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Jeevan Anand
. . . . a life free of worries
13/11/2010
Jeevan Anand is an innovative insurance product from Life Insurance Corporation of India,
which combines the benefits of an Endowment Policy and a Whole Life Policy.
Under this plan you pay premiums for a limited period. During the premium paying period
you are covered to the extent of the sum assured and the bonuses that vest on this
policy. After the premium term is over the sum assured together with accumulated
bonuses and final additional bonus (if any) become payable to you free of any income tax.
The highlight of this plan is that even after the maturity of the policy the coverage on your
life continues for your lifetime to the extent of the sum assured without the payment of
any further premiums.
Maximum Premium
Ceasing Age
5 years to 57 years
Rs. 1,00,000
No Limit
Double Accident
Benefit
Loans
Harish Chand
Delhi LIC Agent
577, GH-9, PASCHIM VIHAR
NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com
Sum Proposed
: Rs.500000
: 15 Years
Premium Payable
Basic Premium
: Rs.3444
Rider Premiums
: Rs.0
Total Premium
*
: 49
Step Rate
: Rs. 3444
#
:0
: 33.99%
: 37
: Rs.100000
: Monthly
Insurance Facts
Risk Cover
Age
Normal
Accident
Annual
Premium
Nett
Premium
Returns
From L.I.C.
New Loan
Available
Total Loan
Available
2010
28
518500
1018500
41328
2011
29
549000
1049000
41328
14047
27281
14047
27281
2012
30
573500
1073500
41328
14047
27281
38750
38750
2013
31
598000
2014
32
622500
1098000
41328
14047
27281
34750
73500
1122500
41328
14047
27281
30500
104000
2015
33
2016
34
647000
1147000
41328
14047
27281
34750
138750
671500
1171500
41328
14047
27281
37000
2017
175750
35
696000
1196000
41328
14047
27281
41750
217500
2018
36
720500
1220500
41328
14047
27281
47250
264750
2019
37
745000
1245000
41328
14047
27281
54000
318750
2020
38
769500
1269500
41328
14047
27281
61750
380500
2021
39
794000
1294000
41328
14047
27281
74000
454500
2022
40
818500
1318500
41328
14047
27281
84250
538750
2023
41
843000
1343000
41328
14047
27281
95500
634250
2024
42
887500
1387500
41328
14047
27281
108750
743000
2025
43
500000
1000000
887500
72500
72500
2026
44
500000
1000000
4250
76750
2027
45
500000
1000000
4500
81250
2028
46
500000
1000000
4750
86000
2029
47
500000
1000000
4750
90750
2030
48
500000
1000000
5000
95750
2031
49
500000
1000000
5250
101000
2032
50
500000
1000000
5500
106500
2033
51
500000
1000000
5500
112000
2034
52
500000
1000000
5750
117750
2035
53
500000
1000000
4750
122500
2036
54
500000
1000000
7000
129500
2037
55
500000
1000000
6250
135750
2038
56
500000
1000000
6250
142000
2039
57
500000
1000000
6250
148250
2040
58
500000
1000000
6500
154750
2041
59
500000
1000000
6750
161500
2042
60
500000
1000000
6500
168000
2043
61
500000
1000000
7000
175000
Year
Tax
Saved
2044
62
500000
1000000
6750
181750
2045
63
500000
1000000
7000
188750
2046
64
500000
1000000
7000
195750
2047
65
500000
1000000
7000
202750
2048
66
500000
1000000
7000
209750
2049
67
500000
1000000
7000
216750
2050
68
500000
1000000
7000
223750
2051
69
500000
1000000
7000
230750
2052
70
500000
500000
7000
237750
2053
71
500000
500000
7000
244750
2054
72
500000
500000
7000
251750
2055
73
500000
500000
6750
258500
2056
74
500000
500000
6750
265250
2057
75
500000
500000
6500
271750
2058
76
500000
500000
6500
278250
2059
77
500000
500000
6250
284500
2060
78
500000
500000
6250
290750
2061
79
500000
500000
6250
297000
2062
80
500000
500000
5750
302750
2063
81
500000
500000
5750
308500
2064
82
500000
500000
5750
314250
2065
83
500000
500000
5500
319750
2066
84
500000
500000
5250
325000
2067
85
500000
500000
5000
330000
2068
86
500000
500000
5000
335000
2069
87
500000
500000
4750
339750
2070
88
500000
500000
4500
344250
2071
89
500000
500000
4750
349000
2072
90
500000
500000
4250
353250
2073
91
500000
500000
4500
357750
2074
92
500000
500000
4500
362250
2075
93
500000
500000
4750
367000
2076
94
500000
500000
5750
372750
2077
95
500000
500000
5000
377750
2078
96
500000
500000
9750
387500
2079
97
500000
500000
9500
397000
2080
98
500000
500000
22000
419000
2081
99
500000
500000
2082
100
500000
500000
619920
210705
409215
887500
Harish Chand
Delhi LIC Agent
577, GH-9, PASCHIM VIHAR
NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com
Benefits Summary*
Minimum Risk Cover (Normal)
Rs. 518500
Rs. 1018500
Rs. 887500
Rs. 1387500
Rs. 14047
Rs. 619920
Rs. 887500
Rs. 500000
Rs. 500000
1. '*' : - Assuming that LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2010
2. '#' : - Assuming that bonus rate declared by LIC will increase/decrease per year by step rate mentioned above.