Savings Account Worry-free banking In today's world, you can't get by with a typical Savings Account. Why?

Because a typical Savings Account doesn't do much more than provide you with a safe place to put aside your money. But that is not good enough! At Kotak Mahindra Bank we believe so, that is why a Kotak Savings Account allows you to put aside a lot more than just your money. Change in the methodology of computation and periodicity of interest payment on Savings Bank Accounts Savings accounts holders are hereby informed that in accordance to the RBI circular No.DBOD.No.Dir.BC 128/13.3.00/2008-09 dated April 24, 2009; payment of interest on Savings Bank Accounts will be calculated on a daily product basis with effect from April 1, 2010. It has also been decided to change the periodicity of payment of interest on Savings Bank Accounts to half yearly from quarterly with effect from April 1, 2010. Thus, the Savings Bank Accounts interest calculated on daily product basis will be paid at half yearly intervals on 30th September and 31st March each year. Savings Accounts Choose the Account best suited to your needs Our Savings Accounts are designed to ensure you receive the benefits of quick & convenient banking transactions along with options for your money to earn high returns. The savings account goes beyond the traditional role of savings, to provide you a range of services from funds transfer options to online payments of bills to attractive returns earned through a comprehensive suite of investment options. Learn more about Savings Accounts: Ace Savings Account Pro Savings Account Edge Savings Account Nova Savings Account Classic Savings Account Easy Savings Account Corporate Salary Account Current Accounts Accounts deigned for small-mid size business or an enterprise Kotak Mahindra Bank offers you unparalleled advantages with its three Current Account offerings. Whether you have a small/ mid size business or you are an enterprise spread across multiple locations in the country, you would find a Current Account that's just designed for you. With features ranging from Free DDs, Free Cheque Collection, Free At -Par Cheque facility to Free Trading Account & free Demat Account, and more! Learn more about Current Accounts:

Neo Current Account Edge Current Account Pro Current Account Elite Current Account Ace Current Account Term Deposits Term Deposit with highly attractive interest rates Kotak Mahindra Bank brings you Term Deposit at highly attractive interest rates coupled with special facilities like Overdraft and Re-investment option. Learn more about Term Deposits: Term Deposits Regular Term Deposits Senior Citizen Deposits Ace Deposits Tax Saving Deposits Safe Deposit Lockers Be at peace when your valuables are in our lockers Kotak Mahindra Bank offers you Safe Deposit Locker facilities which can be utilized to safe keep your important documents, jewellery and other valuables. Learn more about Safe Deposit Lockers: Safe Dep Cards Simple. Transparent. Powerful. Secure. Learn more about Cards: Credit Cards Global Debit Cards Best Compliments Card Kotak netc@rdosit Lockers Demat Trade your shares easily with a depository service Kotak Mahindra Bank offer streamlined, efficient depository services that allow you to hold your shares in convenient, "demat" formats and leverage opportunities in the stockmarket when you spot them. Try the benefits of this account and you will never want to bank elsewhere! Key Features Efficient depository services that allow you to hold your shares in convenient, "demat" formats Leverage opportunities in the stock-market when you spot them Demat services

Dedicated and trained Customer Care Officer to handle and answer all your queries. Highly competitive service charges. Demat and Savings account can be opened in the Bank and Online trading account with Kotak Securities, a subsidiary of Kotak Mahindra Bank Ltd. Free Online access to your Demat account We also cater to the debt requirements of companies, including the issue of Commercial Paper, Certificate of Deposits, etc. We also provide a composite Demat account that can hold Equity shares as well as Government Securities, Bonds etc. More Info Documentation FAQs Charges Download Forms Apply Now OPEN AN ACCOUNT Quick Access ATM & Branch Locator Special Offers Nearest Cashnet ATM Nearest ATM Service Charges Today's Gold Rates Interest Rates for Term Deposits Investments Mutual Funds Demat Kotak Gold Eternity New Pension System Insurance ASBA Contact Us Call us on our 24-hour Customer Contact Centre Email Us Convenience Banking Anywhere, Anytime Banking In today's day and age time is money. You work hard and have a busy schedule. Doing your banking should be easy and convenient and not add to your worries.

We at Kotak Mahindra Bank realize this and have specially tailored a wide range of value added products and services to make your money work for you. These, coupled with the highest standard of customer care will make your life simpler and easier. Net Banking View details across Accounts, Term Deposits, Demat Accounts - 24x7 Kotak Payment Gateway Instant, convenient and secure way of shopping and making payments online. Mobile Banking Experience online banking - without a pc or internet connection. SMS Banking Carry your bank on your phone! Alerts Get Alerts on your mobile or by email for events that you would like to keep track of. Phone Banking Our 24 hr customer service centre is at your service! ATM Network Our constantly growing ATM network brings the bank within your easy reach Corporate Finance understand the challenges and complexities faced by corporations in managing cash flows, risk, investments and debt. We'll help build your business. Our Corporate Products Funded Products Treasury Products Investment Products Fixed Income Products Custody Services A bouquet of tailor made solutions for overseas and domestic investors Kotak Group, a premier financial services provider and one of the leading private sector banks in India, proudly launches Custody Services as part of its diversified services portfolio in capital markets industry. A dedicated team of experienced professionals and emphasis on the latest state of the art technologies have culminated in Kotak Group being at the forefront of financial products and services in Indian capital markets. Custody Services, the latest offering from Kotak Mahindra Bank, provides a bouquet of tailor made solutions for overseas and domestic investors. The Custody Services division at Kotak Mahindra Bank Ltd., (KMBL) is committed to delivering top of the line securities services to institutional investors, both foreign and domestic, that would be investing in the Indian capital markets across debt and equity instruments, derivatives, Depository Receipts and mutual fund units. A dedicated Account Manager would partner clients to help leverage our services and professional expertise that would best meet our clients' needs.

Key Features Custody and Settlement Services Depository Receipts Broker Back office Escrow Accounts Foreign Direct Investment Internet Interface for Clients Business We have an array of products which cover the working capital and long term financial needs of a business. Corporate Salary Account Choose the Account best suited to your needs You need a guide who helps you manage your wealth and make the most of your hard earned money. We offer you the Kotak Salary Account, armed with exclusive privileges designed exclusively for you. We have two types of accounts to offer - Kotak Edge Salary Account and Kotak Ace Salary Account. Each product is feature packed ranging from Free Access to over 17000 ATMs, Free Demand Drafts, Free At -Par Cheque Facility to Free Trading Account & Free Demat Account. You can choose the one that suits you the most and we would be delighted to meet your requirements. Key Features Zero Balance account Personalized At Par Cheque book Reimbursement Account Investment Account Office Banking Free Demand Drafts Features & Benefits - Kotak Edge Salary Account You need a savings avenue that makes the most of your hard-earned money. We offer you the Kotak Edge Salary Account, armed with Kotak ActivMoney and our entire gamut of Banking Privileges. The feature rich Kotak Edge Salary Account is the ideal way to make your money work harder. ActivMoney Your Kotak Edge Salary Account combines liquidity of a Savings Account with the attractive returns of a Term Deposit through the unique Kotak ActivMoney benefit. Kotak Advantages Experience the 'edge' while banking through a host of advantages offered by your Kotak Edge Savings account. Free At-par Cheques Free Cheque Collection Free Electronic Fund Transfer Free Demand Drafts

Edge Privileges Free Demat Account Reimbursement Current Account* Free Investment Account Mobile Banking & Alerts Convenience Banking Unlimited Access Phone Banking Net Banking Bill pay Services LOANS AND BORROWINGS Personal Loans
No matter what your financial needs are, our personal loans help you fulfill them Our Personal Loans help to make a difference in your life. No matter what your financial needs are unexpected expenses, school fees, wedding in the family, home improvement or that long awaited vacation. Whatever the occasion, our range of Personal Loans can help. The procedure is simple, documentation is minimal and approval is quick.

Key Features

Avail loans from Rs.50,000-50 lakh* Quick Approval & hassle-free processing Minimal paperwork Flexible repayment options Repay with easy EMIs Convenience of service at your doorstep

CAR LOANS Kotak Mahindra Prime Limited (KMPL) offers you

The widest range of new and pre-owned cars Attractive interest rates Flexible schemes Speedy loan processing

DEALER FINANCE The various financial options available are:

Inventory Funding Project financing Term Loan Setting up of CC/BG/LC through Kotak Mahindra Bank Limited

KMPL also offers value added services such as:

Dealer Financial restructuring Specific advisory services to Dealers

INSURANCE Credit Life It is a Group insurance product offered by Kotak Mahindra Old Mutual Life Insurance Ltd to individuals who avail car loan & Personal Loan Comprehensive Car Insurance It is a comprehensive car insurance cover offered by TATA AIG GENERAL INSURANCE CO. to KMPL customers. : : Customer Service Kotak Mahindra Prime Limited (KMPL) is a customer centric organisation having dedicated customer service personnel servicing our customers keeping in mind the following values: - Ownership Accuracy - Transparency KMPL has dedicated customer service desks at 12 major locations namely Ahmedabad, Bangalore, Chennai, Cochin, Delhi, Hyderabad, Kanpur, Kolkata, Ludhiana, Mumbai, Pune and Surat providing personalised service thereby ensuring faster resolution and minimum turnaround time. KMPL has evolved into centralised customer service activity to ensure high quality and timely response to customer needs. The robust system platform ensures the above standards are met. Kotak Mahindra Prime Ltd. has been awarded the Voice of Customer award for Best Passenger Vehicle Finance Company in India 2006 by Frost & Sullivan (F&S) on 16th Feb07. Frost & Sullivan is a global growth consulting, research and training firm headquartered in Palo Alto, US with 25 offices across the World. F & S tracks the automotive and transportation vertical across the globe to understand market and consumer trends. Customer Services provided are as follows:
Do Not Call Register Query / Complaint submission form Feedback / Suggestion form

Home Loans
Designed to suit your requirements At Kotak Mahindra Bank, we offer highly customized facilities of availing home loans. Importantly, we appoint a dedicated manager who takes customers through the entire process, starting with the filling in of the application forms and culminating in the loan disbursement process. This otherwise seemingly difficult process is made simpler and more convenient for the customer. Sometimes, customers are unable to spare that extra time from their hectic schedules, and the Bank Doorstep Service makes the home buying process seamless and pleasurable. A relationship that is happy from the start is extended through the attention the customer gets through his loan repayment tenure and beyond. We believe that in order to succeed, we need to offer not only competitive products, but also the best possible service and value-added features and benefits. In a market where the basic product is largely similar, the differentiator is our ability to understand the customer's need completely and structure the value-adds appropriately. It is with this thought in mind that we innovate constantly, based on our interaction with the customer. Home buying is an emotional decision and one must find the right partner to guide you through the course.

Key Features

High Eligibility for Businessmen Doorstep Service Attractive Interest Rates Simplified Documentation Quicker Turnaround time

Loan against property

Unlock the potential in your property and - benefit with lower interest rates Unlock the potential in your property by availing a Loan Against Property (LAP). A LAP is a loan given against the security of your existing property. The benefit is that interest rates on LAP are generally lower than rates on other consumer loans

Key Features

High loan eligibility for businessmen Loans amounts ranging from Rs.10 lakh - Rs.3 crore! Loans against residential as well as commercial properties

Features & Benefits

Funds for all your needs One can use this loan for a variety of purposes, like funding existing business, debt consolidation, emergencies, education etc.

High loan eligibility for businessmen If you are a businessman, at Kotak we do not evaluate your loan eligibility on the basis of your financial statements alone. We put our trust in you and your entrepreneurial judgement, while understanding the nature of your business and related aspects. This overall understanding helps us work out a financial solution that will match your needs. And not just that, you can also avail of Kotak Commercial Property Loans that help your business grow- literally! Our loans help you get that opportunity to expand your business and develop it to its full potential.

Kotak Commercial Property loans You can also avail of Kotak Commercial Property loans - that help your business grow- in the literal sense! Our loans help you get that Commercial space that with provide you the opportunity to expand your Business and develop it to its full potential.

Loans against residential as well as commercial properties Loan against property facility is available against your residential as well as commercial properties, for loan amounts ranging from Rs.10 lakh to Rs.3 crores.

Business Loans
Loans that help you fulfill all your financial needs When you're planning to grow your business, it makes sense to talk to the experts. Kotak Mahindra Bank presents Business Loans Solutions - the single expert source for all your financial needs. We are well suited and experienced in understanding your business requirements as we have helped a lot of our clients grow their businesses, across various industries. So, if you want to diversify your business, fund your next project, or take a personal loan, you can now do it without disturbing your investments or taking multiple loans. With personalized solutions and service, we ensure it's all you need to make your business dreams come true.

Key Features

Avail loans from Rs.1,00,000 - 75 lakh* Quick Approval & hassle-free processing Minimal paperwork Flexible repayment options Repay with easy EMIs Convenience of service at your doorstep

Features & Benefits

Avail loans from Rs. 1,00,000 - 75 lakh* Quick Approval & hassle-free processing Minimal paperwork Flexible repayment options Repay with easy EMIs Convenience of service at your doorstep

Who Can Apply

Self Employed Businessmen with an Annual Turnover of Rs. 2 Crores. Manufacturers with an Annual Turnover of Rs. 1 Crore. Service Providers with an Annual Turnover of Rs. 50 Lakhs. Applicant / Borrower has to be in business for last three (3) years continuously, showing a cash profit for the last two (2) years.

Documentation

I.T.R. - 2 Years, Balance Sheet & Profit and Loss Account. Proof of ownership of Residential Or Commercial Property (including Parental Property) in Select locations. Proof of Identity & Residence.

Kotak Stock Ace

Provides you the power of instant liquidity Kotak Stock Ace provides gives you the opportunity to capitalize on your investments by providing liquidity against your investment in marketable securities like equity shares, mutual funds, etc by way of an overdraft facility. In addition you can enjoy the benefits of our current account & convenience banking like:

Key Features

Multi-city banking Complete online access to your funds, for banking and investment ease Debit Card Access to the entire ATM network

24/7 free Phone Banking service SMS Alerts Service and more

Features & Benefits

Instant Liquidity Stock Ace provides you the power of instant liquidity. You can avail an overdraft against your investments in equity shares, mutual funds & other investments as approved for lending by us. It is a comprehensive day-to-day banking solution that gives you an efficient means of liquidity, while your investments continue to grow.

Cost Effective Stock Ace is an Overdraft facility which ensures you are charged interest only on utilized funds. It is an ideal tool to create an avenue of funds which are available to you at your beck and call!

Competitive Interest Rates Kotak Mahindra Bank offers the most competitive interest rates for the Stock Ace accounts.

Eligible Securities Kotak Mahindra Bank will offer overdraft against equity shares, mutual fund units and any other investment which are part of our approved list of securities. Lending is done only against Dematerialized securities.

Tenure Tenure of this facility can vary from 1 to 36 months and can be renewed yearly Please Note: No lending will be done against: 1) Partly paid up shares 2) Physical shares

3) Lock in shares 4) Scrips in name of minor & NRI 5) Shares of Kotak Mahindra Bank

Investments and Insurance

WHAT IS LIFE INSURANCE

Essentially life insurance provides financial protection to your family and dependents in the event of any unforeseen event or your untimely death. To cover you under a life insurance policy, an insurance company will charge you a certain sum of money (called the premium) periodically. The premium paid helps cover the risk that the life insurance company takes by insuring your life and in turn entitles your family to receive a fixed lump sum. The premium you pay depends on a variety of factors including age, health and the amount of life cover you want to name a few. However, premiums are typically lower for younger, healthier people, so starting early is always beneficial for you DIFFERENT TYPE OF LIFE INSURANCE PLAN There two major categories under which all life insurance plans can be categorized. These categories are as follows:

Traditional life insurance plans - Traditional life insurance plans make sure that the investments made by the policy holders are not exposed to equities. They are also called as non-unit linked insurance plans. Such plans are suited for customers looking for pure risk protection. These insurance plans are also suitable for those who are totally risk averse and want complete safety of their investments. Unit Linked Insurance plans (ULIPs) - ULIPs, as the name suggests, allows for the investments made by the policyholders to get exposed to equities. They may also be called as market linked life insurance plans. ULIPs are suited for customers who aim for wealth creation over a long term. The level of equity exposure can be as per your risk appetite thus making ULIPs highly flexible.

WHY KOTAK LIFE INSURANCE otak Life Insurance (Kotak Mahindra Old Mutual Life Insurance Ltd.) is one of the leading life insurance companies in India. It is joint venture between Kotak Mahindra Bank Ltd. and Old Mutual Plc, South Africa, one of the biggest Life Insurance companies in the world. Because of the strong investment lineage of Kotak group, Kotak Life Insurance is able to offer a comprehensive variety of products and services that suit the diverse needs and risk-return profiles of every

investor. We are committed to using our expertise in securing your future and ensuring that your investments keep giving you lucrative returns. Mutual Funds We are sponsored by Kotak Mahindra Bank Limited, one of India's fastest growing banks, with a pedigree of over twenty years in the Indian Financial Markets. Kotak Mahindra Asset Management Co. Ltd., a wholly owned subsidiary of the bank, is our Investment Manager. We made a humble beginning in the Mutual Fund space with the launch of our first scheme in December, 1998. Today we offer a complete bouquet of products and services suiting the diverse and varying needs and risk-return profiles of our investors. We are committed to offering innovative investment solutions and world-class services and conveniences to facilitate wealth creation for our investors. SHARE TRADING

Structured Products
Kotak Mahindra Asset Management and Securities Kotak offers a range of innovative financial instruments. These products offer portfolio diversification by creating risk return profiles which cannot be replicated by traditional assets, like only equity or debt. Traditional investments usually benefit only from the rise or fall of a particular asset class like equity or debt. Structured Products can generate returns under a much wider range of market conditions. These structured products are offered through the following platforms: Kotak Mahindra Asset Management Company Ltd.

Dynamic Fund Of Funds Flexi Fund of Funds (Series)

Kotak Securities Ltd.

Arbitrage Fund MF Nifty

Kotak Gold Eternity

We have years of experience helping people invest Buy now Kotak Mahindra Bank brings you Gold Eternity, 24 Carat pure gold coins and bars, carrying a 99.99% Assay Certification, signifying the highest level of purity as per international standards. Manufactured in Switzerland by PAMP, one of the world's premier gold refiners and a brand recognized world wide as a guarantee of excellence and quality Certified by one of the top assayers in the world Tamper proof packaging to ensure the purity of the gold bar Unique number on every certicard, with records maintained in Switzerland Competitive pricing based on daily pricing in the international bullion market Kotak Gold Eternity come to you in varied denominations. You can choose from a range of coins and bars in 5gm, 8gm, 20gm, 50 gm and 100 gm. Key Features 24 carat pure gold coins and bars carrying a 99.99% Assay Certification Unique number on every certicard, with records maintained in Switzerland

Estate Planning
Kotak Mahindra Trusteeship Services Ltd. Succession planning is getting increasingly complicated. It is today imperative to plan for preservation, management and legacy of one's estate. While a simple Will can be a method of planning succession, a structured method by adopting the trust route would add substantial value to your estate and the same would be effectively managed & preserved in your life time and for long after. Hence Kotak adopts a robust four tier process and with the help of expert opinion provides structured Estate Planning. Consumer Research the special research cell where some of India's finest equity research analysts bring you intensive research reports on how the Indian stock market is faring, when is the right time to invest, when to execute your order and more.Depending on what kind of investor you are, we bring to you fundamental, technical, derivatives and currency derivatives research

report. As an investor with Kotak Securities, you get exclusive access to the following research reports:

Easy IPO Investing in IPOs is not complex anymore, Kotak Securities has made buying IPOs very simple. All you have to do is make one phone call, and that's all. No IPO application forms, no queues, simply pick the phone or log on to www.kotaksecurities.com and place your IPO order within seconds. We also provide with you with information on IPO News , Forthcoming IPOs in India and a lots more.To start investing in IPOs, all you need to do is open an online trading account. Choose from our wide range of accounts that suits your investment needs.

Portfolio Management services

What is Portfolio Management? Managing investments in equities requires time, knowledge, experience and constant monitoring of stock market. Those who need an expert to help to manage their investments, portfolio management serviceThe business of portfolio management has never been an easy one. Juggling the limited choices at hand with the twin requirements of adequate safety and sizeable returns is a task fraught with complexities. Given the unpredictable nature of the share market it requires solid experience and strong research to make the right decision. In the end it boils down to make the right move in the right direction at the right time. That's where the expert comes in. About Kotak Securities Portfolio Management. Kotak Securities is one of Indias oldest portfolio management companies with over a decade of experience. It is also one of the largest, with Assets Under Management of over Rs. 3300 Crores. Kotak Portfolio Management comes as an answer to those who would like to grow exponentially on the crest of stock market, with backing of an expert. We, at Kotak, measure our success through the success of our clients. Whatever be your requirement, we will tailor your stock market portfolio to your specific investment need.

At the very base of a financially sound portfolio lies the identification of one's investment objective. We help you identify your investment objectives and also outline important requirements like liquidity, capital appreciation, current income, time span and fiscal implications and then suggest an appropriate scheme.

How do you benefit from our Portfolio Management Service? An Investment Relationship Manager will ensure that you receive all the services related to your investment needs A dedicated website and a customer services desk allows you to keep a tab on your portfolios performance Your portfolio of investments in stock market is tailored after a thorough research backed by the expertise from the Kotak Securities Research team An experienced team of portfolio managers ensure your portfolio is tracked, monitored and optimised at all times The personalised services also translates into zero paper work and all your financial statements will be e-mailed Products We have a product for every investment need and period. Following are the offerings: BEP Large cap focus portfolio NRI

New Pension System

We have years of experience helping people invest Government of India has introduced New Pension System (NPS) with an aim to provide old-age security coverage and pension for all citizens of India. The scheme provides investors an option to avail reasonable market based returns over long term. Periodic contributions will get invested through Pension Fund Regulatory and Development Authority (PFRDA) appointed Pension Fund Managers (PFMs) in a combination of investment avenues as per the choice of investor. (PFMs) in a combination of investment avenues as per the choice of investor. Features & Benefits

Creation of Pension Corpus NPS is designed as a voluntary saving scheme, with restricted withdrawal options. This ensures that the investor can set aside savings during his working life to create a pension corpus. Tax Benefit Investment in NPS is eligible for tax exemption under section 80CCD read with Section 80CCE of the Income Tax Act, 1961. Market based Returns NPS offers the investor an option to decide an asset allocation between Equity Instruments, Corporate Bonds and Government Securities, with upto 50% exposure to Equity instruments. Low Charges All charges levied under NPS are defined and regulated by PFRDA. Promoted & Regulated by the Government of India NPS is a Government of India initiative to provide old age security to all citizens of India. The details of the product are defined and regulated by PFRDA. Professional record-keeping and fund management No entry and exit loads Portability across jobs and locations

Institutional
SERVICES OFFERED

Equity Capital Markets

The Equity Capital Markets team offers its services to Indian and foreign corporations for fund raising through capital markets in India and abroad.

Recent Transactions

Kotak Investment Banking, a pioneer in the Indian capital markets, has to its credit several marquee issuances and has consistently led the league tables over the last several year. Mergers & Acquisitions The M&A team provides innovative and customized advisory expertise backed by strong deal execution skills. Recent Transactions Kotak Investment Banking has advised on some of the largest and most complex M&A transactions in India and in doing so, has ranked highly on the leagues tables over the past several years Private Equity Advisory We provide the full suite of investment banking services to leading global and domestic private equity and hedge funds. Recent Transactions The Financial Sponsors Group at Kotak Investment Banking has the distinction of working with some of the leading names in Private Equity, acting as buy and sell-side advisors for deals in a wide variety of industries. Restructuring Advisory The team delivers innovative and customized solutions to companies experiencing liquidity or operating challenges. Recent Transactions We provide comprehensive restructuring, recapitalization and revival advisory solutions to facilitate the successful turnaround of a business under stress, thereby preserving value and generating wealth for all stakeholders. Infrastructure Advisory The infrastructure team provides end-to-end investment banking solutions to public and private sector corporates engaged in infrastructure development Recent Transactions Kotak Investment Banking has executed several mandates for companies across the infrastructure space. The team has over 50 years of collective experience in project level

advisory, investment banking, resource mobilization and development of infrastructure projects.

Funded Products
Short and medium term funding facilities At Kotak Mahindra Bank we understand the challenges and complexities faced by corporations in managing cash flows. Learn more about Funded Products:

Working Capital Structured Products

Treasury Products
Mitigate Business Risks Risks are a reality of the business world. We provide money market and foregn exchange facilities to help you mitigate them. Learn more about Treasury Products:

Foreign Exchange Money Market Benchmark PLR

Investment Products
Meet your financial goals At Kotak Mahindra Bank, we recognize that financial needs vary. We have years of experience in helping organisations put together an investment portfolio that works best for them. Learn more about Investment Products:

Term Deposit Mutual Funds Bancassurance

Fixed Income Products

A range of debt and fixed income products Our debt capital markets group comprises a team of experienced and highly qualified professionals who structure products to suit the dynamic and varied needs of customers across segments. This includes corporates, Public Sector Undertakings, state level undertakings, Financial Institutions and banks. We offer a variety of products from plain vanilla debt issuance to Asset Backed Securities (ABS), Mortgage Backed Securities (MBS), structured products and loan syndication. Our strength lies in our ability to customise instrument structures, develop innovative products and then deliver these through topnotch execution capabilities and a wide distribution network across the country. Learn more about Fixed Income Products:

Sales and Distribution Case Studies Research