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Overview c
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Eligibility & Documentation


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Agriculture is the main occupation of the people of India. Nearly 2/3rd of our country's population is directly or
indirectly engaged in agriculture. It contributes to 21% of our GDP. Keeping this in mind, we have designed
the Kisan Gold Card to envisage a convenient and hassle-free loan to the farmer for meeting his production
and investment requirements. Banks have been giving these loans, but with our technology edge we
conceived a real plastic for the farmer for giving him the convenience to bank anywhere, anytime and not
being restricted to a 10am-2pm banking culture. The card, launched in association with Visa International, can
also be used at POS terminals globally.
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Π  & B  


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The Kisan Gold Card is aimed at meeting the production and investment needs of the farming community.
Production needs broadly cover crop production requirements, including funds for all related inputs to grow a
crop. We also meet Post Harvest and Domestic consumption requirements.

The Card caters to investment needs such as purchase of agricultural related equipment/implements,
irrigation requirements, construction of farm related buildings, and investment in agriculture related activities
such as Dairy, Piggery, Beekeeping and the like.

The credit limit on the card, sanctioned for three years, is based on the production requirements of the farmer.
The limit will be renewed every three years.

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The Card can be used at any HDFC Bank ATM across the country and all Visa establishments worldwide.
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Personal Accident Insurance Cover of Rs. 2 Lakh, free to all cardholders


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Daily withdrawal limit through the card is Rs. 15,000 at ATMs and Rs. 25,000 for usage at merchant
outlets.
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The return on investments is the best in the industry.


The Debit Card is backed by line of credit.
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½op Lo
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Term Loans are provided to Agriculturists for a variety of purposes including the development of commercial
horticulture, establishment of orchards and plantations.
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HDFC Bank offers warehouse Receipt financing to Farmers and Small Traders acts as Collateral against the
stocks stored with an approved warehouse. Bank funds up to a certain percentage of the value mention in the
receipt.
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HDFC Bank has a dedicated trade finance set-up that combines the rich experience in understanding customer
needs and a nationwide network of branches and correspondent banks to offer you bill discounting.
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Opt for our multi-facility Current Accounts for commodity traders.


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