ABCFS RESOURCE DIRECTORY April 2010

ATTENTION ALL NEW INVESTORS!

In this directory you will find all of the resources you need for your Apartment
Building Cash Flow System (ABCFS) including sources for funding on your
deals. Please note that periodically sources will be added or removed based
on their ability to handle new investors.

Also, here is a continuous problem I seem to be having with new real estate
investing students: Many real estate students will call these lenders/brokers
and ask them to explain the contents of the course (because they are too lazy
to read it) or waste their time “introducing” themselves. Conducting yourself
this way is unacceptable and will only get you the brush-off by the sources in
this directory and you WILL NOT find the money you are seeking to close your
deal.

NOTE: Some students have permanently lost their privileges to get funding for their deals
because they BLEW IT by being needy, unprofessional, not knowing the course materials, and
then demanding these lenders or brokers to get their loan YESTERDAY without providing the
appropriate and requested documentation. And that won’t fly!

Please don’t waste the time of these lenders/brokers or you will end up getting the cold shoulder and/or blown
off completely. Remember, you are a professional investor so ACT LIKE A PROFESSIONAL! Professionals don’t
ask for hand-holding nor do they expect others to do all the work. As a professional you must get down to
business and contact these brokers WHEN YOU ARE READY TO LINE UP FINANCING FOR YOUR DEAL(S) AND
NOT A MINUTE BEFORE! SO, DON’T BLOW IT BECAUSE YOU'LL ONLY GET ONE CHANCE! Please follow this
simple set of instructions when lining up funding for your deal:

 READ THROUGH ALL OF THE COURSE MATERIALS AND LISTEN TO ALL OF THE AUDIO
SEGMENTS BEFORE SEEKING DEALS
 PLUG IN YOUR NUMBERS IN THE CASH FLOW EVALUATOR (CFE) BEFORE DETERMINING IF
IT'S A DEAL WORTH PURSUING
 DO NOT ASK FOR A PREAPPROVAL LETTER OF SOME ARBITRARY AMOUNT
 YOU MUST HAVE AN ACTUAL PROPERTY DEAL YOU ARE WORKING ON BEFORE REQUESTING
FUNDING FROM ANY SOURCE
 DO NOT SEND ANY OF THESE SOURCES MY CASH FLOW EVALUATOR (CFE) SPREADSHEET
OR ASK THEM TO FILL IT OUT FOR YOU!
 LINE UP YOUR FUNDING FIRST THROUGH 1 OR MORE SOURCES BEFORE SUBMITTING YOUR
OFFER TO THE PROPERTY OWNER OR REAL ESTATE AGENT (IF REQUIRED)

MAIN FINANCIAL SOURCES: LENDERS & BROKERS

Ronnie Espinoza
In Home Financing
Office: (734) 754-0117, Email: respinoza@inhomefinancing.com
www.inhomefinancing.com
Ronnie specializes in home loans and creative financing commercial loans. Ronnie requires a special
application to be filled out. Be sure to either email Ronnie for this special application. Ronnie has a wide variety
of loan programs including creative financing. Contact him immediately to find out what he can do for you!

Commercial Banc
www.commercialbanc.com
(866) 706-BANC
Commercial Banc lends on a wide variety of commercial property deals including MHPs, self-storage, and hotels.
They lend up to 85% LTV on multifamily purchases at a DCR as low as 1.20. Their multifamily loan programs
range from $1 million to $5 million. Please check out their website above for more information.

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ABCFS RESOURCE DIRECTORY April 2010

Larry Prom
Northern Note Group, LLC.
larry.prom@ymail.com
Office: (262) 246-4247
Larry has several programs available for multifamily property deals including loans up to 90% LTV. Please call
Larry for additional information on his available loan programs.

Terry Taylor
Advanced Commercial Credit International
www.advancedcommercialcredit.com
info@advancedcommercialcredit.com
Office: (902) 468-1981
Terry specializes in commercial property funding from $5 million and up. Email him or give him a call to see how
he can help you structure your commercial deal.

Crown Commercial Finance

www.crowncommercialfinance.info
Office: (888) 882-5765
90% LTV, interest only commercial loan programs available. Have up to 20 different lenders look at your specific
lending requirements and have money virtually instantly available to you for your deal.

Prime Financial Funding

Clifford R. Reams
cliffreams@primefinancialfunding.com
www.primefinancialfunding.com
Office: (830) 833-2503
This company does commercial loans from $100,000 to $2 billion. They work with construction, acquisition,
development, and rehabilitation loans. Go to their website to find out more about the types of programs they
offer for commercial property funding.

Advanced Commercial Credit International

Larry Higgins
tigcorp@sbcglobal.net
Office: (317) 615-8232
Larry specializes in commercial property funding from $10 million and up. Email him or give him a call to see
how he can help you structure your commercial deal.

Broker Enterprise LLC

www.brokerenterprise.com
Office: (832) 632-4433
This is a special 100% LTV commercial financing program for acquisition and construction projects from
$150,000 to $450 million. Funding available for commercial properties from apartment buildings and condo
conversions to office, warehouse, hotels, resorts, and gas stations. Borrower or the property must have strong
cash flow. Personal stated income is okay but property income must be verified. Worldwide funding.

VMAI Properties, LLC

www.vmaiproperties.com
Office: (866) 466-9177
No credit check, no employment check, no income verification, this company specializes in both residential and
commercial loans. Commercial loan programs for $500,000 to $20 million properties! They also offer down
payment assistance. Please visit their website for more information.

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ABCFS RESOURCE DIRECTORY April 2010
CEP Commercial Funding
www.cepfunding.com
(877) 280-2882
CEP Commercial Funding specializes in short term bridge loans from $100,000 to $750,000 for a maximum term
of 24 months. They also service commercial acquisition loans from $250,000 to $100 million for all types of
commercial property deals including SBA and FHA programs. Please visit their website for more information.

Mercantile Capital Corporation

www.thesmartchoiceloan.com
(866) 622-4504
MCC has a variety of different commercial loan programs for real estate investors. Please visit their website for
more information.

Mortgage Cap Financial

www.mortgagecapfinancial.com
Office: (212) 631-4272
Please visit their website to find a commercial loan program suitable for your deal.
Mortgage Cap Financial specializes in commercial property and construction loans. Please read through ALL of
their loan programs before making a selection or filling out their mortgage application. They provide loans up to
100% LTV on commercial properties.

Quick Fund LLC

www.1stquickfunding.com
Loan application link: http://www.1stquickfunding.com/loan_application.html
Office: (516) 204-7770, Fax: (516) 224-7425
Click on the link above to start the loan application process. YOU MUST HAVE A CURRENT PROPERTY YOU ARE
WORKING ON GETTING FUNDING FOR. Please make sure that you’ve gone through all of the course materials
before proceeding with the purchase of any commercial building.

Commercial Capital, Ltd.

www.commerciallendingpros.com
http://www.business-loan-pro.com/?spg=article.php*arid=586
Office: (863) 298-8900
Commercial Capital specializes in commercial lending. For multifamily property deals, they'll do 85% LTV with
15% equity where we may allow 1/2 of the 15% in the form of a seller note on apartments (this applies to assisted-
living buildings); thus, only 7.5% equity or 92.5% CLTV. They will do up to 90% LTV on office condos.

Wes-State Mortgage, Inc.

http://www.wes-state.com/comm_loans.html
broker@wes-state.com
Office: (541) 485-4741
Click on the link above to start the loan application process. YOU MUST HAVE A CURRENT PROPERTY YOU
ARE WORKING ON GETTING FUNDING FOR. Please make sure that you’ve gone through all of the course
materials before proceeding with the purchase of any commercial building.

Commercial Hard Capital

www.commercialhardcapital.com
Arthur Jackson David Briscoe
arthur@commercialhardcapital.com david@commercialhardcapital.com
Office: (832) 607-6778 Office: (817) 673-0427

Up to 100% LTV on commercial purchases. Up to 70% LTV on commercial bridge loans. Funding available
internationally. Funding range from $100,000 to $50 million. No application or up-front fees. Preapprovals within
48 hours. Closings in 15 - 20 days.

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ABCFS RESOURCE DIRECTORY April 2010
NMB Capital
http://www.svend.com/finance/100-ltv-apartment-loan.html
Office: (561) 840-8701
NMB Capital provides funding for various types of loans, including 100% LTV apartment loans. We provide loans
in the range of $500,000 to $100,000,000 depending on the amount of investment. By utilizing an “out of the box”
approach and our personalized service, we are able to provide funding from various venues for even the most
unique requirements. We achieve a WIN-WIN solution for the client which allows us to have joint success. 100%
LTV apartment building loans and financing.

Emerald Creek Capital

www.emeraldcreekcapital.com
(800) 313-2616
Emerald Creek Capital specializes in bridge loans for acquisitions and refinance deals. Please check their
website for additional information.

FUNDING FOR MOBILE HOME PARKS (MHPs)

Business Loan Store

www.mobile-home-park-loans.com
(866) 811-9515
If you are looking for funding for MHPs, this is the place to start with. They lend in 50 states for mobile home
park deals. They offer low rate mortgages and fast approvals.

Barclay Associates
www.barclayassociates.com
They will lend up to 90% LTV on MHP deals but they require a "good" FICO score. This may be a lender to use if
you have decent credit or if you can us someone else's credit who you trust to go in on the deal with you.

Commercial Banc
http://www.commercialbanc.com/conduit-mobile-home-park-loans.html
(866) 706-BANC
Commercial Banc lends on MHPs. Minimum loan size is $1 million. Max LTV is 80% and the lowest DCR they will
consider is currently 1.25. Please check out the website link above for more information about these loans.

Team Aguilar
http://www.teamaguilar.com/mobile-home-park-loans.html
Jerry Trueblood
(888) 317-1496 x 237
MHP financing with competitive terms including fully amortized loans up to 30 years. Seller can carry a 2nd lien
position (private mortgage contract) of up to 20% LTV. Please check with them directly to see if they will finance
MHP deals outside of the Southern California area.

Mobile Home Park Store

http://www.mobilehomeparkstore.com/mhp_lenders.htm
(800) 950-1364
Nationwide MHP funding with excellent rates. Small balance loan program from $100,000 to $400,000. General
loan program from $400,000 to $2 million with a maximum LTV of 75%. Mid-balance loans from $1 million to $5
million, nationwide. Maximum CLTV is 85%. Please visit their website for more information.

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ABCFS RESOURCE DIRECTORY April 2010
PAID RESOURCES

400 Bankers
www.400bankers.com/nomoneydown.html
400 Bankers has a variety of programs to allow you access to lending sources that can get you 100% financing
on commercial deals. You will be required to pay a fee to get access to these lenders. If you want access to one
of their special lenders then the fee is $199. If you want access to three of their special lenders then the fee is
$499. This fee includes a special real estate cash flow software.

Find That Money

www.findthatmoney.com
Office: (866) 260-0566
This is a website where you pitch investors your project or real estate deal with the intention of getting funding
for your property deal (or small business venture). Their basic package is $195 per year.

BreadStreet.com
www.breadstreet.com
For a $49.95 fee, you could have access to over 10,000 private investors, 2,000 venture capital investors, and
1,200 angel investors. They offer a 15-day RISK FREE TRIAL so there is no risk in using their services to find the
right money sources you need to finance your property deal!

OTHER RESOURCES

Homefront Wholesale
Office: (410) 553-9099
www.homefrontwholesale.com
This is a special resource for the New England area. Johnny Panasuk specializes in bird-dogging but also helps
students get deals with both creative financing and also solid deals that you can get that are not available via the
MLS. He is NOT a money broker!

Commercial Loan Review

www.commercial-modification.com
Office: (877) 227-2000
This company provides loan modification services for those who already have existing commercial buildings that
need this service. This is a great company to use if you are in trouble with your commercial loan and need help
restructuring it so you can avoid foreclosure. You can also defer payments and lower your interest rate!

Seed Capital
Office: (866) 988-SEED
www.seedcapital.com
This company provides $50,000 to $250,000 in Unsecured Business Lines of Credit. They guarantee $50,000 with
a personal FICO of 720+ on stated income. They have a 60-second pre-approval by going to their website link
listed above. Remember, they require a 720+ FICO so this is NOT for "bad credit" applicants.

Convergex Caribbean
Office: (301) 494-3800
www.immediatecapital.com
This company is NOT for those who desire to waste these people's time or need hand-holding. This company
will only do business with those that are "sophisticated, well-qualified" investors and will only do business with
you by petition or invitation only. They help with business start ups and other investing related activities. If you
think you can portray yourself as being "sophisticated" and "well-qualified" then contact them. Be prepared to
furnish a completed business plan and/or website address hosting your project details.

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ABCFS RESOURCE DIRECTORY April 2010

DOWN PAYMENT ASSISTANCE, PROOF OF FUNDS (POF), & MONEY "RENTAL" SERVICE

DPA Servicing
www.dpa-servicing.com
Office: (866) 898-5881
DPA Servicing uses a program in which individuals purchasing real estate (residential and commercial) are
able to do so with little or no money down. The DPA System helps consumers whether they have 10%, 5%, or
no money for the down payment of a property. With our system, we will fund all or part of the down payment or
closing costs for the buyer. Once the closing takes place, the seller, under the terms of the purchase contract,
will pay a consulting fee in the amount of the funds given to the buyer plus 10% to DPA Servicing.

Aster Capital, Inc.

www.astercapital.com
Office: (214) 265-1632
This company offers proof of funds in the event that it's needed for a real estate deal or transaction. They can
furnish documentation on funds between $300,000 and $5 billion. Rates are as low as 0.5% per month.

Buyers Assistance
www.buyers-assistance.com
Office: (918) 289-0185
How this works: Sellers will contract for up to full market value and offer buyers the option of consolidating
expenses and down payment with Buyers Assistance. The seller in turn replenishes the Buyers Assistance
Fund plus a modest administrative fee after closing. Sellers receive what they expect and buyers get the cash
they need with no out-of-pocket expenses. A seller is only committed if a homebuyer utilizing the Program
purchases the home. The closing agent will disburse a seller fee only after a successful closing of sale of the
home through escrow. There are absolutely no out-of-pocket expenses.

Sooner Federal Financial Services Corp.

www.soonerfederal.us/14.html
Office: (918) 836-1135
This is a service for buyers to help you with your escrow needs. They offer anywhere from $30,000 to $1
million to help you close escrow. Please visit their website above for more information on how they can help.

Seasoned Funds
www.seasonedfunds.com
william@seasonedfunds.com
Office: (203) 984-8635
Short of assets on paper for showing proof of funds. Use SeasonedFunds.com for their short term or long
term minimum 30 days. Funds are deposited in a bank account in your name and verifiable. There is NO credit
check and NO credit score needed! SeasonedFunds.com provides Verification of Deposits ( VOD's), and proof
that the funds are yours(for verification purpose only). No matter how much you need, from $10,000 to
$10,000,000 proof of funds and a low rate of 4-10% for 30 days, SeasonedFunds.com has you covered.

Federal Funding, LLC

www.fedfund.us
Office: (212) 254-9500
Please visit the above website or contact them by emailing info@equifunds.us. This is a down payment and
money rental service that can help you get your deal closed!

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ABCFS RESOURCE DIRECTORY April 2010
CANADIAN MONEY LENDERS

Canadian Funding Corporation

www.CanadianFundingCorporation.com
Office: (519) 433-6569
If you are trying to get a property deal in Canada funded, this is the resource for you. Please visit their website
listed above for more information on how they can assist you in getting your Canadian deal funded.

INFORMATION ABOUT GETTING BUSINESS CREDIT FOR REAL ESTATE INVESTING

Secrets to Business Credit

www.secretstobusinesscredit.com

LINK TO GET A PRE-APPRAISAL OF YOUR COMMERCIAL PROPERTY

Get a Commercial Appraisal SUPER CHEAP!

www.QuickCommercialAppraisal.com

SOURCE FOR GETTING UP TO $1,000,000

My Miracle Loans
www.MiracleLoanProgram.com

SOURCE FOR $25,000 UNSECURED LOAN

Lender Referral Services

http://badcredit-loans.us/

Credit Sources
http://tinyurl.com/yl24grd

Credit Axis
http://tinyurl.com/yzsh8by

Fix Your Personal Credit

www.RebuildPersonalCredit.com

SOFTWARE FOR REAL ESTATE

Tenant File
www.tenantfile.com

Tenant Pro Software

www.propertyautomation.com

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ABCFS RESOURCE DIRECTORY April 2010
Tenant Screening Software
www.screeningworks.com

App Folio
www.appfolio.com

DIY Real Estate Solutions Software

www.diyresolutions.com

Intuit Real Estate Solutions

http://realestate.intuit.com/
Excellent software for real estate accounting management.
Intuit also makes QuickBooks and Quicken.

CRE Model Software

http://tinyurl.com/yfnkks9
Perfect for putting together a quick cash flow analyses.

RECEIVE RENT PAYMENTS ONLINE

Tenant Plus Pay Lease

www.tenantplus.com www.paylease.com

eRentPayment.com Rent Payment

www.erentpayment.com www.rentpayment.com

SOURCE TO FIND APARTMENT BUILDING OWNERS NAMES AND ADDRESSES

Prospect Now (formerly Lead-Trac) Property Info

www.prospectnow.com www.PropertyInfo.com

Melissa Data Next Mark

www.melissadata.com www.nextmark.com

SOURCE TO FIND APARTMENT BUILDING LISTINGS

LoopNet CIMLS
www.loopnet.com www.cimls.com

CoStar Showcase
www.costar.com www.showcase.com

OTHER UNSECURED LOAN PROGRAMS FOR FAST CASH!

Direct Lending Solutions Credit Federal

www.directlendingsolutions.com www.creditfederal.com

Answered Prayers Cash Money Now USA

www.answeredprayerscash.com https://moneynowusa.com

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ABCFS RESOURCE DIRECTORY April 2010

STATE BY STATE LENDERS

Statewide Capital, LLC.

(800) 460-1890
TX, OH, FL, CA, IN, IL MO, NC ONLY
Residential loans.

Fairfield Financial Services, Inc.

S. Clay Sparkman
(503) 348-7011
www.PrivateMoneySource.com
OR, WA, ID, MT, WY, CO, AK ONLY
Managed Mortgage Investment Fund LP

www.RehabMoney.com
Northeast IL, Greater Chicago, Southeast WI, Northwest IN ONLY
Specializes in hard cash loans.
(847) 856-8568

Carbo Investments, Inc.

Bobby Calicchia
(303) 693-1492
CO, WY ONLY
Specializes in manufactured homes.

Saratoga Bank Corp./CITI Credit

(800) 935-6266
CA, NV ONLY
Specializes in hard money loans.

Lafayette Financial
(888) 576-6534
CA, NV, AZ ONLY
st nd rd
Residential and commercial loans; 1 , 2 , and 3 lien positions.

Spectrum Mortgage
Jeffrey Wong
(808) 522-5522
HAWAII ONLY
Will do residential and commercial. Specializes in hard money, conventional and jumbo loan!

NATIONWIDE MONEY LENDERS

Sunvest Corp.
(707) 939-9450
www.SunvestInc.com
Specializes in “note holding” mortgages.

Met Mortgage
(201) 866-4800
www.MetMtge.com
Specializes in hard money loans, foreclosure bailout, RTC buyout, refinance, and bad credit.

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ABCFS RESOURCE DIRECTORY April 2010

Regatta Capital Limited

(303) 329-3479
www.1HardMoney.com
All types of loans under $750,000.

Creative Financial Corporation

(212) 534-2795
www.CreativeFinancialCorp.com
Specializes in hard cash for commercial and residential projects including acquisition, debt, and
construction.

INTERNATIONAL LOAN SOURCES

FRANCE
SWITZERLAND
www.socgen.com
www.societegenerale.fr www.credit-suisse.com
www.csfb.com
GERMANY www.ubs.com

www.bayernlb.de CANADA
www.commerzbank.com
www.db.com www.21stcenturyent.com
www.dbrealestate.com www.cwbank.com
www.dghyp.de www.firstline.com
www.lbs-bw.de www.alterna.ca
www.hsbc.ca
INDIA www.royalbank.com

www.globaltrustbank.com
www.Indian-bank.com UNITED KINGDOM
www.bank-of-china.com
www.onlineloans.co.uk
JAPAN www.personal-loans.org
www.barclays.co.uk
www.btmna.com www.bankofscotland.co.uk
www.btm.co.jp/english/index.htm www.natwest.com
www.smbc.co.jp

PRIVATE & HARD MONEY LENDERS

Allcity Services, Allcity Finance, 643 Broadway, Ste. 301, Saugus, MA 01906. Tel: (781) 233-4850;
Email: allcity@shore.net; Website: www.allcityservices.com

PeachStone Capital, Atlanta Hard Money Loans, 4780 Ashford Dunwoody Rd., Ste. 213, Atlanta, GA
30338. Tel: (404) 421-5578; Fax: (404) 806-6133; Email: wade@atlantahardmoneyloans.com; Website:
www.atlantahardmoneyloans.com
rd
Bayview Financial Trading Group, 2665 S. Bayshore Dr., 3 Floor, Miami, FL 33133. Tel: (305) 854-
8880; Fax: (305) 854-2031; Email: bftg@bftg.com; Website: www.bayviewfinancial.com

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ABCFS RESOURCE DIRECTORY April 2010

Blue Crown Funding, Inc., 3943 Irvine Blvd., Ste 172, Irvine, CA 92602. Tel: (714) 544-2738; Fax: (714)
544-1460; Email: charlesw@bluecrownfunding.com; Website: www.bluecrownfunding.com

Camelot Mortgage Corp., 569 B Broadway, Massapequa, NY 11758. Tel: (516) 795-4900; Email:
loans@camelotmortgage.com; Website: www.camelotmortgage.com

Chandler & Associates, Inc., 7709 Eads Ave., La Jolla, Ca 92037. Tel: (858) 456-2423; Fax: (858) 225-
3683; Email: craig@costallakollafunding.com; Website: www.coastallajollafunding.com

Continental Mortgage Capital, 2141 N. University Dr., #220, Coral Spring. FL 33071. Tel: (954) 603-0420;
Fax: (954) 575-9421; Email: lenning@trillions.com; Website: www.commercialending.com
th
Creative Financial Corporation, 420 E. 111 St., Ste. 1110, New York, NY 10029. Tel: (212) 534-2795;
Fax: (240) 526-7165; Email: info@creativefinancialcorp.com; Website: www.creativefinancialcorp.com
th
Fairfield Financial Services, 3327 SE 50 Ave., Portland, OR 97206. Tel: (503) 775-6725; Fax: (503) 241-
4903; Email: info@altfunding.com; Website: www.altfunding.com

Funding Edge, 4211 Gardendale, Ste. 200, San Antonio, TX 78229. Tel: (210) 249-2111; Fax: (210) 249-
0211; Email: leon@fundingedge.com; Website: www.fundingedge.com
th
Gala Resources, LLC, 1212 Ave. of the Americas, 6 Floor, New York, NY 10036. Tel: (800) 372-3393;
Fax: (212) 302-8832; Email: alanh@galaresources.com; Website: www.galaresources.com

Grace Capital Group, Six Venture, Ste. 270, Irvine, CA 92618. Tel: (949) 788-0999; Fax: (949) 788-0568;
Email: jbk@gracecapitalgroup.com; Website: www.gracecapitalgroup.com
th
Hamilton Commercial Loans, 840 N. 5 St., Hamilton, IL 62341. Tel: (217) 847-6481; Fax: (510) 743-
0770; Email: info@hamiltoncommercialloans.com; Website: www.hamiltoncommercialloans.com

Mountain Funding, Inc., 13860 Ballantyne Corp Place, Ste. 130, Charlotte, NC 28277. Tel: (800) 427-
3666; Email: info@hardmoney.com; Website: www.hardmoney.com

Hard Money Funding, Inc., 12627 San Jose Blvd., Ste. 203, Jacksonville, FL 32223. Tel: (904) 425-3955;
Fax: (904) 425-3959; Email: info@hardmoneyfunding.com; Website: www.hardmoneyfunding.com

Hardmoney Loans, Moore & Levy, 6034 Hazeltine Ave., Van Nuys, CA 91401. Tel: (818) 712-9502;
Email: info@hardmoney-loans.com; Website: www.hardmoney-loans.com

Heartland Capital Group, LLC, 2535 E. Southlake Blvd., Southlake, TX 76092. Tel: (817) 748-2599; Fax:
(817) 748-5601; Email: drockaway@heartlandcapitalgroup.com; Website:
www.heartlandcapitalgroup.com

Investors Mortgage Holdings, Inc., 6991 E. Camelback Rd., Ste C-158, Scottsdale, AZ 85251. Tel: (602)
889-3410; Fax: (602) 889-3412; Email: info@mortgageholdings.com; Website:
www.mortgageholdings.com

Investwell, UMTH Lending Co., 5740 Prospect, Ste. 1000, Dallas, TX 75206. Tel: (214) 237-3300; Fax:
(214) 237-3301; Email: welowe@umth.com; Website: www.investwell.com

Ironwood Capital, 200 Fisher Dr., Avon, CT 06001. Tel: (860) 409-2100; Fax: (860) 409-2120; Email:
info@ironwoodcap.com; Website: www.ironwoodcap.com

Lafayette Financial, 1427 Finley Ln., Alamo, CA 94507. Tel: (888) 576-6534; Email:
wayne@lafayettefinancial.com; Website: www.lafayettefinancial.com

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ABCFS RESOURCE DIRECTORY April 2010

Liberty Financial, 14700 Firestone Blvd., La Mirada, CA 90638. Tel: (888) 80-LOANS; Fax: (714) 523-
5444; Email: libertyfinancialco@msn.com; Website: www.libertyfinancialco.com

Loan Solution, Inc., 21618 Golden Triangle Rd., Saugus, CA 91350. Tel: (661) 251-9075; Email:
info@loan-solution.com; Website: www.loan-solution.com
th
Met Mortgage Corp., 501 56 St., West New York, NJ 07093. Tel: (201) 866-4800; Fax: (201) 866-9477;
Email: hardloans@metmtge.com; Website: www.metmtge.com

Metro Funding Corp., One Kalisa Way, Ste. 310, Paramus, NJ 07652. Tel: (866) 302-6360; Fax: (201)
262-6910; Email: info@metrofunding.com; Website: www.metrofunding.com

Minneapolis Hard Money, Onward Financial, 4780 Ashford Dunwoody Rd., Ste A457, Minneapolis, MN
55346. Tel: (612) 226-0351; Email: info@minneapolishardmoney.com; Website:
www.minneapolishardmoney.com

MLA, Inc., 30521 Schoenherr Rd., Warren, MI 48088. Tel: (586) 751-1111; Fax: (586) 751-2553; Email:
information@mlamortgage.com; Website: www.mlamortgage.com

Norris Group, 18710 Van Buren Blvd., Riverside, CA 92508. Tel: (951) 780-5856; Fax: (951) 780-9827;
Email: thenorrisgroup@pacbell.net; Website: www.thenorrisgroup.com
st
North American Capital, LLC, 31 Floor Bryan Towner, 2001 Bruan St., Ste. 3110, Dallas, TX 75215. Tel:
(214) 485-2800; Fax: (214) 999-0478; Email: mark@hardmoneycorp.com; Website:
www.hardmoneycorp.com

Pace Lending, 133 E. Bay St., Jacksonville, FL 32202. Tel: (904) 396-0072; Fax: (407) 210-0075; Email:
paul@pacelending.com; Website: www.pacelending.com

Pacific Mortgage Funding, 11924 E. Firestone Blvd., Norwalk, CA 90650. Tel: (562) 864-4006; Email:
info@pacificmortgage.com; Website: www.pacificmortgage.com

Private Investor Loans, Inc., 3405 Ridgemont Dr., Mountain View, CA 94040. Tel: (650) 967-2500; Fax:
(650) 964-8684; Email: info@privateloans.com; Website: www.privateinvestorloans.com

Private Lender Inc., Zoltan Padar Mortgage Broker, 333, 1333-8 Street SW, Calgary, Alberta, Canada
T2R 1M6. Tel: (403) 616-9114; Fax: (403) 256-5971; Email: zoli@myprivatelender.com; Website:
www.myprivatelender.com

Private Loan Funding Corp., 26311 Junipero Serra Rd., Ste. 150, San Juan Capistrano, CA 92675. Tel:
(949) 248-3844; Email: chad@privateloanfunding.com; Website: www.privateloanfunding.com

Quantum Corporate Funding, 1140 Ave. of the Americas, New York, NY 10036. Tel: (212) 768-1200;
Fax: (212) 944-8216; Website: www.quantumfunding.com

Ready Mortgage Corp., 833 E. Arapaho Rd., Ste. 112, Richardson, TX 75081. Tel: (972) 889-7323; Email:
c-pttit@readymort.com; Website: www.readymort.com

Regatta Capital, Ltd., 222 Milwaukee St., Denver, CO 80206. Tel: (303) 329-3479; Fax: (303) 329-0303;
Email: sreplin@aol.com; Website: www.1hardmoney.com

Copyright © 2009, 2010 | www.MonicaMain.com 12

ABCFS RESOURCE DIRECTORY April 2010

CREDIT REPAIR

Although good credit isn’t necessary, once you begin investing you should strengthen your credit so you can make
more and more purchases in the future. Below are some excellent online credit resources:

www.eCreditAttorney.com www.LexingtonLaw.com
www.OvationLaw.com www.LegacyLegalServices.com

VOICE MAIL SERVICE

American Voice Mail

(800) 347-2861
www.americanvoicemail.com

American Answering Service

(866) 841-4130
www.americanansweringservice.com
17.28

INCORPORATION SERVICES

www.AmeriLawyer.com www.LegalZoom.com
(highly recommended) (slow with incorporation)

www.BizFilings.com www.Corporation.com

OFFSHORE CORPORATIONS

Fletcher Kennedy
www.fletcherkennedy.com
Office: 44(0)1428 656600
Fletcher Kennedy specializes in setting up International Business Corporations (IBCs) in Nevis,
Belize, and several other foreign countries. Although it isn't necessary for a beginning investor to
get an IBC, it's something you may want to consider as an asset protection strategy. You can add an
offshore trust or corporation on any of your LLCs as a "general partner" and this is recommended as
an added extra layer of asset protection as you get more properties under your belt. Nevis is the
recommended country to have an IBC, offshore trust, and/or offshore bank account with.

Copyright © 2009, 2010 | www.MonicaMain.com 13

ABCFS RESOURCE DIRECTORY April 2010

MONICA MAIN PRODUCTS AND SERVICES

Build Business Credit FAST! Download Course - $97

www.SecretsToBusinessCredit.com

Apartment Building Foreclosures Download Course - $97

www.ApartmentBuildingForeclosures.com

Commercial Cash Flow Download Course - $97

www.CommercialCashFlow.net

Ultimate Wealth Attraction Download Course - $97

www.UltimateWealthAttraction.com

Monica Main Boot Camp Seminars

www.MonicaMainSeminars.com

Seminar Video/Audio
www.BootCampSeminarVideos.com

ABCFS 8-Week Mentorship Group

www.MonicaMainMentorship.com

ABCFS Advanced 9-Week Mentorship Group

www.MonicaMainAdvancedMentorship.com

Business Credit Mentorship Group

www.BusinessCreditMentorship.com

ABCFS Packages
www.ABCFSPackages.com

Bird-Dogging Opportunity with Monica Main

www.BirdDoggingOpportunity.com

Commercial Foreclosure 8-Week REO Mentorship Group

www.REOMentorship.com

Apartment Building Millionaire Book

www.ApartmentBuildingMillionaire.com

Grant Writer Pro 2.0 Software

www.GrantWriterPro2.com

Real Estate Proposal/Plan Softare

www.RealEstateProposalSoftware.com

Real Estate Cash Flow Analyzer 2.0

www.RealEstateCashFlowAnalyzer.com

Copyright © 2009, 2010 | www.MonicaMain.com 14