Documenti di Didattica
Documenti di Professioni
Documenti di Cultura
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The Kotak Mahindra Group was born in 1985 as Kotak Capital Management Finance Limited.
This company was promoted by Uday Kotak, Sidney A. A. Pinto and Kotak & Company. the
custumer based of this group is more than 14 lakh.Industrialists Harish Mahindra and Anand
Mahindra took a stake in 1986, and that's when the company changed its name to Kotak
The g c group is a financial organization established in 1985 in India. It was
previously known as the Kotak Mahindra Finance Limited, a non-banking financial company. In
February 2003, Kotak Mahindra Finance Ltd, the group's flagship company was given the
license to carry on banking business by the Reserve Bank of India (RBI). Kotak Mahindra
Finance Ltd. is the first company in the Indian banking history to convert to a bank. Today it has
Since the inception of the erstwhile Kotak Mahindra Finance Limited in 1985, it has been a
steady and confident journey leading to growth and success. The milestones of the group growth
2010 - 2005
c ~c Ahmedabad Derivatives and Commodities Exchange, a Kotak anchored enterprise,
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~c Entered Ahmedabad Commodity Exchange as anchor investor.
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c ~c Bought the 25% stake held by Goldman Sachs in Kotak Mahindra Capital Company
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c ~c Kotak Group realigned joint venture in Ford Credit; their stake in Kotak Mahindra
Prime was bought out (formerly known as Kotak Mahindra Primus Ltd) and Kotak
2004 - 2000
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c ~c Kotak Mahindra Finance Ltd. converted into a commercial bank - the first Indian
company to do so.
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c ~c Kotak Mahindra tied up with Old Mutual plc. for the Life Insurance business.
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c ~c Entered the mutual fund market with the launch of Kotak Mahindra Asset
Management Company.
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c ~c The Auto Finance Business was hived off into a separate company - Kotak
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Mahindra Prime Ltd (formerly known as Kotak Mahindra Primus Ltd).
~c Kotak Mahindra took a significant stake in Ford Credit Kotak Mahindra Ltd, for
~c The launch of Matrix Information Services Ltd marked the Group's entry into
information distribution.
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Securities.
1994 - 1990
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c ~c The Investment Banking Division was started. Took over FICOM, one of India's
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c ~c The Auto Finance division was started
1989 - 1985
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c ~c Kotak Mahindra Finance Ltd entered the Lease and Hire Purchase market
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Kotak Mahindra is one of India's leading banking and financial services groups, offering a wide
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c Kotak Mahindra Bank Ltd is a one stop shop for all banking needs.
The bank offers personal finance solutions of every kind from savings accounts to credit
cards, distribution of mutual funds to life insurance products. Kotak Mahindra Bank
offers transaction banking, operates lending verticals, manages IPOs and provides
working capital loans. Kotak has one of the largest and most respected Wealth
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Management teams in India, providing the widest range of solutions to high net worth
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venture between Kotak Mahindra Bank Ltd., its affiliates and Old Mutual plc. A
Company that combines its international strengths and local advantages to offer its
customers a wide range of innovative life insurance products, helping them take
important financial decisions at every stage in life and stay financially independent. The
company covers over 3 million lives and is one of the fastest growing insurance
companies in India.
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wide geographical reach. Kotak Securities operations include stock broking and
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Kotak Securities operate in five main areas of business:
~c Depository Services
in India offering a wide suite of capital market and advisory solutions to leading domestic
Our services encompass Equity & Debt Capital Markets, M&A Advisory, Private Equity
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passenger vehicle finance companies. KMPL offers loans for the entire range of
passenger cars, multi-utility vehicles and pre-owned cars. Also on offer are inventory
funding and infrastructure funding to car dealers with strategic arrangements via various
services to overseas customers seeking to invest in India. For institutions and high net
worth individuals outside India, Kotak International Business offers asset management
through a range of offshore funds with specific advisory and discretionary investment
management services.
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bouquet of asset management products and services that are designed to suit the diverse
risk return profiles of each and every type of investor. KMAMC and Kotak Mahindra
Bank are the sponsors of Kotak Mahindra Pension Fund Ltd, which has been appointed
as one of six fund managers to manage pension funds under the New Pension Scheme
(NPS).
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mid-size enterprises to evolve into tomorrow's industry leaders. With a proven track
record of helping build companies, KPEG also offers expertise with a combination of
equity capital, strategic support and value added services. What differentiates KPEG is
not merely funding companies, but also having a close involvement in their growth as
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c Kotak Realty Fund deals with equity investments covering sectors such
as hotels, IT parks, residential townships, shopping centres, industrial real estate, health
care, retail, education and property management. The investment focus here is on
development projects and enterprise level investments, both in real estate intensive
businesses.
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1.c Before 1979, when CompuServe marketed MicroNET to consumers, no individual used
the net, just businesses. MicroNET, the retail branch of CompuServe, found an outlet at
Radio Shack and soon gained wide appeal and it accounted for over 50 percent of the
company's income by the year 1987 when it took back the parent name, CompuServe.
The Source, its competitor that also started in 1979, grew rapidly. However, CompuServe
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2.c Imagine the enthusiasm of Bernie Newcomb when Phil Porter shared his idea about
and developed the necessary one to successfully trade a stock. A dentist in Michigan
made the first stock trade on July 11, 1983. This was the first trade for the company
Trade*Plus. It took 9 more years before the company was named the fastest growing
company in Silicon Valley and by 1996, Trade*Plus received the new name E-Trade
Group.
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3.c Other companies entered the market for consumer stock trading. First Omaha Securities,
Inc. became a clearing broker in 1983. It changed its name to Accutrade. Later when they
were part of a holding company in 1987 the name changed again to TransTerra Company
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Inc 1987 and eventually became AmeriTrade in 1996. It offered the first order system via
the touch-tone phone in 1988. Slowly the necessity of the broker started to seem less
important.
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4.c Bernie Newcomb and Phil Porter split as partners and Porter started a new company, E-
Trade Group. E-Trades Securities was a subsidiary, and the primary reason for the
company. It offered services to the public that allowed trading on both America Online
and CompuServe. Later when the firm grew dramatically, by 1996, it went public and the
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5.c The market gets bullish for the 1990's. This fact, coupled with the lower cost of Internet
access started to drive the uses of the Internet. Communication via email and total access
to the web made the transition easy for millions of people. Now, they no longer had to
call a broker or schedule an appointment. The Web was open 24 hours a day and the
market was hot. By January of 1996, AmeriTrade introduced "Accutrade for Windows"
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6.c Discount brokerage houses grew, as did online trading. Schwab, one of the innovators of
discount brokerage services, offered the first 24-hour quotation service to clients in 1980.
By the year 1996, they offered live trading on the web. Other companies also jumped into
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the action. The American public fell in love with online trading because even an idiot
could make money in the stock market during the excessively bullish 1990's. The cost of
a trade was dramatically lowered. At first, a $24 trade was magnificent. However, as
companies grew more web-based the price dropped. When the market went south in 1999
and early 2000, web brokers slashed even more at the cost of the trade to maintain their
clients. Today, Online stock trading accounts are owned by most people that invest. Even
if they use the services of a broker, they normally have the option of trading stock on
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Share is nothing but the Ownership of the company divided into small parts and each part is
called as Share or Stock.A person carrying a share of a company holds that part of ownership in
that company.
A person holding maximum shares has maximum ownership like directors, chairman etc.
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A Share market is the place where buying and selling of shares takes place. Now days due to
internet and advanced technology there is no need to be physical present in exchanges like NSE
and BSE but the buying and selling of shares takes place from anywhere in India and also from
foreign country. One should need the demat account, computer and internet connection and
Financial markets like NSE (National Stock Exchange) and BSE (Bombay Stock Exchange) are
countries economic barometer (a guide to economic growth). Stock markets like NSE and BSE
are the stock exchanges where the trading of a company's stock takes place.
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To learn about how you can earn on the stock market, one has to understand how it works.
When a person want to buy/sell shares in the share market then he has to first place the order
with a broker or can do themselves using online trading systems (this will be discussed later).
When you place the buy order, the message is transferred to the exchange [either NSE {National
Stock Exchange} or BSE {Bombay Stock Exchange}] and the order stays in the queue of
exchange's other orders and gets executed if the price of that share comes to that value. Once you
get the confirmation of this transcation,the shares purchased, will be sent to your demat
RSC means when you will get your shares in your demat account.In a rolling settlement, each
trading day(T) is considered as a trading period and trades executed during the trading day(T) are
settled on a T+2 basis i.e. trading day plus two working days. So on forth working day you can
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Securities and Exchange Board of India (SEBI) is a board (corporate body) appointed by the
Government of India in 1992 with its head office at Mumbai. Its one of the function is helping
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the business in stock exchanges and any other securities markets. In another word it is the
# Demat (short form of Dematerialization) is the process by which an investor can get shares
(also called as physical certificates) converted into electronic form maintained in an account with
# DP could be organizations involved in the business of providing financial services like banks,
shares or any other form of investments) in the electronic form.In India there are two such
organizations called NSDL (National Securities Depository Ltd.) and CDSL (Central Depository
# Investor¶s wishing to open Demat account has to go DP and open the account.
# Opening the Demat account is as simple as opening the bank account with any bank. As you
need bank account to save your money, make cheque payments etc, likewise you need to open a
demat account if you want to buy and sell stocks in share market.
# All shares what you possess will show in your demat account, so you don't have to possess any
physical certificates. They are all held electronically in your demat account. As you buy and sell
the shares accordingly your shares will get adjusted in your demat account.
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wES. The market regulator, the Securities and Exchange Board of India (SEBI), has made it
compulsory to open the demat account if you want to buy and sell shares in share market.
wou have to approach a DP to open a Demat account.Most banks are DP participants so you may
www.cdslindia.com.
A broker and a DP are two different people. A broker is a member of the stock exchange, who
buys and sells shares on his behalf and also on behalf of his customers.
When you approach any DP, you will be guided through the formalities for opening a demat
account. The DP will ask to provide some documents as proof of your identity and address.
PAN card, Voter¶s ID, Passport, Ration card, Driver¶s license, Photo credit card Employee ID
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card, IT returns, Electricity/ Landline phone bill etc.
NO. wou need not have to have any shares to open a demat account. A demat account can be
opened with no balance of shares. And there is no minimum balance to be maintained either.
The charges for demat account opening, annual account maintenance fees and transaction
charges varies between various DP¶s. To have latest charges please visit websites of
www.nsdl.co.in and www.cdslindia.com or else you need to contact the specific broker.
After successfully opening the demat account you are ready to do buy and sell shares in share
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à Also discuss about the margin they provide for day trading.
à Discuss about fund transfer. The fund transfer should be reliable and easy.
Fund transfer from your bank account to trading account and visa versa. Some online share
trading account has integrated savings account which makes easy for you to transfer funds from
à Very important is about service they provide, the research calls, intraday or daily trading tips.
à Also enquire about their services charges and any other hidden fees if any.
à And also see how reliable and easy is to contact them in case if any emergency.Emergency
like buying and selling of shares on immediate basis or in case of any technical or other
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Judging by the fact that you've taken the trouble to navigate to this page my guess is that you
don't need much convincing about the c c. However, I hope that your quest for
knowledge/information about the art/science of investing ends here. Read on. Knowledge is
investing, terms such as stocks, bonds, futures, options, Open interest, yield, P/E ratio may sound
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Greek and Latin. Relax. It takes years to understand the c c. wou're not alone in the
quest to crack the jargon. To start with, take your c with as many facts as
you can assimilate. But, understand that you can never know everything. Learning to live with
the anxiety of the unknown is part of investing. Being enthusiastic about getting started is the
first step, though daunting at the first instance. That's why my c begins with a
dose of encouragement: With enough time and a little discipline, you are all but guaranteed to
make the right moves in the market. Patience and the willingness to invest your savings across a
portfolio of securities tailored to suit your age and risk profile will propel your revenues and
cushion you against any major losses. Investing is not about putting all your money into the
"Next big thing," hoping to make a killing. c!cc c ; it's about
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Simply put, you should invest so that your money grows and shields you against rising inflation.
The rate of c ccshould be greater than the rate of inflation, leaving you with a
nice surplus over a period of time. Whether your money is invested in stocks, bonds, mutual
funds or certificates of deposit (CD), the end result is to create wealth for retirement, marriage,
college fees, vacations, better standard of living or to just pass on the money to the next
generation or maybe have some fun in your life and do things you had always dreamed of doing
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with a little extra cash in your pocket. Also, it's exciting to review your investment returns and to
see how they are accumulating at a faster rate than your salary.
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The sooner the better. By c c c right away you allow your investments
more time to grow, whereby the concept of compounding interest swells your income by
accumulating your earnings and dividends. Considering the unpredictability of the markets,
1. Invest early
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While it¶s tempting to wait for the ³c$c c, especially in a rising market, remember
that the risk of waiting may be much greater than the potential rewards of participating. Trust in
the power of compounding. Compounding is growth via reinvestment of returns earned on your
savings. Compounding has a snowballing effect because you earn income not only on the
original investment but also on the reinvestment of dividend/interest accumulated over the years.
The power of compounding is one of the most compelling reasons for investing as soon as
possible. The earlier you start investing and continue to do so consistently the more money you
will make. The longer you leave your money invested and the higher the interest rates, the faster
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your money will grow. That's why stocks are the c %cc . The general
upward momentum of the economy mitigates the stock market volatility and the risk of
losses. That¶s the reasoning behind investing for long term rather than short term.
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There is no statutory amount that an investor needs to invest in order to generate adequate returns
from his savings. The amount that you invest will eventually depend on factors such as:
1 wour risk profile 2. wour Time horizon 3. Savings made Remember that no amount is too
small to make a beginning. Whatever amount of money you can spare to begin with is good
enough. wou can keep increasing the amount you invest over a period of time as you keep
growing in confidence and understanding of the investment options available and So instead of
just dreaming about those wads of money do something concrete about it and start investing soon
It refers to the accumulation of some kind of asset in hopes of getting a future return from it.
Assets such as equity shares or bonds held for their financial return (interest, dividends or capital
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The money you earn or lose on your investment, expressed as a percentage of your original
ventures.
Funds which manage money for a number of investors and pool it together. This enables
investors to benefit from a larger number of individual investments and cost efficiencies.
%
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Short-Term Investments are generally investments with maturities of less than one year.
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Investments into the fixed capital (capital assets), including costs for the new construction,
machinery, equipment, tools, accessories, project and investigation works and other costs and
expenditures.
There are two ways for investors to get shares from thec c c c . In
c , securities are bought by way of public issue directly from the company. In
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In finance a is a unit of account for c c including stocks,
mutual funds, limited partnerships, and REIT's. In British English, the usage of the word share
alone to refer solely to stocks is so common that it almost replaces the word stock itself.In simple
Words, a c c is a document issued by a company, which entitles its holder to be one
of the owners of the company. A share is issued by a company or can be purchased from the
stock market.By owning a share you can earn a portion and c you get capital
gain. So, your return is the dividend plus the capital gain. However, you also run a risk of
making a capital loss if you have sold the at a price below your buying price.
A !c c reflects what investors think about the stock, not necessarily what the
company is "worth." For example, companies that are growing quickly often trade at a higher
price than the company might currently be "worth." Stock prices are also affected by all forms of
company and market news. Publicly traded companies are required to report quarterly on their
financial status and earnings. Market forces and general investor opinions can also affect share
price.
lc Owning a stock or a share means you are a partial owner of the company, and you get
voting rights in certain company issues
lc Over the long run, stocks have historically averaged about 10% annual returns However,
stocks offer no guarantee of any returns and can lose value even in the long run
lc Investments in stocks can generate returns through dividends, even if the price
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Every transaction in the c& is carried out through licensed members called brokers.
To trade in shares, you have to approach a broker However, since most c&c
deal in very high volumes, they generally do not entertain small investors. These ccc
cgeneral investors should identify a sub-broker for regular trading in shares and palce
his order for purchase and sale through the sub-broker. The sub/broker will transmit the
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cin which there are frequent and day-to-day dealings, as distinguished from partly active
shares in which dealings are not so frequent. Most c c c would be
active, particularly those which are sensitive to economic and political events and are, therefore,
subject to sudden price movements. Some market analysts would define ¬ ¬¬
Though the company is under obligation to offer the securities in both physical and c
, you have the choice to receive the securities in either mode.If you wish to have securities
in c , you need to indicate the name of the depository and also of the c
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with whom you have depository account in your application.
It is, however cthat you hold securities in c cas physical securities carry the
risk of being fake, forged or stolen.Just as you have to open an account with a bank if you want
to save your money, make cheque payments etc, Nowadays, you need to open a c c
c
So it is just like a bank account where actual money is replaced by . wou have to approach
the (remember, they are like bank branches), to open your c . Let's say your
portfolio of shares looks like this: 150 of Infosys, 50 of Wipro, 200 of HLL and 100 of ACC. All
these will show in yourcc . So you don't have to possess any physical certificates
c c c c , they are adjusted in your account. Just like a c c c
, the DP will provide you with periodic statements of holdings and transactions.
c c c c c c Nowadays, practically all trades have to be settled in
dematerialised form. Although the market regulator, the Securities and Exchange Board of India
(SEBI), has allowed trades of upto 500 shares to be settled in physical form, nobody wants
physical shares any more.So a c is a must for trading and investing.Most banks are
also DP participants, as are many brokers. wou can choose your very own DP. To get a list, visit
the NSDL and CDSL websites and see who the registered DPs are.A broker is separate from a
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DP. A broker is a member of thec c&, who buys and sells shares on his behalf and on
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Mr. Uday Kotak, is the Executive Vice-Chairman and Managing Director of the Bank, and its
principal founder and promoter. Mr. Kotak is an alumnus of Jamnalal Bajaj Institute of
Management Studies.
In 1985, when he was still in his early twenties, Mr Kotak thought of setting up a bank when
private Indian banks were not even seen in the game. First Kotak Capital Management Finance
Ltd (which later became Kotak Mahindra Finance Ltd), and then with Kotak Mahindra Finance
Ltd, Kotak became the first non-banking finance company in India's corporate history to be
converted into a bank. Over the years, Kotak Mahindra Group grew into several areas like stock
broking and investment banking to car finance, life insurance and mutual funds.
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Among the many awards to Mr Kotak's credit are the CNBC TV18 Innovator of the wear Award
in 2006 and the Ernst & woung Entrepreneur of the wear Award in 2003. He was featured as one
of the Global Leaders for Tomorrow at the World Economic Forum's annual meet at Davos in
1996. He was also featured among the Top Financial Leaders for the 21st Century by Euromoney
magazine. He was named as CNBC TV18 India Business Leader of the wear 2008 and as the
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Mr. C. Jayaram, is an Executive Director of the Bank and is currently in charge of the Wealth
Management Business of the Kotak Group. An alumnus of IIM Kolkata, he has been with the
Kotak Group since 1990 and member of the Kotak board in October 1999. He also oversees the
international subsidiaries and the alternate asset management business of the group. He is the
Director of the Financial Planning Standards Board, India. He has varied experience of over 25
years in many areas of finance and business, has built numerous businesses for the Group and
was CEO of Kotak Securities Ltd. An avid player and follower of tennis, he also has a keen
interest in psephology.
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An electronics engineer and an alumnus of IIM Ahmedabad, Mr. Gupta has been with the Kotak
He heads commercial banking, retail asset businesses and looks after group HR function. Early
on, he headed the finance function and was instrumental in the joint venture between Kotak
Mahindra and Ford Credit International. He was the first CEO of the resulting entity, Kotak
Kotak Securities Ltd., a 100 % subsidiary of Kotak Mahindra Bank, is one of the oldest and
Our offerings include stock broking services for stock trading through the branch and Internet,
c c c Best Broker in India by FinanceAsia for 2010 & 2009 UTI MF ±
CNBC TV18 Financial Advisor Awards - Best Performing Equity Broker (National) for the year
2009 Best Brokerage Firm in India by Asia0money in 2009, 2008, 2007 & 2006 Best
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Performing Equity Broker in India ± CNBC Financial Advisor Awards 2008 Avaya Customer
Responsiveness Awards (2007 & 2006) in Financial Services Sector The Leading Equity House
in India in Thomson Extel Surveys Awards for the year 2007 Euromoney Award (2007 & 2006)
House In India Finance Asia Award (2005)-Best Broker In India Finance Asia Award (2004)-
India's best Equity House Prime Ranking Award (2003-04)- Largest Distributor of IPO's
We have been the first in providing many products and services which have now become
Facility of Margin Finance to the customers for online stock trading Investing in IPOs and
Mutual Funds on the phone SMS alerts before execution of depository transactions Mobile
investing plan in Equities and Mutual funds Provision of margin against securities automatically
We have a full-fledged research division involved in Macro Economic studies, Sectoral research
and Company Specific Equity Research which publishes in-depth stock market analysis. This
combined with a strong and well networked sales force which helps deliver current and up to
We are also a depository participant with National Securities Depository Limited (NSDL) and
Central Depository Services Limited (CDSL), providing dual benefit services wherein the
investors can avail our stock broking services for executing the transactions and the depository
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services for settling them. We process more than 400000 trades a day which is much higher even
Kotak Securities Limited has Rs. 2250 crore of Assets Under Management (AUM) as of 30th
June, 2010. The portfolio Management Service provides top class service, catering to the high
end of the market. Portfolio Management from Kotak Securities comes as an answer to those
who would like to grow exponentially on the crest of the stock market, with the backing of an
expert.
Kotak Securities Ltd., a 100 % subsidiary of Kotak Mahindra Bank, is one of the oldest and
Our offerings include stock broking services for stock trading through the branch and Internet,
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UTI MF ± CNBC TV18 Financial Advisor Awards - Best Performing Equity Broker
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Best Brokerage Firm in India by Asia0money in 2009, 2008, 2007 & 2006
Best Performing Equity Broker in India ± CNBC Financial Advisor Awards 2008
Avaya Customer Responsiveness Awards (2007 & 2006) in Financial Services Sector
The Leading Equity House in India in Thomson Extel Surveys Awards for the year 2007
Euromoney Award (2007 & 2006) - Best Provider of Portfolio Management: Equities
We have been the first in providing many products and services which have now become
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AutoInvest - A systematic investing plan in Equities and Mutual funds
Provision of margin against securities automatically against shares in your Demat account
We have a full-fledged research division involved in Macro Economic studies, Sectoral research
and Company Specific Equity Research which publishes in-depth stock market analysis. This
combined with a strong and well networked sales force which helps deliver current and up to
We are also a depository participant with National Securities Depository Limited (NSDL) and
Central Depository Services Limited (CDSL), providing dual benefit services wherein the
investors can avail our stock broking services for executing the transactions and the depository
services for settling them. We process more than 400000 trades a day which is much higher even
Kotak Securities Limited has Rs. 2250 crore of Assets Under Management (AUM) as of 30th
June, 2010. The portfolio Management Service provides top class service, catering to the high
end of the market. Portfolio Management from Kotak Securities comes as an answer to those
who would like to grow exponentially on the crest of the stock market, with the backing of an
expert.
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Welcome to the Media Kit. Whether you are looking for that one fact, milestone or just the latest
news about Kotak Securities, you are at the very right place.
The information within the Media Kit shall help you know us better and provide you with the
corporate profile, press coverages and the latest events at Kotak Securities.
This section has been designed to provide Individuals with easy access to all the information and
Check out the latest news and press releases Kotak Securities and get a glimpse into the
At Kotak Securities, we are always looking for individuals with the desire, drive and creativity to
find solutions that help meet our clients' needs - individuals who want the opportunity to learn
and grow with the organization. We place a premium on high performance, quality service and
Above all, we are committed to serve our clients, so we seek employees with the highest ethical
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Kotak Mahindra is one of India's leading banking and financial services organizations, offering a
wide range of financial services that encompass every sphere of life. From commercial banking,
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to stock broking, to mutual funds, to life insurance, to investment banking, the group caters to the
The group has a net worth of over Rs. 100.6 billion and has a distribution network of branches,
franchisees, representative offices and satellite offices across cities and towns in India, and
offices in New work, London, San Francisco, Dubai, Mauritius and Singapore servicing around 8
Bank
Life Insurance
Mutual Fund
Car Finance
Securities
Institutional Equities
Investment Banking
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c Its Biz as usual on D street despite Bandh
c Stock Recos
c Currency fluctuation will not trigger FII exit, only hot money may flow out.
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c India Inc sees only temporary relief in commodity prices
c Stockrecos
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c Do initial calculations before investing in a public offering.
c Markets
c Markets Up Marginally
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c No rush for exit anytime soon, say brokers, fund managers
c Lost opportunity?
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c Demat account move into slow motion now
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c Rs. 250cr forex loss cuts TCS profit
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c Welcome to Kotak Securities. We see investing from your perspective, and make
investing for you, along with this we also provide long term values to our customers.
We have a million reasons for you to choose us. Listed below are a few:
We are a 100% subsidiary of Kotak Mahindra Bank and one of the oldest and
largest stock broking firms in the Industry. We have been the first and only NBFC to
c c c We have been the first in providing many products and
c First to provide Margin Financing to the customers First to enable investing in IPOs and
Mutual Funds on the phone Providing SMS alerts before execution of depository
systematic investing plan in Equities and Mutual fund Provision of margin against
c Our accolades are a testimony to our services and high standards. We have
c Best Broker in India by FinanceAsia for 2010 & 2009 UTI MF - CNBC TV18 Financial
Advisor Awards - Best Performing Equity Broker (National) for the year 2009 Best
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Brokerage Firm in India by Asiamoney in 2009, 2008, 2007 & 2006 Best Performing
Equity Broker in India ± CNBC Financial Advisor Awards 2008 Avaya Customer
Responsiveness Awards (2007) in Financial Services Sector The Leading Equity House
in India' in Thomson Extel Surveys Awards for the year 2007 Euromoney Award (2006
c Whether you are a customer with a small or large wallet size, you can expect us to
c Quality Research Quick trade execution Low brokerages Accounts that suit your
c We believe in high standards of service and that's precisely what we offer. It's
an honour to be awarded the most customer responsive company award in the Financial
c
We have developed our own proprietary trading platform which is
robust and among the best in the industry. We have more than 150 technology
centralised risk management system. This allows us to offer the same levels of service to
& c Unlike most other competitors we have our own in house
research team. Our in house research team is among the best in the industry and they
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have years of experience in the financial markets. They scan through the plethora of
stocks and find the scrips that have a high potential of providing you good returns.
c We are present in 448 cities with 1358 offices all over the country. Our
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At Kotak Securities, we are always looking for individuals with the desire, drive and creativity to
find solutions that help meet our clients' needs - individuals who want the opportunity to learn
and grow with the organization. We place a premium on high performance, quality service and
Above all, we are committed to serve our clients, so we seek employees with the highest ethical
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At Kotak Securities, we strive to create a work culture which gives you ample scope to display
Be a part of an organisation that is quintessentially Indian in it's values and ethics. Deal with a
global Indian brand placing emphasis on technology and adopting best practices along
international lines. An organization that rewards all it's employees for all their hard work, fosters
and encourages teamwork and collaboration and also encourages them to maintain a healthy
work±life balance.
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We are proud of having a flat hierarchy and offer an open door policy encouraging easy
accessibility to Senior Management. Our young and energetic work force provides positive and
We believe in including the ³Fun´ element in every employees¶ work and providing
opportunities for learning and growth. Our enthusiastic and dedicated HR team organizes fun
activities throughout the year, celebrating festivals with inter divisional creativity contests,
fashion shows, talent shows and much more. Employees are encouraged to take part in Inter
Group tournaments of indoor and outdoor sports and are given opportunities to participate in all
We firmly believe that all employees need to be recognised for their contribution towards the
growth of the organisation which also encourages them increase their own internal benchmarks
and perform better. Formal and Informal recognition forms an integral part of our culture and our
team goes all the way to ensure that employees feel special.
c, an official but informal medium to appreciate the work and efforts of our colleagues,
Month on month the employees compete for being recognized as a part of our formal Reward
program, where prizes include trips abroad, team picnics etc. Additionally, we also recognize
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We believe that constant learning is what contributes better growth in your career. Our
organisation constantly looks to provide learning opportunities to its employees which will equip
We are committed to the continuous Learning and Development of our employees in the areas of
functional, skill based and behavioral training. All training programs are planned and
implemented to support both the individual and organisation's objectives. Our Learning &
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Kotak Securities is a growing organization and to keep up with the pace of growth, we are
constantly looking at hiring like minded people who will blend in with our culture. The
following are some of the positions where we are looking for achievers:
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I welcome you to join the Kotak Securities family. It's not only the Best Broking House in India*
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We offer world class working environment and a young vibrant atmosphere where everyone has
We are a group of people who live out our dreams of being Manager entrepreneurs.
So join us if you believe, you have the dreams and the passions to grow. We will guarantee you a
great learning experience and in line with our vision to be the most preferred employer in the
Manish Kumar
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Investing in equity & derivatives was never so easy. As the Best share broker in India* our
products and services are focused at making investments in equity & derivatives as simple as
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"What do I Buy?" Isn't this a common question we all have while investing in equity &
derivatives?
Our in house research team is among the best in the industry and they have years of experience
in the financial markets. Through in depth stock market analysis they offer stock
recommendations that have a high potential of providing you good returns. Know morec
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wou can get stock alerts on mobile in addition to expert tips and recommendations as SMS on
your mobile phone so that you know what to invest in at all times. c
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A 3 in 1 trading account that integrates your Trading, Bank and Demat account. With Trinity
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We bring you brokerage rates which are among the most competitive in the industry. Our low
brokerage rates let you concentrate on investing your savings without worrying about the cost of
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wou can capitalise on market opportunities even when your computer is inaccessible. Call &
Trade essentially provides you the convenience of trading in equity & derivatives by making a
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Use this superior trading platform to monitor market movements, view your gains and losses
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It is exclusively designed to give you instant access to the stock market through your mobile
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wou have access to comprehensive stock market news, right from its results, earnings, bonus,
share holding patterns etc. Also know about market developments, latest happenings, stock
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automatically provide you with exposure against the shares lying idle in your c . All
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If you are not averse of taking risks, can prove to be a good investment option
We, at Kotak Securities, have strived to make trading in futures & options simpler. Our
derivatives seminars educate new entrants in the stock options & futures trading market to be
more equipped with knowledge and techniques. Once you have the knowledge of trading in
derivative instruments our daily derivative reports will provide you with strategies that may yield
wou can also refer to the g c c to learn more about derivatives.
To start trading in derivatives, all you need to do is open an online trading account. Choose from
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our wide range of accounts to suit your investment needs.
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Investing in cis not complex anymore, Kotak Securities has made buying IPOs very simple.
All you have to do is make one c, and that's all. No IPO application forms, no queues,
simply pick the phone or log on to www.kotaksecurities.com and place your IPO order within
seconds.
We also provide with you with information on c , c in India and a
lots more.
To start investing in IPOs, all you need to do is open an online trading account. Choose from our
To open an account, c or fill in your contact details by c and we will have our
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wou can now invest in over 3000 different mutual fund schemes (in the Indian stock market)
online or through your phone. And to make this choice of choosing between which
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Scheme to invest in,we offer you our exclusive mutual fund research.
Investment in mutual fund can be made simply by going online and logging on to
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If we with its various challenges gives you opportunities to tackle them too. One of them is
getting insurance. We at Kotak Securities offer you a host of insurance options to help you stay
wou can choose from various plans based on your needs and make an informed financial
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"Never keep all your eggs in one basket" - Financial markets are a classic example of this
proverb. These markets all around the world in all categories and at all points of time have taught
us to keep our investments diversified into various instruments. Hence, we at Kotak Securities
have brought a new investment opportunity for all Resident Indians, who can now diversify their
Currency derivative is a contract between the seller and buyer, whose value is to be derived from
the underlying asset, the currency amount. A derivative based on currency exchange rates is a
future contract which stipulates the rate at which a given currency can be exchanged for another
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For the first time this segment is accessible to the retail players in the
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market. Further, Kotak Securities clients will enjoy the following major advantages:
A) Currency Derivatives (Currency Futures), Equities and Mutual Funds can be traded on one
trading platform B) wour Cash margin with Kotak Securities can be used for all the three
segments C) Exclusive research reports and seminars for Currency Derivatives Trading
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Managing investments in equities requires time, knowledge, experience and constant monitoring
of stock market. Those who need an expert to help to manage their investments,
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The business of portfolio management has never been an easy one. Juggling the limited choices
at hand with the twin requirements of adequate safety and sizeable returns is a task fraught with
complexities.
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Given the unpredictable nature of the share market it requires solid experience and strong
research to make the right decision. In the end it boils down to make the right move in the right
direction at the right time. That's where the expert comes in.
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Kotak Securities is one of India¶s oldest portfolio management companies with over a decade of
experience. It is also one of the largest, with Assets Under Management of over Rs. 3300 Crores.
Kotak Portfolio Management comes as an answer to those who would like to grow exponentially
We, at Kotak, measure our success through the success of our clients. Whatever be your
requirement, we will tailor your stock market portfolio to your specific investment need.
At the very base of a financially sound portfolio lies the identification of one's investment
objective. We help you identify your investment objectives and also outline important
requirements like liquidity, capital appreciation, current income, time span and fiscal
An Investment Relationship Manager will ensure that you receive all the services related to
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A dedicated website and a customer services desk allows you to keep a tab on your portfolio¶s
performance
wour portfolio of investments in stock market is tailored after a thorough research backed by
An experienced team of portfolio managers ensure your portfolio is tracked, monitored and
The personalised services also translates into zero paper work and all your financial statements
will be e-mailed
Products We have a product for every investment need and period. Following are the offerings:
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Do you dream of being rich? Who doesn't? But not many have a investment strategy in place to
build wealth.
Presenting - an Online Trading Account based on Systematic Investment Planning,
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(Exchange Traded Funds), Equities and Mutual Funds. Assistance in investments,
coupled with Systematic Investing, truly makes this product a very good option for investors.
AutoInvest provides a combination of Gold ETFs, Stocks and Mutual Funds recommended by
AutoInvest is unique from a general SIP in a way that it assesses the risk profile and investment
objectives of the investor, an important practice that Mutual Funds fail to carry. We offer c
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Are you new to trading? Do you want to feel the waters before you swim? If wes, this is an ideal
stock trading account for you. As an independent Investor, you will have access to all the
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research and trading facilities to execute your trades. wou can decide what to buy, when to buy
etc. either based on your own research or use Kotak Securities research.
Kotak Securities Gateway Account, an Online Trading Account opens the gateway to a world of
investing opportunities for you. wou may be anywhere, anytime and still manage to place your
trades using the Internet or our Call and Trade Facility. Open the Kotak Securities Gateway
Are you in search of the best online share trading and investing services for your individual
financial needs? wou are at the right place; we offer you nothing but the best. Understanding
your individual investing needs we at Kotak Securities make sure you get to enjoy premium and
top of the line trading services only with Kotak Securities Privilege Circle. It is an internet based
trading account.
Executing your trades Independently with this online trading account gets you the lowest charges
in the industry as well as privileged services that only a few enjoy. c c c
If you are a consistent investor in the stock market and would like to take the advantage of your
consistent trading then we offer you Advance Fee Account. As a benefit of your consistent
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trading, we offer you extremely low charges during the validity period.
Based on your requirement you can choose a plan which will best suit your need. There are
various plans available starting from Rs.1000 with 6 months validity to Rs.4000 with 6 months
validity.
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Managing investments in equities requires time, knowledge, experience and constant monitoring
of stock market. Those who need an expert to help to manage their investments,
ccc
The business of portfolio management has never been an easy one. Juggling the limited choices
at hand with the twin requirements of adequate safety and sizeable returns is a task fraught with
complexities.
Given the unpredictable nature of the share market it requires solid experience and strong
research to make the right decision. In the end it boils down to make the right move in the right
direction at the right time. That's where the expert comes in.
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About Kotak Securities Portfolio Management.
Kotak Securities is one of India¶s oldest portfolio management companies with over a decade of
experience. It is also one of the largest, with Assets Under Management of over Rs. 3300 Crores.
Kotak Portfolio Management comes as an answer to those who would like to grow exponentially
We, at Kotak, measure our success through the success of our clients. Whatever be your
requirement, we will tailor your stock market portfolio to your specific investment need.
At the very base of a financially sound portfolio lies the identification of one's investment
objective. We help you identify your investment objectives and also outline important
requirements like liquidity, capital appreciation, current income, time span and fiscal
An Investment Relationship Manager will ensure that you receive all the services related to
A dedicated website and a customer services desk allows you to keep a tab on your portfolio¶s
performance
wour portfolio of investments in stock market is tailored after a thorough research backed by
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the expertise from the Kotak Securities Research team
An experienced team of portfolio managers ensure your portfolio is tracked, monitored and
The personalised services also translates into zero paper work and all your financial statements
will be e-mailed
Products We have a product for every investment need and period. Following are the offerings:
When you invest your hard earned money, it is imperative to know all about your investments.
Take a step forward towards Informed Investments, with Kotak Securities' c c
With NDPMS you are always consulted and informed of all investment decisions, thus giving
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At most times the rationale behind your investments is a matter of concern. With NDPMS our
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Portfolio Managers will always keep you apprised of the reason behind investment decisions,
plus you are always kept up-to-date on the allocation and distribution of your funds.
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NDPMS provides a scientific and disciplined basis for investing. Besides you have the flexibility
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NDPMS will provide you exclusive access to the Research Desk and their Proprietary Research
Reports.
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The Consultative Investment Approach of NDPMS gives you an opportunity to learn the
nuances, understand the rationale and details behind every investment decision.
View all your transactions online and get access to an auditor's report which simplifies tax filing.
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c Emphasis on global research and benchmarks
c According to the World Bank, India was already the fourth largest economy in 2001 in
terms of Purchasing Power Parity. With a consistently high GDP, and a buoyant and
dynamic economy, India continues to outpace other economies in the region. According
to the IMF, India has accounted for around a fifth of Asian growth and a tenth of world
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c Indian companies are making their mark globally with remarkable progress being made
in IT, ITES, Pharmaceuticals, Biotechnology and a host of other sectors. There is reason
enough to believe that these sectors will source the stock markets as a prospective avenue
c
c India has a vibrant domestic credit market with an active corporate and government bond
market, interest rate and credit derivative markets. More importantly, the interest rates in
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c The Bombay Stock Exchange, founded in the 1870s, is the oldest stockexchange in Asia.
With 6,000 companies listed from every imaginable industry, investors have a plethora of
options to participate in India's growth. Most FII'S have started investing heavily in the
Indian stock markets and with most industries giving healthy returns on investments,
indications are that the markets will continue to perform above expectations.
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c With over 20 million investors, India boasts of the third highest investor base in the
c& cccc Time is of the essence. And in the stock market, every
second counts; which is why Kotak Securities brings you Real-Time Rates of stock price
movements as and when they happen. Plus news, ticker rates, many more advanced tools to help
Know instantly and react smart. Kotak gives you the ability to invest smartly.
Kotak Securities provides Speedy Execution in a fast moving environment with the very best in
trade technologies,
trading experience and the ability to understand the client¶s specific needs to help meet and
exceed targets.
cc c With Kotak Securities, making your investment decisions becomes a lot
easier and speedier. All you need to do is trust your instinct and experience and go for the stocks
We understand the significance of executing your order at the time you think is right. In such
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events, delay caused while consulting a party or broker can make you lose the opportune
moment.
Kotaksecurities.com gives you access to a full range of trading, investing and financial products.
Our advanced trading tools process information as soon as there is a price movement and help
you decide on your stocks instantly. wou can also get real time quotes and live reports -
including Order report, Trade report and Net position Report, which you can easily see on your
desktop. Plus intraday charts, EOD charts (right from NSE inception) along with all the charting
tools and indicator which enables you to decipher the market trends. And lots more so that you
c For an active trader like you, just knowing the market rates or price fluctuations is
not enough. Kotak Securities brings you a range of advanced on-line trading systems along with
your online trading account where you can see, follow and analyse market movements and take
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Intraday and historical charts for scrips, set scrip alerts, use most of the charting tools, view the
graphs type you want to, see derivative chains, see online order and trade confirmations, view
dynamic net positions, dynamic profit and loss, select indices/sectors or business groups and lots
more. All charts come with the best charting tools and indicators to help you decipher market
trends easily.
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Designed specifically to your needs, you can further trim these tools to fit your requirements
comfortably. wou can customise the tools so that you can view all charts and reports and much
more at a glance in one screen - so that stock trading is truly at your fingertips.
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Thecobjective of the ' is to find the sales potential of Demat Account in Delhi and NCR
regions. The research will help what the current trends are in the market and the competitors
product offering are relates to share market and recommendations to increase the market share.
1.c To study the Mutual funds industry in detail% This will done by managing
2.c The Various client relationship and educating them about the various benefits that
Mutual fund offer as compared to bank FD¶s, National saving certificate etc. this
also involves studying in depth about the various schemes offered by PRINCIPAL
c To study the investor¶s preference in mutual funds by way of questionnaire And Personal
visits to clients.
c Gather and analyze the future aspirations of the investors with respect to the demat
account.
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c Rank and evaluate the relative importance the Share Market parameter associated with
c Comparative analysis of various mutual funds schemes of PRINCIPAL with that Of the
other on the bases of Alpha, beta, stander Deviation, Sharp ratio and Tenor ratioc
This research will provide Standard chartered bank with information like current Market share of
Securities Company and also a detailed analysis of the services Offered by stock & securities
broker and stock & Securities Company and what are the most important criteria for selecting a
particular securities company. The company can also get data on prospective customer by
designing its product offering and marketing strategy in a way so as to attract more clients in the
near future.
The purpose of the undergone study is to study the Demat Account services of the different bank
& other securities companies & evaluates the competitive position of Standard chartered so as to
suggest way to increase its market share. The main problem faced by the company was that it
had a very less customer base. The company¶s own product had very less market as compare to
it¶s third party selling. The company does a third party selling for all the investment products.
#c To identify the critical factors that influences the buying behavior of Investors.
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is a written game plan for conducting research. It tends to describe the step taken by a researcher
It tends to describe methodology for solution of the problem that has been taken for the purpose
of study this project focuses on the methodology for technique used for the collection,
classification & tabulation of the data. This plan throws light on the research problem, the
objective of study & limitation of the study. Therefore, in order to solve a problem, it is
necessary to design a research methodology for problem as the same way differs from problem
to problem.
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which is followed step by step to solve a particular research problem. There are basically four
types of researches
;c EXPLORATIVE RESEARCH
;c DESCRIPTIVE RESEARCH
;c DIAGNOSTIC RESEARCH
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To gain familiarity with the phenomenon or to achieve an insight into it.
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To determine the frequency with which something occurs or with which it is associate with
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The present project is Descriptive in nature. It is done to poetry accurately the characteristic of a
particular individual situation or a group. The major purpose is descriptive research is the
description of the state of the affairs as it exits at presents. The main characteristics of this
method are that the researcher has no control over the variables; he can only report what has
A research problem, refers to some difficulty which a researcher experiences in the context of
either a theoretical or practical situation and wants to obtain a solution for the same.
Here the research problem is mutual funds (special reference with PNB).
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It aims at getting an insight in to Retail loan. It also aims at familiarized with the customer
during the market survey help me a lot in understanding the practical aspect of the loan as a
whole .
lcTo give level of information to the customer. To give satisfaction regarding services
offered by bank
lcTo make out which bank provide services with best resources
lcTo know the awareness among the common man about loan which they want to take.
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QUESTIONNAIRE
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The study is the part of academic curriculum of 3 years MBA therefore the primary objective of
this study is to fulfill the requirement for the award of MBA degree of
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The present study was carried out with the objective to know Scope of share market and its
various catchments areas of Punjab current securities company. So as to know strength and
weakness of share schemes of securities company, So that strengths can be increased and
c To know the cc cc to get associated with share market.
c To collect various c cc to make share market better one.
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client relationship and educating them about the various benefits that Mutual fund offer
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2. To study the investor¶s preference in mutual funds by way of Questionnaire and Personal
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After going through my whole study I came to the conclusion that different Company of India
either private or public both provides investment scheme With the objective to generate income.
They have many financial schemes regarding Commercial investment There are many people
who are satisfies with the Scheme. The procedure of Investing from this company is simple and
easy and also costumer friendly. I also come to know that many industrialist, traders, and new
enables investor to hold a diversified investment portfolio (whether the amount of investment is
big or small).
Professional Management:- Fund manager undergoes through various research works and has
better investment management skills which ensure higher returns to the investor that what he can
c% Investors acquire a diversified portfolio of securities even with a small investment in
a Mutual Fund. The risk in a diversified portfolio is lesser than investing in merely 2 or 3
securities.
Low Transaction Costs:- Due to the economies of scale (benefits of larger volumes), mutual
funds pay lesser transaction costs. These benefits are passed on to the investors.
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Liquidity: - An investor may not be able to sell some of the shares held by him very easily and
Choice of Scheme: - Mutual Funds provide investors with various schemes with different
investment objectives. Investors have the option of investing in a scheme having a correlation
between its investment objectives and their own financial goals. These schemes further have
different plans/options.
Transparency: - Funds provide investors with updated information pertaining to the markets and
the schemes. All material facts are disclosed to investors as required by the regulator.
Flexibility: - Investors also benefit from the convenience and flexibility offered by Mutual
Funds. Investors can switch their holdings from a debt scheme to an equity scheme and vice-
versa. Option of systematic (at regular intervals) investment and withdrawal is also offered to the
Safety:- Mutual Fund industry is a part of a well-regulated investment where the interests of the
investors are protected by the regulator. All funds are registered with SEBI and complete
transparency is forced
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c It is very small research, which may be insufficient to give the real picture scope of the
share market.
c The research is based on collected data and the researcher is not responsible for any
wrong inference drawn due to the incorrect filling of the questionnaire by the
respondents.
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Securities Company needs to provide such type of facilities as much as possible because
these students can be the future customers of the company for other services also. As for as
branches are concern they are not providing much attention on promoting these facilities as
compare to top management of the company so proper steps must be taken for that. Visiting
schools and colleges for promotion purpose is only practicing in Delhi region it should be on
national basis.In case of any kind o delay in service proper feed back system should be there.
More efficient staff should be appointed so that they can easily provides all the cooperation
reduced the large documentation process while sanctioned investing.Interior space should be
extended so that people will freely move during rush hour. News paper and magazines
should kept for customers, so that they feel relaxed until their transactions are over.Proper
water and toilet should be provided and that should be well noticed to everybody. As study
reveals that securities company schemes are the best as compare to there sector it should be
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c www.sebi.gov.in
c www.gogle.com
c www.business.niapsofindia.com
c www.ficci.com
c www.networkmagaziineindia.com
c www.kotaksecurities.com
c www.onlinebrowking.com
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c Business Magazines
c Presentation by Trainers
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