Single Trip Annual Multi Trip

Travel in peace anywhere in the world. Benefits Silver Silver Gold Platinum Senior Gold Platinum
Travel with Tata
AIG
TravelGuard. Plus Plan

Age Band 6 Months- 6 Months- 6 Months- 6 Months- 71 Yrs 19-70 Yrs 19-70 Yrs
While you are vacationing abroad, any unforeseen contingency should be the last thing on your mind. However, 70 Yrs 70 Yrs 70 Yrs 70 Yrs & above and>71 Yrs## and> 71 Yrs##
you cannot ignore this aspect, as traveling abroad involves a certain degree of risk, right from falling ill, having a
flight delay, to baggage loss or having met with an accident. To remove the stress out of traveling, all you need is Sum(s) Insured in US $ (Including and Excluding the Americas) (Worldwide)
Tata AIG Travel Guard. It just takes one single phone call and our worldwide assistance company, will swing into Accidental Death and Dismemberment
action and take care of you, should there be an exigency. Benefit (24 hrs) 1 10,000 10,000 15,000 25,000 10,000 15,000 25,000

Accidental Death and Dismemberment

SALIENT
FEATURE
AND
BENEFITS Benefit (Common Carrier) NA 5,000 5,000 5,000 NA 5,000 5,000

Accident and Sickness Medical Expense

Reimbursement 2 50,000 100,000 250,000 500,000 50,000 250,000 500,000

Deductible 100 100 100 100 100 100 100

Sickness Dental Relief 300 400 500 1,000 300 500 1,000

Deductible 150 150 150 150 150 150 150

Emergency Medical Evacuation Benefit Included* Included* Included* Included* Included* Included* Included*

Accidental Death Accident and Sickness Baggage Delay Benefit Repatriation of Remains Included* Included* Included* Included* Included* Included* Included*
and Medical Expense (After first 12hrs) and Baggage Delay Benefit (After first 12 hrs.) 3
50 100 200 500 50 100 200
Dismemberment Reimbursment 2 Checked Baggage
Checked Baggage Loss Benefit# 3 500 750 1,000 1,000 500 1,000 1,000
Benefit (24hrs) 1 Loss Benefit 3
Loss of Passport Benefit 250 250 250 250 250 250 250

Deductible 30 30 30 30 30 30 30

Personnal Liability Benefit 100,000 150,000 200,000 500,000 100,000 200,000 200,000

Deductible 200 200 200 200 200 200 200

Flight Delay^ 8 NA Included Included Included NA Included Included

Hijack^^ NA Included Included Included NA Included Included

Automatic extension of policy upto 7 days Available Available Available Available Available Available Available
Home Burglary 4 Trip Cancellation 5 Missed Connection /
Emergency cash advance 500 750 1,000 1,500 500 1,000 1,500
Missed Departure 6
Fraudulent Charges (Payment Card Security) 500 500 1,000 2,000 1,000 2,000
4
Home Burglary (In Rs.) `100,000 `100,000 `200,000 `200,000 `200,000 `200,000

Trip Cancellation 5 500 500 750 1,000 750 1,000

Deductible 50 50 75 100 75 100

Travel Guard UIN: IRDA/NL-HLT/TAGI/P-T/V.III/35/14-15

Travel Guard UIN: IRDA/NL-HLT/TAGI/P-T/V.III/35/14-15

Trip Curtailment 500 500 750 1,000 750 1,000

Deductible 50 50 75 100 75 100

Missed Connection / Missed Departure 6 500 500 750 1,000 750 1,000
Bounced Hotel / Flight Delay 8
Deductible 50 50 75 100 75 100
Airline Booking 7
7
Bounced Hotel / Airline booking 500 500 750 1,000 750 1,000
How to lodge a claim: Deductible 50 50 75 100 75 100
Claims for which prior intimation has not been given to the Assistance Company must be lodged with Tata AIG
General Insurance Company within 30 days. However it is advisable to register a claim abroad by informing the ##
Annual Multi trip policies are renewable only beyond the age of 71 years provided applicant has availed cover before 70 years of age and
assistance company. renewed with Tata AIG continuously. Renewal Terms and Conditions would be applicable as per the policy wordings.
Call these local helpline numbers in India, in your respective cities from any other line: * Included under the benefit limit of Accident and Sickness Medical Expense Reimbursement.
# Maximum amount to be reimbursed per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) Insured.
Mumbai - +91-022-66939500, Delhi - +91-011-66603500, Bengaluru - +91-080-6650001, ^Flight Delay - Deductible of 12 hrs. $10 per 12 hours and Maximum $100.
Pune - +91-020-66014156, Chennai - +91-044-66841050, Hyderabad - +91-040 66629882. ^^Hijack - Deductible of 1 day, $100 per day and Maximum $500

Ahmedabad - +91-079-66610201. Note: The above plans are with sub-limits. Sub-limits can be waived by paying additional premium.

Renewal Conditions:
• The Single Trip Insurance - is non-renewable, not cancelable and not refundable while effective. • The
Annual Multi Trip Insurance - The Policy is renewable for life upon payment of premium. Unless the Insured
Person or any one acting on behalf of an Insured Person has acted in an improper, dishonest, fraudulent or mis
representation manner or non-co-operation by the insured or the Policy poses a moral hazard. • Your renewal
premium for this policy will not change unless we have revised the premium and obtained due approval from
IRDA of India. Premium will also change if you move into a higher age group, or change the plan. • Any
revision / modification in the product will be done with the approval of the Insurance Regulatory and
Travel anywhere in the
Development Authority and will be intimated to You atleast 3 months in advance. • We will not apply any
additional loading on your policy premium at renewal based on your claim experience. • In the likelihood of
this policy being withdrawn in future, we will intimate you about the same 3 months prior to expiry of the
policy. • Sum Insured Enhancement - Sum Insured can be enhanced only at the time of renewal. subject to no
world with peace of mind.
claim have been lodged/ paid under the policy. However the quantum of increase shall be subject to underwriting
guidelines of the company. • Free Look Period - 15 days Free look period from date of receipt of Policy documents is
given under the Annual Multi Trip policy. A minimum premium towards stamp duty and proportionate risk premium
will be retained by Us. • Grace Period - Grace Period of 30 days for renewing the Policy is provided under this
Policy. However, coverage would not be available for the period for which no premium has been received.
Cancellation of the Annual Multi Trip Policy:
This policy would be cancelled on grounds of mis-representation, fraud, non-disclosure of material facts or non-
cooperation by any Insured Person by giving 15 Days notice. In such a case, the policy shall stand cancelled
ab-initio and there will be no refund of premium. In the event the policy is cancelled for non-cooperation of the
insured or If you cancel the Policy, the premium shall be computed in accordance with Our short rate table for the
period the Policy has been in force, provided no claim/no trip has occurred up to the date of cancellation. In the
event a claim has occurred in which case there shall be no return of premium.
General Exclusions:
1. Insured Person is traveling against the advice of a Physician; or is travelling for the purpose of obtaining
treatment. 2. Any Pre-existing Condition or any complication arising from it; or 3. Suicide, attempted suicide
(whether sane or insane) or intentionally self inflicted Injury or Illness, or sexually transmitted conditions, mental or
nervous disorder, anxiety, stress or depression, Acquired Immuno Deficiency Syndrome (AIDS), Human Immuno
deficiency Virus (HIV) infection; or 4. Serving in any branch of the Military or Armed Forces of any country, whether
in peace or War, 5. Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens, 6. Operating or
learning to operate any aircraft, or performing duties as a member of the crew on any aircraft or Scheduled Airline;
or 7. Any loss arising out of War, civil war, invasion, insurrection, revolution, act of foreign enemy, 8. Performance of
manual work for employment or any other potentially dangerous occupation, 9. Participation in winter sports,
skydiving/parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing, 10. Pregnancy and all
related conditions. This however does not include ectopic pregnancy proved by diagnostic means and is certified to
be life threatening by the Physician, 11. Any non medical expenses (Refer list enclosed as Annexure-1 in policy
wordings). For complete list of detailed exclusions, please refer policy wordings.
Section 41 of Insurance Act 1938 (Prohibition of rebates)
1. No person shall allow or offer to allow either directly or indirectly as an inducement to any person to take out or renew or
continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of
the commission payable or any rebate of premium shown on the policy, nor shall any person taking out or renewing or
Travel Guard UIN: IRDA/NL-HLT/TAGI/P-T/V.III/35/14-15

Travel Guard UIN: IRDA/NL-HLT/TAGI/P-T/V.III/35/14-15

continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published
prospectus or tables of the insurer.
2. Any person making default in complying with the provisions of this section shall be liable for penalty which may extend
to ten lakh rupees.
Ver 1/All 389

Call Write to us
Claims Registration Accident and Health Claims,
SMS ‘CLAIM’ to 5616181, 24x7 Toll Free helpline Tata AIG General Insurance Company Limited
e-mail: 18002667780 A-501, 5th Floor, Building No. 4,
general.claims@tata-aig.com Or 1800 22 9966 Infinity Park, Dindoshi, Malad (E),
(only for senior citizen policy holders) Mumbai, India - 400 097.
TAGIC/B/TG/Jan 15/8

IRDA of India REGULATION NO 5: This policy is subject to regulation 5 of IRDA of India (Protection of Policyholder’s
Interests) Regulation. Disclaimer: Insurance is the subject matter of the solicitation. For more details on benefits, exclusions,
limitations, terms and conditions, please refer sales brochure/ policy wordings carefully, before concluding a sale.

Tata AIG General Insurance Company Limited

Registered Address:- Peninsula Business Park, Tower A, 15th Floor, G. K. Marg, Lower Parel, Mumbai- 400013.
Visit us at www.tataaiginsurance.in Toll Free Number: 1800 266 7780 Fax: 022 6693 8170
IRDA of India registration No: 108 CIN: U85110MH2000PLC128425
 With Sub Limits With Sub Limits
Premium Table - Travel Guard Silver Plan Amount in INR^ Premium Table - Travel Guard Silver Plus Plan Amount in INR^
(Worldwide Excluding Americas - USA/Canada) (Worldwide Including Americas - USA/Canada) (Worldwide Excluding Americas - USA/Canada) (Worldwide Including Americas - USA/Canada)

Trip Band/Age Band 6 Mths-40 Yrs 41-60 Yrs 61-70 Yrs 6 Mths-40 Yrs 41-60 Yrs 61-70 Yrs Trip Band/Age Band 6 Mths-40 Yrs 41-60 Yrs 61-70 Yrs 6 Mths-40 Yrs 41-60 Yrs 61-70 Yrs
1-7 602 644 1,065 897 1,045 1,615 1-7 718 768 1,395 1,046 1,218 1,971
8-14 845 918 1,437 1,277 1,446 2,254 8-14 1,008 1,096 1,882 1,489 1,687 2,751
15-21 955 1,060 1,935 1,338 1,757 3,028 15-21 1,138 1,264 2,418 1,559 1,959 3,535
22-28 1,089 1,312 2,349 1,608 2,017 3,810 22-28 1,297 1,565 2,936 1,872 2,249 4,448
29-35 1,283 1,501 2,910 1,999 2,483 4,643 29-35 1,525 1,788 3,476 2,326 2,766 5,418
36-47 1,522 1,849 3,677 2,449 3,208 5,991 36-47 1,810 2,201 4,393 2,850 3,575 6,993
48-60 1,850 2,155 4,814 3,403 4,898 7,759 48-60 2,199 2,566 5,512 3,964 5,711 8,680
61-75 2,200 2,729 6,308 5,008 7,918 9,516 61-75 2,615 3,251 7,226 5,838 8,470 10,646
76-90 2,813 3,549 9,056 5,989 8,693 16,695 76-90 3,345 4,228 10,628 6,981 9,107 18,345
91-120 3,524 4,180 11,422 6,222 9,682 20,712 91-120 4,198 4,985 12,575 7,252 10,038 21,407
121-150 4,539 5,742 15,655 8,191 11,052 28,692 121-150 5,417 6,860 17,248 9,556 12,340 29,666
151-180 5,568 6,868 16,822 10,324 12,740 30,707 151-180 6,651 8,212 21,068 12,052 15,224 35,257

Premium Table - Travel Guard Gold Plan Amount in INR^

Premium Table - Travel Guard Platinum Plan Amount in INR^
(Worldwide Excluding Americas - USA/Canada) (Worldwide Including Americas - USA/Canada)
(Worldwide Excluding Americas - USA/Canada) (Worldwide Including Americas - USA/Canada)
Trip Band/Age Band 6 Mths-40 Yrs 41-60 Yrs 61-70 Yrs 6 Mths-40 Yrs 41-60 Yrs 61-70 Yrs
Trip Band/Age Band 6 Mths-40 Yrs 41-60 Yrs 61-70 Yrs 6 Mths-40 Yrs 41-60 Yrs 61-70 Yrs
1-7 834 1,000 1,515 1,165 1,396 2,169
1-7 981 1,105 1,965 1,191 1,548 2,682
1-14 1,062 1,344 2,149 1,533 1,968 3,125
8-14 1,211 1,666 2,630 1,663 2,651 3,799
15-21 1,261 1,628 2,826 1,764 2,355 4,386
15-21 1,460 1,781 3,509 1,994 2,872 4,854
22-28 1,464 1,968 3,441 2,090 2,852 5,243
22-28 1,771 2,071 4,217 2,231 3,320 5,900
29-35 1,724 2,231 4,202 2,503 3,470 6,698
29-35 1,948 2,439 5,039 2,770 3,987 7,489
36-47 1,993 2,752 5,181 3,139 4,425 8,637
36-47 2,280 2,926 6,214 3,313 4,876 9,521
48-60 2,394 3,539 6,346 4,106 6,502 11,180
48-60 3,223 4,676 7,617 4,670 7,815 11,918
61-75 3,036 4,147 7,973 5,950 9,427 14,333
61-75 4,573 6,263 9,644 6,613 10,889 15,109
76-90 3,985 5,901 12,057 7,460 10,726 23,080
76-90 5,567 7,574 14,769 7,988 12,383 25,325
91-120 5,219 7,310 14,073 8,372 12,346 27,922
90-120 6,111 8,374 16,538 8,861 13,529 29,549
121-150 6,322 9,490 19,641 11,428 17,168 40,219
120-150 7,899 9,828 23,765 11,990 18,419 41,471
151-180 7,925 11,228 23,698 14,529 19,599 45,129
150-180 9,804 11,957 29,306 14,993 21,439 50,005
Premium Table - Annual Multi-Trip Amount in INR^
Plan Gold Platinum Premium Table - Travel Guard 70+ Senior Plan Amount in INR^

Trip Band/ 19-40 41 - 60 61-70 71-79 > 80 19-40 41 - 60 61-70 71-79 > 80 Yrs (Worldwide Excluding Americas - USA/Canada) (Worldwide Including Americas - USA/Canada)
Age Band Yrs Yrs Yrs Yrs ## Yrs ## Yrs Yrs Yrs Yrs ## & above##
Trip Band / 71-75 76-79 80-85 86+ 71-75 76-79 80-85 86+

Travel Guard UIN: IRDA/NL-HLT/TAGI/P-T/V.III/35/14-15

1-30 3,677 4,492 8,878 12,784 15,004 4,056 5,636 10,273 17,259 26,300 Age Band Yrs Yrs Yrs Yrs Yrs Yrs Yrs Yrs
1-45 4,068 4,675 14,178 20,416 23,960 4,625 5,731 16,575 26,521 55,163
1-7 1,863 2,483 4,967 8,443 2,542 3,389 5,931 10,082
Travel Guard UIN: IRDA/NL-HLT/TAGI/P-T/V.III/35/14-15

## Annual Multi trip policies are renewable only beyond the age of 71 years provided applicant has availed cover 8-14 2,511 3,347 6,695 11,381 3,546 4,728 8,275 14,067
before 70 years of age and renewed with Tata AIG continuously. Renewal Terms and conditions would be
15-21 3,137 4,183 8,366 14,222 4,643 6,191 10,834 18,419
applicable as per the policy wordings.
^Includes 12.36% of Service Tax and Education Cess. 22-28 3,772 5,029 10,057 17,098 5,844 7,791 13,635 23,180
29-35 4,572 6,096 13,411 22,798 7,101 9,468 19,221 32,675
Sub-limits - * Pre-existing condition or any complication arising from it in a Life saving unforeseen emergency
condition would be reimbursed up to $1500 per policy. * The following Maximum eligible expenses per 36-47 5,837 7,783 17,123 29,108 9,172 12,229 24,825 42,203
Disease/Illness/Injury are automatically applicable to Insured Persons Aged 56 years onwards, regardless of the 48-60 7,330 9,773 21,306 36,221 11,499 15,332 31,123 52,909
plan/option purchased at the inception of the policy and its subsequent renewals if applicable. * Hospital Room rent,
Board and Hospital misc. maximum $1500 per day up to 30 days. * Intensive Care Unit-Maximum $3000 per day up to 61-75 10,269 14,120 29,935 50,889 15,047 20,689 41,999 71,398
7 days. * Surgical Treatment-Maximum USD $10000. * Anesthetist Services-Maximum up to 25% of Surgical 76-90 13,133 18,057 36,115 61,395 19,005 26,131 47,559 80,850
treatment. * Physician's Visit-Maximum $75 per day up to 10 visits. * Diagnostic and Pre-admission testing-Maximum
up to $ 500. * Ambulance Service-Maximum upto $ 400. * Accidental Death and Dismemberment Benefit is limited to 91-120 19,094 26,956 53,913 91,651 32,923 46,480 81,340 138,278
$5000 for two wheeled motorised mode of conveyance irrespective of any Plan and age wherever applicable. * 121-150 26,290 37,116 74,232 126,194 45,731 64,561 112,982 192,069
Accident and Sickness Medical Expense is limited to $10000 for two wheeled motorized mode of conveyance 151-180 34,066 49,207 98,413 167,303 61,347 88,612 155,072 263,622
irrespective of any Plan and age wherever applicable. * Accidental Death and Dismemberment Benefit is limited to
10% of Principal Sum Insured for Insured Person with age 17 years or below. ^Includes 12.36% of Service Tax and Education Cess.
Restriction of Sum Insured - Under renewal's of Annual Multi trip from 71 years onwards, the amount payable for any
illness/disease/injury/condition including its consequences will be restricted to 10% of the Sum Insured as shown in
the policy schedule in case such claim arises due to the same illness/disease/injury/conditon which had been incurred
and paid in any of the rior policies issued by Us to the same insured.

Without Sub Limits Without Sub Limits

Premium Table - Travel Guard Silver Plan (without Sublimits) Amount in INR^ Premium Table - Travel Guard Silver Plus Plan (without Sublimits) Amount in INR^
(Worldwide Excluding Americas - USA/Canada) (Worldwide Including Americas - USA/Canada) (Worldwide Excluding Americas - USA/Canada) (Worldwide Including Americas - USA/Canada)

Trip Band / Age Band 56-60 Yrs 61-70 Yrs 56-60 Yrs 61-70 Yrs Trip Band / Age Band 56-60 Yrs 61-70 Yrs 56-60 Yrs 61-70 Yrs
1-7 773 1,278 2,612 4,037 1-7 999 1,813 3,046 4,928
8-14 1,102 1,724 3,616 5,635 8-14 1,424 2,446 4,217 6,878
15-21 1,271 2,322 4,392 7,570 15-21 1,643 3,144 4,897 8,838
22-28 1,575 2,819 5,043 9,525 22-28 2,035 3,816 5,622 11,120
29-35 1,801 3,492 6,207 11,606 29-35 2,324 4,519 6,914 13,546
36-47 2,218 4,413 8,021 14,977 36-47 2,862 5,712 8,937 17,481
48-60 2,586 5,776 12,244 19,398 48-60 3,336 7,166 14,278 21,700
61-75 3,275 7,570 19,796 23,790 61-75 4,226 9,394 21,174 26,614
76-90 4,259 10,867 21,733 41,737 76-90 5,496 13,817 22,766 45,863
91-120 5,016 13,706 24,204 51,779 91-120 6,481 16,348 25,095 53,517
121-150 6,891 18,786 27,630 71,729 121-150 8,919 22,422 30,850 74,166
151-180 8,242 20,186 31,849 76,768 151-180 10,675 27,389 38,059 88,144

Premium Table - Travel Guard Gold Plan (without sublimits) Amount in INR^
Premium Table - Travel Guard Platinum Plan (without sublimits) Amount in INR^
(Worldwide Excluding Americas - USA/Canada) (Worldwide Including Americas - USA/Canada)
(Worldwide Excluding Americas - USA/Canada) (Worldwide Including Americas - USA/Canada)
Trip Band / Age Band 56-60 Yrs 61-70 Yrs 56-60 Yrs 61-70 Yrs
Trip Band / Age Band 56-60 Yrs 61-70 Yrs 56-60 Yrs 61-70 Yrs
1-7 1,300 1,969 3,489 5,421
1-7 1,437 2,554 3,870 6,706
1-14 1,748 2,794 4,921 7,813
8-14 2,166 3,419 6,628 9,497
15-21 2,117 3,673 5,888 10,964
15-21 2,315 4,562 7,181 12,134
22-28 2,558 4,473 7,129 13,107
22-28 2,692 5,482 8,299 14,750
29-35 2,900 5,462 8,674 16,745
29-35 3,171 6,550 9,967 18,723
36-47 3,577 6,735 11,062 21,593
36-47 3,804 8,079 12,190 23,803
48-60 4,601 8,250 16,255 27,950
48-60 6,079 9,902 19,539 29,795
61-75 5,392 10,365 23,568 35,832
61-75 8,142 12,538 27,221 37,773
76-90 7,672 15,674 26,815 57,699
76-90 9,847 19,200 30,957 63,313
91-120 9,503 18,294 30,864 69,806
90-120 10,886 21,500 33,824 73,873
121-150 12,336 25,533 42,920 100,548
120-150 12,777 30,895 46,047 103,677
151-180 14,596 30,807 48,998 112,822
150-180 15,544 38,098 53,598 125,012
Premium Table - Travel Guard 70+ Senior Plan (without sublimits) Amount in INR^
(Worldwide Excluding Americas - USA/Canada) (Worldwide Including Americas - USA/Canada) Premium Table - Annual Multi Trip (without sublimits) Amount in INR^
Plan Gold Platinum
Age Band 71-75 76-79 80-85 86+ 71-75 76-79 80-85 86+
Yrs Yrs Yrs Yrs Yrs Yrs Yrs Yrs
Age Band 56-60 61-70 71-79 > 80 56-60 61-70 71-79 > 80 Yrs
1-7 2,514 3,353 6,457 10,976 6,354 8,472 14,826 25,205 Yrs Yrs Yrs ## Yrs## Yrs Yrs Yrs ## & above##
Travel Guard UIN: IRDA/NL-HLT/TAGI/P-T/V.III/35/14-15

8-14 3,389 4,519 8,703 14,795 8,866 11,821 20,687 35,167 1-30 11,229 22,195 31,961 37,510 14,091 25,683 43,148 65,749
Travel Guard UIN: IRDA/NL-HLT/TAGI/P-T/V.III/35/14-15

1-45 11,688 35,444 51,039 59,900 14,328 41,438 66,301 137,907

15-21 4,235 5,647 10,875 18,488 11,608 15,478 27,086 46,046
## Annual Multi trip policies are renewable only beyond the age of 71 years provided applicant has availed cover
22-28 5,092 6,789 13,075 22,227 14,609 19,479 34,088 57,949 before 70 years of age and renewed with Tata AIG continuously. Renewal Terms and conditions would be
29-35 6,172 8,229 17,434 29,637 17,753 23,671 48,052 81,688 applicable as per the policy wordings.
^Includes 12.36% of Service Tax and Education Cess.
36-47 7,880 10,507 22,259 37,841 22,930 30,573 62,064 105,508
Discount Matrix Discount Matrix
48-60 9,896 13,194 27,698 47,087 28,747 38,329 77,808 132,273
1 member 0 4 member 15.0%
61-75 13,863 19,062 38,915 66,156 37,616 51,722 104,996 178,494
2 member 5% 5 member 17.5%
76-90 17,729 24,377 46,949 79,814 47,511 65,328 118,897 202,125 3 member 10% 6 member 20.0%
91-120 25,777 36,391 70,086 119,147 82,308 116,200 203,350 345,695
Discount Matrix in Family Option for Silver and Silver Plus plans Only.
121-150 35,492 50,106 96,501 164,052 114,327 161,402 282,454 480,172 Note:
Discount rate is based on % of the summation of the premium mentioned above. Family means the Insured Person
151-180 45,989 66,429 127,937 217,493 153,368 221,531 387,679 659,055 and/or the Insured Person's Spouse and/or, the Insured Person's Eligible Children and/or Insured Person's Parents.
This is applied only for the same plan and same trip duration as per the family definition.
^Includes 12.36% of Service Tax and Education Cess.