LOWELL A. BERG, ESQ.

Toms River, New Jersey 08753 732-900-3261 (cell) berg.lowell@gmail.com

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REAL ESTATE ATTORNEY - Expert in complex acquisitions, dispositions and lease transactions

EXPERIENCE

Adjunct Instructor/Paralegal Studies Ocean County College Toms River, N.J. 2011

Associate Attorney Hiering, Dupignac, Stanzione, Dunn & Beck Toms River, N.J. 2001- 2010

Empowered client to bid on commercial leases worth tens of millions in increased revenue, by
persuading public entities to eliminate unacceptable terms from requests for bid proposals (RFPs)

Mitigated title risk and justified client’s asset valuation of >$1M, by coordinating team’s use of
ground-penetrating x-rays to locate possible underground encroachments

Saved tenant >$300K = 2/3 of cost to relocate to another building owned by the same landlord, by
negotiating and drafting a new lease agreement that included cost reimbursement rights

Mediated and resolved differences between first and second mortgage lenders, facilitating a
refinance of a multi-million dollar loan and averting developer’s default

Resolved dispute, assuring the development of a 30 lot residential subdivision, by obtaining a

critical subordination of bank’s interest to township easements

Materially reduced client’s exposure to potential default on $7M loan for purchase of 20+ lots, by
insisting that bank provide right to prior notice and right to cure monetary defaults

Avoided > $600K in costs and future rents for a site the client leased, but later decided it didn’t
want, by negotiating a release from the landlord costing < $25K

Averted rent increases totaling millions at >25 locations, by convincing owners that increases were
unwarranted under correct lease interpretations

Reactivated a stalled project, allowing wireless carrier to commence operations and earn >$1M
annually, by negotiating a critical Co-Development Agreement with other carriers at site

Preserved client’s revenue stream of millions, by obtaining new easements at no cost, which
insured continuing access to a site when the original access rights were eliminated

Self-employed Consultant Real Estate, Title and Survey Due Diligence 1998-2000

Empowered major law firm to close purchase of 114 medical office parks in 26 states, by completing
title & ALTA survey due diligence, employing expertise not otherwise readily available to the firm

Obtained > $2M of land at no cost to a retirement community, by settling a 10 year old dispute
with the developer
Lowell A. Berg, Esq. Page -2-
Toms River, NJ 08753 732-900-3261 (cell) berg.lowell@gmail.com

EXPERIENCE (continued)

Associate Office of Lawrence Ravitz Toms River, NJ 1996 - 1998

Associate Cullen & Palazzo Toms River, NJ 1993 - 1996
Associate O’Malley & Surman Bricktown, NJ 1991 - 1993
Counsel First National Bank of Toms River, N.J. Toms River, N J 1988 - 1991
Title Officer Barton Search Company (title agency) Toms River, NJ 1986 - 1988
Associate Sutton, Heim & Callahan Toms River, NJ 1974 - 1986
Law Clerk Superior Court of New Jersey Newark, NJ 1973 - 1974

EDUCATION

Doctor of Jurisprudence Rutgers University Law School, Newark, NJ 1972

Bachelor of Arts (Russian Studies) University of Michigan, Ann Arbor, MI 1968
Continuing Legal Education Ethics, commercial leasing and time management 2010

PROFESSIONAL LICENSES and AFFILIATIONS

Admitted to New Jersey Bar and United States District Court for District of New Jersey 1972
Member of New Jersey State and Ocean County Bar Associations

SKILLS INVENTORY

Contract Negotiation & Drafting Prepare Foreclosure Pleadings Team Leadership

Contract & Document Review
Commercial Real Estate
Residential Real Estate
Title & Survey Analysis
Bank Loan Documentation
Commercial Leasing
Wireless Leasing
Public Bidding
SNDAs
Review Foreclosure Extracts
Entry & Testing Agreements Policy Implementation
Indemnification Agreements Self-Motivated
Easements Powerful Communicator
Confidentiality Agreements Mentoring
Pleadings & Affidavits Microsoft Outlook
Legal Research & Writing Microsoft Word
Risk Assessment Microsoft Excel
Advice to Management Microsoft PowerPoint
Regulatory Compliance Lexis/Nexis
Deal Structuring Russian Language Competency

OTHER TEACHING EXPERIENCE

Taught “Law & Banking” for the American Institute of Banking, at Ocean County College
Tutored native Russian speakers in ESL for Literacy Volunteers of America