M ROHINI PRABHA

60/6 VOC Nagar

3rd Street, Menambedu
Ambattur, Chennai 600053
Mobile: 09884686762
Email: rohinikrishna10@gmail.com
________________________________________________________________________

Professional Objective

Seeking a position to utilise my Holistic banking experience of 4+ years in an organisation which

offers me professional growth while being resourceful innovative and flexible.

Work Experience

ASSIATANT MANAGER,KARUR VYSYA BANK LTD,URAPAKKAM BRANCH(SEP

2008-TILL AUGUST 2012)

Roles and activities handled:


Preparation of Appraisal note and processing of retail credit such as Mortgage loans,housing
loans,car loans,two wheeler finance,personal loans through LAPS software

Preparation of credit appraisal notes for commercial advances including SME

Handling renewals and review of SME related Working capital finance and term loans
respectively.

Handling of Account openings for liability customer(Current,Savings,recurring and fixed
deposits) through Flexcube CBS.(Liability kit issuance such as Cheque book,ATM card .Net
banking Pin generation etc)

Disbursement of Loan accounts in CBS

Creation of collateral ID and mapping it to Loan account nmber in CBS (Flexcube)

Handling of loan account operations in FCC(Flexcube corporate)

Customer Limit maintanance in Flexcube CBS.

Overall knowledge in Flexcube operations in both liabilty and Assets

Worked as Branch operations manager responsible for the various transaction carried out by the
front office executives

Verification of bank inventories and security items on regular intervals.

Attending the queries raised in Inspection reports-Both Internal and External Inspecrion

Managing the Branch Office in order to meet the financial services needs of Customers

Ensuring whether all the branch operations are performed in accordance with Established Bank
policies and procedures

Communicating with other Bank departments to assist in answering questions and resolving
issues.

Followup of Critical and Irregular accounts.Monitoring of overdrawn accounts and
delinquencies.

Preparation of Monthly quarterly and various other statutory reports.

Educational Qualifications

 BTech Information Technology SSN College of Engineering,Anna university(2003-2007)

Other Qualification and Professional cerifications

 Certification of Associated person in securities Market,SEBI from National Institute of

Securities Market

 Certification in Depository Operations(NCDO) from National Securities Depository

Limited(NSDL)

 Certificate in IRDA( Insurance regulatory and development Authority)

Personal Details

Date of Birth: 10th May 1986

Languages Known : English Hindi and Tamil
Other Detail
Last Drawn CTC 4.5 lakhs per annum

I hereby declare that the above mentioned information’s are true to the best of my knowledge

Place :
Date :

M ROHINI PRABHA