ABOUT MCB

MCB is one of the leading banks of Pakistan with a deposit base of Rs. 431 Billion and total assets over
Rs. 550 Billion. Incorporated in 1947, MCB soon earned the reputation of a solid and conservative
financial institution managed by expatriate executives. In 1974, MCB was nationalized along with all other
private sector banks.

The Bank has a customer base of approximately 4 million, a nationwide distribution network of over 1,000
branches and over 550 ATMs in the market.

During the last fifteen years, the Bank has concentrated on growth through improving service quality,
investment in technology and people, utilizing its extensive branch network, developing a large and stable
deposit base.

Vision Statement

To be the leading financial services provider, partnering with our customers for a more prosperous and
secure future.
 

Mission Statement

We are a team of committed professionals, providing innovative and efficient financial solutions to create
and nurture long-term relationships with our customers. In doing so, we ensure that our shareholders can
invest with confidence in us.

PRODUCTS & SERVICES

1. BASIC BANKING ACCOUNT

It’s as simple as ABC to start banking with MCB.

Look after your money the simple way,with MCB

Basic Banking Account.

KEY POINTS

Open a Basic Banking Account with as little as Rs.1000/- only.

No minimum balance maintenance requirement.
No monthly account maintenance charges.
Two free deposits per month (including cash and clearing).
Two free withdrawals per month (including cash and clearing).
Unlimited free withdrawal transactions through MCB's ATMs.
Unlimited transactions through Virtual Banking.
Use your MCB SmartCard to shop at thousands of merchant outlets across Pakistan.

2. CURRENT ACCOUNT

What are you waiting for? Race and be ahead.

Discover the quick, easy, and convenient way
to manage and use your money with an MCB
 Current Account.

KEY POINTS

Low minimum balance requirements.

Unlimited cash deposit and withdrawal facility at hundreds of branches nationwide.
Use your MCB SmartCard to shop at thousands of merchants across Pakistan.
Lockers and other affordable transactional facilities.

3. SAVINGS ACCOUNT

Start saving and discover a habit that’s worth getting into.

MCB Savings Account offers you one of the most suitable ways to manage your hard-earned money. So
start saving and earning profit today.

KEY POINT

Low monthly average balance requirements.

Profit paid into your account every six months.
Unlimited cash deposit and withdrawal facility at hundreds of branches nationwide.
Use your MCB SmartCard to shop at thousands of merchants across Pakistan.
Locker facility at economical rates.

4. FOREIGN CURRENCY ACCOUNT

Enjoy the confidence of operating an international account, locally.

MCB Foreign Currency Account offers you the option of earning attractive returns on your Foreign
Currency Investment.

KEY POINTS

Open your account in US Dollar, UK Pound Sterling, or Euro.

Open for as little as US$ 500 or equivalent.
Unlimited transactions at your branch.
Free Foreign Currency cash deposit and withdrawal facility.
Rate of Return directly linked with international market.
Profit paid into your account every six months.

Foreign Remittances facility available.

Countrywide network of Foreign Currency Branches.
Cash withdrawal in PKR equivalent.

. MCB ATM Card

MCB ATM Smart Card is accepted at over 4,500 ATMs nationwide. MCB ATM Smart Card enables you to
access fast cash, inquire account balance, transfer funds and pay utility and mobile bills/mobile top-ups
from any of over 550 MCB ATMs in the country. So go ahead! Use your MCB ATM Smart Card – anytime,
anywhere.
Card Categories

a) MCB ATM Regular Card

MCB ATM Classic Card allows withdrawal of up to Rs.15,000 per day and a maximum of 3 withdrawals
per day per card.

b) MCB ATM Gold Card

The MCB ATM Gold Card allows withdrawal up to Rs. 25,000 per day and a maximum of 6 withdrawals
per day per card. The cardholder has to make at least two transactions to withdraw the full amount of Rs.
25,000.

1. MCB Mobile

What can you do with your MCB Mobile?

* Check your Account Balance

* Review your Mini Statement
* Transfer funds
* Purchase Mobile Top-ups
* Pay your Mobile Phone Bills
* Pay your Utility Bills
* Make your MCB Visa Credit Card Payments
* Make a Donation

5. SMART DOLLAR ACCOUNT

Discover a sensible solution that helps make more of your dollar savings.
MCB Smart Dollar Account is a sensible way to maintain or grow your US Dollar deposit across USD
Current, Savings or Term Deposits.

KEY POINTS

USD Current, Savings and Term Deposit accounts.

Competitive profit rates.
Attractive incentives being offered, if you maintain the minimum amount of USD 10,000/- or
above.

6. SAVINGS 365 GOLD

The higher you save, the higher you go.

MCB Savings 365 Gold Account offers you a wide range of attractive profit rates.

KEY POINTS
 The higher your balance, the higher your rate.
Profit calculated on daily basis.
Profit paid into your account every month.
Open your account with Rs. 500,000/- only.
Cash deposit and withdrawal facility at hundreds of branches nationwide.

7. SPECIAL RUPEE TERM

Make the most of your time with lucrative term deposits.

With a wide range of choices and tenors, you can open one or more term deposit accounts that
best suit your current or long term needs.

KEY POINTS

Highly attractive profit rates.

Multiple tenors from one month onwards.
Option of premature encashment.
Option for ATM debit card to access profit earned.
Option for automatic renewal of term deposits.

8. BUSINESS ACCOUNT:

An upwardly mobile way to bring down costs on your way up.

MCB Business Account lets you build your business through the accrued savings from discounted
transaction fees, and more.

KEY POINTS

Higher the balance, the higher the number of free transactions.*

Open a Business Account with Rs.50,000 only.
Unlimited free cash deposit and withdrawal facility at hundreds of branches nationwide.