United States Court District of Columbia

Joseph Zernik
1853 Foothill Blvd

LV, CA 91750
Tel: (310) 435 9107
Fax: (801) 998 0917
jz12345@earthlink.net
Pro Se Petitioner
UNITED STATES COURT

DISTRICT OF COLUMBIA
JOSEPH H ZERNIK
Petitioner CASE No 1:09-cv-00805
vs
KENNETH MELSON ET AL
Respondants
VERIFIED NOTICE #8: NOTICE #3 – EXHIBITS VOLUME B

FILED WITH THE COURT OF THE HONORABLE JEFF BOHME, U.S.
JUDGE, TX
PETITIONER FILES HEREBY NOTICE OF THE FOLLOWING RECORD:
NOTICE #3 – EXHIBITS VOLUME B FILED WITH THE COURT OF THE
HONORABLE JEFF BOHM, U.S. JUDGE, TX.
Dated: May 18, 2009 Respectfully submitted, by:

Digitally signed by
Joseph Zernik
DN: cn=Joseph Zernik,
email=jz12345@earthli
nk.net, c=US
Date: 2009.05.18
16:28:23 -07'00'
______________________
JOSEPH H ZERNIK
PRO SE PETITIONER
-1-
VOLUME B- 1/839
Joseph Zernik
1853 Foothill Blvd
LV, CA 91750
Tel: (310) 435 9107
Fax: (801) 998 0917
Pro Se Interested Party
UNITED STATES COURT

WESTERN DISTRICT OF PENNSYLVANIA
SHARON DIANE HILL CASE No 01-22574

Borrower
VERIFIED NOTICE #8: NOTICE #3 – EXHIBITS VOLUME B

FILED WITH THE COURT OF THE HONORABLE JEFF BOHME, U.S.
JUDGE, TX
PETITIONER FILES HEREBY NOTICE OF THE FOLLOWING RECORD:
NOTICE #3 – EXHIBITS VOLUME B FILED WITH THE COURT OF THE HONORABLE
JEFF BOHM, U.S. JUDGE, TX.
______________________
JOSEPH H ZERNIK
PRO SE INTERESTED PARTY
-2-
VOLUME B- 2/839
PRO SE PETITIONER in Zernik v Melson et al, U.S. Court, District of Columbia,
who is also Interested Party, case of Borrower Parsley, U.S. Court, Southern District of
Texas, and who is also requesting designation as Interested Party in case of Borrower
Hill, U.S. Court, Western District of Pennsylvania, hereby files1 Notice #7, which is
Notice #3 Exhibits Volume B filed in the Texas Court of the Honorable Jeff Bohm,
U.,S. Judge.
///
I.
TABLE OF CONTENTS
Alternative Cover Pages …………………………… 1-3
I. TOC …………………………… 4
II. List of Exhibits …….………..…………… 5
III. Request for Lenience by Pro Se Filer …………………………… 5
IV. Significance of the Records Noticed Herein …….………..……………. 6
V. Statement of Verification …….………..……………. 7
VI. Exhibits …….………..……………. 8
///
1
Copy is concomitantly filed with TARP Oversight Board, and with TARP Inspector General, as
a request for urgent investigation into matters related to TARP and the Bailout.
Copy is concurrently filed with Lawrence Summer, Director, U.S. President National Economic
Council
Copy is concurrently filed with Paul Volker, Chairman, U.S. President Economic Recovery
Advisory Board, as request for investigation of the allegation that widespread corruption in LA
County, California, involving Countrywide, gave rise, at least in part, to the sub-prime crisis.
Copy is concurrently filed with Carol E. Dinkins., Chairwoman, U.S. President Privacy and Civil
Liberties Advisory Board, as a request for investigation of alleged widespread corruption and
civil rights and human rights violation of historic proportions in LA County, California.
Copies are concomitantly filed with U.S. Congress, as a request for urgent hearings on
underlying matters.
Copy is concomitantly filed with the Israeli Embassy in Washington DC, with request for
monitoring and protection of the rights of dual citizen, Joseph Zernik, per Universal Declaration
of Human Rights, ratified International Law.
-3-
VOLUME B- 3/839
II.
LIST OF EXHIBITS IN CURRENT NOTICE
EXHIBIT 1. 09-05-08-NOTICE #3, EXHIBITS VOLUME B FILED IN THE COURT OF
THE HONORABLE JEFF BOHM, U.S. JUDGE, TX.
III.
REQUEST FOR LENIENCE BY PRO SE FILER
While I make substantial efforts to comply with court procedures, and study
applicable law, I request special lenience as a pro se filer:
A document filed pro se is “to be liberally construed,” Estelle, 429 U. S.,
at 106, and “a pro se complaint, however inartfully pleaded, must be held
to less stringent standards than formal pleadings drafted by lawyers,”
ibid. (internal quotation marks omitted). Cf. Fed. Rule Civ. Proc. 8(f) (“All
pleadings shall be so construed as to do substantial justice”). (Erickson
v Pardus et al, 2007)
In particular, I am unqualified in assessing the validity of legal theories. I ask the
Honorable Court to ignore any irrelevant or erroneous legal theory I claim, and do take
into consideration the facts and the claims themselves, and if they can support some
other valid theory, assign such legal theory to them, and review them pursuant to such
valid legal theory (Haddock v Cal Board of Dental Examiner, 1985).
The Honorable Court is requested to entirely disregard my comments,
explanations, or legal arguments pertaining to such papers, when my writings appear to
be of the nature of legal theories, or legal arguments, and are deemed erroneous, or
irrelevant.
If it pleases the Honorable Court, let the Honorable Court act of its own volition
whenever permitted to do so by law:
a. To initiate action pursuant to the Code of Conduct of U.S. Judges, Canon
3B(3):
-4-
VOLUME B- 4/839
(3) A judge should initiate appropriate action when the judge
becomes aware of reliable evidence indicating the likelihood of
unprofessional conduct by a judge or a lawyer.
b. To act pursuant to Fed. Rule Civ. Proc. 8(f) “to do substantial justice” for
Plaintiffs who claim to have been inflicted substantial harms by the Los
Angeles justice system.
________________________
JOSEPH H ZERNIK
PRO SE PETITIONER
IV.
SIGNIFICANCE OF RECORDS NOTICED HEREIN
This notice provides sample of the key records of the alleged frauds, which was
reduced to a group of six (6), simply for the reason that the full volume of fraud records
is too voluminous. Countrywide, and later Bank of America, whose lofty statements of
ethics I filed with a previous notice, refuse to answer any questions on these records for
over 2 years, while allegedly employing Bryan Cave, LLP, to obstruct justice, and allow
the fraud against me to proceed.
While this notice, #7, EXHIBITS VOLUME B is only a sample of the alleged
fraud records, it provides the reader with the sense of the temerity.
Such fraud, I dare suggest – could take place only in a Los Angeles County
Courtroom, that is – with full knowledge and support of the FBI and USDOJ.
BY:_________________
JOSEPH H ZERNIK
-5-
VOLUME B- 5/839
PRO SE PETITIONER
Joseph Zernik
1853 Foothill Blvd
LV, CA 91750
Tel: (310) 435 9107
Fax: (801) 998 0917
V.
STATEMENT OF VERIFICATAION
I, Joseph H Zernik, have written and re-read the foregoing:

VERIFIED NOTICE #7: NOTICE #3 EXHIBITS VOLUME A, FILED WITH THE
HONORABLE JEFF BOHM, U.S. JUDGE, TX.
I know the content thereof to be true and correct. It is true and correct based on
my own personal knowledge, except as to those matters therein stated as based upon
information and belief, and as to those matters, I believe them to be true and correct as
well.
I make this declaration that the foregoing is true and correct under penalty of
perjury pursuant to the laws of the United States.
Executed here in La Verne, County of Los Angeles on this 18th day in May, 2009.
_____________________
JOSEPH ZERNIK
pro se Plaintiff
-6-
VOLUME B- 6/839
VI.
EXHIBITS
-7-
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EXHIBIT 1
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Case 05-90374 Document 260 Filed in TXSB on 05/08/09 Page 1 of 35
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Ca se 2:08-cv-015S\. AP -CW Document 38 Filed 0..., . 112008 Page 26 0150
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8-31 5
Ca se 2:08-cv-0155l> AP -CW Do cum ent 38 Filed 04' .1/ 200 8 Page 27 of 50
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VOLUME B- 325/839 Notice #3

Exhibits Volume B
B-316
AP-CW Document 38 Filed 0,->, //2008 Page 28 of 50
Case 2:08-cv-0155\.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27 EXHIBITC
28
-4-
MANAGE R, COUNTRYWIDE
LAR AnO NS OF MARlA MCLAURIN, BRA NCH
NOT ICE OF FRA UDU LEN T DEC

Exhibits Volume B
B-317
Ca se 2:08-cv-0155\. AP -CW Do cum ent 38 Filed 04, . ,/2 008 Page 29 of 50
N OFM AR JA MC LA( ;lUi 'I

SUP PLE ME NTA L DF:CL,\RATTO
2 1, Maria McLuurin. dcclan: <is follows:

3
::::.CaJif0rnia nranc!l of
4 l. 1 am the branch monagcr for the San Rafa
th~ branch that processed the loan
s for which Nivic
5 I Cl)untr;<'wide Home Loans. Inc..
e. lkvc rly Ilills.
Properly located at 320 S. Peck Driv
6 ISamaun appli(:J tI.l pun;ha~e lhl:
rerr)''')(de~ignated as loan numbers
8J7:t 7375 and Rl":::7:lR:n.
7 i CaJiforn i<l 90212 (Lhe "Pro
~hc bran d: [rom
8 As pari of my jon responsibilil
ies. I oversee all103on.'\ coming into
ofrh c :oan f:1~. I !1,\\'c
g ane funding. B3S~d 011 my revi ew
9 registration thro ugh underwritin
llecl as a wirncs;; could
ssct lo!'r h in this declaration. nnd irca
10 pc::r:;onal kno wle dge of all fact
thereto.
II and wov ld tes1if)' competently
12
,;l;;ming loan mimbers ~ 1737:; 75
131 I reviewe::d Countrywide'.,; records conl
iJ~' ~ loan orig,i:1;\lion
rds. J reviewed copies of Countryw
J4 and 8173 73K3. Am ong l,llher reco
.:ncc cPI:l:t"ming
underwriting documents, corr~·spond.
15 tiks . including the loan applications.
Und~r\\'riling.
ications and the ('ou mr;' wid c T,Olln
16 these loans. Ms. Sam aan' s 104111 appl
that I reviewed an:
lor Ms. Samaan':; Im:ns. Tilt: record::;
17 Expert System ("CLUES") r;:pOft5
or near the time of
maintained in the ordinary course
of Country widc's busines.<;. created <1\
18
'S bll5im:,:,:;.
any cven1.<; in que stio n tmd stored
ir. the ordinary course 0: CoUnt~'\VICC
19
I
20 '
I .:rs. has an Autom~llcd
2\ j -:; Countrywide. lib: mos t major It:nd
.
\ which stan ds for COllntr;widc Lnar
22 j Underwriting Sys tem . This ::;ys[cm is calk J CLL1:S
lHIl~ the
primary purposes or CT J,iES rm: [0 autm
23 Undenvriting Exp en SysLem). The
rwriLt:rs. IfCL Uf:$
tvaJuatc anc dtlc::rmir.c risk for t:ndc
24 underwriting procc:;~ and to help
sUlislaclion of
' remaining steps b:fo rc i'Jnding are
unl)
25 "app mve s" a )oal1. I;omc of the
t!'. /\driitil1fl<l1
fication (If the <:lpplica11( s documen
26 underwriting con uiliu ns and veri
auto-approved by
is being prnccsscd. If <l loan is not
27 condition:; ma.7' arise as the loan
crite ria model. tho::
t Couml-:-'widt's p"l)grammcd credit
28 CLUES becau:-;t: it does r.ot mee
I IoIolJ~.\\'''''7 '\lMt; . ".,x.:J~.Jb'

I
- 1 - . I.~ \WI.I\l!ltI!'J
III I. ~)E':."RI\liON 01 ,\o1i\R
Sl'r1'LEME:~
0721501714

Exhibits Volume B
B-318
Case 2:08-cv-0155.. AP-CW Document 38 Filed 04, . (12008 Page 30 of 50
l~)an i~ lhen "Rt:!rerred," A Referral can occu:- for many reasons. including. for example.
2 lht: !o<Jn is oul:ikk of our gutc.kliru:::. tlr WI; need veri lIeation of addilional inf,)rn)atiOl~ from
) the borrower. The- loar. is "Referred" to an underwritcr who assesscs risk. Ifw~ dv reccive
4 1(J CLUES appruval or "acc~:)t:' the loan still must be reviewed by an underwriter. and (h~
I
S loan data must he validated. The automated svstcm sets forth rules and c:uidelines in
1 - -
6 I helping the undernTiters make :hcir decisions. When 11 loan is "RdCm.:d." il does not
7 mt:an that there arc problems with the loom <Jpplit.:atitm. Ralkr. the "Rel'erred" d¢signmion
8 simply means that the CLUES systelT. hclS relerred a loan application to a:l ~O(kr\Vrilcr t~~
9 '\Itlrify c~l1.ain information or obL.ain corporutc approval. 1: is not unl;(>mm,:m for <1 \c,an
10 application to be "Referred" by CU;l:S.
II
12 i 4. Fl.lr ~omc loans that involve a large amount ol'money, including \1~.
I, i Samaan's loan. oncc a loan is "Referrcd" bv CLUES. an underwriter will r~\'iew the
I~ ! application. will a8k !I)r any additioni:ll do:umcnt5 that may bl: necessary. and upon rcccipi
15 I of all addition:)l documents and sa~isfaclion of underwriting condilions and rcquir~lllt:nls,
16 will approve the lmm and will sene i: 10 the corpr.1I·a1e department for f:nal approval.
17 Loans for an amount tiT <";(lInhined amount 01' greater than one million dollar:; r~quire
18 corporate approval.
19
5. In mid-Ol:\t1ht:r ~()(}4. CLliES procc~~cd Ms. S~maan·:. loan:; ~nd
20
21 "Referred" Ihem to an underwritcr. Th.: I TV:CLlY (10:ln tC' \':llll':<(;Iln1'~ined loan 10
22 valuc) for Ms. Sarna<lll's loans rc(;uin::d (1n exception :lnd c()J'pornte :lpproV<l1. which \Val-
23 received or. Qctobt:f 29.2004. On October :4.2004, Counlrywide issued;l kller :>elLing
24 forth thl: conditions thill had tl) be salisfied before loan no. S 173i375 could bl,; ;jpprc.vcd.
25 AlLachcd herelo a~ Exhibit "C" is a true and correCI copy of the under....,.iting I,;vnaitiOlls
26 letter for loan no. 81737375. issued by Countrywide on October 14. 2004. Thi~ ietter
27 ,informed M~. Samaan's broker that "subject to the specifi~ condition:; li&ICd bcklW, we will
28 Ibe able to approve your loan submission.· '111is letter SCI forth 7 conditions that haow be
o
."1.

Exhibits Volume B
B-319
Case 2:08-cv-0155, AP-CW Document 38 Filed 04, ,12008 Page 31 of 50
satistie d before the Joan was approve d. as indicated p~' the iuc~ thal
on the luI' leli or Ih.:
val". Sce exh. ··C." p.

2 docume nt under the heading "Requir ed prior to" it Slates "Appro
3 SO I 17. Thcre arc addition al conditio ns that had to be salistied

prior to the dr;lwing loan or
[he loan.
4 d()CUm~nls and funding of tl1e IOeln, but these were nor necessary for approval of
10 draw documcnL,
S Once the loan is approve d, and after all conditil)n~ are mel. we proceed
6 ;and fund the loan.
7
8 6. On Octobe r 14. 2004. we also issued a Icttc~ indicali ng th<ll }\1:..
::Hlli~lilClion of three conditj~lll:;.
9 Samaan'~ Joan /l0. 817373 75 had been !1uspcndcd. pendin{;
datcd May 27. 2007. Two of
10 This Icttcr is attached as Exhibit "X' to my plioI' declarat ion.
1 and pricing CNn:\:li on.
II the three conditio ns were inlernaL pctUlincd to corpora te ;.lpprlw.\
i n rl'quircd the receipt of
12/ and reqUired nothing further 1rom i\lb. Samaan. The third conditio
fully-ex ecuted pu:,chas.:
13 . a ftllly-e.'{eeutcd purchas e agreeme nt. We did nol receive the
14 agrecm cm 11l11il OCLober 25, 2004. so the suspens ion ,vas notlil'tt.:d until thaI date.
IS
a~
In :. PCI' the Oclt1her 14, 2004 undt:T\NTiting conditio n leILa c.anJchcd
bcfon: loan R1737175 wa;;
17 Exhibit "C,") there wer~ 7 conditions that had to be satbl'icd
:10.
condilion~ were :ntcrnal items that were the resrons ibility

(If
18 approved. Two of these
wel~ Codes 138 and 139: addition al ~ign:lUlres for Ihe loan and Ihe
19 CountryWide. These
"C:' (1. Sui Ii. The nth~r
i
20 addit:on or .75% to the I~t: on the top oflht: loan, Sec Exhibit
By Ocrr>ber 25. 200'1. IV/s.
21 'fi ....e conditio ns were ,ho~t: that the borrcm::r had 10 satis::v.
22 ! Samaan satisfiel l all ofthese conditio ns.
23
24 8. .By October 25. 2004. M:;. Samaan had provide d Country wide with
X17373 75. including a fully
25 the dOCllmcnts thalthe lITldClwriter nceded to appnwc 10<:11 no.
aprrove d by the underw riter
26 cxccul~d purchas e agreem ent. Mi:. Stlma.lll'S 1<)3nS wcre then
The corpora te departm ent
27 und :;ubm:lll:d to u)e corpora te dl:partm enl for final appro\'<l~.
28 approve d Ms, Samaan 's 10a05 on Octobe r 29. 2004,
072150171t

Exhibits Volume B
B-320
Case 2:08-cv-0155\. AP-CW Document 38 Filed 04, . ,/2008 Page 32 of 50
14.
9. I have been informe d ofM:". Zernik's allegati on that the October
2 2004. SU:;pC:llsj~m h:tlc:r w~ i~:;ued lin Ot.:tnht.:r 26.2004 3nd

is "an instrum ent or
!;u5pension lener was issued
3 decepti on." Th~re is Ill\ merit [0 Mr. Zcmik's allcgatil)ns. The
was
4 on October 14. 2004. as evidenced by the date on the second page, The document
ion !encr appears to bc a
5 printed on OCloher 26. ::!()O~. nol issued on that date, This suspens
Jgc is accurate and
6 ! printour from Cownry wide':i COlTIpUH:r program and to m,;,' knowk
7 1, valid. There is no requin:m c:m thaI sUl.:h Il.:ll~r:-; ~t: sh:nt.:t! bv.
~
the L;ndcrwrilcr. The fact that
8 the docume nt is not sigm:d dO~$ not mean that it is not val id.
9
10 10. I hav~ never met Ms. Sama<lIl or .Tae AITe 1.loyd and do nor know
1'~ loan~ W,H to sign 011'
11 them p~rsonill1y. My involve ment in the process ing of Ms. Sal1laal
which \Vas melon Octoher 25.
12 011 two conditio ns. which had been met: (1) wndilio n.O:n.
I
tion for a dbcrcp:.II1:::
13 1 2004 and require d Ms. Samaull to provide an acceptable explana
I
in our reversc 4: 1 ~;c;lrch;
14) between her busines s address and the business address \\'C rO~l1d
M~.
.md (2) conditio n 138, which required corrora tc approv,)] of. 7 5~'ll
15 i
[() he Jdded to
an ir,tcrnai ct'nditio l1. which did :10t r('quire
16 Sumaan'~ ioan fces. The laner conditio n wm;
h:ld bccn !llC~ on October

1j all),thiug ar..klitiullal from Ms. Samaan . 13otr. of thes.: t;Ol1d:lions
l1S Il' ca.~c underwr iting
1K 25. 2004, so I signed olT ~)n them. J signed oil' on th:;s:: condilill
for a hr:mch manage r lI.l do.
19 supervi sor Diane frazier 's workloa d. whieh is nor uncomm on
20 These signl,'h were ministe rial and adminis u'ati\'c in natu,C'.
21 I
d
II. The Octl.'hc r 14. ~004 CLUES report pr·(lvidcs. in p(lrl. that "Reduce
23 !Documentations i:; not allovv'cd on <l NlJn-Co nfurmin g Mc£.a Loa:~ ... Thc max 10:.111
This docs not mean that

24 iamount is $1.lJUU.UDll on the NOll-CoM ARM fix~d Period ...."
I
's loan was

2) I Ms, Samaan had applied for the wrong Joan. This only means that Ms. Samaan
review and so that ~Htdili(\na!
26 I being transfer red hy CLUES to an underlNriter fOi addilil.1I1al
l10t mean that Ms,
27 informa tion t;ould be re'!ucslc C. This Stateme nl in CLUES docs
28 Samaan 's loan <lpplica tion was invalid.
VOLUME B- 330/839
Notice #3
Exhibits Volume B
B-321
Case 2:08-cv-0155, AP-CW Document 38 Filed 0..... ,/2008 Page 33 of 50
12. 1 have been infomled of Mr. Zel"l1ik'~ allegation that M~. Samaan did
2 nOl have 6 months reSCTve required for the loan she applied for. 'n~js is incorrect.
:3 Countrywide verified that Ms. Samaan had more than 6 nwnths reserve ror he!' loar.. 'nli~
4 isrcflrctt:d on the CLUES repoTl1or Ms. Samaan"s ~ccond loan (no. 8!7373S3 J. \\'hich
5 provides that "the borrower currently has 6.R:! months reserves."
6
I The reference in th.: October 14.2004 conditions Icner to :'. Unirorm
7 13.
8 Loan Application (1003). does nol rn~an lhal Ms. Samaan had to provide a new loun
9 application. First, this was no~ a condition for approval of loan. htn only one fl)r (irawing
10 documents (as indicatcd by word "documents" under tne: heading" Requ:rcd prior w" aLlhe
II left of the condition on the second page or the October 14. 2004. Idt~r). Second. this
I
12 condition was only ministt:tia! and administrative. ami illmi) nlt:anl that Ms. Sammlll hud
-
13 )to sign additional documents alier approval of the loan.
,
L4
14. CLUES did not nag any pl'Clhlem~ with Ms S:1I11aan's marital staHls.
15
16 the information she had provided on her loan applicati()n regarding her employment. til.:
17 type oC business Ms. Samaan was engaged in Ill' the asset~ ofht.·r company Spellbound
18 Corporation.
19
10 / ',
"
21 If'
" ,
22 " ,
( I /
23 / ' I
1/
1'1
24 : III
25 / / ..
I
26 I :••/
27 ! I !
28
-5-
surrl.F.MF.NTAi. Ol:t' L:\j~\ TIOt' 'QF ~ll\ltll\ Me LAUR ir:::
0721501718 6

Exhibits Volume B
B-322
Case 2:08-cv-015S-. _AP-CW Document 38 Filed 0Lt-. . 112008 Page 34 of 50
I 15. M:i. Sl11'Tla.nn·~ loans w~rc tintltly <lpproved bv the branch on October
2125. 2004, and by our corporate offiee on OC(l)bc~ 29. 2004. BaS;d on Iny review or (he
I
3 I file. Ms. Samaan':<, loans eouid have been approved sooner and COllntrvwide could have
I .
I
4 staJ1ed the process or drawing the loan documents and funding the loans if Ms_ Samllan
5 had provided Countrywide wilh a fully excculed purchase <lgrccmcl1t by October 14.2004.
(j and her Joan had nOt heen suspended on ~hal dale. subject w any additional undc:rn-ri:ing
7 conditions. We l,;lluld not approve and fund the loans herorc October 25.2004. in part
K hecause we did not have a fully executed purchas~ agreement Based <'n (lUI' OCIO!1.:-r 25.
91I 2004 lmmch aoproval

.
and OClOher :2~. 2004 COl'p(lr~lt' npprnval. we could have J'undcc I\']s.
101 SalTIaan's 103ns by Novl:ll1bcr 1.2004.
11
J2 1 declare und\:1" penalty of perjury or the laws of the Stale of Californi\l lh:1l
]3 Ihe foregoing i:; true and corn:c[ and thal this DecJelT'llion is exccult:d un August 3 . ~O(l7
14 in ,)1, f<+st'l CA wI../l J .

15 (~!f~""'L-_-
-- , :\1ARJAMCLI-\lJRIN
16
17
J8
19
20
21
22
2.:1
25
26
27
281
I
VOLUME B- 332/839
Notice #3
Exhibits Volume B
B-323
Case 2:08-cv-0155, AP-CW Document 38 Filed O'-t, _112008 Page 35 of 50
Br'Anc:h. , ~ OOCC~))
_.
IIJokM'" I1]CHAEt. J.vaS O'UI:':'Y eM ' ....CIne
_.
,~O .L(NI)ARO STREET STE lIC
~ "'";CTOR P~S
~ ..... IVJ.tJ:L, CA ?4901
flo_
Phon.: 1"1~12~"-2101
VMf\.. (fl~J .... ·C;·HS
8< r ... ~O., l'U'Z5~-CHS
Faa_ ;041:;.491-43"
DlilliE fAA II tR ]OIl~/l004

~/" _#/'11. - \.,(1,
IN... to Inform you l!IeI )'OUt' loan 811bnt -.III the ....... 11..... '-_:
....,.,.. 8\ ']1')'5 eorn-.-, ...,.: SAHAAN:... ,,[ VI ~
~~~ 1.);.f":JO.OO ~ N:::: 5/1 LIDI' .i\iU't lnterestOnl)"
......... f'URCIlASJ: .. O.ER OCC\lprro. fl£Dl:CEO

so. 00
=:~ :C~=-~)"';-:'-."".o"'o'"""'.-=o--
LJV'
$WI ...... :,.,to
,1-..:b,ect ~o tn~ specifJ.C: CC!1du,ion3 l:t.~ted below, w~ ",~1l ~ .Ii.le l:J ...wroU'e
)'OlJr loan t'.lb':lia.~on. For- ,,]1 :lUblU!I:5LOA~. penchnCJ fu"",! "Fpco.... l. nQ ;~n~e
1n t.Re ooctOtfftC (~) U .. n4f)Cl.~ status or ell'<JJl~ym.ent clln occur, and the- c["cmt
QOCUlICnc.. dnd oppco ... .:t.l "ua~ r.,... ... " cu~.cc;nt.
':'0 6""01.<:1 ""'''.r''J."9 yo>vC .s\.lbftt.s:si.Dn clo.ed (or ,nc~pl.t~p~.,# .ny l't01'l3 LJ:u'f!l'!
below.e ·:A_qu.1C.d (In.o&' toO APPCO',al' Qt,j3f ~ t'.e~e\.v.O W'Lt.hu: 10 .:L1.ya 01 tl\e
~til:
:JOOwn .above,
APP.OVAL 01'11' 01': ~ _=nLH ~'LN'''TIOH lIIE~U'G _

A~~ept.bl • • •pl-lllWl.\Of'I IIIhy t,lu."n••• In U 1 r.vcc •• ta on L4:.1 s ....
A%.f,.d., :.. ....
Al'PJlIOVA:' opel: .l.J. OTHD CflND-:'7l0W l
Carp .pprcwd rorq·d foe (l'llS .1In.nclt'd proXiJl.·. . \01: ."1)' "4dt-G to
I ... , AllY condJ"t!.oroa. I)rov~da " eCllap1.e-t. coPt" p..Acbqa .. lonlj .... th
.tl eonaJ.t.J.o.1. L... ~r1pl1c.t.
hlPaavA.:. OrLH 1)9. OIHt_ CONDlt'lClof 2
ftlel", c.o 11M COtl:C~~~ tQ .l"I(hI .],5.\ d04 t:lo f~~ (01'" th~a e-nh..ncpd
,,"C".pC 101'1 prvq.....
Al'P1lIoYA!. OPEN" 1 U. onto. CA:fUTI<m ,
..,..C"Ll:y ,JOk Oft 4c;.ca.lt': ...1 •• crDW ~f ao"cce y.prlft!f'd
APPROYAL 0p~)I 14:l. OfltU C.acDITrQt,! "
P~.,i4ol' c_.,.L.'r: ••••eur:..." pureh.a... f;OI':~".C':. . . . . ec_ la"t ..I,I;:C1.0....
",,1.1, not .cc. .... aUbrl'::l1'utr
Nf'R.r:flIA.:.. Of"'r;H .;..,. untO' ('QIr'PI.;'.UI' '
rrl7Yl~ .0.1' bvu ..... ~-A.c."' •• 0:" etA l .. t.C~1: ve&lfyttoq fU.d ....u 2
1:' lO.O':I O~ ",.u ccrploy..o . _ 1outlOl\
.vPttCVJll. oPtJf 1 oI~. OTKtR C"otolDlTTQt •
.,. b\ .t_r. tUt-tOtlnG ro~ 1/.12 t.hl'\I '1I~ .. c. 'LIeu:
OOCVHDtTS oP.&» 00' . U.IU.U ..J.· ...ecCPTABu:: n~ uveo (TO :SUP'POft"J ~ _ _ ,
«<1:,-'«<' co..:t.U.lon l.n£o~LJ.OCl eOonl.ln.uC'a .A ..,l,,,..
eh-d ...ddond:J... :rlo .. »>~ ..
nvoNloIOO'N
.~~~~rfi;;" 50117
~ur~(1\
•• l' , • • , '
• •• D. t'" J') 7 S 4 . 0 0 G 2 C2. O·

Exhibits Volume B
B-324
'-' '-"
AOOEItDUU TO UIIDP\WRI11I1G DEClSlONICONOIT1ON LETTER
tPAGE2 OF> )
9\lLd.Une de. cO"t to ;t,:-... c. wilt oC:lJ.e-r .:ter

~l.U'~OO1) p~OOfr ....
cor,. app£ov41
""""'S
D(:C"..
0,". 0'4. CQl\RZ.CTr:6J !$'l.Qf1;D l;)Q)
$~ c.ype o!' ~~1n."
cAl LQQl-l!'l-tu .n\
14J. 0'1"¥QI COCDJtJOJ' 4

DOCtJMEIr."S 0'" A"epc..bL. Vat' ...oy.Cl"'9 p,••C'n; relt:kncc-.. I"~'d
(<Jor lr.d
{"1M VU-S_I
041'. Al'PQ.t,.u :.-ACCt,'t ~ ::J\J.f __ APPkA:~t..
fVwtt'"C 0'''' 1f M. f.aI\4_" 'bY 12/2 P',"ov:LOI' • d1"~"'bV .IU
a., _ LCl"CC!"-"
UC£:.tSI
nrnIltO aUIt 010. "".s.U.=AL -Q',AAUO TO PJllCIY'IDIi: ~-r
.1•• .an .dd.L... o .... i ~.t. of c.oler p~o~o,
'''Go",,,,,-
ru-'llIC 0 .... 01_. ~ CDTtrlClUI Otr nu.,.
ALL COPIE.,s Nt!: ~ IUlO COI'U'LC"T
NO.rc~ NOn:
0 .... 0"1. fla,a: • tor'T OE' Flp,n
rualltc
Caft,CUr.-n(. clo•• v.l.th 2nd .~ SI"l.a.e , plov,;,d.
. .o~.
~,OG . . . .K 09J. l»QOttE-aJtrL ..f;'n./Sl<itJr. O rout .. ~o .. f '~-Dl

rtnfDtl'l;; OW'I'!<'; '-00. OTJI'P. CCNDnl{)lllll :J
Col.l.. r t S400 ...pt.:..",:. f ... La l"e......, .1:." ITO- blfw . . . 1'1- .,e,(o..
50118
---- --- -----

Exhibits Volume B
B-325

Exhibits Volume B
B-326
Case 2:08-cv-0155\. AP-CW Document 38 Filed 0..... ,/2008 Page 38 of 50
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
2S
26
27
EXH IBIT D
28
-5-
BRANCH MANAGER, COUNTRYWIDE
NOTICE OF FRAUDULENT DECLARATIONS OF MARIA MCLAURIN,

Exhibits Volume B
B-327
Case 2:08-cv-0155\. AP-CW Document 38 Filed 04, . //2008 Page 39 of 50
750 tindaro
Suite 110
San Rafael, CA 94901
AMERICA'S WHOLESALE LENDER~
Fax
To: From: Maria Mclaurin, Branch Manager
Time:
PhDnel: DatI!>: Ill(e/~

Re: FaxFruml (415) 259-0865
Pages: Phone: (415) 257-2703
o Urgent 0 For Review 0 Please Comment 0 Please Reply
• Comments:
Confidentiality Notice: The information contained in and transmitted with this communication Is stricUy
confidential, is intended only for the use of the intended recipient. and is the property of Countrywide
. Rilancial Corporation or its affiliates and subsidiaries. If you are not the intended reclpient, you are
hereby notified that any use of the information contained in or tlaflSmitted with the communication or
dissemination. distribution, or copying of this communication is strictly prohibited by Jaw. If you have
received this communication in error, please immediately notify the sender by email or telephone and
delete 1I1e original message or any copy of it in your possession. Thank You.
".
VOLUME B- 337/839
Notice #3
Exhibits Volume 8
8-328
Case 2:08-cv-0155l AP-CW Document 38 Filed 04, .1/2008 Page 40 of 50
IICountryvvide-
AMERIC A'SWHO LIlSAlE LENDElt.
SAN RAFAEL COI\.POR ATl< CENTER

7SC LINDAI\. O STI\.EET. SUITE 110
SAN RAFAEL . CALlI'OR N'A 94901
(415) 257-270 0
(415) 259-086 6 FAx
November 6. 2006
Victor Parks
Pacific Mortgage Consultants
Re: Nivie Samaan

Loan Number 81737315
Property address: 320 S Peck Dr
Beverly Hills, CA 90212
Mr. Parks,
ed
Ibis is to confirm that Countrywide Home Loans processed the above referenc
Suspend ed pending
mortgage application on or around October 14.2004. The loan was
e agreement. Attached is a copy of the
receipt of a copy of the fully executed purchas
letter issued by Countrywide Home Loans.
Thank You,
m~/J1<-)f~
Maria McLaurin
Branch Manager

Exhibits Volume B
B-329
.,.~
Case 2:08-cv-0155L AP-CW Document 38 Filed 04, ,/2008 Page 41 of 50
.. _.-_._.-.
-- -- -~ -- -- _
-- -- -- -- -- ~-
COU~ HOME LOANS, INC. t1ICIIA£I, Jl\1l£S O'REILLY DBA tu:xrxc

I«lRTWlGt COtl60X.TIINT$
_
B>:.. n"b I, 0000933 Br_Conttc t ..;V.::I.::c:n>Il=:.:...:P..:l\llI<S::.::;=-
,50 I>tIllOMO S=!ll 5T! llQ

SAN ~JlEl.. CJI '4901 --
thone, (~15)257-2,01
""": _Full:
pIlone n~r above..
lI)'ouhllVllqtJOlllllmW&bout1tlI'IOllOl', pl_CbfIt Dct uS at tho
~ u:rm.. for IIIIV:U: SMvV\lf:
Lo"n nuri>.r 8173'375 .... a bean r""ievet\ at tho !DI1o"1
Zt>tenIOtOnJ., ~lyp" ! 0 _ OCCUr:!:P;O

loan ~ llC:'/1 LDlll AlII(
1lo<mlanll!tlon T~: IUlDI)Clll>
PtJJ\CJlA!lt: RIok <:owlo: VI/I\
_Tn":"
p"""",,-. :320 Ii FlICK Oil er.dls...-: 7Z3
~y HILloS, C/'> f,o"k !xpirat ion
80212-311 5 DZI;te~
"'-"'T ~ sn
u..,_: F~r.t
t.-- M\ll<I>I
1.374,40 0.00
~fWt -~ .....
_PIs
SljuPrlco
1.718.000 .00
0.000 .
L1VIClTV
80,00 / 90.00
Oflle I"b
D.noO
~.500
10.500
-.. T_
360
""'.-r"-""" '"1I'1
'NO, No .. of eos. 0
2.461
ton is provi.<1e<l. we tIlDst r"""tv..
Thi.. 10Bn hu been .s\i~D untH tlul f"110"inq i.n-Io:ma\o it ~ 1:11,,1: dat.., .... ~t "l.oa. Ue fUe
t.bi.. i1If".,.....t ton by 10/25/20 04. If ... do 1\0'; recdv" rovi'O'. the t.:Lle :tor lurthcu;
tor !nD(nIIple1 :oness.. When we z:ecc:ive. t.ht: LnlotlR4t: l.on. we will.
detc~roin .oti.~.
too
t:ltl'p .-pJ'1C't;lVal I'eq'~ ro~ Uti. enhADottd prClC]X"'" wi . "ll, alldad. "ith
reo • •ny c:ondl~lon. " p.tovid. .. c:ClnIpl.~e eopy
pe.c.kl19o al.Crm9
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B-330
Case 05-90374 ,,"'-""
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Exhibits Volume B
B-331
Case 2:08-cv-0155, AP-CW Document 38 Filed O~ .. 112008 Page 43 of 50
.com
"Moe Keshavarzl" To marill_mclaurln@counllyWide
<MKeshavarzl@shappardmull cc
in.com>
bee
1110612006 03:22 PM
SUbject ~ letter
Maria,
asking
eciate your help. as we are only
on and letter. I would reall y appr is acce ptab le to
Attached please nnd the declarati tions plea se let me knOlN . If il
. If you have any ques
for the document to be authenticated 2910. Thanks again.
yOll please sign and fax it to
213-443-
«DO C.P DF»

Moe Keshavarzl, Esq.
pton, LLP
Sheppard Mullin Rich ter & Ham
Floo r
333 South Hope Street, 48th
Los Angeles, CA 9007 1-14 48
Direct LIne: 213- 617- 5544
Fax: 213-443-2910
mullifl.com
Email: mkeshavarzi@sheppard
o~t ion tha t is

law firm and may con tain inf
This mes sage is Ben t by a ~tr ans mis sio n in erro r, plea se
I~ you rece ived thi
priv ileg ed or con fide ntia l. and any atta chm ents .
-ma il and del ete the mes sage
not ify the sen der by repl Y.e pton LLP
Sbe ppard, Mul~in. Ric hte r ~ Ham
PDF
~
www .she ppar cllll uJ.li n. com DOC-
plea se ~ our web site at

Exhibits Volume B
B-332
Case 2:08-cv-0155,- _AP-CW Document 38 Filed O~, .//2008 Page 44 of 50
DECLARATION OF MARIA McLAURIN

2 I, Maria McLaurin, state and declare as follows:
3
4 1. I am the br,anch manager for the San Rafael branch of Cou~trywide
5 Home Loans, Inc., the'branch that processed Ms. Samaan's loan (loan number 81737375).
6 In or around October 14,2004, Countrywide suspended Ms. Samaan's loan because
7 Cpuntrywide had not yet received a copy of the fully executed purchase agreement
8 Attached hereto as Exhibit 30 is a true and correct copy ofthe letter that Countrywide sent
~ to Ms. Samaan's broker, Victor Parks.
10
11 I .I declare under penalty ofperjury under the Jaws of the State of California
12 that the foregoing is true and correct.
13
14 Executed on November 6,2006 at San Rafael, California.
~--
15
16
17
Maria McLaurin
18
19
20
21
22
23
24
25
26
I
27
28
-1-
II
W01·WEST:IMMKJ\400IIH5;.1 DECLARATION OF MARIA MCLAURIN I
~
VOLUME B- 342/839
Notice #3
Exhibits Volume B
B-333
_r"--'
Case 2:08-cv-0155\. _AP~CW Document 38 Filed Ol.t, .1/2008 Page 45 of 50
11/06/2006 12:56 FAl 213830208~ ~OOl
-SHEPPARD MllilJIN
5H;:PP;,::m }.'l,,;lll'J ~I\rm.;:;' b; t1t,w111 Of': l.t.t'
4111h Floor I 333 $OUUl Hope Strel:l I Los Angeles. CA 90071.11148
213-620-1780 ~ I 21:H>20-1398 r",,( I WWrr~hcppart/mul/in.oom
ATTORNEYS A1 I.AW
FACSIMILE COVER SHEET

.* THlS FJl.CSIMTEE TRANSMISSION WILL NOTBE MAILED ....
Date: November 6, 2006 File Number. 0100-092162
Total numlxlr of pages:

(including I-pago cover sheet) .
r--:-l
~
an
If p~ arc not ~eived)please cil1
David Zasloff at 213-62()...1780t Ext. 4507
I2l Facsimlle No. Telephone No.

Maria McLaurin (Sn) 812-5397
From:' Moe Keshavarzi

Re: Samltllll v. Zernik.
MESSAGE: Jf)'Qu have 3Ily questions, please call me.
lOT SE!OfTH~
I IS PRIVI D NFIDCIVTlAL AN PT •
MESSAB IS NOT THE IH'TENOSl RECIPIENT. O!'l THE EM?l.OYEE NSlBLE FOR OeLlVI;;RING THE ~ TO TIiE INTENOED
RECIPIENt". YOU ArdC HmEBY N011FII:O THAT fIN( DlaSEMlNATlON, DISTRIBUTION OF! coPYING OF THIS COWUNICATION IS STRICTLY
PRO~ IF YOU HAVJ; R5CeIVEI:I THI~ C:OMa.wNICATION I'" EiRROR. PLEASE NOTlFY us IWolrnlATELY BY TELEPHON£ AND RETURN THE
ORlGlNAl.MESSAlE TO USATTHEABOVEADORE'SS VIA THE u.s,
POSTAl-SERVICE. TI-fANKYOU.
QS31 007025J1ST:1MMK1\400lliM4.1
VOLUME B- 343/839
Notice #3
Exhibits Volume B
B-334
Case 2:08-cv-0155\. AP-CW Document 38 Filed 04. _(12008 Page 46 of 50
11/06/20a6 12:56 FAX 2138302083 ~002
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8-335
Case 2:08-cv-0155,,", AP-CW Docum ent 38 Filed OLt, . ,/2008 Page 47 of 50
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Exhibits Volume B
B-336
J'-"'"
Case 2:08-cv-015£>.. . AP-CW Docum ent 38 Filed Ol.t, . //2008 Page 48 of 50
•Jae Arre 'J.A.' Uoyd" To "Marla McLaurin" <Maria_Mclaurin@Countrywide.com>

<jrlloyd@SbcglobCJI.net> cc
111031200603:21 PM
bee
Subject 6~ Suspense from Countrywide
Hi Mal:ia.
we just need a s"ateme r.t or
Here is the suspe~se igs~ed by Country wide. Again, Agreem
Execut ed Purchas e ent is require d by
guideli ne showing that the FUlly
Country wlde for Final Loan Approv al.
Thank you.
J.R. Lloyd ~or V~ctor Parks

310.275 .5353
~
AlIacn8d1.PDF

Exhibits Volume B
B-337
Case 05-90374 Document 260-9 Filed in TXSB on 05/08/09
..-.... Page 24 of 35
Case 2:08-cv-0155\.. AP-CW Document 38 Filed 0,->, . 1/2008 Page 49 of 50
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B-338
-
Case 2:08-cv-0155\. AP-C W Document 38 Filed Ot;., . 112008 Page 50 of 50
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Exhibits Volume B
B·339
Case 05-90374 Document
..- 260-9 Filed in TXSB on 05/08/09 Page 26 of 35
,.
Case 2:08-cv-015&~ ,AP-CW Document 38-2 Filed ",,17/2008 Page 1 of 7
(.h\O~)NOV 6 2006 17:5?/ST. !?:57/NO. 6334B70015 P 1
750 '~ro
Sui~ 110
AMERICA'S WHOLESALE LENDER. I

j
I
I
iI
flO< "no.... (41$) 259-0005
P'-'oat (415)257-2703
j
i
I
I
I
!'
entialitY Notice: The lnfOrmatlon contalnfJd in all(J 1JaIlSmitled with lhi$ communic:allon 1& 6lrictIy I
ootial, is n.ended only for the U$& or Iha Intended rec:ipient, and is the property of COUnuywlde
ncIat Corporation or its affiiateS and subsidiaries. If you are not the intended recipient, you ere
'by notified thaI any use of the Infoll'l1a1ion contained in or ttBnsmitted with It'le oommunication or
, mination. dtstrfbutlon, Of copying or this communication it ~Iy prohibited by law. If you have
'. 1his communication in error, please immediately notify the &ender by email or telePhOne and
me original message or sny copy of illn your possession. Thank You.

Exhibits Volume B
B-340
Case 2:08-cv-0155\. ~AP-CW Document 38-2 Filed \. of 17/2008 Page 2 of 7
FROM COUNTRYWI~E HOME lOA~S ~'5-25g-0g65 (MON) NOV 5 ~oo~ 17:57/S1. 17:57/NO, 633487~D15 P 2
AMERICA'S WHOUSALE LENDER
!':.... ", R I:I.. COIl.I'OI\A-n: erN'MlR

750 LlNiC' 1\.O ST't\6J:T. $l.wrs 110
SAN R,"' ....jIIl.ISJ.,.t CAI~lF(,)M::NIA" 94901
(41S) 2S1.2.700
(415) 2551-0566 PAX
!
I
i
v· I rParks
p ~fic Mortgage ConsultanlS I
I
R.e Nivie Samaan f

I Loan Number 81737375 I
~ Property address: 320 S Peck Dr
! . Bevt:tl)' Hills. CA 90212
'Parks,
i
Th ~ is to continn that Counnywide Home Loan~ process«! the Ilbow: referenced
m I application on or around October 14, 2004. The loan was Suspende<! p:nding
ipt of a copy of the fully executed putehase agreement. Attached is a copy ofthe
issued.by CountryWide Home Loans.

Exhibits Volume B
B-341
Case 2:08-cv-015!:J, J AP-CW Document 38-2 Filed" </17/2008 Page 3 of 7
750 Lindaro
sutte 110
AMERICA'S WHOLESALE LENDER'lIl
Fax
To: 0"'os~h Zun.~GIz. From; Marla Mclaurin, Branch Manager
Fax: (rO!) qqy.. 09/7 Trme:
PlIone: Date:
Re: Fwc: from: (415) 259-0865
Pages; PhoDe: (415) 257-2703
o Urgent 0 For Review 0 Please Comment 0 Please R.eply
• Comments:
C ~U-.ntViLv/~lc..
/;J~ jt;. Sen~.
/
Confidentiality Notice: The information contained in and transmitted with this communication Is strictly
confidential, is intended only for the use of the intended recipient, and is the property of Counbywide
Financial Corporation or its affiliates and SUbsidiaries. If you are not the intended recipien~ you are
hereby notified !hat any use of the infollTlaiion contained in or transmitted with the communication or
dissemination. distribution, or copying of this communication is strictly prohibited by law. If you have
received this communication in enor, please immediately notify the sender by email or telephone and
delete the original message or any copy of it in your possession. Thank You.

Exhibits Volume B
B-342
Document 38-2 Filed" </17/2008 Page 4 of 7
Case 2:08-cv-015b~ .: AP-CW
750 Llndaro
Sufle 110
Fax
To: ;Ioseeh Zun:c.Jz. From: Maria McLaurin, Branch Manager
Fax: &0 J) qqf ~ 09/7 Time:
Date:
Re: Fax From: (415) 259-0865
Pages: Pbon~ (415)257-2703
o Urgent 0 For Review 0 Please Commem 0 Please Reply
• Comments:
C 4l)..nt-r ywid.c..
{;J~ Jo. SeI1;!-'.
Confidentiality Notice: The information contained in and transmitted with this communication is strictly
confidential, is intended only for the use of the intended recipient, and is tne property of Countrywide
Financial Corporation or its affiriates and subsidiaries. If you are not the inlended recipient, you are
hereby notified that any use of the information contained in or transmitted with the communication or
dissemination, distnbution, or copying of this communication Is strictly prohibited by law. If you have
received this communk:ation in error, please immediately notify the sender by email or telephone and
delete the original message or any copy of It in your possession. Thank You.

Exhibits Volume B
B-343
.,~,
Case 2:08-cv-015b,- ,AP-CW Document 38-2 Filed v 1"/17/2008 Page 5 of 7
Counbywide~
AMERICA'S WHOlESALE LENDER-
NOTICE TO PROCESS SERVE.RS
A. Service on Countrywide and its Subsidiaries .
Countrywide's corporate headquarters is located at:
4500 Park Granada Boulevard

Calabasas, California 91302
Countrywide's Legal Department Litigation In-Take Unit is located at:
5220 Las Virgenes Road

Mail Stop: AC-IlB
Calabasas, California 91302
Countrywide's registered agent for service of process in every state is

esc The United States Corporation Company, formerly known as The
Prentice-Hall Corporation System, Inc. The address of the esc office
in your state may be obtained through the Secretary of State's office.
You may serve legal papers directed to Countrywide and its subsidiaries
at these locations. If you wish to inquire about any service issues,
please contact the Countrywide Legal Department at:
(800) 669-6094.
B. Service on Countrywide Employees
COlUltrywide is not authorized to accept personal service on behalf of

any of its employees.
If you appear at an employee's place of work, the guard or receptionist

will try to contact the employee to inform him or her of the attempted
service. It is solely within the discretion of the employee whether to
come to the lobby to accept personal service.

Exhibits Volume B
B-344
...• 260-9 Filed in TXSB on 05/08/09 Page 31 of 35
~
Case 2:08-cv-015o,- • AP-CW Document 38-2 Filed ~ tl17/2008 Page 6 of 7
NAME. ADDRESS AND TELEPHONE NUMBER OF ATIORNEY(S)

JOSEPH ZERNIK
4215 Saint George Street
Los Angeles, CA 90027
T: 310 435-9107 F: 801 998-0917 E:jzI2345@earthlink..net
UNITED STATES DISTRICT COURT

CENTRAL DISTRICT OF CALIFORNIA
JOSEPH ZERNIK CASE NUMBER
PLAINTIFF(S). 08-CV-OI 55O-VAP-CW

v.
JACQUELINE CONNOR ET AL
PROOFOFSER~CE-ACKNOWLEDGMENT
DEFENDANT(S).
OF SERVICE
1. the undersigned. certify and declare that I am over the age of 18 years, employed in the County of
Los Angeles, • State of California, and not a
party to the above-entitled cause. On APRIL 15 , 20 08 , I served a true copy of
PlaintiffZemik's Notice of Maria McLaurin's Fraudulent Declaration, Predicated Acts per RICO
by personally delivering it to the person (s) indicated below in the manner as provided in FRCivP 5(b): by
depositing it in the United States Mail in a sealed envelope with the postage thereon fully prepaid to the follOWing:
(list names and addresses for person(s) served. Attach additional pages if necessary.)
Place of Mailing:
Executed on • c.
E ,20 08 at , California
Please check one of these boxes if service is made by mail:
o I hereby certify that I am a member of the Bar of the United States District Court, Central District of
California.
o I hereby certify that I am employed in the office of a member of the Bar of this Court at whose direction the
service was made.
[0 I hereby certify under the penalty of perjury that the foregoing is true and corre .
Person Making Service

JYt. C JJ r #1'}-/ JJ
ACKNOWLEDGEMENT OF SER~CE
I. , received a true copy of the within document on '
Signature Party Served
CV-40 (01/00) PROOF OF SERVICE· ACKNOWLEDGMENT OF SERVICE

Exhibits Volume B
B-345
Case 2:08-cv-015o,- ,AP-CW Document 38-2 Filed,", d17/2008 Page 7 of 7
SERVICE LIST FOR ZERNIK V CONNOR ET AL (revised 4/6/08)
Sarah L Overton
Cummings McClorey Davis Acho and Associates
3801 University Avenue
Suite 700
Riverside, CA 92501
951-276-4420
Email: soverton@cmda-Iaw.com
John W Patton, Jr
Pasternak Pasternak & Patton
1875 Century Park E
Suite 2200
Los Angeles, CA 90067-2523
310-553-1500
Email: jwp@paslaw.com
Michael L Wachtel)
Buchalter Nemer PC
1000 Wilshire Boulevard Suite 1500
Los Angeles, CA 90017-2457
213-891-5761
Email: mwachtell@buchalter.com
John Amberg
Bryan Cave, LLP
120 Broadway, Suite 300
Santa Monica, CA 90401-2386
Tel (3101 576-2100
Fax (3101 576·2200
Email: jwamberg@BryanCave.com

Exhibits Volume B
B-346
..- 260-9 Filed in TXSB on 05/08/09 Page 33 of 35
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26 Exhibit B(5)
27
28
April 12, 2009; NOTICE #2, RE: CFC/BAC

William Allen Parsley, Borrower
Case # 05-90374
VOLUME B- 356/839
Notice #3
Exhibits Volume B
B-347
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
EXHIBIT B(s)a
22
23
July 6, 2007 ex parte for
24 protective/gag order in a
~: "dark court room"
27
28
April 12, 2009; NOTICE #2, RE: CFC/BAC

William Allen Parsley, Borrower
Case # 05-90374
VOLUME B- 357/839
I
" /.
I'
'I
i
,
, {,~,{C,-, I -
/C ~
~anford Shatz (C\ ~tatl: Bar \:0. 12 7 229)

Todd ,\. Boock (C\ State Bar :\0.181(33)
2
S221l1 ,a~ Yirgencs RO·,ld. 7\b: .\C-Il
3 Calabasas. California ()1.)I,2
Telephone: (X IX) i·e I-W()2
j' acsimik: (H 1H) H-I--f()m
5 BRY,\!'\ C\\'j·: IJ.P

6 ,John \". ,\mbcrg (C\ ~tate Bar No. J()i)l()(»)
Keith D. (,kin (C \ State Bar No.1 1-\4H46)
7 .Il'11na :-.rold;l\\'ky (C \ State Bar No. .24(>109)
1.2IJ Broadw;\\. Suite ,")1)1)
Santa .\lonic;i, California ()IJ4()I-2.1H()
Telephone: (31l1) 5 7 ()-2}(1n
J-acsimile: (110) S-()-22(1{J
10 Attorneys for Countr:widc Ilome Loans, Inc.
11
SUPJ']~I()R COUR']' OF THI', Sr\TI'~ OF C\J.lH )]C\! L\
12
H.m TIll': COUNTY (W 1.0,:' ,\NCI·:JJ~S. WI·:ST DISTRICI
I .'"
14 ~I\'[J': S \.\1\ \l\,', et aI., ) Case No.: SO)~.p4(J(1

)
15
Plmntiffs, ) Han. .I aCl]ucline .\. Connor
16 )
) l'ik Date: October.2:1, =~( II J5
17 ) Trial Dare: September -. =~l)l r
JOSEPH /.ERNIK, et al.. )
18
) EX V·11{7·!; .\PPLIC \'1 [OJ'( H lR
19 Defendants. ) PROTI':CT[\'I': ()ltD] ':R:
) \IE~I()R.\:'\JDL'r-1 ()(- j I O(0!'l'S \ND
20 ) -\UTHORITfFS; DLU .. \lt\ t'lON 01;
) TODD ,\. BOOCK: l)LCL\~_\nCN 01'
21
) IENN.-\ :".IOLD -\ \\'Sf,Y; IPRO]J()SL':DI
22 ) ORDER THLREON
)
23 ) Date: .I uh' (>, 2U07
Time: 9:l1() a.m.
24
Dcpt: \,'1]
25
26
27
28
(,-l?d -~.j ___ 1

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Joseph Zernik

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UNITED STATES COURT

VERIFIED NOTICE #8: NOTICE #3 – EXHIBITS VOLUME B

Dated: May 18, 2009 Respectfully submitted, by:

UNITED STATES COURT

SHARON DIANE HILL CASE No 01-22574

VERIFIED NOTICE #8: NOTICE #3 – EXHIBITS VOLUME B

Dated: May 18, 2009 Respectfully submitted, by:

I, Joseph H Zernik, have written and re-read the foregoing:

Ca se 2:08-cv-015S\. AP -CW Document 38 Filed 0..., . 112008 Page 26 0150

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.... _ _ no. --T '--- -J

~ 1 .c 2 10/U IIO. . 20"' .$1.

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Ca se 2:08-cv-0155l> AP -CW Do cum ent 38 Filed 04' .1/ 200 8 Page 27 of 50

,... ~ a-." ".U _II

Uo. --... .>

_ 00011 ...... ,.. _ &eoM&oIt

VOLUME B- 325/839 Notice #3

VOLUME B- 326/839 Notice #3

Ca se 2:08-cv-0155\. AP -CW Do cum ent 38 Filed 04, . ,/2 008 Page 29 of 50

N OFM AR JA MC LA( ;lUi 'I

2 1, Maria McLuurin. dcclan: <is follows:

I IoIolJ~.\\'''''7 '\lMt; . ".,x.:J~.Jb'

VOLUME B- 327/839 Notice #3

10 application to be "Referred" by CU;l:S.

VOLUME B- 328/839 Notice #3

Case 2:08-cv-0155, AP-CW Document 38 Filed 04, ,12008 Page 31 of 50

val". Sce exh. ··C." p.

3 SO I 17. Thcre arc addition al conditio ns that had to be salistied

condilion~ were :ntcrnal items that were the resrons ibility

22 ! Samaan satisfiel l all ofthese conditio ns.

28 approve d Ms, Samaan 's 10a05 on Octobe r 29. 2004,

VOLUME B- 329/839 Notice #3

Case 2:08-cv-0155\. AP-CW Document 38 Filed 04, . ,/2008 Page 32 of 50

2 2004. SU:;pC:llsj~m h:tlc:r w~ i~:;ued lin Ot.:tnht.:r 26.2004 3nd

h:ld bccn !llC~ on October

20 These signl,'h were ministe rial and adminis u'ati\'c in natu,C'.

This docs not mean that

's loan was

Case 2:08-cv-0155, AP-CW Document 38 Filed 0..... ,/2008 Page 33 of 50

VOLUME B- 331/839 Notice #3

91I 2004 lmmch aoproval

101 SalTIaan's 103ns by Novl:ll1bcr 1.2004.

14 in ,)1, f<+st'l CA wI../l J .

DlilliE fAA II tR ]OIl~/l004

~~~ 1.);.f":JO.OO ~ N:::: 5/1 LIDI' .i\iU't lnterestOnl)"

......... f'URCIlASJ: .. O.ER OCC\lprro. fl£Dl:CEO

APP.OVAL 01'11' 01': ~ _=nLH ~'LN'''TIOH lIIE~U'G _

• •• D. t'" J') 7 S 4 . 0 0 G 2 C2. O·

VOLUME B- 333/839 Notice #3

Case 2:08-cv-0155\. AP-CW Document 38 Filed 04, . ,/2008 Page 36 of 50

9\lLd.Une de. cO"t to ;t,:-... c. wilt oC:lJ.e-r .:ter

14J. 0'1"¥QI COCDJtJOJ' 4

~,OG . . . .K 09J. l»QOttE-aJtrL ..f;'n./Sl<itJr. O rout .. ~o .. f '~-Dl

---- --- -----

VOLUME B- 334/839 Notice #3

VOLUME B- 335/839 Notice #3

Case 2:08-cv-0155\. AP-CW Document 38 Filed 0..... ,/2008 Page 38 of 50

VOLUME B- 336/839 Notice #3

AMERICA'S WHOLESALE LENDER~

PhDnel: DatI!>: Ill(e/~

.w. oc.. :l!UDd your lOUll wtln che- f.b~ .:IItldJ.:1c:#JS