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1 Investment Corporation Officer - 2011 01
2 Investment Corporation Senior Officer – 2011 01
3 Rupali Bank Officer – 2013 02
4 Rupali Bank Senior Officer – 2013 03
5 Probashi Kallyan Bank Executive Officer(Cash) - 2014 05
6 Probashi Kallyan Bank Senior Officer – 2014 06
7 Bangladesh Development Bank Officer – 2014 07
8 Investment Corporation Senior Officer – 2014 07
9 Bangladesh Bank Assistant Director – 2014 08
10 Pubali Bank Junior Officer/Junior Officer(Cash) – 2014 10
11 Pubali Bank Officer/Senior Officer – 2014 11
12 Pubali Bank Junior Officer – 2016 12
13 Pubali Bank Officer/Senior Officer - 2016 14
14 Pubali Bank Trainee Assistant Teller – 2017 14
15 Bangladesh Bank Officer(IT) – 2016 15
16 Janata Bank Assistant Executive Officer – 2015 16
17 Janata Bank Assistant Executive Officer(Teller) – 2015 17
18 Pubali Bank Trainee Assistant Officer Cash – 2019 18
19 Bangladesh Bank Assistant Director - 2004 21
24 Bangladesh Bank Officer(Cash) - 2011 29
27 Janata Bank Executive Officer - 2012 33
28 Janata Bank Assistant Executive Officer - 2011 34
29 Exim Bank Trainee Officer - 2016 34
30 Sonali, Janata, Agrani & Rupali Bank & RAKUB Officer - 2008 34
31 Sonali, Janata, Agrani & Rupali Bank Senior Officer - 2008 36
32 Sonali, Janata & Agrani Bank Offier (Cash) - 2008 37
33 Pubali Bank Senior Officer/Officer - 2017 39
34 Uttara Bank Probationary Officer - 2017 40
35 Uttara Bank Assistant Officer (Cash) - 2017 42
36 Janata Bank Assistant Executive Officer – 2017 42
Job Information For All Students (Bcs & Bank)
06. A part-time employee whose hourly wage was increased

by 25 percent decided to reduce the number of hours worked
01. Focus writing in Bangla: per week so that the employee's total weekly income would
remain unchanged. By what percent should the number of
hours worked be reduced.
Solution:
02. Let Employee initial salary = Tk 100
, , Old hours: 20
, New salary = $125
New hours: x
03. Focus writing in English: Now,
20 × 100 = x × 125
x = 16
Percent of reduction = 4/20 × 100 = 20%
04. Translation: English to Bangla
a) No body is impressed with a person who doesn't even 07. In a group of people solicited by a charity, 30%
know what is happening in the world. contributed Tk. 400 each, 45% contributed Tk. 200 each and
b) He is considered a fool whom no wise man or woman the rest contributed Tk. 20 each. If the charity received a
would like to be friend or follow. total of Tk. 3,000 form the people who contributed Tk. 20,
c) Therefore, it is necessary to enrich your general then how much was contributed by the entire group?
knowledge, and you should be the master of the field in Solution:
which you are working. Let the entire group=100x
d) To update your general knowledge, read newspaper and 30% contribute = Tk. 400 × 30x = Tk. 12000x
watch informative programs on TV. 45% contribute= Tk. 200 × 45x = Tk. 9000x
e) You may read good and popular books and interact with Rest the contribute= Tk. 20 × (100-45-30)x = Tk. 500x
intelligent persons, which will not only make you Total taka = 12000x + 9000x + 500x = Tk.21500x
knowledgeable but will also boost your confidence According to the question,
50x=300
05. In a certain school, 40 more than 1/3 of all the students Or, x =6
are taking a science course and 1/4 of those taking a science So, Total taka = Tk. 21500 × 6 = Tk. 129000
course are taking physics. If 1/8 of all the students in the
school are taking physics, how many students are in the 08. Write an essay on Jute industry in Bangladesh: past,
school? present and future.
Solution:
Let the total no of students be 8x 09. Explain the role of government for the development of a
So, students taking physics = x ; healthy stock market in Bangladesh.
And students taking science = 4x
Now,
8x/3 + 40 = 4x
So, 8x + 120 = 12x 01. Focus writing in Bangla:
Or, 4x = 120
So, x = 30
Thus, total no of students in the school is 240
1
Created By: Md. Raihan Ahmed
02. Focus writing in English:

= 20 + 20 × 50% = 30
03. ToTal cost of bill = 20 + 30 + 25 = 75
07. Minto has a savings account which earns him 1.25% per
annum simple interest minimum monthly balance up to Tk.
04. Translation: English to Bangla 3000. The interest is computed half-yearly. Calculate the total
a) Personality means the characteristics appearance of a interest Minto receives if the minimum monthly balance in
person-his thoughts, feelings, behavior, communication the last six month up to June were Tk. 2925, Tk. 2760, Tk.
ability and physical features. 2865, Tk. 3480, Tk. 3150 and Tk. 4010.
b) A child inherits many personality traits from his/her Solution:
parents. The personality of a person takes his/her basic We knoe I = Pnr
information during early childhood. P = (3480 + 3150 + 4010) = Tk. 11640
c) I = 1140 × 1.25/100 × 1/12 = 12.125
crucial.
d) Friends, teachers and the environment of the school have 08. Write an eassy on
their own positive of negative impact.
e) Despite being born with a silver spoon in the mouth, many
children go astray when they reach their adulthood. 09.
05. Drum X is I full of oil and Drum Y has twice the capacity Elaborate.
of drum X, is 2/3 full of oil. If all of the oil in drum X is
poured into drum Y, then drum Y will be filled to what
fraction of its capacity?
Solution: 01. Focus Writing in Bangla:
Lets say Drum x capacity is 100.
Drum Y capacity will be 200.
Oil in drum x is 50 02. Focus Writing in English:
Oil in drum y is 100 × 2/3 = 400/3 Discuss the consequences of climate change on the future of
Fraction of oil in y after x is emptied into y is Bangladesh.
= (50 + 400/3)/200
= 550/600 03. Translation: Bangla to English
= 11/12
06. Rafiq, Suja and Suman share an apartment and are
,
his groceries, then
what was the total cost of the bill?
Solution: ,
ATQ,
2
C = 3/13 × 297000 = Tk. 68538
06. In a flight of 600 km, an aircraft was slowed down due

04. Translation: English to Bangla to bad weather. Its average speed for the trip was reduced
In an attempt to improve the overall performance of clerical by 200 km/hr and the time of flight increased by 30 minutes.
workers, many companies have introduced computerized The duration of the flight is:
performance monitoring and control system (CPMCS) that Solution:
record and report a worker's computer-driven activities. Let the duration of the flight be x hours.
However, at least one study has shown that such monitoring Then,
may not be having the desired effect. In the study, 600/x - 600/[x + (1/2)] = 200
researchers asked monitored clerical workers and their Or, 600/x - 1200/(2x + 1) = 200
supervisors how assessment of productivity affected Or, x(2x + 1) = 3
supervisors' rating of workers' performance. In contrast to Or, 2x² + x - 3 = 0
unmonitored workers doing the same work, who without Or, (2x + 3)(x - 1) = 0
exception identified the most important element in their jobs Or, x = 1 hr.
as customer service, the monitored workers and their
supervisors all responded that productivity was the critical 07. Two pipes A and B can fill a tank in 36 min. and 45 min.
factor in assigning rating. This finding suggested that there respectively. A water pipe C can empty the tank in 30 min.
should have been a strong correlation between a monitored First A and B are opened. after 7 min, C is also opened. In
worker's productivity and the overall rating the worker how much time, the tank is full?
received. However, measures of the relationship between Solution:
overall rating and individual elements of performance clearly In 7- minutes the part of the tank filled
supported the conclusion that supervisors gave considerable = 7/36 + 7/45= (35+28)/180 = 63/180
weight to criteria such as attendance, accuracy, and Remaining part = (1 63/180) = 117/180
indications of customer satisfaction. Let remaining part of the tank be filled in = x minutes
ATQ,
05. Three partners A, B and C start a business. Twice the x/36 + x/45 - x/30 = 117/180
Investment of A is equal to thrice the capital of B and capital Or, 5x + 4x - 6x = 117
of B is 4 times the capital of C. Find the share of each out of Or, 3x = 117
a profit of Taka 297000. Or, x = 39
Solution: C
ATQ, in 39 minutes.
2A = 3B = 4C In total the time taken to fill the tank will be
= (7 + 39) = 46 minutes.
From (I) we have,
A = 6x, B = 4x and C = 3x
So A : B : C = 6x : 4x : 3x = 6 : 4 : 3
Sum of the ratio = 6 + 4 + 3 = 13 01. Focus writing in English:
AS profit is distributed with the same ratio of investment or Write an essay discussing ways to improve transport system
capital, in Dhakla city.
Profit of
A = 6/13 × 297000 = Tk. 137077 02. Focus writing in Bangla:
B = 4/13 × 297000 = Tk. 91385
3
place. Moreover, if the place of the digits are interchanged

the number thus found will be 9 less the orginal number.
03. Translation: English to Bangla Find the number.
Both borrowers and lenders in the sub-prime mortgage Solution:
market are wishing they had listened to the old saying: Let the unit digit is x
neither a borrower nor a lender be. Last year people with And the tenth digit is y
poor credit ratings borrowed $605, billion in mortgages, a So the number is 10y + x
figure that is about 20% of the home-loan market. It includes ATQ,
people who cannot afford to meet the mortgage payments x + y + 5 = 3y
on expensive homes they have bought, and low-income Or, x = 2y
buyers. In some cases, the latter could not even meet the Again,
first payment. Both sides can be blamed, fenders, after the 10y + x 10x y=9
2-3 percentage point premium they could charge, offered 9y - 9x = 9
loans, known as 'liar loans', with no down payments and Or, y x=1
without any income verification to people with bad credit Or, y 2y + 5 = 1
histories. They believed that rising house prices would cover Or, y = 4
them in the event of default. Borrowers ignored the fact that Putting the value in (1) we have x = 3
interest rates would rise after an initial period. One result is The number is = 10 × 4 + 3 = 43
that default rates on these sub-prime mortgages reached
14% last year a record. The problems in this market also 06. If a3 - √3a + 1 = 0, what is the value of a3 + 1/a3 ?
threaten to spread to the rest of the mortgage market. Which Solution:
would reduced the flow of credit available to the shrinking Given that,
numbers of consumers still interested in buying property. a3 - √3a + 1 = 0
Or, a2 + 1 = √3a
04. Translation: Bangla to English Or, a + 1/a = √3
Now,
a3 + 1/a3
= (a + 1/a)3 -3.a.1/a(a + 1/a)
= (√3)3 3(√3)
= 3√3 - 3√3
=0
, ,
07. Rahim bought two varieties of rice, costing 5 TK per Kg
and 6 TK per Kg each, and mixed them in some ratio. Then
, , , , , , he sold the mixture at Taka 7 per kg, making a profit of 20
, percent. What was the ratio of the mixture ?
Solution:
Let x kg rice at Tk. 5 per kg and y kg rice at Tk. 6 per kg is
mixed.
ATQ,
7(x + y) (5x + 6y) = 20/100(5x + 6y)
05. If 5 added to the sum of two digits of a number consisting Or, 7x + 7y 5x 6y = 1/5(5x + 6y)
of two digits, the sum will be three times the digit of the tens Or, 2x y = x + 6y/5
4
Or, x = 6y/5 y credibility of the fund's use for productive purposes. Political
Or, x = y/5 interference has stood in the way of doing the job properly.
Or, x : y = 1: 5
05. Robi was 4 times as old as his son 8 years ago. After 8
years, Robi will be twice as old as his son. What are their
present age?
01. Focus writing in Bangla: Solution:
Let son's age 8 years ago be x years.
Rohit's age 8 years ago be 4x years.
Son's age after 8 years = (x + 8) + 8 = (x + 16) years.
02. Focus writing in English: Rohit's age after 8 years = (4x + 8) + 8 = (4x+ 16) years.
Discuss the consequences of global warming on the future of ⇒ 2 (x + 16) = 4x + 16
Bangladesh. ⇒ 2x = 16
⇒ x = 16/2
03. Translation : Bangla to English ⇒ x = 8.
Hence, son's 'present age = (x + 8) = 16 years.
Rohit's present age = (4x + 8) = 40 years.
- 06. In an examination, 80% of the students passed in English,

85% in Mathematics and 75% in both English and
Mathematics. If 40 students failed in both the subjects, find
the total number of students.
Solution:
' Total Percent of Students passed
' = 80 % + 85% - 75% = 90%
Percent of students failed in both = 100 - 90% = 10%
Which is given equal to 40
Hence 10% of Total students = 40
04. Translation : English to Bangla Total students = 450
It has to be admitted that monetary policies, however much
sound they may be, are not enough to make economic 07. A, B and C enter into a partnership by investing in the
miracle happen; nor are they an alternative to long-term ratio of 3 : 2 : 4. After one year, B invests another Tk.
infrastructure development and investment in productive 2,70,000 and C, at the end of 2 years, also invests Tk.
ventures and enterprises. Diversion of capital and credit, and 2,70,000. At the end of three years, profits are shared in the
also, what many quarters have feared about flight of capital ratio of 3 : 4 : 5. Find the initial investment of each.
through over invoicing of imports - as well as other devious Solution:
means, have remained a headache for banks. This could be Let ivestment of A, B and C is 3x, 2x and 4x respectively.
possible because political leaderships have always soft- Investment of A for 3 years = 3 × 3x = 9x
pedaled on the key issue of improving governance and Investment of B for 3 years = 2x × 3 + 270000 × 2
curbing corruption. The banks have now been asked to Investment of C for 3 years = 4x × 3 + 270000 × 1
strictly scrutinize the credit-worthiness of borrowers. It is ATQ,
indeed vital to make an authentic assessment of the (6x + 540000)/(12x + 270000) = 4/5
Solving it, we get ,
5
x = 90,000 Amin will have thrice as much as is left with Sajal. How much
So initial investments were money does each have ?
A = Tk. 2,70,000 Solution:
B = Tk. 1,80,000 Let Amin has X Tk
C = Tk. 3,60,000 And Sajal hs Y Tk
ATQ,
2(X 30) = Y + 30
Or, 2X
01. Focus writing in English: Again,
Write an essay on the Corporate Social Responsibility in the X + 10 = 3(Y 10)
context of Bangladesh. Or, X 3Y = -
(I) × 3 - (II) we get,
02. Translation: Bangla to English: 5X = 290
Or, X = 58
Putting the value on (I) we get,
, Y = 26
So Amin has Tk. 58 and Sajal has Tk. 28
05. A contract is to be completed in 46 days and 117 men

were set to work, each working 8 hours a day. After 33 days
, 4/7 of the work is complete. How many additional men may
be employed so that the work may b completed in time, each
man now working 9 hours a day ?
Solution:
03. Translation: English to Bangla Total work estimated : 46 × 117 × 8 = 43056 units
Communalism is a peculiar South Asian phenomenon. In the After 33 days = 33 × 8 × 117 = 30888 units of the work is
Western countries they do not use the term in the sense we completed.
use it here. Communalism in fact does not signify and well- This represents only 4/7th of the work
defined concept or doctrine, it is rather a state of mind, a So the remaining work is 3/7 × 30888 × 7/4 = 23166 units.
somewhat perverted attitude nourished by individuals No. of men required to complete this work in the remaining
belonging to one religious community toward those of other 13 days working 9 hours a day = 23166 ÷ 117 = 198 men
religious communities. It is a kind of tribal attitude born of Hence additional men required = (198 117) = 81 men
ignorance, suspicion and fear with regard to people who do
not belong to the tribe. Vested interests such as political, 06. Mr. Jones gave 40% of the money he had, to his wife. He
economic, religious and in many countries of the so- called also gave 20% of the remaining amount to each of his three
third world military vested interests-these elements take sons. Half of the amount now left was spent on
advantage of the situation and exploit it to serve their miscellaneous items and the remaining amount of Tk. 12000
nefarious ends. was deposited in the bank. How much money did Mr. Jones
have initially ?
04. Amin and Sajal are friends. Each has some money. If Solution:
Amin gives Tk. 30 to Sajal, then Sajal will have twice the Percentage of the money given to wife = 40%
money left with Amin. But, if Sajal gives Tk. 10 to Amin, then Remaining amount left after giving to his wife:
= 100 - 40 = 60%
6
Percentage of money given to the 3 sons: 04. Translation: English to Bangla

20% of 60% = 0.2 x 60 = 12% The post-crisis global economy on two track recovery path
1 son = 12% warrants some shift of emphasis ingrowth strategy for
3 sons = 12 x 3 = 36% Bangladesh, from export-led to domestic demand-driven
Remaining amount left after giving to his 3 sons: growth. To this endthe government is steadily expanding
= 60 - 36 = 24% social safety net expenditure outlays in annual budgets.
Remaining percentage after spending on miscellaneous Employment and income generation by new private and
items: public sector investments are continually augmenting
1/2 × 24% = 0.5 x 24 = 12% domestic demand; rise in wage levels for rural day laborers,
Amount of money left = Rs 12000 and revision in wage structures for apparels export sector
ATQ, workers have also helped underpin domestic demean)
12% = 12000 Bangladesh Bank's financial inclusion campaign is also
Or, 1% = 12000 ÷ 12 = TK. 1000 contributing towards bolstering domestic demand; promoting
Or, 100% = 1000 x 100 = TK. 100,000 financing of micro and small enterprises is the other major
He had TK. 100000 initially. thrust area of the financial inclusion campaign besides
agriculture. The urgency of supporting emergence of
employment generating small and medium scale enterprises
has heightened further in the context of recent influx of
01. Focus writing in Bangla: migrant workers returning from the trouble-hit Middle
Eastern countries.

Critically discuss the statement that high interest rate is 01. Focus writing in English:
binding the private sector investment in Bangladesh. Critically discuss th socio-economic conseequences of
unplanned urbanization in Bangladesh.
03. Translation: Bangla to English
- 02. Focus writing in Bangla:
,
03. Translation: Bangla to English.
-
-
-
- -
,
7
04. Translation: English to Bengla. methods of democracy to accept, as final, the decision of the
Increasing concern with the adverse effects of centralized majority on the various issues that arise. But this is not the
bureaucratic control on develop planning, resource whole method of democracy. Democracy is being confused
mobilization and popular participation in administration at with majority rule as a result of concentrating on what is only
the local level developing countries have paved the way for a part of these methods. What we call the coming of
resurgence of interest in decentralization. Many development democracy has been the progressive extension to every
planners, administrators and management specialists have person of the right to choose a representative in parliament.
advocated for the adoption of alternative national policies The very name of parliament from the old French parle-le-
and implementation strategies based on the concept of meut, or 'speak the mind' - affords the best clue to its nature.
decentralization to promote balanced development, to Parliamentary government means legislation by the whole
increase the quantum of popular participation at the House, and the method of parliament is the method of
grassroots level and to harness and optimally utilize local debate and dialogue. Spokesmen of the minority, or
resources. The growing interest in the concept of minorities, participate in this dialogue just as freely as
decentralization is no accident. It grew a result of spokesmen of the majority. The vote comes, at the end, but
disappointing experiences of the d countries during the last what comes at the end is not necessarily what lies at the
two decades in the field o development. The use of heart of the system. The debate is more important than the
highly centralized planning is control mechanism, the decision. For, it is the debate that makes it possible for
increasing realization of new and humane way of approaching opinions to be formulated and exchanged. The debate
developmental policies and programmes and the tremendous enables representatives of different points of view to
expansion of governmental activities and the attendant persuade one another of the merits of their case. In this
complexities have pushed many developing countries to process, the minority participates on equal terms.
adopt decentralization as a kind of creed encompassing
social, political and economic spheres. a) The best title for the passage will be
b) The word 'House' in the passage means
c) The passage suggests that
d) The word 'progressive' in the passage means
01. Focus writing in English: e) What is meant by 'majority rule' in the passage?
Private sector investment has remained relatively stagnant for
the last few years. What measures do you suggest to increase 05. Translation: Bangla to English
the private sector investment ?
02. Focus writing in Bangla:
,
,
03. Creative writing in English:
Write a few imaginary conservations between two friends
who are discussing the socio-economic consequences of
political violence
04. ENGLISH COMPREHENSION ,

It is not enough to define 'democracy' by words alone: it ,
must be defined by its methods. And it is certainly one of the
8
As a, b, c, d, e are consecutive numbers

Let a = 1, b = 2, c = 3, d = 4, e = 5
Now,
a + b + c + d + e = 1 + 2 + 3 + 4 + 5 = 15
ATQ,
20% of 15 = 3 is the deleted number
As c = 3
06. Translation: English to Bangla So The deleted number is c
Transnational flows of goods and capital have driven
globalization during recent years. These flows have been 08. Rahim bought two varieties of rice, costing 5 TK per Kg
made possible by the gradual lowering of barriers to trade and 6 TK per Kg each, and mixed them in some ratio. Then
and investment across national borders, thus allowing for the he sold the mixture at Taka 7 per kg, making a profit of 20
expansion of the global economy. However, states have often percent. What was the ratio of the mixture ?
firmly resisted applying similar deregulatory policies to the Solution:
international movement of people. As noted by the World Let x kg rice at Tk. 5 per kg and y kg rice at Tk. 6 per kg is
Bank in its report, "Globalization, Growth, and Poverty." mixed.
while countries have sought to promote integrated markets ATQ,
through liberalization of trade and investment, they have 7(x + y) (5x + 6y) = 20/100(5x + 6y)
largely opposed liberalizing migration policies. Many Or, 7x + 7y 5x 6y = 1/5(5x + 6y)
countries maintain extensive legal barriers to prevent Or, 2x y = x + 6y/5
foreigners seeking Work or residency from entering their Or, x = 6y/5 y
national borders. Despite the reluctance of governments to Or, x = y/5
liberalize immigration policy, however, the number of people Or, x : y = 1: 5
living outside their countries, of origin has risen from 120
million in 1990 to an estimated 215 million in 2012, which is 09. A team of 2 men and 5 women completed one-fourth of
approximately 3.05 percent of the world population. A variety a job in 3 days. After 3 days another man joined the team
of reasons lie behind migration. People may migrate in order and they took 2 days to complete another one-fourth of the
to improve their economic situation, or to escape civil strife, job. How many men can complete the whole job in 4 days
persecution, and environmental disasters. Traditionally, the ?
reasons encouraging an individual to migrate were Solution:
categorized as "Push" or "Pull" factors. Globalization has 2 men & 5 women in 3 days can do ¼ portion
introduced a third set of motivations called "network"
factors, which include free flow of information, improved 3 men & 5 women in 2 days can do 1/4 portion
global communication and faster and lower cost
transportation. While network factors are not a direct cause Now (II) (I) we have
of migration, they do facilitate it. 1 man in 1 days can do 1/8 1/12 = 1/24 portion
And 1 man in 4 days can do 4/24 = 1/6 portion
07. a, b, c, d and e are five consecutive numbers in increasing Hence in 4 days 1/6 portion can do by 1 man
order size. Deleting one of the five numbers from the set So, in 4days full portion can do by 6 men
decreased the sum of the remaining numbers in the set by
20%. Which one of the numbers was deleted from a, b, c, d
and e ?
Solution:
9
Or, x = 40530 = 13.5

Price of the second rice per kg = Tk.13.50
01. Focus Writing in English:
Do you think the current initiatives by major apparel retailers 05. The ratio of the number of boys and girls in a school is
3:2. If 20% of the boys and 25% of the girls are scholarship
Bangladesh? Discuss holders, what percentage of the students does not get the
scholarship?
02. Letter Writting in Bangla: Solution:
Let number of boys be 300.
Number of girls = 200
Boys holding scholarship = 20/100 × 300 = 60
03.
Girls holding scholarship = 25/100 × 200 = 50
10,000 and 4% on all sales exceeding this. He remits Tk.
Total students holding scholarship = 60 + 50 = 110
31,100 to his parent company after deducting his
Therefore. Percentage of students not holding scholarship
commission. Find the total sales.
= (500 −110)/500 × 100 %
Solution:
= 390/500 ×100 %
Let his total sales be x
= 78%
His commission would be
= 5% of 10000 + 4% of (x-10000)
= 500 + 4x/100 - 400
= 100 + 4x/100
= 100 + x/25
Suppose you have X amount of money to spend on one of
The amount he pays to company
the following two Infrastructure projects - (a) Padma Bridge;
= x- (x/25 + 100)
(b) Dhaka-Chittagong four lane highway. Provide your
= x - x/25 - 100
justification for choosing one of the two above projects.
= 24x/25 - 100 = 31100
24x/25 = 31200
02. Focus Writing in Bangla:
x = (31200 × 25)/24 = 32500
Total sales = 32500
04. Padma purchased 30 kg of rice at the rate of tk 17.50 per

kg and another 30 kg rice at a certain rate. He mixed the two
and sold the entire quantity at the rate of tk 18.60 per kg
and made 20% overall profit. At what price per kg did he
purchase the lot of another 30 kg rice?
Solution:
Let the price of the second rice per kg be x
Total cost price = 30 × 17.5 + 30x
Total selling price = 60 × 18.60
,
Since there is a profit of 20%,
(30 × 17.5 + 30x)×120100 = 60 × 18.60
-
Or, 525 + 30x = 60 × 18.60 × 100120 = 930
, , ,
Or, 30x = 930 - 525 = 405
, , ,
10
of his capital. After two more month, B takes out one third
of his capital while C joins them with a capital of Tk. 7000.
At the end of a year, they earn a profit of Tk. 5080. Find
04. Translation: English to Bangla the share of each member in the profit.
National Budget of a country is the annual program of the Solution:
Government's expenditure and income for a fiscal year. In a A:B:C
developing economy like Bangladesh, the annual national = (5000 × 4 + 2500 × 8) : (4500 × 6 + 3000 × 6) : (7000 × 6)
budget reflects the government's development philosophy = 40000 : 45000 : 42000
priorities and approaches towards equity and social justice. = 40 : 45 : 42.
The role of the public sector to provide infrastructure and As share = Tk. 5080 × 40/127 = Tk. 1600
basie public goods is to create an enabling environment for B's share = Tk. 5080 × 45/127 = Tk. 1800
the private sector to act as the engine of economic growth C's share = Tk. 5080 × 42/127 = Tk. 1680.
through the national budget. As the national budget
formulated annually may undermine the economic stability 07. 2 men and 3 boys can do a piece of work in 10 days
and growth prospect in the medium terra, it seems to be while 3 men and 2 boys can do the same work in 8 days. In
myopic Medium Term Budgetary Framework (MTBF) is an how many days can 2 men and 1 boy do the work?
effective measure for redressing the problems emanating Solution:
from the short time limit of the annual budget. The (2 men
framework of MTBF must be inclusive and bottom up to reach days work
Bangladesh in a trajectory of high-performing quality growth Or,
with prices of commodities stabilized, income and human
poverty brought to a minimum, health and education for all Or, 4 men = 14 boys
secured and capacity building combined with creativity Or, 1 men = 14/4 boys
enhanced, social justice established, interpersonal and Or, 2 men = 14/4 × 2 boys = 7 boys
regional income disparity reduced, and a capacity to tackle ∴2 men + 3 boys = 7 boys + 3 boy = 10 boys
the adverse effects of climate change achieved as envisioned And 2 men + 1 boy = 7 boys + 1 boy = 8 boys
in the Government's Outline Perspective Plan (2010-2021) 10 boys can do the work in = 10 days
1
∴8 boys can do the work in = 10/8 × 10 = 12 2 days
05. When a producer allows 36% commission on the retail
price of his product, he earns a profit of 8.8%. What would
be his profit percent if the commission is reduced by 24%?
Solution:
Let retail price = Tk. 100, commission Tk. 36.
S.P. = Tk. (100 - 36) = Tk. 64
Write a paragraph on traffic jam in the Dhaka city.
But , profit = 8.8 %
C.P. = Tk. (100/108.8 × 64) = Tk. 1000/17
02. Focus Writing in Bangla:
New commission = Tk.12
New S.P. = Tk. (100 - 12) = Tk. 88
Gain = Tk. (88 −1000/17) = Tk. 496/17
Gain % = (496/17 × 17/ 1000 × 100)% = 49.6%
03. Letter Writing in English:
Write a letter to your friend expressing your views how to
06. A and B start a business with investments of Tk. 5000
increase remittance in Bangladesh.
and Tk. 4500 respectively. After 4 months, A takes out half
11
04. Letter writing in Bangla: 08. A, B and C started a business by investing Tk. 120000,
- Tk. 135000 and Tk. 150000 respectively. Find the share of
each, out of an annual profit of Tk. 56700.
Solution:
05. Translation: English to Bangla Ratio of share A : B : C
In order to support government's rapid poverty reduction, = 120000 : 135000 : 150000
program and promote inclusive growth Bangladesh Bank has = 8 : 9 : 10
been implementing extended financial inclusion activities. A's share = 56700 × 8/27 = Tk. 16800
Due to the initiatives taken for financial inclusion, credit flow B's share = 56700 × 9/27 = Tk. 18900
is increasing in the under-served sectors which had been C's share = 56700 × 10/27 = Tk. 21000
getting less attention including agriculture and in the sectors
deprived of financial services like micro and sma enterprises, 𝟏
09. The simple interest on a certain sum of money for 2
𝟐
renewable energy etc. To make these initiatives successful
years at 12% per annum is Tk. 40 less than the simple
and sustainable, there is on alternative to effective risk 𝟏
interest on the same for 3 years at 10% per annum. Find
management, including most importantly the management of 𝟐
the sum.
credit risk.
Solution:
Let the sum be X Tk
Then,
X × 7/2 × 10/100 X × 5/2 × 12/100 = 40
, ,
Or, 7X/10 3X/20 = 40
, ,
Or, X = 40 × 20
, ,
Or, X = 800
The sum is Tk. 800
07. A retailer buys 40 pens at the market price of 36 pens

from a wholesaler. If he sells these pens giving a discount
of 1%, what is the profit percent ?
Write a paragraph on Tertiary Education in Bangladesh.
Solution:
Let marked and sale price be Tk. 100
03. Letter writing in Bangla:
Then sale amount = 40 × 100 = Tk. 4000
Discount allowed 1% =4000 × 1/100 = Tk. 40
Sale amount after discount = 4000 40 = Tk. 3960
Cost price of 40 pens which is equavalent of
04. Letter writing in English:
36 pens = Tk. 3600
Bangladesh aspires to be an upper middle income country by
Profit = net sale amount cost = 3960 3600 = Tk. 360
2021. Write a letter to the editor of an English Daily
Profit Percentage = 360/3600 × 100 = 10%
describing the key factors that may help achieve this goal.
12
05. Translation: English to Bangla: door and 2 windows occupy 8 sq.m, find the dimensions of
Bangladesh was born amid widespread pessimism. It has the room.
lived in an unhelpful natural and political environment. Yet, Solution:
in the last quarter-century, it has achieved respectable Breadth be x
economic growth and, on many social and economic Length be x + x/2 = 3x/2
dimensions, substantial mass advance. So have many other Area of carpeting = cost of carpeting/rate of carpeting
developing countries, with hugely different conditions, L × b = 270/5
polities and problems. It is therefore likely (absent Or, x × 3x/2 = 54
unmanaged, deep and wide environmental catastrophe, of Or, x2 = 54 × 2/3
which more later) that growth and mass advance can be Or, x2 = 108/3
achieved in many different ways, and that the necessary Or, x2 = 36
conditions for State conduct are rather simple. However, Or, x= 6
many other developing countries, especially in sub- Saharan Length = 3/2 × 6 = 9m
Africa, have not achieved rapid growth or mass advance. Breadth = 6m
Area of papering = total cost/rate
06. Translation: Bangla to English 1720/10 = 172 m2
Total area of papering = 172 + 8 = 180 m2
ATQ,
, , , 2(l + b) × h = 180
Or, 9 + 6 × h = 90
Or, h = 90/15
, Or, h = 6m
Hence dimensions of room are 9, 6, 6 m
09. Four milkmen rented a pasture. A grazed 24 cows for 3

07. A certain sum of money amounts to Tk. 1008 in 2 years months, B 10 cows for 5 months, C 35 cows for 4 months
𝟏
and to Tk. 1164 in 3 years. Find the sum and the rate of
𝟐
Find the total rent of the field ?
interest.
Solution:
Solution:
Ratio of A,B,C,D 's share
Let sum = x and rate = r
=(24 × 3) : (10 × 5) : (35 × 4) : (21 × 3)
Then,
=72 : 50 : 140 : 63
Sum of ratio = 72 + 50 + 140 + 63 = 325
Let total rent is x
As difference in interest for One & half (3/2) year
Then A's share = 72x/325
= 1164 - 1008 =156,
ATQ,
So x × r/100 × 3/2 = 156
72x/325 = 720
Or, x × r/100 = 104
⇒ x = 325/72 × 720
Substituting this value of x × r/100 in either (i) or (ii), we
⇒ x = Tk. 3250
get x = 800, r = 13%
08. A room is half as long again as it is broad. The cost of

carpeting the room at Tk. 5 per sq.m is Tk. 270 and the cost
of parpering the four walls at Tk. 10 per m2 is Tk. 1720. If a
13
06. A B and C enter into partnership. A invests 3 times as

much as B invests and B invests two-third of what C invests.
01. Focus writing in English: At the end of the year, the profit earned is Tk. 6600. What is
What is the role of agricultural credit in the development of the share of B?
agriculture? Solution:
Given, A = 3B
B = 2C/3 therefore C = 3B/2
?
Now the ratio of investment = 3B : 1B : 3/2B = 6 : 2 : 3
?
Thus the share of B will be
= 2/11 × 6600
03. Translation: Bangla into English
= 2 × 600
= 1200
, ,
01. Define system software and application software with
three example each.
,
02. Suppose you are entering data into a computer but facing
04. Translation: English into Bangla some problems with your monitor. You need to buy a new
National Budget of a country is the annual program of the monitor. What factorsa should you consider in selecting a
monitor ?
developing economy like Bangladesh, the annual national
03. You have created a file containing 1 million characters.
priorities and approaches towards equity and social justice. Suppose you want to save the file in ASCII format. How much
The role of the public sector to provide infrastructure and memory space in MB is needed to store the file ?
basic public goods is to create an enabling environment for
the private sector to act as the engine of economic growth 04. Distinguish between
through the national budget. As the national budget i) OMR and MICR
formulated annually may undermine the economic stability ii) Internet and Extranet
and growth prospect in the medium term, it seems to be
myopic medium term Budgetary Framework is and effective 05. Explain URL, VOIP and Broadband.
measure for redressing the problems emanating from the
short time limit of the annual budget. 06. Translation: English to Bangla
What is the significance of economic diversification as far as
05. The population of a town increased from 1,75,000 to 'inclusive growth is concerned? If inclusive growth is defined
2,62,500 in a decade. The average percent increase of as inclusiveness in economic opportunities, economic
population per year is diversification can help attain inclusive growth. However,
Solution: several supply side constraints related to weak
Increase in 10 years = (262500 - 175000) = 87500 infrastructure can restrict economic diversification. Some of
Increase% = ( 87500 / 175000) x 100 % = 50%. these constraints are broadly 'general' in nature and some
average = 50/10 % = 5% are critically sector specific'. Interconnection and
complementarities between general and sector-specific
14
infrastructures are key elements for increasing service ⇔ (5x × 12) + (6x × 12) + (6x × 6) = 490000×12
efficiency, supporting the adoption of innovative ⇔ 168x = 490000 × 12
technologies, promotion of economic diversification and 490000 × 12
⇔x =
supporting inclusive growth. 168
⇔ x = 35000
∴ R's investment
07. Translation: Bangla bto English
= Tk. 6x
= Tk. (6 × 35000)
= Tk. 21000

There is a strong supposition that quality of Education is
08. 10% of the voters did not cast their vote in an election
declining in Bangladesh. Do you agree with this supposition
between two candidates. 10% of the votes polled were found
? Please write an essay providing reasons behind your
invalid. The successful candidate got 54% of the valid votes
conclusions.
and won by a majority of 1620 votes. Find the number of
voters enrolled on the voters' list.
Solution:
Let the total number of votes be x
Then, votes polled = 90% of x
Valid votes = 90% of (90% of x)
∴ 54% of [90% of (90% of x)] - 46% of [90% of (90% of x)]
= 1620
⇔ 8% of [90% of ((90% of x)] = 1620
⇔ 8/100 × 90/100 × 90/100 × x = 1620
, ,
1620 × 100 × 100 × 100
⇔x= , ,
8 × 90 × 90
⇔ x = 25000
,
09. Two friends P and started a business investing in the ratio ,
of 5 : 6. R joined them after six months investing an amount ,
equal to that of Q's. At the end of the year, 20% profit was
earned which was equal to Tk. 98,000. What was the amount
invested by R?
Solution:
Let the total investment be Tk. z
Then, , ,
20% of z = 98000
98000×100
⇔z =
20
⇔ z = 490000
Global warming is an issue that calls for a global response.
Let the capital of P, Q and R be 5x, 6x and 6x respectively
The rapid change in climate will be too great to allow many
Then,
eco-systems to suitably adapt, since the change has direct
15
impact on bio-diversity, agriculture, forestry, dry land, water 07. A machine P can print one lakh books in 8 hours; machine
resources and human health. Due to unusual weather Q can print the same number of books in 10 hours while
pattern, rising greenhouse gas, declining air quality etc. machine R can print them in 12 hours. All the machines are
society demands that businesses also take responsibility in started at 9 a.m. while machine P is closed at 11 a.m. and
safeguarding the planet. In addition, Bangladesh is one of the remaining two machines complete the work.
the most climate change vulnerable countries. In line with Approximately at what time will the work be finished?
global development and response to the environmental Solution:
degradation, financial sector in Bangladesh should play an 1 hour's work of P+Q+R = 1/8 + 1/10 +1/12 = 37/120 part
Important role as one of the key shake-holders. Work done in 2 hrs by P, Q & R = 37/120 × 2 = 37/60 part
Remaining work = 1-37/60 = 23/60 part
05. In a two-digit number, the digit in the unit's place is more 1 hr's work of Q + R = 1/10 + 1/12 = 11/60 part
than twice the digit in tens place by 1. If the digits in the Work done by Q & R in 1 hr is 11/60
unit's place and the tens place are interchanged, difference 23/60 will be the work done by Q & R in
between the newly formed number and the original number = 60/11 × 23/60
is less than the original number by 1. What is the original = 23/11 hrs ≈2hrs
number? So approximately the work will be finished 2 hrs after
Solution: 11A.M i.e around 1PM
Let the ten's digit be x
Then, unit's digit = 2x + 1.
ATQ,
[10x + (2x + 1)] - [{10 (2x + 1) + x} - {10x + (2x + 1)}]
=1
Or, (12x + 1) - (9x + 9) = 1 01. Focus writing in English:
Or, 3x = 9 Do you think construction of Padma bridge from our own
Or, x = 3 resources is justifiable? Please write an essay.
So, ten's digit = 3 and unit's digit = 7
Hence, original number = 37 02. Focus writing in Bangla:
06. A, B and C start a business each investing Tk. 20,000.

After 5 months A withdrew Tk. 5,000, B withdrew Tk. 4,000
and C invests Tk. 6,000 more. At the end of the year, a total
profit of Tk. 69.900 was recorded. Find the share of each. 03. Translation: Bangla to English
Solution:
A : B : C = (20000 × 5 +15000 × 7) : (20000 × 5 + 16000 ×
7) : (20000 × 5 +26000 × 7)
= (20 × 5 + 15 × 7) :(20 × 5 + 16 × 7) : (20 × 5 + 26 × 7)
= 205 : 212 : 282 ,
Sum of the ratio = 205 + 212 + 282 = 699 ,
A's share
= 69900 × 205/699
= 69900 × 205/699
= 20500 '।
16
04. Translation: English to Bangla x = 8.

The centralized and bureaucratic governance system Original price = 8 per kg.
prevailing in Asia and Pacific region was established by the Reduced price = 0.9375X = 0.9375 × 8 = Tk. 7.50 per kg.
colonial rulers. This system was inherently repressive and
insulated from the common people. The system was 07. A sum of Tk. 1550 is lent out into two parts, one at 8%
consistent with the supreme colonial objective centered on and another one at 6%. If the total annual income is Tk. 106,
maximizing revenue and maintaining law and order in the find the money lent at each rate.
colonies. Establishment of the self-governance system at Solution:
local levels was eventually of little concern to colonial Let x tk is lent out at 8% interest
masters. In most cases, they attempted to transfer their own ∴(1550 x) tk is lent out at 6% interest
systems of governance in their respective colonies. The ATQ,
centralized governance system so devised, however, proved X × 8% × 1 + (1550 x) × 6% × 1 = 106
useful for rapid industrialization in almost all Asian countries Or, 8x/100 + [(1550 x) × 6]/100 = 106
following massive decolonization process. Gradually, those Or, 8x + 9300 6x = 10600
newly born countries badly felt the need for effective local Or, 2x = 10600 9300
governance system that would work as an integral part of the Or, 2x = 1300
total national governance. This need became more important Or, x = 650
with the advent of the new millennium. Tk lent out at 6% interest = 1550 650 = 900 Tk
05. 2 men and 3 boys can do a piece of work in 10 days

while 3 men and 2 boys can do the same work in 8 days. In
how many days can 2 men and 1 boy do the work? 01. Focus writing in English:
Solution:
days work ?
Or,
Or, 4 men = 14 boys Identify the challenges for the development of women
Or, 1 men = 14/4 boys entrepreneurship in Bangladesh.
Or, 2 men = 14/4 × 2 boys = 7 boys
∴2 men + 3 boys = 7 boys + 3 boy = 10 boys

And 2 men + 1 boy = 7 boys + 1 boy = 8 boys 03. Translation: Bangla to English
10 boys can do the work in = 10 days
1
∴8 boys can do the work in = 10/8 × 10 = 12 2 days
𝟏 ,
06. Due to a reduction of 6 % in the price of sugar, a man
𝟒 ,
is able to buy 1 kg more for Tk. 120. Find the original and
;
reduced rate of sugar.
Solution:
,
Let Original Rate was x per kg.
Reduced rate = x - 25/4% of x = 0.9375x per kg.
Difference = 1 kg
120/0.9375x - 120/x = 1
।
128/x - 120/x =1
17
start of the business, B withdrew Tk 600. If C's share is Tk

, 8000 in the annual profit of Tk 22500, what was the amount
the C invested in the business ?
04. Translation: English to Bangla Solution:
It is not clear that the current global regulatory reform A invests Rs. 2400 for 12 months
initiatives will be enough to dissuade banks and financial B invests Rs. 3600 for 8 months
institutions from risky speculative behavior that lead to And Rs. 3000 for 4 months
recurrent instability. A fundamental reorientation of their C invests Rs. X for 8 months
corporate goals and objectives towards conducting business Ratio of profit of A, B and C
in socially responsible manner is perhaps needed for this. ⇒ Profit of A : Profit of B : Profit of C
Only such a basic reorientation can perhaps draw them away ⇒ 2400 × 12 : (3600 × 8) + (3000 × 4) : X × 8
lastingly from socially harmful unproductive speculative ⇒ 28800 : 40800 : 8X
investments towards inclusive financing of productive, ⇒ 3600 : 5100 : X
pursuits of all population segments in all economic sectors; Given profit of C = Tk. 8000
harnessing and fostering creative energies of the entire And total profit of A, B and C = Tk. 22500
working age population: Already growing in sidelines in many X × 22500
∴ = 8000
3600+5100+X
developing and developed economies, this socially
responsible inclusive financing orientation has been chosen X × 22500
⇒ = 8000
by Bangladesh Bank as the mainstream approach for the 8700 + X
⇒ 22500X = 69600000 + 8000X
financial sector in Bangladesh. Initial results look promising.
⇒ 14500X = 69600000
⇒ X = Tk. 4800
05. In a group of 120 people, one-fifth are men, one-fourth
are women and the rest 10 are children. The average age of
women is five-sixth of the average age of men. Average age
of children is one-fourth of the average age of men. If
01. Focused Writing in English:
average age of men is 60 years, what is the average age of
i) fareta-TINCT Aros 49 cota
the group?
ii) Good Governance for Sound Development.
Solution:
iii) A job Interview/Preparation for a job Interview.
Number of men = 1/5 × 120 = 24
Number of women = 1/4 × 120 = 30
02. Make Sentence:
Number of children = 120 - (24 + 30) = 66
a) From cradle to grave : Islam emphasizes learning from
Average age of men = 60 years
cradle to grave.
Average age of children = 1/4 × 60 = 15 years
b) Black and white: Opu applies in black and white.
Average age of women = 5/6 × 60 = 50 years
c) By and large: By and large Mahfuz is a genious.
∴ Avarage age of the group
60 × 24 + 50 × 30 + 15 × 66 d) At the eleventh hour: Babul arrived at the airport at the
= years
120 eleventh hour.
3930
= years e) At sixes and seven: All the books on this table are at
120
= 32.75 years sixes and seven.
f) ,
06. A and B started a business by investing Tk 2400 and Tk , ?
3600 respectively. At The end of 4th month from the start of g) ,
the business, C joined with Tk X. After 8 months from the
18
h) for the future. Hope is a property of the long run. When we

, , look into the distant future and see ourselves in a desirable
i) situation, it sweetens all the toils of today. What is it that
j) generates hope? Religion, philosophy, culture, politics and
economics are all the mix. I want to say a few words on the
long run prospects for economic growth in Bangladesh. Why
03. Translation: Bangla o English: do all the features of Bangladesh noted at the start so little
a) practical influence upon people's perceptions and actions.
b) The critical phrase to understand this situation is 'orders of
c) magnitude'. The art of policy lies in the ability to distinguish
d) 'large from small and convincing other about one's judgment.
e) The efforts of benevolence are laudable and always desirable,
but one must not think that they alone are of the right type
04. Correct the sentence: or possess the necessary magnitude to generate the
a) sustained cconomic growth. Poverty alleviation is one thing,
b) economic growth is another. In reading the recent debate of
Bangladesh economy, struck by the manner in which short-
c) ? term issues mcsmcrized the debate. Balance of payments,
d) The rule requires that the executive is a graduate. deficits, exchange rate, new investments are all the topics of
e) We will discuss about the matter in the next meeting. discourse. It will introduce the contrast I wish to pose just to
get some long-term features within our vision. Since
05. Fill-in the blanks independence, the population of Bangladesh has actually
a) Most people in Bangladesh live __ poverty lines.(below) . doubled. In another fifty years, the population of Bangladesh
b) This is ___ unique opportunity. (a) may well add another 120 million people. Should we not look
c) The girl resembles ___ her mother. (for) to the future posed by such number? There are those who
d) Can you put me ___ for the weekend. (up) say 'We have managed so far, why can we not continue to
e) Write a paragraph ____ devaluation of currency. (on) manage thus into the future?' In plain words, they find the
prospect of continuing the present acceptable. The donor
06. ENGLISH COMPREHENSION agencies say many fine things about the short term, but they
Read the following passage and answer the questions: have little worthwhile to say about the future. Bangladeshis
It is easy to be optimistic about many aspects of Bangladesh. need to see a reasonable prospect for the long run economic
The efforts of the Grameen Bank and other micro finance growth. If this growth is too far in the long run we will simply
institutions at a wide variety of developmental efforts have not survive to enjoy it. So the plan for the long run must
brought both pride and international fame; the spectacular embody a strategy for medium term growth. If population
success of garments industry has show the potential for continues to increase, any aggregate growth means so much
exports and the entrepreneurial capacities of Bangladeshi less for every individual, so some form of population control
people. There was even a ranking by a British survey in 2000 should also be embodied within the plan. If we accept that
which found the Bangladeshis to be the happiest people in the basic thrust of the economy is to be guided by self-
the world and yet, it does not take long for any conversation interest, while recognizing that many areas such as education
with Bangladeshis to turn to the topic of migration. Why there and health are beyond the valuation of the Taka and often
is incessant desire to leave? The poor has always been willing need societal intervention, then the fundamental method to
to try for food and shelter elsewhere. There is simple ways be used for growth is the market. Nor do we want such
to characterize the complex social outcome--the lack of hope growth that simply increases the GNP per capita on paper,
19
but we also want income to rise per capita unreality; in other 09. Karim and Rahim have equal amount of money. Radha
words, poverty must be addressed. The donors have a happy has half of Rahim's money and Amen, has half of Radha's
phrase --pro-population economic growth,' What are its money. If you add one taka with all the money they have, it
analytical requirements? First, to raise the growth rates will be Tk. 100. How much Rahim has?
through the market mechanism, demand must increase. Such Solution:
increased demand can be from a domestic and foreign Let, Rahim has = x taka, also Karim has = x taka
source. Exports are always welcome, but success at exports So, Rumana has = x/2 taka and Amena has = (x/2)/2 = x/4
alone will not solve the problem of poverty alleviating long taka
run growth path for Bangladesh. Second, if we focus on According to the question,
improving the production of goods and services and IT comes x + x + x/2 + x/4 +1 = 100
in as a necessary asset, so be it. But looking for an economic or, 11x/4 = 99
strategy that uses IT as a 'silver bullet' is an even bigger or, x = 99 × 4/11
mistake. Third, the stable base for economic growth should or, x = 36
be domestic in a country with such a large base of domestic Rahim has 36 taka.
consumers. As the people of Bangladesh are poor, they
cannot currently provide such demand, in other words, they 10. A person wishes to accumulate Tk. 5,00,000 by the end
are only potential consumers now and the goal is to find of 15 years by making equal half-yearly deposits over the
means whereby they will provide themselves with the income next 15 years. If he/she earns 10% on the investment, how
to become actual consumers. Fourth, the demand created much must he/she deposit at the end of each half-year?
the provision of infrastructure will simultaneously raise the Solution:
growth rate now and increase the capacity for future supply Here, Future value, FV = 5, 00,000 Tk.
and hence the growth rate in the future. Effective interest rate, r = 10%/2 = 0.05
Time, n = 15 ✕ 2= 30
a) What is the theme of the passage? Annuity, A = ?
b) What is the debate that the author has referred to in the We know,
passage? FV = A ✕ [{(1 ✛ r)n 1 }/r]
c) What did the author really mean by the term 'Pro-penple Or, 500000 = A ✕ [{(1 ✛ 0.05)30 1 }/0.05]
economic growth'? Or, A = 500000/66.44 = 7525.59
d) Why domestic demand is considered important for Or, A = Tk. 7525.59
growth?
11. (a) Find the value of 'a' if (a -3) = 10/a
07. Report writing: (b) Find the value of 'x' if (2x2 - 1) = (3x2 - 2x)
As a mid-level banker in the BKB, you have been asked by Solution: (a)
your boss to visit a flood-affected area and report to him (a 3) = 10/a
about the need for shortterm loan to the farmers of the Or, a2 3a = 10
2
area. Or, a 3a 10 = 0
2
Or, a -5a ✛ 2a -10 = 0
08. Conversation: Or, a(a 5) ✛ 2(a 5) = 0
Write a hypothetical conversation between two presidential Or, (a 5)(a ✛ 2) = 0
candidates of the USA, John Kerry and Gcorge Bush-II, over Or, a = 5
the US policy on Iraq. or, a = 2
Solution: (b)
Given that, (2x2 1) = (3x2 2x)
20
Or, 2x 1 = 3x2 2x2 bridging the digital divide and bringing everyone together
2
Or, 2x 1=x under a global village. However, at the same time, the growth
2
Or, x 2x ✛ 1 = 0 of technology enabled services such as picture messages on
2
Or, (x 1) = 0 cell phones and pornography on the Internet has amplified
Or, x 1=0 sexual assaults on women and gendered people. Although
Or, x = 1 Bangladesh still languishes at the technological backyard of
the Asia, these vices are already starting to tell on the society,
12. At 8:00 A.M. a car started from Dhaka towards Cox's especially on women and children. Clearly, more needs to be
Bazar at a speed of 50 km per hour. After one hour, another done to bring about changes in gender power relations. It
car started from Dhaka towards Cox's Bazar at a speed of 60 would take long to achieve a semblance of equality between
km per hour. After how much time and at what distance from men and women, but change of attitude should start at some
Dhaka the second car will overtake the first car? point --sooner the better.
Solution:
Both travel same direction a) Why do women in Bangladesh face the problem of
So Relative speed = (60 50) km = 10 km inequality?
1st train already travel 1hour means 50 km b) What impact does technology have on women power?
Now 2nd train has to cover this distance. c) What should be appropriate title of the passage? Justify.
So they will meet after = 50/10 = 5 hour d) What ought to be done to improve the status of women
They will meet at = 9 am + 5 hour = 2pm in Bangladesh?
Distace from Dhaka = 5 × 60 = 300 km
04. Letter writing in English:
Write a letter to the Governor Bangladesh Bank, with a
request to consider your application for higher studies.
Write a short essay on 'Banking as a career.' 05. Conversation:
Write a few imaginary conversation between two policy
02. Focus writing in Bangla: makers who are debating on the issue of subdisy on fuel oil
price in Bangladesh.
03. ENGLISH COMPREHENSION 06. Mr. Zaman won an election where the ratio of his votes
Read the following passage and answer questions (a) and those of his opponent, Mr. Yunus, was 4 : 3. The total
through (e). number of voters was 581, of which 91 did not vote. Calculate
For obvious reasons, the globalization debate is long and the margin of votes by which Mr. Yunus was defeated?
unending. As we focus on the gendered impact of Solution:
globalization on women of Bangladesh, we find that the Total number of voters = 581
socially manufactured roles of women in the society have Casted votes = 581 91 = 490
served to enhance the interest of men at the expense of Mr. Zaman got = 490 × (4/7) = 280
women. Branches of study that focuses on women, said to Mr. Yunus got = 490 × (3/7) = 210
have started in 1970s, have served a very useful purpose in The margin of defeat = 280 210 = 70
unearthing the inequalities that women face in societies. But
the advancement of information technology has helped 07. The sum of the pay of two officers is Taka 24,000 per
woman to spread their campaigns globally. This is undeniably month. If the pay of one officer is decreased by 9% and the
one of the positive attributes of globalization that stresses on
21
way of the second is increased by 17%, their pays become 09. A square office, 1000 feet by 1000 feet, is to be
equal. Find the pay of each officer. partitioned into two offices by a single interior wall. The
Solution: difference between the perimeters of the resulting two
Let, the payment of first officer = x tk officers is being 400 feet. What are their dimensions?
Payment of second officer = (24000 x) tk Solution:
At 9% decrease, payment of first officer become Let, width of first portion after partition = x
=x 9x/100 = 91x/100 tk So, width of second portion other side = 1000 x
At 17% increase, payment of second officer become According to the Question,
= (24000 x) ✛ 17% of (24000 x) 2(1000 ✛ x) 2(1000 ✛ 1000 x) = 400
= (24000 x)(1 ✛ 17/100) Or, 2000 ✛ 2x 4000 ✛ 2x = 400
= (24000 x) × 117/100 Or, 4x = 2000 ✛ 400
According to the Question, Or, x = 600
91x/100 = 117(24000 x)/100 So, width of first portion = 600 ft
Or, 91x = 117(24000 x) Width of other side = 1000 600 = 400 ft
Or, 91x = 117 × 24000 117x So, dimensions of 1st office = 1000 ✕ 600 = 600000 sq. ft.
Or, 91x ✛ 117x = 117 × 24000 And, dimensions of 2nd office =1000 ✕ 400 =400000 sq.ft.
Or, 208x = 117 × 24000
Or, x = (117 × 24000)/208 10. Abir can do a piece of work in 80 days. He works for 10
Or, x = 13,500 days and then Bashir alone finishes the rest of the work in
Payment of first officer = 13500 Tk 42 days. How much time would it take for the two of them
Payment of second officer = 24000 13500 = 10500 Tk together to complete the whole work?
Solution:
08. A group of students has bired a bus for Taka 3000 for In 80 days, Abir can do 1 (whole) portion of work
going to a picnic. They had an understanding that each In 1 day, Abir can do (1/80) part of the work
participant would share the charge in equal amounts. But In 10 days Abir can do (1 × 10)/80 = 1/8 part of the work
because of 10 students not turning up, the changed per Rest of the work = 1 (1/8) = 7/8 part of the work
student increased by Taka 10 over the initial estimates. What Now, in 42 days, Bashir can do 7/8 part of the work
was the number of students who originally registered for the In 1 day, Bashir can do 7/8 × 1/ 42 = 1/48 part of the work
picnic? In 1 day, Abir and Bashir together can do
Solution: = (1/80 ✛ 1/48) part of the work
Let, total number of students = x = (3 ✛ 5)/240 part of the work
Per head proposed cost for the picnic = 3000/x Tk = 1/30 part of the work
Due to absence of 10 students, average cost charged So, they can do 1/30 works in 1 day
= 3000/(x 10) Tk Or, they can do 1 works in 30/1 = 30 days
According to the Question,
3000/x 3000/(x 10) = 10
Or, (3000x 3000x ✛ 30000)/[x(x-10)] = 10
2
Or, 10x 10x = 30000
2
Or, x 10x 3000 = 0
Or, x 2
60x ✛ 50x 3000 = 0 01. Focus writing in English:
Or, (x 60)(x ✛ 50) = 0 Discuss the reasons behind the recent increase in the price
So, x = 60 (number of students cannot be negative) of rice in Bangladesh.
22
02. ENGLISH COMPREHENSION (a) What is the main focus of the above paragraph?
The theoretical links between openness and growth are (b) How can trade liberalization reduce poverty?
strong. First, the presence of an import duty or restriction (c) In what ways trade liberalization spurs growth?
creates and anti-export bias by raising the price of importable (d) What are the major drawbacks of the empirical studies
goods relative to exportable goods. Removal of this bias on 'openness and growth?
through trade liberalization will encourage a shift of (e) Did the empirical studies conclude that trade
resources from the production of import substitutes to the liberalization promotes growth?
production of exports which will generate growth in the short
to medium run as the country adjusts to a new allocation of 03. Letter Writing in English:
resources more in keeping with its comparative advantage. Write a letter to your friend residing abroad describing the
Furthermore, the traditional Heckscher-Ohlin theory of trade devastating effects of Sidr.
states that under certain assumptions, countries will export
the goods that make intensive use to their most abundant 04. Focus writing in Bangla
factor. Thus, if developing countries are characterized as
labor-abundant and developed countries as capital-
abundant, then trade liberalization should encourage a shift
of resources towards the production of labor intensive 05. Translation : Bangla to English
exports by developing countries. This in turn should
encourage a shift of resources towards the production of
labor-intensive exports by developing countries. This in turn
should increase the demand for labor, generate growth and
reduce poverty. The theoretical models of "endogenous
positively associated with growth. Such models suggest that

openness spurs growth through numerous channels,
including: (i) embodiment of technology; (ii) availability of 06. Translation : English to Bangla
inputs; (iii) associated technical assistance and learning; and If we take a closer look at the pattern of growth of the
(iv) reduction of networking costs. Numerous empirical economy of Bangladesh, it becomes evident that the
studies have examined the relationship between different similarity of the structural transformation with that of the
measures of openness and economic growth. Typically, these developed countries ends with structural shares. The
studies construct a measure of the openness of trade policy structural transformation in Bangladesh appears to have
and then see if it is statistically related to growth across a occurred in a different manner and under different
large number of countries. Over the 1990s, there was a circumstances. The reduction in agriculture's share was not
growing conviction that openness was good for growth due accompanied by an expansion of the industrial sector that
to the results of some visible and well-promoted cross- had occurred in all developed countries. There was very little
country studies, all of which found strong positive association investment agriculture expect for irrigation. There was no
between openness and growth. Later on, however, these mechanisation of agriculture and the investment in irrigation
studies have been strongly criticized, among other things, on served to increase labour demand. Thus, the agricultural
the ground that the measures of openness used in these labour force did not decrease in absolute terms, rather it
papers are flawed and weak econometrics. This adds to increased by a staggering 80 percent within a quarter of a
earlier concerns that the results are dependent on the chosen century of independence.
measure of openness and the specification used.
23
07. Mr. Rehman pays 10% tax on income earned over Tk.
60,000 but he does not pay any tax on interest on savings
certificates. In 2006, he paid Tk. 7.500 as tax and earned Tk. 01. Focus Writing in English
12,000 as interest on savings certificates. What was his total What measures can you suggest to turn Dhaka into a
income in 2006? modern city by 2020?
Solution:
Here, Mr. Rahim gives 10% taxes upon his income. 02. Focus Writing in Bangla
So, when tax is 10Tk then income is 100Tk '-
When tax is 1Tk then income is 100/10Tk
When tax is 7500Tk then income is
= (100 × 7500)/10 = 75000Tk 03. ENGLISH COMPREHENSION
So, his total income = 75000 ✛ 60000 ✛ 12000 = 147000Tk The Poverty Reduction Strategy Paper (PRSP) approach,
initiated by the IMF and the World Bank in 1999, results in a
08. A trader, while selling an item, was asking for such a comprehensive country-based stragegy poverty reduction.
price that would enable him to offer a 20% discount and still The introduction of PRSPs was a recognition by the IMF and
make a profit of 30% on cost. If the cost of the item was Tk. the World Bank of the importance of ownership as well as
50, what was his asking price? the need or a" greater focus on poverty reduction. PRSPs aim
Solution: to provide the crucial link between national public actions,
Here, cost price = 50 Tk donor support, and the development outcomes needed to
At 30% profit, price will be meet the United Nations' Millennium Development Goals
= 50 ✛ (50 × 30/100) (MDGs), which are centered on halving poverty between
= 50 ✛ 15 1990 and 2015. PRSPs help guide Fund and Bank
= 65 Tk concessional lending as well as debt relief under Heavily
Let, asking price of the item = 100 Tk. Indebted Poor Countries (HIPC) Initiative. Five core principles
At 20% discount price = 80 Tk. underlic the PRSP approach. These are: (i) country-driven,
So, when discounted price is 80 Tk then asking price is 100 promoting national ownership of strategies tirough broad
Tk based participation of civil society; (ii) result oriented and
When discounted price is 65 Tk asking price is focused on outcomes that will benefit the poor, (iii)
= (100 × 65)/80 Tk comprchensive in recognizing the multidimensional nature of
= 81.25 Tk poverty; (iv) partnership-oriented, involving coordinated
participation of development partners (government,
09. A man deposits Tk. 1000 in a bank at 8% interest rate domestic stakeholders, and extend donors); and (v) based
compound annually. At the end of on a long-term for poverty reduction. Key message from
the 3rd year, what will be the total amount including interest? reviews of past PRSPs include: the importance of country
Solution: ownership: realism, flexibility, and better priorilization in
Here, principal value, p = 1000 Tk setting goals and targets, and more open discussion of
Rate of interest, r = 8% alternative policy choices. The need for donors to enhance
Number of years, n = 3 the overall effectiveness of aid by better aligning their
We know, Compound Amount, C = p(1 ✛ r) n support around the priorities articulated in the PRSP, and by
= 1000(1 ✛ 8/100) 3 harmonizing and simplifying their policies and practices, was
= 1000 × (1.08) 3 also highlighted. The latest in depaths assessment conducted
= 1259.712 Tk jointly by IMF and World Bauk staff further emphasized the
role PRSPs can play in balancing the different tensions
24
inherent in the formulation of national development k)

strategies, notably between realism and ambition, and
between domestic accountability - closely related to l)
ownership - and external accountability vis-a-vis donors and
other development partners. The IMF's 2007 review clarified m)
thc parameters of Fund staffs involvement in the PRSP
process, emphasizing that IMF support should be focused on n)
policy advice and technical support in the design of
appropriate macroeconomic frameworks and macro
economically crttical structural reforms. 05 A boy purchased some chocolates from a shop for Tk.
120. In the next shop he found that the price per piece of
a) What is the main objective of PRSP? chocolate is Tk. 3 less than that charged at the previous shop,
b) Discuss the core principles of PRSP? and as such he could have purchased 2 Bore chocolates. How
c) What are the major lessons for the Donors from the many chocolates did he buy from the first shop?
review of past PRSPs? Solution:
d) What should be the area of IMF's involvement in the Let, the price of one piece chocolate in 1st shop = x
PRSP process? So, total chocolate = 120/x
e) How can PRSP reduce poverty? Price of one piece chocolate in 2nd shop = x 3
Total chocolate 120/(x 3)
04. Translation: Bangla to English According to the Question,
a) 120/(x 3) - 120/x = 2
Or, (120x 120x ✛ 360)/[x(x 3)] = 2
2
b) Or, 360/[x 3x] = 2
2
Or, 2x 6x 360 = 0
2
c) , Or, x 3x 180 = 0
2
Or, x 15x ✛ 12x 180 = 0
d) Or, (x ✛ 12)(x 15) = 0
So, x = 15
e) , Number of chocolates bought in the first shop =120/15 = 8
06. A loss of 15% is incurred by selling a watch for 'Tk. 612.

f) How much is the sum of money by which it is sold to make
a profit of 10%?
g) , Solution:
Let, cost price of the watch = 100tk
h) , , , So, At 15% loss selling price will be = 85 tk
, If selling price is 85 tk then cost price is 100 tk
So, if selling price is 612 tk then cost price is
= (100 × 612)/85
i) , = 720 tk
, , , Again, at 10% profit,
If cost price is 100 tk thane selling price is 110 tk
j) So, if cost price is 720 tk then selling price is
25
= (110 × 720)/100 to prevent a missed payment of interest or principal on bonds

= 792 tk and notes. president Barack Obama and congressional
leaders are struggling to reach a compromise on reducing
07. deficits and raising the $14.3 trillion federal debt ceiling
10%. Before this increase. Kamal's total weekly wage was before the government exceeds its borrowing authority.The
Taka 137. If his weekly working hours were to decrcase by federal reserve is prepared to take additional action,
10% from last week's total working hours, what would be the including buying more government bonds, if the economy
change, if any, in Kamal's total weekly wage? appears to be in danger of stalling, Fed Chairman said
Solution: yesterday, also curbing the appeal of the greenback as a
Let, weekly working time = x hr refuge. -negative factors have piled up, including the
Weekly hourly wage = 137/x Tk. ayako sera, a
After 10% increase, new hourly wage strategist at STBC, which manages the equivalent of $310
= 137/x ✛ 10% of (137/x)
= 137/x ✛ (10 × 137)/(100 × x) past few years of seeking to diversify foreign-currency
= 137/x (1 ✛ 1/10) reserves. buying yen and euro instead is the only choice with
= 1507/10x t
After 10% decrease, new working hour The U.S. currency fell
= x - 10% of x = 9x/10 0.4 percent to 78.67 yen in tokyo after reaching 78.47, the
New weekly total wage lowest level since march. It declined to $1.4211 per euro
= (9x/10) × (1507/10x) = 135.63 Tk. from $1.4167 in n
Weekly wage reduced = 137 - 135.63 = 1.37 Tk. change her forecast for the dollar to trade in the mid-80s by
the start of 2012, from an earlier projection for it to climb to
in the first quarter to 60.7 percent, the lowest level since

01. Rationalize why railways need to be revamped to bridge march 31, 1999, international monetary fund (IMF)data
the gap of development between Eastern and Western parts showed.Obama is considering summoning congressional
of Bangladesh. leaders to camp david this weekend to work on a plan to
02. A high Cross Domestic Product does sot necessarily deficit-cutting plan of at least $2 trillion stalled, according to
represent high level of happiness. Therefore, we need two people familiar with the matter.
different measure such as Gross Domestic Happiness as in
Bhutan to measure real economic well being. Do yon agree?
Write your arguments accordingly. something. it would be hard to imagine them not because
that would cause some serious consequence.The u.s. dollar
03. ENGLISH COMPREHENSION
Read the following passage and answer the questions
below: investment strategist.
The U.S. dollar will extend its drop amid increasing pressure
a) What can cause US dollar to lose its value in the global
reserve currency market?
second- s investors service put the b) How can US sovereign risk be managed at the time of
u.s., rated aaa since 1917, on review for the first time since increasing government debt?
26
c) Can government bonds function as a tool for mitigating 07. Two cars race around a circular track in opposite
sovereign risk? directions at constant rates. They start at the same point and
d) What is the possible impact of the above mentioned meet every 30 seconds. If they move in the same direction,
scenario on US dollar as reserve currency? they meet every 120 seconds. If the track is 1800 meter long,
e) Will debt crisis in other tregions including Eurozone affect what is the speed of each car?
US dollar value? Solution:

of the slower car
a)
In case of same direction,
(x ✛ y) × 30 = 1800
b) ,
Or, 30x ✛
, ,
In case of opposite direction,
(x - y) × 120 = 1800
c)
Or, 120x
Now, (1) × 4 ✛ (2)
240x = 9000
d)
Or, x = 37.5 m/s
Or, x= 37.5 × 18/5 km/hr
e)
Or, x = 135 km/hr
Now, (1) × 4 - (2)
- 240y = - 5400
Or, y = 22.5 m/s
a) The recent global recession has unexpectedly opened up
Or, y = 22.5 ✕ 18/5 km/hr
great opportunities for the business sector of Bangladesh.
Or, y = 81 km/hr
b) With many countries including China forced to
restructure their economies, Bangladth is emerging as a
08. A printer quotes a price of Taka 7,500 for printing 1,000
possible supply hub of the world for manufacturing of some
copies of a book and Taka 15,000 for priaing 2,500 copies.
labor intensive products
Assuming a linear relationship and 2,000 books are printed
c) Whether Bangladesh can fully exploit the opportunity
find
depends on the ability of the business community to
a) the variable cost per book,
successfully position them strategically to attract foreign
b) the average cost per book and
buyers.
c) the fixed cost.
d) For them to do so effectively, supportive economic
Solution:
policies and infrastructure must be put in place
(a) 1000 copies need 7500 Tk
e) It may be mentioned that the key actor in the future
2500 copies need 15000Tk
economic development of country will be the business
Extra 1500 copies need = 15000 7500 = 7500Tk
community since they are the primary drivers of the private
So, cost for first 1000 copies is fixed and next all are
economy.
variable
06. Focus writing in Bangla: We can get variable cost per book = 7500/1500 = 5 Tk
(b) As cost function is linear and total cost for printing first
1000 copies is 7500 Tk and the variable cost for per book is
5 Tk.
So, more 1000 copies cost = 5 × 1000 = 5000 Tk
27
To print 2000 books we need = (7500 ✛ 5000) = 12500 Tk

Average cost = 12500/2000 = 6.25 Tk c) , ,
(c) Fixed cost = (7500 - 5000) = 2500 Tk
10. The length of a rectangle is twice its width. If the length 05. The area of a rectangular plot is 323 square meters. Its
is increased by 4 inches and the width is decreased by 3 perimeter is 72 meters. Find the length and breadth of the
inches, a new rectangle is formed whose perimeter is 62 plot.
inches. What is the length of the original rectangle? Solution:
Solution: Let, length = x and breadth = y.
Let, width = x So, perimeter, 2(x ✛ y) = 72
Length = 2x Or, x ✛ y = 36
According to Question, Or, x = 36 - y
2{(x ✛ 4) ✛ (2x 3)} = 62 Again, area, xy = 323
Or, 2x ✛ 8 ✛ 4x 6 = 62 Or, (36 - y)y = 323
Or, 6x = 62 2 Or, 36y y2 = 323
Or, 6x = 60 Or, y2 36 ✛ 323 = 0
Or, x = 10 Or, y2 - 19y - 17y ✛ 323 = 0
So, length = 2 ✕ 10 = 20 inch. Or, y(y - 19) - 17(y - 19) = 0
Or, (y - 19)(y - 17) = 0
If, breadth y = 17 then length x = 323/17 = 19
Again, if, breadth y = 19 then length x = 323/19 = 17
01. Focus writing in English: Since breadth must not be more than length
So, breadth, y = 17 and length x = 19
06. Mr. Hasan has few notes of TK. 10 and Tk. 50. A total
02. Letter writing English: of his 150 notes amount to Tk. 5,100. What is the number
As a cash officer of Bangladesh Bank, write an application to of each kind of note?
the general manager install CC TV in the vault room for Solution:
security reason. Let, the number of 10 taka notes be x
And the number of 50 taka notes be (150 - x)
03. Translation: English to Bangla According to the Question,
a) The first Bangladeshi assembled laptop known as Doel 10x ✛ 50(150 - x) = 5100
had recently been launched in the market. Or, 10x ✛ 7500 - 50x = 5100
b) Telephone Shilpa Sangstha (TSS), a public company is Or, 40x = 2400
manufacturing the products. Or, x = 60
c) The goal of the government in launching such a product The number of 10 Tk. Notes = 60
is to make computers and technology more affordable for And the number of 50Tk. notes = 150 60 = 90
people.
07. The length of rectangular plot is greater than its
04. Translation: Bangla to English breadth by 20 meters. If the perimeter of the plot is 160
a) meters, what is the area of the plot in square meters?
Solution:
b) Let, breadth be x meters and length be (x ✛ 20) meters
28
So, perimeters = 2(x ✛ x ✛2) = (4x ✛ 40) meters. of a combination of factors, including the unhygienic
According to the Question, environment in which the foods are prepared and stored,
4x ✛ 40 = 160 and improper handling and preparation practices. Vendors
Or, 4x = 160 - 40 generally prepare food with their bare hands, passing on
Or, x = 30 germs to what they have on offer. The water used to prepare
So, breadth = 30 meters foods and to clean cooking and eating utensils-and
And length = 30 ✛ 20 = 50 meters. sometimes even the swab cloths used for drying-are another
Area of the pot = (50 × 30) = 150 sq. meters. source of contamination. Finally, since foods are often stored
and sold on open trays, germs from waste collected on the
streets are easily transmitted. Several measures could
address the food safety concerns of the street food sector in
Bangladesh. The Government should formulate realistic laws,
01. Focus Writing in English: rules and regulations on street-food vending, establish
Discuss the importance of social safety net Programmes for adequate infrastructure facilities and develop plans of action
poverty alleviation in Bangladesh. for implementation of street food vending. But rules and
regulations alone are not enough. Food safety and quality
02. Focus Writing in Bangla : control measures need to be strengthened for example
through regular inspections. There is also a need to train
street food vendors on proper food handling, preparation
protective display and safe storage. Enhancing public
03. Creative writing in English: awareness and media advocacy on the safety and nutritional
Write a letter to your friend describing the experience of aspects of street foods would also be an important
watching the live Asia Cup Cricket final match between complement to such measures.
Bangladesh and Pakistan at Mirpur Stadium.
a) What is the main message of the above paragraph?
04. ENGLISH COMPREHENSION b) Describe the sheet food industry of Bangladesh
The urban population in Bangladesh is increasing rapidly. In highlighting at least three features.
c) What are the main sources of street food contamination
capital Dhaka almost doubled from 5.3 to 9.3 million. This in Bangladesh?
development has led to an increase in the demand for d) What type of diseases and illnesses are associated with
relatively inexpensive and ready to eat foods as many urban street food contamination in Bangladesh?
residents spend most of the day outside of the house and e) What measures can be adopted to improve the hygiene
have little time and money to spend on food. Rapid of street food industry?
urbanization also turned street-food vending into an
important business; in Dhaka alone, around 2,00,000 people 05. Translation Bangla to English :
earn their living by selling street foods. In Bangladesh, street -
foods include chola boot, bhel puri and samucha as well as
drinks like sugar-cane juice and lassi. Other popular snacks
are ghugni singara and different types of cakes. , - , , - ,
Recent evidence suggests that street foods in Bangladesh are
highly contaminated with germs that can cause diseases and
illnesses such as typhoid fever, hepatitis, gastroenteritis,
dysentery, and related infections. Contamination is the result , ,
29
Solution:
, - Let, the third term, ar2 = x
So, according to Question, second term, ar = 2X
- And first term, a = 4x
Required ratio
, - - = (a ✛ ar) : (ar ✛ ar2)
= (4x ✛ 2x) : (2x ✛ x)
- = 6x : 3x
, =2:1
- , ,
08. a, b, c, d and e are five consecutive numbers in increasing
order of size. Deleting one of the five numbers from the set
deceased the sum of the remaining numbers in the set by
06. Translation: English to Bangla 20% of the sum of all five numbers. Which one of the
Pests take a heavy toll on food production in Bangladesh. numbers was deleted from a, b, c, d and e?
Estimates show that annually as much as 16% of rice and Solution:
25% of vegetables and pulses produced in the country are As a, b, c, d, e are consecutive numbers
lost due to pests. As a response, farmers increasingly use Let a = 1, b = 2, c = 3, d = 4, e = 5
chemical controls. Over the past 15 years, pesticide Now,
consumption has increased substantially, from 1,695 metric a + b + c + d + e = 1 + 2 + 3 + 4 + 5 = 15
tons in 1995 to 41,791 metric tons in 2009. This development ATQ,
was particularly driven by forceful marketing campaigns by 20% of 15 = 3 is the deleted number
pesticide producing countries and importers in Bangladesh As c = 3
While pesticides may temporarily prevent, control or kill So The deleted number is c
pests, their prolonged and intensive use has profoundly
negative impacts. Apart from economic losses, environmental 09. Two alloys A and B are composed of two basic elements.
and health concerns are also significant. Rainfall, irrigation The ratios of the compositions of the two basic elements in
and flooding carry pesticides into waterways thereby the two alloys are 5: 3 and 1: 2, respectively. A new alloy X
damaging fisheries and contaminating drinking water. is formed by mixing the two alloys A and B in the ratio 4:3.
Bangladesh provides an alarming example. In 1995, when What is the ratio of the composition of the two basic
pesticide consumption was much lower than it is today, a elements in alloy X?
Government survey found that 11% of water samples Solution:
contained pesticide residues above the acceptable limits Let F = the first basic element
suggested by the World Health Organization. However, And S = the second basic element.
solutions to chemical pest control exist. In different parts of Alloy A: Since F : S = 5 : 3
So amount of F = 5/8 & amount of S = 3/8
to reduce the use of chemicals and even increase yields. Alloy B: Since F : S = 1 : 2
So amount of F = 1/3 & amount of S = 2/3
2
07. A series has three numbers a, ar, and ar . In the series, Now, ratio of alloy A & B in new alloy X is 4 : 3
the first term is twice the second term. What is the ratio of Amount of F in the new alloy X
the sum of the first two terms to the sum of the last two = (5/8) × 4 ✛ (1/3) × 3
terms in the series? = 7/2
Amount of S in the new alloy X
30
= (3/8) × 4 ✛ (2/3) × 3
= 7/2 greenhouse gas emissions witnessed in a 40% rise of
So ratio of F & S in new alloy X greenhouse gas emissions globally, instead of the set target
= (7/2) : (7/2) of 5.2% average reduction in industrial countries under the
= 1:1 Kyoto Protocol. On the other hand, On the other hand, the
LDCs have been condemned to double exposure to
runaway globalisation and climate change, making them
t
products end up paying4/5 times more tariff to enter the US
01. Focus writing in English: market than other industrial countries! On top of this, the
The Asian Development Bank has said that Bangladesh is imposed burden of climate change is pulling us decades back.
GDP growth in the current fiscal year will edge down to 5.7 With a population half of the US, but 65 times smaller in
percent. Explain why this is the likely scenario. territory,
02. Focus writing in Bangla :

last two decades. Bangladesh is regarded as a test-case of
sustainable development, given its socio-economic and
physical- geographical parameters. The question is: How can
countries like Bangladesh develop sustainably under this
03. Write an essay in English:
model of financial globalization?
sector of
a) What would be an appropriate title for the above

passage?
b) What path has the developing economies traveled during
their development process after decolonization?
bellow:
c) What makes sustainable development a unique
The debate over environment-development relationship is
developmental tool?
not new. However, for the last few decades, this relationship
d)
has become extremely crucial for reasons that we, each and
this passage?
every citizen of this globe, and particularly of Bangladesh,
e) Why is the example of Bangladesh termed as a
experience each day. The path of development engineering
that developing countries after decolonization started with
growth- 05. Translation: English to Bangla
a) Foreign currency reserves crossed the $14 billion-mark
for the first time in the history of Bangladesh.
development (SD) in the mid-1980s, which embodies all b) The reserve is shooting up due to the growth in exports
these previous strategies, with only one new element added, and remittances, and fall in imports.
i.e. environmental sustainability. This developmental tool c) The current reserve can be used to pay for import bill
developed consensus based on three dimensions requirements of over five months.
economic, social and environmental. d) The NRB bank started its journey recently to attract
How has environmental sustainability affected globalization? more investment and remittances from nonresident
Human induced climate change is universally agreed to be Bangladesh
the Red Light of global unsustainability. The glaring e) The bank would not run after profits only, rather it
contradiction is that while the industrial countries press for would work for the development of the country and the
adopting newer market mechanisms for emissions trading, economy
31
06. Translation Bangla to English: Solution: A

a)
3 km
b)
R 8 km
S
c)
3 km
3 km
d)
O 8 km P
e)
Suppose, the Eskimo started from the point O, traveled 3km
07. A, B and C do a job alone in 20, 30 and 60 days north to R, then from R, traveled 8km east to S, and finally
respectively. In how many days can A do the job if he is from S traveled 3km north to A.
assisted by B and C in every third day? By joining A with O with a direct line (the red line) and
Solution: rearranging OR to PS and RS to OP, we get the right angle
A can do in 1 day = 1/20 part triangle AOP of which AP = 3✛3 = 6, OP = 8.
B can do in 1 day = 1/30 part Therefore, AO = √(AP² ✛ OP²) = √(8²✛ 6²) = 10
C can do in 1 day = 1/60 part
(A✛B✛C) work in 1 day = 1/20 ✛ 1/30 ✛ 1/60 = 1/10 part
So full part can be done in 10 days
08. A bus is traveling with 52 passengers. When arrives at a 01. Focus writing in English:
stop, Y passengers get off and 4 get on at the next stop Do you think Public Private Partnership (PPP) will emerge
one-third of the passengers get off and 3 get on. There are as the main mechanism for infrastructure development in
now 25 passengers. Find out how many passengers got off Bangladesh over the medium term? Discuss
at the first stop.
Solution: 02. Focus writing in Bangla:
Total passengers = 52
Y passengers get off making it 52 - y
4 get on making it 52 y✛4
At the next stop one-third of the passengers get off and 3 03. Translation: Bangla to English
get on to make it
52 – y ✛ 4
(52 y ✛ 4) - ✛ 3 = 25
3 , ,
Or, [2(52 y ✛ 4) ✛ 9]/3 = 25
Or, 104 2y ✛8 ✛ 9 = 75 ,
Or, - 2y = - 46
Or, y = 46/2
So, y=23
Hence, 23 passengers got off at the first stop.
,
,
09. An Eskimo leaves its igloo and travels 3 kilometers north,
then 8 kilometers east and finally 3 kilometers north to reach
the north pole. How many kilometers does he have to travel
to return to his igloo in a straight line?
32
04. Translation: English to Bangla Solution:

Water is life and Sanitation is a way of life and both are Let us say total men in the country is represented by 100m
crucial for improving the quality of life and health. The Let us say total women in the country is represented by
drinking water and sanitation are integral part of the 100W
philosophy and practice of Rural Development. Many Men Eligible to vote = 60% of 100m = 60m
developing countries are yet to achieve the water-related Women Eligible to vote 70% of 100w = 70w
targets of the millennium development goals (MDGs). The Men actually voted = 70% of 60m = 42m
growing problems of environmental pollution, decreasing Women actually voted = 60% of 70w = 42w
levels of community health and that of the individuals at the Total men and women voted = 42m + 42w = 42(m+w)
household level are a matter of a great concern in developing Total population= 100m +100w = 100(m+w)
countries, especially, in rural areas. Inappropriate and Fraction of the citizens voted during the election
inadequate provision for safe drinking water and sanitation = 42(m+w)/100(m+w)
are being increasingly attributed to the high incidence of = 0.42
mortality and morbidity, especially among the children.
Unsafe drinking water, poor personal hygiene practices, 07. A boy purchased some chocolates from a shop for taka
absence of proper liquid and solid waste disposal 120. In the next shop he found that the price of per piece of
mechanisms and the resultant unsanitary environment have chocolate is take 3 less than that charged at the previous she,
further compounded the problems of rural sanitation and and as such he could have purchased 2 more chocolates.
drinking water. Newer thrusts and a fresh impetus for water How many chocolates did he buy from the first shop ?
and sanitation are imperative, particularly, because the past Solution:
experience of implementing drinking water supply and Let he bought x chocolate
sanitation has been less than encouraging. ATQ,
120/x 120/(x+2) = 3
05. Rahim bought two varieties of rice, costing 5 TK per Kg x+2−x
Or, = 3/120
and 6 TK per Kg each, and mixed them in some ratio. Then x2 +2x
Or, x2 + 2x = 80
he sold the mixture at Taka 7 per kg, making a profit of 20
Or, x2 + 2x 80 = 0
percent. What was the ratio of the mixture ?
2
Or, x + 10x - 8x 80 = 0
Solution:
Or, (x 8)(x + 10) = 0
Let x kg rice at Tk. 5 per kg and y kg rice at Tk. 6 per kg is
x=8
mixed.
He bought 8 chocolates from the first shop
ATQ,
7(x + y) (5x + 6y) = 20/100(5x + 6y)
Or, 7x + 7y 5x 6y = 1/5(5x + 6y)
Or, 2x y = x + 6y/5
Or, x = 6y/5 y
Write an essay on the role of good governance for the
Or, x = y/5
socio-economic development of Bangladesh.
Or, x : y = 1: 5
02.Focus writing in Bangla

06. In a country 60% of the male citizen and 70% of the
female citizen are eligible to vote. Seventy percent (70%) of
the male citizen eligible to vote cast their vote and 60% of
the female citizen eligible to vote cast their vote. What
03. Focus writing in General Knowledge:
fraction of citizen voted during the election ?
33
Then math question takes 2x minutes

Remaining questions other than math questions are 150
04. Masud can do ajob in 40 days working alone. Karim can Time taken for the remaining questions is 150x minutes
do the same job in 60 days working alone. They start working Time taken to solve math questions = 50 × 2x = 100x
together and worked for 18 days, when Harun joined them. minutes
The three men worked together and finished the job in 5 ATQ,
days. In how many days could Harun do the whole job 100x + 150x = 3 × 60
working alone ? Or, 250x = 180
Solution: Or, x = 180/250
Masud can do in 1 day = 1/40 part of work Or, x = 18/25
Karim can do in 1 day = 1/60 part of work Time taken for math problems = 100 × 18/25 = 72 minutes
Masud & Karim can do in 1 day = 1/40 + 1/60 = 1/24 part
They can do in 18 days = 18/24 = 3/4 part
Remaining work = 1 3/4 = 1/4 part
Let Harun can do the whole work in x days 01. Focus writing in English:
ATQ, What are the advantage and disadvantage of E-Banking in
5/24 + 5/x = 1/4 Bangladesh?
Or, (5x + 120)/24x = 1/4
Or, 5x + 120 = 6x
Or, x = 120
So, Harun can do the whole work in 120 days 01. Focus writing in English:
05. Last year 60 students enrolled in the Economic course.

Of the enrolled students 90 percent took final exam. Two-
thirds of the students who took the final exam passed in the 02. Focus writing in Bangla:
final exam. What percentage of enrolled students did not
pass the exam ?
Solution: 03. Letter writing English:
Given: Total number of students who enrolled in Economic Write a letter to your local bank manager requesting him
source = 60 reschedule loan against poo;try farming.
90% took the final exam
So final exam given = 90% of 60 = 54 students 04. ENGLISH COMPREHENSION
Of this number 2/3rds passed the exam Read the passage and write the answers of the following four
Passed the exam = 2/3 × 54 = 36 students questions in the spaces:
Students did not pass = 60 36 = 24 With tangible development in quality of education and
Required percentage = 24/60 × 100 = 40% immense increase in the number of students at all levels of
education leading to an unbelievably huge number of
06.There are 200 questions in a 3hour examination. Among competent candidates in job market, a fierce competition
these questions are 50 mathematics problems. It is suggested coma as no surprise. Keeping in mind the fast evolving nature
that twice as much time be allowed for each mathematics of current world which requires veritable competence in
problem as for the other questions. How many minutes order to survive as a dignified nation, we can't afford
should be spent on the mathematics problems ? compromise with the quality of public administration, a
Solution: crucial organ of the state. Needless to say, our country
Let the time taken for one question be x minutes achieved independence through the nine-month long
34
liberation war and the supreme sacrifice of the sons of the 06. Translation: Bengali to English
soil of the freedom fighters. Hence our valiant fighters, no
doubt, must be duly honored. With a view to repaying our
debt, they along with their offspring have heen privileged to
enjoy a quota in many sectors. With due respect to them, it's
time to say that the quota system in BCS exams warrants a
thorough revision. We are now in a situation to make a fair 07. A good has been sold at a loss of 12%. If it could be
trade-off. Reducing the current 55% quota boils down to sold by Tk. 1000 more, there would have been profit of 8%.
reducing 30% quota for freedom fighters to an acceptable What is the cost price of that good?
extent resulting in a fair overall quota of say at most 15%. Solution:
Many have opposed this in a derogatory manner trying to tag Let CP of good be x tk
a 'mercy' flavor with the issue. This kind of attitude is utterly SP at 12% loss = 0.88x
reprehensible. Our freedom fighters who could risk their own SP at 8% gain = 1.08x
lives during the liberation war, were not so narrow-minded According to question,
as to insist on recruiting their children, if incompetent into 1.08x - 0.88x = 1000
government service through an unfair quota system that has or, 0.2x = 1000
reportedly been exploited by the past ruling parties to place or, x = 5000 Tk.
their party men in the administration. We can't expect good
prospect of our country if we further indulge in wholesale 08. Two trains of equal length of 500 meters starts moving
rejection of competent candidates in one of the most on two parallel railway tracks at a speed of 104 kilometers
important state organs at a time when the country is already per hour and 80 kilometers per hour respectively. How much
plagued by innumerable inefficiency problems in various time the faster train will take to cross the slower one.
sectors. Now is the time to ensure quality at all levels of Solution:
administration by giving the deserving candidates a real Relative speed = 104 - 80 = 24 km/hr
chance to prove their worth. Distance = 500 meters = 0.5 km
Therefore, time taken = 0.5/24 = 0.02083 hour = 75 sec
a) What is the suitable title for the passage? [ 1 hour = 3600 seconds ]
b) Why does the quota system in BCS exams warrant a Thus the faster train takes 75 seconds to cross the slower
thorough revision? one
c) What kind of attitude is utterly reprehensible?
d) What is the suggestion of the writer? 09. For making a cupboard It requires human labor three
times the labor required to make a bench. Six carpenters can
05. Translation: English to Bengali make 36 benches and 5 cupboards in 12 days. How many
Goodwill of buyers is important in the export business where days will 10 carpenters require to make 61 benches and 8
buyers put premium not only on quality and price of products cupboards?
but also on their timely deliveries. Prices of apartments and Solution:
office spaces have gone up yet again by about percent on an Lets say Work for making a Bench (B) = x
average due to recent hike in cost of construction materials. So, Work for making a cupboard (C) = 3x
Bangladesh Biman needs to find a suitable strategic partner Assuming Work per worker per day remains constant
to stay afloat. Cricket fans want games sans humiliation. Let time needed D days
China is keen to establish a textile and apparel trade centre So,
in Bangladesh with a view to contributing to balancing (36B + 5C)/12 × 1/6 = (61B + 8C)/D × 1/10
bilateral trade heavily tilted towards China.
35
Or, 51x / 72 = 85x / 10D (iii) comprehensive in recognizing the multidimensional

Or, D = 12 nature of poverty: (iv) partnership-oriented, involving
coordinated participation of development partners
(government, domestic stakeholders, and external donors);
and (v) base on a long term perspective for poverty
reduction. The PRSP approach is continually being refined,
01. Focus writing in English: including through regular reviews of progress in
Discuss how commercial banks contribute to economic implementation and more in-depth assessments. Key
growth. messages from previous reviews include: the importance of
country ownership: realism, flexibility, and better
02. Focus writing in Bangla: prioritization in setting goals and targets, and more open,
discussion of alternative policy choices. It also highlighted the
need for donors to enhance the overall effectiveness of aid
by better aligning their support around the priorities
03. Letter writing in English: articulated in the PRSP. and by harmonizing and simplifying
Write a letter to your friend residing abroad describing the their policies and practices. The latest in depth assessment
hardship caused by rising essential commodity price in draws lessons regarding the PRSP and a model for more
Bangladesh. effective development cooperation, and identifies best
practices and actions that could be taken to strengthen it.
Poverty Reduction Strategy Papers (PRSPS) are prepared by a) What issues are covered under the Poverty Reduction
governments in low-income countries through a participatory strategy paper?
process involving domestic stakeholders and external b) When and why did IMF and World Bank initiate this new
development partners, including the International Monetary program?
Fund (IMF) and the World Bank A PRSP covers the major c) What are the key principles of the program?
issues like macroeconomic, structural and social policies and d) Who prepares the program and how?
programs that a country will pursue over several years to e) What are the key messages for the better
promote broad based growth and reduce poverty, as well as implementation on of PRSP?
external financing needs and the associated sources of
financing. The PRSP approach, initiated by the IMF and the 05. Translation: Bangla to English
World Bank in 1999, results in a comprehensive country- -
based strategy for poverty reduction. It aims to provide the
crucial link between national public actions, donor support, -
and the development outcomes needed to meet the United ,
Nations' Millennium Development Goals (MDGs), which are ,
centered on halving poverty between 1990 and 2015. PRSPs ,
provide the operational basis for Fund and Bank concessional , - ,
lending and for debt relief under the Heavily Indebted Poor -
Countries (HIPC) Initiative. Five core principles underlie the
PRSP approach. Poverty reduction strategies should be: (i)
country-driven, promoting national ownership of strategies
through broad-based participation of civil society: (ii) result- 06. Translation: English to Bangla
oriented and focused on outcomes that will benefit the poor: Bangladesh has experienced impressive reductions in
36
poverty over the past 10 years. The percentage of population Then monthly profit = 18 × 30 × x/3 = 540x/3 = 180x tk.
living in poverty fell from 51 percent in 1995 to 40 percent ATQ,
in 2005 while there have been substantial improvements in 180x = 900
no monetary indicators of the poorest. Nevertheless, poverty Or, x = 5 tk
remains a key challenge with more than 50 million people So, profit from markers = 360 × 5 = 1800 tk.
living in extreme poverty. Because of the urgent need to
reduce poverty, Government and NGOs in Bangladesh have 09. The ratio of gold and silver in an ornament weighing 42
undertaken many important interventions designed to help gm is 4: 3. How much gold will need to be added for the
individuals and households escape Poverty. While many ratio of gold and silver to be 5: 3?
evaluations have attempted to assess their short-term Solution:
effectiveness, relatively little is not known about their long- The ratio of gold & silver = 4 : 3
term impact nor is there much in the way of comparative Sum of the ratio = 4 + 3 = 7
assessment across interventions. The amount of gold = 42 gm × 4/7 = 24 gm
The amount of silver = 42 gm × 3/7 = 18 gm
07. A manager has a budget of Tk. 60,000 for giving salary Let, X gm gold will need to be added.
increment to 4 full-time and 2 part time employees. Each of According to the question,
the full-time employees receives the same increment, which 24 + x : 18 = 5 : 3
is twice the increment that each of the part-time employees Or, (24 + x)/18 = 5/3
received. What is the amount of the increment that each of Or, 72 + 3X = 90
the full time employee received? Or, 3X = 90 - 72
Solution: Or, 3X = 18
Let each part time employee receive a raise of Tk y Or, X = 18/3
Then each full time employee receives a raise of Tk 2y Or, X = 6
There are 4 full- time employees and 2 part- time
employees
The total budget is Tk. 6000
ATQ, 01. Focus writing in English:
4(2y) + 2y = 6000 Write an essay on how can corruption be eliminated in
10y = 6000 Bangladesh.
y = 600
Raise for each full-time employee = 2y = Tk. 1200 02. Focus writing in Bangla:
08. A shopkeeper who sells, on an average, 18 pencils and

12 markers per day. The profit from a pencil is 1/3 times the
profit made by selling a marker. If he makes a profit of Tk. 03. Letter writing in English:
900 in a month (a month consists of 30 days) by selling
pencils, how much profit do he make per month by selling
markers?
Solution:
Let, Profit from 1 marker = x tk ENGLISH COMPREHENSION
So, in a month he gets profit = 12 × 30 × x = 360x tk. Read the passage and write the answers of the following
Again, profit from 1 pencil = x/3 tk four questions in the spaces:
37
There is no denying the fact that many NGOs have done a a) What is the suitable title for the passage?
commendable job, contributing to strengthening of poverty b) Why can NGO Affair Bureau not monitors NGO?
alleviation efforts. On their part, foreign donors channeled c) What is the suggestion of the writer?
billions of dollars to these NGOs. The power and influence of d) What findings did TIB come up with?
these NGOs. Especially of the big ones, have even gone so
far as to pursue agenda that do not come under the normal 05. Translation: Bangla to English
operational activities of such organizations. However, the a)
NGOs conducting advocacy activities are very vocal about b)
strengthening the democratic processes at the grassroots, c)
defending various rights and ensuring transparency and d)
accountability. There is nothing wrong about such activities. e)
But it is important here that the NGOs or their leaders should f)
not use the platform for their personal, political or other g)
goals or motives. In order to forestall such possibilities, the h)
NGOs do need to practice the principles that they advocate - i)
within their own set-up. The government should have proper j)
access to internal working of the NGOs. The laws have also
to be adequately equipped or empowered to make these 06. Translation: English to Bangla
NGOs transparent and answerable to the public. What is a) Uruguay Round of GATT for the first time, discussed
being recommended here is proper supervision and issues related to trade in Agriculture and the Service Sector.
accountability of all NGO-related activities, not excessive b) Bangladesh Bank puts cap on investment in private
controls or regulations? Otherwise, regulatory overkill will bonds by banks.
stifle the good efforts of the NGOs. It is to be noted here c) Grameenphone Begins replacement work of Bangladesh
that the government body known as the NGO Affairs Bureau Railway fibre optic network.
has, as of now, little scope to bring all the NGOs under closer d) Merit takes backseat in existing recruitment quotas in
scrutiny other than releasing the funds they - the foreign government services.
aided ones-receive from external donors and giving e) Bangladesh, like many poor developing countries, face in
registration to new NGOs. Thousands of medium and smaller challenges of food energy security.
NGOs have sprung up in the country. So, it is practically f) Thailand has expressed keen interest to forge new
impossible for the NGO Affairs Bureau alone to closely synergies in commercial and trade ties with North-eastern
monitor the activities of all these organizations. Against this states of India.
backdrop, as late as October, the Transparency International, g) Prompt import of consumer goods, adequate storage and
Bangladesh (TIB) came up with findings about not only the proper supply of these items must be ensured to prevent
lack of transparency and accountability in the NGOs, but also recent price hike.
of unfair practises within these organizations. In fact, if only h) Taiwan's companies are one of the China's largest sources
for the NGOs hush-hush attitude about themselves, of foreign direct investment.
especially about their internal working, many otherwise well- i) Rising cereal prices world-wide may put 300 million rural
meaning quarters, despite these voluntary bodies' valuable poor at risk of starvation in South Asian countries.
service to society, were won't to look at their activities with j) Bangladesh Biman needs to find a suitable strategic partner
a grain of salt. Even the public at large has many questions to stay afloat.
about them. The TIB report on the activities of the NGOs has
only gone to further validate the suspicious. 07. A boy covers a distance of 6 Km partly by walking and
partly by cycling. If he cycles at 18 km per hour and walks at
38
6 km per hour and takes 35 minutes in all, find the distance

he covers by walking.
Solution: Evaluate the proposed budget for the financial year 2017-18.
Let he covers by walking = x Km Do you think that the allocations for the Social Safety Net
ATQ, Programs are marked improvement over the allocation of
(6 x)/18 + x/6 = 35/60 2016-17.
6 − 𝑥 +3𝑥
Or, = 7/12
18 02. Focus Writing in Bangla:
Or, 6 x + 3x = 21/2
Or, 2x = 10.5 6
?
Or, 2x = 4.5
Or, x = 45/(2 × 10) 03. Translation: Bangla to English
Or, x = 9/4 km
08. In an MBA class the ratio of number of commerce ,

graduates to the number of science graduates is 2 to 5. If 2
more commerce graduates enter the class the ratio
becomes 1 to 2. How many commerce graduates are in the
class?
Solution:
Let, there are 2X commerce graduates in the class
And 5X science graduates.
According to the question,
(2X + 2) : 5X = 1 : 2
Or, (2X + 2)/5X = 1/2 ,
Or, 4X + 4 = 5X
Or, 5X - 4X = 4 ,
X=4
No. of commerce graduates is = 2 × 4 = 8
09. A can dig a pond in 30 days and B can dig the same pond Green Bank is an ethical bank, a socially responsible bank
in 20 days. In how many days A and B can dig the pond if and a sustainable bank. Green banking has been identified
they work together? as one of the major drivers of environment friendly,
Solution: sustainable economic growth in Bangladesh This system is
A can dig in 1 day = 1/30 part of the pond therefore to provide innovative green products and to
B can dig in 1 day = 1/20 part of the pond support activities those are not hazardous to the
A and B can dig in 1 day = 1/30 + 1/20 = 1/12 part environment. Green financing through due diligence under
So A and B can dig the pond in 12 days Environmental Risk Management (EILM) Guidelines is not for
squeezing investment, rather it is for sustainable finance with
men banking would make great contribution towards

transition to a resource-efficient and low carbon industry i.e.
green industry and green economy in general.
39
05. Twenty-four men can complete a work in sixteen days. ∴ x = 45 km/h

Thirty-two women can complete the same work in twenty- Speed in the onward journey = 5/4 × 45 = 56.25 km/h
four days. Sixteen men and sixteen women started working
for twelve days. How many more men are to be added to
complete the work remaining work in 2 days?
Solution: 01. Focus writing in Bangla:
Let the work be z rate of doing work for man and woman
be x and y respectively
According to question
24 × 16 × x = z
And 32 × 24 × y = z 02. Focus writing in English:
Therefore 24 × 16 × x = 32 × 24 × y Government of Bangladesh intends to establish 100 Special
Or, x = 2y Economic Zones (SEZ). According to the current plan, the
Work done in 12 days SEZs, would mostly be concentrated in Dhaka and Chittagong
= (16x + 16y)12 regions. Do you think this is the right strategy or should try
= (32y + 16y)12 to spread across the country especially to relatively less
= 48 × 12y developed Northern and Southern regions
= 24 × 24y
Work left = 32 × 24y 24 × 24y = 8 × 24y 03. Translation: Bangla to English:
Let N more men added
Work left
= (no of men added rate + current workers rate) × 2
Or, 8 × 24y = (N × x + 16x + 16y) × 2
Or, 4 × 24y = 2Ny + 48y [putting x = 2y]
Or, 2Ny = 48y
Or, N = 24
06. The average speed of Train in the onward Journey is 25%

more than that is the return journey .The train halts for an
hours on reaching the destination . The total time taken for
the complete to and fro journey is 17 hours ,covering a
distance of 800 km .Find the speed of the Train in the onward
journey?
Solution:
Let the speed during returning journey be x km/h
Speed during onward journey = x + 25x/100 = 5x/4 km/h.
Distance coverd in onward journey = 800/2 = 400 km
Time taken by train in onward journey = 400/(5x/4)
And time taken in returning journey = 400/x
ATQ,
400/(5x/4) + 400/x = 16
⇒ 320/x + 400/x = 16
⇒ 16x = 720
40
Or, 30x = 22x +160

Or, 8x = 160
Or, x = 20.
The number of apples = 20
04. Translation: English to Bangla 06. A train starts from station A with some passengers. At
One of the major components of inclusive rural station B, 10% of the passengers get down and 100
transformation includes financial inclusion. But focus on passengers get in. At station C, 50% get down and 25 get in.
access to financial services is insufficient. Widespread access At station D, 50% get down and 50 get in making the total
to efficient and sustainable financial services and capital, number of passengers 200. How many passengers did board
without which the benefits of the rural transformation cannot the train at station A?
be fully realized is now common felt need. This requires a Solution:
significant expansion of financial resources and budgets, as
well as major improvements in the efficiency and institutional Number of passengers at station B
sustainability of rural financial systems. Access to finance is =x 10x/100 + 100
essential for promoting inclusive economic growth and = (90x + 10000)/100
reducing the level of poverty in a country. World Bank defines = (9x +1000)/10
financial inclusion as access to a full range of affordable Number of passengers at station C
formal financial products and services, delivered responsibly = (9x + 1000)/20 + 25
by sustainable institutions. Around two billion adults Number of passengers at station D
worldwide do not have financial count and many small = (9x + 1000)/40 + 12.5 + 50
businesses cannot access the financial instruments they need = (9x + 1000)/40 + 62.5
Financial inclusion is now explicitly recognized.in various ATQ,
sustainable Development Goals of the United Nations. (9x + 1000)/40 + 62.5 = 200
Or, (9x + 1000)/40 = 200 62.5
05. From a number of apples, a man sells half the number Or, 9x + 1000 = 5500
of existing apples plus 1 to the first customer, sells 1/3rd of Or, 9x = 4500
the remaining apples plus 1 to the second customer and Or, x = 500
1/5th of the remaining apples plus 1 to the third customer.
He then finds that he has 3 apples left. How many apples did 07. A farmer sold a cow and an ox for Tk. 80,000 and got a
he have originally? profit of 20% on the cow and 25% on the ox. If he sells the
Solution: cow and the ox for Tk. 82,000 he gets a profit of 25% on the
Assume the number of apples = x cow and 20% on the ox. Find the individual cost price of the
He sells apples to the first customer = x/2 + 1 cow and ox.
He sells apples to the second customer Solution:
= 1/3{x - (x/2 + 1)} + 1 Let Cost price of cow be x tk
= (x + 4)/6 And Cost price of Ox be y tk
He sells apples to the third customer According to the first condition,
= 1/5[x {(x/2) + 1) + (x+4)/6}] + 1 120% x + 125% Y = 80000
= (x + 10)/15 Or, 120x +125y = 80000 × 100
Finally, he has 3 apples left then
x = (x + 2)/2 + (x + 4)/6 + (x + 10)/15 + 3 Again,Second condition
Or, x = {15(x + 2) + 5(x + 4) + 2 (x + 10) + 90}/ 30 125% x + 120% y = 82000
41
Or, 125x + 120y = 82000 × 100 Let the hundred's digit = x

Then, ten's digit = (x + 1)
(I) × 25 - (II) × 24 Unit's digit :
600x + 625y = 40000000 = 75% of (x + 1)
600x + 576y = 39360000 = 3/4(x + 1)
Or, 49y = 640000 ∴(x + 1) + x =15
Or, y = Tk. 13061.22 Or, 2x = 14
Putting the value of y = 13061.22 equation (I) Or, x=7
24x = 1600000 25 × 13061.22 So, hundred's digit = 7
Or, 24x = 1600000 - 326530.61 Ten's digit = 8
Or, 24x = 1273469.4 Unit's digit :
Or, x = Tk. 53061.22 =3/4(x + 1)
=3/4(7 + 1)
=3/4(8)
=6
01. Anik visited his cousin Rohan during the summer Hence, required number = 786
vacation. In the mornings, they both would go for swimming.
In the evenings, they would play tennis. They would engage
in at most one activity per day, i.e. either they went
swimming or played tennis each day. There were days when 01. Focus writing in Bangla:
they took rest and stayed home all day long. There were 32
mornings when they did nothing, 18 evenings when they ?
stayed at home, and a total of 28 days when they swam or
played tennis. What duration of the summer vacation did 02. Paragraph writing in English:
Anik stay with Rohan? Write a paragraph on the scope of self-employment in the
Solution: rural economy of Bangladesh
Let the duration of Anik's vacation be n days
Given that on each day, he had engaged in exactly one of 03. Letter writing in English:
swimming and tennis, also given that he was free on 32
mornings and on 18 evenings and on total 28 days he
either went for swimming or tennis.
He was busy on (n − 32) mornings and (n − 18) evenings
ATQ,
(n − 32) + (n − 18) = 28 04. Read the following passage and answer the questions:
⇒ n = 39
world widened 46.62 per cent in the past fiscal year (FY),
02. In a three-digit number, the digit in the unit's place is leaving a deficit in the current account balance of
75% of the digit in the ten's place. The digit in the ten's place Bangladesh. Bangladesh Bank recently released such updates
is greater than the digit in the hundred's place by 1. If the
sum of the digits in the ten's place and the hundred's place state of this macroeconomic indicator. It showed that the
is 15. What is the number ? trade deficit hit $9.47 billion in FY17 in a climb from $6.46
Solution: billion in FY16. Slower growth in export earnings, around 1.73
per cent, alongside greater growth of 9.0 percent in import
42
payments increased the trade imbalance. The central bank Solution:

statistics further showed that deficit in services trade also Here,
increased, amounting to $3.28 billion, as compared to $2.70 n(total) = 40
billion, in fiscal year FY16. As such, the annual Balance of n(chess) = 18, n(TT) = 20,
Payments showed the current account balance turned into n(carom) = 27.
negative after four years in FY17. Such current account deficit n(chess & TT) = 7,
amounted to $1.48 billion which had a record surplus of n(TT & carom) = 12.
$4.26 billion in FY16. The last time Bangladesh experienced n(chess & TT & carom) = 4
current-account deficit was in FY12 and it was of an amount We have:
447 million. Negative current account generally means that n(total) = n(chess) + n(TT) + n(carom) n(chess & TT)
the country is spending more on the external front than its n(TT & carom) n(chess & carom) + n(chess & TT &
earning from the external economic activities. carom)
Or, 40 = 18+20+27 -7 12 n(chess & carom) + 4
a) Give a title of the passage. Or, n(chess & carom) = 10 .
b) Precisely state the current account outcomes of the last So, total number of students who play both chess & carom
fiscal in your own language. is = 10.
c) Did such change happen for the first time ever? But there are 4 students who play all the three games.
d) What are the reasons for the changes? So, the number of students who play chess and carom but
not table tennis is = 10-4 = 6
05. Translation: Bangla to English:
a) 08. Aslam and Babul invested in a business in the ratio 3:2.
b) Assume that 5 percent of total profit goes to
c) amount of total profit?

d) Solution:
According to the question, 5% of total profit goes to WPF.
So, the remaining 95% of profit is distributed between
06. Translation: English to Bangla: Aslam and Babul.
a) Agricultural credit is very important to marginal and Suppose,
small farmers in countries like Bangladesh. t share is = 3x
b) Rural credit is a source of sustainable livelihood.
c) Rural credit creates employment opportunities among So, total profit after WPF deduction (i.e: 95% of total profit)
rural people by providing economic support. = 3x + 2x = 5x
d) It creates confidence among the rural credit beneficiaries According to the question:
and ensures access to improve production practices. 3x = 855000
Or, 5x = 855000 × 5/3
07. In a class of 40 students, each student plays at least one Or, 5x = 1425000
of the games: chess, carom and table tennis.Among the So, 95% of total profit = 1425000
students, 18 play chess, 20 play table tennis and 27 play 100% of total profit = 1425000 × 100/95 = Tk. 1500000
carom. Further, 7 students play both chess and table tennis,
12 play both table tennis and carom and 4 play chess, carom 09. Alam invested an amount of Tk. 13900 divided in two
and table tennis together. Find the number of students who different deposits at Bank X and Bank Y at the simple interest
play chess and carom but not table tennis. rate of 14 percent and 11 percent per annum, respectively.
43
If the total amount of simple interest earned in two years is

Tk. 3058, what was the amount invested in the deposit of
Bank Y? 12. Given a = 3 + 2√2, find the value of (√a 1/√a)
Solution: Solution:
Suppose, the amount invested in Bank Y was = Tk. p Given, a = 3 + 2√2
So, the amount invested in Bank X was = Tk. (13900 - p) Or, a = 2 + 1 + 2√2
According to the question: Or, a = (√2)2 + 2 × √2 × 1 +(1)2
2{(14(13900 - p))/100 + (11p)/100} = 3058 Or, a = (√2 + 1)2
Or, (194600 14p + 11p)/100 = 1529 Or, √a = √2 + 1
So, p = 13900 Now,
1
1/√a =
10. Rashed is driving at a speed of 120 km per hour. Mahi (√2 + 1)
started one hour late and started driving at a speed of 140

√2−1
Or, 1/√a =
(√2 + 1)(√2−1)
km per hour. How long will it take for Mahi to catch up
Or, 1/√a = √2 1
Rashed?
Therefore (√a 1/√a) = √2 + 1 - √2 + 1 = 2
Solution:
When Mahi starts, Rashed is 120 × 1 = 120 km away from
13. In a shop, the cost of 4 shirts, 4 pairs of trousers and 2
her.
hats is Tk. 5600. The cost of 9 shirts, 9 pairs of trousers and
Relative speed of Mahi over Rashed = 140-120 kmph = 20
6 hats is Tk. 12900. What is the total cost of 1 shirt, 1 pair
kmph.
of trousers and 1 hat?
Required time to catch up Rashed = 120/20 hr = 6 hr
Solution:
Let x be the price of one shirt, y be the price of one pair of
11. A table is three times as long as it is wide. If it were 5
trousers and z be the price of one hat.
feet shorter and 5 feet wider, it would be a square. How long
and how wide is the table?
Solution:
Let, the width of the table is x feet.
Now (II)/3 (III)
So, the length of the table is 3x feet.
x + y = 1300
According to the question:
Now from equation (III)
3x - 5 = x + 5
3(x + y) + 2z = 4300
Or, 2x = 10
3 × 1300 + 2z = 4300
Or, x = 5
Or, z = 200
So, the length of the table is = 3 × 5 = 15 feet,
x + y + z = 1300+ 200 = 1500
And the width of the table is = 5 feet.
44
InDEx
1. Sonali Bank (Assistant Engineer IT)-2016 (Math)
2. PKB SEO- 2018 (Math)
3. Basic Bank (Assistant Manager)-2018 (Math)
4. Karmasangsthan Bank DEO-2018 (Math)
5. Janata bank EO (civil)-2017 (Math)
6. Bangladesh Krishi Bank DEO-2018 (Math)
7. Sonali Bank Officer Cash -2018 (Full)
8. Combined 3 Bank Senior Officer -2018 (Full)
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12. Sonali Bank Officer FF Quota-2019 (Math)
13. Sonali Bank Senior Officer FF Quota-2019 (Math)
14. Combined 5 Bank Officer Cash -2019 (Full)
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19. Probashi Kallayan Bank EO Cash 2019 (Math)
20. Probashi Kallayan Bank EO 2019 (Math)
21. Probashi Kallayan Bank Assistant Programmer 2019 (Math)
22. Rupali Bank Senior Officer (2016)/2019

17x/100 = 340
Or,x = 340×100/17
1. A, B and C enter into partnership with investment in the Or, x = 2000
So, the cost price of the TV is 2000 tk
42360, how much is the total profit? Answer: 2000 tk
Solution: 4. A circular wheel 28 inches in diameter rotates (moves)
Let, the same number of inches per second as a circular wheel
35 inches in diameter. If the smaller wheel makes x
B investment is 7x tk revolutions per second, how many revolutions per minute
C investment is 8x tk does the larger wheel make in terms of x ?
Total investment= 5x+7x+8x=20xtk Solution:
So, As we know,
5x = 42360 1 revolution of circle= Circumference of that circle
Or, x = 8472 Again,
Now, total Profit =20×8472= 169440 tk Circumference of circle=2πr
Answer: 169440 tk Given that,
2. Two-third of the faculty members of a department are Diameter = 28 inches
female. Twelve of the male teachers are unmarried, while So, radius, r= 28/2= 14 inches
60% of them are married. The total number of faculty Now, circumference = 28π inches
members in the department is: Hence,
Solution: x revolutions per sec = 28πx inches
Let, total members are x Then in 60 sec 28πx × 60 inches
then female members are 2x/3 ATQ,
So, male members are = x 2x/3 = x/3 28πx × 60 = 35πn
ATQ, => n = 48x
12 teachers are unmarried Thusa the required no of revolutions is 48x
Or, (100-60)% =40% =12 Answer: 48x
So, 100% = 12*100/40 = 30

Again,
x/3 = 30
Or, x=90 1. In a flight of 600 km, an aircraft was slowed down due
Now, total faculty members are 90 to bad weather. Its average speed for the trip was reduced
Answer:90 by 200 km/hr and the time of flight increased by 30
3. A trader marked the price of the T.V. 30% above the cost minutes. The duration of the flight is:
price of the T.V. and gave the purchaser 10% discount on Solution:
the marked price, thereby gaining Rs. 340. Find the cost Let,
price of the TV? The duration of the fight be=x hrs
Solution: Original distance be=6i00 km
Let, According to the question,
cost price of tv is x tk Original speed-Reduced speed=200
Then, the market price = x + x×30/100 = 13x/10 tk 600/x-600/(x+1/2)=200
At 10% discount on market price, Or, 600/x-1200/(2x+1)=200
Selling price = 13x/10 13x×10/10×100 = 117x/100 tk Or, 3/x-{6/(2x+1)}=1
Profit = 117x/100 x = 17x/100 tk Or, (6x+3-6x)/{x(2x+1)}=1
ATQ, Or, 2x2+3x-2x-3=0
Or, x(2x+3)-1(2x-3)=0 4. A tank can be filled by a tap in 20 minutes and by
Or, (2x+3)(x-1)=0 another tap in 60 minutes. Both the taps are kept open for
Now, 10 minutes and then the first tap is shut off. After this, the
X-1=0 tank will be completely filled in what time?
Or, X=1 Solution:
And Work done by both in 1 minute
2x+3=0 = (1/20 + 1/60) = 4/60=1/15
Or, X=-(3/2) Work done by both in 10 minute
[neglecting the negative value] =10/15 =2/3 portion
Answer: 1 hour Remaining part
2. A alone can reap a certain field in 15 days and B in 12 =(1 2/3)
days. If A begins alone and after a certain interval B joins = 1/3 portion
him, the field is reaped in 7.5 days. How long did A and B Now, 1/60 part is filled in 1 minute
work together. So, 1/3 part will be filled in 20 minute
Solution: Answer: 20 m in
Let, 5. Two persons are running in 3.6km/h and 7.2 km/h

speed. A train passes them in 9 & 9.5 seconds. What is the
And length of the train and speed of the train?
Total work be 1 portion Solution:
Let,
The speed of the train = x kmh
According to the question, Know that,
(7.5 -x)/1 + x(1/15 + 1/12) = 1 Distance = speed × time
Or, (7.5 -x)/1 + 9x/60 = 1 ATQ,
Or, (30-4x+9x )/60=1 (x-3.6)×9 = (x-7.2) × 9.5
Or, 30 + 5x = 60 Or, 9x 32.4 = 9.5x 68.4
Or, x = 6 Or, 0.5x = 36
Hence, A & B work together 6 days Or, x = 72 kmh
Answer:6 days Here, speed of the train = 72 kmh
3. a, b, c, d, e are 5 consecutive numbers in increasing So, distance covered = {(72-3.6) × 9 × (5/18)}=171 meter
order, deleting one of them from the set decreased the
sum of the remaining numbers by 20% of the sum of 5.
Which one of the number is deleted from the set?
Solution: 1. If a person invest Tk. 4000 at x% and Tk. 5000 at y%, he
Since a, b, c, d, e are increasing order consecutive number, will get total Tk. 320 as interest. On the other hand if he
b = a + 1, invests Tk. 5000 at x% and Tk. 4000 at y%, he will get total
c = a + 2, Tk. 310 as interest. Find the value of x and y.
d = a + 3, Solution:
e=a+4
ATQ,
The sum of five numbers = a + a + 1 + a + 2 + a + 3 + a
{4000x/100}+{5000y/100}=320
+ 4 = 5a + 10
Or, 4x + 5y = 32 -(i)
We are given that the sum decreased by 20% when one
Again,
number was deleted
{5000x/100}+{4000y/100}= 310
New sum = (5a + 10) 20% of (5a + 10) = 4a + 8
Or,5x + 4y = 31 -(ii)
Then, 4a + 8 = 5a + 10 Dropped number
From (i)×5 (ii)×4,
Dropped number = a + 2 = c
20x + 25y = 160 Blue, White, and Red are
20x + 16y = 124 x/6,x/6,x/6 respectively
Sold cars:
Or,9y = 36 Black cars=x/2 of 70%=7x/20
Or, y = 4 Blue cars=x/6 of 80%=2x/15
From equation(I) White cars=x/6 of 30%=x/20
4x + 5y = 32 Red cars=x/6 of 40%=x/15
x = (32-5*4)/4 = 3 Total sold
=(7x/20)+(2x/15)+(x/20)+(x/15)
2. Working together pipe P, Q and T can fill a tank in 5 =180x/300
hours. Working together P and Q can fill it in 7 hours. Find Required percentage
in how many hours T can fill it? =(180x × 100)/(300x)
Solution: =60%
Part filled by P, Q and T in 1 hour = 1/5

Part filled by P and Q in 1 hour = 1/7 5. A train passes a man in 3 second, and another train
Part filled by T in 1 hour = 1/5 1/7 = 2/35 from opposite direction pass the man 4 second, both train
2/35 part is filled by T in 1 hour same length. How long time need to pass the train each
So, Whole part is filled by T in 35/2=17.2 hrs other?
Solution:
3. A box contains 5 green, 4 yellow and 3 white balls. Three Let,

balls are drawn at random. What is the probability that they Both train length be x
are not of same colour? So,
Solution: Total length of two train=(x+x)=2x
Speed Of First train = x/3
Total balls = 5 + 4 + 3 = 12 Speed Of second train =x/4
No of ways of drawing 3 marbles out of 12 = 12c3 = 220 We know that,
event of getting 3 marbles of same color = 5c3 + 4c3 + Time=Distance/speed
3c3=10+4+1= 15 Or, T = 2x/(x/3 + x/4)
probability of getting 3 marbles of same color =15/220 = 3/44 Or, T= 2x*12/7x
the probability that not getting marbles of same colour Or, T=24/7
=(1-3/44)=41/44 Hence, 3.43 second need to pass each other
4. There was a shipment of cars. Out of which half was

black in colour. Remaining cars were equally blue, white 6. A man works for certain hours. If his hourly payment
and red. 70% of black cars, 80% of blue cars, 30% of white increase by 20%, what percent of working hours he may
cars, 40% of red cars were sold. What percentage of total reduce so that total income remain unchanged?
cars were sold? Solution:
Solution: Suppose,
Let, hourly payment=100tk
The total car was x After increased 20% then new payment
So, =(100+20)=120tk
Black was = x/2 So,
Remaining cars =(x-x/2)=x/2 TK 20 reduced from tk 120
ATQ, Tk 100 :::::::::::::::= {20*100/120}
Other cars are equal colours ={100/6}
So, =16.67%
7. There were some books of novel and non-fiction. Board =(
discuss 3 times for any novel and 5 times for any non- =
fiction. During a year they discuss total 52 times. If there ans.
were 12 books, how many of them were novel?
Solution: 03.
Let, , ?
Novel books be x Solution:
Non Fiction books be(12-x) x ) ,
According to the question,
3x+5(12-x)=52 x )
Or,3x+60-5x=52
Or -2x=-8
+ =
Or, x=4.
So, Nobel books were 4
x
= . Ans)
04. , ,
,
01.
?
?
Solution:
Solution:
, ,
,
, ,
, x ,
, ans)
⨉
= ans)
02.
? 1. A number when divided successively by 4 and 5 leaves

Solution: remainders 1 and 4 respectively. When it is successively
, x divided by 5 and 4, what will be the respective remainders?
x) Solution:
, x- ( x) write the numbers as follows:
=( divisors: 4 5
reminders: 1 4
x leave the right-most top number 5
x+ x- x- multiply 4 and 4, then add 1 which is down below the
,x+ x- divisor 4; you get 17
x+ x add this 17 to the product of 4, 5, (divisors) and k a
x= constant
X= 20k+17 (this is the number we want)
when k=1, the number is 37
when 37 is divided by 5, remainder is 2
x) when 7 is divided by 4, remainder is 3
2. A contractor undertakes to do a piece of work in 40 A = 4 + 71
days. He engages 100 men at the beginning and 100 more A = 75 kg
after 35 days and completes the work in stipulated time. If
he had not engaged the additional men, how many days
behind schedule would it be
finished? 01.
Solution: ?
(100 * 35) + (200* 5) men can finish the work in 1 day
Therefore, Solution - 1:
4500 men can finish the work in 1 day
100 men can finish it in 4500/100 = 45 days.
This is 5 days behind Schedule
3. In a certain office, 1/3 of the workers are women, 12 of ⨉
the women are married and 1/3 of the married women ⨉ ⨉

ans)
have children. If %4 of the men are married and 2/3 of the
02.
married men have children, what part of workers is without
children?
Solution:
Assume total number of workers be x
Number of women = x/3 and
number of men = 2x/3
Women married=1/2 * x/3 = x/6
Women having children = 1/3 * x/6 = x/18
Solution:
Married Men =3/4 * 2x/3 = x/2
, x
Men having Children =2/3 * x/2 = x/3
Workers with children = x/3 + x/18 = 7x/18
= ( x
Hence,
ans)
workers without children = X- 7x/18 = 11X/18
,
4. The average weight of three men A, B and C is 84 kg.
ans)
Another man D joins the group and the average now
becomes 80 kg. If another man E, whose weight is 3 kg
more than that of D, replaces A, then the average weight of
B, C D and E becomes 79 kg. What is the weight of A?
Solution:
The average weight of A,B and C = 84kg
The total weight of A, B and C = 84 x 3 = 252Kg. whose money has been in the business for 6 months claims
The average weight of A, B, C and D = 80 kg

The total weight of A, B, C and D = 80 x 4 = 320 kg months, how much money did A and B contribute to the
The weight of D = 320 - 252 = 68 kg business? (15)
The weight of Q = 68 + 3 = 71 kg Solution:
The average weight of B, C,D and E = 79 kg

The total weight of B, C, D and E = 79 x 4 = 316 kg
The total weight of A,B, C and D - the total weight of B,C,D (1/8 + 1/3) = 13/24
and E = 320 - 316 = 4 kg Ratio of profit of A, B and C = 1/8:1/3:13/24 = 3:8:13
A-E=4 Let, A contributes Tk. x for 4 months and B contribute Tk. y
A = 4+E for 6 months.

Ratio of investments of A, B and C = 4x : 6y : (1560 × 8) = Relative speed of two trains = (75 60) km/hr = 15 km/hr
4x : 6y : 12480 = (15 × 5/18) m/s = 25/6 m/s
Now, So, Length of the slower train = (25/6 × 31.5) meters =
4x : 12480 = 3 : 13 131.25 meters
Or, 4x/12480 = 3/13 Thus, length of the faster train = 300 131.25 = 168.75
Or, 52x = 12480 × 3 meters
Or, x = (12480 × 3) / 52 Ans: 131.25 meters and 168.75 meters.
Or, x = 720 04. A gardener plants two rectangular gardens in separate
Again, regions on his property. The first garden has an area of 600
6y : 12480 = 8 : 13 square feet and a length of 40 feet. If the second garden
Or, 6y/12480 = 8/13 has a width twice that of the first garden, but only half of
Or, 78y = 12480 × 8 the area, what is the ratio of the perimeter of the first
Or, y = (2480 × 8) / 78 garden to that of the second garden? (15)
Or, y = 1280 Solution:
So, contribution of A and B is Tk. 720 and Tk. 1280 Width of the first garden = 600/40 = 15 feet.
respectively. ATQ,
Ans: Tk. 720 and Tk. 1280 width of the second garden = 15 × 2 = 30 feet
02. Machine A, working alone at its constant rate, produces and, area of the second garden = ½ × 600 = 300 sq. feet
x pounds of peanut butter in 12 minutes. Machine B, So, length of the second garden = 300/30 = 10 feet
working alone at its constant rate, produces x pounds of Now, Perimeter of the first garden : Perimeter of the
peanut butter in 18 minutes. How many minutes will it take second garden
machines A and B, working simultaneously at their = 2(40+15) : 2(10+30)
respective constant rates, to produce x pounds of peanut = 110 : 80
butter? (15) = 11 : 8
Solution: 05. In a certain class, 1/5 of the boys are shorter than the
Machine A and B produce in 1 minute = (x/12 + x/18) =
5x/36 the tallest boy in the class. If there are 16 students in the
5x/36 pounds is produced by both machines in 1 minute class and no two people have the same height, what
Or, 1 pounds is produced by both machines in 36/5x percent of the students are taller than the shortest girl and
minute shorter than the tallest boy? (15)
Or, x pounds is produced by both machines in (36/5x × x) Solution:
= 7.2 minute Total students = 16
Ans: 7.2 minutes 1/5 implies that no. of boys must be a multiple of 5
03. Two trains running at the rate of 75 km and 60 km an And
hour respectively on parallel rails in opposite directions, are 1/3 implies that the no. of girls must be a multiple of 3.
observed to pass each other in 8 seconds and when they So, Boys = 10 and Girls = 6 which satisfy the no. of total
are running in the same direction at the same rates as students (10 + 6) = 16
before, a person sitting in the faster train observes that he Shorter boys = (1/5 × 10) = 2 and shortest girl = 1
passes the other in 31 1/2 seconds. Find the lengths of the Taller girls = (1/3 × 6) =2 and tallest boy = 1
trains. (15) Taller than shortest girls and shorter than tallest boy = (16
Solution: 2 2 1 1) = 10
Moving in opposite direction: So, Required percentage = (10/16 × 100) = 62.5%
Relative speed of two trains = (75 + 60) km/hr = 135 Ans: 62.5%
km/hr = (135 × 5/18) m/s = 75/2 m/s
Length of the both trains = (75/2 × 8) meters = 300 meters
When moving in the same direction,
06. Translation: English to Bangla (15) Many of them are suffering
Sonali Bank Officer Cash Written Exam 2018 : Translation from malnutrition.
Bangladesh is now
They do not get as much food
apparently in the grip of all
as they need.
sorts of pollution like air ,
pollution and water It is because we cannot produce
pollution. sufficient food.
The dwellers of the urban
areas are the worst It is possible to meet demand
sufferers of such pollution. of food by producing more.
The indiscriminate
industrialization process in lot.
Bangladesh over the past
We shall have to cultivate in
decades has created
scientific ways to solve our food
significant environmental
problem.
problems.
We will now know about 08. English Comprehension (15)

some of the common types Read the following passage and answer the questions:
of environmental pollutions. Marina Hills High School is fighting pollution in an unusual
Air pollution comes from a
wide variety of sources. help the environment, the Marina Hills Ecology Club offers
free trees to institutions willing to plant them on their
In Bangladesh poisonous
grounds. Among those that took advantage of the offer was
exhaust from industrial ,
Marina Hills High School. After consulting with his teachers
plants, brick kilns, old or ,
on where to plant the trees, Principal Max Webb contacted
poorly serviced vehicles and
the Ecology Club. But when the seedlings arrived, Webb had
dust from roads and
an idea. Instead of planting the young trees in front of the
construction sites are some
school, he thought it would be better to put them behind
of the major sources of air
the school, where the sun gets very hot in the afternoon.
pollution.
We can reduce this type of

pollution by making less use
of motor vehicles and
avoiding the use of vehicles
older than 20 years.
but the school will not have to wait long because it

07. Translation: Bangla to English (15)
requested two species o
Sonali Bank Officer Cash Written Exam 2018 : Translation
Population problem is a giant

problem in our country.
also looking forward to finally seeing some wildlife in the
It is growing day by day.
The health of the people is not

so good.
b Now, the man needs time = 10km/4km/hr = 2 ½ hr to
most appropriate headline for this article? reach the station.
(b) What did the Ecology Club do for Marina Hills High 02. Two boats on opposite banks of a river start moving
School? towards each other. They first pass each other 1400 meter
(c) What problem does Principal Webb talk about? from one bank. They each continue to the opposite bank,
(d) What can be inferred from the article about eucalyptus immediately to around and start back to the other bank.
and willow trees? When they pass each other a second time, they are 600
(e) What does Principal Webb imply about the local birds? meters from the other bank. We assume that each boat
09. Business Letter writing in English (15) travels at a constant speed all along the journey. Find the
Write an application to the Honorable Minister for Finance width of the river?
highlighting the importance of reduction of taxes on Solution:
imported industrial raw materials. Let,
10. Business Letter writing in Bangla (15) width of the river be x meter.
At 1st passing,
Boat 1 moves 1400 meter
11. Focus Writing in English (20) So, Boat 2 moves = x 1400 meter
nd
At 2 passing,
12. Focus Writing in Bangla (30) Boat 1 moves = (x-1400 + 600) meter = x-800 meter
Boat 2 moves = 1400 + (x-600) meter = x + 800 meter
Now,
1400/(x-1400) = (x-800)/(x+800)
Or, x2 800x 1400x + 800×1400 = 1400x + 800×1400
2
Or, x 3600x = 0
01. A train 300m long along overtook a man walking along Or, x(x-3600) =0
the line in the same direction at a speed of 4 km/h and X = 0 (Not Acceptable)
passed him in 30 sec. The train reached the station in 15 x-3600 =0
minutes after it had passed the man. In what time did the or, x = 3600
man reach the station? 03. In a mixture of milk and water, their ratio is 4:5 in the
Solution: first container. And the same mixture has ratio 5:1 in the
Let, second container. In what ratio should the mixture be
The speed of the train be x km/hr extracted from such container and poured into the third
Since the direction is same, container, so that the ration of milk and water comes to
The relative speed 5:4 in the third container.
= (x -4) km/hr Solution:
= (x 4)1000/3600 m/sec Let 1st container contains X liters mixture of milk and
= (5/18)× (x 4) water.
ATQ, Milk in 1st container = 4/9x
300/{(5/18)× (x 4)} = 30 Water in 1st container =5/9x
Or, (300×18)/5(x 4) = 30 Let 2nd container contains Y liters mixture of milk and
Or, 150(x 4) = 300 × 18 water
Or, x-4 = 300 × 18/150 Milk in 2nd container = 5/6y
Or, x-4 = 36 Water in 2nd container =1/6y
Or, x = 40 Let the two mixture combine such that the milk to water
So, the speed of the train is x = 40 km/hr ratio is 5:4
After passing the man, the train travels for 15 minutes.

So, distance covered by the train = 40× 15/60 km = 10 km.
So, machine B can produce the same lot in x hours. When the
(4x/9 + 5y/6) / (5x/9 +y/6) =5/4 two machines operate simultaneously to produce the same
or, (8x + 15y)/(10x + 3y) = 5/4 production lot, it takes them 2 hours to complete the job.
Or, 50x + 15y = 32x + 60y How many hours will the machine B take to produce the
Or, 18x = 45y production lot alone?
Or, x/y = 45/18 Solution:
Or, x/y = 5/2
Hence mixture from first container and second container
should be mixed in the ratio 5/2 for milk and water to be in
ratio 5:4. As (A+B) take 2 hours to complete the job, they take 1
04.A can do a piece of work in 120 days and B can do it in hour to do ½ of the job.
150 days. They work together for 20 days. Then B leaves So,
and A continues the work alone. 12 days after that C joins 1/5 + 1/x = ½
A and the work is completed in 48 days more. In how many Or, 1/x = ½ 1/5
days can do it if he works alone? Or, 1/x = 3/10
Solution: Or, x = 10/3 = 3.33 hrs
combined 3 bank senior officer written: Translation

/10
Chikungunya is an infection
Remaining work = 1- (3/10+1/10)=3/5 by the chikungunya Virus.
Symptoms include lever and
-1/120)=1/240 joint pain.
S0, C does the work in 240 days.

These typically occur two to
05. The number of girls in a school is 160 more than 1/3 of
twelve days after exposure.
the total enrollment of the school. The number of boys is
280 more than 1/7 of the total enrollment in the school. Other symptoms may
How many pupils in the school are girls and boys? include headache, muscle
Solution: , ,
pain, joint swelling, and
Let, rash.
the total enrollment of students be T,
number of girls G and the boys B. Most people are better
,
ATQ, within a week, however,
,
G = 160 + T/3 Occasionally the joint pain
B = 280 +T/7 may last for months.
T = G+B = 160 + T/3 + 280 +T/7,
Or, 21T = 3360 + 7T + 5880 + 3T The risk of death is around 1
Or, 11T = 3360+5880 = 9240 to 1000.
Or, T = 9240/11 = 840 The virus is spread between

So G = 160 + 840/3 = 440 and people by two types of
B = 280 + 840/7 = 400 mosquitoes: Aedes
06. A manufacturing company uses two machines A and B albopictus and aedes
with different production capacities. When working alone, aegypti.
machine A can produce a production lot in 5 hours and
They mainly bite during the Recently, the mobile phone
day. operators of the country
The virus may circulate have got the license of G.
within a number of animals It has been considered as a

including birds and rodents. major milestone for the
Diagnosis is by either testing RNA information technology of

our country.
or antibodies to the virus. Because the slowness of the

,
The best means of speed of internet, it used to
prevention is overall create many problems in
mosquito control and the using.
avoidance of bites in areas BASIS, as a well-organized

where the disease is organization, will have to
common. play a robust role to spread
This may be partly achieved the light of information

technology across the
access to water and with the country.
use of insect repellent and

mosquito nets. 09. Letter writing in English:
Write an application in response to the following
There is no vaccine and no
advertisement: Apply for the post of Secretary in a business
specific treatment as of
industry.
2016.
10. Letter Writing in Bangla:
Recommendations include
rest, fluids and medications
to help with fever and joint ,
11. Focus writing in English
pain.
Developing Small and Medium Scale Industries in

combined 3 bank senior officer written: Translation 12. Focus writing in Bangla:
Bangladesh Association of
Software and Information
Services(BASIS) is one of the 13. English Comprehension
most committed and well- Read the following passage and answer the questions
organized organizations in below:
the IT sector of Bangladesh Water pollution refers to any change in natural water that
may impair further use of water, caused by the introduction
Day by day, the number of
of organic or inorganic substances or by a change in the
internet users of our country
temperature of water. Waste water emanate from the
are growing.
following sources: Municipal waste water, Industrial waste
Basis can play an outstanding water, Agricultural runoff, Storm water and urban runoff.
, role in the case for the During recent years, chemical pollution of water bodies has
people to use internet increased many fold and people who are responsible for
positively. human health have become increasingly concerned about
water pollution. Eutrophication is the enrichment of water
by nutrients from natural or man-made sources, or all the Answer: 20 km/hr
nutrients, nitrogen and phosphorus are most often Solution:
considered as key nutrients responsible for promotion of Let second rabbit takes x hr with speed s2
growth of algae and other plants resulting in anoxic First rabbit takes x-5/6 hr with speed s1
condition. Total distance = 50km
Pesticides used in agriculture reach natural or man-made S1 = 50/(x-(5/6))
water bodies and cause disruption to one or more S2= 50/x
physiological functions of aquatic organisms by interfering
with the production of necessary biochemical e.g., D.D.T. Total speed = s1 + s2
which consists of aromatic ring, mimic the effects of Now, T = D / S
estrogen in aquatic animals such as fish, where the 50/(s1+s2) = 1
reproduction is disturbed. As such non-biodegradable x = 5/2, 1/3
pesticides accumulate in the body of aquatic organisms Put x= 5/2 in s2 > 20 km/hr
through the process of bio magnification. Along with Shortcut:
agricultural runoff many toxic chemicals reach water bodies Let, speed of faster & slower rabbit be x & y respectively
through industrial effluents. Atq, x+y=50
The structure of a molecule is the key to its And, 50/y-50/x=5/6
biodegradability. In general polymers with mixed backbone From the above equations, y=20 km/h (ans)
linkage (carbon-oxygen or carbon-nitrogen) show greater 2. Pipe A can fill a Tank in 18 Hours, Pipe B can empty a
susceptibility to hydrolysis. than carbon-carbon backbone Tank in 12 Hours, Pipe C can fill Tank in 6 Hours. The Tank
polymers. Polymers with aromatic components or branched is already filled up to 1/6 of its capacity. Now Pipe A is
region tend to be more resistant to attack by opened in the First Hour alone, Pipe B is opened in the
microorganisms than straight chain aliphatic compounds. Second Hour alone and Pipe C is opened in the Third Hour
Most common system practiced for control of water alone. This cycle is repeated until the Tank gets filled. Then
pollution is the use of waste water treatment plants, based in How many Hours does the rest of Tank gets filled?
on the physical, chemical and biological treatment steps Solution:
generally known as preliminary, primary, secondary and In First Hour Tank filled = 1/6+1/18
tertiary treatments. It must be remembered that the steps Second Hour = 1/6+1/18-1/12
of treatment and type of treatment will depend upon the Third Hour = 1/6+1/18-1/12+1/6 = 11/36 is filled
constituents and their concentrations in the eMoent and 25/36 is left
final usage of water. From then 3 hours work = 1/18-1/12+1/6 = 5/36
(a) Why did the quality of water deteriorated due to human 5*3 Hours = 5*5/36 = 25/36
activities? Total = 5*3+3 = 18 Hours
(b) Why the protection of human health has become a Shortcut:
problem? Remaining part=1-1/6=5/6
In 3hrs 3pipes can fill=1/18-1/12+1/6=5/36
So,
(d) What determines biodegradability of a chemical? To fill 5/6part, it requires=3*36/5*5/6=18 hrs (ans)
(e) How polluted water is treated for safe disposal. Ans: 18 Hours
3.
liter of it and sells it at tk. 20 per liter. He then replaces it
1. Two rabbits start running towards each other, one from water. He repeated the process total three times. Every
A to B and another from B to A. They cross each other time while selling he reduces selling price by tk. 2. After
after one hour and the first rabbit reaches B, 5/6 hour this process Milk left in the mixture is only 108 liters so he
before the second rabbit reaches A. If the distance between decided to sell the entire Mixture at tk. 15 per liter. Then
A and B is 50 km. what is the speed of the slower rabbit?

how much profit did he earned if bought Milk at tk. 20 per =>t=1
liter? So,
Ans: 70 Tk. profit Speed in downstream=5
Shortcut: Speed in upstream=4
Seller sells Milk at Tk. 20,18 and 16 respectively for three Now speed of boat in steel water=(5+4)/2=4.5 km/hr
times (ans)
= 25*(20+18+16) = 1350 Ans: Speed of the boat in still water 4.5 km/hr
108 = x(1-25/100) 3 6. Probability Solution A Bag contains some White and Black
x =256 liter Balls. The probability of picking two white balls one after
He sold entire 256 at Tk.15 =256*15 = 3840 other without replacement from that bag is 14/33. Then
Cost price = 256*20 = 5120 what will be the probability of picking two Black balls from
profit = 5190-5120 = 70 Tk. (ans) that Bag if bag can hold maximum 15 balls only?
Ans: 70 Tk. Profit Solution:
4. A container contains milk and water in the ratio of 3:1. Wc2/ (B+W)c2 = 14/33
How much mixture should be taken out and replaced with W (W-1)/(W+B)*(B+W-1) = 14/33
milk so that the container contains milk and water in the Now expressing 14/33 in the above format by multiplying 4
ratio of 15:4. What portion of original mixture had been in numerator and denominator
replaced by milk. W (W-1)/(W+B)*(B+W-1) = 8*7/12*11 (note = balls
Solution: <15)
Let total original quantity = x litres, Let y litres replaced. W =8
After y litres of mixture drawn out, W+B =12 B =4
Milk = [3/(3+1)] * x [3/(3+1)] * y Probability = 4c2/12c2 = 1/11
Water = [1/(3+1)] * x [1/(3+1)] * y Shortcut:
Now y litres of milk poured in can. Milk becomes (3/4)*x 4/33=(8/12)*(7/11)
(3/4)*y +y = (3/4)*x +(1/4)*y So we can write,
Now [(3/4)*x +(1/4)*y] / [(1/4)*x (1/4)*y] = 15/4 Total ball=12
Solve, y = (3/19)* x White ball=8
So 3/19 of original mixture removed. Black ball=12-8=4
Ans: 3/19 portion had been replaced by milk So, Required probability=4c2/12c2= 1/11(ans)
5. A man rows to a place 40 km distant and back in a total Ans: 1//11
of 18 hours. He finds that he can row 5 km with the stream
in the same time as 4 km against the stream. What is the
speed of boat in still water?
1. 1 machine X can print one lakh books in 8 hours,
Solution:
machine Y can print the same number of books in 10 hours
Suppose he moves 5km downstream in x hours
while machine Z can print them in 12 hours. All the
Then, downstream speed a= 5/x km/hr
Speed upstream speed b = 4/x km/hr machines are started at 9 A.M. while machine X is closed at
40 / (5 /x) + 40 / (4/x) = 18 11 A.M. and the remaining two machines complete work.
8x + 10x = 18 Approximately at what time will the work?
x=1 Solution:
a = 5 km/hr, b = 4 km/hr 1 1 1 37
(X + Y + Z)'s 1 hour's work = + + = .
speed of boat = ½ (5 + 4 ) = 9/2 km/hr= 4.5 Km/hr 8 10 12 120
Shortcut: 37 37
Work done by X, Y and Z in 2 hours = x2 = .
Speed in downstream=5/t 120 60
Speed in upstream=4/t 37 23
Remaining work = 1 - = .
ATQ, 40/(5/t)+40/(4/t)=18 60 60
1 1 11 4. Rahim has 30 marbles, 18 red & 12 blue marbles. Karim
(Y + Z)'s 1 hour's work = + = .
10 12 60 has 20 marbles. The ratio of red & blue marbles is equal to
11 Rahim marbles. How many more blue marbles Rahim has?
Now, work is done by Y and Z in 1 hour.
60 Solution:
23 work will be done by Y 60 23 23 hours 2
So, x = Let blue marbles for Karim be x
60 and Z in 11 60 11 hours.
The, red marbles for Karim will be 20 - x
So, the work will be finished approximately 2 hours after 11
Rahim has 30 marbles, 18 of which are red and 12 of which
A.M., i.e., around 1 P.M.
are blue.
Thus, red/blue= 18/12 = 3/2
2. Three pipes A, B and C can fill a tank in 6 hours. After
working at it together for 2 hours, C is closed and A and B We use the same ratio for Karim.
can fill the remaining part in 7 hours. How many hours will Red/blue = 3/2 = (20-x)/x
take C alone to fill the tank ? 3 × x = 2 × (20 - x)

Solution: 3x = 40 - 2x
Combined rate of work 5x = 40
1/a+1/b+1/c=1/6 x= 40/5 = 8
Work done by 3 in 2 hrs=2x1/6=1/3 Rahim has 12 blue marbles. So, he has 12 - 8 = 4 more
Work left to be done blue marbles than Karim.
1-1/3=2/3. 5. A train travelling at 20 m/s completely crosses another
This work is done by a&b in 7 hrs.
train having 192 meters length travelling in same direction
Thus Rate of work is
at 15 m/s in 1.5 minutes. In what time will they cross each
Work/time=2/3/7=2/21
other travelling in opposite direction and length of the
Therefore 1/c=1/6 - 2/21.
faster train is?
Solving the equation c=14 hr
Solution:
3. A man went downstream for 28 km in a motor boat and
immediately returned. It took the man twice as long to Let the length of faster train be x metres.
make the return trip. If the speed of the river flow were Then, distance covered = x + 192 metres.
twice as high, the trip downstream and back would take In same direction Relative speed = (20 - 15) m/s
672 minutes. Find the speed of the boat in still water and Now, (x+192)/90 = 5
the speed of the river flow. => x = 450 - 192
Solution: x = 258 metres

In opposite direction Relative speed = (20+15) = 35 m/s
Let the speed of the boat = p kmph
Distance has to be covered = 192 + 258 = 450 metres
Let the speed of the river flow = q kmph
So the needed time = 450/35 = 12.86 sec
From the given data,
2 x {28/(p + q)} = 28/(p q)
=> 56p - 56q -28p - 28q = 0
=> 28p = 84q
=> p = 3q. 01. A motorist and cyclist starts from A to B at the same
Now, given that if time where AB = 18km. The speed of motorist is 15kmph
28/(3q + 2q) + 28/(3q − 2q) = 672/60 more than the cyclist. After covering half the distance the
=> 28/5q + 28/q = 672/60 motorist rests for 30mins and there after his speed reduces
=> q = 3 kmph by 20%. If the motorist reaches destination B 15min earlier
=> p =3q = 9 kmph than that of the cyclist. Then find the speed of the cyclist.
Hence, the speed of the boat = p kmph = 9 kmph and the Solution:
speed of the river flow = q kmph = 3 kmph. Let, speed of cyclist = x km
So, speed of motorist= x+15 km
ATQ, 1st connotation, honey=28*4/7=16L
9/(x+15)+1/2+9/{0.8(x+15)}= 18/x-1/4 Water=12L
=> 9/(x+15)+45/4(x+15)-18/x= -1/4-1/2 2nd connotation, Honey=21*2/3=14L
=> (12x+60)/x(x+15)= 1 Water=7L
x= 12 km/hr 3rd connotation, honey=51*8/17=27L
02. A boat goes 30km upstream and 44km downstream in Water=24L
10 hours.In 13 hours, it can go 40km upstream and 55km New solution= 16+14+27:12:7:24=57:33
downstream. Determine the speed of boat in still water and After replacement=(33-33*10)/90 //{(57-
stream. 57*10/90+10)}=387/613
Solution: 05. A tank is filled by three pipes with uniform flow.The
30/x-y+44/x+y=10 1 first two pipes operating simultaneously fill the tank in the
40/x-y+ 55/x+y=13 2 same time during which the tank is filled by third pipe
From 1 and 1 alone. the second pipe fills the tank 5 hours faster than the
x=11 first pipe and 4 hours slower than the third pipe. The time
Y=8 is required by the first pipe is?
Alternative Solution: Solution:
Let speed upstream be x km/hr and speed downstream be Let, First tank needs =x hour
y km/hr. Second tank needs=y hours
Third tank needs=z hours
2nd condition 40/x+55/y Atq 1,x+y=z
(i)*4-(ii)*3 we get, Atq 2,
Y=11 Y=x-5
putting the value of y in(i) we get, Y=z+4
x=5 x-5=z+4
so speed in still water= 11+5/2 = 8 km/hr =>x-z=9
03. A and B can do a piece of work in 30 days, while B and =>x=9+z
C can do the same work 24 days, and A and C can do it in Now
20 days. They work together for 10 days before B and C 1/(9+z)+1/(z+4)=1/z
leave. How many days more will A take to finish the work? =>z=6.
Solution: Required, x=9+z=9+6=15hours (answer)
2(A+B+C)=1/30+1/24+1/20=1/8
So, (A+B+C)=1/16
Work efficiency of A= 1/16-1/24=1/48
ATQ, 1. A product is made with three components A, B, C and
10/16+x/48=1 the ratio of the prices are 4:3:2. After 1 year price of A
x=18 increased by 10%, B increased by 8% & C decreased by 5%.
So answer is 18 days What is the percentage of total increase?
04. A solution of honey and water is 28 litres, with honey Solution:
and water in ratio 4:3. To this a 21 litre honey-water Let,
solution is added that has honey to water ratio as 2:1. A, B & C = 4x, 3x, 2x respectively.
Again a 51 litre honey-water solution that has honey to New increase = 4x × 110/100 + 3x × 108/100 + 2x ×
water ratio as 9:8 is added to this. After this 10 litre of the 95/100
solution is replaced with pure honey. What is ratio of water = 4.4x + 3.24x + 1.9x
to honey in the final mixture? = 9.54x
Solution: Increased = 9.54x (4x + 3x + 2x) = 0.54x
Increase % = (0.54x × 100)/ 9x = 6%
2. A and B started a business with initial investments in the by 10% ,labour cost increased by 8% but overhead reduced
respective ratio of 18:7. After four months from the start of by 5%. Then % increase in the price of the car ?
the business, A invested Rs.2000 more and B invested Solution:
Rs.7000 more. At the end of one year, if the profit was Let,
distributed among them in the ratio of 2:1 respectively. the cost of material, labour and overhead = 4x, 3x, 2x
What was the total initial investment with which A and B respectively.
started the business? New increase = 4x × 110/100 + 3x × 108/100 + 2x ×
Solution: 95/100
Let, = 4.4x + 3.24x + 1.9x
The initial investment of A = 18x = 9.54x
And Increased = 9.54x (4x + 3x + 2x) = 0.54x
Initial investment of B = 7x Increase % = (0.54x × 100)/ 9x = 6%
According to question, 5.
{18x×4 + (18x+2000)×8} / {7x×4+(7x+7000)×8} = 2/1 train L Starts at 6:00 pm from X and moves towards Y at an
Or, 9x+18x+2000 = 7x+14x+14000 average speed of 60 km/h. Another train M starts from Y at
6x = 12000 5 : 20 pm and moves towards X at an average speed of 80
x=2000 km/h. How far from x will the two trains meet and at what
So, Total initial investments of A and B time?
= 18x+7x = 25x = 25×2000 Solution:
= 50000 Let,
3. A river is flowing at a speed of 5 km/h in a particular Two trains meet at a km from X.
direction. A man, who can swim at a speed of 20 km/h in {Time taken by M to cover (450 a) km} (Time taken by
still water, starts swimming along the direction of flow of L to cover a km) = 40/60
the river from points A and reaches another point B which Or, (450 a)/80 a/60 = 40/60
is at a distance of 30 km from the starting point A. On Or, (450 a)/80 = 40/60 + a/60
reaching point B, the man turns back and starts swimming Or, (450-a)/8 (a + 40)/6 = 0
against the direction of flow of the river and stops after Or, 3(450 a) 4(a + 40) = 0
reaching point A. The total time taken by the man to Or, 7a = 1190
complete his journey is? Or, a = 170
Solution: Time taken by L to cover 170 km = 170/60 hr = 2 hr 50
Given, min
Speed of the stream = 5 km/h So, the two trains will meet at 6:00pm + 2 hr 50 min =
and 8:50 pm
speed of the man in still water = 20 km/h 6. Amit deposited some money in a bank, which pays 15%
Speed of the man in downstream = 20 + 5 = 25 km/h interest per annum compounded yearly. If the bank
and provides simple interest instead of compound interest, he
Speed of the man in upstream = 20 5 = 15 km/h receives Rs. 2400 after 2 years. Find the total Amount that
Therefore, Total time taken to complete the journey he received after 2 years.
= 30/25+30/15 Solution:
= 30{(3+5)/75)} Simple interest = pnr
=(30×8)/75 Or, 2400 = p×2×2/100
= 3 h 12 min Or, p = 8000
4. The cost of manufacturing a popular model car is made Now,
up of three items: cost of raw material, labour and Compound interest,
overheads- in a year the cost of three items were in the A = p(1 + r/100)n
ratio of 4:3:2. Next year the cost of the raw material rose Or, A = 8000(1+15/100)2
Or, A = 8000 (115/100)2 so milk=54 lit - 18 lit =36 L
Or, A = 10580 and water = 27 lit - 9 lit = 18 L
7. 12 men can complete a piece of work in 36 days. 18 so now milk=36 lit and water= 18 lit after removal of 27 lit
women can complete the same piece of work in 60 days. 8 from (54+27) mixture.
men and 20 women work together for 20 days. If only now we are adding 27 lit water,
women were to complete the remaining piece of work in 4 It becomes 45 lit water and 36 lit milk
days, how many women would be required? ratio of milk to water becomes 36:45 or 4:5
Solution: 02. The purchase price of a watch and wall clock is Tk. 390.
12 men can complete the work in 36 days. If the watch is sold at 10% profit and the wall clock at 15%
So, 12×36 men can complete the work in 1 day profit, total profit earned is Tk. 51.50. Find the purchase
Again, price difference between the wall clock and the watch.
18 women can complete the work in 60 days Solution:
So, 18×60 women can complete the work in 1 day Let cost price of watch be x and cost price of clock be
12×36 men = 18×60 women (390−x)
So, 2 men = 5 women profit = 51.50
Now, 8 men + 20 women = (4×5 + 20) women = 40 ATQ,
women 10x/100 +15(390−x)/100 = 51.50
So, 18 women complete the work in 60 days 10x + 15(390−x) = 5150
10x + 5850 − 15x = 5150
= (40×20)/(18×60) 5x = 700
= 20/27 x = 140
So, remaining work Cost price of the watch = x = 140
=1 20/27 Cost price of the clock = 390-x = 250
= 7/27 Difference between the original prices of the wall clock and
So, 18×60 women do 1 work in 1 day the watch = 250 - 140 = Tk.110
So, 1 woman does = 1/(18×60) work in 1 day 03. A machine is made of two components- A and B. Of
So, 1 woman does in 4 days = 4/(18×15) work component A 7 is defective out of 100 and of B 9 is
So, 1/(18×15) work is done in 4 days by 1 woman defective out of 100. The probability that the assembled
So, 7/27 work is done in 4 days by = (18×15×7)/27 = 70 part will not be defective is ?
women
Solution:
Probability of Defective Part A = 7/100

Probability of non defective of a = 1 - 7/100 = 93/100
01. A jar contains 81 liter pure milk. 1/3 of the milk is Probability of Defective Part B = 9/100
replaced with water again 1/3 of the resulting mixture is Probability of non defective part b = 1 - 9/100 = 91/100
replaced with water. Find out the ratio of milk and water? Assembly will not be defective if both part are non defective
Solution: = (93/100) * (91/100)
The total quantity of milk is 81 lit. = 8463/10000
1)27 lit pure milk is taken out and 27 lit water is added. = 0.8463
Now we have a mixture of milk and water that contains

54 lit milk and 27 lit water.(milk:water=54:27=2:1 means
In 3 lit mixture there is 2 lit milk and 1 lit water)
2)Our 81(or 3) lit mixture contains 27(or 1 ) lit water and 1. 60 men could complete a piece of work in 250 days.
54(or 2) lit milk. They worked together for 200 days. After that the work had
so again 27 lit mixture is taken out, contains to be stopped for 10 day due to bad weather. How many
9 lit water and 18 lit milk.
more men should be engaged to complete the work in 3. An article manufactured by a company consists of two
time? parts A and B. In the process of manufacture of part A, 9
Solution: out of 100 are likely to be defective. Similarly, 5 out of 100
60 men work for 200 days. are likely to be defective in the process of manufacture of
They stops for 10 day due to bad weather. part B. What will be the probability that the assembled part
So the work is to complete in will not be defective?
(250−200-10)=40 days in order to complete in schedule Solution:
time i.e 250 days. Probability that the article will be defective
=9/100 × 95/100 + 91/100 × 5/100 + 9/100 × 5/100
(60men×200days)+(60+n)men×40days =60men×250days = 171/2000 + 91/2000 + 9/2000
Or, 12000+(60+n)men×40days =15000 = 271/2000
Or, (60+n)40=3000 Therefore, Probability that the article will be non-defective
Or, 60+n=75 =1 271/2000
Or, n=15 = 1729/2000
2. The ratio of the numbers of boys and girls in a school =0.86
was 5: 3. Some new boys and girls were admitted to the 4. Three runners A, B and C run a race, with runner A
school, in the ratio 5:7. At this, the total number of finishing 12 m ahead of runner B and 18 m ahead of
students in the school became 1200, and the ratio of boys runner C, in another race of same type runner B finished 8
to girls changed to 7:5. What was the number of students m ahead of runner C. Each runner travels the entire
in the school before new admissions? distance at a constant speed. Find the length of the race.
Solution: Solution:
Let, Let,
Number of boys before new admission =5x A finishes x m which is the required distance.
Number of girls before new admission =3x ATQ,
So, total number of students = 5x + 3x = 8x B finishes in (x-12) m
Some new boys and girls were admitted to the school, in C finishes in (x-14) m
the ratio 5:7. Again,
So, Number of new boys =5y and Number of girls boys =7y If B finishes in x m, then C finishes in (x-8) m
So, total number of new students = 5y + 7y = 12y So,
ATQ, A/B = x/(x-12); A/C = x/(x-18)
8x + 12y = 1200 So, B/C = (x-12)/(x-18) (1)
Or, 2x + 3y = 300 -(1) B/C = x/(x-8) (2)
Again, From (1) & (2),
(5x+5y) / (3x + 7y) = 7/5 (x-12)/(x-18) = x/(x-8)
Or, 25x + 25y = 21x + 49y Or, x2 18x = x2 20x + 96
Or, 4x 24y = 0 Or, 2x = 96
Or, 4x = 24y Or, x = 48
Or, x = 6y length of the race is 48 m.
From (1), 5.
2x + 3y = 300 money. After four months from the start of the business.
Or, 2× 6y + 3y = 300
Or, 15y = 300
Or, y = 20 seven months from the start of business with an amount
So, x = 20×6 = 120 tment. At the
Now, total number of students were 8x = 8×120 = 960 end of the year total investment repented was Tk. 142000.
profit share?
Solution: Business Letter writing in Bangla
Let,
Initial investment of A be tk. x 20]
Total investment at the end of year Read the following passage and answer the questions
= 12x + 8 (x 6000) + 5 (x 2000) below:[20]
= 12x + 8x + 5x 48000 10000 Plastics form an important part of synthetics plastics are
= (25x 58000) tk also polymers. Since most plastics can be easily molded
ATQ, into any shape after heating, they are used for making a
25x 58000 = 142000 variety of objects of different shapes and sizes. Plastics are
Or, 25x = 142000 + 58000 poor conductors of heat which makes them suitable for
Or, 25x = 200000 making handles of cooking vessels, for use in refrigerators,
Or, x = 8000 and for making containers in microwave ovens.
Ratio of profit sharing for A, B and C Plastics are also poor conductors of electricity and that is
= (12 x 8000) : (8 x 2000) : (5 x 6000) why they are used as covering materials in electrical
= 96000 : 16000 : 30000 appliances, cords and wiring. Plastics are insoluble in water
= 48 : 8 : 15 and, therefore, used for making bottles, buckets and other
8000 tk containers. Most plastics are inflammable. However, they
do not corrode or rust and so mostly used in homes and
laboratories.
Translation: English to Bangla Despite many different uses of plastics, there are
Natural disasters as we all know are the consequences of environmental and health hazards associated with their
events triggered by natural hazards that overwhelm local disposal. This is because plastics are non-biodegradable.
response capacity and seriously affect the social and Accumulation of plastics is considered a serious problem
economic development of a region. There is basically no because most of the methods used to dispose them result
human control over the natural disaster. We cannot stop in some type of damage to the environment. Though
these natural disasters but what is in our hands is to be somewhere between 500 million to one trillion plastic bags
prepared for these. Also, there are a lot of ways through are consumed worldwide each year, most plastic wastes
which we can minimize the damage caused due to these end up littering roadside and form ugly dumps that harbor
natural disasters. Traditionally, natural disasters have been many disease causing organisms. Plastics dumped in water
seen as situations that create challenges and problems bodies pose a threat to aquatic life; plastics that get buried
mainly of a humanitarian nature. There is no way to prevent rain water from seeping into the ground. This
prevent or avert these natural disasters, though scientists affects the growth of plants. When plastics are burnt, they
do claim to have found the ways to predict these natural produce toxic gases and smoke.
disasters at most of the times they have failed to predict
natural disasters causing some serious destruction. (a) How do the plastics affect the growth of the plants?
(b) What are the hazards associated with the disposal of
Translation: Bangla to English plastics?
(c) What is produced when plastics are burnt?
, (d) What does the word synthetic denote
(e) What do you learn after reading the passage?
Focus Writing in English [20]
Write an essay on
Focus Writing in Bangla [30]
-
(b) What did Mrs. Smith do in order to start her business?
(d) What did Jane do when the manager ordered more
1. Focus Writing in English [20] clothes?
ositive and negative effects of

WhatsApp. company?
2. Focus Writing in Bangla [30] 5. Three partners shared the profit in the ratio 5:7:8. They
had partnered for 14 months, 8 months and 7 months
3. Business Letter writing in Bangla [20] respectively. What was the ratio of their investments? [14]
Solution:
Let their investments be x for 14 months, y for 8 months
and z for 7 months respectively.
4. Read the following passage and answer the questions Then, 14x : 8y : 7z = 5 : 7 : 8.
below: [20] Now, 14x/8y = 5/7
It started 20 years ago. One day, Jane Smith, a busy mom ⇒ 98x = 40y
and a loving wife, went shopping for new clothes. After a ⇒ y = 49x/20
few hours of searching, she came home exhausted and And,
disappointed. In the mid-80s, few manufacturers made 14x/7z = 5/8
clothes fo ⇒ 112x = 35z

⇒ z = 112x/35
thought Mrs. Smith. With very little money, no connections ⇒ z = 16x/5
in the fashion world and a husband who thought that her So x : y : z = x : 49x/20 : 16x/5 ---- (Multiple by 20)
idea was crazy, the ambitious woman decided to start up ⇒ x : y : z = 20 : 49 : 64.
her own business. 6. Two pipes A and B can fill a tank in 20 hours and 30
Jane designed her first collection of twenty clothing items, hours respectively. Both the pipes are opened to fill the
bought suitable material and sewing machines, and hired tank but when the tank is 1/3 full, a leak develops in the
tank through which 1/3 water supplied by both the pipes
workshop. When the collection was ready Jane offered it to goes out. How much time will the tank take to be full?[14]
a famous chain of stores. Solution:
To her surprise, they bought the whole collection at once. Efficiency of first pipe = 100/20 = 5% per hour.
When they asked her about the name of her company, Jane Efficiency of second Pipe = 100/30 = 3.33% per hour.
Efficiency of both pipe together = 5 + 3.33 = 8.33% per
collection was sold in a very short time women liked hour.

1/3 i.e. 33.33% tank be filled by these two pipes in =
33.33/8.33 = 4 hours.
hire more people and find a bigger place for the workshop. Now, tank is empty and it need to be filled from zero.
The next step was opening her own shop at the central So Time taken to Fill the empty tank = 100/8.33 = 12
train station in Manchester. hours.

So, Total time taken to filled the tank = 4 + 12 = 16 hours.
Smith left his job as an engineer and became head of the 7. A finance company declares that, at a certain compound
company. Their four children also work in the company interest rate, a sum of money deposited by anyone will
and, according to Jane, this is what makes the business so become 8 times in 3 years. If the same amount is
successful. deposited at the same compound rate of interest, then in

how many years will it become 16 times? [14]
(a) What difficulties did Jane face when starting up her Solution:
business? Let,
Principal = P => x =3
Rate of interest = R So, can contained 21 litres of A.
Time = n = ? 10. Combined 8 Bank Senior Officer Written Translation:
ATQ, Bangla to English [20]
3
P(1 + R/100) = 8P
Or, (1 + R/100)3 = 8
Or, 1+ R/100 = 2
Or, R/100 = 1
Again,
ATQ,
P(1 + R/100)n = 16P
Or, (1 + 1)n = 16
Or, 2n = 24
Or, n = 4
8. An engineer undertake a project to build a road 15 km
long in 300 days and employs 45 men for the purpose. 11. Combined 8 Bank Senior Officer Written Translation:
After 100 days, he finds 2.5 km of the road has been English to Bangla [20]
completed. Find the number of extra men he must employ The society has been dramatically changed with the
to finish the work in time. [14] evolution of technology. Before the advent of modern day
Solution: technology, life was burdensome and everyday chores
Let x be the total men required to finish the task in next consumed too much of our time. Immense opportunities
200 days are being provided by technologies which play an important
2.5 km done hence remaining is 12.5 km role in human life. The access to education, medicine,
Also, work has to be completed in next 200 days (300 - 100 industry, transportation etc. has been simplified due to
= 200) modern day technology. Due to the convenience and
We know that, proportion of men to distance is direct efficiency provided by technology, our lives have improved
proportion significantly. There used to be a time when executing a
and, proportion of men to days is inverse proportion simple task like doing laundry would take most of the day.
Hence, X/45 = (12.5 * 100) / (2.5 * 200) Thanks to modem technology, a lot of burden has been
thus, X = 112.5 that is approximately 113 lifted up from our shoulders and we have more time and
Thus, more men needed to finish the task = 113-45=68 energy to do what we want to.
9. A bucket contains a mixture of two liquids A and B in the
proportion 7:5. If 9 liters of mixture is replaced by 9 liters
of liquid B, then the ratio of the two liquids becomes 7:9.
How much of the liquid A was there in the bucket? [14] 01. A rectangular plot has a concrete path running in the
Solution: middle of the plot parallel to the breadth of the plot. The
Suppose the can initially contains 7x and 5x of mixtures A rest of the plot is used as a lawn, which has an area of
and B respectively. 240m2. If the width of the path is 3m and the length of the
Quantity of A in mixture left = (7x - 7/12 x 9 litres plot is greater than its breadth by 2m, what is the area of
=( 7x - 21/4) litres. the rectangular plot? [14]
Quantity of B in mixture left = (5x - 5/12 x 9 ) litres Solution:
=( 5x - 15/4 ) litres. Let, the width of plot = x metre
Since ( 7x - 21/4) / ( 5x - 15/4 ) + 9 = 7/ 9 So, Length = (x + 2) metre
= 28x -21 / 20x + 21 = 7 / 9 Area of concrete path = 3x sq. metre
=> 252x -189 = 140x + 147 ATQ,
=> 112x 336 x(x + 2) - 3x = 240
Or, x<sup>2+2x−3x=240 04. Two trains running at the rate of 75 km and 60 km an
Or, x<sup>2−x−240=0 hour respectively on parallel rails in opposite directions are
Or, x<sup>2−16x+15x−240=0 observed to pass each other in 8 seconds and when they
Or, x(x - 16) + 15(x - 16) = 0 are running in the same direction at the same rates as
Or, (x - 16) (x + 15) = 0 before, a person sitting in the faster train observes that he
Or, x = 16 because x ≠ -15 passes the other in 31 1/2 seconds. Find the lengths of the
So, Length = 16 + 2 = 18 metre trains. [14]
So, Area of the plot = (18 × 16) sq. metre = 288 sq. Solution:
metre. Moving in opposite direction:
02. A pipe can fill a tank in 0.9 hours and another pipe can Relative speed of two trains = (75 + 60) km/hr = 135
empty in 0.7 hours. If tank is completely filled and both km/hr = (135 × 5/18) m/s = 75/2 m/s
pipes are opened simultaneously then 450 liters of water is Length of the both trains = (75/2 × 8) meters = 300 meters
removed from the tank in 2.5 hours. What is the capacity of When moving in the same direction,
the tank? [14] Relative speed of two trains = (75 - 60) km/hr = 15 km/hr
Solution: = (15 × 5/18) m/s = 25/6 m/s
Let, So, Length of the slower train = (25/6 × 31.5) meters =
The capacity of the tank be x litre 131.25 meters
A can fill in 1 hour = x/0.9 litre Thus, length of the faster train = 300 131.25 = 168.75
So, A can fill in 2.5 hour = 2.5x/0.9 litre meters
Again, Ans: 131.25 meters and 168.75 meters.
B can empty in 1 hour = x/0.7 litre 05. A, B and C can do a piece of work in 12, 18 and 24
So, B can empty in 2.5 hour = 2.5x/0.7 litre days respectively. They all begin together. A work
ATQ, continuously till it is finished, B leaves the work 2 days
(2.5x/0.7) (2.5x/0.9) = 450 before its completion and C leaves the work 4 days before
Or, x/7 x/9 = 450/25 its completion. In what approximate time is the work
Or, 2x/63 = 18 finished? [14]
Or, x = (18×63)/2 = 567 Solution:
So, the capacity of the tank = 567 litre Let, the work needs x days to be finished.
03. A sum of Tk.3240 was fixed to complete a work. 54 So,
workers completed the work in 8 days and the sum was A works x days.
divided equally among the workers. If the work was to be B works (x-2) days.
completed in 3 days then how much less money each C works (x-4) days.
worker would receive compared to when the work was Now,
completed in 8 days? [14] A works in x days = x/12 part
Solution: B works in (x-2) days = (x-2)/18 part
To finish the work in 8 days needed 54 workers C works in (x-4) days = (x-4)/24 part
To finish the work in 1 day needed (54×8) workers ATQ,
To finish the work in 3 days needed (54×8)/3 workers = x/12 + (x-2)/18 + (x-4)/24 = 1
144 workers Or, (6x+4x-8+3x-12)/72 =1
Now, in case of 8 days, Or, (13x-20)/72 = 1
Each worker gets = 3240/54 tk. = 60 tk. Or, 13x = 72+20
In case of 3 days, Or, 13x = 92
Each worker gets = 3240/144 tk. = 22.5 tk. Or, x = 92/13 = 7 1/13 = 8 (Approx)
So, less money each worker would receive = (60-22.5)tk. = So, the work finished approximately in 8 days.
37.5 tk. 06. Read the following passage and answer the questions
below: [20]
Management is a set of processes that can keep a managers can over evaluate their current performance and
complicated system of people and technology running competitive position, listen poorly, and learn slowly.
smoothly. The most central characteristics of management Inwardly focused employees can have difficulty seeing the
include scheduling, accounting, organizing, staffing, very forces that present threats and opportunities.
controlling, and problem-solving. Leadership is a set of Bureaucratic cultures a smother those who want to respond
process that generates organizations in the first place or to shifting conditions. And the lack of leadership leaves no
acclimatizes them to expressively changing situations. fore inside these organizations to break out of the morass.
Leadership outlines what the impending should look like,
brings into line people with that vision, and inspires them (a) Why, according to the author, is a distinction between
to make it happen despite the obstacles. This distinction is management and leadership crucial?
absolutely crucial for our purposes here: Successful (b) Why did companies and universities develop programs
transformation is 70 to 90 per cent leadership and only 10 to prepare managers in such a large number? Explain.
to 30 per cent management. Yet for historic motives, (c) How has the author defined management? Explain.
numerous organizations today don t have much headship. (d) Why does the attention of large organizations turn
And almost everyone thinks about the problems here as inward?
one of managing change. For most of this century, as we (e) Why people were taught little about leadership in
created thousands and thousands of large organizations for management programs? Explain.
the first time in human history, we didn t have enough
good managers to keep all those bureaucracies functioning. 07. Translation English to Bangla [20]:
Thus many companies and academies developed Patriotism is a quality that inspires a man to do everything
management programs, and hundreds and thousands of just and fair for well-being and betterment of the country.
people were stimulated to learn managing on the job. And It is the quality that impels a man to sacrifice his own
they did. But people little about leadership. To some interest, comfort, pleasure and even his life. Patriotic zeal
degree, management was emphasized because it s easier to makes a man dutiful. He cannot sit idle. He is energetic and
teach than leadership. But even more so, supervision was enthusiastic to work for the country. He obeys the laws,
the chief item on the twentieth-century outline because pays taxes and thinks for the betterment of the country.
that s what was needed. For every entrepreneur or business Patriotism is a quality that teaches a man fellow-feeling,
builder who was a leader, we needed hundreds of fraternity, love and sympathy for the countrymen. A
managers to run their ever growing enterprises. patriotic man gets pleasure in removing the suffering and
Regrettably, for us today, this importance on management sorrow of his fellowmen. He devotes his time and energy to
has often been longstanding in corporate cultures that develop the country, its culture and civilization, its
dishearten workers from learning how to lead. Ironically, economic and political systems. On the contrary, a man
past success is usually the key ingredient in producing this devoid of patriotic zeal engages all his time in achieving his
outcome. mean end.
The condition, as I have perceived it on many cases, goes 08. Translation Bangla to English [20]:
like this: victory creates some degree of market supremacy,
which in turn produces much progress. After a while
keeping the ever larger organizations under control
becomes the primary challenge. So, attention turns inward,
and managerial competencies are nurtured. With a robust
importance on supervision but not on headship,
administration and an inward focus take over. But with
continued success, the result mostly of market dominance,
the problem often goes unaddressed and an unhealthy
arrogance begins to evolve. All of these features then make
any renovation struggle much more problematic. Arrogant
inordinate risk build-ups in the financial system eventually
precipitating institutional failures, market freeze-ups and
09. Business Letter writing in Bangla [20] severe credit crunch. The gross disregard of basic cautions
in risk-taking in large globally active financial institutions
was prompted by quest of quick private gains for small
inner circles in top managements and boards, imperiling
10. Focus Writing in English [20] longer term viability of the institutions and hurting interests
Write an essay on Modern Technology and Globalization . of general shareholders and of broader citizenry as
11. Focus Writing in Bangla [30] stakeholders in the financial system.
05. You are planning to set up a food processing industry in

Rangamati area. Write a letter to the local manager of a
bank highlighting the feasibility of the project and
requesting him to finance it. [20]
06. Comprehension [20]

Work expands so as to fill the time available for its
02. What are the current challenges of the banking sector in completion. The general recognition of this fact is shown in
Bangladesh? Give your recommendations how to reduce the proverbial phrase; it is the busiest man who has time to
non-performing loans. [20] spare. Thus, an elderly lady at leisure can spend the entire
day writing a postcard to her niece. An hour will be spent
03. Translation Bangla to English [20]: in finding the postcard, another hunting for spectacles, half
an hour to search for the address, an hour and a quarter in
composition and twenty minutes in deciding whether or not
to take an umbrella when going to the pillar box in the
street. The total effort that would occupy a busy man for
three minutes. all told, may in this fashion leave another
person completely exhausted after a day of doubt, anxiety
and toil.
a) What happens when the time to be spent on some work
increases?
b) Explain the sentence: Work expands so as to fill the time
available for its completion
c) Who is the person likely to take more time to do a work?
d) What is the total time spent by the elderly lady in writing
a postcard?
e) What does the expression pillar box stand for?
04. Translation English to Bangla [20]: 07.a) Mr. Karim gave 40% of the money he had, to his
Shortcomings in financial system regulation and supervision wife. He also gave 20% of the remaining amount to each of
regimes are now under intense scrutiny everywhere, his three sons. Half of the amount now left was spent on
following the global financial turmoil that exacted heavy miscellaneous items and the remaining amount of Tk
tolls in wealth destruction and recession, with particular 12,000/- was deposited in the bank. How much money did
severity in the mature advanced economics. Ironically, it Mr. Karim have initially? [25]
was the placid stability of the preceding several years that Solution:
lulled institutions, markets and regulators into complacency Let,
and inaction about the mounting global imbalances and the Initial amount = x tk
Given to wife = 40% of x = (40/100)×x = 2x/5 Total investment = 19x + (15x-9000) = 34x 9000
Remaining amount = (x 2x/5) = 3x/5 ATQ,
His 3 sons get 20% of the remaining amount, 620×{19x/(34x-9000)} - 620×{(15x-9000)/(34x-9000)} =
= 3×(20% of 3x/5) 140
= 3×(20/100 × 3x/5) Or, 620{19x/(34x-9000) (15x-9000)/(34x-9000)} =140
= 9x/25 Or, 31{(19x 15x + 9000)/(34x 9000)} = 7
Remaining amount = (3x/5 -9x/25) = 6x/25 Or, (4x+9000)/(34x-9000) = 7/31
After spending on miscellaneous items, remaining amount Or, 238x 63000 = 124x + 279000
= (1/2 × 6x/25) = 3x/25 Or, 114x = 342000
ATQ, Or, x = 3000
3x/25 = 12000
Or, x =(12000×25)/3
Or, x = 100000
07.b) A dealer buys dry fruit at the rate of Tk 100/-, Tk 1. 6 men can complete a piece of work in 12 days. 8
80/- and Tk 60/- per kg. He bought them in the ratio women can complete the same piece of work in 18 days
12:15:20 by weight. He in total gets 20% profit by selling whereas 18 children can complete the piece of work in 10
the first two and at last he finds he has no gain no loss in days. 4 men, 12 women and 20 children work together for
selling the whole quantity which he had. What was the 2 days. If only men were to complete the remaining work in
percentage of loss he suffered for the third quantity? [25] 1 day, how many men would be required totally? [14]
Solution: Solution:
Let, 1 man will complete the work in = 6 × 12 = 72 days
Quantity of fruit = 12x, 15x and 20x 1 woman will complete the work in = 8 × 18 = 144 days
Total cost 1 child will complete the work in = 18 × 10 = 180 days
=(100×12x + 80×15x + 60×20x) tk 4 men + 12 women + 20 children's 2 days' work
=(1200x + 1200x + 1200x) tk = 2 (4/72+12/144+20/180)
= 3600x tk = 2 (1/18+1/12+1/9)
At 20% profit on 1st two quantity, = 2(2+3+4)/36 = 12
Selling price = (120/100)×(1200x+1200x) = ∴ Remaining work = 12
(120/100)×2400x = 2880x tk ∴ Required number of men
Selling price of 3rd quantity = (3600x 2880x) = 720x tk =72×1/2 = 36
Loss incurred = 1200x -720x = 480x tk Ans: 36
Percentage of loss he suffered for the third quantity
= (480x/1200x)×100 = 40% 2. First bag contains 4 red and 3 black balls. Second bag
07.c) In a business A invests Tk 600/- more than B. The contains 2 red and 4 black balls. One bag is selected at
capital of B remained invested for 7 1/2 months, while the random. From the selected bag, one ball is drawn. Find the
capital of A remained invested for 2 more months. If the probability that the ball drawn is red. [14]
total profit be Tk 620/- and B gets Tk 140/- less than what Solution:
A gets, then what will be the amount of A s capital? [20] Probability that the first bag is chosen and a red ball is
Solution: drawn = 1/2 × 4/(4+3) = 2/7
Let, Probability that the second bag is chosen and a red ball is
A invests = x tk. drawn = 1/2 × 2/(2+4) = 1/6
So, B invests = (x-600) tk Required probability = 2/7 + 1/6 = (12+7)/42 = 19/42.
Ans: 19/42
-600)×7(1/2) = 15/2(x-600) 3. A cow was standing on a bridge, 5m away from the
Ratio of investment = 19x/2 : 15/2(x-600) = 19x : (15x- middle of the bridge. A train was coming towards the
9000) bridge from the ends nearest to the cow. Seeing this, cow
ran towards the train and managed to escape when the Suppose, the speed of the boat in still water is x kmph and
train was 2m away from the bridge. If it had run in the the speed of the river flow is y kmph.
opposite direction, it would hit by the train 2m before the According to the question,
end of the bridge. What is the length of the bridge in 28/(x-y) = 2×28/(x+y)
meters assuming the speed of the train is 4 times that of 2x-2y = x+y
the cow? [14] x = 3y.
Solution: Again,
Let, 28/(x+2y) + 28/(x-2y) = 672/60
The distance of the cow from the nearest end of the bridge 1/(3y+2y) + 1/(3y-2y) = 2/5
is = x meters. 1/5y + 1/y = 2/5
So, one half of the length of the bridge is = x+5 meters (1+5)/5y = 2/5
So, the length of the bridge is = 2(x+5) = 2x+10 meters. y=3
So, the distance of the cow from the far end of the bridge x = 3×3 = 9
is = 2x+10 x = x+10 meters. Ans: 9 km/h 3 km/h
Suppose, 5. A, B and C started a business by investing TK24000,
the cow covered the x meters distance in y seconds. TK32000 and TK18000 respectively. A and B are active
So, the train covered in y seconds = 4x meters. partners and get 15% and 12% of total profit and remaining
So, when the cow first saw the train, the train was 4x+2 profit is to be distributed among them in the ratio of their
meters away from the bridge. investment. If C got total TK65700 as profit, what was the
According to the question, total amount of profit? [14]
By the time the cow covered the distance of (x+10 2) = Solution:
x+8 meters, the train covered a Remaining profit = (100 15 12)% or 73% of total profit.
distance of (4x+2 + 2x+10-2) = 6x+10 meters. Ratio of remaining profit share,
[here, x+10 is the distance of the cow from the far end. A : B : C = 24000 : 32000 : 18000 = 12 : 16 : 9
when it was hit by the train, it could
cover x+10 -2 meters. 4x+2 is the distance covered by the (657/37)% of total profit.
train to reach at the near end of the According to the question,
bridge and 2x+10-2 is the distance covered by the train (657/37)% of total profit = 65700 TK
from the near end of the bridge to hit the 1% of total profit = 65700 × 37/657 = 3700 TK
cow] 100% of total profit = 3700×100 = 370000 TK
So, Ans: 370000 Tk.
4(x+8) = 6x+10
4x+32 = 6x+10
below: [20]
2x = 22
Mother Teresa passed away on 5 December 1997. People all
x = 11
over the world mourned her passing because she was such
So, the length of the bridge = 2x+10 = 2×11 + 10 = 32
an enormous inspiration. Even after her death, there are
meters.
people everywhere continuing the work that Mother Teresa
Ans: 32
had started years ago. Mother Teresa was born in Albania
4. A man went downstream for 28 km in a motor boat and
in 1910. Her real name was Agnes. From a young age, her
immediately returned. It took the man twice as long to
parents taught her and her siblings the importance of being
make the return trip. If the speed of the river flow were
charitable. Her mother taught her by example, often
twice as high, the trip downstream and back would take
welcoming the poor or sick into their home, or going out to
672 minutes. Find the speed of the boat in still water and
help them. Mother Teresa was also taught the importance
the speed of the river flow. [14]
of religion. As a child, she enjoyed going to church, even
Solution:
joining the choir and learning how to play a musical
instrument called the mandolin.
When Mother Teresa was twelve years old, she had the
desire to dedicate her life to serve God. However, being so , ,
young, she was not yet sure of what to do, After all, most
children of her age were only concerned with their school ,
work and their friends. Thus, Mother Teresa did not act at
once. Instead, she waited until she was eighteen years old
, , , ,
to decide that she wanted to be a missionary in India,
Before going to India, however, she had to undergo training
first-learning about being a nun and learning to speak
English. Even after reaching India in 1929, Mother Teresa
continued her training. By then, she had taken on the name
of Teresa
08. Translation: English to Bangla [20]
In India, Mother Teresa had the first glimpse of the poverty
Tsunamis are not as common as other weather related
of the people around her. She started off as a teacher and
disasters, but they can cause significant damage. The word
the young children loved her for her kindness and patience.
tsunami comes from Japanese word meaning Harbor
She even took care of those who were sick. Soon , Mother
wave Today, scientists use the term to define seismic sea
Teresa felt that she had to do more. What she really
waves generated by undersea earthquakes or undersea
wanted to do was to care for the poorest of the poor
landslides and volcanic eruptions. Most tsunamis occur
along the Ring of Fire, a wave of volcanic and earthquake
them, she had to experience there life. She was willing to
activity that encircles the Pacific Ocean. The Hawaiian
sacrifice all that she had to live among them. She ate only
Islands and Alaska areas are common for this type of
rice because that was all the poor could afford. She even
disaster. Tsunami waves have long lengths and travel very
went for medical training so that she would know how to
fast in deep water. Upon reaching the shore, the speed of
help the sick.
the wave decreases but the height increase dramatically
All her life. Mother Teresa helped these people out of love
causing massive damage to coastlines. The Tsunami
and compassion for them. People like mother Teresa are
Warning System has helped in warning people of these
few and far between.
disasters, but more research and technology is needed to
improve the predictions of this natural disaster.
09. Business Letter Writing in Bangla [20]

work after her death ?
example ? 10. Focus Writing in English [20]

(c) Reffering to paragraph 3, give evidence that Mother ia and Technology on
Teresa did not know English initially. Give two qualities of
Mother Teresa that made her well-loved. 11. Focus Writing in Bangla [30]
(d) What motivated Mother Teresa to help those who were
extremely poor?
(e) What did the writer mean when he wrote that people
like Mother Teresa a
paragraph) ?
01. A and B can do a piece of work in 30 days while B and
07. Translation: Bangla to English [20] C can do the same work in 24 days and C and A in 20
- - days.they all work together for 10 days when B and C
, leave.how many days more will A take to finish the work?
Solution:
Or, (1 + 1)n = 16
Therefore, (A + B + C)'s 1 day's work =1/(2×8) = 1/16 Or, 2n = 24
Work done by A, B, C in 10 days =10/16 = 5/8 Or, n = 4
Remaining work = 1 5/8 = 3/8
A's 1 day's work = 1/16 1/24 = 1/48 04. A container contains 40 litres of milk. From this
Now, 1/48 work is done by A in 1 day. container 4 litres of milk was taken out and replaced by
So, 3/8 work will be done by A in (48 x 3/8) = 18 days water. This process was repeated further two times. How
much milk is now contained by the container?
02. A boat running upstream takes 8 hours 48 minutes to Solution:
cover a certain distance, while it takes 4 hours to cover the Amount of milk left after 3 operations = [40 (1 4/40)3]
same distance running downstream. What is the ratio litres
between the speed of the boat and speed of the water = 40 x 9/10 x 9/10 x 9/10 = 29.16 litres.
current respectively?
Solution: 05. If x3 + 3/x = 4(a3 +b3); 3x+1/x3 = 4(a3-b3) then Value
Let the speed of the boat upstream be p kmph and that of of a2-b2=?
downstream be q kmph Solution:
Time for upstream = 8 hrs 48 min = 44/5 hrs x3 + 3/x = 4(a3 +b3
Time for downstream = 4 hrs 3x+1/x3 = 4(a3-b3
Distance in both the cases is same. Now (1) + (2)
p x 44/5 = q x 4 x3 + 3/x + 3x+1/x3 = 4a3 + 4b3 + 4a3 - 4b3
44p/5 = 4q x3 + 1/x3 + 3(x + 1/x) = 8a3
q = 11p/5 x3 + 1/x3 + 3.x.1/x(x + 1/x) = (2a)3
Now, the required ratio of Speed of boat : Speed of water (x + 1/x)3 = (2a)3
current
= (q+p)/2 : (q−p)/2 similarly (1) (2)
= (11p/5 + p)/2 : (11p/5 - p)/2 x-
=8:3 Now (3) + (4)
X= (a + b)
03. A finance company declares that, at a certain And (3) (4)
compound interest rate, a sum of money deposited by 1/x = (a-b)
anyone will become 8 times in 3 years. If the samamount is So, a2 b2 =(a+b)(a-b) = x . 1/x = 1
deposited at the same compound rate of interest, then in
how many years will it become 16 time? 06. If age of P and R are added to twice the age of Q, the
Solution: total becomes 59. It the ages of Q and R are added to
Let, thrice the age of P, the total become 68. And if the age of
Principal = P P is added to thrice the age of Q and thrice age of R, the
Rate of interest = R totalbecomes 108, what is the age of P?
Time = n = ? Solution:
ATQ, P+R+2Q=59
3
P(1 + R/100) = 8P Q+R+3P=68
3
Or, (1 + R/100) = 8 P+3Q+3R=108
Or, 1+ R/100 = 2 Now (ii)×3 (iii)
Or, R/100 = 1 3Q + 3R + 9P P -3Q 3R = 204 108
Again, 8P = 96
ATQ, P = 12
n
P(1 + R/100) = 16P
07. In a particular school, out of total 640 boys that include Suppose, first pipe alone takes x hours to fill the tank .
all the age-groups, 60% of the boys below 18 were Then, second and third pipes will take (x -5) and (x 9)
enrolled. Out of them, 50% attended the school irregularly. minutes respectively to fill the tank
If 120 boys among them were regular, how many boys 1/x + 1(x-5) = 1/(x-9)
were there in the school who are above 18? (x 5 + x)/x(x-5) = 1/(x-9)
Solution: (2x 5)(x 9) = x(x 5)
2
Number of boys below 18 = x x 18x + 45 = 0
So above = 640 x (x 15)(x 3) = 0
50% of 60% of x = 120 x = 15 [ x=3 not acceptable ]
50/100 × 60/100 × x = 120
x = 400 03. A container contains a mixture of two liquids A and B in
The number of boys above 18 = 640 200 = 240 the ratio 7: 5. When 9 litres of mixture are drawn off and
the container is filled with B, the ratio of A and B becomes
08. Focus Writing English: Computer. 7: 9. How many litres of liquid A was contained in the
container initially?
09. Focus Writing Bangla: Digital Bangladesh. Solution:
Suppose the can initially contains 7x and 5x litres of
10. Application: Forecasting the position of Executive Officer mixtures A and B respectively.
in PKB to HRM of PKB. When 9 litres of mixture are drawn off, quantity of A in
mixture left:
7x−(712)×9=7x−214 litres
Similarly quantity of B in mixture left:
01. A train overtakes two persons walking along a railway 5x−(512)×9=5x−154 litres
track. The first one walks at 4.5 km/hr. The other one walks Therefore ratio becomes:
at 5.4 km/hr. The train needs 8.4 and 8.5 seconds 7x−2145x−154+9⇒28x−2120x+21⇒252x−189⇒112x⇒x=79=
respectively to overtake them. What is the speed of the 79=140x+147=336=3
train if both the persons are walking in the same direction So the can contained:
as the train? 7×x=7×3=21 litres of A initially.
Solution:
4.5 km/hr = 4.5 x 5/18 m/sec = 1.25 m/sec 04. A bag contains 5 red and 3 green balls. Another bag
5.4 km/hr = 5.4 x 5/18 m/sec = 1.5 m/sec contains 4 red and 6 green balls. If one ball is drawn from
Relative speed of the train to the first person = x - 1.25 each bag. Find the probability that one ball is red and one
Relative speed of the train to the second person = x - 1.5 is green.
Now,(x - 1.25) x 8.4 = (x - 1.5) x 8.5 Solution:
8.4x - 10.5 = 8.5x - 12.75 We have,
0.1x = 2.25 Bag 1:
x = 22.5 Red ball = 5
Speed of the train = 22.5 x (5/18) = 81km/hr Green Ball = 3

Bag 2:
02. A tank is filled by three pipes with uniform flow. The Red ball = 4
first two pipes operating simultaneously fill the tank in the Green Ball = 6
same time during which the tank is filled by the third pipe Now, according to the question we will have to cases.
alone. The second pipe fills the tank 5 hours faster than the 1. Probability of getting Red from Bag 1 and Green from
first pipe and 4 hours slower than the third pipe. The time Bag 2 = (5 /8) * (6 /10 ) = 30 /80.
required by the first pipe is: 2. Probability of getting Green from Bag 1 and Red from
Solution: bag 2 = (3/8) * (4/10) = 12 /80.

Therefore, Probability of getting Red and Green, 0 1/(a^2-bc)+1/(b^2-ac)+1/(c^2-ab)
= (30 /80) + (12/80) = 42/80 = 21/40. Solution:
ab+bc+ca=0
5. Two ships are sailing in the sea on the two sides of a ab+bc = -ca
lighthouse. The angle of elevation of the top of the Or ab+ca= -bc
lighthouse is observed from the ships are 30 degree and 45 Or bc+ca = -ab
degree respectively. If the lighthouse is 100 m high, the Now
distance between the two ships is: 1/(a^2 -bc) + 1/(b^2 -ca) + 1/(c^2 -ab)
Ans: 273 M = 1/(a^2 +ab+ca) +1/(b^2 +ab+bc) +1/(c^2 +bc+ca)
Solution: = 1/(a+b+c) * (1/a + 1/b + 1/c)
= 1/(a+b+c) * (bc + ca + ab)/abc
= (ab+bc+ca)/(a+b+c) abc
= (a+b+c) abc/(a+b+c) abc
=0
08. Translation Bangla to English:

Explanation: regarding Noble work and Noble men (B to E)
Let AB be the lighthouse and C and D be the positions of
the ships. 09. Translation English to Bangla:
Then, AB = 100m, ∠ACB = 30° and ∠ADB = 45° regarding noise pollution and various sources of noise
o
AB/AC = tan30 = 1/√3 pollution (E to B)
AC = AB×√3 =100√3 m
10. Passage:
o
AB/AD = tan45 =1 regarding wind and difference between local and global
AD = AB = 100m winds (English)
∴ CD = (AC+AD) = (100√3 +100)
= 100(√3 +1) = 100(1.73+1) =100 × 2.73 = 273m 11. Focus writing English: Impact of television on social
value
06. X= (√5+1)/(√5-1) and Y= (√5-1)/(√5+1) then find the 12. Focus writing Bangla:
value of (x^2+xy+ y^2)/(x^2-xy+y^2)
Solution: 13. Application:
X+Y= (√5+1)/(√5-1) +(√5-1)/(√5+1)=3
X²+XY+Y²
=X²+2XY+Y²-XY
=(X+Y)²-XY
=3²-1
=8 Two pipes A and B can fill a tank in 20 hours and 30 hours
X²-XY+Y² respectively. Both the pipes are opened to fill the tank but
=X²+2XY+Y²-3XY when the tank is 1/3 full, a leak develops in the tank
=(X+Y)²-3XY through which 1/3 water supplied by both the pipes goes
=3²-3×1 out. How much time will the tank take to be full?[14]
=6 Solution:
(X²+XY+Y²)/(X²-XY+Y²) Efficiency of first pipe = 100/20 = 5% per hour.
=8/6 Efficiency of second Pipe = 100/30 = 3.33% per hour.
=4/3 Efficiency of both pipe together = 5 + 3.33 = 8.33% per
hour.
1/3 i.e. 33.33% tank be filled by these two pipes in = 03. A & B together can do a piece of work in 30 days. A
33.33/8.33 = 4 hours. having worked for 16 days, B finishes the remaining work
Now, tank is empty and it need to be filled from zero. alone in 44 days. In how many days shall B finish the whole
So Time taken to Fill the empty tank = 100/8.33 = 12 work alone?
hours. Solution:
So, Total time taken to filled the tank = 4 + 12 = 16 hours. Let, efficiency of A and B is =x and y respectively
ATQ,
02. In an examination 34% of the students failed in 30(x+y)=16x+44y
Mathematics and 42% failed in English. If 20% of the X=y
students failed in both the subjects, then the percentage of So, x:y=1:1
students who passed in both the subjects was Now, efficiency 1+1=2 equal to 30 days
Solution: Efficiency 1 equal to 30*2=60
Students failed in only maths = 34 - 20 = 14%
Students failed in only english = 42 - 20 = 22% 04. A train 108 m long moving at a speed of 50 km/hr
Total students failed = 14 + 22 + 20 = 56% crosses a train 112 m long coming from opposite direction
Total passed = 100 - 56 = 44% in 6 seconds.The speed of the second train is
Solution:
ATQ,
(108+112)/(50+x)*5/18=6
01. On a river , Q is the mid - point between two points P X=82 Km/h
and R on the same bank of the river. A boat can go from P

to Q and back in 12 hours, and from P to R in 16 hours 40 05. In a three digit number unit digit is double of tenth
minutes. How long would it take to go from R to P? digit and 1.5 times of hundred digit. Sum of three digit is
Solution: 13. Find the number
P to R=16 h 40 min Solution:
1/2(P to R)=P to Q=8h 20 min Ratio of
So, P to Q + Q to P = 12h Unit digit : tenth digit =2:1=6:3
P to Q=8h 20 min Unit digit : 100th digit =1.5:1=6:4
Then Q to P=3h 40m So, ratio of unit: tenth:100th digit =6:3:4
2(Q to P) =R to P=(3h 40min)*2=7h 20min Their sum is 6+3+4=13

So the number is = 436
02. If x + 2/x= 1, then evaluate the value of

(x^2+x+2)/x^2(1-x). 06. A box contains 3 blue marbles, 4 red, 6 green marbles
Solution: and 2 yellow marbles. If two marbles are drawn at random,
Given that what is the probability that at least one is green?
x+2/x=1 Solution:
Or,(x^2+2)/x=1 = (⁶C₁ * ⁹C₁)/¹⁵C₂ + ⁶C₂/¹⁵C₂
Or, x^2+2=x = (6 * 9 * 2)/(15 * 14) + (6 * 5)/(15 * 14) = 36/70 +
Again, x^2-x=-2 1/7
NOW, = 46/70 = 23/35
X^2+x+2/x^2(1-x)
=(x+x)/x^2-x^3 07. A mixture contain two liquid in the ratio of 2:3. And
=2x/-x(x^2-x) another mixture contain the same two liquid in the ratio of
=2x/-x*-2 5:4. Find the ratio in which the contents of both the vessels
=1 must be mixed to get a new mixture containing two liquid

in the ratio equally?
Solution: 10. Business Letter writing in Bangla
Let, x litres is to be drawn from first.
And y litres From second.
ATQ,
2x/5+5y/9=3x/5+4y/9
x:y=5:9
08. Focus Writing in English

Role of Banks in Solving Unemployment
09. Focus Writing in Bangla

InDEx
1. Combined 5 Banks Officer 2018 (Full)
2. Bangladesh Bank Officer General 2018 (Full)
3. Rupali Bank Officer Cash 2018 (Full)
4. Agrani Bank Limited Auditor 2017 (Full)
5. BDBL Senior Officer 2017 (Full)
6. BKB Officer Cash 2017 (Full)
7. Agrani Bank Officer Cash - 2017 (Full)
8. BHBFC Senior Officer -2017 (Full)
9. Bangladesh Bank Assistant Director 2018 (Full)
10. Sonali Bank Senior Officer 2018 (Full)
11. Sonali Bank & Janata Bank SO (IT/ICT) -2018 (Math)
12. Rupali Bank Officer (2016)/2019 (Full)

Answer all the questions in Sequential Order.
01. Read the following passage and answer the questions below: [25]
In some parts of Bangladesh, farmers are using their submerged lands for crop production by adopting scientific methods which
are similar to hydroponic agriculture practices whereby plants can be grown on the water in a bio-land or floating bed of water
hyacinth, algae or other plant residues. Floating gardens (locally known as Dhop) are age old practice of crop cultivation in the
Southern floodplains of Bangladesh. The unique hydroponics production system was developed in the hands of the locals by
using their traditional knowledge for agricultural practice and livelihood. Bio diverse vegetables and spices crops are grown
sustainably over the years on floating substrata made mainly of water hyacinth and other minor aquatic weeds on flooded
water. The land with the water is used for production of fish in the open water and crops on the floating beds. Thus, ensures a
sustainable utilization of agro-biodiversity, natural resources and multiple use of the land. Floating agriculture practices have
minimal infrastructure and costs can also be kept low because raw materials for the construction of Floating beds are readily
available from local waterways. This gives the opportunity to many people living in this area to cultivate using this technique.
The advantages of floating garden agricultural heritage system are manifold. The floating beds are made of free, locally abundant
materials, especially water hyacinth. This is considered to be one of the most dangerous invasive species due to its high
reproduction speed but in this particular farming system, this notorious weed converted to most useful resources. Since crops
could absorb prime nutrients such as nitrogen, potassium and phosphorus from the floating beds and below water, there is
almost no need for fertilizer input. After collecting water hyacinth bamboo is laid on a dense layer of water hyacinth to enable
people to stand on it, and then more water hyacinth is piled on top to make it compact. The eventual thickness depends on the
duration of water losing for it must be able to float du
bed of raft can be used. Because it allows better control over this plant, some researchers have noted the greater productivity of
floating bed practices compared with traditional and based agriculture.
a) Describe how the Dhop is considered a type of hydroponic agriculture practice.

b) What are the economic benefits of floating bed agriculture?
d) How does agro-biodiversity maintain through Dhop?
02. Write an essay in Bangla on: , [30]
03.
04. Translate into Bangla: [30]
The idea of a crime against humanity and of war crimes in

general can be understood in relation to the natural law and
natural rights theories.
,
Certain actions violate the natural value and dignity of
,
persons, and all human beings should know this based upon a
common moral sense, no matter what orders they receive.
|1
The important point here is that soldiers cannot be excused
for criminal behaviour by claiming that they are merely
,
following orders.
Principle of the Nuremberg Trials stipula

person acted pursuant to order of his government or of a
superior does not relieve him from responsibility under
,
International law, provided a moral choice was in fact possible
to him.
Moreover, Principle lll of the tribunal stipulated that any

, III ,
superior authority and leaders were not excused from
persecution.
The Nuremberg Trials are viewed as an important step in the ,

development of war crimes tribunals and international law.
Since Nuremberg, the International community has worked to ,

create a more impartial system for dealing with war crime and
crimes against humanity, including the development of an ,
International criminal court in The Hague.
05. Translate into English: [15]

-consciousness found its root in the subject
matter of subordination.
His thoughts are the collective identity of his rebel entity

, , miliation
and cultural domination.
He spent most of his life in extreme poverty.
He knew poverty as the lines of his own hand.
That is why poverty is identified as the source of all his

rebellious spirit.
This individuality of him is different from the individualism of

the western capitalist society.
Although this variation identifies the rebellious entity of the

poet, its position in the social system has been reflected in a
different dimension in his writings.
There is revolt in Nazrul, there is revolutionary spirit in him,

, ,
and for this reason, he has always been uncompromising from
the viewpoint of individualism.
And following the guidance of him, if the people in the society

become brighter with their own characteristics, it is bound to
be the highest improvement in society.
06. Solve the following mathematical problems:
|2
(A) A car owner buys petrol at Tk.75, tk. 80 and tk. 85 per liter for three successive years. What approximately is the average
cost per liter of petrol if he spends Tk. 40000 each year in this concern?
Solution:
Among the three successive years,
1st year, he buys = 40000/75 = 533.33 litres of petrol
2nd year, he buys = 40000/80 = 500 litres of petrol
3rd year, he buys = 40000/85 = 470.58 litres of petrol
He buys total = (533.33+500+470.58) = 1503.91 litres of petrol
Total cost = (40000×3) = 120000 tk.
So, average cost of per litre of petrol = (120000/1503.91) = 79.79 tk. = 80 tk (Approx)
(B) P is a working and Q is an investing partner. P puts in Tk. 340000 and Q puts Tk. 650000. P receives 20% of the profits for
managerial works. The rest is distributed in proportion to their capitals. Out of a total profit of Tk. 99000, how much does P get?
Solution:
For managerial works, P gets from profit = 20% of 99000 = 19800 tk.
Profit remains = (99000 19800) = 79200 tk.
ATQ,
P:Q = 340000: 650000 = 34:65
Sum of ratio = (34+65) = 99
From remaining profit P gets = 34/99 of 79200 = 27200 tk
So, P gets total = (19800 + 27200) = 47000 tk.
(C) A lawn is in the form of a rectangle having its sides in the ratio 2:3. The area of the lawn is 1/6 hectares. Find the length
and breadth of the lawn.
Solution:
Let,
Length = 3x meter
And breadth = 2x meter
Given,
Area = 1/6 hectares
= (10000/6) meter2
= 5000/3 meter2
ATQ,
3x × 2x = 5000/3
Or, 6x2 = 5000/3
Or, x2 = 5000/18
Or, x2 = 2500/9
Or, x = ±√(2500/9)
Or, x = ±50/3
Or, x = 50/3 (negative is not acceptable)
So, length = 3x = 3 × (50/3) meter = 50 meter
breadth = 2x = 2 × (50/3) meter = 100/3 meter = 33.33 meter
(D) Consider an example from a maintenance shop. The inter-arrival times of tools at that shop are exponential with an average
time of 10 minutes. The length of the service time is assumed to be exponentially distributed, with mean 6 minutes. Estimate
the fraction of the day that an operator will be idle.
e) Simplify: (x-1)/(x2 x 20) + (4 x)/(x2 4x 5)
|3
Solution:
Given,
(x-1)/(x2 x 20) + (4 x)/(x2 4x 5)
2
= (x-1)/(x 5x + 4x 20) + (4 x)/(x2 5x + x 5)
= (x-1)/{(x(x 5) + 4(x 5)} + (4 x)/{(x(x 5) + 1(x 5)}
= (x-1)/(x 5)(x + 4) + (4 x)/(x 5)(x + 1)
= 1/(x 5){ (x-1)/(x + 4) (x 4)/(x + 1)}
2 2
= 1/(x 5){(x 1 x + 16)/(x + 4)(x + 1)}
= 1/(x 5){15/(x + 4)(x + 1)}
= 15/(x 5)(x + 4)(x + 1)
(F) Prove that a parallelogram inscribed in a circle must be a rectangle.

Solution:
(G) The angle of elevation of a hot air balloon, climbing vertically from 25 degrees to 60 degrees at 10:00 am and at 10.02 am
respectively. The point of observation of the angle of elevation is situated 300 meters away from the take-off point. What is the
upward speed (m/sec), assumed constant for the balloon?
Solution:
At 10:00 am, height of the ballon is,
tan250 = height1/300
or, height1 = 300 tan250 = 139.89 meter
Again,
At 10:02 am, height of the ballon is,
Tan600 = height2/300
or, height2 = 300 tan600 = 519.62 meter
|4
Difference of height = (height2 height1)
= (519.62 139.89) meter
= 379.73 meter
Time difference = (10:02 10:00) am = 2 minute
So, upward speed (m/sec) of ballon = height/time
= 379.73/120 (2 minute = 120 sec)
= 3.16 m/sec (Approx)
Answer all the questions in Sequential Order.
01. Write an essay in Bangla on [30]
02.
[15]

Justice is the first virtue of social institutions, as truth is of systems of
thought.
A theory however elegant and economical must be rejected or revised if it ,

is untrue: likewise laws and Institutions no matter how efficient and well
arranged must be reformed or abolished if they are unjust. ,
Each person possesses an inviolability founded on Justice that even the

welfare of society as a whole cannot override.
For this reason justice denies that the loss of freedom for some is made
right by a greater good shared by others.
It does not allow that the sacrifices imposed on a few are outweighed by
the larger sum of advantages enjoyed by many.
,
Therefore, in a just society the liberties of equal citizenship are taken as
;
settled; the rights secured by Justice are not subject to political bargaining
,
or to the calculus of social interests.
The only thing that permits us to acquiesce in an erroneous theory is the

;
lack of a better one; analogously, an injustice is tolerable only when it is
,
necessary to avoid an even greater injustice.
|5
Being first virtuous of human activities, truth and justice are
uncompromising.
04. Write an essay in English on [30]
After the striking political theater that unfolded recently at the forbidding border between North and South Korea, it seems
almost mean-spirited to cast aspersions on Kim Jong-
in a few weeks with President Trump. These contacts, after all, stand in stark contrast to the scary talk of nuclear exchanges of
only a few months ago, and meeting face-to-
Korean President, Moon Jae-in, was heady stuff, minutely choreographed to stir the hopes and longings of a nation bitterly
divided for seventy years. Every scene was suffused with symbolism: the joint steps across the concrete slab that marks the
border, which no member of the Kim dynasty had ever breached before the banter and the hand-holding the soil heaped on a
tree planted when the Korean War ended in an armistice in 1953; the honor guard in 19th-century imperial robes. The
two leaders was similarly upbeat, promising to rid the Korean peninsula of nuclear
weapons and to finally negotiate a peace treaty.
a) Which issues made everybody worried about the future of power play continued in Korean peninsula?
b) What does the phras
c) Find out and account for the symbols available in the passage.
e) Write a suitable title for this passage.

,
Society generates people in general, people then develop themselves with the
help of accomplishments of education and beauty.
,
This special way of building oneself- is culture.
, So the cultured people are distinct and different.
, , It is not possible to be cultured if one does not develop his own thoughts, own
concept and own imagination.
By establishing equality in thought and belief, social rules and regulations are
, , , Save yourself, make yourself great, make it beautiful, diversify it- these are the
order of culture.
,
Speaking of the persona of culture, does not mean that the cultured people do
, ,
not care for the society, they are out of groups, creatures out of the tribe.
, Not exactly that, he does care for the society.
? Otherwise, where will he get life?
|6
So, keeping an eye on own interests, cultured people think of the society, even
,
if necessary, are prepared to die for the society.
,
Cultured people are in the sense individualistic that thinking of society or
economy, they do not forgive their beauty.
07. Answer the following questions: [15]

a) Elaborate the following ideas: [5]
I. Green Diplomacy
II. Buy One Get One Free
III. Cyber Security
b) Write briefly on the pros and cons of MCQ-based examination system. [5]
c) Give a short account of the recent political development of Malaysia. [5]
d) [5]
08. Solve the following mathematical problems: 5 x 10 = 50

(A) A piece of stone fell from a balloon when it was flying in the upward direction with a velocity 20 m/sec. What height of the
balloon when the stone hit the ground in 10 seconds?
Solution:
Given,
velocity of ballon = 20 m/sec
Time, t = 10 sec
We know that, a piece of stone fell from a ballon when it was flying in the upward direction, then
h1 = ut + (1/2)gt2
= (20×10) + (1/2)×9.8×102
= 200 + 490
= 290 m
h2 = ut = 20×10 = 200 m
So, after 10 sec when the stone touched the ground, height of the ballon will be,
h = h1 + h2
= 290 + 200
= 490 m
Solved By: Ajgar Ali, Admin, BCS Spotlight fb group
(B) Find the maximum value of z = 6x+2y, subject to the conditions x≥0, y≥0, x+y =5, x≤2, y≤4
Solution:
Conditions given x ≤ 2, y ≤ 4 and x≥0, y≥0

So, 0 ≤ x ≤ 2 and 0 ≤ y ≤ 4
If the highest value of x = 2, then
2 + y = 5 [from eq. (i)]
Or, y = 3
So, x = 2 and y = 3
|7
If the highest value of y = 4, then
x + 4 = 5 [from eq. (i)]
Or, x = 1
So, x = 1 and y = 4
Now, for (x , y) = (2, 3), z = 6×2 + 2×3 = 18
Again, for (x , y) = (1, 4), z = 6×1 + 2×4 = 14
So, the maximum value of z is 18.
(C) The sum of the digits of a two-digit number is subtracted from the number. How many such two-digit numbers can be formed
so that the digit in the unit place of the resulting number is 6?
Solution:
Let,
y is in unit place and x is in the tenth place
the number be =10x + y
so the sum of the digits will be x + y
if the sum of the digits subtracted from the number than the result will be
10x + y (x + y) = 9x
so the resulting number will always be the multiple of 9
so, to have 6 in unit place the value of x must be 4.
The resulting number will be 9 × 4 = 36
So all the two digit number which has 4 in tenth place, will be the number.
So total such number will be 10 ( 40,41,42,43,44,45,46,47,48,49)
(D) How many ways are there to divide 50 people into 3 groups so that each group contains members equal to a prime number?
Solution:
Here are the prime numbers less than 50: 2,3,5,7,11,13,17,19,23,29,31,37,41,43,47
We need one even prime and two odd primes.
As summation of two odd numbers is an even number, we need an even prime number to make the sum an
even number. .
2 is the only such prime number.
Now, we need other two numbers whose sum will be = (50-2) = 48.
The result is as follows:
5+43 =48
7+41=48
11+37=48
17+31=48
19+29=48
So, the groups can be formed in 5 ways i.e.(2,5,43),(2,7,41),(2,11,37),(2,17,31),(2,19,29)
(E) A semicircular sheet of metal of diameter 28 cm is bent into an open conical cup. Find the depth and capacity of cup.
Solution:
Given,
|8
diameter = 28 cm
So, Radius, r = 28/2= 14 cm
Circumference of semicircle = πr = 14π
Now the semi-circular sheet is bent into an open conical cup.
So, slant height of conical cup = radius of semi circular sheet = 14cm
Circumference of the base of the conical cup = Circumference of the semi circular sheet
So, 2πR = 14π
R = 7 cm
Depth of conical cup = height of cone
=√(142 72) = √(196-49) = √147 =7√3
Capacity of conical cup
= (1/3) πR2h
= (1/3) × (22/7) × 72 × 7√3
= 622.37 cm3
Answer the following questions. Answers must be given in Chronological Order.
02. Write an essay in English on ]
03. Write a english letter of credit (LC) to pay a fixed amount of money to a designated beneficiary. [15]
04.
[15]
Agent banking is the most useful channel when it comes to providing financial services to the extreme poor. Development
entities such as non-government organizations and micro-finance institutions (MFis) are working to link clients with agent
banking to provide better financial services. The MFis can work as agencies of banks in localities for greater financial inclusion.
Collateral is the major challenge faced when the rural poor try to get loans, so agents of banks, MFls In this case, can act as
Guarantors inside localities, helping to provide loans at low interest Market systems can play a crucial role to address
development challenges, Bangladesh Bank data shows that the number of agent banking accounts more than doubled to 12.14
lakh in 2017 from that a year earlier. Bangladesh Bank issued an agent banking guideline in 2013 and licensees started full
fledged operations in 2016
a) Give a suitable title for the passage.

b) What type of role can NGOs p
c) How do the poor people get the best support from different MFIs?
d
e) Figure out the achievement of this sector till the year 2017.
|9
06. Translation into Bangla: [10]
(A)
Sher-e-Bangla AK Fazlul Huq is a legendary figure in Bengal and All-India politics and in the history of movements for social
change. Like many other leaders in public lde, Fazlul Huq had his lamentations over some of his past actions and decisions But to
delve into those is hardly possible in a short plece like this one. Fazlul Huq lived a life of dignity and honour. Of course, there
were occasions when circumstances around him were not all that pleasant. At times he had to confront resentful critics often
misunderstanding his intent and purpose. Fazlul Huq was considered by P.C. Ray, the great scientist as a symbol of Hindu Muslim
unity on which the future existence of the Bengali nation is depended. P.C. Ray, Fazlul Huq's one time teacher, said he did not
understand the Indian nationalism of the Congress. He knew only Bengali nationalism. And he believed that only Fazlul Huq could
establish this nationalism.
Ans:
(B) Translate the following detached sentences into Bangla: 5 × 1 = 05

a. The industrial park will take 5 years to become fully operational.
b. Shakib has also done well with every team he played.
c. The nutritional benefits of lentil are unchallenged.
d.
e. Chaina is investing billions of dollars building ports, power stations and roads in Bangladesh.

(A)
Ans:
The first month of the Bengali calendar is Baishakh. The first day of 'Baishakh' indicates 'Happy New Year'. The people of
Bangladesh have been celebrating this day in a very festive environment for the past few days. New Year is celebrated with the
participation of people of all walks of life, irrespective of caste and creed. Bengali girls wear traditional dress sarees, boys wear
pajamas and Punjabis through the day. Children and teenagers also participate in various events. Each family eats good food on
the first day of the new year as they can afford and strives to uplift their culture and culture.
| 10
(B) Translate the following detached sentences into English: 5×1= 05
a.
In every area of development of the country, women are signing their skills and abilities.
b.
Authorities have taken a new project to remove the Buriganga River from pollution.
c.
Due to climate change, thunderstorms have increased in the world.
d.
Every year, Bengali arranges various kinds of ceremonies to celebrate six season.
e.
Stephen Hawking is considered the greatest physicist since Einstein.

(A) A family has 480 kg of rice for X number of weeks. If they need to use the same amount for 4 more weeks, they need to cut
down their weekly assumption of rice by 4 kg. what is the value of X?
Solution:
ATQ,
x (x+4) = 480
x² + 4x 480 = 0
(x-20) (x+24) = 0
x = -24 or 20
ans : 20 weeks
(B) If cos (A+B) = 1/√2 and Cos (A-B) = √3/2, then what is the value of A & B.
[0∘ < A+B ≤ 90∘ And A > B]
Solution:
As it given, we get
Cos 45 = 1/√2 = Cos (A+B)
So, A+B = 45
A = 45 B (1)
Again,
Cos 30 = √3/2 = Cos (A-B)
A-B = 30
45-B -B = 30
B = 15/2
So, A = 45 15/2 = 75/2
Ans : 75/2 & 15/2
(C) A shopkeeper sells two shirt at the same price. He makes one on 10% profit and 10% loss on another. What is the total gain
or loss percent?
Solution:
Let, he sells each shirt at 990 tk
total SP = 990*2 = 1980 tk
First CP = 990/90% = 1100
Second SP = 990/110% = 900
Total CP = 1100+900 = 2000 tk
| 11
CP > SP
Loss amount = 2000-1980 = 20 tk
So, Loss Percent = (20/2000) * 100
=1
Ans : 1% Loss
(D) If a = xyp-1, b = xyq-1, c=xyr-1 and p+q+r= 3, then compute aq-r . br-p . cp-q
Solution:
L.H.S.= aq-r . br-p . cp-q

= (xyp-1)(q-r) . (xyq-1)(r-p) . (xyr-1)(p-q)
=x(q-r).y(p-1)(q-r) . x(r-p).y(q-1)(r-p) . x(p-q).y(r-1)(p-q)
=x(q-r)+ (r-p)+ (p-q) . y(p-1)(q-r)+ (q-1)(r-p)+ (r-1)(p-q)
(q-r+r-p+p-q)
=x .y(pq-pr-q+r+qr-r-pq+p+pr-p-qr+q)
=x0y0
=1.1
=1
(E) Price of 3 tables and 5 Chairs is 2000 tk. And price of 5 Tables and 7 Chairs is 3200 tk. Find the price of 1 Table and 1 chair?
Soution:
Table = T & Chair = C
3T + 5C = 2000
21T + 35C = 14000
35C = 14000-21T (1)
Again,
5T + 7C = 3200
25T + 35C = 16000
25T + 14000 21T = 16000
T = 2000/4 = 500 TK
So,
3*500 + 5C = 2000
C = 500/5 = 100 TK
Price of 1 table & 1 Chair = 500+100 = 600 tk
Ans : 600 tk.
(F) Solve: 1/2x + 6/y = 3, 5/x + 3/y = 11

Solution:
Given That,
1/2x + 6/y = 3
12x + y = 6xy
y = 6xy 12x
5y = 30xy 60x (1)
Again, given that
5/x + 3/y = 11
3x + 5y = 11xy
3x + 30xy 60x = 11xy
| 12
57x = 19xy
y=3
So,
3 = 6*x*3 12x
18x 12x = 3
x = 3/6 = 1/2
Ans :: (x,y) = (1/2, 3)
(G) In a survey at an airport, 55 travelers said that last year they had been to india, 53 said they had been to Nepal, 79 said
they had been to Bhutan. 18 had been to india & nepal, 17 had been india & bhutan, 25 had been to nepal & bhutan, 10 had
been to all three countries. How many travelers took part in the survey?
Solution:
Let, Total = T
We know,
All = A+B+C + (All common) (Two common)
ATQ,
T = 55+53+79 + 10 (18 +17 +25)
= 197 60
= 137
Ans :: 137 Travelers
01. Write an essay in Bangla on । [20]

The modern as opposed to the medieval outlook began in Italy with
the movement called the Renaissance.
, ,
At first, only a few individuals, notably Petrach, had this outlook, but
,
during the Fifteenth century, it spread to the great majority of
cultivated Italians, both lay and clerical.
This was, of course, a step towards emancipation, since the ancients

disagreed with each other, and individual judgment was required to
decide which of them to follow.
04. Translate into English 5×2 = 10

i)
The river which was full of current a time is deadly in pollution now.
ii)
| 13
iii)
The freedom fighters of 1971 are the pride of the country and nation.
iv)
v)
In winter, the traditional rural view is the pot hanging from date-trees.
05. Topical questions: 9 x 10 = 90

a) An old machine is sold for TK 50,000, its cost being TK 90,000 and accumulated depreciation TK 20,000. Give the journal
entry for the sale.
b) Briefly explain two limitations of an income statement.
c) Cost of goods sold is TK 16,000, profit margin on sales is 20%, then determine sales revenue.
d) Inventory TK 30,000, accounts receivable TK 45,000, cash TK 15,000, accounts payable TK 25000, tax payable TK 18,000.
Determine current ratio.
e) The business of the government is not to do business. Do you agree? Why?
f) Public Accounts Committee is a very important Parliamentary Standing Committee. Discuss the functions of this committee.
g)
h) What are the various types of an audit report? Give one example for each type.
i) Give the names of five IAS and/or IFRS.
06. Solve the following mathematical problems: [50]

(A) Simplify: (5x+2)/(x2-x-20) + (2x-1)/(x2-4x-5)
Solution:
x2-x-20
= x2 5x +4x 20
= x(x 5) + 4(x 5)
= (x 5) (x + 4)
2
x -4x-5
= x2-5x+x-5
= x(x 5) + 1(x 5)
= (x 5) (x + 1)
(B) In a survey at an airport, 55 travelers said that last year they had been to Spain, 53 to France and 79 to Germany, 18 had
been to Spain and France, 17 to Spain and Germany and 25 to France and Germany, while 10 had to all three countries. How
many travelers took part in the survey?
Solution:
ATQ,
n(S) =55
Let, n(F)=53
Number of people traveled to Spain = n(S) n(G)=79
Number of people traveled to France = n(F) n(S ∩ F ∩ G) =10
Number of people traveled to Germany = n(G) n(S ∩ F)=18
n(F ∩ G) = 25
n(G ∩ S) = 17
| 14
Now,
n(S U F U G) = n(S) + n(F) + n(G) + n(S ∩ F ∩ G) n(S ∩ F) n(F ∩ G) n(G ∩ S)
= 55 + 53 + 79 + 10 18 17 25
= 197 60
= 137
(C) A shopkeeper sells two shirts at the same price. He makes 10% profit on one and loses 10% on the other. How much in
percentage does he gain or lose?
Solution:
Let,
Selling price of two shirts = x tk
Total Selling price = x + x = 2x tk
At 10% profit, cost = 100x/110
At 10% loss, cost = 100x/90
Total cost = 100x/110 + 100x/90 = 200x/99
Loss = 200x/99 2x = 2x/99
Loss percentage,
= {(2x/99) / (200x/99)} × 100
= (2x/99) × (99/200x) 100
= 1%
(D) The length of a tangent from a point A at distance 5 cm from the centre of the circle is 4 cm. Find the radius of the circle.
Solution:
AB is a tangent drawn on this circle from point A.
∴ OB ⊥ AB
OA = 5cm and AB = 4 cm (Given)
In ΔABO,
By Pythagoras theorem in ΔABO,
OA2 = AB2 + BO2
⇒ 52 = 42 + BO2
⇒ BO2 = 25 16
⇒ BO2 = 9
⇒ BO = 3
∴ The radius of the circle is 3 cm.
(E) Find the HCF of x3 16x, 2x3 + 9x2 + 4x, 2x3 + x2 28x.
Solution:
First,
x3 16x
=x (x2 42)
= x (x + 4) (x 4)
nd
2 ,
2x3 + 9x2 + 4x
= x (2x2 + 9x + 4)
= x (2x2 + 8x + x + 4)
| 15
= x (x + 4) (2x + 1)
3rd,
2x3 + x2 28x
2
= x (2x + x 28)
2
= x (2x + 8x 7x 28)
= x (x + 4) (2x 7)
Now HCF = x (x + 4)
01. Read the following passage and answer the questions below. [20]
Life is worth living, but not any life. The value and significance of a life depends upon the goal towards which it moves. Only
rational beings like us are capable of a critical choice and clear consciousness of that goal. Our superiority and excellence, if
any, consists in the quality of the goal of our life and our capacity for voluntary striving towards that. What, then, is the real
goal of our life? There does not seem to be a single simple goal for us to seek. Obviously our supreme goal or highest good
(summum bonum) is rationality, but our total good is a complex whole made of both rational and non-rational factors.
Rationality is the only independent (absolute) and intrinsic value which cannot be denied without self-multifarious activities.
These activities have an immediate end, viz happiness. That is, our total good consists in being rational in our search for
happiness. The happiness is the non-rational factor, since there is no logic either for or against it. We cannot logically argue why
we shall be happy or why we shall be not.
a) What decides the value and significance of life?

b) Who are capable of a critical choice?
c) What is the supreme goal of our life?
d) What does our total good consist in?
e) Why is happiness a non-rational factor?
02. Write an essay in Bangla on । [30]

(A)
I do not blame the people of the country.
If you hear the truth for nothing, you can be angry.
. When any absent-minded person is going to fall into a hole and you
grabbed him, he will come to kill you.
,
But when he found the hole in front of him, he cooled down.
, ,
Time has come. The hole is seen. So there is no need to warn today.
| 16
i)
Development of Bangladesh is largely dependent on agriculture.
ii)
The silver moon is seen at night in the autumn.
iii)
It seems that the sky is cloudy today.
iv)
Patriotic citizens are the principal asset of Bangladesh.
v)
He came to me but did not say anything.

(A)
,
I have a dream that one day every valley shall be exalted and every hill and
mountain shall be made low, the rough places will be made plain, and the ,
crooked places will be made straight, and the glory of the Lord shall be ,
revealed and all flesh shall see it together.
This is our hope.
This is the faith that I go back to the South with.
With this faith we will be able to hew out of the mountain of despair a stone
of hope.
(B) Translate the following detached sentences into Bangla: 5×1= 05

i) Most of the people have no sense of time.
ii) it is not your cup of tea.
iii) The best revenge is massive success.
iv) Many superstitions have been held by people for centuries.
v) Chance favours only the prepared mind.
06. Write a business letter in Bangla by following the theme given below:
[15]
| 17
07. Write a business letter in English to an institution giving thanks for their quality service and environment-friendly products
along with professional courtesies. [15]
08. Solve the following mathematical problems: 7x 10 = 70

(A) The profit of a company is given in Taka by P = 3x2 35x+50, where x is the amount in Taka spent on advertising. For what
values of x does the company make a profit?
Solution:
For the company to make a profit, P must be >0. Therefore, we require the values of x where 3x2−35x+50>0.
We know that the quadratic is positive and so has a range that extends from some P to positive infinity. What
we need to find are the roots, the values of x where P=0, which can be found using the quadratic formula:
X= {-b ± √(b2 4ac)}/2a
2
={35 ± √((-35) (4.3.50)}/2.3
=(35 ± √625)/6
=(35 ± 25)/6
X= (35 + 25)/6
Or, x= 60/6=10
Again,
X=(35 25)/6 = 10/6 = 1.6
And so P>0 when x<1.6˙and x>10. However, because x represents money spent, it can only be positive.
Therefore, the company makes a profit when the amount spent on advertising is between 0 (inclusive)
and 1.6˙ taka or more than 10
between 1.6˙ and 10 taka.
(B) An amount of Tk 7200 is spent to cover the floor of a room by carpet. An amount of Tk. 576 would be saved if the breadth
were 3 metres less. What is the breadth of the room?
Solution:
let, length = x
breadth = y
cost per square meter = z
3 m less new breadth = (y 3) m

ATQ, xz(y-3)=7200-
or, y = 37.5(i) / (ii) =Xyz/ xz(y-3) = 7200/6624y = 37.5
(C) Find the three-digit prime number whose sum of the digits is 11 and each digit representing a prime number. Justify your
answer.
Solution:
Since the sum of the 3 digits is 11 and each digit represents a prime number,
the numbers will be less than 11 .
And the 3 digits may be 2, 2, 7 or 3, 3, 5
Because 2+2+7=11 and 3+3+5=11
Now using the digit 2, 2, 7 we have prime number 227. Because other two numbers
i.e. 722 and 272 are divisible by 2 and thus are not prime
Similarly 353 is prime number other two numbers 533 & 335 is not prime number
In case of 227, sum of the digits is 2+2+7 = 11.
And 2, 2, 7 all the digits are prime.
| 18
Similarly, In case of 353, sum of the digits is 3+5+3 = 11.
And 3, 5, 3 all the digits are prime.
Answer: 227 & 353
Solution by Yousuf Ali, DD, Bangladesh bank
(D) If a/(q-r) = b/(r-p) = c/(p-q) then show that, a+b+c = pa + qb +rc.

Solution:
Let,
a/(q-r) = b/(r-p) = c/(p-q) = k
So, a = k(q-r); Now,
b = k(r-p); L.H.S. = a+b+c
and c = k(p-q) = k(q-r)+ k(r-p)+ k(p-q)
And, = k(q-r+r-p+p-q)
R.H.S. = pa+qb+rc =k×0
= p×k(q-r)+ q×k(r-p)+ r×k(p-q) =0
= kpq-kpr+kqr-kpq+kpr-kqr
=0
So, L.H.S. = R.H.S. (Showed)
(E) Prove that a cyclic parallelogram must be a rectangle.

Solution:
(F) After traveling 108 km, a cyclist observed that he would have required 3 hours less if he could have travelled at a speed 3
km/hr more. At what speed did he travel?
Solution:
Let speed = x km/h
ATQ,
| 19
108/x = {108/(x + 3)} + 3
or, 108x + 324 = 117x + 3x2
or, 3x2 + 9x 324 = 0
2
or, x + 3x 108 = 0
or, (x + 12) (x 9) = 0
x = -12 which is not acceptable
so, x = 9
(G) Solve: x/2 + 6/y = 9, x/3 + 2/y = 4

Solution:
x/2 + 6/y = 9
or, xy +12 = 18y [multiplying by 2y]
or, xy 18y = -12
or, y = -{12/(x
x/3 + 2/y = 4
or, x/3 + 2/[-{12/(x 18)}] = 4 [from equation (i)]
or, x/3 (2x 36)/12 = 4
or, 4x 2x + 36 = 48
or, 2x = 12
or, x = 6
from equation (i)
y = -{12/(6 18)} = 1
Answer: (x, y) = (6, 1)
Mankind needs today a new code of conduct, a sort of new morality if it can be called like that. Its fundamentals are perhaps as
old as the human race but its details and setting seem to me to be new, because our environment is new. There is no escape
from putting over and again the old wine into the new bottle. Possibly that is the most dependable law to discover and his
history has taught him. Viewed from a correct perspective, a sense of unity and cohesion must be given top priority in the moral
code of modern man and woman. We may call this politics; we may call this religion or a curious mixture of both or something
complex modern environment must invariably be judged b

action is moral so far as it does this, immoral so far as it desists from it and exerts a separatist influence. In the durable interest
of man, exclusivism and isolationism will have to be effaced from our moral vocabulary. Both science and religion go against it
-living, we must make living itself possible
and living is not possible in the modern scientific set-up without an adequate and abiding sense of unity.
a) What must be given top priority in the new code of conduct?

b) When is an action moral and immoral?
c) What must we do to exclusionism and isolationism?
d) How can be living possible in case of modern men and women?
e) Give a suitable title of the passage.
| 20

(A)
You need to be content with small steps.
So, when you look back down it all adds up and you ,
know you covered some distance. ,
It took me a ,
You need to have patience.
The best kind of people is the ones in your life who help
you see the sun where once you just saw clouds.
You should value those people who believe in you and

help you see your worth; so, you start to believe that
you are valuable, as well. ,

i) It is high time to start a new day.
ii) Our material well-being is not possible without a corresponding spiritual well-being.
iii) There is nothing basically unworkable about the idea I believe.
iv) Man, since his emergence from the stage of animality, has been fighting hard against enemies.
,
v) We must be sympathetic and tolerant towards the living beings as far as possible.
,

(A)
In the economy of Bangladesh, the migrants are a helping power.
The economic activities of Bangladesh are expanding by the currency the

migrants are sending.
Migrant workers have significant contribution in enriching foreign exchange

reserves with the per capita income.
| 21
At this stage of economic progress, the immigration issue has been well-
placed in the sustainable development goals declared by the United Nations.

i)
Girls of Bangladesh have become the champion in the SAF football this year.
ii)
I think the man is out of mind.
iii)
I know that he will have to pay extremely one day.
iv)
It is good to talk to you.
v) ,
Sorry, I do not have any change.
05. Write a business letter in Bangla by following the theme given below:
[20]

(A) The sum of three numbers in Arithmetic Progression is 30, and the sum of their squares is 318. Find the numbers.
Solution:
Let ,
The 2nd term is a
and common difference is d According to the question,
So , a-d+a+a+d=30
1st term =a-d Or, 3a=30
2nd term =a Or, a=10
3rd term =a+d So,

Again ATQ, 2nd term is =10
2 2
(10-d) +10 +(10+d) =318 2 1st term=10-d
Or, 100-20d+d2+100+100+20d+d2=318 and
Or, 2d2 = 318 300 3rd term=10+d

2
Or, 2d =18
Or, d2 = 9
Or, d= 3
So,
1st term= 10 d =10-3=7
2nd term=10 and
3rd term= 10 + d =10+3=13
answer: 7, 10,13
(B) Among 50 people, 35 can speak English, 25 can speak both English and Bangla and each can speak at least in one of the
two languages. How many of them can speak only Bangla?
Solution:
| 22
People speak English, n(E) = 35
People speak both English and Bangla, n(E ∩ B)= 25
People speak Bangla = n(B)
We know,
n(E U B) = n(E) + n(B) n(E ∩ B)
or, 50 = 35 + n(B) 25
or, n(B) = 75 35 = 40
people speak only Bangla = (40 25) = 15
(C) Length of each equal side of an isosceles triangles is 10 cm and the included angle between those two sides is 450. Find the
area of the triangle.
Solution:
We know,
the area of a triangle is one half the product of the sine of an angle and the two sides that form the angle.
Area = (1/2) bc Sin A [here, b = c]
= (1/2) (10)(10) Sin 45°
= 50 × (1/ √2)
= 35.36cm2
(D) What should be the values of a and b for which 64x3 9ax2 + 108x-b will be a perfect cube?
Solution:
We know that,
(p-q)3 = p3 3p2q + 3pq2 q3
Given,
64x3 9ax2 + 108x b
i.e
p3 = 64x3
p =4x
3p2q = 9ax2 -ii
2
108x =3pq iii
b = q3 iv
In equation (iii),
we can write in form = 3 × 4x × 32 = 3pq2
therefore q = 3
now from question (ii)
3p2q = 9ax2
3 × (4x)2 × 3 = 9 × a × x2
i.e a = 16
and b = q3 = 27
(E) Price of 3 tables and 5 chairs is Tk. 2000. Again, price of 5 tables and 7 chairs is Tk. 3200. What is the price of 1 table and 1
chair?
Solution:
price of 3×5 tables and 5×5 chairs is Tk. 2000×5 (i)x5
price of 5×3 tables and 7×3 chairs is Tk. 3200×3 (ii)x3
(i)-(ii)
| 23
price of 4 chairs is Tk 400
price of 1 chairs is Tk = 400/4 = 100 tk
price of 5 chairs is Tk = 100×5 = 500 tk
Given,
Price of 3 tables and 5 chairs is Tk. 2000
price of 5 chairs is Tk = 500 tk
So,
Price of 3 tables is Tk = 1500
Price of 1 table is Tk = 1500/3 = 500 tk
price of 1 table and 1 chair = 500 + 100 = 600 tk
(F) A committee is to consist of three members. If there are seven men and five women available to serve on the committee, how
many different committees can be formed?
Solution:
us if there is no restriction on the composition of the
committee.
Total member is = 7 + 5 = 12
Member in committee = 3
Thus, committees can be formed = 12! / [(12-3)! × 3!] = 220
(G) A and B started a business with capitals of Tk. 3000 and Tk. 4000 respectively. After 8 months, A invested Tk. 2500 more in
the business and 7 months after this, total profit becomes Tk. 980. Find the share of profit for each.
Solution:
Total business duration =( 8+7)=15 months.
=3000×8+(3000+2500)×7
=24000+38500
=62500 tk
And
Now,
the investment ratio of A: B
=62500:60000
=25:24
Sum of the ratio = 25+24= 49
So,
A gets profit=980×(25/49)=500 tk
and B gets profit=980×(24/49)=480 tk
Answer: 500 tk and 480 tk
(H) Resolve into factors: a2 + 1/a2+ 2-2a 2/a

Solution:
a2 + 1/a2+ 2-2a 2/a
or, (a + 2× a ×1/a + 1/a2) -2(a + 1/a)
2
or, (a + 1/a)2 -2(a + 1/a)

or, (a + 1/a) (a + 1/a 2)
| 24
Answer the following questions Answers must be given in Chronological Order.
All our languages are the result of art. Whether there is a natural language common to all mankind, has long been a matter of
investigation. Without doubt there is such a language and it is the one that children utter before they know how to talk. This
language is not articulate, but it is accentuated, sonorous, intelligible. The using of our own language has led us to neglect this,
even so far as to forget it altogether. Let us study children, and we shall soon acquire it again from them. Nurses are our
teachers in this language. They understand all their nursings say, they answer them, they hold really connected dialogues with
them and although they pronounce words, these words are entirely useless, the child understands, not the meaning of the
words but the accent which accompanies them. To the language of the voice is added the no less forcible language of gestures.
sion
these immature countenances already have from moment to moment, their features change with inconceivable quickness. On
them you see the smile, the wish, the fear spring into life and pass away, like so many lightning flashes. Each time you seem to
see a different countenance.
a) When do children utter language?

b) Who are our teachers in natural language?
c) Where do we find the language of gesture?
d) Give a suitable title of the passage

(A)
The most difficult thing is the decision to act, the rest is merely ,
tenacity.
The fears are paper tigers.
You can do anything you decide to do.
You can act to change and control your life; and the procedure, the ;
process is its own reward.
Do not dwell on the past; do not dream of the future, concentrate the ; ,
mind on the present moment.
;
Life is not about finding yourself; life is about creating yourself.
,
Everybody should always remember that success is not final, failure is
;
not fatal; It is the courage to continue that counts.
| 25
i) Not all those who wander are lost.
ii) A brave man can be destroyed but not defeated.
iii) To love and to be loved is the only happiness in life.
iv) Wise men speak because they have something to say; fools because they have to say something.
;
v) Learning never exhausts the mind.

(A)
Facebook is one of the popular social networking media in the present
time.
Its popularity is growing day by day.
The availability of smartphone is one of the most common reasons.
And now to many of us, having a smartphone means the Internet and
the Facebook.
Mark Zuckerberg and three of his friends programmed it in 2004.
At first it was limited to the students at Harvard University.
But later on, it is open to all because of its huge popularity.

i) ?
Have you finished reading the book?
ii)
He was enraged at this saying.
iii)
The man is really trustworthy.
iv)
I believe he could be able to handle this situation.
v)
If I could get a good job.
06. Write a business letter in Bangla by following the theme given below: 15
| 26
07. Suppose you are working in a private bank. Write a business letter in English by announcing a new product recently added
to the customer service of your bank. [15]
08. Solve the following mathematical problems. 7 x 10=70

(A) A novelist earned Tk. 100,000 from royalties on her book. She paid 20% income tax on the royalties. She invested Tk.
50,000 at one rate and the rest at a rate that was 1% lower, earning 6,100 taka annual interest on the two investments, What
was the lower rate?
Solution:
The novelist has the money after paying income tax is
= 100000 100000 × 20%
= 100000 20000
= 80000
Let she invests 50000 tk at r% rate
So, she invests = (80000 50000) = 30000 tk at (r 1)%
ATQ,
(50000 × 1 × r%) + {30000 × 1 × (r 1)%} = 6100
or, 500r + 300 (r 1) = 6100
or, 500r + 300r 300 = 6100
or, 800r = 6400
or, r = 6400/800 = 8
lower interest rate = (8 1) = 7%
(B) A working couple earned a total of Tk 43,520. The wife earned Tk. 640 per day, the husband earned Tk. 560 per day. If the
total number of days worked by both was 72, formulate a system of equation and solve the system to find the number of days
worked by each.
Solution:
Let,
wife worked = x days
Husband worked = (72 x) days
ATQ, 640x + 560(72 x) = 43520
or, 640x + 40320 560x = 43520
or, 80x = 3200
or, x = 40
wife works 40 days
husband works = 72 40 = 32 days
(C) A
2015 to 2017 inclusive.
Solution:
Given that,
Each year his annual salary increased by 10%
So, In 2016 his salary was
=20000 × 110/100
=22000 tk
In 2017 his salary was ,
| 27
=22000 × 110/100
=24200 tk
So total earned by him from 2015 to 2017 inclusive
= 20000 + 22000 + 24200
=66200 tk
(D) Prove that the sum of the odd numbers from 1 to 125 inclusive is equal to the sum of the odd numbers from 169 to 209
inclusive.
Solution:
Sum of the odd numbers from 1 to 125 inclusive is
Here,
a + (n 1)d = 125
or, 1 + (n 1)×2 = 125
or, 1+ 2n 2 = 125
or, n = 126/2 = 63
Now,
63/2 {2×1 + (63 1)2} = 3969
Sum of the odd numbers from 1 to 125 inclusive is
Here,
a + (n 1)d = 209
or, 169 + (n 1)2 = 209
or, 169 + 2n 2 = 209
or, n = 42/2 = 21
Now,
21/2 {2×169 + (21 1)2} = 3969
So, the sum of the odd numbers from 1 to 125 inclusive is equal to the sum of the odd numbers from 169 to
209 inclusive.
(E) If a = xyp-1, b = xyq-1, c=xyr-1 and p+q+r= 3, then prove that aq-r . br-p . cp-q = 1.
Solution:
L.H.S.= aq-r . br-p . cp-q

= (xyp-1)(q-r) . (xyq-1)(r-p) . (xyr-1)(p-q)
=x(q-r).y(p-1)(q-r) . x(r-p).y(q-1)(r-p) . x(p-q).y(r-1)(p-q)
=x(q-r)+ (r-p)+ (p-q) . y(p-1)(q-r)+ (q-1)(r-p)+ (r-1)(p-q)
(q-r+r-p+p-q)
=x .y(pq-pr-q+r+qr-r-pq+p+pr-p-qr+q)
=x0y0
=1.1
=1
(F) Solve: x/2 + y/3 = 1, x/3 + y/2 = 1

Solution:
| 28
x/2+y/3=1 (I)
x/3+y/2=1 (ii)From (I)×3 (ii)×23x/2-2x/3=3-2
or, (9x-4x)/6=1
or, 5x=6
or, x=6/5Now from equation (I),
6/10+y/3=1
or, (18+10y)/30=1
or, 10y=12
or, y=6/5so (x,y)=(6/5,6/5)
Answer the following questions. Answers must be given in chronological order.
01. Read the following passage and answer the questions below:
Unemployment represents the waste of resources. The goods and services which the unemployed might have produced are lost
forever. Producing more in the future cannot make up for the output which could have been produced if the unemployed had
been working. Unemployment has serious effects. People who lose their fobs suffer a fall in their standard of living; and so do
their dependents. Unemployment can have damaging effects on the morale of those out of work, who can be made to feel
rejected and unwanted. There is also a loss of skill; workers who are unemployed for long period of time may find it difficult to
retain their skills. One cost of unemployment takes the form of the taxation that is necessary to provide the money to pay social
security benefits to those who are out of work. If the level of unemployment could be reduced, this money might be spent on
schools, hospitals, roads and so on. Alternatively, taxation might be reduced.
a. What is the main idea expressed in this passage? [3.5]

b. Why is unemployment not desirable in a society? [3.5]
[3.5]
d. What are the detrimental effects of unemployment on the morale of the unemployed? [3.5]
e. How does unemployment affect taxation? [3.5]
f. What will happen if the level of unemployment is reduced? [3.5]
g. Use the suggestions of this passage to solve the unemployment problem of Bangladesh. [4.5]
h. Propose a suitable title for this passage and justify your proposal. [4.5]
02. Write an essay on [20]
03. Write an essay on [20]

(A)
i.Present age is the age of democracy.
ii.The victory of democracy has been extended all over the world.
| 29
iii.For this, public awareness of a country is needed to taste of democracy.
,
iv.However, no country without proper education can make democracy sustainable.
,
v.Only educated and conscious people are able to choose right representatives for them.

i.The winning of our cricket team has added a feather to our cap.
ii. Currently the banking sector is going through some rough times.
iii. Many of the critics failed to evaluate the creative sublimity of a dark horse like him.
iv. Careful planning can result into wonders.
v. Ethics is an entire body of principles which investigates values, norms and rules.
,

(A)
i.
In silent words, trees sing our success.
ii.
That song needs the ear of feeling to listen.
iii.
Then it will be understood that the meaning of life is to increase.
iv. ,
The plants and animals have nothing to do with their growth. But human being has to do with their growth.
v.
And here is the dignity of human being.
vi. ,

i.
The gap between expectation and attainment disappoints people.
ii)
Inflation is an economic burden for the marginalized group of society.
iii)
The role of the public sector in economic development of Bangladesh is a model to follow for many countries.
iv)
Education rebuilds human outlook.
v)
After the construction of the Padma Bridge will have a breakthrough in the economy of Bangladesh.
| 30
06. Write a business letter in Bangla by following the theme given bellow: [20]
(A) A boat running upstream takes 4 hours 43 minutes to cover a certain distance, while it takes 4 hours to cover the same
distance running downstream. What is the ratio between the speed of the boat and the speed of the water current respectively?
Solution:
Let, speed of the boot = x, and
speed of the water = y
Upstream,
downstream,
x y = d/ {(4×60) + 43}
x + y = d/ (4×60)
x y = d/ 283
d = 240(x + y)
d = 283(x y)
So,
240(x + y) = 283(x y)
240x + 240y = 283x 283y
43x = 523y
x/y = 523/43
x : y = 523 : 43
(B) 3 coins are tossed at random. Show the sample space and find the probability of getting:
i. One head two tails
ii. One tall
iii. One tall and two heads.
Solution:
Total Out come for 3 coins toss:
HHH, HHT, HTH, THH, HTT, THT, TTH, TTT
(i) Total out comes = 8

Possible outcome for one head two tails = 3
Probability = 3/8
(ii) Total out comes = 8

Possible outcome for one tail = 3
Probability = 3/8
(iii) Total out comes = 8

Possible outcome for one tail two heads = 3
Probability = 3/8
(C) A, B and C can complete a work in 12, 15 and 25 days respectively. A and B started working together whereas C worked
with them in every third day. Find the number of days required to complete the work.
Solution:
k = 1/15
| 31
Remaining work = 1 49/50 = 1/50
A and B complete 3/20 work in 1 day
A and B complete 1/50 work in = 20/(3×50) = 2/15 days
Total day required = 6 + 2/15 = 92/15days
(D) The price of a shirt and a pant together is Tk 1300. If the price of the shirt increases by 5% and that of the paint by 10%. it
costs Tk 1405 to buy those two things. Find the respective price of a shirt and a pant.
Solution:
Cost of shirt = x tk.
Cost of paint = (1300 x) tk.
ATQ,
(x + x×5%) + {(1300-x) + (1300 x)×10%
or, (x + x/20) + {(1300 x) + (1300 x)/10} = 1405
or, 21x/20 + (14300 11x)/10 = 1405
or, 21x + 28600 22x = 28100
or, x = -500
or, x = 500
The price of Shirt = 500 tk.
And the price of paint = (1300 500) = 800 tk.
(E) Twice the width of a rectangle is 10 meters more than its length. If the area of the region enclosed by the rectangle is 600
square meters, then find its perimeter.
Solution:
Let, width of the rectangle is = x meters
The length is = (2x-10) meters
ATQ,
x(2x-10) = 600
or, 2x2 10x 600 = 0
2
or, x 5x 300 = 0
2
or, x 20x +15x 300 = 0
or, x(x 20) + 15 (x 20) = 0
or, (x + 15) (x 20) = 0
x= 15 or 20
length (-) is not acceptable
width = 20 m
length = (2×20- 10) = 30 m
perimeter = 2 × (20 + 30) = 100m
(F) A customer bought 5 pencils and 6 erasers at Tk 80. Next week, the price of each pencil increases by 20%, but the price of
erasers remains unchanged. Now, the customer buys 2 pencils and 3 erasers at Tk 39. Find the new price of each pencil.
Solution:
| 32
Let, price of each pencil = x tk and price of each eraser = y tk
Price of 5 pencils = 5x tk and price of 6 erasers = 6y tk
ATQ, 5x + 6y = 80
or, y = (80
Increased price of pencil = x + x × 20% = 6x/5
ATQ, (2 × 6x/5) + 3y = 39
or, (2 × 6x/5) + 3(80 5x) / 6 = 39
or, (12x/5) + (80 5x) / 2 = 39
or, 24x + 400 25x = 390
or, x = 10
new price of pencil = (6 × 10)/ 5 = 12 tk.
Answer all the questions in Ascending Order.
01. Read the following passage and answer the questions below:
Recently the Bangladesh Jute Mills Corporation (BJMC) announced a project to develop industrial villages for diversifying jute
products in major jute producing districts. The government is also reportedly taking up a balancing modernization rehabilitation
and expansion(BMRE) projects for the state-owned jute mills at a cost of $350 million. Jute, believed to be one of the key
drivers of the economy has, no doubt, suffered much neglect over the decades due mainly to improper planning. In fact, high
prospect of this fiber as the most environment-friendly and cheaply available one, could not be made good use of stray.
Initiatives were there, but lack of concerted efforts and financing was the main impediment to materializing those as
commercially viable. However, to benefit from the project in real sense of the terms is to prepare a detailed and
comprehensive road map. And it is here that planning matters. Experts, including industry insiders, believe that one of the
crucial areas where a big chunk of funds should do is research and development. In fact, the need emerged years ago
following the commendable achievement of genome sequencing of jute plants by Bangladeshi scientists and researchers. It is
ustry can shed much of its sluggishness is by producing more
and more diversified products In keeping with consumers preferences at home and abroad. It is more about product
development, Innovation and adaptation than just producing more traditional products or dishing out funds to energize state
owned sick mills. In order for the desired diversification to take place, the government needs to work out a systematic plan
which among other things should provide ample scope for research and development
a) Why is jute considered as one of the key drivers of Bangladesh economy?

b) Explain BMRE by following the information of the passage.
d) What should be the best value of fund allocated by the government in the jute sector?
e) Give a suitable title for the passage.
02. Write an essay in Bangla on :
03. Amplify the idea in English:
04. Translate into Bangla:

Since the Renaissance we came across persistent emphasis on the development of individuality as the inspiring Ideal of
education. It has greatly encouraged intellectual freedom and creative joy as against authoritarianism and self-suppression
| 33
which is almost invariably associated with it. The consciousness of personal liberty is the clan of the present day civilization and
modern man does not as a rule consider life worth living without it. If in the middle Ages. Individuality was very much
suppressed, rather lost in the multitude under the burden of a mechanical adherence to certain routine formalities from the
cradle to the grave. Prima facie at least, just the reverse seems to be happening at the moment. Except in some totalitarian
regimes, our education experiments aim at the development of the distinctive individuality of the distinctive individuality of the
taught as far as practicable in an artificially devised favourable environment.
Ans:
, , ,
, ,
, ,
,
05. Write an essay in English on : Single Digit Interest Rate in the banking sector: Problems and Prospects
06. Translate into English:

, ,
,
,
, , ,
,
Ans:
Not the utility of individual or collective, not income or asset, rather, the development of its ability to become different in
various activities, refers to the relative rights of him. Then it is not necessary to have the news of psychoanalysis. It depends
on the eligibility of attributing it to his practical activities. It can be brought to the measure of perception. In all, the
comparison of indicators can be done. But neutrality for all in the society this condition becomes stagnant. Enabling the
disabled, or increasing its abilities, gets more importance. It is because the capability of the entire society increases. Variations
come in the form of human beings and it expands. This prosperous and wider aspect of the people is called development. And
this development is the way of his getting salvation in this material world. To materialize the capability, it needs nutrition and
good health of the mass people. Again, it needs equality and security of the people irrespective of caste-religion-social strata,
even right to freedom of expression. Poverty or deprivation, the exploitation of women in society, illiteracy or prejudice all
are against the capability. They hinder the welfare of the people. To say more, all these are the matters of real world and it is
possible to count their numbers. By displeasing someone and benefiting many cannot be left outside the social justice. The
relative capability of the population with the individual, as well as their value-added opportunities in society, and whether the
numerical and qualitative value increases or not that is the main consideration.
| 34
07. Think critically and explain briefly:
a. The population of Bangladesh is increasing day by day but the country does not have sufficient land for agricultural
production. In spite of this, our peasants feed the nation adequately and supply extra yield for export. Explain this puzzle.
b. 50 daily workers can complete a dam project in 40 days. If 30 of them work daily and the rest work in every alternative day,
how many more days will be required to complete the project?
c. 3 coins are tossed at random. Construct the sample space and find the probability of getting:
(i) one head two tails
(ii) One tall
(iii) One tail and two heads
Solution:
Sample space = (HHH, HHT, HTH, HTT, THH, THT, TTH, TTT) = 8
Now,
(i) one head two tails = (HTT, THT, TTH) = 3
So, probability = 3/8
(ii) One tall = (HHT, HTH, THH) = 3
(iii) One tail and two heads = (HHT, HTH, THH) = 3
(A) A senior citizen invests Tk. 50 Lac In a fixed deposit scheme at 11.5% annual interest for six months. In every six months
he withdraws Tk 2 Lac from his principal plus interest earned. What will be his principle amount to invest after two years?
Solution:
As he withdraws interest, interest amount has nothing to do with the calculation.
As he also withdraws tk 200000 from invested amount, in 2 years he withdraws total =200000 x 2 = 800000 tk.
So, after 2 years he has capital to invest =5000000-800000=4200000 tk.
(B) A square is inscribed inside a circle. What is the area of the square if the radius of the circle is 10 cm.
Solution:
Diameter of the circle = diagonal of square = 2r = 2×10 = 20 cm
Let,
Side of the square = a
So, area = a2
ATL,
Diagonal = a√2
Or, 20 = a√2
Or, 2a2 = 400
Or, a2 = 200
| 35
(C) Three numbers x, y and z are in A.P. and their sum is 30. Also, the sum of their squares is 308. Find the numbers.
Solution:
Again,
x2+y2+z2=308
Or, x2+(x+d)2+(x+2d) 2=308
Or, x2 + x2 + 2dx +d2 + x2 + 4dx +4d2 = 308
Or, 3x2 + 6dx +5d2 = 308
Let, difference = d Or, 3x2 + 6x(10-x) + 5(10-x)2 = 308
First number = x Or, 3x2 + 60x 6x2 + 5(100-20x + x2) = 308
Second number = y = x+d 2
Or, 3x + 60x 6x2 + 500 100x + 5x2 = 308
Third number = z = y+d = x+d+d = x+2d Or, 2x2 40x + 500 = 308
ATQ, 2
Or, x -20x + 250 = 154
x+y+z=30 Or, x2 -20x +96 = 0
Or, x+ x+d+ x+2d=30 Or, (x-12)(x-8) = 0
Or, 3x+3d=30 x = 12, x = 8
Or, x+d=10 x=12 not acceptable
Or, d = 10 x So, x = 8
So, d= 10 -8= 2
Now, y = 8+2 = 10
z = 8+2×2 = 12
Ans: x = 8, y = 10 & z= 12
(D) After traveling 108 km, a cyclist observed that he would have required 3 hours less if he could have travelled at a speed 3
km/hr more. At what speed did he travel?
Solution:
Let,
Original speed = x km/h
New speed = (x+3) km/h
ATQ,
108/(x+3) + 3 = 108/x
Or, (3x+117)/(x+3) = 108/x
Or, 3x2 + 117x =108x + 324 = 0
Or, 3x2 + 9x 324 = 0
2
Or, x + 3x 108 = 0
2
Or, x + 12x 9x -108 = 0
Or, x(x+12) -9(x+12) = 0
Or, (x+12)(x-9) = 0
x + 12 = 0 Or, x= -12 (Not Acceptable)
So, x-9 = 0 Or, x=9
So, Original speed = x = 9 km/h
Answer all the questions in Ascending Order.
| 36
01. Write an essay in Bangla on: [25]
02. Write an essay in English on : A Self-Reliant Economy: Concept and Reality [25]
03. A bank is interested to open a new specialized branch for the welfare of the peasants. As an employee of the bank, write
a letter to the higher authority of the Bangladesh Bank explaining its feasibility. [15]
04.
[15]
Climate change may produce hundreds of millions of environmental refugees, which is an environmental justice concern.
Those refugees may be displaced by rising tides, storm damage and changes in agricultural production. Residents of low-lying
Islands and low flood-prone countries may be dislocated as sea levels rise and river floods become harder to control. Some
skeptics dispute whether the changes are entirely man-made, but the vast majority of experts believe that one of the major
causes of climate change is the burning of fossil fuels, which are the primary energy source for modern societies. The
resulting gases carbon dioxide, methane, fluorocarbons, and nitrous oxide, among others are released into the atmosphere.
There, these gases combine
solar radiation contributes to increased air temperature. In this way gases function much as do the glass panes of a
greenhouse. Newly released gases will remain in the atmosphere for thirty to a hundred years; since greenhouse gas
emissions continue to rise; their buildup in the atmosphere is expected to increase over time. Automobile exhaust, along with
industrial power plants and agricultural operations, produce most of the gasses that lead to climate change. Deforestation also
contributes to the warming because there are fewer trees and other plant life to absorb carbon dioxide before it reaches the
atmosphere.
a) Give a suitable title for the passage.

b) E
c) Why do many professionals disagree with some skeptics?
d) What are the consequences of emitting detrimental rays?
e) How does forestation contribute in decreasing the global warming?
,
Extreme poverty, as defined by the World Bank, means not having enough
, , , ,
income to meet the most basic human needs for adequate food, water,
shelter, clothing, sanitation, health care or education.
In 2008, the Bank calculated that this requires a daily income that is the ,
purchasing power equivalent of about USD 1.25 per day in the United 1.25
States.
1.25
That is not the foreign exchange equivalent of USD 1.25, which might not
, ,
be so bad, because as everyone who travels from a rich country to a poor
,
one knows, the currencies of rich countries often have much greater
purchasing power in poor countries.
| 37
earn only as much as will buy, in their currency, the quantity of necessities
that USD 1.25 will buy in the United States. 1.25
1.4
The Bank estimates that 1.4 billion people have less income than this.
, is the Bengali
, nationalism.
, , , The culture, the heritage, the air, and the blood of Bengal are the
ingredients of bengal nationalism.
,
I believe in the democracy, the voting rights of the people.
,
We believe in socialism, where there will be tyranny-less society.
The ruling class will no longer be able to grind the people of the country,
,
, And, there will be religious secularism, which does not mean non-
religiousness.
, Hindus will follow their religion, Muslims will do their own, Christian-
, Buddhists will go for their own religion.
, Nobody will be able to interfere in others religion, the people of Bengal do

not want it.
Religion cannot be used for political purposes.
,
If anyone uses, the people of Bengal will counterblow him, I believe that.
,

(A) A teacher has 3 hours to grade all the papers submitted by the 35 students in her class. She gets through the first 5
papers in 30 minutes. How much faster does she have to work to grade the remaining papers in the allotted time?
Solution:
Total time available: 180 minutes
Time to grade first 5 papers: 30 minutes
| 38
Rate: R1 = 5/30 = 1/6 papers per minute
Time remaining to grade remaining papers:
180 30 = 150 minutes to grade 35 5 = 30 papers
Required rate to finish on time:
R2 = 30/150 = 1/5 papers per minute
How much bigger is R2 than R1?
R2/R1 = (1/5) / (1/6) = 6/5 = 1.2
R2 = 1.2 R1 ⇒ R2 is 20% greater than R1
(B) A two digit number is four times the sum of the two digits. If the digits are reversed, the number so obtained is 18 more
than the original number. What is the original number?
Solution:
Let, one-digit number is y &
Ten-digit number is x
So, the number is 10x + y
According to question,
10x + y = 4(x + y)
Or, 10x + y = 4x + 4y
Or, x = y/2
If the digits are reversed, the new number will be,
10y + x;
10y + x = 10x + y + 18
Or, 9y = 9x + 18
Or, 9y = 9Xy/2 + 18
Or, 9y = 36
Or, y = 4
Then, x = y/2 = 4/2 = 2.
So the number is (10 x 2) + 4 = 24
(C) Solve: x2 yx = 7, y2 + xy = 30
Solution:
x2 yx = 7 (i)
2
Or, xy = x 7
2
Or, y = (x 7)/x
Or, y = x 7/x
y2 + xy = 30 (ii)
(i) + (ii)
x2 yx + y2 + xy = 7 + 30
Or, x2 + y2 =37
Or, x2 + (x 7/x)2 = 37
Or, x2 + x2 2.x.7/x + (7/x)2 = 37
Or, 2x2 -14 + 49/x2 = 37
Or, (2x4 + 49)/x2 = 51
Or, 2x4 + 49 = 51x2
Or, 2x4 51x2 + 49 = 0
Or, 2x4 49x2 -2x2 + 49 = 0
| 39
Or, x2(2x2 49) -1(2x2 49) =0
2 2
Or, (2x 49)( x 1) = 0
2
2x 49 = 0
Or, 2x2 = 49
Or, x= 7/√2
Again,
x2 1=0
Or, x= 1
Now,
If x= 7/√2,
y = 7/√2 7/(7/√2)
Or, y = 7/√2 √2
Or, y= (7-2)/ √2 = 5/√2
If x = 1,
y = 1- 7/1 = 1 7 = -6
(x, y) = (7/√2, 5/√2) , (1, 6)
(D)
which pay 9% interest. He will invest 9000 taka and require that he receives 850 taka as interest. How much should he invest
in each company?
Solution:
Let, invest in M company is x Tk.
Then invest in N company is y = (9000 x) Tk.
I = I1 + I2
Or, 850 = (10X1Xx)/100 + (9000 x)X1X9/100
Or, 850 = 10x/100 + (8100 -9x)/100
Or, 85000 = 10x + 81000 -9x
Or, x = 4000
Then, y = 9000 4000 = 5000
(E) A committee of 5 persons is to be formed from 6 male and 5 female members. In how many ways this committee can be
formed so that there is at least 1 male and 1 female member in the committee?
Solution:
6 Male 5 female
1 4 6c1 X 5c4 =6 X 5 = 30
2 3 6c2 X 5c3 =15 X 10 = 150
3 2 6c3 X 5c2 =20 X 10 = 200
4 1 6c4 X 5c1 =15 X 5 = 75
Total = 455
(F) A circle is inscribed inside a right angled triangle with equal sides. What is the area of the circle if the length of one side
of the right angled triangle is 4 cm?
| 40
Solution:
AC2 = √(42 + 42) = √32 = 4 ∙2
Area = 1/2 X4X4 = 8
Radius of circle = (2xArea)/(sum of the sides of the triangle)
= 2×8/(4√2 + 4 +4)
= 16/(4√2 + 8)
= 16/(4√2)(√2 + 1)
= 2√2/(√2 + 1)
= 2√2(√2 1) / /(√2 + 1) /(√2 1)
= 2√2(√2 1)
Πr2 = Π{2√2(√2 1)}2

= Π 8(√2 1)2
= 8 Π(√2 1)2
(G) The length of a tangent drawn from a point Q is 12 cm which is 13 cm away from the centre of the circle. Find the
diameter of the circle.
Solution:
From the figure,
OP = √(OQ2 QP2) = √(132 122) = = √(169 144) = √25 = 5
D = 2r = 2X5 = 10
01. A bag contains 75 rod. 35 are blue and 25 of these blue rods are twisted at the bottom. The rest of them are red and 30
of the red ones are twisted. The rods that are not twisted are clear. What is the probability of drawing?
a. A blue rod from the box
b. A clear rod from the box
c. A blue, twisted rod
| 41
d. A red, clear rod
e. A twisted rod
Solution:
Given that;
Total number of rod = 75
Blue rod = 35
Red rod = 75-35 = 40
Twisted Blue rod = 25
Clear Blue rod = 35-25 = 10
Twisted Red rod = 30
Clear Red rod = 40-30 = 10
Now,
a)The probability of drawing a Blue rod from the box
= 35/75 = 7/15 (ans)
b)The probability of drawing a Clear rod from the box
= (10+10)/75 = 20/75 = 4/15 (ans)
c)The probability of drawing a Blue,twisted rod from the box
= 25/75 = 1/3 (ans)
d)The probability of drawing a Red,clear rod from the box
= 10/75 = 2/15 (ans)
e)The probability of drawing a Twisted rod from the box
= (25+30)/75 = 11/15 (ans)
02. (A) The sum of a race time of two runners is 170 seconds. One of the runners took ten seconds less twice the other to
complete the race. What is the race time of each runner?
Solution:
The sum of a race time of two runners is 170 seconds. One of the runners took ten seconds less twice the other to complete
the race. What is the race time of each runner?
Solution:
Let,
one takes x sec &
other takes 2x-10 sec
ATQ,
x+2x-10 = 170
=>3x =180
So, x = 60
Another time is = 2*60-10 = 120-10 = 110 sec (ans)
(B) t
time. How old will they be in two years from now?
Solution:
Let,
Fahim's age be x years and
Sakib's age be 2x years
Now,
4 years ago Fahim's age (x-4) years
and Sakib's age (2x-4) years
| 42
ATQ;
2x-4 = 3(x-4)-6
=>2x-3x = -12-6+4
=>-x= -14
So, x = 14
After 2 years their age will be (14+2) = 16 years
& (2*14+2)=30 years. (ans)
03. (A) Four students contributed in charity drive and average amount contributed by each student was BDT 20. If no student
gave more than BDT25. What is the minimum amount that any student could have contributed?
Solution:
Total amount of charity = 4*20 = 80 tk
Here, maximum 3 student can contribute = 3*25=75 tk
So minimum amount a student can contribute = 80-75 = 5 tk (ans)
(B) The sum of 15 consecutive integers is 88. What is the largest of this integer?
Solution:
ATQ,
x+x+1+x+2+...... x+14 = 88
or, 15x+7*15 = 88
or, 15x = 88-105
or, x = -17/15
So,the largest number is
= x+14
= (-17/15)+14
= (-17+210)/15
= 193/15
But 193/15 is not an integer so there is no actual answer for this question...
04. Solve the inequalities

(A) x2-12x+20 0
Solution:
Consider inequality to equation :
x^2-12x+27<0
=>x^2-9x-3x+27<0
=>x(x-9)-3(x-9)<0
=>(x-9)(x-3)<0
According to inequality,
x>3 or x<9
Both are not satisfy the equation.
So,the inequality for satisfy the equation 3<x<9 (ans)
(B) x2-13x+40 0
Solution:
Consider inequality to equation,
x^2-13x+40>=0
=>x^2-8x-5x+40>=0
| 43
=>x(x-8)-5(x-8)>=0
=>(x-8)(x-5)>=0
According to inequality,
x>=8 or x>=5
Here, x>=5 is not satisfy the equation (Let,if x>5 like---6,the result will be neg, then the equation will not be true)
So,only x>=8 can satisfy the demand
Let,if x=8, the result will equal to 0
again,if x>8,the result will remain positive.
So,the inequality is x>=8 (ans)
06. (A) A school has 40 rooms that can sit 600 people. Some rooms can sit 10 people and some can sit 20 people. What is
the ratio of the number of 10-person room to the number of 20-person room?
Solution:
Given that;
Total number of rooms=40
Total number of seats=600
Suppose,
10 people can contain such rooms = x
So, 20 people can contain such rooms = 40-x
ATQ;
x*10+(40-x)*20=600
x=20
Thus,Number of 10-person rooms = 20
& 20-Person rooms = 40-20 = 20
Hence, Required ratio = 20:20 = 1:1 (ans)
(B) Out of 85 football players, 42 have scored a goal and 54 have received a yellow card. If 5 players do not do either, what
fraction of the players scored a goal and received a yellow card as well.
Solution:
Let,
Both = x
Only goal, G = 42-x
Only Yellow,Y = 54-x
Did not have goal or yellow card = 5
Total players who have goal or yellow card = 85-5 = 80
According to Venn-Diagram,
We know;
Total = G + Y + x
=>80 = 42-x+x+54-x
=>x=16
Now,Only goal = 42-16 = 26
& Only yellow = 54-16 = 38
Thus,Goal:Yellow = 26:38 = 13:19 (ans)
| 44
01. Write an essay in English on 20
02. A Nobel Laureate Economist will be visiting your city next month. On behalf of the organizing committee of symposium on
, write a letter inviting him to attend as the Key Note Speaker: 20
03. Read the following passage and answer the questions below: 20
We can never get people to act morally by providing reasons of self-interest, because if they accept what we say and act on the
reasons given, they will only be acting self-interestedly, not morally. By refuting the claim, it would be stated that the
substance of the action, what is actually done, is more important than the motive. People might give money to help those in
extreme poverty because their friends will think better of them if they do, or they might give the same amount because they
think it is their duty. Those helped by the gift will benefit to the same extent either way. This is true but crude. It can be
made more sophisticated if it is combined with an appropriate nature and function of ethics. Ethics is a
social practice that has evolved among beings living in social groups, and it promotes ways of living that are in
the interests of individuals living in groups Ethical judgments can do this by praising and encouraging
actions in accordance with these values.
a. What the ethical argument is stated in this passage?

b. Follow the idea stated above and formulate the
definition of ethics in your own words.
c. What does the term sophisticated stand for?
d. What is the role of ethical judgments?
e. Give a suitable title for the passage.
04. Write an essay in Bangla on 30
05. Translate into English: 20
Ans:
Bangladesh is a country of unlimited possibilities. In the last twenty years, the economic growth of Bangladesh has grown from
4.5 percent to more than 7.8 percent. At the same time, the population growth rate decreased
from 2.0 percent to 1.25 percent. Two factors have been the key driving force behind the rapid growth of the economy and the
reduction of poverty. One is the continued growth of export earnings. Another is the huge flow of income from the expatriate
Bangladeshis. Note that, Bangladesh has received more than $100 billion remittance in the last ten years. So, the policy makers
of the world consider Bangladesh as a country of rapid economic growth.
06. Translate into Bangla: 20

ffic congestion is estimated at $3.8 billion a year, and pollution, not the
less tangible losses in quality of life. Paradoxically, the poor infrastructure is one of the reasons why the city is growing so fast.
Whenever a city dweller is asked how long it would take to get somewhere, S[he] generally gives two answers: Without
traffic, may be fifteen minutes. But with traffic? Who solution of this harsh uncertainty, the government
| 45
announced a $2.75 billion plan to build a metro rail system and a $45 million bus rapid transit line from the airport. For
residents of Dhaka, it will come as a relief.
Ans:

(A) Hossain invested taka in a mutual fund which pays 10% interest and n take in a private company which pays 9 interest. He
invested Tk. 18000 and required that he receives Tk 1700 as interest. How much did he invest in each company?
Solution:
At 9% interest investment in a private company = n tk.
At 10% interest investment in a mutual fund = (18000-n) tk.
ATQ,
(18000-n)×10/100 + n×9/100 = 1700
Or, (180000-10n +9n)/100 = 1700
Or, (180000-n)/100 = 1700
Or, 180000-n = 170000
Or, n = 10000
So, At 9% interest investment in a private company = 10000 tk. And
At 10% interest investment in a mutual fund = (18000-10000) = 8000 tk.
(B) 50 daily workers can complete a culvert in 40 days. If 30 of them work daily and the rest work in every alternative day,
how many more days will be required to complete the project?
Solution:
Total work= 50×40= 2000
In 40 days, daily workers complete: 30×40=1200
Alternate workers complete: 20 × (40/2) = 400
Let,
They work for x days after 40 days.
Then, Alternate workers will work for x/2 days.
ATQ,
1200 + 400 + 30x + 20×(x/2) = 2000
Or, 1600 + 30x + 10x = 2000
Or, 40x = 400
Or, x = 400/40 = 10 days
(C) A teacher has 6 hours to grade all the papers submitted by the 35 students in his class. He gets through the first 5 papers
in 1 hour. How much faster should he work to grade the remaining papers in the allotted time?
Solution:
Working efficiency = 5 papers per hour
Time left = (6-1) = 5 hr
Question papers left = 35-5 = 30
so, new efficiency will be= 30/5 = 6 papers/hr
so, he must work= (6-5)×100/5= 20% faster
| 46
(D) A two digit number is six times the sum of the two digits. If the digits are reversed, the number so obtained is 9 less than
the original number. What is the original number?
Solution:
Let,
unit digit = y
tenth digit= x
so, the number = 10x + y
at, 1st condition,
10x + y = 6(x + y) (i)
when the digits are reversed, the number = 10y+x
so, at 2nd condition,
(10x + y)- (10y + x) = 9 ..(ii)
From eq (i)
x = 5y/4 .(iii)
From eq (ii)
x-y=1
5y/4 - y = 1
y=4
From eq (iii)
x = 5y/4
x= 5
So, the original number= 10×5 + 4 = 54
(E) Factorize: x3 21x + 20
Solution:
x3 21x + 20
Here, (x-1) is a factor.
So,
x3 - 21x + 21
= x3 x2 + x2 x - 20x + 20
2
= x (x - 1) + x(x - 1) -20(x - 1)
= (x - 1)(x2 + x - 20)
= (x - 1)( x2 + 5x 4x -20)
= (x - 1){x(x + 5) - 4(x + 5)}
= (x - 1)(x + 5)(x - 4)
(F) A maximum sized rectangular playground is made within a circular space of radius 2√41 meter. Calculate the area of the
playground if its length and width are distributed in the proportion of 4:5.
Solution:
Here, radius= 2√41
and let, length = 4x m, wide= 5x m
So, diameter = 2×(2√41) = 4√41 m
ATQ,
(4x)2 + (5x)2 = (4√41)2
Or, 41 × x2 = 16×41
Or, x2 = 16
Or, x= 4
So, area = (4×4)×(5×4) = 320 m2
| 47
(G) Two numbers x and are in GP and their sum is 30. Also the sum of their square is 468. Find the numbers.
Solution:
Let, X = a
Common ratio = r
So, Y = ar
ATQ,
X+ Y= 30
Or, a + ar =30
Or, ar = 30 a
Again ATQ,
a2 + (30 - a)2 = 468
Or, a2 + 900 - 60a + a2 =468
Or, a2 - 12a - 18a + 216 = 0
Or, a(a-12) -18(a-12) = 0
Or, (a-12)(a-18) = 0
Or, a= 12, 18
So, ar = 18, 12
| 48

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06. A part-time employee whose hourly wage was increased

02. Focus writing in English:

03. ToTal cost of bill = 20 + 30 + 25 = 75

06. Rafiq, Suja and Suman share an apartment and are

C = 3/13 × 297000 = Tk. 68538

06. In a flight of 600 km, an aircraft was slowed down due

place. Moreover, if the place of the digits are interchanged

- 06. In an examination, 80% of the students passed in English,

05. A contract is to be completed in 46 days and 117 men

Percentage of money given to the 3 sons: 04. Translation: English to Bangla

02. Focus writing in English:

02. Focus writing in Bangla:

04. ENGLISH COMPREHENSION ,

As a, b, c, d, e are consecutive numbers

Or, x = 40530 = 13.5

04. Padma purchased 30 kg of rice at the rate of tk 17.50 per

01. Focus writing in Bangla:

07. A retailer buys 40 pens at the market price of 36 pens

09. Four milkmen rented a pasture. A grazed 24 cows for 3

08. A room is half as long again as it is broad. The cost of

06. A B and C enter into partnership. A invests 3 times as

01. Focus writing in English:

06. A, B and C start a business each investing Tk. 20,000.

04. Translation: English to Bangla x = 8.

05. 2 men and 3 boys can do a piece of work in 10 days

∴2 men + 3 boys = 7 boys + 3 boy = 10 boys

start of the business, B withdrew Tk 600. If C's share is Tk

06. A and B started a business by investing Tk 2400 and Tk , ?

3600 respectively. At The end of 4th month from the start of g) ,

the business, C joined with Tk X. After 8 months from the

h) for the future. Hope is a property of the long run. When we

positively associated with growth. Such models suggest that

inherent in the formulation of national development k)

06. A loss of 15% is incurred by selling a watch for 'Tk. 612.

= (110 × 720)/100 to prevent a missed payment of interest or principal on bonds

in the first quarter to 60.7 percent, the lowest level since

04. Translation: Bangla to English

To print 2000 books we need = (7500 ✛ 5000) = 12500 Tk

02. Focus writing in Bangla :

a) What would be an appropriate title for the above

06. Translation Bangla to English: Solution: A

04. Translation: English to Bangla Solution:

02.Focus writing in Bangla

Then math question takes 2x minutes

05. Last year 60 students enrolled in the Economic course.

Or, 51x / 72 = 85x / 10D (iii) comprehensive in recognizing the multidimensional

08. A shopkeeper who sells, on an average, 18 pencils and

6 km per hour and takes 35 minutes in all, find the distance

08. In an MBA class the ratio of number of commerce ,

men banking would make great contribution towards

05. Twenty-four men can complete a work in sixteen days. ∴ x = 45 km/h

06. The average speed of Train in the onward Journey is 25%

Or, 30x = 22x +160

Or, 125x + 120y = 82000 × 100 Let the hundred's digit = x

payments increased the trade imbalance. The central bank Solution:

c) amount of total profit?

If the total amount of simple interest earned in two years is

started one hour late and started driving at a speed of 140

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Let, total members are x Then in 60 sec 28πx × 60 inches