Name of the Bank- Sonali Bank Limited: Branch: Motijheel. Address: Motijheel, C/A, Dhaka-1000.

Name of the Employee: Md. Ali Hossain Khan Position: General Manager Contact Number: 01730-333636 Visiting Card:

Sonali Bank Limited:

BACKGROUND: Sonali Bank Limited (SBL) was incorpoated on june 3,2007 as a Public Limited Compani under Companies Act,1994 with its Head Office at Dhaka. The bank is governed by the Bank Company Act 1991 as a commercial Bank. SBL took over tha business of Sonali Bank on November 15,2007 with all its assets, benefits, rights, powers, authorities, privileges, liailities, borrowings and obligations as a going concern under a Vendors Agreement signed between tha Government of the peoples Republic of Bangladesh and Sonali Bank Limited.

Product and Service:

Collection:
Gas bills. Electricity bills. Telephone bills. Water/Sewerage bills. Municipal holding Tax. Passport fees, visa fees and Travel tax. Customs & Excise duties. Source tax and VAT. Jakat fund. Hajj deposit. Land development tax.

Payment:
Pension of employees of Government and other Corporate Bodies. Bangladesh Bank employees pension. Army pension. British pension. Students' stipend/scholarship. Govt. & Non-Govt. Teachers' salary. Food procurement bill on behalf of the Govt.

Social Services: Old age allowances. Widows, divorcees and destitute women allowances. Freedom Fighters' allowances. Rehabilitation allowances for acid survival women. Maternal allowances for poor women. Disability allowances. Sale & Encashment/Purchase: Savings Certificates. ICB Unit Certificates. Prize Bonds. Wage Earner's Development Bonds. US Dollar Premium & Investment Bond. Lottery tickets of different Semi-Govt. and Autonomous Bodies. Sanchaypatra. Public Service Commission's application form. Judicial Service Commission's application form. Exchange of soiled / torn notes. Misc. Services: Bank a/c information of tax payee client according to demand of NBR. Local Governance Support Project.

Enlist of Non Government Insurance company.

Strategic Planning: Socially committed leading banking institution with global presence. Dedicated to extend a whole range of quality products that support divergent needs of people aiming at enriching their lives, creating value for the stakeholders and contributing towards socio-economic development of the country.

Name of the Bank- DHAKA BANK LIMITED Branch: Motijheel. Address: Motijheel, Dhaka-1000 Name of the Employee: Md. Mahdin Hasan Position: Probationary Officer Contact Number: 01917-710560 Visiting Card:

Dhaka Bank Limited Bangladesh economy has been experiencing a rapid growth since the '90s. The Dhaka Bank Limited established in the year of 1995. The Bank was incorporated as a public limited company under the Companies Act. 1994. The Bank started its commercial operation on July 05, 1995 with an authorized capital of Tk. 1,000 million and paid up capital of Tk. 100 million. The paid up capital of the Bank stood at Tk 2,659,597,763 as on March 31, 2010. The total equity (capital and reserves) of the Bank as on March 31, 2010 stood at Tk 6,036,368,754. The Bank has 54 Branches, 4 SME Service Centers, 5 CMS Units, 2 Offshore Banking Unit across the country and a wide network of correspondents all over the world. The Bank has plans to open more Branches in the current fiscal year to expand the network. The Bank offers the full range of banking and investment services for personal and corporate customers. Dhaka Bank now offers the full range of real-time online banking services through its all Branches, ATMs and Internet Banking Channels. Dhaka Bank Ltd. is the preferred choice in banking for friendly and personalized services, cutting edge technology, tailored solutions for business needs, global reach in trade and commerce and high yield on investments.

PRODUCT AND SERVICE OF DHAKA BANK LIMITED: 1. Corporate Banking 2. Offshore Banking

3. Global Trade Services 4. Remittance Services 5. Syndication and Structured Financing 6. Capital Market Services 7. Islamic Banking 8. SME Banking 9. Cash Credit 10. OVER Draft 11. Term Lone 12. Retail Banking 13. Bundled Savings Accounts 14. Deposit Double 15. Deposit Pension Scheme 16. Income Unlimited 17. Excel Account 18. Salary Account 19. Gift Cheque 20. Smart plant 21. Personal Loan 22. Home Loan 23. Car Loan 24. Any Purpose Loan 25. Dual Credit Card 26. ATM Card 27. Any Branch Banking

28. Online Banking 29. SMS Banking 30. Internet Banking 31. Mobile Remittance 32. Shopno Jatra Student Service

Strategic Planning: To be the premier financial institution in the country providing high quality products and services backed by latest technology and a team of highly motivated personnel to deliver Excellence in Banking.

Name of the Bank- First Security Islami Bank Limited

Branch: Motijheel. Address: Swantex Court 9/1, Motijheel C/A, Dhaka-1000 Name of the Employee: M.M. Ekramuzzaman Position: Senior Principal Officer Contact Number: 01552-332126 Visiting Card:

First Security Islami Bank Limited ( FSIB) Background: First Security Islami Bank Limited ( FSIB) was incorporated in Bangladesh on 29 August 1999 as a banking company under Companies Act 1994 to carry on banking business. It obtained permission from Bangladesh Bank on 22 September 1999 to commence its business. The Bank carries banking activities through its Fifty Three (53) branches in the country. The commercial banking activities of the bank encompass a wide range of services including accepting deposits, making loans, discounting bills, conducting money transfer and foreign exchange transactions, and performing other related services such as safe keeping, collections and issuing guarantees, acceptances and letter of credit.

Product and service: 1. Al-Wadiah Current Deposit 2. Mudarabah Savings Deposit 3. Mudarabah Short Term Deposit

4. Mudarabah Term Deposit One Month Three Months Six Months Twelve Months Twenty Four Months Thirty Six Months 5. Foreign Currency Deposit 6. Mudarabah Savings Scheme Monthly Savings Scheme Monthly Profit Scheme More than Double the deposit in 6 years 7. Consumer Finance Scheme They are also emphasizing on non-fund business and fee based income. Bid bond/ bid security can be issued at our customer's request. The Bank is posed to extend L/C facilities to its importers / exporters through establishment of correspondent relations and Nostro Accounts with leading banks all over the world.

Services: o o o o o
o o o o o

Online Banking SMS Banking Lockers Utility Bills ATM Banking

Strategic Planning: o To strive our customers best satisfaction & win their confidence. o To manage & operate the bank in the most effective manner. o To identify customers needs & monitor their perception towards meeting those requirements.

o To review & updated policies, procedures & practices to enhance the ability to extend better customer services. o To train & develop all employees & provide them adequate resources so that the customers needs reasonably addressed. o To promote organizational efficiency by communicating company plans policies & procedures openly to the employees in a timely fashion. o To ensure a congenial working environment. o To diversify portfolio in both retail & wholesale markets.

Name of the Bank- Islami Bangladesh Bank Limited. Branch: Motijheel Branch.

Address: 41, Dilkusha C/A, Dhaka-1000, Bangladesh. Name of the Employee: Shaikh Saidul Hasan Position: Senior Principal Officer. Contact Number: 0171-036547. Visiting Card: Background of the IBBL Bangladesh is one of the largest Muslim countries in the world. The people of this country are deeply committed to Islamic way of life as enshrined in the Holy Qur'an and the Sunnah. Naturally, it remains a deep cry in their hearts to fashion and design their economic lives in accordance with the precepts of Islam. The establishment of Islamic Bank Bangladesh Limited on March 13, 1983, is the true reflection of this inner urge of its people, which started functioning with effect from March 30, 1983. This Bank is the first of its kind in Southeast Asia. It is committed to conduct all banking and investment activities on the basis of interest-free profitloss sharing system. It has unveiled a new horizon and ushered in a new silver lining of hope towards materializing a long cherished dream of the people of Bangladesh for doing their banking transactions in line with what is prescribed by Islam. With the active co-operation and participation of Islamic Development Bank (IDB) and some other Islamic banks, financial institutions, government bodies and eminent personalities of the Middle East and the Gulf countries, Islamic Bank Bangladesh Limited has by now earned the unique position of a leading private commercial bank in Bangladesh.

PRODUCT: o Al-wadeeah Current Account o Mudaraba Savings Account o Mudaraba Trem Deposit Recepit

o Mudaraba Special Notice Account o Mudaraba Special Savings Account o Mudaraba Hajj Savings Account o Mudaraba Savings Bond Scheme o Mudaraba Foreign Currency Deposit Scheme o Mudaraba Waqf Cash Deposit Account o Mudaraba Monthly Profit Deposit Scheme o Mudaraba Muhor Savings Deposit Scheme

Strategic Planning of the bank: To conduct interest-free banking.

To establish participatory banking instead of banking on debtor-creditor relationship.

To invest on profit and risk sharing basis.

To accept deposits on Mudaraba & Al-Wadeah basis.

To establish a welfare-oriented banking system. To extend co-operation to the poor, the helpless and the low-income group for their economic upliftment. To play a vital role in human development and employment generation. To contribute towards balanced growth and development of the country through investment operations particularly in the less developed areas.

To contribute in achieving the ultimate goal of Islamic economic system.

ICB Islamic Bank Limited

Name of the Bank- Islami Bangladesh Bank Limited. Branch: Motijheel Branch. Address: 41, Dilkusha C/A, Dhaka-1000, Bangladesh. Name of the Employee: Shaikh Saidul Hasan Position: Senior Principal Officer. Contact Number: 0171-036547. Visiting Card:

Introduction: The Bank has been incorporated on April, 1987 as a public limited company under the Companies Act, 1913 to undertake and carry out all kinds of banking, financial and business activities, transactions and operations in strict compliance with the principles of Islamic Law (Shariah) relating to business activities in particular avoiding usury in credit and sales transactions and any practice which amounts to usury. Certificate for commencement of business has been issued to the bank on April, 30, 1987. The Bank has been authorized by the Bangladesh Bank to carry on the banking business in Bangladesh with effect from May 4, 1987. However, actual banking operations commenced on May 20, 1987.

Product and service: 8. Al-Wadiah Current Deposit 9. Mudarabah Savings Deposit 10. Mudarabah Short Term Deposit 11. Mudarabah Term Deposit 12. Foreign Currency Deposit 13. Mudarabah Savings Scheme o Monthly Savings Scheme o Monthly Profit Scheme o More than Double the deposit in 6 years 14. Consumer Finance Scheme

Services:
o o o o o

Online Banking SMS Banking Lockers Utility Bills ATM Banking

Strategic Planning:

o To strive our customers best satisfaction & win their confidence. o To manage & operate the bank in the most effective manner. o To identify customers needs & monitor their perception towards meeting those requirements. o To review & updated policies, procedures & practices to enhance the ability to extend better customer services. o To train & develop all employees & provide them adequate resources addressed. o To ensure a working environment. o To diversify portfolio in both retail & wholesale markets.

Differentiate

Sonali Bank Limited

Dhaka Bank Limited

First Security Islami Bank Limited No. No.

Islami Bangladesh Bank Limited.

ICB Islamic Bank Limited No. No.

Old age allowances. Widows, divorcees and destitute women allowances. Freedom Fighters' allowances. Rehabilitation allowances for acid survival women. Maternal allowances for poor women.

Yes. Yes.

No. No.

No. No.

Yes. Yes.

No. No.

No. No.

No. No.

No. No.

Yes.

No. No. Yes.

No. No. Yes.

No. No. Yes.

No. No. Yes.

Disability allowances. Yes. Corporate Banking Yes.

Offshore Banking Global Trade Services Remittance Services

Yes. Yes. Yes.

Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes.

Yes. Yes. Yes. No. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. No. No. Yes. Yes. Yes. Yes. Yes.

Yes. Yes. Yes. No. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. No. Yes. Yes. Yes. Yes. Yes.

Yes. Yes. Yes. No. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. No. No. Yes. Yes. Yes. Yes. Yes.

Syndication and No. Structured Financing Capital Market Services SME Banking Cash Credit OVER Draft Term Lone Retail Banking Bundled Savings Accounts Deposit Double Deposit Pension Scheme Income Unlimited Gift Cheque Personal Loan Home Loan Car Loan Any Purpose Loan Dual Credit Card Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. No. No. Yes. Yes. No. Yes. No.

ATM Card Online Banking Any Branch Banking SMS Banking Internet Banking Mobile Remittance Bond Scheme Student Loan Mobile Remittance Lockers Utility Bills

Yes. Yes. Yes. No. Yes. Yes. Yes. No. Yes. Yes. Yes.

Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes. Yes.

Yes. Yes. Yes. No. Yes. Yes. Yes. Yes. Yes. Yes. Yes.

Yes. Yes. Yes. No. Yes. Yes. Yes. Yes. Yes. Yes. Yes.

Yes. Yes. Yes. No. Yes. Yes. Yes. Yes. Yes. Yes. Yes.

Recommendation
Sonali Bank Limited is a Public Limited Company. The bank is governed by the Dhaka Bank Company. Its basically a commercial Bank. They operate their bank very efficiently and efficiency. They socially committed leading banking institution with global presence and dedicated to develop our country in every sector. Dhaka Bank Limited has a great network across the country and a wide network of correspondents all over the world. The Bank offers the full range of banking and investment services for personal and corporate customers. Dhaka Bank now offers the full range of real-time online banking services through its all Branches, ATMs and Internet Banking Channels. Dhaka Bank Ltd. is very friendly and helpful for banking. First Security Islami Bank Limited ( FSIB) operates from 22 September 1999 to commence its business. The Bank carries banking activities through its Fifty Three (53) branches in the country. The commercial banking activities is really helpful and beneficial for customers. Bangladesh is one of the largest Muslim countries in the world. The people of this country are deeply committed to Islamic way of life as enshrined in the Holy Qur'an and the Sunnah.. This Bank is the first of its kind in Southeast Asia. It is committed to conduct all banking and investment activities on the basis of interest-free profit-loss sharing system. Islamic Bank

Bangladesh Limited has by now earned the unique position of a leading private commercial bank in Bangladesh.

ICB Islamic Bank Limited is a very prosperous bank in our Bangladesh. They are doing well business and creating new invention in our banking system. They more concern about their relationship with their dealers and customers.