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Mrs. Mrs.Deepa
for Annual Income of Rs. 1500000/from age 65 to 75
Presented by
B K Jena
INSURANCE & INVESTMENT CONSULTANT
F-79 GROUND FLOOR, DILSHAD COLONY,
DELHI-110095
MOB: 9810475717,9210983107 Tel:011-45123794
e-mail.bkjenalic@gmail.com
Presented by
B K Jena
INSURANCE & INVESTMENT CONSULTANT
F-79 GROUND FLOOR, DILSHAD COLONY,
DELHI-110095
MOB: 9810475717,9210983107 Tel:011-45123794
e-mail.bkjenalic@gmail.com
Mrs. Mrs.Deepa
The objective of this proposal is to provide financial security to your family during your
productive span and a happy independent retired lifestyle for yourself and your spouse
when you decide to retire.
Disclaimer
u Magic-Plan Retire & Enjoy is a combination of LIC plans specially researched to meet the objective of securing a financially
ended 31-Mar-2010. Actual results may deviate depending on the future bonuses declared by LIC.
u Loan calculation is done on the basis of present surrender value rates.
u The effective yield in the above proposal works out to 4.98 % (calculated as per IRR method).
B K Jena
INSURANCE & INVESTMENT CONSULTANT
F-79 GROUND FLOOR, DILSHAD COLONY,
DELHI-110095
MOB: 9810475717,9210983107 Tel:011-45123794
e-mail.bkjenalic@gmail.com
: 07
Quotation Date
: 20/05/2011
Proposers Name
: Mrs. Mrs.Deepa
Proposers Age
: 44
Sum Proposed
: 12075000
Yearly Premium
: 547209
: 100000
(nearer birthday)
: 30.90 %
Yearly
Premium
Tax
Saved
Net
Premium
Loan
Available
17676600
547209
30900
516309
13278200
18278200
547209
30900
516309
46
13879800
18879800
547209
30900
516309
296500
2014
47
14481400
19481400
547209
30900
516309
641000
2015
48
15083000
20083000
547209
30900
516309
914750
2016
49
15684600
20684600
547209
30900
516309
1211500
2017
50
16286200
21286200
547209
30900
516309
1535250
2018
51
16887800
21887800
547209
30900
516309
1882750
2019
52
17489400
22489400
547209
30900
516309
2264500
2020
53
18091000
23091000
547209
30900
516309
2687000
2021
54
18692600
23692600
547209
30900
516309
3162500
2022
55
19294200
24294200
547209
30900
516309
3689250
2023
56
19895800
24895800
547209
30900
516309
4270000
2024
57
20497400
25497400
547209
30900
516309
4910750
2025
58
21099000
26099000
547209
30900
516309
5620750
2026
59
21700600
26700600
547209
30900
516309
6410250
2027
60
22302200
27302200
547209
30900
516309
7291250
2028
61
22903800
27903800
547209
30900
516309
8270500
2029
62
23505400
28505400
547209
30900
516309
9398750
2030
63
24107000
29107000
547209
30900
516309
10645250
2031
64
24708600
29708600
547209
30900
516309
12109750
11491389
648900
10842489
Year
Age
Normal
Accident
2011
44
12676600
2012
45
2013
* The above projection is based on assumptions enumerated on the page titled "Benefits during the Retirement Period".
B K Jena
INSURANCE & INVESTMENT CONSULTANT
F-79 GROUND FLOOR, DILSHAD COLONY,
DELHI-110095
MOB: 9810475717,9210983107 Tel:011-45123794
e-mail.bkjenalic@gmail.com
: 07
Quotation Date
: 20/05/2011
Proposers Name
: Mrs. Mrs.Deepa
Proposers Age
: 44
Sum Proposed
: 12075000
Yearly Premium
: 547209
: 100000
(nearer birthday)
: 30.90 %
Age
Normal
Accident
Yearly
Premium
Tax
Saved
Net
Premium
Desired
Income
Amount
Received
Used for
Prem. Pymt.
Net
Receivable
Loan
Available
2032
65
23305600
28305600
450510
30900
419610
1500000
1957800
419610
1538190
11894000
2033
66
21819520
26819520
402065
30900
371165
1590000
1994320
371165
1623155
11584000
2034
67
20240320
25240320
355266
30900
324366
1685400
2040880
324366
1716514
11179750
2035
68
18557000
23557000
309692
30900
278792
1786524
2098200
278792
1819408
10660250
2036
69
16757600
21757600
264988
30900
234088
1893715
2167000
234088
1932912
10003500
2037
70
14840680
14840680
220989
30900
190089
2007338
2236760
190089
2046671
9194250
2038
71
12804800
12804800
172620
30900
141720
2127779
2307480
141720
2165760
8213750
2039
72
10636560
10636560
129543
30900
98643
2255445
2390880
98643
2292237
7017000
2040
73
8321600
8321600
86479
26722
59757
2390772
2487680
59757
2427923
5568250
2041
74
5857040
5857040
43358
13398
29960
2534218
2586400
29960
2556440
3835750
2042
75
3240000
3240000
2686272
2687040
2687040
1684500
2043
76
3310000
3310000
1763750
2044
77
3380000
3380000
1844000
2045
78
3450000
3450000
1925000
2046
79
3520000
3520000
2007000
2047
80
3520000
3520000
28474440
2148190
26326250
2435510
u Magic-Plan Retire & Enjoy is a combination of LIC plans specially researched to meet the objective of securing a financially
ended 31-Mar-2010 . Actual results may deviate depending on the future bonuses declared by LIC.
u Loan calculation is done on the basis of present surrender value rates.
rates
u The effective yield in the above proposal works out to 4.98 % (calculated as per IRR method).
u The nett annuity is increasing every year to take care of the inflation @ 6.00 % (approximately).