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WORD INDEX 6202 2:10 aware 11:5, 8 11


CHANGE 23:8
<0> <8> <B> CHANGES 23:3
002652 1:2 813 2:4, 4 back 13:4 17:20 Cibula 4:2 21:6, 20
balance 17:16 22:5, 22
<1> <9> BANK 1:2 4:19 CIRCUIT 1:1, 1
1 3:4 5:11, 14 9119 2:2 5:19 6:5 8:6 circumstances 5:9
1.310 23:1 12:15, 22 13:18 City 4:4
10 3:5 <A> based 10:25 CIVIL 23:1
102 1:22 2:9 4:3 able 11:25 12:10 BEACH 1:2, 23 claim 10:6
11 1:24 14:9 16:11 2:10 4:4, 4 21:4 clear 8:4
11th 18:7 action 4:7 11:6 22:3 close 8:24
14 3:6 22:12, 13 behalf 19:3 come 7:11, 23
1541 2:4 addendums 8:17 believe 13:6, 9 16:14, 19
1st 21:10 22:14 affidavit 4:25 15:2 16:20 19:3 coming 6:16
affixed 11:23 12:18 20:3 Commission 21:21
<2> ago 15:8 20:1 Bkorte 2:12 communication
2 3:5 10:10, 11, 18 agree 12:1 blank 12:7 6:25
11:14, 15, 19 agreement 7:13 blue 13:14 complaint 5:16
2005 6:8 14:11 amount 16:5, 7, 9 boarded 14:10 11:6
2006QS2 1:4 5:20 17:6 17:3, 8 component 11:5
2010 1:2 14:9 18:7 angle 12:3 bold 12:5 concluded 20:16
2011 1:20 21:11, anybody 6:21, 23, break 13:24 connected 22:12
21 22:14 25 7:23 BRIAN 2:11 contacting 17:21
2041 1:21 2:9 4:3 APPEARANCES 2:1 briankortepl.com contained 8:22
2200 2:4 appeared 21:7 2:12 11:12 12:14, 25
228 2:10, 10 appears 5:16 10:24 business 18:4 13:4
23 1:20 6:8 14:11 application 16:7, 11 19:2, 16 contains 16:7
251 2:4 arm 19:12, 13 Continue 9:20
arose 19:21 <C> copies 13:14
<3> asked 7:10 CA 1:2 copy 6:18 13:2, 6
3 3:2 4:13 21:21 asking 7:7 11:21 calculate 16:4 Corporate 2:2
300 2:3 assigned 13:19 17:6, 11 Corporation 11:18,
33411 1:23 2:10 assigning 19:1, 2 calculated 17:15 22
33634 2:3 assignment 5:5 calculation 16:9 correct 4:25 5:7
342 2:4 13:22 14:8, 13, 15, calculations 17:4 15:9 22:9
23 15:4, 14 17:22 called 4:17, 18 counsel 22:12
<4> 18:2, 5, 8, 10, 12, 22, capacity 4:21, 23 COUNTY 1:2 4:4
4 1:24, 24 3:1, 2, 2, 24 18:22 19:1, 10 21:4 22:3
2 4:13 20:16 ASSOCIATION 1:2 CASE 1:2 4:18 COURT 1:1 4:8
40 1:24 20:16 5:19 6:5 8:6 5:18 6:13 8:8, 10 custodian 17:2
12:15, 22 13:18 16:4, 19
<5> Attorney 2:11 17:11 20:2 <D>
5 3:4, 6 14:1, 4 22:12 cause 4:5 damages 16:3, 9
17:20 Attorneys 2:4 caused 18:1, 8 DATE 1:20 8:24
561 2:10, 10 authority 21:6 cents 16:13 17:14 12:18 14:7 17:14
authorized 22:7 CERTIFICATE 21:1 Dated 22:14
<6> AW 1:2 certified 4:12 DAVISON 1:7 4:19
6200 2:10 awarded 5:25 certify 21:7 22:7, day 18:10 19:16

Florida Court Reporting 561-689-0999


Page: 2

21:10 22:14 22:11 follows 4:12 interested 22:13


days 17:17 employment 19:10 foregoing 22:8 interrupt 9:19
DD 21:21 endorsement 11:23 FORM 23:3 involved 19:24
deals 9:2 12:7, 9, 14, 16, 20 four 16:12 involvement 19:20
December 6:8 13:1, 1 functioning 18:7, 10 issued 17:22 18:2,
14:11 21:21 endorsements 11:1, Funding 11:18, 22 9
DEFAULT 2:2 12 13:4, 8 12:11 14:21 15:3, 9 items 7:10
17:14 entered 16:23 23:4 further 20:12 22:11
defaultlawfl.com entity 12:22 <J>
2:5, 7 entry 17:20 <G> January 14:9 18:7
Defendant 1:8, 15 escrow 19:18 generally 19:14 Jeffrey 18:16, 16,
2:11 4:7 escrows 20:5 given 7:18 22:10 18, 25
Defendant's 3:2, 4, ESQUIRE 2:5, 5, 11 23:6 Jmancilla 2:7
5, 6 4:13 5:11, 14 essentially 18:7 GMAC 6:3, 4 9:7, JOSEPH 2:5
10:11 14:1, 3 Ewulff 2:5 24 10:6, 15 17:21 JUDICIAL 1:1
delay 14:12 EXAMINATION 3:2 18:18, 20 19:11
DEPOSITION 1:14 4:15 Go 13:24 <K>
4:1, 6 7:10 22:8 execution 14:13 going 5:13 10:10 keep 10:18
23:5 Exhibit 3:2, 4, 5, 6 17:20 KNAPP 1:14 3:1
depositions 6:2 4:13 5:11 8:21 GROUP 2:2 4:1, 10 21:7
depositor 8:13, 15 10:11, 18 11:13, 19 know 4:23 8:1, 3, 5,
designated 7:7, 9, 14:1 17:20 <H> 8, 11, 13, 24 9:2, 7,
11 Expires 21:21 hand 5:13 10:13 13, 21, 24 11:2, 9,
designee 20:10 14:3 21:10 12, 21 12:11, 18, 20
DESIRES 23:4 <F> handy 10:18 13:16, 17, 20 14:12
details 15:19 fact 19:12 hereinafter 4:12 15:23, 24 17:20, 24,
determine 11:25 fair 8:1 19:11, 20 history 6:19 25 18:1, 4, 8 19:2
12:7, 10 13:3, 7 20:8 Homecomings knowledge 4:24
diem 17:13, 15 familiar 14:5 10:21 12:2 14:18 5:2, 4 6:11, 17, 24
different 12:3 far 16:8 15:2, 7 16:20 18:1, 7:4, 8, 10, 12 15:13,
DIRECT 3:2 4:15 favor 10:14 14:7 4, 6, 8 21 18:21 19:4, 6, 8
directly 17:7 fax 2:4, 10 hundred 16:12, 12 known 8:15
disadvantage 16:2 February 1:20 17:17 KORTE 2:7, 11 3:2
discuss 7:6 FIFTEENTH 1:1 4:16 5:12 10:10,
divided 17:17 file 20:6, 9 <I> 12 13:24 14:2
document 5:14 filed 11:6 20:2 identification 3:4, 5, 20:12, 14
10:9, 15 14:4 17:21 filing 10:13 6, 7 4:14 5:11
documents 6:13, 15 Financial 10:21 10:11 14:1 <L>
7:19 10:5 12:3 14:18 15:7 Incorporated 10:21 Lake 2:2
dollars 16:13 17:13 16:20 18:6 indebtedness 4:25 language 10:17
Drive 2:2 financially 22:13 indication 13:13 large 4:3 22:6
due 16:5 17:12, 14 first 4:11 19:24 information 12:25 LAW 2:2
duly 4:11 21:8 five 17:17 16:21 17:8, 23 lawyers 7:24 20:9
fixed 17:18 ink 13:14 LINE 23:8
<E> FL 2:3, 10 INSTANCE 1:15 listed 9:7, 10, 13,
earlier 14:19 FLORIDA 1:2, 23 4:6 21 10:3 18:24
education 7:15 2:2 4:3, 5 21:3, 20 interest 10:24 lists 8:21
ELIZABETH 2:5 22:1, 6 23:1 14:24 15:11 17:6, litigating 20:9
employee 18:18 flow 17:4 11, 16 litigation 19:13, 22,

Florida Court Reporting 561-689-0999


Page: 3

25 Network 10:21 party 8:11 rate 17:16, 18


little 8:4 14:18 pay 11:17 reached 15:11
LLC 6:3, 4 nineteen 16:12 payment 6:19 read 20:15
loan 8:21 10:24 nominee 14:17 payments 19:16 reading 8:8, 10
14:10, 24, 25 15:11, 15:6 20:4 reads 11:22
11 Nos 3:2 4:13 pending 4:7 REASON 23:8
location 16:6, 10 Notary 4:2 21:20 person 4:24 5:2, 4 REASONS 23:6
look 8:17, 20 22:5, 22 6:11, 16 7:3, 8, 9, recall 8:14 13:23
10:19 12:1 note 5:5, 7, 9 6:18 12, 16 15:13 20:5 17:2, 23
looked 14:6 10:7, 14, 15, 19, 20, personally 21:7 receipt 16:21
looking 13:2 23 11:1, 2, 5, 9, 13 physically 11:3 Recess 13:25
looks 14:5 12:12, 15 13:2, 4, PL 2:2 recollection 13:22
lost 5:9 11:5, 10 11 14:20 15:8, 16 PLACE 1:21 reflecting 17:21
lot 6:1 17:7, 18 19:21 placed 11:15 13:8 regarding 7:12
Lynn 22:5, 22 notes 6:19 Plaintiff 1:5 2:4 relationship 5:21
notice 4:5 10:13 5:17, 21 10:22 9:24
<M> number 16:14 11:3 18:2, 9 relative 22:11
maker 10:20 15:24 numbers 17:3 point 15:10 relying 10:5
MAKING 23:6 position 6:4 remember 14:6
MANCILLA 2:5 <O> possession 10:23 report 22:8
20:15 OATH 21:1 12:12 requesting 17:21
March 21:11 22:14 o'clock 1:24 20:16 post 19:16 requests 19:18
mark 10:10 14:3 OFFICER 23:5 posting 20:4 Residential 11:18,
marked 3:2, 4, 5, 6 official 21:10 president 18:20, 25 22 12:11 14:21, 21
4:13 5:11, 13 Okay 11:8 principle 16:4, 7, 9, 15:2, 9
10:11 14:1 open 8:24 11 17:16 resource 11:17
MARLIN 1:14 3:1 opportunity 6:12, prior 16:17 17:8 review 6:12, 16
4:1, 10 21:7 15 7:18, 20, 21 PROCEDURE 23:1 7:18 10:14 13:21
master 9:25 8:20 13:10 Proceedings 20:16 Reviewed 6:18
mean 9:19 order 11:18 13:7 process 19:18 right 8:14 13:20
merely 20:8 original 10:7, 14, 20 produced 4:18 rights 5:25 6:9
MERS 14:16 15:5, 11:2 13:2, 10 13:5 RULE 23:1
15, 17 17:21 19:3, 15:24 17:3 promissory 6:18 RULES 23:1
5, 7 originals 17:1 10:7
misplaced 11:9 originator 16:17 provided 20:9 <S>
moment 13:24 PROVIDES 23:1 says 10:15 11:17
15:8 16:3 <P> Public 4:2 21:20 seal 21:10
month 20:1 p.m 1:24 20:16 22:5, 22 second 12:14
Mortgage 6:3, 4, 19 page 11:19 23:8 purpose 4:6 section 9:2, 5
9:16 13:17, 22 PALM 1:2, 23 2:10 pursuant 4:5 see 10:17 11:17
14:13, 15 15:4, 16 4:4, 4 21:4 22:3 12:16 13:10 16:11
16:6, 10, 24 17:22 Parkway 1:21 2:9 <Q> 18:12
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part 11:22 12:2 20:13 seen 14:4
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named 4:8 particular 4:18 <R> serve 16:6, 10, 24
NATIONAL 1:2 6:13 13:17 16:4 Rachele 4:2 21:6, servicer 5:22, 23,
5:19 6:5 8:6 19:21 20:6 20 22:5, 22 24 6:5, 7 9:7, 13,
12:15, 22 parties 8:5 RALI 1:4 5:20 16, 21, 25 10:1, 1, 2,
necessarily 19:9 6, 16 16:17

Florida Court Reporting 561-689-0999


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servicing 5:25 6:9 take 6:9 7:21 U.S 1:2 4:19 5:19
19:12 20:5 10:19 14:23 20:14 6:5 8:6 12:15, 22
sign 18:22 TAKEN 1:15 4:1 13:18
signed 18:12, 15 14:20, 22 17:7, 7 ultimately 14:24
signing 19:3 talk 16:3 15:11 16:15
Sir 4:17, 21 5:15 Tampa 2:3 umbrella 19:15
15:17 19:10 teach 7:23 undersigned 21:6
sit 12:6 tell 5:14, 17 10:15, understand 9:17
six 17:14 19, 22 14:7, 20 understanding 9:11
sixteen 16:13 18:15, 23 18:6
sixty 17:17 testified 14:19 15:8 Unpaid 17:16
sorry 6:1 9:19, 20, testifies 4:12 use 17:10
20 testify 4:11, 17
speak 6:21 testimony 15:17 <V>
special 10:1 20:9 22:10 versus 4:19
specialized 7:15 text 12:4 vice 18:20, 25
specific 12:8, 8, 25 think 6:19 9:15 Vista 1:21 2:9 4:3
specifically 9:6, 10 11:7, 14 14:19 Vs 1:6
10:3 12:20 13:20 15:8, 18 18:16
14:5, 14 15:10 thousand 16:12 <W>
18:3, 11 three 9:5 17:17 way 12:6 13:3, 7
specifics 8:3 15:18 TIME 1:24 11:23 Well 7:5, 11 9:15
spoken 6:23 12:9 18:5 19:21 10:18 11:2 14:24
stamp 12:2 times 17:16 15:18
stamps 13:15 today 6:16 12:6 went 15:2
State 4:2, 4 21:3, total 7:10 we're 9:15
20 22:1, 5 training 7:15 West 1:23 2:10
statement 9:15 transaction 16:1 4:4
23:5 transcript 22:9 we've 6:1
stenographically transcription 22:9 WILLIAM 1:7 4:19
22:8 transfer 5:7 willing 7:6
Stephan 18:16, 17, transferred 10:25 witness 4:1, 18
18, 25 19:4 11:3 14:25 15:19 21:10 22:10 23:4, 6
style 8:8, 10 true 22:9 wording 12:5 18:24
styled 4:7 trust 5:2 6:5, 12, work 6:2 19:6, 11,
sub 9:16 10:1, 2 12, 17, 21, 23 7:1, 4, 12 20:5
SUBSTANCE 23:3 12, 18, 24 8:2, 3, 5, works 19:4
Suite 1:22 2:3, 9 18, 21, 22, 25 9:2, 8, WORTMAN 2:7
4:3 10, 14, 22, 25 10:3 wrong 14:19
supported 20:8 12:24 14:23, 25 WULFF 2:5 20:13
supposed 10:16 15:3, 9, 14, 16, 20, 25
sure 6:10 7:14 TRUSTEE 1:4 5:19
10:4 11:11 12:10, 8:6, 7 10:25 12:16,
13 15:10 17:9, 9 23 15:12
surrounding 5:9 truth 4:11
sworn 4:11 21:8 twenty 17:13, 14
system 6:19 13:13, two 9:2 16:12
21 14:10 16:23, 24
<U>
<T>

Florida Court Reporting 561-689-0999

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