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1 Amortizar mensualmente un credito hipotecario en la cooperativa el campesino

de Q 100,000.00 a 7 años plazo a una ta sa de interes del 1% mensual

AMORTIZACIÓN CONSTANTE
DATOS
S Q 100,000.00
N 84
i 1%
FORMULA A= S/N periodos A=

Columna1 TABLA DE AMORTIZACIONES Columna2 Columna3


No. Periodos AMORTIZACIÓN INTERESES

I= p*i*n
84 1 Q 1,190.48 Q 1,000.00
83 2 Q 1,190.48 Q 988.10
82 3 Q 1,190.48 Q 976.19
81 4 Q 1,190.48 Q 964.29
80 5 Q 1,190.48 Q 952.38
79 6 Q 1,190.48 Q 940.48
78 7 Q 1,190.48 Q 928.57
77 8 Q 1,190.48 Q 916.67
76 9 Q 1,190.48 Q 904.76
75 10 Q 1,190.48 Q 892.86
74 11 Q 1,190.48 Q 880.95
73 12 Q 1,190.48 Q 869.05
72 13 Q 1,190.48 Q 857.14
71 14 Q 1,190.48 Q 845.24
70 15 Q 1,190.48 Q 833.33
69 16 Q 1,190.48 Q 821.43
68 17 Q 1,190.48 Q 809.52
67 18 Q 1,190.48 Q 797.62
66 19 Q 1,190.48 Q 785.71
65 20 Q 1,190.48 Q 773.81
64 21 Q 1,190.48 Q 761.90
63 22 Q 1,190.48 Q 750.00
62 23 Q 1,190.48 Q 738.10
61 24 Q 1,190.48 Q 726.19
60 25 Q 1,190.48 Q 714.29
59 26 Q 1,190.48 Q 702.38
58 27 Q 1,190.48 Q 690.48
57 28 Q 1,190.48 Q 678.57
56 29 Q 1,190.48 Q 666.67
55 30 Q 1,190.48 Q 654.76
54 31 Q 1,190.48 Q 642.86
53 32 Q 1,190.48 Q 630.95
52 33 Q 1,190.48 Q 619.05
51 34 Q 1,190.48 Q 607.14
50 35 Q 1,190.48 Q 595.24
49 36 Q 1,190.48 Q 583.33
48 37 Q 1,190.48 Q 571.43
47 38 Q 1,190.48 Q 559.52
46 39 Q 1,190.48 Q 547.62
45 40 Q 1,190.48 Q 535.71
44 41 Q 1,190.48 Q 523.81
43 42 Q 1,190.48 Q 511.90
42 43 Q 1,190.48 Q 500.00
41 44 Q 1,190.48 Q 488.10
40 45 Q 1,190.48 Q 476.19
39 46 Q 1,190.48 Q 464.29
38 47 Q 1,190.48 Q 452.38
37 48 Q 1,190.48 Q 440.48
36 49 Q 1,190.48 Q 428.57
35 50 Q 1,190.48 Q 416.67
34 51 Q 1,190.48 Q 404.76
33 52 Q 1,190.48 Q 392.86
32 53 Q 1,190.48 Q 380.95
31 54 Q 1,190.48 Q 369.05
30 55 Q 1,190.48 Q 357.14
29 56 Q 1,190.48 Q 345.24
28 57 Q 1,190.48 Q 333.33
27 58 Q 1,190.48 Q 321.43
26 59 Q 1,190.48 Q 309.52
25 60 Q 1,190.48 Q 297.62
24 61 Q 1,190.48 Q 285.71
23 62 Q 1,190.48 Q 273.81
22 63 Q 1,190.48 Q 261.90
21 64 Q 1,190.48 Q 250.00
20 65 Q 1,190.48 Q 238.10
19 66 Q 1,190.48 Q 226.19
18 67 Q 1,190.48 Q 214.29
17 68 Q 1,190.48 Q 202.38
16 69 Q 1,190.48 Q 190.48
15 70 Q 1,190.48 Q 178.57
14 71 Q 1,190.48 Q 166.67
13 72 Q 1,190.48 Q 154.76
12 73 Q 1,190.48 Q 142.86
11 74 Q 1,190.48 Q 130.95
10 75 Q 1,190.48 Q 119.05
9 76 Q 1,190.48 Q 107.14
8 77 Q 1,190.48 Q 95.24
7 78 Q 1,190.48 Q 83.33
6 79 Q 1,190.48 Q 71.43
5 80 Q 1,190.48 Q 59.52
4 81 Q 1,190.48 Q 47.62
3 82 Q 1,190.48 Q 35.71
2 83 Q 1,190.48 Q 23.81
1 84 Q 1,190.48 Q 11.90
Q 100,000.00 Q 42,500.00

AMORTIZACION GRADUAL O CONSTANTE

DATOS
AB
C Q 100,000.00
i 1%
N 84

FORMULA C*i
Ab = 1 - 1
(1+i) N

Columna1 TABLA DE AMORTIZACIÓN Columna2 Columna3


No. SALDO ABONO INTERÉS
S= Saldo - Amort s/periodos I= cti
1 Q 100,000.00 Q 1,765.27 Q 1,000.00
2 Q 99,234.73 Q 1,765.27 Q 992.35
3 Q 98,461.80 Q 1,765.27 Q 984.62
4 Q 97,681.15 Q 1,765.27 Q 976.81
5 Q 96,892.68 Q 1,765.27 Q 968.93
6 Q 96,096.34 Q 1,765.27 Q 960.96
7 Q 95,292.03 Q 1,765.27 Q 952.92
8 Q 94,479.67 Q 1,765.27 Q 944.80
9 Q 93,659.20 Q 1,765.27 Q 936.59
10 Q 92,830.52 Q 1,765.27 Q 928.31
11 Q 91,993.55 Q 1,765.27 Q 919.94
12 Q 91,148.21 Q 1,765.27 Q 911.48
13 Q 90,294.42 Q 1,765.27 Q 902.94
14 Q 89,432.09 Q 1,765.27 Q 894.32
15 Q 88,561.14 Q 1,765.27 Q 885.61
16 Q 87,681.48 Q 1,765.27 Q 876.81
17 Q 86,793.02 Q 1,765.27 Q 867.93
18 Q 85,895.67 Q 1,765.27 Q 858.96
19 Q 84,989.36 Q 1,765.27 Q 849.89
20 Q 84,073.98 Q 1,765.27 Q 840.74
21 Q 83,149.44 Q 1,765.27 Q 831.49
22 Q 82,215.67 Q 1,765.27 Q 822.16
23 Q 81,272.55 Q 1,765.27 Q 812.73
24 Q 80,320.00 Q 1,765.27 Q 803.20
25 Q 79,357.93 Q 1,765.27 Q 793.58
26 Q 78,386.23 Q 1,765.27 Q 783.86
27 Q 77,404.82 Q 1,765.27 Q 774.05
28 Q 76,413.60 Q 1,765.27 Q 764.14
29 Q 75,412.46 Q 1,765.27 Q 754.12
30 Q 74,401.31 Q 1,765.27 Q 744.01
31 Q 73,380.05 Q 1,765.27 Q 733.80
32 Q 72,348.58 Q 1,765.27 Q 723.49
33 Q 71,306.79 Q 1,765.27 Q 713.07
34 Q 70,254.59 Q 1,765.27 Q 702.55
35 Q 69,191.86 Q 1,765.27 Q 691.92
36 Q 68,118.50 Q 1,765.27 Q 681.19
37 Q 67,034.42 Q 1,765.27 Q 670.34
38 Q 65,939.49 Q 1,765.27 Q 659.39
39 Q 64,833.61 Q 1,765.27 Q 648.34
40 Q 63,716.67 Q 1,765.27 Q 637.17
41 Q 62,588.56 Q 1,765.27 Q 625.89
42 Q 61,449.18 Q 1,765.27 Q 614.49
43 Q 60,298.40 Q 1,765.27 Q 602.98
44 Q 59,136.11 Q 1,765.27 Q 591.36
45 Q 57,962.19 Q 1,765.27 Q 579.62
46 Q 56,776.54 Q 1,765.27 Q 567.77
47 Q 55,579.03 Q 1,765.27 Q 555.79
48 Q 54,369.55 Q 1,765.27 Q 543.70
49 Q 53,147.97 Q 1,765.27 Q 531.48
50 Q 51,914.18 Q 1,765.27 Q 519.14
51 Q 50,668.05 Q 1,765.27 Q 506.68
52 Q 49,409.46 Q 1,765.27 Q 494.09
53 Q 48,138.28 Q 1,765.27 Q 481.38
54 Q 46,854.39 Q 1,765.27 Q 468.54
55 Q 45,557.66 Q 1,765.27 Q 455.58
56 Q 44,247.96 Q 1,765.27 Q 442.48
57 Q 42,925.17 Q 1,765.27 Q 429.25
58 Q 41,589.15 Q 1,765.27 Q 415.89
59 Q 40,239.76 Q 1,765.27 Q 402.40
60 Q 38,876.89 Q 1,765.27 Q 388.77
61 Q 37,500.38 Q 1,765.27 Q 375.00
62 Q 36,110.11 Q 1,765.27 Q 361.10
63 Q 34,705.94 Q 1,765.27 Q 347.06
64 Q 33,287.73 Q 1,765.27 Q 332.88
65 Q 31,855.33 Q 1,765.27 Q 318.55
66 Q 30,408.61 Q 1,765.27 Q 304.09
67 Q 28,947.43 Q 1,765.27 Q 289.47
68 Q 27,471.63 Q 1,765.27 Q 274.72
69 Q 25,981.07 Q 1,765.27 Q 259.81
70 Q 24,475.61 Q 1,765.27 Q 244.76
71 Q 22,955.09 Q 1,765.27 Q 229.55
72 Q 21,419.37 Q 1,765.27 Q 214.19
73 Q 19,868.29 Q 1,765.27 Q 198.68
74 Q 18,301.70 Q 1,765.27 Q 183.02
75 Q 16,719.44 Q 1,765.27 Q 167.19
76 Q 15,121.36 Q 1,765.27 Q 151.21
77 Q 13,507.30 Q 1,765.27 Q 135.07
78 Q 11,877.10 Q 1,765.27 Q 118.77
79 Q 10,230.60 Q 1,765.27 Q 102.31
80 Q 8,567.63 Q 1,765.27 Q 85.68
81 Q 6,888.04 Q 1,765.27 Q 68.88
82 Q 5,191.64 Q 1,765.27 Q 51.92
83 Q 3,478.29 Q 1,765.27 Q 34.78
84 Q 1,747.80 Q 1,765.27 Q 17.48
Q 148,282.96 Q 48,282.96
Q 1,190.48 AMORTIZACIÓN

Columna4 Columna5
PAGO ABONO
SALDO INSOLUTO
Q 100,000.00
Q 2,190.48 Q 98,809.52
Q 2,178.57 Q 97,619.05
Q 2,166.67 Q 96,428.57
Q 2,154.76 Q 95,238.10
Q 2,142.86 Q 94,047.62
Q 2,130.95 Q 92,857.14
Q 2,119.05 Q 91,666.67
Q 2,107.14 Q 90,476.19
Q 2,095.24 Q 89,285.71
Q 2,083.33 Q 88,095.24
Q 2,071.43 Q 86,904.76
Q 2,059.52 Q 85,714.29
Q 2,047.62 Q 84,523.81
Q 2,035.71 Q 83,333.33
Q 2,023.81 Q 82,142.86
Q 2,011.90 Q 80,952.38
Q 2,000.00 Q 79,761.90
Q 1,988.10 Q 78,571.43
Q 1,976.19 Q 77,380.95
Q 1,964.29 Q 76,190.48
Q 1,952.38 Q 75,000.00
Q 1,940.48 Q 73,809.52
Q 1,928.57 Q 72,619.05
Q 1,916.67 Q 71,428.57
Q 1,904.76 Q 70,238.10
Q 1,892.86 Q 69,047.62
Q 1,880.95 Q 67,857.14
Q 1,869.05 Q 66,666.67
Q 1,857.14 Q 65,476.19
Q 1,845.24 Q 64,285.71
Q 1,833.33 Q 63,095.24
Q 1,821.43 Q 61,904.76
Q 1,809.52 Q 60,714.29
Q 1,797.62 Q 59,523.81
Q 1,785.71 Q 58,333.33
Q 1,773.81 Q 57,142.86
Q 1,761.90 Q 55,952.38
Q 1,750.00 Q 54,761.90
Q 1,738.10 Q 53,571.43
Q 1,726.19 Q 52,380.95
Q 1,714.29 Q 51,190.48
Q 1,702.38 Q 50,000.00
Q 1,690.48 Q 48,809.52
Q 1,678.57 Q 47,619.05
Q 1,666.67 Q 46,428.57
Q 1,654.76 Q 45,238.10
Q 1,642.86 Q 44,047.62
Q 1,630.95 Q 42,857.14
Q 1,619.05 Q 41,666.67
Q 1,607.14 Q 40,476.19
Q 1,595.24 Q 39,285.71
Q 1,583.33 Q 38,095.24
Q 1,571.43 Q 36,904.76
Q 1,559.52 Q 35,714.29
Q 1,547.62 Q 34,523.81
Q 1,535.71 Q 33,333.33
Q 1,523.81 Q 32,142.86
Q 1,511.90 Q 30,952.38
Q 1,500.00 Q 29,761.90
Q 1,488.10 Q 28,571.43
Q 1,476.19 Q 27,380.95
Q 1,464.29 Q 26,190.48
Q 1,452.38 Q 25,000.00
Q 1,440.48 Q 23,809.52
Q 1,428.57 Q 22,619.05
Q 1,416.67 Q 21,428.57
Q 1,404.76 Q 20,238.10
Q 1,392.86 Q 19,047.62
Q 1,380.95 Q 17,857.14
Q 1,369.05 Q 16,666.67
Q 1,357.14 Q 15,476.19
Q 1,345.24 Q 14,285.71
Q 1,333.33 Q 13,095.24
Q 1,321.43 Q 11,904.76
Q 1,309.52 Q 10,714.29
Q 1,297.62 Q 9,523.81
Q 1,285.71 Q 8,333.33
Q 1,273.81 Q 7,142.86
Q 1,261.90 Q 5,952.38
Q 1,250.00 Q 4,761.90
Q 1,238.10 Q 3,571.43
Q 1,226.19 Q 2,380.95
Q 1,214.29 Q 1,190.48
Q 1,202.38 Q 0.00
Q 142,500.00

1000
0.57 Q 1,765.27 ABONO

Columna4
AMORTIZ
A=abono-int.
Q 765.27
Q 772.93
Q 780.66
Q 788.46
Q 796.35
Q 804.31
Q 812.35
Q 820.48
Q 828.68
Q 836.97
Q 845.34
Q 853.79
Q 862.33
Q 870.95
Q 879.66
Q 888.46
Q 897.34
Q 906.32
Q 915.38
Q 924.53
Q 933.78
Q 943.12
Q 952.55
Q 962.07
Q 971.69
Q 981.41
Q 991.23
Q 1,001.14
Q 1,011.15
Q 1,021.26
Q 1,031.47
Q 1,041.79
Q 1,052.21
Q 1,062.73
Q 1,073.35
Q 1,084.09
Q 1,094.93
Q 1,105.88
Q 1,116.94
Q 1,128.11
Q 1,139.39
Q 1,150.78
Q 1,162.29
Q 1,173.91
Q 1,185.65
Q 1,197.51
Q 1,209.48
Q 1,221.58
Q 1,233.79
Q 1,246.13
Q 1,258.59
Q 1,271.18
Q 1,283.89
Q 1,296.73
Q 1,309.70
Q 1,322.79
Q 1,336.02
Q 1,349.38
Q 1,362.88
Q 1,376.50
Q 1,390.27
Q 1,404.17
Q 1,418.21
Q 1,432.40
Q 1,446.72
Q 1,461.19
Q 1,475.80
Q 1,490.56
Q 1,505.46
Q 1,520.52
Q 1,535.72
Q 1,551.08
Q 1,566.59
Q 1,582.26
Q 1,598.08
Q 1,614.06
Q 1,630.20
Q 1,646.50
Q 1,662.97
Q 1,679.60
Q 1,696.39
Q 1,713.36
Q 1,730.49
Q 1,747.80
2 Federico Pacheco adquirio al credito a un plazo de 5 años en Hino s.a. Un camion por Q 235,000.00
dicha empresa le cobrara el 2% mensual de interes don fede necesita saber el valor de sus pagos
trimestrales constantes durante ese tiempo

AMORTIZACION CONSTANTE
DATOS
S Q 235,000.00
N 20
i 6%
FORMULA A= S/N periodos

TABLA DE AMORTIZACIONES Columna1


No. Periodos AMORTIZACIÓN

20 1 Q 11,750.00
19 2 Q 11,750.00
18 3 Q 11,750.00
17 4 Q 11,750.00
16 5 Q 11,750.00
15 6 Q 11,750.00
14 7 Q 11,750.00
13 8 Q 11,750.00
12 9 Q 11,750.00
11 10 Q 11,750.00
10 11 Q 11,750.00
9 12 Q 11,750.00
8 13 Q 11,750.00
7 14 Q 11,750.00
6 15 Q 11,750.00
5 16 Q 11,750.00
4 17 Q 11,750.00
3 18 Q 11,750.00
2 19 Q 11,750.00
1 20 Q 11,750.00
Q 235,000.00

AMORTIZACION GRADUAL O CONSTANTE

DATOS
AB
C Q 235,000.00
i 6%
N 20

FORMULA C*i
Ab = 1 -

Columna1 TABLA DE AMORTIZACIÓN


No. SALDO
S= Saldo - Amort
1 Q 235,000.00
2 Q 228,611.63
3 Q 221,839.96
4 Q 214,661.98
5 Q 207,053.33
6 Q 198,988.16
7 Q 190,439.08
8 Q 181,377.05
9 Q 171,771.30
10 Q 161,589.21
11 Q 150,796.19
12 Q 139,355.59
13 Q 127,228.56
14 Q 114,373.90
15 Q 100,747.96
16 Q 86,304.47
17 Q 70,994.37
18 Q 54,765.66
19 Q 37,563.23
20 Q 19,328.65
Un camion por Q 235,000.00
aber el valor de sus pagos

A= Q 11,750.00 AMORTIZACIÓN

Columna2 Columna3 Columna4


INTERESES PAGO ABONO SALDO INSOLUTO

I= p*i*n Q 235,000.00
Q 14,100.00 Q 25,850.00 Q 223,250.00
Q 13,395.00 Q 25,145.00 Q 211,500.00
Q 12,690.00 Q 24,440.00 Q 199,750.00
Q 11,985.00 Q 23,735.00 Q 188,000.00
Q 11,280.00 Q 23,030.00 Q 176,250.00
Q 10,575.00 Q 22,325.00 Q 164,500.00
Q 9,870.00 Q 21,620.00 Q 152,750.00
Q 9,165.00 Q 20,915.00 Q 141,000.00
Q 8,460.00 Q 20,210.00 Q 129,250.00
Q 7,755.00 Q 19,505.00 Q 117,500.00
Q 7,050.00 Q 18,800.00 Q 105,750.00
Q 6,345.00 Q 18,095.00 Q 94,000.00
Q 5,640.00 Q 17,390.00 Q 82,250.00
Q 4,935.00 Q 16,685.00 Q 70,500.00
Q 4,230.00 Q 15,980.00 Q 58,750.00
Q 3,525.00 Q 15,275.00 Q 47,000.00
Q 2,820.00 Q 14,570.00 Q 35,250.00
Q 2,115.00 Q 13,865.00 Q 23,500.00
Q 1,410.00 Q 13,160.00 Q 11,750.00
Q 705.00 Q 12,455.00 Q -
Q 148,050.00 Q 383,050.00
C*i 14100
1 0.69 Q 20,488.37 ABONO
(1+i) N

Columna2 Columna3 Columna4


ABONO INTERÉS AMORTIZ
s/periodos I= cti A=abono-int.
Q 20,488.37 Q 14,100.00 Q 6,388.37
Q 20,488.37 Q 13,716.70 Q 6,771.67
Q 20,488.37 Q 13,310.40 Q 7,177.97
Q 20,488.37 Q 12,879.72 Q 7,608.65
Q 20,488.37 Q 12,423.20 Q 8,065.17
Q 20,488.37 Q 11,939.29 Q 8,549.08
Q 20,488.37 Q 11,426.34 Q 9,062.03
Q 20,488.37 Q 10,882.62 Q 9,605.75
Q 20,488.37 Q 10,306.28 Q 10,182.09
Q 20,488.37 Q 9,695.35 Q 10,793.02
Q 20,488.37 Q 9,047.77 Q 11,440.60
Q 20,488.37 Q 8,361.34 Q 12,127.04
Q 20,488.37 Q 7,633.71 Q 12,854.66
Q 20,488.37 Q 6,862.43 Q 13,625.94
Q 20,488.37 Q 6,044.88 Q 14,443.49
Q 20,488.37 Q 5,178.27 Q 15,310.10
Q 20,488.37 Q 4,259.66 Q 16,228.71
Q 20,488.37 Q 3,285.94 Q 17,202.43
Q 20,488.37 Q 2,253.79 Q 18,234.58
Q 20,488.37 Q 1,159.72 Q 19,328.65
Q 409,767.42 Q 174,767.42
3 Mercedes Perechu se compra un terreo a plazos mensuales durante 5 años en residenciales
el vaquero con una tasa de interes del 11% anual para lo cual necestita que usted le realice
su tabl de amortizacion constante sabiendo que el terreno tiene un valor de Q 89,000.00

AMORTIZACION CONSTANTE
DATOS
S Q 89,000.00
N 60
i 0.917%
FORMULA A= S/N periodos A=

TABLA DE AMORTIZACIONES Columna1 Columna2


No. Periodos AMORTIZACIÓN INTERESES

I= p*i*n
60 1 Q 1,483.33 Q 815.83
59 2 Q 1,483.33 Q 802.24
58 3 Q 1,483.33 Q 788.64
57 4 Q 1,483.33 Q 775.04
56 5 Q 1,483.33 Q 761.44
55 6 Q 1,483.33 Q 747.85
54 7 Q 1,483.33 Q 734.25
53 8 Q 1,483.33 Q 720.65
52 9 Q 1,483.33 Q 707.06
51 10 Q 1,483.33 Q 693.46
50 11 Q 1,483.33 Q 679.86
49 12 Q 1,483.33 Q 666.26
48 13 Q 1,483.33 Q 652.67
47 14 Q 1,483.33 Q 639.07
46 15 Q 1,483.33 Q 625.47
45 16 Q 1,483.33 Q 611.88
44 17 Q 1,483.33 Q 598.28
43 18 Q 1,483.33 Q 584.68
42 19 Q 1,483.33 Q 571.08
41 20 Q 1,483.33 Q 557.49
40 21 Q 1,483.33 Q 543.89
39 22 Q 1,483.33 Q 530.29
38 23 Q 1,483.33 Q 516.69
37 24 Q 1,483.33 Q 503.10
36 25 Q 1,483.33 Q 489.50
35 26 Q 1,483.33 Q 475.90
34 27 Q 1,483.33 Q 462.31
33 28 Q 1,483.33 Q 448.71
32 29 Q 1,483.33 Q 435.11
31 30 Q 1,483.33 Q 421.51
30 31 Q 1,483.33 Q 407.92
29 32 Q 1,483.33 Q 394.32
28 33 Q 1,483.33 Q 380.72
27 34 Q 1,483.33 Q 367.13
26 35 Q 1,483.33 Q 353.53
25 36 Q 1,483.33 Q 339.93
24 37 Q 1,483.33 Q 326.33
23 38 Q 1,483.33 Q 312.74
22 39 Q 1,483.33 Q 299.14
21 40 Q 1,483.33 Q 285.54
20 41 Q 1,483.33 Q 271.94
19 42 Q 1,483.33 Q 258.35
18 43 Q 1,483.33 Q 244.75
17 44 Q 1,483.33 Q 231.15
16 45 Q 1,483.33 Q 217.56
15 46 Q 1,483.33 Q 203.96
14 47 Q 1,483.33 Q 190.36
13 48 Q 1,483.33 Q 176.76
12 49 Q 1,483.33 Q 163.17
11 50 Q 1,483.33 Q 149.57
10 51 Q 1,483.33 Q 135.97
9 52 Q 1,483.33 Q 122.38
8 53 Q 1,483.33 Q 108.78
7 54 Q 1,483.33 Q 95.18
6 55 Q 1,483.33 Q 81.58
5 56 Q 1,483.33 Q 67.99
4 57 Q 1,483.33 Q 54.39
3 58 Q 1,483.33 Q 40.79
2 59 Q 1,483.33 Q 27.19
1 60 Q 1,483.33 Q 13.60
Q 89,000.00 Q 24,882.92

AMORTIZACION GRADUAL O CONSTANTE


DATOS
AB
C Q 89,000.00
i 0.917%
N 60

FORMULA
C*i
Ab = 1 - 1
(1+i) N

TABLA DE AMORTIZACIÓN
No. SALDO ABONO
S= Saldo - Amort s/periodos
1 Q 89,000.00 Q 1,935.08
2 Q 87,880.76 Q 1,935.08
3 Q 86,751.26 Q 1,935.08
4 Q 85,611.40 Q 1,935.08
5 Q 84,461.10 Q 1,935.08
6 Q 83,300.25 Q 1,935.08
7 Q 82,128.76 Q 1,935.08
8 Q 80,946.53 Q 1,935.08
9 Q 79,753.46 Q 1,935.08
10 Q 78,549.46 Q 1,935.08
11 Q 77,334.42 Q 1,935.08
12 Q 76,108.24 Q 1,935.08
13 Q 74,870.83 Q 1,935.08
14 Q 73,622.07 Q 1,935.08
15 Q 72,361.86 Q 1,935.08
16 Q 71,090.10 Q 1,935.08
17 Q 69,806.69 Q 1,935.08
18 Q 68,511.50 Q 1,935.08
19 Q 67,204.45 Q 1,935.08
20 Q 65,885.42 Q 1,935.08
21 Q 64,554.29 Q 1,935.08
22 Q 63,210.96 Q 1,935.08
23 Q 61,855.32 Q 1,935.08
24 Q 60,487.25 Q 1,935.08
25 Q 59,106.64 Q 1,935.08
26 Q 57,713.38 Q 1,935.08
27 Q 56,307.34 Q 1,935.08
28 Q 54,888.42 Q 1,935.08
29 Q 53,456.48 Q 1,935.08
30 Q 52,011.43 Q 1,935.08
31 Q 50,553.12 Q 1,935.08
32 Q 49,081.45 Q 1,935.08
33 Q 47,596.29 Q 1,935.08
34 Q 46,097.51 Q 1,935.08
35 Q 44,585.00 Q 1,935.08
36 Q 43,058.62 Q 1,935.08
37 Q 41,518.25 Q 1,935.08
38 Q 39,963.75 Q 1,935.08
39 Q 38,395.01 Q 1,935.08
40 Q 36,811.89 Q 1,935.08
41 Q 35,214.26 Q 1,935.08
42 Q 33,601.98 Q 1,935.08
43 Q 31,974.92 Q 1,935.08
44 Q 30,332.95 Q 1,935.08
45 Q 28,675.93 Q 1,935.08
46 Q 27,003.71 Q 1,935.08
47 Q 25,316.17 Q 1,935.08
48 Q 23,613.16 Q 1,935.08
49 Q 21,894.54 Q 1,935.08
50 Q 20,160.16 Q 1,935.08
51 Q 18,409.89 Q 1,935.08
52 Q 16,643.57 Q 1,935.08
53 Q 14,861.06 Q 1,935.08
54 Q 13,062.21 Q 1,935.08
55 Q 11,246.87 Q 1,935.08
56 Q 9,414.89 Q 1,935.08
57 Q 7,566.12 Q 1,935.08
58 Q 5,700.40 Q 1,935.08
59 Q 3,817.58 Q 1,935.08
60 Q 1,917.50 Q 1,935.08
Q 116,104.54
s en residenciales
e usted le realice
e Q 89,000.00

Q 1,483.33 AMORTIZACIÓN

Columna3 Columna4
PAGO ABONO
SALDO INSOLUTO
Q 89,000.00
Q 2,299.17 Q 87,516.67
Q 2,285.57 Q 86,033.33
Q 2,271.97 Q 84,550.00
Q 2,258.38 Q 83,066.67
Q 2,244.78 Q 81,583.33
Q 2,231.18 Q 80,100.00
Q 2,217.58 Q 78,616.67
Q 2,203.99 Q 77,133.33
Q 2,190.39 Q 75,650.00
Q 2,176.79 Q 74,166.67
Q 2,163.19 Q 72,683.33
Q 2,149.60 Q 71,200.00
Q 2,136.00 Q 69,716.67
Q 2,122.40 Q 68,233.33
Q 2,108.81 Q 66,750.00
Q 2,095.21 Q 65,266.67
Q 2,081.61 Q 63,783.33
Q 2,068.01 Q 62,300.00
Q 2,054.42 Q 60,816.67
Q 2,040.82 Q 59,333.33
Q 2,027.22 Q 57,850.00
Q 2,013.63 Q 56,366.67
Q 2,000.03 Q 54,883.33
Q 1,986.43 Q 53,400.00
Q 1,972.83 Q 51,916.67
Q 1,959.24 Q 50,433.33
Q 1,945.64 Q 48,950.00
Q 1,932.04 Q 47,466.67
Q 1,918.44 Q 45,983.33
Q 1,904.85 Q 44,500.00
Q 1,891.25 Q 43,016.67
Q 1,877.65 Q 41,533.33
Q 1,864.06 Q 40,050.00
Q 1,850.46 Q 38,566.67
Q 1,836.86 Q 37,083.33
Q 1,823.26 Q 35,600.00
Q 1,809.67 Q 34,116.67
Q 1,796.07 Q 32,633.33
Q 1,782.47 Q 31,150.00
Q 1,768.88 Q 29,666.67
Q 1,755.28 Q 28,183.33
Q 1,741.68 Q 26,700.00
Q 1,728.08 Q 25,216.67
Q 1,714.49 Q 23,733.33
Q 1,700.89 Q 22,250.00
Q 1,687.29 Q 20,766.67
Q 1,673.69 Q 19,283.33
Q 1,660.10 Q 17,800.00
Q 1,646.50 Q 16,316.67
Q 1,632.90 Q 14,833.33
Q 1,619.31 Q 13,350.00
Q 1,605.71 Q 11,866.67
Q 1,592.11 Q 10,383.33
Q 1,578.51 Q 8,900.00
Q 1,564.92 Q 7,416.67
Q 1,551.32 Q 5,933.33
Q 1,537.72 Q 4,450.00
Q 1,524.13 Q 2,966.67
Q 1,510.53 Q 1,483.33
Q 1,496.93 Q 0.00
Q 113,882.92

815.833333333333 Q 1,935.08 ABONO


0.42
INTERÉS AMORTIZ
I= cti A=abono-int.
Q 815.83 Q 1,119.24
Q 805.57 Q 1,129.50
Q 795.22 Q 1,139.86
Q 784.77 Q 1,150.30
Q 774.23 Q 1,160.85
Q 763.59 Q 1,171.49
Q 752.85 Q 1,182.23
Q 742.01 Q 1,193.07
Q 731.07 Q 1,204.00
Q 720.04 Q 1,215.04
Q 708.90 Q 1,226.18
Q 697.66 Q 1,237.42
Q 686.32 Q 1,248.76
Q 674.87 Q 1,260.21
Q 663.32 Q 1,271.76
Q 651.66 Q 1,283.42
Q 639.89 Q 1,295.18
Q 628.02 Q 1,307.05
Q 616.04 Q 1,319.03
Q 603.95 Q 1,331.13
Q 591.75 Q 1,343.33
Q 579.43 Q 1,355.64
Q 567.01 Q 1,368.07
Q 554.47 Q 1,380.61
Q 541.81 Q 1,393.26
Q 529.04 Q 1,406.04
Q 516.15 Q 1,418.93
Q 503.14 Q 1,431.93
Q 490.02 Q 1,445.06
Q 476.77 Q 1,458.30
Q 463.40 Q 1,471.67
Q 449.91 Q 1,485.16
Q 436.30 Q 1,498.78
Q 422.56 Q 1,512.52
Q 408.70 Q 1,526.38
Q 394.70 Q 1,540.37
Q 380.58 Q 1,554.49
Q 366.33 Q 1,568.74
Q 351.95 Q 1,583.12
Q 337.44 Q 1,597.63
Q 322.80 Q 1,612.28
Q 308.02 Q 1,627.06
Q 293.10 Q 1,641.97
Q 278.05 Q 1,657.02
Q 262.86 Q 1,672.21
Q 247.53 Q 1,687.54
Q 232.06 Q 1,703.01
Q 216.45 Q 1,718.62
Q 200.70 Q 1,734.38
Q 184.80 Q 1,750.27
Q 168.76 Q 1,766.32
Q 152.57 Q 1,782.51
Q 136.23 Q 1,798.85
Q 119.74 Q 1,815.34
Q 103.10 Q 1,831.98
Q 86.30 Q 1,848.77
Q 69.36 Q 1,865.72
Q 52.25 Q 1,882.82
Q 34.99 Q 1,900.08
Q 17.58 Q 1,917.50
Q 27,104.54
4 Realice la tabla de amortizacion constante de un prestamo de Q 250,000.00 en la cooperativa el sembrador
a un plazo de 4años con pagos mensuales a una tasa de interes del 18 % anual

AMORTIZACION CONSTANTE
DATOS
S Q 250,000.00
N 48
i 1.50%

FORMULA
A= S/N periodos A= Q 5,208.33

TABLA DE AMORTIZACIONES Columna1 Columna2


No. Periodos AMORTIZACIÓN INTERESES

I= p*i*n
48 1 Q 5,208.33 Q 3,750.00
47 2 Q 5,208.33 Q 3,671.88
46 3 Q 5,208.33 Q 3,593.75
45 4 Q 5,208.33 Q 3,515.63
44 5 Q 5,208.33 Q 3,437.50
43 6 Q 5,208.33 Q 3,359.38
42 7 Q 5,208.33 Q 3,281.25
41 8 Q 5,208.33 Q 3,203.13
40 9 Q 5,208.33 Q 3,125.00
39 10 Q 5,208.33 Q 3,046.88
38 11 Q 5,208.33 Q 2,968.75
37 12 Q 5,208.33 Q 2,890.63
36 13 Q 5,208.33 Q 2,812.50
35 14 Q 5,208.33 Q 2,734.38
34 15 Q 5,208.33 Q 2,656.25
33 16 Q 5,208.33 Q 2,578.13
32 17 Q 5,208.33 Q 2,500.00
31 18 Q 5,208.33 Q 2,421.88
30 19 Q 5,208.33 Q 2,343.75
29 20 Q 5,208.33 Q 2,265.63
28 21 Q 5,208.33 Q 2,187.50
27 22 Q 5,208.33 Q 2,109.38
26 23 Q 5,208.33 Q 2,031.25
25 24 Q 5,208.33 Q 1,953.13
24 25 Q 5,208.33 Q 1,875.00
23 26 Q 5,208.33 Q 1,796.88
22 27 Q 5,208.33 Q 1,718.75
21 28 Q 5,208.33 Q 1,640.63
20 29 Q 5,208.33 Q 1,562.50
19 30 Q 5,208.33 Q 1,484.38
18 31 Q 5,208.33 Q 1,406.25
17 32 Q 5,208.33 Q 1,328.13
16 33 Q 5,208.33 Q 1,250.00
15 34 Q 5,208.33 Q 1,171.88
14 35 Q 5,208.33 Q 1,093.75
13 36 Q 5,208.33 Q 1,015.63
12 37 Q 5,208.33 Q 937.50
11 38 Q 5,208.33 Q 859.38
10 39 Q 5,208.33 Q 781.25
9 40 Q 5,208.33 Q 703.13
8 41 Q 5,208.33 Q 625.00
7 42 Q 5,208.33 Q 546.88
6 43 Q 5,208.33 Q 468.75
5 44 Q 5,208.33 Q 390.63
4 45 Q 5,208.33 Q 312.50
3 46 Q 5,208.33 Q 234.38
2 47 Q 5,208.33 Q 156.25
1 48 Q 5,208.33 Q 78.13
Q 250,000.00 Q 91,875.00

AMORTIZACION GRADUAL O CONSTANTE


DATOS
AB
C Q 250,000.00
i 1.50%
N 48

FORMULA
C*i
Ab = 1 - 1
(1+i) N

TABLA DE AMORTIZACIÓN
No. SALDO ABONO
S= Saldo - Amort s/periodos
1 Q 250,000.00 Q 7,343.75
2 Q 246,406.25 Q 7,343.75
3 Q 242,758.59 Q 7,343.75
4 Q 239,056.22 Q 7,343.75
5 Q 235,298.32 Q 7,343.75
6 Q 231,484.04 Q 7,343.75
7 Q 227,612.55 Q 7,343.75
8 Q 223,682.99 Q 7,343.75
9 Q 219,694.49 Q 7,343.75
10 Q 215,646.15 Q 7,343.75
11 Q 211,537.10 Q 7,343.75
12 Q 207,366.40 Q 7,343.75
13 Q 203,133.15 Q 7,343.75
14 Q 198,836.40 Q 7,343.75
15 Q 194,475.19 Q 7,343.75
16 Q 190,048.57 Q 7,343.75
17 Q 185,555.55 Q 7,343.75
18 Q 180,995.13 Q 7,343.75
19 Q 176,366.31 Q 7,343.75
20 Q 171,668.05 Q 7,343.75
21 Q 166,899.32 Q 7,343.75
22 Q 162,059.06 Q 7,343.75
23 Q 157,146.20 Q 7,343.75
24 Q 152,159.64 Q 7,343.75
25 Q 147,098.29 Q 7,343.75
26 Q 141,961.01 Q 7,343.75
27 Q 136,746.68 Q 7,343.75
28 Q 131,454.13 Q 7,343.75
29 Q 126,082.19 Q 7,343.75
30 Q 120,629.67 Q 7,343.75
31 Q 115,095.37 Q 7,343.75
32 Q 109,478.05 Q 7,343.75
33 Q 103,776.47 Q 7,343.75
34 Q 97,989.37 Q 7,343.75
35 Q 92,115.46 Q 7,343.75
36 Q 86,153.44 Q 7,343.75
37 Q 80,101.99 Q 7,343.75
38 Q 73,959.77 Q 7,343.75
39 Q 67,725.42 Q 7,343.75
40 Q 61,397.55 Q 7,343.75
41 Q 54,974.76 Q 7,343.75
42 Q 48,455.63 Q 7,343.75
43 Q 41,838.72 Q 7,343.75
44 Q 35,122.55 Q 7,343.75
45 Q 28,305.64 Q 7,343.75
46 Q 21,386.47 Q 7,343.75
47 Q 14,363.52 Q 7,343.75
48 Q 7,235.22 Q 7,343.75
Q 352,500.00
en la cooperativa el sembrador

AMORTIZACIÓN

Columna3 Columna4
PAGO ABONO
SALDO INSOLUTO
Q 250,000.00
Q 8,958.33 Q 244,791.67
Q 8,880.21 Q 239,583.33
Q 8,802.08 Q 234,375.00
Q 8,723.96 Q 229,166.67
Q 8,645.83 Q 223,958.33
Q 8,567.71 Q 218,750.00
Q 8,489.58 Q 213,541.67
Q 8,411.46 Q 208,333.33
Q 8,333.33 Q 203,125.00
Q 8,255.21 Q 197,916.67
Q 8,177.08 Q 192,708.33
Q 8,098.96 Q 187,500.00
Q 8,020.83 Q 182,291.67
Q 7,942.71 Q 177,083.33
Q 7,864.58 Q 171,875.00
Q 7,786.46 Q 166,666.67
Q 7,708.33 Q 161,458.33
Q 7,630.21 Q 156,250.00
Q 7,552.08 Q 151,041.67
Q 7,473.96 Q 145,833.33
Q 7,395.83 Q 140,625.00
Q 7,317.71 Q 135,416.67
Q 7,239.58 Q 130,208.33
Q 7,161.46 Q 125,000.00
Q 7,083.33 Q 119,791.67
Q 7,005.21 Q 114,583.33
Q 6,927.08 Q 109,375.00
Q 6,848.96 Q 104,166.67
Q 6,770.83 Q 98,958.33
Q 6,692.71 Q 93,750.00
Q 6,614.58 Q 88,541.67
Q 6,536.46 Q 83,333.33
Q 6,458.33 Q 78,125.00
Q 6,380.21 Q 72,916.67
Q 6,302.08 Q 67,708.33
Q 6,223.96 Q 62,500.00
Q 6,145.83 Q 57,291.67
Q 6,067.71 Q 52,083.33
Q 5,989.58 Q 46,875.00
Q 5,911.46 Q 41,666.67
Q 5,833.33 Q 36,458.33
Q 5,755.21 Q 31,250.00
Q 5,677.08 Q 26,041.67
Q 5,598.96 Q 20,833.33
Q 5,520.83 Q 15,625.00
Q 5,442.71 Q 10,416.67
Q 5,364.58 Q 5,208.33
Q 5,286.46 -Q 0.00
Q 341,875.00

3750 Q 7,343.75 ABONO


0.51

INTERÉS AMORTIZ
I= cti A=abono-int.
Q 3,750.00 Q 3,593.75
Q 3,696.09 Q 3,647.66
Q 3,641.38 Q 3,702.37
Q 3,585.84 Q 3,757.91
Q 3,529.47 Q 3,814.28
Q 3,472.26 Q 3,871.49
Q 3,414.19 Q 3,929.56
Q 3,355.24 Q 3,988.51
Q 3,295.42 Q 4,048.33
Q 3,234.69 Q 4,109.06
Q 3,173.06 Q 4,170.69
Q 3,110.50 Q 4,233.25
Q 3,047.00 Q 4,296.75
Q 2,982.55 Q 4,361.20
Q 2,917.13 Q 4,426.62
Q 2,850.73 Q 4,493.02
Q 2,783.33 Q 4,560.42
Q 2,714.93 Q 4,628.82
Q 2,645.49 Q 4,698.26
Q 2,575.02 Q 4,768.73
Q 2,503.49 Q 4,840.26
Q 2,430.89 Q 4,912.86
Q 2,357.19 Q 4,986.56
Q 2,282.39 Q 5,061.36
Q 2,206.47 Q 5,137.28
Q 2,129.42 Q 5,214.33
Q 2,051.20 Q 5,292.55
Q 1,971.81 Q 5,371.94
Q 1,891.23 Q 5,452.52
Q 1,809.45 Q 5,534.30
Q 1,726.43 Q 5,617.32
Q 1,642.17 Q 5,701.58
Q 1,556.65 Q 5,787.10
Q 1,469.84 Q 5,873.91
Q 1,381.73 Q 5,962.02
Q 1,292.30 Q 6,051.45
Q 1,201.53 Q 6,142.22
Q 1,109.40 Q 6,234.35
Q 1,015.88 Q 6,327.87
Q 920.96 Q 6,422.79
Q 824.62 Q 6,519.13
Q 726.83 Q 6,616.92
Q 627.58 Q 6,716.17
Q 526.84 Q 6,816.91
Q 424.58 Q 6,919.17
Q 320.80 Q 7,022.95
Q 215.45 Q 7,128.30
Q 108.53 Q 7,235.22
Q 102,500.00
5 Amortizar un credito quincenal de la compra de una casa con valor de Q 255,800.00 a un plazo
de 2 años con intereses del 1% mensual

AMORTIZACION CONSTANTE
DATOS
S Q 255,800.00
N Periodos 48
i 0.50%

FORMULA A= S/N periodos A= Q 5,329.17

TABLA DE AMORTIZACIONES
No. Periodos AMORTIZACIÓN INTERESES PAGO ABONO
I= p*i*n
48 1 Q 5,329.17 Q 1,279.00 Q 6,608.17
47 2 Q 5,329.17 Q 1,252.35 Q 6,581.52
46 3 Q 5,329.17 Q 1,225.71 Q 6,554.88
45 4 Q 5,329.17 Q 1,199.06 Q 6,528.23
44 5 Q 5,329.17 Q 1,172.42 Q 6,501.58
43 6 Q 5,329.17 Q 1,145.77 Q 6,474.94
42 7 Q 5,329.17 Q 1,119.13 Q 6,448.29
41 8 Q 5,329.17 Q 1,092.48 Q 6,421.65
40 9 Q 5,329.17 Q 1,065.83 Q 6,395.00
39 10 Q 5,329.17 Q 1,039.19 Q 6,368.35
38 11 Q 5,329.17 Q 1,012.54 Q 6,341.71
37 12 Q 5,329.17 Q 985.90 Q 6,315.06
36 13 Q 5,329.17 Q 959.25 Q 6,288.42
35 14 Q 5,329.17 Q 932.60 Q 6,261.77
34 15 Q 5,329.17 Q 905.96 Q 6,235.13
33 16 Q 5,329.17 Q 879.31 Q 6,208.48
32 17 Q 5,329.17 Q 852.67 Q 6,181.83
31 18 Q 5,329.17 Q 826.02 Q 6,155.19
30 19 Q 5,329.17 Q 799.38 Q 6,128.54
29 20 Q 5,329.17 Q 772.73 Q 6,101.90
28 21 Q 5,329.17 Q 746.08 Q 6,075.25
27 22 Q 5,329.17 Q 719.44 Q 6,048.60
26 23 Q 5,329.17 Q 692.79 Q 6,021.96
25 24 Q 5,329.17 Q 666.15 Q 5,995.31
24 25 Q 5,329.17 Q 639.50 Q 5,968.67
23 26 Q 5,329.17 Q 612.85 Q 5,942.02
22 27 Q 5,329.17 Q 586.21 Q 5,915.38
21 28 Q 5,329.17 Q 559.56 Q 5,888.73
20 29 Q 5,329.17 Q 532.92 Q 5,862.08
19 30 Q 5,329.17 Q 506.27 Q 5,835.44
18 31 Q 5,329.17 Q 479.63 Q 5,808.79
17 32 Q 5,329.17 Q 452.98 Q 5,782.15
16 33 Q 5,329.17 Q 426.33 Q 5,755.50
15 34 Q 5,329.17 Q 399.69 Q 5,728.85
14 35 Q 5,329.17 Q 373.04 Q 5,702.21
13 36 Q 5,329.17 Q 346.40 Q 5,675.56
12 37 Q 5,329.17 Q 319.75 Q 5,648.92
11 38 Q 5,329.17 Q 293.10 Q 5,622.27
10 39 Q 5,329.17 Q 266.46 Q 5,595.63
9 40 Q 5,329.17 Q 239.81 Q 5,568.98
8 41 Q 5,329.17 Q 213.17 Q 5,542.33
7 42 Q 5,329.17 Q 186.52 Q 5,515.69
6 43 Q 5,329.17 Q 159.88 Q 5,489.04
5 44 Q 5,329.17 Q 133.23 Q 5,462.40
4 45 Q 5,329.17 Q 106.58 Q 5,435.75
3 46 Q 5,329.17 Q 79.94 Q 5,409.10
2 47 Q 5,329.17 Q 53.29 Q 5,382.46
1 48 Q 5,329.17 Q 26.65 Q 5,355.81
Q 255,800.00 Q 31,335.50 Q 287,135.50

AMORTIZACION GRADUAL O CONSTANTE


DATOS
AB
C Q 255,800.00
i 0.50%
N 48

FORMULA:
C*i 1279
Ab = 1 - 1 0.21
(1+i) N

TABLA DE AMORTIZACIÓN
No. SALDO ABONO INTERÉS
S= Saldo - Amort s/periodos I= cti
1 Q 255,800.00 Q 6,007.47 Q 1,279.00
2 Q 251,071.53 Q 6,007.47 Q 1,255.36
3 Q 246,319.42 Q 6,007.47 Q 1,231.60
4 Q 241,543.54 Q 6,007.47 Q 1,207.72
5 Q 236,743.79 Q 6,007.47 Q 1,183.72
6 Q 231,920.04 Q 6,007.47 Q 1,159.60
7 Q 227,072.17 Q 6,007.47 Q 1,135.36
8 Q 222,200.06 Q 6,007.47 Q 1,111.00
9 Q 217,303.59 Q 6,007.47 Q 1,086.52
10 Q 212,382.64 Q 6,007.47 Q 1,061.91
11 Q 207,437.08 Q 6,007.47 Q 1,037.19
12 Q 202,466.79 Q 6,007.47 Q 1,012.33
13 Q 197,471.66 Q 6,007.47 Q 987.36
14 Q 192,451.55 Q 6,007.47 Q 962.26
15 Q 187,406.33 Q 6,007.47 Q 937.03
16 Q 182,335.89 Q 6,007.47 Q 911.68
17 Q 177,240.10 Q 6,007.47 Q 886.20
18 Q 172,118.83 Q 6,007.47 Q 860.59
19 Q 166,971.96 Q 6,007.47 Q 834.86
20 Q 161,799.35 Q 6,007.47 Q 809.00
21 Q 156,600.87 Q 6,007.47 Q 783.00
22 Q 151,376.41 Q 6,007.47 Q 756.88
23 Q 146,125.82 Q 6,007.47 Q 730.63
24 Q 140,848.98 Q 6,007.47 Q 704.24
25 Q 135,545.75 Q 6,007.47 Q 677.73
26 Q 130,216.01 Q 6,007.47 Q 651.08
27 Q 124,859.62 Q 6,007.47 Q 624.30
28 Q 119,476.45 Q 6,007.47 Q 597.38
29 Q 114,066.36 Q 6,007.47 Q 570.33
30 Q 108,629.22 Q 6,007.47 Q 543.15
31 Q 103,164.90 Q 6,007.47 Q 515.82
32 Q 97,673.25 Q 6,007.47 Q 488.37
33 Q 92,154.15 Q 6,007.47 Q 460.77
34 Q 86,607.45 Q 6,007.47 Q 433.04
35 Q 81,033.01 Q 6,007.47 Q 405.17
36 Q 75,430.71 Q 6,007.47 Q 377.15
37 Q 69,800.39 Q 6,007.47 Q 349.00
38 Q 64,141.92 Q 6,007.47 Q 320.71
39 Q 58,455.16 Q 6,007.47 Q 292.28
40 Q 52,739.97 Q 6,007.47 Q 263.70
41 Q 46,996.20 Q 6,007.47 Q 234.98
42 Q 41,223.71 Q 6,007.47 Q 206.12
43 Q 35,422.35 Q 6,007.47 Q 177.11
44 Q 29,592.00 Q 6,007.47 Q 147.96
45 Q 23,732.49 Q 6,007.47 Q 118.66
46 Q 17,843.68 Q 6,007.47 Q 89.22
47 Q 11,925.43 Q 6,007.47 Q 59.63
48 Q 5,977.58 Q 6,007.47 Q 29.89
Q 288,358.58 Q 32,558.58
00 a un plazo

AMORTIZACIÓN

SALDO INSOLUTO
Q 255,800.00
Q 250,470.83
Q 245,141.67
Q 239,812.50
Q 234,483.33
Q 229,154.17
Q 223,825.00
Q 218,495.83
Q 213,166.67
Q 207,837.50
Q 202,508.33
Q 197,179.17
Q 191,850.00
Q 186,520.83
Q 181,191.67
Q 175,862.50
Q 170,533.33
Q 165,204.17
Q 159,875.00
Q 154,545.83
Q 149,216.67
Q 143,887.50
Q 138,558.33
Q 133,229.17
Q 127,900.00
Q 122,570.83
Q 117,241.67
Q 111,912.50
Q 106,583.33
Q 101,254.17
Q 95,925.00
Q 90,595.83
Q 85,266.67
Q 79,937.50
Q 74,608.33
Q 69,279.17
Q 63,950.00
Q 58,620.83
Q 53,291.67
Q 47,962.50
Q 42,633.33
Q 37,304.17
Q 31,975.00
Q 26,645.83
Q 21,316.67
Q 15,987.50
Q 10,658.33
Q 5,329.17
Q 0.00

Q 6,007.47 ABONO

AMORTIZ
A=abono-int.
Q 4,728.47
Q 4,752.11
Q 4,775.87
Q 4,799.75
Q 4,823.75
Q 4,847.87
Q 4,872.11
Q 4,896.47
Q 4,920.95
Q 4,945.56
Q 4,970.29
Q 4,995.14
Q 5,020.11
Q 5,045.21
Q 5,070.44
Q 5,095.79
Q 5,121.27
Q 5,146.88
Q 5,172.61
Q 5,198.47
Q 5,224.47
Q 5,250.59
Q 5,276.84
Q 5,303.23
Q 5,329.74
Q 5,356.39
Q 5,383.17
Q 5,410.09
Q 5,437.14
Q 5,464.32
Q 5,491.65
Q 5,519.10
Q 5,546.70
Q 5,574.43
Q 5,602.31
Q 5,630.32
Q 5,658.47
Q 5,686.76
Q 5,715.19
Q 5,743.77
Q 5,772.49
Q 5,801.35
Q 5,830.36
Q 5,859.51
Q 5,888.81
Q 5,918.25
Q 5,947.84
Q 5,977.58

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