Documenti di Didattica
Documenti di Professioni
Documenti di Cultura
PDC Swap Dehypothecation from RTO Duplicate NOC / Revalidation of date on NOC Duplicate RC LPG NOC NOC to convert from private to commercial( post credit approval) NOC for commercial to personal use NOC for inter state transfer SOA (Payment track only to be issued on written authorization of customer or in his presence) Repayment Schedule Foreclosure Report Foreclosure Charges Overdue Interest Dishonor charges per instance Collection Charges 5.75% of principal outstanding 3% on EMI outstanding
500 1000 750 750 2000 5000 2000 1000 500 250 250
500 Min 3% of EMI and Max depending upon location and bucket 3% of overdue amount,compounded monthly As applicable from time to time NIL
Details of ICICI Personal Loan. Use our calculator to compare offers from multiple banks
Interest Rate (Monthly reducing balance) Processing Fees Loan Tenure Pre-closure Charges 16% to 24% fixed 2% to 3% of loan amount 1 year to 4 years 4% of pre-closed amount
Loan
Personal Loan
Housing Finance
Upto 3% of Upto 1.25% Upto 3% of Upto 3% of Upto 3% of Upto 3% of Loan of Loan Loan Loan amount Loan Loan amount amount amount amount amount
Upto Rs.5000
Upto Rs.5000
Upto Rs.5000
Stamping Charges
Upto Upto Upto Upto Upto Upto Rs.2500 per Rs.2500 per Rs.2500 per Rs.2500 per Rs.2500 per Rs.2500 per Agreement Agreement Agreement Agreement Agreement Agreement
Collection charges
bouncing charges
bouncing charges
bouncing charges
charges
bouncing charges
bouncing charges
Rs.750.00
Rs.750.00
Rs.750.00
Rs.750.00
Rs.750.00
Rs.750.00
Upto Rs.500 Upto per Swap per Rs.500 per Instance Swap per Instance
Prepayment Interest
2% of 5% of 5% of Principal Principal Principal Outstanding outstanding outstanding +2% on amount prepaid in last 12 months
7% ,if 5% of within 12 Principal months of outstanding the date of Agreement, 5% after 12 months
NA
NA
NA
NA
NA
Rs.500/-
Rs.500/-
Rs.500/-
Rs.500/-
Rs.500/-
Solvency Certificate
Rs. 1000/-
Rs. 1000/-
Rs. 1000/-
Rs. 1000/-
Rs. 1000/-
Rs. 1000/-
No Due Certificate
NIL
NIL
NIL
NIL
NIL
NIL
NA
NA
NA
NA
NA
Rs 50/Charges for furnishing a copy of the credit information report (CIBIL) to the applicant.
Rs 50/-
Charges applicable in case customer requests for copies of records pertaining to his transactions.
Once yearly without any charge. Post that 250 Rs per request.
Once yearly without any charge. Post that 250 Rs per request.
kotak
Highlights
Salaried Loan Type Loan Amount Tenure Interest Rate Time to Process Loan
Fees & charges
Self Employed Term Loan Min. - Rs 50000 Max. - Rs 5000000 Min. - 12 months. Max. - 36 months. Min. - 15 % Max. - 28 % 3 days
Term Loan Min. - Rs 50000 Max. - Rs 5000000 Min. - 12 months. Max. - 60 months. Min. - 15 % Max. - 28 % 3 days
Salaried Processing Fee Cheque Bouncing Charges Pre-Payment Charges Cheque Swapping Charges Documentation Charges Loan Cancellation Charges 4% 500 Rs 5% 500 Rs 1000 Rs 2000 Rs
Cl k
Kotak bank has designed different schemes - Margin Money, Step up Scheme, low EMI balloon scheme and Advance EMI scheme to suit your individual requirements. Bank offers up to 90% of the ex-showroom price with flexible repayment option. Bank from time to time gets into tie-ups with various manufacturers and brings in special schemes for its customers.
Term Loan On Road 75000.00 Rs - 90.00% (Maximum allowable loan amount is Rs 15 lakhs.)
Charges:
Cheque Bouncing Charges FC Charges Stamp Duty Late Payment Penalty Pre-Payment Charges Cheque Swapping Charges Origination Charges Loan Cancellation/Rebooking Charges Statement Charges Duplicate Repayment Schedule Charges Legal, Repossession and Incidental Charges Duplicate No Due Certificate / NOC Charges Changing Fixed to Floating rate of interest Charges Changing Floating to Fixed rate of interest Charges Document Retrieval Charges Rs 350.00 Rs 0.00 100 0.00% 5.00% Rs 500.00 0.00% Rs 3000.00 Rs 250.00 (Per Statement) Rs 250.00 As Per Actuals Rs 500.00 Rs 0.00 Rs 0.00 Rs 0.00
HDFC bank offers you a unique car loan plans. Fast track car loan plan, Advantage platinum Credit Card Plan, No Income-Document Loan Plan, 100% Loan Plan with Fixed Deposit Lien, NRI Loans, Past re-payment history and Approval Plan. To get one of these offers you have to fulfill terms and conditions laid by the bank.
Term Loan Ex-Showroom 50000.00 Rs - 100.00% (Loan Amount : up to 3 times your annual salary and 6 times of annual income)
Charges:
Cheque Bouncing Charges FC Charges Stamp Duty Late Payment Penalty Pre-Payment Charges Cheque Swapping Charges Origination Charges Loan Cancellation/Rebooking Charges Statement Charges Duplicate Repayment Schedule Charges Legal, Repossession and Incidental Charges Duplicate No Due Certificate / NOC Charges Changing Fixed to Floating rate of interest Charges Changing Floating to Fixed rate of interest Charges Document Retrieval Charges Rs 450.00 Rs 0.00 As Per Actuals 2.00% 0.00% Rs 500.00 0.00% Rs 1000.00 Rs 500.00 (Per Statement) Rs 500.00 As Per Actuals Rs 500.00 Rs 0.00 Rs 0.00 Rs 0.00
AXIS BANK
Axis Bank offers car loan Power Drive for the new cars. No income proof is required. Bank has special schemes for its Salary and Priority account holders. Repayment tenure of loan is from 1 year to 7 years.
Charges:
Cheque Bouncing Charges FC Charges Stamp Duty Late Payment Penalty Pre-Payment Charges Cheque Swapping Charges Origination Charges Loan Cancellation/Rebooking Charges Statement Charges Duplicate Repayment Schedule Charges Legal, Repossession and Incidental Charges Duplicate No Due Certificate / NOC Charges Changing Fixed to Floating rate of interest Charges Changing Floating to Fixed rate of interest Charges Document Retrieval Charges Rs 0.00 Rs 0.00 As Per Actuals 0.00% 0.00% Rs 0.00 0.00% Rs 0.00 Rs 0.00 (Per Statement) Rs 0.00 As Per Actuals Rs 0.00 Rs 0.00 Rs 0.00 Rs 0.00
Application Process:
ICICI Bank
Be a proud owner of a new car with ICICI Bank car loan. Bank offers up to 90% of the ex-showroom price of the car. The loan process is simple and can repay loan by up to 5 years. Bank offers fixed interest rate on loan. Bank interest charges differ according to the car model, the tenure of the loan, the customer and his location.
Term Loan Ex-Showroom 100000.00 Rs - 90.00% (Loan is available for a minimum of Rs 1 lakh. The bank covers 90% of the ex showroom price of the car.)
Charges:
Cheque Bouncing Charges FC Charges Stamp Duty Late Payment Penalty Pre-Payment Charges Cheque Swapping Charges Origination Charges Loan Cancellation/Rebooking Charges Statement Charges Duplicate Repayment Schedule Charges Legal, Repossession and Incidental Charges Duplicate No Due Certificate / NOC Charges Changing Fixed to Floating rate of interest Charges Changing Floating to Fixed rate of interest Charges Document Retrieval Charges Rs 450.00 Rs 0.00 As Per Actuals 2.00% 5.00% Rs 500.00 0.00% Rs 0.00 Rs 500.00 (Per Statement) Rs 500.00 As Per Actuals Rs 500.00 Rs 0.00 Rs 0.00 Rs 0.00
Application Process: