka’s environment.
They’ve made extensive use of
organic and recycled materials,
wherever possible built upon foun-
dations of existing buildings,
included a state-of-the-art sewage
and water treatment plant, and took
pains to preserve the existing natu-
ral landscape.
“Conceived with the family cot-
tage in mind, Touchstone offers
owners an opportunity to create
Muskoka memories without distrac-
tions,” explains Larcade. “By elimi-
nating property maintenance, cot-
tage openings and closures, and day-
to-day inconveniences, owners can
focus on what’s truly important –
family and fun.”
Diamond’s Edge
With only 15 cottages and 150
shareholders, Diamond’s Edge is
one of the smallest fractional proj-
ects in Muskoka. Located in Utter-
son, it also caters largely to a niche
clientele, people who want to spend
their vacations – or at least parts of
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30 October 2008 Cottage Home & Property
them – playing the links at the part-
nered Diamond’s Edge Golf Club.
The golf course, one of Muskoka’s
most beautiful and exclusive, came
first in 1993. Construction of the
fractional cottages began in 2006
and occupancy began as early as
June 2007. Moving into the realm
of fractional property development
was a logical one for Diamond’s
Edge, according to Rhondi Pea-
cock, director of project sales and
marketing.
“From our standpoint, it made a
lot of sense to make this leap. We
saw a void and decided to fill it,”
she explains. “Our owners are
wealthy people from Toronto who
have memberships in the most
exclusive golf courses in the city.
These are the kind of people who, if
they were to vacation in Muskoka
for a few weeks, would really miss
their golf and the clubhouse envi-
ronment of an upper-class course.
We married the concepts of high-
end golf and luxurious resort
accommodations together – there
isn’t another opportunity like it.”
She continues, “In addition, since
we were already the property man-
agers of the golf we had the experi-
ence, equipment, and personnel on
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SHOWCASE
hand to take on the task of main-
taining the cottage grounds and do
it well. Our property is the best
maintained of any you’ll find.”
The 15 cottages are all located on
the water, and are stand-alone units
built in a beautiful post-and-beam
style to provide a real cottage expe-
rience. All have three bedrooms and
two baths. Interiors are decorated
with custom-built furnishings and
top-of-the-line appliances.
“The cottages were built the same
on purpose so that equity grows on
an equal playing field,” explains
Peacock. “And we’re appealing
because we only have 15 units. That
means there are only 15 families on
site at any time, so we provide an
extremely intimate setting.”
They also recognize that their
owners are active individuals who
enjoy the outdoors. While the
biggest calling card is the golf course
itself, which every owner enjoys
membership to, Diamond’s Edge
also provides canoes, bicycles and
groomed trails for vacationers to
enjoy.
“We offer a compete package
focused on the needs and interests
of our specific clientele,” says Pea-
cock. “We take resorting to another
Karen Acton
Sales Representative
On the Move in Muskoka
Direct Line: 705-706-2246
email: karenacton@royallepage.ca
LAKES OF MUSKOKA, Brokerage
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level, but the difference is here, at
Diamond’s Edge, you own the
resort.”
The Landscapes
The Landscapes – Lake of Bays is
in many ways unique among
Muskoka fractional properties. As a
result, its owners are excited about
what the future holds for this water-
front development.
“From my standpoint, one of our
main attractions of The Landscapes
is that it is located in the village of
Baysville,” enthuses Dave Smith,
project manager. “We’re a part of
the community, whereas other frac-
tional properties tend to be more
remote.”
Proximity to a community has its
benefits. Owners can walk into
town for shopping or perhaps a din-
ner off-premises, and will feel a wel-
come part of communal events.
“The Landscapes is also going to
offer a wide range of amenities,
which makes it unique compared to
other developments,” says Smith.
“There is currently a clubhouse, we
are starting to build a waterfront
activity building this fall and even-
tually there will be a recreation
complex, with both a swimming
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pool, fitness centre and games
room. Other activity highlights are
a snowmobile trail that runs right
through the property and, in the
winter, we have an outdoor skating
rink.”
As it is anywhere in Muskoka, a
region fabled for its countless pris-
tine lakes, waterfront location is of
greatest importance to the success
of any vacation property. Here
again, The Landscapes is blessed
with what Smith refers to as a
reverse pie-wedge. Typically, he
explains, a property narrows as it
approaches the water, but not so in
this case. Instead, The Landscapes is
widest along the lakeshore, offering
1,400 feet for rest and recreation.
The Landscapes was formerly
Birch Haven Resort, a cottage resort
with a lengthy history. But, as with
so many smaller vacation destina-
tions across the region, time eventu-
ally caught up to it.
“These old resorts age and they all
eventually get to the point where
you either need to heavily reinvest
or re-invent yourself to remain in
operation,” says Smith. “We chose
to re-invent ourselves along the
fractional model because it makes
the most sense for the developer
and for people in the market for a
carefree vacation alternative that
suits budget and time constraints.”
He continues, “The concept of
fractional ownership is a relatively
new concept to the resort vacation
industry. It allows people to own
the resort and property by buying
intervals (five weeks in duration),
which is equity that can be willed to
children or sold off. This is a funda-
mental difference with timeshare
which, remember, eventually can
run out and is not real equity.”
Financially, fractional ownership
makes sense. It also makes sense in
terms of meeting the realities of
people’s lifestyles.
“Five weeks is all that most people
can get away every year, so a single
interval meets their vacation needs,”
says Helen Thompson, director of
sales. “People also work hard and
are busy in their home lives. They
want carefree vacationing and a cot-
tage experience without the hassles
of maintenance. We fill that role.”
Similar to a true cottage experi-
ence, owners and guests need only
bring food and consumables for
their vacation. Private lockers in the
basement of each cottage/villa are
also provided for personal items
that owners may wish to leave
behind for the next visit.
Thompson and Smith are pleased
with the growth of The Landscapes
to date. A total of 19 units have
been built since work began in
2005 and the future looks promis-
ing. Plans call for the property to
expand to 64 units in time, though
the rate of construction depends on
sales.
“Fractional ownership matches
the reality of people’s lives,” says
Thompson. “It’s just going to get
more popular.”
Fractional properties offer a
unique vacation opportunity,
blending the Muskoka cottage
experience with the luxury and
amenities of a resort. As these frac-
tional properties demonstrate, you
really can have it both ways.

Your Panel of Professionals

Need answers to your questions? Let the Professionals give you the straight answers!

Yes. Any verbal agreement should be reduced to writing. If a dispute arises

Marcia Oliver
Law Office of Marcia J. Oliver
705-788-1148 A between you and your contractor, a simple but straightforward written contract
marcia@oliverlaw.ca will be an important piece of evidence in assisting with the resolution of the dis-
pute. You want your contract to address, at the very least, the following: the price for
I am building a cottage. Should I have a the work (is it based on a time and materials basis or as a fixed price contract; specifics
regarding the work the contractor will perform – the more specific the better; how
written agreement with my contractor?
changes to the scope and price of work will be approved; the frequency with which pay-
ments to the contractor will be made; the date when construction is to be completed;
and when the contract can be terminated, by whom and at what
Q cost. We would be happy to assist you in drafting a contract.
Marcia Oliver
Marie Poirier, MCIP, RPP
A professional planner most often coordinates the entire development
Marie Poirier Planning A project. Planning a fractional ownership or condominium development is
705-635-9860
& Associates Inc.
marie@surenet.net guided by both provincial legislation and local zoning by-laws. The
property location, size and proximity to amenities and services as well as the
What services does a planner provide housing and tourism market all influence the decison making and planning
regarding condominium and fractional process. A planner can assist with designing the layout of the property and
developments? the provision of on-site services and amenties and drive the process through
Q the local planning authorities.
Marie Poirier
Lynda Lynn 705-645-5257 Codominiums can be anything from a boat slip or parking space, a sin-
Royal LePage Broker
llynn@muskoka.com
A gle family home, apartment, commercial space, etc. It is simply a form
of ownership. In the majority of condominiums in Muskoka, you own the
interior of a rowhouse (townhouse style) or an apartment. The “common ele-
What is a condominium? ments” such as garage area, exterior spaces, hallways, etc. are owned in com-
mon with all of the other owners of that development. “Exclusive use common
elements” are things like a balcony or driveway where the unit owner has the
exclusive use of the space but it is actually owned by the
Q whole.
Lynda Lynn
Jacqui Semkow 705-646-4238 The good news is that there are new options for self-employed home-
TD Canada Trust
semkoj@td.com
A buyers. CMHC now offers an insured mortgage to the self-employed
with a 5% downpayment, good credit and two years self-employment
I am self-employed and would like to buy a home. I have history. You may qualify under this program or under the TD Canada Trust
been running a successful business for the past five years equity lending program if you have a 25% downpayment.
and have saved some money for a downpayment and clos- Please call me if you have specific questions or to set up a personal appoint-
ing costs. Since I have some business expenses and debts
my Notice of Assessment doesn’t show I make enough
ment that fits your schedule.
money to qualify for a mortgage. I will bring the bank to you.
Q What options do I have? Jacqui Semkow
32 October 2008 Cottage Home & Property SHOWCASE
JC
JUDGES CONTRACTING LTD.
LTD. DESIGN • CONSTRUCTION • RESTORATION

Wayne Judges 705-645-0480

CARING FOR MUSKOKA FOR 30 YEARS
Quality workmanship and customer satisfaction
far beyond any written warranty.
 SHOWCASE FEATURE PROPERTIES
CAMERON & KAREN WHITE
Sales Representatives KAREN FLOOD
Port Carling, ON Broker
1-888-508-2777 ext. 513
Cell: (705) 645-7123 705-765-6801
muskokaproperties@muskoka.com (cell) 705-644-4011
www.muskokapropertiesforsale.com kflood@muskoka.com
B R O K E R A G E
NEW PRICE! www.karenflood.ca PORT CARLING
Offers 997’ of south westerly exposure
boasting picturesque long views & protected
Coveted Lake Joseph shore with room to roam on 6.5 acres of • Horseshoe Lake •
land bank! mature muskoka forest. The original 4 bdrm
Wonderful custom built year round cottage
cottage provides a glimpse of yesteryear
with sunlit rooms & a granite stone fireplace. or home offers it all. Post and beam con-
The refurbished tennis court, separate struction, wide open spaces, 2 master suites,
games room/bunkie & dippy boathouse gorgeous wood fireplace, lower living space
grace this spectacular property. A 2-slip with propane fireplace, level land, sand
boathouse provides substantially oversized
living quarters & enjoys romantic island dot- shoreline, great view, south exposure, large
ted views. Privacy is assured on this one of decks and newer hot tub. Also has high effi-
If you are searching for a unique and special property, a kind property, worthy of substantial future ciency oil furnace. Only minutes to town and
this is one you do not want to miss! development. on a great lake. $799,000.
Close to the Clubs and less than 2 hours to Toronto. Offered at $3,800,000. For more information call Karen Flood, 705-644-4011

since 1948
“Our Pleasure
to Serve” REALTOR®

GIDLEY
R E A L E S TAT E LT D
BROKERAGE
In today’s competitive and changing market Maggie Tomlinson
place, it is very important that your property is Sales Representative
given maximum exposure … 24 hours a day, 705-644-9283 – direct
7 days a week … until it’s SOLD! My market- 705-762-3359 – office
ing program is designed to meet these objec- 705-762-3133 – fax
tives. Ask me how. I look forward to hearing teesrus@muskoka.com
from you.
w w w. m a g g i e t o m l i n s o n . c o m

Suzanne Martineau LAKES OF MUSKOKA REALTY

Sales Representative
395 CENTRE ST N., HUNTSVILLE 705-789-9677
Independently Owned and Operated Rosseau Branch Office
Parry Sound-Muskoka suzanne.martineau@cogeco.ca
Realty Ltd., Brokerage www.muskokacottagedreams.com
Loved & well cared for by one family, this cottage is immaculate &
graces a quiet spring fed lake minutes from Bracebridge. An off-grid solar
3 panel system & no hydro bills! See website for virtual tour.
$329,000.

SUE BURKE, Sales Rep. – The Power of Sue at Work for You
The perfect 3 bedroom cottage! Everything included & move-in condition! 20+ Years ~ #1 Agent Huntsville/Lake of Bays/Almaguin 2007
1138 Highway 141, Rosseau, ON sueburke@vianet.ca • 705-788-6389 direct line
705-706-3329 (Direct) 705-732-8263 (Office) Check out all of Sue’s listings at www.sueburke.ca

BRENT GINOU Wendy Crothers (Godfrey)

Sales Representative
405 Muskoka Road South, Unit A1
p. 705-684-8181
tf. 1-866-684-8181
c. 705-641-0097
Sutton-Around Muskoka www.sutton.com/sg/bginou
Realty Inc. brokerage bginou@sutton.com
Live the Muskoka Life Style on Drive-To
Acton Island on Beautiful Muskoka Lake.
The view from the “L” shaped dock and boathouse
is South West creating spectacular vistas across
open water. The cottage offers central air, exten-
sive wooden interior, 3 bdrms with additional
sleeping accommodation in the walk out base-
ment, laundry facilities & great room with stone
fireplace, wood floors and incredible views! Seller
is motivated so enjoy your Muskoka this summer.
Call Brent today for your personal tour!
$1,199,000.
Broker of Record
wcrothers@sutton.com
(705) 684-8181
(705) 646-7532
Sutton-Around Muskoka Realty Inc., Brokerage
405 Muskoka Road South, Unit A1, GRAVENHURST
Attention ALL Buyers!
Enjoy this Muskoka getaway now! The serene, private
setting will captivate and entertain you with close to 600
feet of natural shoreline, over 4 acres and wildlife such
as loons, herons, humming birds, beavers, deer and fish
to share the experience! Book your appointment with
Wendy today! Short notice appointments are possible!
705-646-7532
$1,599,000
SELLER MOTIVATED TO ENTERTAIN ALL OFFERS!