UTI

Systematic
Investment
Plan…
An early & regular investment today,
leads to prosperous tomorrow
Human Life Cycle
Phase III
Phase II

yrs
St
Stage II Retirement

60 y
22 yrs
Child’s Marriage
Phase I
Child’s Education

Education
Housing

Child birth

Marriage

Earning Age
22 yrs 38 yrs 10 -15 yrs
Earning Year : Most Challenging Phase

Meet the current

e penses Build Capital Assets Make Provisions for
rec rring expenses
recurring

ƒ Rent, Electricity, ƒ House ƒ Retirement

T l h
Telephone…etc t

ƒ Child’s Education / ƒ Car… etc ƒ Illness, Accident,

Marriage etc
etc..

ƒ Annual Holiday Tour

‘To turn your dreams in to reality you need to save

and invest’
 Are you ready for challenge?
Though, it is critical, most of us don’t plan for the future.

No
Planning
Lack of for

• I will start next Month

Awareness financial
goals • I don’t have money
Hassle
of keeping to save
track

• Hassle of keeping track Concern • Lack of Awareness

No
Money

• No planning
l for
f financial
f l • Concern returns are
goals hardly worth the effort
Is there any solution to over come this
problem?
bl ?
Smart way to Invest
Simple way to get Rich !!
Rs1000 invested every month for 30 years
2500000
2260488
2000000

1490359
Returns

1500000 1326833 8% p.a

10% p.a
1000000 951026
759369
414470 589020
500000
204845 346038
77437 182946
0 73477
5 years 10 years 15 years 20 years 25 years 30 years

Number Of Years

Power Of Compounding
p g
Formula to get Rich!!

Wealth
St t E
Start Early
l I
Invest
tRRegularly
g l l C
Creation
ti
Time value of Money

Increase in fixed monthly expense over a period of time

90,000
,
80 000
80,000
80,000
70,000
ense

62,000
60,000
onthly Expe

49,000
50,000
38,000 Fixed Monthly Expense
40,000
30,000
30,000
Mo

20,000
10,000
0
Today 5 yrs 10 yrs 15 yrs 20 yrs

Number of year
 Time value of Money

While the value of your saving erodes over a period of time, thanks to Inflation

35,000
30,000
30,000
24,000
25,000
,
mber of yearrs

20,000 18,000
14,000 Saving
15,000
11,000
Num

10,000

5,000

0
Today 5 yrs 10 yrs 15 yrs 20 yrs
Savings
 Time value of Money
Fixed Monthly Expense & Saving Mismatch

90,000
90 000
xp / Savings
s

80 000
80,000
80,000
70,000 62,000
60,000 Fixed Monthly
49,000
,
Fixed Monthly Ex

50,000 E
Expense
38,000
40,000 30,000 Saving
30,000
30,000
20,000
, 24 000
24,000
18,000
10,000 14,000 11,000
0
Today 5 yrs 10 yrs 15 yrs 20 yrs
Number of years

Investors need to save regularly in to assets that can beat inflation to meet
their financial goal..
g
Sensex returns from 1979 to 2008

SENSEX Returns from 1979 to 2008

25000

20287
20000

15000
13942
SENSEX
9647
10000
9398

6603
5006
5000 5839
3363 3930 3085 3659 3972
1909
228 253 527 442 779 3110 3262 3377
524 666 2615 3055
119 148 236 272 1048
0
19 9
19 0
19 1
19 2
19 3
19 4
19 5
19 6
19 7
19 8
19 9
19 0
19 1
19 2
19 3
19 4
19 5
19 6
19 7
19 8
20 9
20 0
20 1
20 2
20 3
20 4
20 5
20 6
20 7
08
7
8
8
8
8
8
8
8
8
8
8
9
9
9
9
9
9
9
9
9
9
0
0
0
0
0
0
0
0
19
Investors are willing to buy equities
at higher prices!

• In 2002 when Sensex was at 3200 levels, inflows into

equity MF were Rs4517cr

• In 2007 when Sensex was in the range 15-20000, inflows

into equity MF was Rs1,07,189cr
Rs1 07 189cr
Thank You
REGISTERED OFFICE: UTI Tower, 'Gn' Block, Bandra Kurla Complex, Bandra (E), Mumbai 400051. Phone: 022 - 66786666.
Direct applications for open ended schemes: With effect from January 4, 2008, no entry load shall be charged for direct
applications received by the Asset Management Company i.e. applications received through internet, submitted to AMC
or Collection Centre / Investor Service Centre that are not routed through any distributor / agent / broker (including
applications for additional purchases received directly from an investor under the same folio and switch
switch-in
in to a scheme
from other schemes, if such a transaction is done directly by the investor). STATUTORY DETAILS: UTI Mutual Fund has
been set up as a trust under the Indian Trusts Act, 1882. Sponsors: State Bank of India, Punjab National Bank, Bank of
Baroda and Life Insurance Corporation of India (liability of sponsors limited to Rs.10,000/-). Trustee: UTI Trustee Co.(P)
Ltd. (Incorporated under the Companies Act, 1956). Investment Manager: UTI Asset Management Co.Ltd. (Incorporated
under the Companies Act, 1956). Risk Factors: All investments in mutual funds and securities are subject to market risks
and the NAV of the funds may go up or down depending upon the factors and forces affecting the securities markets.
There can be no assurance that the scheme objectives will be achieved.
achieved Past performance of the Sponsors/Mutual
Fund/ Scheme(s)/AMC is not necessarily indicative of future results. The mutual fund does not guarantee or assure any
dividend under the schemes and the same is subject to availability of distributable surplus. Realization of all the
assurances and promises made, if any, are subject to the laws of the land as they exist at any relevant point of time.
The scheme is subject to risks relating to Credit, Interest Rates, Liquidity, Securities Lending, and Investment in
Overseas Markets, Trading in debt and equity derivatives (the specific risk could be Credit, Market, Illiquidity,
Reinvestment risk, Judgmental error, Interest rate swaps and Forward rate agreements). Please contact the nearest UTI
Fi
Financial
i lC
Center,
t Chi
Chieff R
Representative
t ti or AMFI certified
tifi d A
Agentt ffor a copy off th
the K
Key IInformation
f ti M Memorandum
d cum
Application Form and Offer Document. Please read theoffer document carefully before investing.
UTI Asset Management Company Ltd is proposing, subject to market conditions and other considerations, a public issue
of its equity shares and has filed a Draft Red Herring Prospectus with SEBI. The Draft Red Herring Prospectus is available
on the website of SEBI at www.sebi.gov.in and the respective websites of the BRLMs at www.jmfinancial.in,
www.citibank.co.in, www.enam.com, www.gs.com/country_pages/india, www.ibb.ubs.com/Corporates/indianipo,
www icicisecurities com www
www.icicisecurities.com, www.sbicaps.com
sbicaps com and www
www.india.clsa.com.
india clsa com Potential investors should refer to the DRHP for
Risk Factors and other information. This advertisement is restricted and not for publication or distribution in or into the
United States. This advertisement is not for offer or sale in or into the United States of any equity shares or any other
security of the company. The securities of the company have not been and will not be registered under the US
Securities Act of 1933, as amended from time to time and may not be sold in the United States absent registration
under US securities laws or an exemption from such registration. There will be no public offering of any equity shares or
any other security of the company in the United States.”