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Answer: - The following are the investment alternative

available for an investor.

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Fixed Deposits or FD is accrues 5% of yearly profits, depending on the

bank͛s tenure and guidelines, which make it͛s widely sought after
and safe investment alternatives. The minimum tenure of FD is 15
days and maximum tenure is 5 years and above. Senior citizens are
entitled for exclusive rate of interest on Fixed Deposits.

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Insurance features among the best investment alternative as it offers

services to indemnify our life, assets and money besides providing
satisfaction and risk free profits. Some of the popular insurance
policies in India are Home Insurance Policies, Life Insurance Policies,
Health Insurance Policies and Car Insurance Policies.

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Mutual Fund firms accumulate cash from willing investors and invest
it in share market. Like Stock Market, Mutual Fund investment are
also entitled for various market risk but with a fair share of profits.

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Private equity is expanding at a fast pace. India acquired US$ 13.5

billion in 2008 under equity shares and features among the top
nations in the World. Indian equities promise satisfactory returns
and have more than 365 equity investment firm functioning under it.
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National Saving Certificate (NSC) is a subsidize and supported by

government of India as it is a secure investment technique with a
lock in tenure of 6 years. There is no utmost limit in this investment
option while the highest amount is estimate as Rs.100. National
Saving Certificate falls under Section 80c of IT Act and the profits
accrued by the investor stand valid for Tax deduction up to Rs.100,
000.

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Like NSC, Public Provident Fund (PPF) is also supported by the Indian
government. An investment of minimum of Rs.500 and maximum of
Rs.70,000 is required to be deposit in a fiscal year. PPF also falls
under Section 80c of IT Act, so investor could gain income tax
deduction of up to Rs.100,000.

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Investing in share market yields higher profits. Influenced by

unanticipated turn of market events, stock market to some extend
cannot be considered as the safest investment option. However to
accrue higher gains, an investors must update himself on the recent
stock market news and events.

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Control by SBI, Gold Deposit Scheme was instigated in the year 1999.
Investment in this scheme is upon the trust, firms and HUFs with no
specific upper limit. The investors can deposit/invest minimum of
200gm in exchange for gold bonds holding a tariff free rate of
interest of 3%-4% on the basis of the period of the bond varying with
a lock in period of 3 to 7 years.
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Indian Real Estate industry has a huge prospect in sector like

Commercial, Housing, Hospitality, Retail, Manufacturing, Healthcare
etc. Calculated realty demand for IT/ITES industry in 2010 is
estimated at 150mn sq.ft. around the cheap Indian cities. Termed as
the ͞money making industry͟ realty sector of Indian promise annual
profit of 30% to 100% through real estate investment.

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Investment in Domestic NRO is one of the best investment

alternatives for NRIs who wish to deposit their income accrued
abroad and maintain it in Indian rupees. The deposited amount along
with the interest is completely repatriable. Investment can be done
in Indian financial institutions including the Non-Banking Finance
Companies which are listed with RBI.