Badhte Kharchon Ke Liye Plan: Mazboot Income

December 2010
Badhte kharchon ke liye

mazboot income plan
Regular & Stable returns

Aims at giving regular monthly returns
Tax free dividend

Helps minimise tax liability
Easy redemption
Daily redemption facility
Performance as on 30/11/2010
Since
Scheme / Period 6 months 1 Year 3 Years 5 Years Inception
Reliance Reliance Monthly

Income Plan-Growth (%)
Crisil MIP Blended
5.21
3.99
8.81
6.42
13.74
5.97
12.62
7.87
11.74
7.08
Index (%)
Monthly Income Plan Past Performance may or may not be sustained in future.
Returns for less than one year are absolute returns. Returns of one year
and more than one year are compounded annualized returns. (Inception
(An open ended fund. Monthly Income is not assured Date: 13th Jan 2004) Calculations assume that all payouts during the
and is subject to availability of distributable surplus) period have been reinvested in the units of the scheme at the then
prevailing NAV. NAV as on Dec 14, 2010 is 21.5963.
Statutory Details: Reliance Mutual Fund has been constituted as a trust in accordance with the provisions of the Indian Trusts Act, 1882. Sponsor: Reliance Capital Limited. Trustee:
Reliance Capital Trustee Company Limited. Investment Manager: Reliance Capital Asset Management Limited (Registered Office of Trustee & Investment Manager: “Reliance House”
Nr. Mardia Plaza, Off. C.G. Road, Ahmedabad 380 006). The Sponsor, the Trustee and the Investment Manager are incorporated under the Companies Act 1956. The Sponsor is not
responsible or liable for any loss resulting from the operation of the Scheme beyond their initial contribution of Rs.1 lakh towards the setting up of the Mutual Fund and such other
accretions and additions to the corpus. Reliance Monthly Income Plan (An Open Ended Fund. Monthly Income is not assured & is subject to the availability of distributable surplus):
The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit holders and the secondary objective is growth of
capital. Asset Allocation: Equities and Equity related Securities - 20 to 0%, Fixed Income Securities (Debt and Money Market) - 100 to 80%. Loads: Entry Load - Nil, Exit Load -
1%, if redeemed or switched out on or before completion of 1 year from the date of allotment of units, Nil thereafter. Terms of issue: The NAV of the Scheme will be calculated
and declared on every Working Day. The scheme provides sale / switch - in & repurchase /switch - out facility on all Business Days at NAV based prices. Risk Factors: Mutual Funds
and securities investments are subject to market risks and there is no assurance or guarantee that the objectives of the Scheme will be achieved. As with any investment in
securities, the NAV of the Units issued under the Scheme can go up or down depending on the factors and forces affecting the capital markets. Reliance Monthly Income
Plan is only the name of the Scheme and do not in any manner indicates either the quality of the Scheme; its future prospects or returns. Past performance of the
Sponsor/AMC/Mutual Fund is not indicative of the future performance of the Scheme. The NAV of the Scheme may be affected, interalia, by changes in the market conditions,
interest rates, trading volumes, settlement periods and transfer procedures. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every
intention of doing so. All dividend distributions are subject to the availability of distributable surplus in the Scheme. For details of scheme features apart from those mentioned above
and for scheme specific risk factors, please refer to the Scheme Information Document and KIM cum application form which is available at all the DISC / Distributors /
www.reliancemutual.com . Please read the Scheme Information Document and Statement of Additional Information carefully before investing.
Equity
Diversified Large Cap
fun Reliance Vision Fund................................................................................................................................... 02
e ge Reliance Equity Advantage Fund. ..............................................................................................................
Reliance Quant Plus Fund..........................................................................................................................
03
04
Reliance NRI Equity Fund .......................................................................................................................... 05
Reliance Equity Fund.................................................................................................................................. 06
Index
Reliance Index Fund - Sensex Plan.......................................................................................................... 07
Reliance Index Fund - Nifty Plan ............................................................................................................. 07
Diversified Mid Cap & Small Cap
Reliance Growth Fund................................................................................................................................ 08
Reliance Long Term Equity Fund ............................................................................................................... 09
Reliance Small Cap Fund .......................................................................................................................... 10
Diversified Multi Cap
Reliance Regular Savings Fund – Equity Option ...................................................................................... 11
Reliance Equity Opportunities Fund.......................................................................................................... 12
Balanced
Reliance Regular Savings Fund – Balanced Option.................................................................................. 13
Diversified Theme Based
Reliance Infrastructure Fund...................................................................................................................... 14
Reliance Natural Resources Fund .............................................................................................................. 15
Sector
Reliance Banking Fund............................................................................................................................... 16
Reliance Diversified Power Sector Fund.................................................................................................... 17
Reliance Media & Entertainment Fund..................................................................................................... 18
Reliance Pharma Fund ............................................................................................................................... 19
Tax Saver
Reliance Tax Saver (ELSS) Fund ................................................................................................................ 19
Reliance Equity Linked Saving Funds - Series 1...................................................................................... 21
Arbitrage
Reliance Arbitrage Advantage Fund........................................................................................................... 22
Fixed Income
Liquid
Reliance Liquidity Fund .............................................................................................................................. 23
Reliance Liquid Fund – Treasury Plan ........................................................................................................ 24
Reliance Liquid Fund – Cash Plan.............................................................................................................. 25
Ultra Short Term
Reliance Floating Rate Fund – Short Term Plan....................................................................................... 25
Reliance Money Manager Fund ................................................................................................................ 26
Reliance Medium Term Fund ..................................................................................................................... 28
Short Term
Reliance Short Term Fund.......................................................................................................................... 29
Long Term
Reliance Regular Savings Fund – Debt Option ......................................................................................... 30
Reliance Income Fund................................................................................................................................ 31
Dynamic
Reliance Dynamic Securities Fund ............................................................................................................ 32
Gilt
Reliance Gilt Securities Fund ..................................................................................................................... 33
MIP
Reliance Monthly Income Plan ................................................................................................................. 34
Exchange Traded Funds
ETF
Reliance Banking Exchange Traded Fund ................................................................................................. 36
Reliance Gold Exchange Traded Fund ....................................................................................................... 36
1 Fundamentals Dec 2010
Equity : Diversified Large Cap FUND DATA VOLATILITY MEASURES
Beta: 0.8557
Type......................... Open-ended Equity Growth Scheme
Standard Deviation: 4.1082
Date of allotment........................................... .08/10/1995
R Squared: 0.9222
Reliance Inception Date............................................... . .08/10/1995
Corpus: .................. 3697.96 crores (September 30, 2010)
Sharpe Ratio :
Portfolio Turnover Ratio:
0.0045
1.11
Minimum Investment ;............Retail Plan- Rs 5000 and in
Vision Fund multiples of Re. 1 thereafter
....................................Institutional Plan- Rs 5 cr and in
Note: The above measures have been calculated by taking rolling return
for a 3 year period from 30/11/2007 with 6.83% Risk Free returns
(taken as 91days T-bill yield as on 30/11/2010)
INVESTMENT OBJECTIVE multiples of Re. 1 thereafter
NAV AS ON NOVEMBER 30, 2010 RS.
Fund Manager............................................... Ashwani Kumar
The primary investment objective of the scheme is to
Entry Load*.....................................................Retail Plan ; Nil Reliance Vision Fund-Growth Plan 283.7060
achieve long-term growth of capital by investment in
equity and equity related securities through a research ............................................................Institutional Plan : Nil Reliance Vision Fund-Bonus Plan 47.6542
based investment approach. Exit Load......................... ...... (w.e.f. from 24th Aug 2009) Reliance Vision Fund-Dividend Plan 46.2781
Retail Plan & Institutional Plan Reliance Vision Fund-Institutional Growth 283.7807
¥ 1% if redeemed or switched out on or before completion Reliance Vision Fund-Institutional Dividend 260.7016
of 1 year from the date of allotment of units
¥ Nil if redeemed or switched out after completion of 1 DIVIDEND HISTORY
year from the date of allotment of units
Rate Cum *Ex-
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be
Date (Re/ Dividend Dividend
charged by the Scheme to the investor effective August 1, Unit) NAV NAV
2009. Upfront commission shall be paid directly by the 2/24/2003 3.00 27.65 24.51
investor to the AMFI registered Distributors based on the 6/25/2003 2.50 30.51 28.01
investors’ assessment of various factors including the service 9/23/2003 2.50 37.52 35.02
rendered by the distributor.
12/3/2003 4.50 46.04 42.02
PORTFOLIO OF RELIANCE VISION FUND 2/5/2004 10.00 43.96 33.96
as on November 30, 2010 6/4/2004 3.00 29.36 26.19
Holdings Weightage (%) 12/17/2004 2.50 37.40 35.61
PORTFOLIO COMPOSITION AS ON Equities 93.80 3/28/2005 5.00 38.02 32.36
NOVEMBER 30, 2010 12/19/2005 3.00 48.02 44.85
State Bank Of India 10.98
Oil & Natural Gas Corporation Ltd. 4.43 3/28/2006 7.50 54.43 47.39
figures in %
Siemens Ltd. 4.32 10/9/2006 2.00 50.40 48.40
Divi's Laboratories Ltd. 4.20 1/19/2007 8.00 55.80 47.79
ICICI Bank Ltd. 4.16 10/26/2007 3.00 67.06 65.93
Bharat Forge Ltd. 3.95 3/14/2008 7.00 51.89 41.52
Cadila Healthcare Ltd. 3.90 3/20/2009 2.00 26.38 25.27
Maruti Suzuki India Ltd. 3.88 11/27/2009 5.00 45.59 41.40
Reliance Industries Ltd. 3.72 3/30/2010 2.50 43.5704 41.1180
Infosys Technologies Ltd. 3.71 Past performance may or may not be sustained in the future;
Dividend distribution is subject to availability & adequacy of distributable
Glaxosmithkline Pharmaceuticals Ltd. 3.69 surplus. The Mutual Fund is not assuring that it will make periodical
Aventis Pharma Ltd. 3.47 dividend distributions, though it has every intention of doing so.
Tata Consultancy Services Ltd. 3.26 After the payment of dividend, the per unit NAV falls to the extent
of the dividend payout and distribution taxes, if any. Performance of
Tata Steel Ltd. 3.19 dividend plan/option would be net of applicable statutory levy , if any.
Bharat Petroleum Corporation Ltd. 3.07 * NAV on the 1st transaction day after Record Date, which includes the mark
to market impact also.
Larsen & Toubro Ltd. 2.96
Coal India Ltd 2.31 PERFORMANCE OF RELIANCE VISION FUND
Hindustan Petroleum Corporation Ltd. 2.25 vs BSE 100 INDEX AS ON NOVEMBER 30, 2010
United Spirits Ltd. 2.11 Period Returns of Returns of
Reliance Infrastructure Limited 2.10 Scheme (%) Benchmark (%)
Automotive Axles Ltd. 1.93 6 months 14.25 14.49
Cairn India Limited 1.77 1 Year 18.59 15.32
Ashok Leyland Ltd. 1.72
3 Years 2.37 -0.33
Financial Technologies India Ltd 1.71
Tata Motors Ltd. 1.51 5 Years 19.16 17.19
Canara Bank 1.46 Since Inception 24.70 12.88
Indiabulls Financial Services Ltd 1.33 Past performance may or may not be sustained in future. Returns are of
Ranbaxy Laboratories Ltd. 1.22 Retail Plan - Growth Plan. Returns less than one year are absolute returns and
returns of one year and more are compounded annualized returns. Calculations
Jaiprakash Associates Ltd. 1.09 assume all payouts during the period have been reinvested in the units of the
Mahindra Forgings Limited 1.04 scheme at the prevailing NAV.
Equity Less Than 1% Of Corpus 3.34
Idr,Warrants,Derivatives,Cash And
6.20
SPECIAL FEATURE
Other Receivables Reliance Any Time Money Card
Grand Total 100.00
SECTOR ALLOCATION AS ON NOVEMBER 30, 2010
SIP RETURN
as on November 30, 2010
Period 1 Year 3 Year 5 Year Since inception
SIP Start Date 12/1/2009 12/1/2007 12/1/2005 10/8/1995
Current NAV (As on 30/11/2010) 283.71 283.71 283.71 283.71
Total No. of units accumulated 45.50 178.47 321.91 7279.92
Total Amount Invested in Rs. 12000.00 36000.00 60000.00 182000.00
Market Value if invested in Scheme in Rs. 12908.71 50631.91 91328.26 2065355.79
Market Value if invested in Benchmark in Rs. 12915.86 48689.05 87185.22 755714.21
Return on SIP in Scheme 15.05% 23.86% 16.98% 28.27%
Return on SIP in Benchmark (BSE 100) 15.17% 20.98% 15.08% 17.05%
Past performance may or may not be sustained in future.
Assumptions:
a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked
out on "Excel" spreadsheet function known as XIRR
b) Calculations assume that all payouts during the period have been reinvested in the units of the scheme at then prevailing NAV.
c) It is assumed that a SIP of Rs. 1000/- each executed on 10th of every month has been taken into consideration including the first installment. It may please be noted that
load has not been taken into consideration.
d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are simulated for illustrative purposes for understanding the
concept of SIP. This illustration should not be construed as a promise, guarantee on or a forecast of any minimum returns. The Mutual Fund or the Investment Manager does
not assure any safeguard of capital and the illustrated returns are not necessarily indicative of future results and may not necessarily provide a basis for comparison with
Industry Classification as per AMFI. other investments. SIP does not guarantee or assure any protection against losses in declining market conditions. not necessarily provide a basis for comparison with other
investments. SIP does not guarantee or assure any protection against losses in declining market conditions.

Equity : Diversified Large Cap FUND DATA VOLATILITY MEASURES
Type. . . . . . .Open-ended Diversified Equity Scheme Beta 0.9069
Date of allotment . . . . . . . . . . . . . . . 08/08/2007
Reliance Inception Date . . . . . . . . . . . . . . . . . . 09/08/2007
Standard Deviation
R Squared
4.2199
0.9816
Corpus . . . Rs 1326.65 crore (September 30, 2010)
Equity Advantage Minimum Investment . . Retail Plan- Rs 5000 and in
multiples of Re. 1 thereafter
Sharpe Ratio
Portfolio Turnover Ratio
0.0097
1.09
Fund IP Plan- Rs 5 cr and in multiples of Re. 1 thereafter

Fund Manager . . . . .Ashwani Kumar,Sailesh Raj Bhan
Note: The above measures have been calculated by taking rolling
return for a 3 year period from 30/11/2007 with 6.83% Risk
Free returns (taken as 91days T-bill yield as on 30/11/2010)
Entry Load* . . . . . . . . . . . . . . . . . . . . Retail Plan ;Nil
. . . . . . . . . . . . . . . . . . . . . . . .Institutional Plan ; Nil NAV AS ON NOVEMBER 30, 2010 RS
INVESTMENT OBJECTIVE Exit Load . . . . . . . . ......(w.e.f. from 24th Aug 2009) Reliance Equity Advantage Fund-
The primary investment objective of the scheme is to 13.3504
Retail Plan & Institutional Plan Growth Plan
seek to generate capital appreciation & provide
¥1% if redeemed or switched out on or before Reliance Equity Advantage Fund-
long-term growth opportunities by investing in a 13.3492
completion of 1 year from the date of allotment of Bonus Plan
portfolio predominately of equity & equity related units
instruments with investments generally in S & P CNX Reliance Equity Advantage Fund-
¥ Nil if redeemed or switched out after completion of 13.3504
Nifty stocks and the secondary objective is to generate Dividend Plan
1 year from the date of allotment of units
consistent returns by investing in debt and money & Reliance Equity Advantage Fund-
Benchmark. . . . . . . . . . . . . . . . . . . . .S&P CNX Nifty 13.5823
money market securities. Institutional Bonus Plan
Reliance Equity Advantage Fund-
PORTFOLIO OF RELIANCE EQUITY 13.5823
Institutional Dividend Plan
ADVANTAGE FUND
as on November 30, 2010 PERFORMANCE OF RELIANCE EQUITY ADVANTAGE
Holdings Weightage(%) FUND vs S&P CNX NIFTY AS ON NOVEMBER 30,
PORTFOLIO COMPOSITION AS ON 2010
NOVEMBER 30, 2010 Equity 98.35
Maruti Suzuki India Ltd. 6.74 Returns of Returns of
figures in % Period
Reliance Industries Ltd. 6.58 Scheme (%) Benchmark (%)
HDFC Bank Ltd. 6.48 6 months 16.33 15.71
ICICI Bank Ltd. 6.42 1 Years 18.90 16.49
State Bank Of India 5.80 3 Years 2.62 0.57
HCL Technologies Ltd. 5.57
5 Years N.A. N.A.
Housing Development Finance Cor Ltd 5.03
Tata Consultancy Services Ltd. 4.63 Since Inception 9.91 9.03
Larsen & Toubro Ltd. 4.54 Past performance may or may not be sustained in the
Oil & Natural Gas Corporation Ltd. 4.29 future.
Infosys Technologies Ltd. 3.94
Returns of retail plan- growth plan. returns less than
Tata Steel Ltd. 3.78 one year are absolute returns and returns of one year
Siemens Ltd. 3.65 and more are compounded annualized returns.
Hindustan Unilever Ltd. 3.12 calculations assume that all payouts during the period
ITC Ltd 2.37 have been reinvested in the units of the scheme at the
Bharat Petroleum Corporation Ltd. 2.34 then prevailing NAV.
Bharti Airtel Ltd. 1.83 SPECIAL FEATURE
Hindustan Petroleum Corporation Ltd. 1.78
ACC Ltd 1.72 Reliance Any Time Money Card
Sterlite Industries Ltd. 1.67
Reliance Infrastructure Limited 1.66
Pidilite Industries Ltd. 1.51
Cipla Ltd. 1.48
Kirloskar Oil Engines Ltd 1.37
Mahindra & Mahindra Ltd. 1.32
Bharat Forge Ltd. 1.13
NTPC Ltd. 1.11
Sun Pharmaceutical Industries Ltd. 1.10
Kpit Cummins Infosystem Ltd. 1.04
Torrent Power Limited 1.02
Warrants,Cash And Other Receivables 1.65
Grand Total 100.00
Industry Classification as per AMFI.

FUND DATA NAV AS ON NOVEMBER 30, 2010 RS
Equity: Diversified Large Cap
Type.....................................Open-ended Equity Scheme RELIANCE QUANT PLUS FUND 14.1367
Date of allotment.....................................18/04/2008 - Growth Plan
Reliance Inception Date .........................................18/04/2008

Corpus . . . . . Rs 42.25 crore (September 30, 2010)
RELIANCE QUANT PLUS FUND
- Bonus Plan
14.1367
Quant Plus Fund Minimum Investment : Retail Plan- Rs 5000 and in

RELIANCE QUANT PLUS FUND
- Dividend Plan
14.1367
Institutional Plan - Rs 5 cr and in multiples of Re. 1

thereafter
INVESTMENT OBJECTIVE PERFORMANCE OF RELIANCE QUANT PLUS FUND
Fund Manager ..............................................Krishan Daga
RETAIL PLAN - GROWTH VS S&P CNX NIFTY
The investment objective of the Scheme is to generate Entry Load*...............................................Retail Plan ; Nil FROM APRIL 18, 2008 TO NOVEMBER 30, 2010
capital appreciation through investment in equity and ........................................................Institutional Plan ; Nil Period Returns of Returns of
equity related instruments. The Scheme will seek to Exit Load............................(w.e.f. from 24th Aug 2009) Scheme (%) Benchmark (%)
generate capital appreciation by investing in an active
Retail Plan & Institutional Plan 6 months 22.59 15.71
portfolio of stocks selected from S & P CNX Nifty on
the basis of a mathematical model. ¥ 1% of the applicable NAV if redeemed or switched 1 Year 24.23 16.49
out on or before completion of 1 Year from the date of
3 Years N.A N.A
allotment of units
5 Years N.A N.A
¥ There shall be no exit load after completion of 1 Year
from the date of allotment of units Since Inception 14.13 6.60
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ Inception date - April 18, 2008
168230/09 dated June 30, 2009, no entry load will
be charged by the Scheme to the investor effective
Returns are of Retail Plan - Growth Plan. Returns less than one year are
August 1, 2009. Upfront commission shall be paid absolute returns and returns of one year and more are compounded
directly by the investor to the AMFI registered annualized returns. Calculations assume all payouts during the period have
Distributors based on the investors' assessment of been reinvested in the units of the scheme at the prevailing NAV. The
Fundamental attribute of the Scheme was changed with effect from April 18,
various factors including the service rendered by the 2008. Original inception date of the Scheme is February 8, 2005.
PORTFOLIO COMPOSITION AS ON distributor
NOVEMBER 30, 2010
Benchmark ............................................... S&P CNX Nifty
figures in %
PORTFOLIO OF RELIANCE QUANT PLUS FUND
Holdings Weightage (%)
Equity 94.22
Reliance Industries Ltd. 8.65
ICICI Bank Ltd. 7.19
ITC Ltd 7.12
HDFC Bank Ltd. 6.88
Tata Consultancy Services Ltd. 5.40
Tata Motors Ltd. 4.96
Oil & Natural Gas Corporation Ltd. 4.69
Other Equities 24.42
Warrants,Cash And Other Receivables 5.78
Grand Total 100.00
SECTOR ALLOCATION AS ON NOVEMBER 30, 2010 VOLATILITY MEASURES

Beta 0.8797
Standard Deviation 3.9837
R Squared 0.9758
Sharpe Ratio 0.0524
Portfolio Turnover Ratio 1.90
Note: The above measures have been calculated by
taking rolling return since inception with 6.83%
Risk Free returns (takan as 91days T-bill yield as on
30/11/2010)

FUND DATA VOLATILITY MEASURES
Equity: Diversified Large Cap
Beta: 0.9585
Type. . . . . . .Open-ended Diversified Equity Scheme
Date of allotment:...................................... 15/11/2004 Standard Deviation: 4.6181
Reliance Inception Date............................................16/11/200
Corpus: ............... 142.64 crore (September 30, 2010)
R Squared: 0.9156
Sharpe Ratio : 0.0186
NRI Equity Fund Minimum Investment . ..................................... Rs 5,000
Fund Manager................................... Omprakash Kuckian
Portfolio Turnover Ratio: 0.48
Note: The above measures have been calculated by taking rolling return for
INVESTMENT OBJECTIVE Entry Load* .................................................................. Nil a 3 year period from 30/11/2007 with 6.83% Risk Free returns (taken as
91days T-bill yield as on 30/11/2010)
Exit Load ...........................(w.e.f. from 24th Aug 2009)
The primary investment objective of the scheme is to ¥1% if redeemed or switched out on or before NAV AS ON NOVEMBER 30, 2010 RS
generate optimal returns by investing in equity and completion of 1 year from the date of allotment of
equity related instruments primarily drawn from the units Reliance NRI Equity Fund-Growth Plan 41.5549
Companies in the BSE 200 Index ¥ Nil if redeemed or switched out after completion of Reliance NRI Equity Fund-Bonus Plan 41.5549
1 year from the date of allotment of units Reliance NRI Equity Fund-Dividend Plan 24.7248
DIVIDEND HISTORY
August 1, 2009. Upfront commission shall be paid Rate Cum *EX
directly by the investor to the AMFI registered Date (Re/ Dividend Dividend
Distributors based on the investors' assessment of Unit) NAV NAV
PORTFOLIO COMPOSITION AS ON
various factors including the service rendered by the 8/7/2006 1.00 19.6692 18.6693
NOVEMBER 30, 2010
distributor 1/29/2007 2.50 23.9940 21.3911
figures in % Benchmark. . . . . . . . . . . . . . . . . . . . BSE 200 Index 8/17/2007 2.00 22.4467 20.7827
PORTFOLIO OF RELIANCE NRI EQUITY FUND 3/14/2008 1.50 21.3340 18.5803
as on November 30, 2010 9/18/2009 4.00 23.5344 19.7095
Holdings Weightage % Past performance may or may not be sustained in future; Dividend
distribution is subject to availability & adequacy of distributable surplus.
Equities 95.24 The Mutual Fund is not assuring that it will make periodical dividend
distributions, though it has every intention of doing so. After the payment
Tata Motors Ltd. 7.40 of dividend, the per unit NAV falls to the extent of the dividend payout and
distribution taxes, if any. Performance of dividend plan/option would be net of
State Bank Of India 6.73 applicable statutory levy , if any.
* NAV on the 1st transaction day after Record Date, which includes the mark
Cummins India Ltd. 5.96 to market impact also.
Corporation Bank 5.84
PERFORMANCE OF RELIANCE NRI EQUITY FUND
VS BSE 200 INDEX AS ON NOVEMBER 30, 2010
Oil India Limited 5.16
Period Returns of Returns of
Dr. Reddy's Laboratories Ltd. 4.69 Scheme (%) Benchmark (%)
Oracle Financial Serv Software Ltd 4.69 6 months 16.62 14.80
Infosys Technologies Ltd. 4.57 1 Year 24.07 16.43
HCL Technologies Ltd. 4.54 3 Years 4.74 -0.04
Reliance Industries Ltd. 4.43 5 Years 22.21 17.07
Patni Computers System Ltd. 4.36 Since Inception 26.53 20.76
Grasim Industries Ltd. 4.26 Past performance may or may not be sustained in the
Larsen & Toubro Ltd. 3.65 future. Returns are of growth plan. returns less than
Sterlite Industries Ltd. 3.63 one year are absolute returns and returns of one year
and more are compounded annualized returns.calcula-
Divi's Laboratories Ltd. 3.43 tions assume all payouts during the period have been
Mundra Port & Special Eco Zone Ltd 3.43 reinvested in the units of the scheme at the prevailing
NAV.
Bharti Airtel Ltd. 3.37
Hindustan Unilever Ltd. 3.35
Pantaloon Retail (India) Ltd. 2.95
Cash And Other Receivables 4.76
Grand Total 100.00

SIP RETURN
SIP Start Date 12/1/2009 12/1/2007 12/1/2005 11/16/2004
Current NAV (As on 30/11/2010) 41.55 41.55 41.55 41.55
Assumptions:
a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions
have been worked out on "Excel" spreadsheet function known as XIRR
c) It is assumed that a SIP of Rs. 1000/- each executed on 10th of every month has been taken into consideration including the first installment. It may please
be noted that load has not been taken into consideration.
d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are simulated for illustrative purposes for
understanding the concept of SIP. This illustration should not be construed as a promise, guarantee on or a forecast of any minimum returns. The Mutual
Fund or the Investment Manager does not assure any safeguard of capital and the illustrated returns are not necessarily indicative of future results and may
not necessarily provide a basis for comparison with other investments. SIP does not guarantee or assure any protection against losses in declining market
conditions.

Equity: Diversified Large Cap FUND DATA Jaiprakash Associates Ltd. 1.72
Type. .............. Open-ended Diversified Equity Scheme Other Equities 1.77
Reliance Date of allotment..................................... 28/03/2006

Inception Date ......................................... 30/03/2006
Cash And Other Receivables
Grand Total
17.17
100.00
Corpus . .. . Rs. 1814.55 crore (September 30, 2010) Derivatives (Figures as a % Of Equity
Equity Fund Minimum Investment . . Retail Plan- Rs 5000 and in
multiples of Re. 1 thereafter IP Plan- Rs 5 cr and in
Corpus)
Futures -2.84
INVESTMENT OBJECTIVE multiples of Re. 1 thereafter............................................. Total Long Futures
Fund Manager.................................... Omprakash Kuckian Total Short Futures -2.84
The primary investment objective of the scheme is to Entry Load* ...............................................Retail Plan: Nil Options 0.00
seek to generate capital appreciation and provide long ..........................................................Institutional Plan: Nil Total Call Written Notional Value 0.00
term growth opportunities by investing in a portfolio Exit Load............................(w.e.f. from 24th Aug 2009) Total Put Written Notional Value 0.00
constituted of equity and equity related securities of top Retail Plan & Institutional Plan
100 companies by market capitalization and of Total Call Bought Notional Value 0.00
¥1% if redeemed or switched out on or before Total Put Bought Notional Value 0.00
companies which are available in the derivatives completion of 1 year from the date of allotment of
segment from time to time and the secondary objective units
is to generate consistent returns by investing in debt and ¥ Nil if redeemed or switched out after completion of VOLATILITY MEASURES
money market securities. 1 year from the date of allotment of units
Beta 0.7691
PORTFOLIO COMPOSITION AS ON NOVEMBER 30, 2010
168230/09 dated June 30, 2009, no entry load will Standard Deviation 3.6969
figures in % be charged by the Scheme to the investor effective
R Squared 0.9198
August 1, 2009. Upfront commission shall be paid
directly by the investor to the AMFI registered Sharpe Ratio -0.0282
Distributors based on the investors' assessment of
various factors including the service rendered by the Portfolio Turnover Ratio 1.85
distributor Note: The above measures have been calculated by
Benchmark. . . . . . . . . . . . . . . . . . . . .S&P CNX Nifty taking rolling return for a 3 year period from
30/11/2007 with 6.83% Risk Free returns (taken as
PORTFOLIO OF RELIANCE NRI EQUITY FUND 91days T-bill yield as on 30/11/2010)
Holdings Weightage %
Equities 82.83 NAV AS ON NOVEMBER 30, 2010 RS
State Bank Of India 7.47 Reliance Equity Fund-Growth Plan 14.7749
ICICI Bank Ltd. 7.14 Reliance Equity Fund-Bonus Plan 14.7749
SECTOR ALLOCATION AS ON NOVEMBER 30, 2010 Tata Consultancy Services Ltd. 6.72 Reliance Equity Fund-Dividend Plan 14.7749
PERFORMANCE OF RELIANCE EQUITY FUND
Infosys Technologies Ltd. 4.76 VS S&P CNX NIFTY AS ON NOVEMBER 30, 2010
Divi's Laboratories Ltd. 4.62 Period Returns of Returns of
HCL Technologies Ltd. 4.54 Scheme (%) Benchmark (%)
Reliance Infrastructure Limited 4.22 6 months 3.35 15.71
Financial Technologies India Ltd 3.83 1 Year 0.37 16.49
Bharat Heavy Electricals Ltd. 3.44
3 Years -3.73 0.57
Cipla Ltd. 3.22
5 Years N.A N.A
Since Inception 8.36 12.23
Maruti Suzuki India Ltd. 2.66
Past performance may or may not be sustained in future. Returns are of
Reliance Communications Ltd 2.47 Retail Plan - Growth Plan. Returns less than one year are absolute returns and
returns more than one year are compounded annualized returns. Calculations
Pantaloon Retail (India) Ltd. 2.46 assume all payouts during the period have been reinvested in the units of the
Engineers India Ltd 2.45 scheme at the prevailing NAV.
United Spirits Ltd. 2.17 SPECIAL FEATURE

Hindustan Petroleum Corporation Ltd. 1.93 Reliance Any Time Money Card
Equity: Index FUND DATA PORTFOLIO OF RELIANCE INDEX FUND - NIFTY

PLAN
Type. . . . . . . . . An Open Ended Index Linked Scheme
Reliance Date of allotment . . . . . . . . . . . . . . . . 28/09/2010
Inception Date . . . . . . . . . . . . . . . . . . . 01/10/2010
Equities 99.31
Index Fund - Nifty Plan Corpus: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .N.A.
Minimum Investment . . . Rs 5000 and in multiples of
Reliance Industries Ltd.
Infosys Technologies Ltd.
9.56
8.42
INVESTMENT OBJECTIVE Re. 1 thereafter ICICI Bank Ltd. 7.51
The primary investment objective of the scheme is to Fund Manager . . . . . . . . . . . . . . . . . . . . Krishan Daga Larsen & Toubro Ltd. 5.93
replicate the composition of the NIFTY, with a view to Entry Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . : Nil ITC Ltd 5.16
generate returns that are commensurate with the Exit Load . . . . 1% of the applicable NAV if redeemed Housing Development Finance Cor Ltd 5.08
performance of the NIFTY, subject to tracking errors. or switched out on or before completion of 1 year HDFC Bank Ltd. 4.61
from the date of allotment of units. There shall be no State Bank Of India 4.42
PORTFOLIO COMPOSITION AS ON NOVEMBER 30, 2010 exit load after completion of 1 year from the date of Tata Consultancy Services Ltd. 3.12
allotment of units Bharti Airtel Ltd. 2.52
figures in % *In accordance with the requirements specified by the Oil & Natural Gas Corporation Ltd. 2.41
SEBI circular no. SEBI/IMD/CIR No.4/168230/09 Tata Motors Ltd. 2.26
dated June 30, 2009 no entry load will be charged for Tata Steel Ltd. 2.08
purchase / additional purchase / switch-in accepted by Bharat Heavy Electricals Ltd. 1.99
the Fund with effect from August 01, 2009. Similarly, Axis Bank Limited 1.99
no entry load will be charged with respect to applications Mahindra & Mahindra Ltd. 1.87
for registrations under systematic investment plans/ Hindustan Unilever Ltd. 1.79
systematic transfer plans accepted by the Fund with Hindalco Industries Ltd. 1.54
effect from August 01, 2009. Sterlite Industries Ltd. 1.47
Benchmark: - S&P CNX NIFTY Jindal Steel & Power Ltd. 1.42
NTPC Ltd. 1.35

Equity: Index PORTFOLIO OF RELIANCE INDEX FUND - NIFTY PERFORMANCE OF RELIANCE INDEX FUND -
PLAN NIFTY PLAN - RETAIL PLAN - GROWTH vs S&P
as on November 30, 2010 CNX NIFTY AS ON NOVEMBER 30, 2010
Reliance Dr. Reddy's Laboratories Ltd.
Gail (India) Ltd.
1.30
1.27
Period
Returns of
Scheme (%)
Returns of
Benchmark (%)
Index Fund - Nifty Plan Bajaj Auto Limited

Infrastructure Development Finance
1.25 Since Inception -4.65
Past performance may or may not be sustained in
-4.57
1.22
Company Ltd. future. Returns of the Growth Plan. Returns less than
SECTOR ALLOCATION AS ON NOVEMBER 30, 2010 Wipro Ltd. 1.21 one year are absolute returns and returns of one year
Tata Power Co. Ltd. 1.20 and more are compounded annualized returns.
Hero Honda Motors Ltd. 1.09 Calculations assume that all payouts during the period
Maruti Suzuki India Ltd. 1.07 have been reinvested in the units of the scheme at the
Equity Less Than 1% Of Corpus 13.20 then prevailing NAV.
Grand Total 100.00
NAV AS ON NOVEMBER 30, 2010 RS

Reliance Index Fund - 9.5256
Nifty Plan - Growth Plan
Nifty Plan - Bonus Plan
Nifty Plan - Quarterly Dividend Plan
Nifty Plan - Half Yearly Dividend Plan
Industry Classification as per AMFI. Nifty Plan - Annual Dividend Plan
Equity: Index FUND DATA Hindalco Industries Ltd. 1.70

Type. . . . . . . . . An Open Ended Index Linked Scheme Jindal Steel & Power Ltd. 1.63

Inception Date . . . . . . . . . . . . . . . . . . . 01/10/2010
Sterlite Industries Ltd.
Tata Power Co. Ltd.
1.52
1.36
Index Fund - Sensex Corpus: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .N.A.
Minimum Investment . . . Rs 5000 and in multiples of
Wipro Ltd. 1.31
Re. 1 thereafter . . . . . . . . . . . . . . . . . . . . . . . . . . . . Maruti Suzuki India Ltd. 1.27

Plan Fund Manager . . . . . . . . . . . . . . . . . . . . Krishan Daga Hero Honda Motors Ltd. 1.16
Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . : Nil Cipla Ltd. 1.11
INVESTMENT OBJECTIVE Exit Load . . . . 1% of the applicable NAV if redeemed Equity Less Than 1% Of Corpus 3.54
or switched out on or before completion of 1 year
The primary investment objective of the scheme is to from the date of allotment of units. There shall be no Cash And Other Receivables 5.78
replicate the composition of the SENSEX, with a view exit load after completion of 1 year from the date of Grand Total 100.00
to generate returns that are commensurate with the allotment of units
performance of the SENSEX, subject to tracking errors. *In accordance with the requirements specified by the
SEBI circular no. SEBI/IMD/CIR No.4/168230/09 NAV AS ON NOVEMBER 30, 2010 RS
dated June 30, 2009 no entry load will be charged for
PORTFOLIO COMPOSITION AS ON NOVEMBER 30, 2010 purchase / additional purchase / switch-in accepted by Reliance Index Fund - Sensex Plan-
9.5260
the Fund with effect from August 01, 2009. Similarly, Growth Plan
figures in %
no entry load will be charged with respect to applications Reliance Index Fund - Sensex Plan-
for registrations under systematic investment plans/ 9.5261
Bonus Plan
systematic transfer plans accepted by the Fund with
effect from August 01, 2009. Reliance Index Fund - Sensex Plan-
9.5261
Quarterly Dividend Plan
Benchmark: - BSE SENSEX
Reliance Index Fund - Sensex Plan-
9.5261
PORTFOLIO OF RELIANCE INDEX FUND - SENSEX Half Yearly Dividend Plan
PLAN Reliance Index Fund - Sensex Plan-
9.5261
as on November 30, 2010 Annual Dividend Plan
Equities 94.22 PERFORMANCE OF RELIANCE INDEX FUND -
Reliance Industries Ltd. 10.90 SENSEX PLAN - GROWTH vs BSE SENSEX AS ON
NOVEMBER 30, 2010
Returns of Returns of
ICICI Bank Ltd. 8.08 Period
Scheme (%) Benchmark (%)
Larsen & Toubro Ltd. 6.57 Since Inception -4.85 -4.52
SECTOR ALLOCATION AS ON NOVEMBER 30, 2010 ITC Ltd 5.65 Past performance may or may not be sustained in future.
Housing Development Finance Cor Ltd 5.57 Returns of the Growth Plan. Returns less than one year are
absolute returns and returns of one year and more are
State Bank Of India 5.24 compounded annualized returns. Calculations assume that all
payouts during the period have been reinvested in the units of
HDFC Bank Ltd. 5.20 the scheme at the then prevailing NAV.
Tata Steel Ltd. 2.27
Hindustan Unilever Ltd. 1.99
Industry Classification as per AMFI. NTPC Ltd. 1.87

Equity: Diversified Mid Cap & Small Cap FUND DATA VOLATILITY MEASURES
Beta 0.8532
Type........................Open-ended Equity Growth Scheme
Reliance Date of allotment.......................................08/10/1995

Inception Date.............................................08/10/1995
Standard Deviation
R Squared
4.2137
0.8714
Growth Fund Corpus:..............8106.62 crores (September 30, 2010)

Minimum Investment: Retail Plan- Rs 5000 and in
Sharpe Ratio
0.0219
0.50
multiples of Re. 1 thereafter IP Plan- Rs 5 cr and in
Note: The above measures have been calculated by taking rolling return for a
INVESTMENT OBJECTIVE multiples of Re. 1 thereafter............................................. 3 year period from 30/11/2007 with 6.83% Risk Free returns (taken as
Fund Manager...........................................Sunil Singhania 91days T-bill yield as on 30/11/2010)
Entry Load*...............................................Retail Plan : Nil
achieve long term growth of capital by investing in
......................................................Institutional Plan - Nil NAV AS ON NOVEMBER 30, 2010 RS
equity ang equity related securities through a research
based investment approach. Exit Load............................(w.e.f. from 24th Aug 2009) Reliance Growth Fund-Growth Plan 494.1548
Retail Plan & Institutional Plan Reliance Growth Fund-Bonus Plan 81.9667
¥ 1% if redeemed or switched out on or before Reliance Growth Fund-Dividend Plan 60.5758
completion of 1 year from the date of allotment of Reliance Growth Fund-Institutional Growth 497.9634
units Reliance Growth Fund-Institutional Dividend 481.7830
¥ Nil if redeemed or switched out after completion of
1 year from the date of allotment of units
DIVIDEND HISTORY
* In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will Rate Cum *Ex-
PORTFOLIO COMPOSITION AS ON be charged by the Scheme to the investor effective Date (Re/ Dividend Dividend
NOVEMBER 30, 2010 August 1, 2009. Upfront commission shall be paid Unit) NAV NAV
directly by the investor to the AMFI registered 3/21/2000 10.00 40.89 30.90
figures in % Distributors based on the investors' assessment of
2/18/2003 2.00 22.61 20.67
various factors including the service rendered by the
distributor 7/18/2003 3.00 27.96 24.47
Benchmark. . . . . . . . . . . . . . . . . . . . . . . . . BSE 100 10/9/2003 3.00 34.67 31.80
12/18/2003 6.00 41.1 35.28
PORTFOLIO OF RELIANCE GROWTH FUND 3/12/2004 7.50 34.67 27.17
as on November 30, 2010 10/19/2004 3.00 33.61 30.37
Holdings Weightage % 12/24/2004 2.50 37.34 34.91
Equities 93.00
State Bank Of India 4.74 3/29/2005 5.00 36.21 31.80
Bank Of Baroda 4.28 12/19/2005 3.00 50.83 47.63
Lupin Ltd. 4.23 3/29/2006 7.50 57.77 50.90
ICICI Bank Ltd. 3.69 10/30/2006 2.50 55.58 53.08
E.I.D. Parry (India) Ltd. 3.02
3/12/2007 7.50 54.09 47.16
Jindal Saw Ltd. 2.94
Reliance Industries Ltd. 2.43 8/17/2007 3.50 54.72 52.04
HCL Technologies Ltd. 2.20 3/19/2008 6.50 54.53 47.42
Infosys Technologies Ltd. 2.20 3/20/2009 2.00 29.72 28.60
Jindal Steel & Power Ltd. 2.14 10/31/2009 5.00 53.40 46.98
Ranbaxy Laboratories Ltd. 2.06 3/30/2010 2.50 56.29 53.84
Divi's Laboratories Ltd. 1.94 Past performance may or may not be sustained in future;
Tata Consultancy Services Ltd. 1.93 Dividend distribution is subject to availability & adequacy of
Sintex Industries Ltd. 1.88 distributable surplus. The Mutual Fund is not assuring that it
Greaves Cotton Ltd. 1.88 will make periodical dividend distributions, though it has every
intention of doing so. After the payment of dividend, the per unit
United Phosphorus Ltd. 1.80
NAV falls to the extent of the dividend payout and distribution
Strides Arcolab Ltd. 1.78 taxes, if any. Performance of dividend plan/option would be net
Edelweiss Capital Limited 1.77 of applicable statutory levy , if any.
Gujarat State Fertilizers & Chemicals Ltd. 1.70 * NAV on the 1st transaction day after Record Date, which
Maruti Suzuki India Ltd. 1.69 includes the mark to market impact also.
Radico Khaitan Ltd 1.56
Crompton Greaves Ltd. 1.52 PERFORMANCE OF RELIANCE GROWTH FUND
Gujarat Mineral Development Corp Ltd 1.51 vs BSE 100 INDEX AS ON NOVEMBER 30, 2010
Bombay Dyeing & Manufacturing Co. Ltd. 1.44 Period Returns of Returns of
Federal Bank Ltd. 1.38 Scheme (%) Benchmark (%)
Escorts Ltd. 1.38
6 months 12.74 14.49
SECTOR ALLOCATION AS ON NOVEMBER 30, 2010 Bajaj Holdings And Investment Ltd 1.35 1 Year 21.93 15.32
Ht Media Limited 1.29 3 Years 5.63 -0.33
Jaiprakash Associates Ltd. 1.21 5 Years 23.07 17.19
BEML Limited 1.19 Since Inception 29.35 12.88
Indiabulls Financial Services Ltd 1.16 Past performance may or may not be sustained in future. Returns are of
Orient Paper & Industries Ltd. 1.16 Retail Plan - Growth Plan. Returns less than one year are absolute returns and
returns of one year and more are compounded annualized returns. Calculations
United Spirits Ltd. 1.15 assume all payouts during the period have been reinvested in the units of the
Hindalco Industries Ltd. 1.05 scheme at the prevailing NAV.
NTPC Ltd. 1.04
Equity Less Than 1% Of Corpus 19.86 SPECIAL FEATURE
Debt,Cash And Other Receivables 7.00
Grand Total 100.00 Reliance Any Time Money Card
SIP RETURN as on November 30, 2010
SIP Start Date 12/1/2009 12/1/2007 12/1/2005 10/8/1995
Current NAV (As on 30/11/2010) 494.15 494.15 494.15 494.15
Assumptions:
a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting o1ut of uniform and regular monthly subscriptions have been worked
out on "Excel" spreadsheet function known as XIRR
c) It is assumed that a SIP of Rs. 1000/- each executed on 10th of every month has been taken into consideration including the first installment. It may please be noted that
load has not been taken into consideration.
d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are simulated for illustrative purposes for understanding the
concept of SIP. This illustration should not be construed as a promise, guarantee on or a forecast of any minimum returns. The Mutual Fund or the Investment Manager does
not assure any safeguard of capital and the illustrated returns are not necessarily indicative of future results and may not necessarily provide a basis for comparison with other

Equity: Diversified Mid Cap & Small Cap FUND DATA VOLATILITY MEASURES
Type. . . . An Open Ended Diversified Equity Scheme Beta 0.7329
Standard Deviation
R Squared
3.8886
0.755
Long Term Minimum Investment..................................Rs 5,000 and

in multiples of Re.1 thereafter..........................................
Sharpe Ratio
0.0174
0.21
Fund Manager . . . . . . . . . . . . . . . . . .Sunil Singhania
Equity Fund Assistant Fund Manager (w.e.f 1st Sep 2010):
.........................................................................Samir Rachh
3 year period from 30/11/2007 with 6.83% Risk Free returns (taken as
91days T-bill yield as on 30/11/2010).
INVESTMENT OBJECTIVE Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
Exit Load : 1% if redeeemed/switched out on or before NAV AS ON NOVEMBER 30, 2010 RS
The primary investment objective of the scheme is to completion of 1 year from the date of alotment of units
seek to generate long term capital appreciation & RELIANCE LONG TERM EQUITY FUND 16.8828
Nil if redeemed/switched out after completion of 1 year
provide long-term growth opportunities by investing in from the date of allotment of units - Growth Plan
a portfolio constituted of equity & equity related
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ RELIANCE LONG TERM EQUITY FUND 16.8828
securities and Derivatives and the secondary objective is 168230/09 dated June 30, 2009, no entry load will be - Dividend Plan
to generate consistent returns by investing in debt and charged by the Scheme to the investor effective August 1,
money market securities. 2009. Upfront commission shall be paid directly by the
investor to the AMFI registered Distributors based on the PERFORMANCE OF RELIANCE LONG TERM EQUITY
investors' assessment of various factors including the FUND vs BSE 200 INDEX AS ON
service rendered by the distributor
NOVEMBER 30, 2010
Benchmark. . . . . . . . . . . . . . . . . . . . BSE 200 Index
PORTFOLIO OF RELIANCE LONG TERM Scheme (%) Benchmark (%)
EQUITY FUND
6 months 19.83 14.80
1 year 33.35 16.43
Holdings Weightage(%)
PORTFOLIO COMPOSITION AS ON 3 year 4.58 -0.04
EQUITY 97.56
NOVEMBER 30, 2010 5 year N.A N.A
Rallis India Ltd. 5.70
figures in % Wabco TVs India Ltd 5.66 Since Inception 13.81 10.51
Greaves Cotton Ltd. 4.48 Past performance may or may not be sustained in future. Returns are of
Growth Plan. Returns less than one year are absolute returns and returns more
Unichem Laboratories Limited 4.14 than one year are compounded annualized returns. Calculations assume all
payouts during the period have been reinvested in the units of the scheme at
Corporation Bank 4.02 the prevailing NAV.
Abbott India Ltd 3.80
Bank Of Baroda 3.61
Oriental Hotels Limited 3.39
Bombay Rayon Fashions Ltd. 2.96
Lakshmi Machine Works Ltd. 2.90
Tube Investments Of India Limited 2.75
Gujarat Narmada Valley Fertilisers Co. Ltd. 2.74
Era Infra Engineering Limited 2.64
Divi's Laboratories Ltd. 2.36
Jsl Stainless Ltd 2.33
United Phosphorus Ltd. 2.14
Sintex Industries Ltd. 2.13
CCL Products India Limited 2.01
India Cements Ltd. 1.98
Sundaram Finance Limited 1.93
Karnataka Bank Ltd 1.93
Anant Raj Ind Ltd. 1.90
Nirma Ltd. 1.86
Rain Commodities Limited 1.83
Time Technoplast Limited 1.82
Gulf Oil Corporation Ltd. 1.61
Astra Microwave Products Ltd 1.54
Kirloskar Oil Engines Ltd 1.50
Sarda Energy And Minerals Limited 1.44
Essel Propack Ltd. 1.32
Everest Industries Limited 1.24
Mindtree Limited 1.23
Finolex Industries Ltd. 1.17
3I Infotech Limited 1.17
Hinduja Ventures Ltd. 1.16
PSL Ltd. 1.12
Triveni Engeering & Industries Ltd. 1.07
Spicejet Limited 1.06
Industry Classification as per AMFI. Grand Total 100.00

Equity: Diversified Mid Cap & Small Cap FUND DATA NAV AS ON NOVEMBER 30, 2010 RS
Type. . . . . . . . . . . . . An Open Ended Equity Scheme RELIANCE SMALL CAP FUND 10.0445
Date of allotment . . . . . . . . . . . . . . . 16/09/2010 -Growth Plan
Reliance Inception Date . . . . . . . . . . . . . . . . . . 21/09/2010 RELIANCE SMALL CAP FUND 10.0446
Corpus: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . N.A. -Bonus Plan
Small Cap Fund Minimum Investment........................................Rs 5,000
and in multiples of Re.1 thereafter...................................
RELIANCE SMALL CAP FUND
-Dividend Plan
10.0446
INVESTMENT OBJECTIVE Fund Manager . . . . . . . . . . . . . . . . . .Sunil Singhania

The primary investment objective of the scheme is to Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil PERFORMANCE OF RELIANCE SMALL CAP FUND
generate long term capital appreciation by investing Exit Load : 2%- If redeemed or switched out on or before vs BSE SMALL CAP FUND AS ON NOVEMBER 30,
predominantly in equity and equity related instruments completion of 12 months from the date of allotment of 2010
of small cap companies and the secondary objective is units Period Returns of Returns of
to generate consistent returns by investing in debt and ¥1%- If redeemed or switched out after 12 months but Scheme (%) Benchmark (%)
money market securities. on or before completion of 24 months from the date of Since Inception 0.52 -4.24
allotment of units Past performance may or may not be sustained in future. Returns are of
¥ Nil - If redeemed or switched out after the completion Growth Plan. Returns less than one year are absolute returns and returns more
than one year are compounded annualized returns. Calculations assume all
of 24 months from the date of allotment of units payouts during the period have been reinvested in the units of the scheme at
the prevailing NAV.
charged by the Scheme to the investor effective August 1,
PORTFOLIO COMPOSITION AS ON 2009. Upfront commission shall be paid directly by the
NOVEMBER 30, 2010 investor to the AMFI registered Distributors based on the
investors' assessment of various factors including the
figures in % service rendered by the distributor
Benchmark. . . . . . . . . . . . . . . . . . . BSE SMALL CAP
PORTFOLIO OF RELIANCE SMALL CAP FUND

Equities 44.94
Fag Bearings India Limited 2.58
Dhanalaxmi Bank Ltd 2.47
Unichem Laboratories Limited 2.44
JBF Industries Limited 2.00
Take Solutions Ltd 1.93
Strides Arcolab Ltd. 1.92
Ashoka Buildcon Limited 1.91
Indoco Remedies Limited 1.74
Prestige Estates Projects Ltd 1.67
Atul Ltd 1.53
SECTOR ALLOCATION AS ON NOVEMBER 30, 2010 Indosolar Limited 1.48
Orient Paper & Industries Ltd. 1.47
Career Point Infosystems Ltd 1.42
Mercator Lines Limited 1.40
Solar Industries (I) Ltd 1.40
United Breweries Holdings Ltd. 1.33
ICRA Ltd 1.31
Nahar Spinning Mills Ltd. 1.25
Usha Martin Ltd. 1.23
Greaves Cotton Ltd. 1.13
Excel Crop Care Ltd 1.08
Kaveri Seed Company Limited 1.04
Grand Total 100.00

Equity: Diversified Multi Cap FUND DATA Piramal Healthcare Limited 1.28
Type. . . . . . . . . . . . . . . . . . . . Open-ended scheme Reliance Communications Ltd 1.18
Date of allotment . . . . . . . . . . . . . . . 08/06/2005 Db Corp Limited 1.09
Reliance Inception Date . . . . . . . . . . . . . . . . . . 09/06/2005 Arshiya International Ltd. 1.09
Corpus . . . Rs. 3275.32 crore (September 30, 2010) Ptc India Limited 1.08
Regular Savings Fund Minimum Investment . . . Rs 500 & in multiples of Re 1 Pipavav Shipyard Limited 1.05
- Equity Option Fund Manager . . . . . . . . . . . . . . Omprakash Kuckian Nilkamal Limited 1.00
Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil Adani Enterprises Limited 1.00
INVESTMENT OBJECTIVE Exit Load . . . . . . . . . . ......(w.e.f 24th August 2009) Equity Less Than 1% Of Corpus 9.46
The primary investment objective of this option is to ¥ 1% if redeemed or switched out on or before com- Debt,Cash And Other Receivables 6.84
seek capital appreciation and or to generate consistent pletion of 1 year from the date of allotment of units Grand Total 100.00
returns by actively investing in equity / equity related ¥ Nil if redeemed or switched out after completion of
securities. 1 year from the date of allotment of units VOLATILITY MEASURES
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ Beta 0.9054
be charged by the Scheme to the investor effective Standard Deviation 4.5144
August 1, 2009. Upfront commission shall be paid R Squared 0.855
directly by the investor to the AMFI registered Distrib Sharpe Ratio 0.0448
Benchmark. . . . . . . . . . . . . . . . . . . . BSE 100 Index Portfolio Turnover Ratio 0.84
Note: The above measures have been calculated by taking rolling
PORTFOLIO OF RELIANCE REGULAR SAVINGS FUND – return for a 3 year period from 30/11/2007 with 6.83% Risk
EQUITY OPTION Free returns (taken as 91days T-bill yield as on 30/11/2010)
Holdings Weightage % NAV AS ON NOVEMBER 30, 2010 RS
PORTFOLIO COMPOSITION AS ON Equities 93.16 Reliance Regular Savings Fund Equity Plan 32.6214
NOVEMBER 30, 2010 State Bank Of India 6.04 - Growth Plan
Oil & Natural Gas Corporation Ltd. 4.47 Reliance Regular Savings Fund Equity Plan 25.4267
figures in % -Dividend Plan
Tata Consultancy Services Ltd. 3.86 DIVIDEND HISTORY
Tata Motors Ltd. 3.69 Date Rate (Re/ Cum *EX
Mphasis Limited 3.03 Unit) Dividend Dividend
Bharti Airtel Ltd. 2.69 NAV NAV
Hindalco Industries Ltd. 2.50 24-Jul-09 5 22.6391 17.7355
HCL Technologies Ltd. 2.42 Past performance may or may not be sustained in
Irb Infrastructure Developers Ltd 2.38 future; Dividend distribution is subject to availability
Biocon Limited 2.33 & adequacy of distributable surplus. The Mutual Fund
Mahindra & Mahindra Ltd. 2.29 is not assuring that it will make periodical dividend
Gail (India) Ltd. 2.20 distributions, though it has every inte
PERFORMANCE OF RELIANCE REGULAR SAVINGS
Cipla Ltd. 2.05
- EQUITY OPTION FUND VS BSE 100 INDEX AS ON
Torrent Pharmaceuticals Limited 2.01 NOVEMBER 30, 2010
Federal Bank Ltd. 1.99
Spicejet Limited 1.97
Exide Industries Ltd. 1.93
6 months 16.54 14.49
Wipro Ltd. 1.88
1 Year 22.77 15.32
3 yrs 11.00 -0.33
Indiabulls Real Estate Limited 1.84
5 Years 26.56 17.19
Indian Bank 1.67
Oriental Bank Of Commerce 1.65 Returns are of growth plan. returns less than one year are
Bombay Rayon Fashions Ltd. 1.60 absolute returns and returns of one year and more are
compounded annualized returns. calculations assume all payouts
Gammon India Ltd. 1.58 during the period have been reinvested in the units of the
Lupin Ltd. 1.53 scheme at the prevailing nav.
SECTOR ALLOCATION AS ON NOVEMBER 30, 2010 Motherson Sumi Systems Ltd. 1.41
SPECIAL FEATURE
Phoenix Mills Limited 1.39
Reliance Any Time Money Card
Jaiprakash Associates Ltd. 1.32
SIP RETURN
SIP Start Date 12/1/2009 12/1/2007 12/1/2005 6/9/2005
Current NAV (As on 30/11/2010) 32.62 32.62 32.62 32.62
Assumptions:
a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform and regular
monthly subscriptions have been worked out on "Excel" spreadsheet function known as XIRR
c) It is assumed that a SIP of Rs. 1000/- each executed on 10th of every month has been taken into consideration including the
first installment. It may please be noted that load has not been taken into consideration.
d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are simulated for
illustrative purposes for understanding the concept of SIP. This illustration should not be construed as a promise, guarantee on or a
forecast of any minimum returns. The Mutual Fund or the Investment Manager does not assure any safeguard of capital and the
illustrated returns are not necessarily indicative of future results and may not necessarily provide a basis for comparison with other

Equity: Diversified Multi Cap FUND DATA Hindustan Media Ventures Limited 1.22
Type. . . . . . .Open-ended Diversified Equity Scheme Sasken Communication Technologies 1.21
Alstom Projects India Ltd. 1.14
Nava Bharat Ventures Limited 1.08
Inception Date . . . . . . . . . . . . . . . . . . 31/03/2005
Reliance Corpus . . . . . 2792.43 crore (September 30, 2010)
Equity Less Than 1% Of Corpus
Warrants,Preference Shares,Cash And
Other Receivables
11.36
6.99
Minimum Investment . . Retail Plan- Rs 5000 and in
Equity Opportunities multiples of Re. 1 thereafter ...........................Institutional
Plan- Rs 5 cr and in multiples of Re. 1 thereafter
Grand Total 100.00
Fund Manager . . . . . . . . . . . . . . . . .Sailesh Raj Bhan

Fund Assistant Fund Manager (w.e.f 1st Sep 2010):
......................................................................Viral Berawala
VOLATILITY MEASURES
Beta 0.8748
Standard Deviation 4.306
INVESTMENT OBJECTIVE Entry Load* . . Retail Plan ; Nil Institutional Plan ; Nil
R Squared 0.8772
Exit Load . . . . . . . . ......(w.e.f. from 24th Aug 2009)
The primary investment objective of the scheme is to Sharpe Ratio 0.0353
seek to generate capital appreciation & provide long- Retail Plan & Institutional Plan
term growth opportunities by investing in a portfolio ¥ 1% if redeemed or switched out on or before Note: The above measures have been calculated by taking rolling return for
constituted of equity securities & equity related completion of 1 year from the date of allotment of a 3 year period from 30/11/2007 with 6.83% Risk Free returns (taken as
securities and the secondary objective is to generate units
consistent returns by investing in debt and money ¥ Nil if redeemed or switched out after completion of
market securities. 1 year from the date of allotment of units NAV AS ON NOVEMBER 30, 2010 RS
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ Reliance Equity Opportunities Fund- 37.2717
168230/09 dated June 30, 2009, no entry load will Growth Plan
be charged by the Scheme to the investor effective Reliance Equity Opportunities Fund- 37.2718
PORTFOLIO COMPOSITION AS ON August 1, 2009. Upfront commission shall be paid Bonus Plan
NOVEMBER 30, 2010 directly by the investor to the AMFI registered
Distributors based on the investors' assessment of Reliance Equity Opportunities Fund- 26.3279
figures in % various factors including the service rendered by the Dividend Plan
distributor Reliance Equity Opportunities Fund- 37.3410
Benchmark. . . . . . . . . . . . . . . . . . . . BSE 100 Index Institutional Dividend
PORTFOLIO OF RELIANCE EQUITY OPPORTUNITIES DIVIDEND HISTORY
FUND Date Rate Cum *EX
as on November 30, 2010 (Re/ Dividend Dividend
Holdings Weightage % Unit) NAV NAV
Equity 93.01 7-Aug-06 1.00 16.41 15.41
Aventis Pharma Ltd. 4.78 1-Feb-07 1.50 20.88 19.53
Trent Limited 4.09 19-Mar-08 1.50 18.19 16.56
State Bank Of India 3.68 24-Jul-09 2.00 17.1017 15.2886
Maruti Suzuki India Ltd. 3.67 Past performance may or may not be sustained in future;
Infosys Technologies Ltd. 3.48 Dividend distribution is subject to availability & adequacy of
Dish TV India Limited 3.45 distributable surplus. The Mutual Fund is not assuring that it
Divi's Laboratories Ltd. 3.43 will make periodical dividend distributions, though it has every
Tata Consultancy Services Ltd. 3.40 intention of doing so. After the payment of dividend, the per unit
Info Edge India Limited 3.21 NAV falls to the extent of the dividend payout and distribution
taxes, if any. Performance of dividend plan/option would be net
of applicable statutory levy , if any.
HCL Technologies Ltd. 2.98 * NAV on the 1st transaction day after Record Date, which
Indian Metal And Ferro Alloys Limit 2.75 includes the mark to market impact also.
Shoppers Stop Limited 2.52 PERFORMANCE OF RELIANCE EQUITY
Torrent Power Limited 2.50 OPPORTUNITIES FUND VS BSE 100 INDEX AS ON
Cummins India Ltd. 2.37 NOVEMBER 30, 2010
Cox And Kings Ltd 2.27 Period Returns of Returns of
ICICI Bank Ltd. 2.21 Scheme (%) Benchmark (%)
Siemens Ltd. 2.00
6 months 20.49 14.49
Ashok Leyland Ltd. 1.91 1 Year 38.61 15.32
Unichem Laboratories Limited 1.82 3 Years 8.36 -0.33
Coal India Ltd 1.67 5 years 22.68 17.19
HDFC Bank Ltd. 1.61 Since Inception 26.25 21.04
Graphite India Limited 1.51 Past performance may or may not be sustained in future.
Bosch Limited 1.51 Returns are of retail plan - growth plan. returns less than one
Hathway Cable And Datacom Limited 1.32 year are absolute returns and returns of one year and more are
Pidilite Industries Ltd. 1.32 compounded annualized returns. calculations assume all payouts
Hindustan Unilever Ltd. 1.31 during the period have been reinvested in the units of the
Coromandel International Ltd. 1.26 scheme at the prevailing NAV.
SECTOR ALLOCATION AS ON NOVEMBER 30, 2010 SPECIAL FEATURE
Motherson Sumi Systems Ltd. 1.22
SIP RETURN
SIP Start Date 12/1/2009 12/1/2007 12/1/2005 3/31/2005
Current NAV (As on 30/11/2010) 37.27 37.27 37.27 37.27
Market Value of Scheme in Rs. 13694.67 61347.05 107713.66 137865.93
Assumptions:
a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform and regular
monthly subscriptions have been worked out on "Excel" spreadsheet function known as XIRR
c) It is assumed that a SIP of Rs. 1000/- each executed on 10th of every month has been taken into consideration including the
first installment. It may please be noted that load has not been taken into consideration.
d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are simulated for
illustrative purposes for understanding the concept of SIP. This illustration should not be construed as a promise, guarantee on or a
forecast of any minimum returns. The Mutual Fund or the Investment Manager does not assure any safeguard of capital and the
illustrated returns are not necessarily indicative of future results and may not necessarily provide a basis for comparison with other
Industry Classification as per AMFI. investments. SIP does not guarantee or assure any protection against losses in declining market conditions.

FUND DATA 7.40% Goi 2012
Equity: Balanced Type. . . . . . . . . . . . . . . . . . . . . Open-ended scheme (M/D.03/05/2012)
0.61
Date of allotment . . . . . . . . . . . . . . . 08/06/2005 Non Convertible Debentures. 9.22

Corpus . . . Rs. 725.15 crore (September 30, 2010)
Lic Housing Finance Ltd.
Citifinancial Consumer Finance India
3.12
Minimum Investment . . . Rs 500 & in multiples of Re 1 3.03

Regular Savings Fund thereafter ......................................................................................
Fund Manager . . .Omprakash Kuckian & Amit Tripathi
Limited
Reliance Capital Ltd. 1.87
- Balanced Option Weighted Average YTM: ...................................... 2.43% Housing Development Finance Cor Ltd 1.20
Modified Duration: ............................................131 Days Index/Stock Futures -1.21
INVESTMENT OBJECTIVE Weighted Avg. Maturity: ..................................156 Days Idbi Bank Ltd December 2010 Future -1.21
The primary investment objective of this option is to Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
generate consistent returns and appreciation of capital Exit Load . . . . . . . . . . ......(w.e.f 24th August 2009)
Grand Total 100.00
by investing in a mix of securities comprising of equity, ¥ 1% if redeemed or switched out on or before
equity related instruments & fixed income instruments. completion of 1 year from the date of allotment of
units VOLATILITY MEASURES
¥ Nil if redeemed or switched out after completion of Beta 0.6771
1 year from the date of allotment of units Standard Deviation 3.31
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ R Squared 0.8893
168230/09 dated June 30, 2009, no entry load will Sharpe Ratio 0.0575
be charged by the Scheme to the investor effective Portfolio Turnover Ratio 2.72
Note: The above measures have been calculated by taking
directly by the investor to the AMFI registered Distrib
rolling return for a 3 year period from 30/11/2007 with
Benchmark. . . . . . . . . . . . Crisil Balanced Fund Index 6.83% Risk Free returns (taken as 91days T-bill yield as
on 30/11/2010)
PORTFOLIO OF RELIANCE REGULAR SAVINGS
FUND- BALANCED OPTION
as on November 30, 2010 NAV AS ON NOVEMBER 30, 2010 RS
Holdings Weightage (%) Reliance Regular Savings Fund
23.4245
PORTFOLIO COMPOSITION AS ON Equities 71.37 Balanced Plan - Growth Plan
NOVEMBER 30, 2010 Reliance Regular Savings Fund
ICICI Bank Ltd. 4.21 16.4229
Balanced Plan - Dividend Plan
figures in % Tata Motors Ltd. 3.92
Coal India Ltd 3.88 DIVIDEND HISTORY
Areva T & D India Ltd 3.76 Date Rate Cum *EX
Patni Computers System Ltd. 3.56 (Re/ Dividend Dividend
Unit) NAV NAV
30-Mar-10 2.5 16.9448 14.4334
24-Jul-09 3 16.9172 13.9043
HDFC Bank Ltd. 2.79
Past performance may or may not be sustained
HCL Technologies Ltd. 2.67 in future; Dividend distribution is subject to availability & adequacy
of distributable surplus. The Mutual Fund is not assuring that it will make
Bharat Petroleum Corporation Ltd. 2.48 periodical dividend distributions, though it has every intention of doing so. After
Oberoi Realty Limited 2.31 the payment of dividend, the per unit NAV falls to the extent of the dividend
payout and distribution taxes, if any. Performance of dividend plan/option
Hathway Cable And Datacom Limited 2.12 would be net of applicable statutory levy , if any.
Ranbaxy Laboratories Ltd. 2.10
to market impact also.
Power Finance Corporation Limited 2.06
PERFORMANCE OF RELIANCE REGULAR SAVINGS
UTV Software Communications Ltd. 1.93 FUND - BALANCED OPTION vs CRISIL BALANCED
Bharat Forge Ltd. 1.83 FUND INDEX ON NOVEMBER 30, 2010
Trent Limited 1.82 Returns of Returns of
Period
Bharti Airtel Ltd. 1.76 Scheme (%) Benchmark (%)
Kingfisher Airlines Ltd 1.63 6 months 15.01 10.86

SECTOR ALLOCATION AS ON NOVEMBER 30, 2010 United Phosphorus Ltd. 1.61 1 Year 25.56 12.50
Dish TV India Limited 1.58 3 Years 14.06 3.93
Rain Commodities Limited 1.56 5 Years N.A N.A
GIC Housing Finance Limited 1.48 Since Inception 19.80 10.01
Petronet Lng Ltd 1.45 Inception date: 13/01/2007

Thomas Cook (India) Ltd. 1.45 Growth Plan. Returns less than one year are absolute returns and returns of
one year and more are compounded annualized returns. Calculations assume
Jaiprakash Associates Ltd. 1.35 all payouts during the period have been reinvested in the units of the scheme
at the prevailing NAV.
Max India Limited 1.28
Reliance Regular Savings Fund - Hybrid Option was launched on June 9, 2005
Indian Oil Corporation Ltd. 1.27 and subsequently Hybrid Option has been changed to Balanced Option w.e.f.
January 13, 2007.Consequently, Benchmark of Reliance Regular Saving Fund
Idbi Bank Ltd 1.20 Balanced option has been changed to Crisil Balanced Fund Index from Crisil
MIP Index with effect from February 21, 2007. Accordingly performance of
Infinite Computersolution India Ltd 1.13 the scheme is from January 13, 2007.

SPECIAL FEATURE
Certificate Of Deposit 9.52
HDFC Bank Ltd. 5.38
State Bank Of Patiala 2.97
Canara Bank 1.17
Floating Rate Note 3.07
Govt Securities(Gse) 4.77
7.17% Goi (Md 14/06/2015) 4.16

Equity: Diversified Theme Based FUND DATA VOLATILITY MEASURES
Type. . . . . . . . . . . . . . . Open-ended Equity Scheme Beta 0.876
Date of allotment . . . . . . . . . . . . . . . 17/07/2009 Standard Deviation 2.4142
Reliance Inception Date . . . . . . . . . . . . . . . . . . 20/07/2009 R Squared
Sharpe Ratio
0.7663
-0.0161
Corpus . ....... . 1639.13 crore (September 30, 2010)
Infrastructure Fund Minimum Investment . . . . Retail Plan- Rs 5000 and in
multiples of Re. 1 thereafter ...............................Institutional
Note: The above measures have been calculated by taking
Plan- Rs 5 cr and in multiples of Re. 1 thereafter................... rolling return for a 3 year period from 30/11/2007 with
INVESTMENT OBJECTIVE 6.83% Risk Free returns (taken as 91days T-bill yield as
Fund Manager . . . . . . . . . . . . . . . . . .Sunil Singhania
The primary investment objective of the scheme is to on 30/11/2010)
generate long term capital appreciation by investing Entry Load*............................................... Retail Plan : Nil
predominantly in equity ang equity related instruments ....................................................... Institutional Plan : Nil
NAV AS ON NOVEMBER 30, 2010 Rs.
of companies engaged in infrastructure and infrastructure Exit Load . . . . . . . ......Retail Plan & Institutional Plan
Reliance Infrastructure Fund 10.6654
related sectors and which are incorporated or have their ¥ 1% if redeemed or switched out on or before
-Retail Growth Plan
area of primary activity, in India and the secondary completion of 1 year from the date of allotment of
objective is to generate consistent returns by investing units Reliance Infrastructure Fund 10.6654
in debt & money market securities ¥ Nil if redeemed or switched out after completion of -Retail Bonus Plan
1 year from the date of allotment of units Reliance Infrastructure Fund 10.6654
* In terms of SEBI circular no. SEBI/IMD/CIR No.4/ -Retail Dividend Plan
168230/09 dated June 30, 2009, no entry load will Reliance Infrastructure Fund 10.6842
be charged by the Scheme to the investor effective -Institutional Growth Plan
NOVEMBER 30, 2010 Reliance Infrastructure Fund 10.6842
directly by the investor to the AMFI registered
figures in % Distributors based on the investors' assessment of -Institutional Dividend Plan
distributor
PERFORMANCE OF RELIANCE INFRASTRUCTURE
Benchmark. . . . . . . . . . . . . . . . . . . . . . . . . . BSE100
FUND vs BSE100 AS ON NOVEMBER 30, 2010
PORTFOLIO OF RELIANCE INFRASTRUCTURE FUND Returns of Returns of
Period
as on November 30, 2010 Scheme (%) Benchmark (%)
Holdings Weightage % 6 months -2.19 14.49
Equities 95.87 1 Year -3.75 15.32
Era Infra Engineering Limited 6.86 3 Years N.A N.A
Spml Infra Ltd. 5.63 5 Years N.A N.A
ICICI Bank Ltd. 4.72 Since Inception 4.30 20.94
Jindal Saw Ltd. 4.50 Past performance may or may not be sustained in
future. Returns are of Retail Plan - Growth Plan.
Returns less than one year are absolute returns and
Jaiprakash Associates Ltd. 3.81 returns of one year and more are compounded annual-
Reliance Infrastructure Limited 3.81 ized returns. Calculations assume all payouts during the
period have been reinvested in the units of the scheme
Oil & Natural Gas Corporation Ltd. 3.74 at the prevailing NAV.
NTPC Ltd. 3.59
SPECIAL FEATURE
Jayaswal Neco Industries Ltd 3.58
3.51
Company Ltd.
Hindustan Construction Co. Ltd. 3.32
Sterlite Industries Ltd. 3.07
KSB Pumps Ltd. 2.81
Nagarjuna Construction Co. Ltd. 2.68
Gayatri Projects Limited 2.67
Marg Limited 2.65
Jindal Steel & Power Ltd. 2.39
PSL Ltd. 2.01
Tata Power Co. Ltd. 1.94
SECTOR ALLOCATION AS ON NOVEMBER 30, 2010 MBL Infrastructures Limited 1.87
Patel Engineering Limited 1.82
Beml Limited 1.79
Il&Fs Transportation Networks Ltd 1.71
GVK Power & Infrastructure Ltd 1.66
Sobha Developers Limited 1.45
Diamond Power Infrastructure Ltd 1.41
Texmaco Rail & Engineering Ltd. 1.38
Hindustan Zinc Ltd. 1.29
Grand Total 100.00

Equity: Diversified Theme Based FUND DATA Paladin Energy Limited 1.55
Type. . . . . . . . . . . . . . . Open-ended Equity Scheme Macarthur Coal Ltd 1.36
Agrium Ord
Alumina Ltd
1.28
0.45
Natural Resources Minimum Investment . . Retail Plan- Rs 5000 and in
Molycorp Inc
Overseas ETFs
0.05
4.36
Fund Institutional Plan- Rs 5 cr and in multiples of Re. 1
thereafter.............................................................................
Market Vectors Agribusiness-Etf 4.36
INVESTMENT OBJECTIVE Fund Manager . . . . . . . Ashwani Kumar,Shiv Chanani
Grand Total 100.00
The primary investment objective of the scheme is to Entry Load* . . . . . . . . . . . . . . . . . . . .Retai Plan : Nil
seek to generate capital appreciation & provide long- ........................................................Institutional Plan : Nil VOLATILITY MEASURES
term growth opportunities by investing in companies
Exit Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . BETA 0.7457
principally engaged in the discovery, development,
production, or distribution of natural resources and the Retail Plan & Institutional Plan STANDARD DEVIATION 3.6319
secondary objective is to generate consistent returns by ¥ 1% if redeemed or switched out on or before R SQUARED 0.8418
investing in debt and money market securities. completion of 1 year from the date of allotment of
units SHARPE RATIO 0.0014
¥ Nil if redeemed or switched out after completion of PORTFOLIO TURNOVER RATIO 1.28
PORTFOLIO COMPOSITION AS ON 1 year from the date of allotment of units Note: The above measures have been calculated by taking rolling return since
inception with 6.83% Risk Free returns (takan as 91days T-bill yield as on
NOVEMBER 30, 2010 * In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 30/11/2010)
figures in % be charged by the Scheme to the investor effective NAV AS ON NOVEMBER 30, 2010 RS
RELIANCE NATURAL RESOURCES FUND- 10.6117
Retail Growth Plan
various factors including the service rendered by the RELIANCE NATURAL RESOURCES FUND- 10.6117
distributor Retail Bonus Plan
RELIANCE NATURAL RESOURCES FUND- 10.6117
Benchmark ........ A custom benchmark created using Retail Dividend Plan
the BSE-200 to the extent of 65% of portfolio and
MSCI World Energy Index for balance 35% of the
portfolio. PERFORMANCE OF RELIANCE NATURAL RESOURCES
FUND vs BENCHMARK* AS ON NOVEMBER 30,
2010
PORTFOLIO OF RELIANCE NATURAL RESOURCES
FUND Period Returns of Returns of
as on November 30, 2010 Scheme (%) Benchmark (%)
Holdings Weightage(%) 6 months 12.71 14.27
Equities 64.18 1 year 6.03 10.14
Oil & Natural Gas Corporation Ltd. 6.68 3 Years N.A. N.A.
Reliance Industries Ltd. 5.65 5 Years N.A. N.A.
SECTOR ALLOCATION AS ON NOVEMBER 30, 2010 Hindustan Petroleum Corporation Ltd. 5.50 Since Inception 1.64 -0.95
(Domestic)
Coal India Ltd 5.46 Past performance may or may not be sustained in future.
Bharat Petroleum Corporation Ltd. 5.42 Returns of Retail Plan- Growth Plan. Returns less than one year are absolute
returns and returns of one year and more are compounded annualized returns.
Tata Steel Ltd. 3.35 Calculations assume that all payouts during the period have been reinvested in
the units of the scheme at the then prevailing NAV.
Cairn India Limited 3.14 A custom benchmark created using the BSE-200 to the extent of 65% of
portfolio and MSCI World Energy Index for balance 35% of the portfolio.
Beml Limited 3.04
United Phosphorus Ltd. 2.81 SPECIAL FEATURE
Gujarat State Fertilizers & Chemicals
2.59
Ltd.
Gujarat Narmada Valley Fertilisers Co.
2.49
Ltd.
Triveni Engeering & Industries Ltd. 2.42
Indian Oil Corporation Ltd. 2.38
Oil India Limited 1.60
Hindalco Industries Ltd. 1.50
Advanta India Limited 1.30
SECTOR ALLOCATION AS ON NOVEMBER 30, 2010 Equity Less Than 1% Of Corpus 4.77
(Overseas)
International Equity Shares 28.79
Potash Corp Of Saskatchewan Inc 3.80
Peabody Energy Corp 3.10
Caterpillar Inc 2.65
Mosaic Company Limited 2.52
Arcellor Mittal 2.49
Csx Corp 2.28
Bp Plc 2.11
Atlas Energy Inc- Usd 1.90
Jgc Ord 1.70
Riversdale Mining Limited 1.55
Industry Classification as per MSCI.

Equity: Sector FUND DATA VOLATILITY MEASURES
Type. . . . . . . . Open-ended Banking Sector Scheme Beta 0.9793
Standard Deviation
R Squared
5.1365
0.7725
Corpus: . . . . .1502.65 crore (September 30, 2010)
Banking Fund Minimum Investment . . . ...............................................
Retail Plan- Rs 5000 and in multiples of Re. 1
Sharpe Ratio
0.0858
0.40
thereafter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
INVESTMENT OBJECTIVE Institutional Plan- Rs 5 cr and in multiples of Re. 1
3 year period from 30/11/2007 with 6.83% Risk Free returns (taken as
The primary investment objective of the scheme is to thereafter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 91days T-bill yield as on 30/11/2010)
seek to generate continous returns by actively investing Fund Manager............................................Sunil Singhania NAV AS ON NOVEMBER 30, 2010 RS
in equity and equity related or fixed income securities Assistant Fund Manager (w.e.f. 1st Sep 2010):
......................................................................Shrey Loonker RELIANCE BANKING FUND 114.1158
of companies in the Banking Sector
-Retail Growth Plan
Entry Load*...................................Retail : Nil ....................
.........................................................Institutional Plan : Nil RELIANCE BANKING FUND 114.1154
Exit Load.......................... (w.e.f. from 24th Aug 2009) -Retail Bonus Plan
Retail Plan & Institutional Plan RELIANCE BANKING FUND 45.5302
-Retail Dividend Plan
NOVEMBER 30, 2010 ¥ 1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of RELIANCE BANKING FUND 10.2438
figures in % units -Institutional Growth Plan
1 year from the date of allotment of units DIVIDEND HISTORY
Benchmark. . . . . . . . . . . . . . . . S&P CNX Bank Index Date Rate Cum *EX
* In terms of SEBI circular no. SEBI/IMD/CIR No.4/ (Re/ Unit) Dividend Dividend
be charged by the Scheme to the investor effective NAV NAV
August 1, 2009. Upfront commission shall be paid 11/25/2003 1.00 13.32 12.31
directly by the investor to the AMFI registered 3/28/2005 3.00 23.26 19.94
various factors including the service rendered by the 12/29/2005 4.00 25.05 21.35
distributor 3/30/2006 5.00 21.16 16.32
2/21/2007 2.00 19.57 17.24
11/5/2007 2.00 27.85 25.85
PORTFOLIO OF RELIANCE BANKING FUND
8/28/2009 2.00 27.26 25.26
as on November 30, 2010 “Past performance may or may not be sustained in the future; Dividend
Weigh distribution is subject to availability & adequacy of distributable surplus. The
Holdings Mutual Fund is not assuring that it will make periodical dividend distributions,
tage %
though it has every intention of doing so. After the payment of dividend, the
Equities 89.53 per unit NAV falls to the extent of the dividend payout and distribution taxes,
if any. Performance of dividend plan/option would be net of applicable
State Bank of India 15.44 statutory levy , if any.
ICICI Bank Ltd. 13.25 * NAV on the 1st transaction day after Record Date, which includes the
Corporation Bank 7.09 mark to market impact also. “
Bank of Baroda 7.02

HDFC Bank Ltd. 6.56 PERFORMANCE OF RELIANCE BANKING FUND VS
Canara Bank 6.50 S&P CNX BANK INDEX AS ON NOVEMBER 30,
Bajaj Finance Ltd. 6.26 2010
Oriental Bank Of Commerce 6.12 Period Returns of Returns of
Federal Bank Ltd. 4.34
ING Vysya Bank Ltd. 2.93 6 months 36.50 33.82
Bank of India 2.48 1 Year 50.03 36.33
Indiabulls Financial Services Ltd 2.42 3 Years 22.91 9.94
Axis Bank Limited 2.07 5 Yrs 30.08 24.06
Punjab National Bank 1.98
Kotak Mahindra Bank Ltd. 1.71
Past performance may or may not be sustained in future. "Returns are of
Cholamandalam Invt And Fin Co. Ltd. 1.40 Retail Plan - Growth Plan. Returns less than one year are absolute returns and
Reliance Capital Ltd. 1.08 returns of one year and more are compounded annualized returns. Calculations
assume all payouts during the period have been reinvested in the units of the
Equity Less than 1% Of Corpus 0.89 scheme at the prevailing NAV.
Debt,Cash and other Receivables 10.47
Grand Total 100.00
SIP RETURN
Period 1 Year 3 Year 5 Year Since
inception
SIP Start Date 12/1/2009 12/1/2007 12/1/2005 5/28/2003
Current NAV (As on 30/11/2010) 114.12 114.12 114.12 114.12
Market Value if invested in Scheme Rs. 15436.06 70329.31 146938.55 347917.45
Return on SIP in Benchmark (S&P CNX Banks Index) 48.80% 42.21% 29.00% 28.29%
a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform and regular monthly
subscriptions have been worked out on "Excel" spreadsheet function known as XIRR
c) It is assumed that a SIP of Rs. 1000/- each executed on 10th of every month has been taken into consideration including the first installment.
It may please be noted that load has not been taken into consideration.
d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are simulated for illustrative
purposes for understanding the concept of SIP. This illustration should not be construed as a promise, guarantee on or a forecast of any
minimum returns. The Mutual Fund or the Investment Manager does not assure any safeguard of capital and the illustrated returns are not
necessarily indicative of future results and may not necessarily provide a basis for comparison with other investments. SIP does not guarantee
or assure any protection against losses in declining market conditions.

Equity: Sector FUND DATA Jyoti Structures Ltd. 1.33
Kirloskar Pneumatic Company Limited 1.15
Type. . . . . . . . . .Open-ended Power Sector Scheme
Prakash Industries Limited 1.10
Reliance Date of allotment: . . . . . . . . . . . . . . . 08/05/2004
Inception Date . . . . . . . . . . . . . . . . . . 10/05/2004 Apar Industries Ltd. 1.00
Corpus: . . 5021.12 crore (September 30, 2010) Equity Less Than 1% of Corpus 8.33
Diversified Power Minimum Investment . . Retail Plan- Rs 5000 and in
multiples of Re. 1 thereafter Institutional Plan- Rs 5 cr
Derivatives,Cash and Other Receivables 5.35
and in multiples of Re. 1 thereafter . . . . . . . . . . . . . Grand Total 100.00
Sector Fund Fund Manager . . . . . . . . . . . . . . . . . .Sunil Singhania
Entry Load* . . . . . . . . . . . . . . Retail Plan Nil
VOLATILITY MEASURES
Beta 0.839
INVESTMENT OBJECTIVE Institutional Plan Nil
Exit Load . . . . . . . ...... (w.e.f. from 24th Aug 2009) Standard Deviation 4.1057
The primary investment objective of the scheme is to Retail Plan & Institutional Plan R Squared 0.8874
seek to generate continous returns by actively investing ¥ 1% if redeemed or switched out on or before Sharpe Ratio 0.0034
in equity and equity related or fixed income securities completion of 1 year from the date of allotment of
units Portfolio Turnover Ratio 0.31
of Power and other associated companies
¥ Nil if redeemed or switched out after completion of Note: The above measures have been calculated by taking rolling return for
1 year from the date of allotment of units a 3 year period from 30/11/2007 with 6.83% Risk Free returns (taken as
168230/09 dated June 30, 2009, no entry load will NAV AS ON NOVEMBER 30, 2010 RS
August 1, 2009. Upfront commission shall be paid Reliance Diversified Power Sector Fund- 81.0563
directly by the investor to the AMFI registered Growth Plan
Distributors based on the investors' assessment of Reliance Diversified Power Sector Fund- 81.0563
various factors including the service rendered by the Bonus Plan
distributor
Benchmark. . . . . . . . . . . . . . . . . . India Power Index Reliance Diversified Power Sector Fund- 47.8494
Dividend Plan
NOVEMBER 30, 2010 Reliance Diversified Power Sector Fund- 79.3747
PORTFOLIO OF RELIANCE Institutional Growth Plan
figures in % DIVERSIFIED POWER SECTOR FUND
as on November 30, 2010 DIVIDEND HISTORY
Holdings Weigh Date Rate Cum *EX Dividend
tage % (Re/ Unit) Dividend NAV
Equities 94.65 NAV
Cummins India Ltd. 6.32 12/29/2005 4.00 22.7957 18.9886
Torrent Power Limited 5.99 2/21/2007 2.50 30.4120 27.4754
ICICI Bank Ltd. 5.48 8/17/2007 3.00 35.0854 32.5381
Jindal Steel & Power Ltd. 4.22
3/28/2008 1.50 44.8514 42.1742
PTC India Limited 4.21
3/26/2009 2.00 27.1657 25.3848
Siemens Ltd. 4.12
Reliance Infrastructure Limited 3.91 3/30/2010 2.50 49.1336 46.7484
“Past performance may or may not be sustained in the future;
Crompton Greaves Ltd. 3.76
Dividend distribution is subject to availability & adequacy of
Jaiprakash Associates Ltd. 3.70 distributable surplus. The Mutual Fund is not assuring that it will
Oil & Natural Gas Corporation Ltd. 3.68 make periodical dividend distributions, though it has every
intention of doing so. After the payment of dividend, the per unit
Larsen & Toubro Ltd. 3.32 NAV falls to the extent of the dividend payout and distribution
Tata Power Co. Ltd. 3.20 taxes, if any. Performance of dividend plan/option would be net
of applicable statutory levy , if any.
NTPC Ltd. 3.04
* NAV on the 1st transaction day after Record Date, which
JSL Stainless Ltd 2.76 includes the mark to market impact also. “
PERFORMANCE OF RELIANCE DIVERSIFIED POWER
Adani Power Limited 2.51
SECTOR FUND VS INDIA POWER INDEX AS ON
Thermax India Ltd. 2.24 NOVEMBER 30, 2010
Sterlite IndustRies Ltd. 2.24 Period Returns of Returns of
BGR Energy Systems Limited 1.97 Scheme (%) Benchmark (%)
KEC International Ltd. 1.95 6 months 4.10 -3.91
Sterlite Technologies Ltd 1.94 1 Year 7.05 -4.76
Bajaj Electricals Limited 1.92 3 Years 2.36 -11.36
Infrastructure Development Finance 1.86 5 years 30.27 14.25
Company Ltd. Since Inception 37.48 18.11
Alstom Projects India Ltd. 1.72 Retail Plan - Growth Plan. Returns less than one year are absolute returns and
Reliance Power Limited 1.71 returns of one year and more are compounded annualized returns. Calculations
assume all payouts during the period have been reinvested in the units of the
Kirloskar Brothers Ltd 1.43 scheme at the prevailing NAV.
SIP RETURN
November 30, 2010
SIP Start Date 12/1/2009 12/1/2007 12/1/2005 5/10/2004
Current NAV (As on 30/11/2010) 81.06 81.06 81.06 81.06
Return on SIP in Scheme -1.00% 19.03% 23.46% 31.56%
Return on SIP in Benchmark (India Power Index) -15.46% 3.42% 7.30% 13.80%

Equity: Sector FUND DATA VOLATILITY MEASURES
Type. . . .Open-ended Media & Entertainment Sector Beta 0.8637
Scheme Standard Deviation 4.8723
Reliance Date of allotment: . . . . . . . . . . . . . . . 30/09/2004
Inception Date . . . . . . . . . . . . . . . . . . 07/10/2004
R Squared
Sharpe Ratio
0.6679
-0.0133
Corpus . . . . . 112.05 crore (September 30, 2010)
Media & Minimum Investment . . . . . . . . . . . . . . . . . Rs 5,000
Fund Manager . . . . . . . . . . . . . . . . . Sailesh RajBhan
Note: The above measures have been calculated by taking rolling return for
Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil a 3 year period from 30/11/2007 with 6.83% Risk Free returns (taken as
Entertainment Fund Exit Load ................................(w.e.f 24th August 2009)

¥1% if redeemed or switched out on or before
completion of 1 year from the date of allotment of Reliance Media & Entertainment Fund- 30.2201
INVESTMENT OBJECTIVE units Growth Plan
The primary investment objective of the scheme is to 1 year from the date of allotment of units Reliance Media & Entertainment Fund- 30.2202
generate continous returns by investing in equity and *In terms of SEBI circular no. SEBI/IMD/CIR No.4/ Bonus Plan
equity related or fixed income securities of Media & 168230/09 dated June 30, 2009, no entry load will Reliance Media & Entertainment Fund- 21.7297
Entertainment and other associated companies be charged by the Scheme to the investor effective Dividend Plan
directly by the investor to the AMFI registered DIVIDEND HISTORY
Distributors based on the investors' assessment of Date Rate Cum *EX
various factors including the service rendered by the (Re/ Unit) Dividend Dividend
distributor NAV NAV
Benchmark. . . S&P CNX Media & Entertainment Index 12/29/2005 1.00 15.3538 14.5695
1/29/2007 2.50 23.2086 20.2771
PORTFOLIO OF RELIANCE MEDIA & 3/28/2008 1.50 23.3321 21.6013
ENTERTAINMENT FUND 9/18/2009 1.50 18.4531 17.3196
as on November 30, 2010 "Past performance may or may not be sustained in the future; Dividend
distribution is subject to availability & adequacy of distributable surplus. The
Holdings Weightage Mutual Fund is not assuring that it will make periodical dividend distributions,
though it has every intention of doing so. After the payment of dividend, the
Equities 93.43 per unit NAV falls to the extent of the dividend payout and distribution taxes,
Dish TV India Limited 14.19 statutory levy , if any.
Zee Entertainment Enterprises Ltd 12.03 * NAV on the 1st transaction day after Record Date, which includes the mark
to market impact also. "
Hinduja Ventures Ltd. 9.14
NAV PERFORMANCE OF RELIANCE MEDIA &
Sun TV Network Limited 8.97 ENTERTAINMENT FUND VS S&P CNX MEDIA &
NOVEMBER 30, 2010 Hathway Cable And Datacom Limited 8.67 ENTERTAINMENT INDEX AS ON NOVEMBER 30, 2010
Jagran Prakashan Ltd 8.50 Returns of Returns of
Period
figures in % PVR Ltd. 8.10 Scheme (%) Benchmark (%)
HT Media Limited 5.91 6 months 15.50 10.04
1 Year 24.76 16.65
Balaji Telefilms Ltd. 5.56
3 Years -5.08 -9.19
Hindustan Media Ventures Limited 5.16 5 years 14.79 12.69
Info Edge India Limited 3.49 Since Inception 19.68 14.14
UTV Software Communications Ltd. 3.38 "Returns are
Equity Less Than 1% Of Corpus 0.34 of growth plan. returns less than one year are absolute returns
and returns of one year and more are compounded annualized
Preference Shares,Cash And Other Receivables 6.57 returns. calculations assume all payouts during the period have
been reinvested in the units of the scheme at the prevailing NAV.
Grand Total 100.00
SIP Return
SIP Start Date 12/1/2009 12/1/2007 12/1/2005 10/7/2004
Current NAV (As on 30/11/2010) 30.22 30.22 30.22 30.22
Return on SIP in Benchmark (S&P CNX 4.67% 19.54% 9.43% 11.10%
Media & Entertainment)
FUND DATA PORTFOLIO OF RELIANCE PHARMA FUND

Reliance Type. . . . . . . . . . . . . .Open-ended Pharma Sector Scheme
Date of Allotment . . . . . . . . . . . . . . . . . . . . 05/06/2004
Holdings
Equity
Weightage %
92.70
Inception Date . . . . . . . . . . . . . . . . . . . . . . 08/06/2004
Pharma Fund Corpus . . .............. . 504.36 crore (September 30, 2010)
Minimum Investment . . . . . . . . . . . . . . . . . . . . . Rs 5,000
Ranbaxy Laboratories Ltd.
Aventis Pharma Ltd.
9.32
8.33
Fund Manager . . . . . . . . . . . . . . . . . . . . . . Sailesh Rajbhan
INVESTMENT OBJECTIVE Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil Sun Pharmaceutical Industries Ltd. 7.88
The primary investment objective of the scheme is to Exit Load . . . . . . . . . . . . . . ...... (w.e.f. 24th August 2009) Wyeth Ltd. 6.87
seek to generate consistent returns by investing in ¥1% if redeemed or switched out on or before completion Cipla Ltd. 6.82
equity and equity related or fixed income securities of of 1 year from the date of allotment of units
Pharma and other associated companies ¥ Nil if redeemed or switched out after completion of 1 Divi's Laboratories Ltd. 6.48
year from the date of allotment of units Lupin Ltd. 5.54
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ Cadila Healthcare Ltd. 5.47
charged by the Scheme to the investor effective August 1, Astrazeneca Pharma India Ltd. 4.93
2009. Upfront commission shall be paid directly by the Indoco Remedies Limited 4.90
investor to the AMFI registered Distributors based on the
investors' assessment of various factors including the service Biocon Limited 4.23
rendered by the distributor Sun Pharma Advance Research Co Ltd 4.00
Benchmark. . . . . . . . . . . . . . . . BSE - Health Care Index Fulford India Limited 3.95
Zydus Wellness Ltd 3.89

Torrent Pharmaceuticals Limited 3.53 DIVIDEND HISTORY
Equity: Sector Date Rate (Re/ Cum *EX
Glaxosmithkline Pharmaceuticals Ltd. 2.19
Unit) Dividend Dividend
Apollo Hospitals Enterprise Ltd 1.91 NAV NAV
Reliance Fresenius Kabi Oncology Ltd 1.54 12/19/2005
2/21/2007
1.00
1.50
16.8681
19.1030
15.8674
17.5537
Pharma Fund Derivatives,Cash And Other Receivables 7.30
3/19/2008
8/28/2009
1.50
1.50
17.5487
25.4824
15.9285
23.9825
Grand Total 100.00 Past performance may or may not be sustained in future:
Dividend distribution is subject to availability & adequacy of
distributable surplus. The Mutual Fund is not assuring that it
VOLATILITY MEASURES will make periodical dividend distributions, though it has every
Beta: 0.6351 intention of doing so. After the payment of dividend, the per unit
Standard Deviation: 3.8172 taxes, if any. Performance of dividend plan/option would be net
of applicable statutory levy, if any.
R Squared: 0.5883 * NAV on the 1st transaction day after Record Date, which
PORTFOLIO COMPOSITION AS ON Sharpe Ratio : 0.1328 includes the mark to market impact also. “
NOVEMBER 30, 2010 PERFORMANCE OF RELIANCE PHARMA FUND VS BSE
Portfolio Turnover Ratio: 0.86
- HEALTH CARE INDEX AS ON NOVEMBER 30, 2010
figures in % Note: The above measures have been calculated by Period Returns of Returns of
taking rolling return for a 3 year period from Scheme (%) Benchmark (%)
30/11/2007 with 6.83% Risk Free returns (taken as 6 months 12.62 22.03
91days T-bill yield as on 30/11/2010) 1 Year 42.86 38.08
3 Years 30.66 19.84
5 years 28.15 16.98
NAV AS ON NOVEMBER 30, 2010 RS Since Inception 30.43 18.06
RELIANCE PHARMA FUND -Growth Plan 55.9886 Past performance may or may not be sustained in future.
RELIANCE PHARMA FUND -Bonus Plan 55.9892 "Returns are of Growth Plan. Returns less than one year
are absolute returns and returns of one year and more are
RELIANCE PHARMA FUND -Dividend Plan 41.7600 compounded annualized returns. Calculations assume all payouts
during the period have been reinvested in the units of the scheme
at the prevailing NAV.
SIP RETURN
Period 1 Year 3 Year 5 Year Since
inception
SIP Start Date 12/1/2009 12/1/2007 12/1/2005 6/8/2004
Current NAV (As on 30/11/2010) 55.99 55.99 55.99 55.99
Return on SIP in Benchmark (BSE HC) 42.26% 35.29% 21.90% 19.54%
c) It is assumed that a SIP of Rs. 1000/- each executed on 10th of every month has been taken into consideration including the first
installment. It may please be noted that load has not been taken into consideration.
Equity: Tax Saver FUND DATA PORTFOLIO OF RELIANCE TAX SAVER (ELSS) FUND
Type. . . . . . .Open-ended Equity Linked Savings Scheme
Reliance Date of allotment . . . . . . . . . . . . . . . 21/09/2005 Holdings

Weigh
tage %
Inception Date . . . . . . . . . . . . . . . . . . 22/09/2005 Equity 94.50
Tax Saver (ELSS) Corpus . . . Rs 2492.91 crore (September 30, 2010) State Bank of India 7.59
Minimum Investment . . Rs. 500 & in multiples of Rs Eicher Motors Ltd. 4.91
Fund 500 thereafter
Fund Manager . . . . . . . . . . . . . . . . . Ashwani Kumar Tata Consultancy Services Ltd. 3.63
INVESTMENT OBJECTIVE
Assistant Fund Manager (w.e.f 1st Sep 2010): Indian Metal And Ferro Alloys Limit 3.43
The primary objective of the scheme is to generate long . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Viral Berawala
term capital appreciation from a portfolio that is Siemens Ltd. 3.08
Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
invested predominantly in equity and equity related Oil & Natural Gas Corporation Ltd. 2.98
instruments. Exit Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
Cummins India Ltd. 2.84
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ Federal Mogal Goetze Ltd. 2.80
be charged by the Scheme to the investor effective HDFC Bank Ltd. 2.75
August 1, 2009. Upfront commission shall be paid Aventis Pharma Ltd. 2.71
directly by the investor to the AMFI registered Info Edge India Limited 2.60
Bajaj Finance Ltd. 2.47
distributor Swaraj Engines Ltd 2.47
Benchmark. . . . . . . . . . . . . . . . . . . . BSE 100 Index Oil India Limited 2.39

Madras Cements Limited 2.36
Swaraj Mazda Ltd. 2.24

Equity: Tax Saver PORTFOLIO OF RELIANCE TAX SAVER (ELSS) FUND VOLATILITY MEASURES
as on November 30, 2010 Beta 0.8084
Weigh Standard Deviation 4.0193
Reliance Holdings
tage % R Squared 0.8597
Triveni Engeering & Industries Ltd. 2.07 Sharpe Ratio 0.0195
Tax Saver (ELSS) Power Finance Corporation Limited 2.05 Portfolio Turnover Ratio 0.99
Punjab National Bank 1.92 Note: The above measures have been calculated by taking rolling return for a
Fund Va Tech Wabag 1.91 3 year period from 30/11/2007 with 6.83% Risk Free returns (taken as
Bharat Petroleum Corporation Ltd. 1.77 NAV AS ON NOVEMBER 30, 2010 RS
RELIANCE TAX SAVER (ELSS) FUND-Growth Plan 22.0039
PORTFOLIO COMPOSITION AS ON Torrent Power Limited 1.73
NOVEMBER 30, 2010 Tata Steel Ltd. 1.60
RELIANCE TAX SAVER FUND-Dividend Plan 17.1541
figures in % Jaiprakash Associates Ltd. 1.39

DIVIDEND HISTORY
KSB Pumps Ltd. 1.37
Cum *EX
Divi's Laboratories Ltd. 1.37 Rate (Re/
Date Dividend Dividend
Unit)
Cipla Ltd. 1.35 NAV NAV
ABB Ltd 1.33 28-Aug-09 1.50 13.55 12.05
Engineers India Ltd 1.28 21-Feb-07 1.00 14.69 13.52
Trent Limited 1.23 5-Nov-07 1.00 17.08 16.08
“Past performance may or may not be sustained in future; Dividend
Bharat Forge Ltd. 1.22 distribution is subject to availability & adequacy of distributable surplus. The
Mutual Fund is not assuring that it will make periodical dividend distributions,
Anant Raj Ind Ltd. 1.16 though it has every intention of doing so. After the payment of dividend, the
Cox And Kings Ltd 1.13 per unit NAV falls to the extent of the dividend payout and distribution taxes,
Gammon India Ltd. 1.04 statutory levy , if any.
Hathway Cable and Datacom Limited 1.01 to market impact also. “
Equity Less than 1% of Corpus 9.32 PERFORMANCE OF RELIANCE TAX SAVER (ELSS)
IDR,Preference Shares,Cash and Other 5.50 FUND VS BSE 100 INDEX AS ON
Receivables NOVEMBER 30, 2010
Grand Total 100.00 Period Returns of Returns of
6 months 17.29 14.49

1 Year 29.56 15.32
3 years 5.25 -0.33
5 years 16.34 17.19
"Returns are of Growth Plan. Returns less than one year are absolute returns
and returns of one year and more are compounded annualized returns
Calculations assume all payouts during the period have been reinvested in the
units of the scheme at the prevailing NAV. Past performance may or may not
be sustained in the future."
SIP RETURN
SIP Start Date 12/1/2009 12/1/2007 12/1/2005 9/22/2005
Current NAV (As on 30/11/2010) 22.00 22.00 22.00 22.00
SECTOR ALLOCATION AS ON NOVEMBER 30, 2010 Total No. of units accumulated 604.91 2470.16 4271.54 4568.14
a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform
and regular monthly subscriptions have been worked out on "Excel" spreadsheet function known as XIRR
b) Calculations assume that all payouts during the period have been reinvested in the units of the scheme at then prevailing
NAV.
c) It is assumed that a SIP of Rs. 1000/- each executed on 10th of every month has been taken into consideration
including the first installment. It may please be noted that load has not been taken into consideration.
d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are
simulated for illustrative purposes for understanding the concept of SIP. This illustration should not be construed as a
promise, guarantee on or a forecast of any minimum returns. The Mutual Fund or the Investment Manager does not
assure any safeguard of capital and the illustrated returns are not necessarily indicative of future results and may not
necessarily provide a basis for comparison with other investments. SIP does not guarantee or assure any protection
against losses in declining market conditions.

Equity: Tax Saver FUND DATA VOLATILITY MEASURES:
Type. . . A 10 year close-ended Equity Linked Savings Beta 0.7448
Reliance Scheme
Standard Deviation
R Squared
3.5608
0.8648
Equity Linked Saving Inception Date . . . . . . . . . . . . . . . . . . 01/04/2008

Corpus: . . .Rs 199.97 crore (September 30, 2010)
Sharpe Ratio
0.0708
0.73
Fund – Series I Minimum Investment . . Rs.500/- and in multiples of

Rs.500/- thereafter
Note: The above measures have been calculated by
taking rolling return since inception with 6.83% Risk
Free returns (takan as 91days T-bill yield as on
INVESTMENT OBJECTIVE Fund Manager . . . . . . . . . . . . . . . . .Sailesh Raj Bhan
30/11/2010)
Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . : Nil
The primary objective of the scheme is to generate NAV AS ON NOVEMBER 30, 2010 Rs.
long-term capital appreciation from a portfolio that is Exit Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil*
*In accordance with the SEBI (MFs) Regulations, 1996, Reliance Equity Linked Saving Fund-
invested predominantly in equities along with income 15.0596
NFO expenses not exceeding 6% of the amount Series I - Growth Plan
tax benefit.
mobilised, will be charged to the scheme and will be Reliance Equity Linked Saving Fund-
15.0596
amortised over a period of 10 years. If the investor opts Series I - Dividend Plan
for the redemption before the completion of 10 . ..
years, proportionate unamortized portion of the NFO PERFORMANCE OF RELIANCE EQUITY LINKED
expenses outstanding as on the date of the redemption SAVING FUND - SERIES I - GROWTH vs BSE 100
shall be recovered from such investor. AS ON NOVEMBER 30, 2010
Benchmark: - BSE 100 Returns of Returns of
PORTFOLIO COMPOSITION AS ON Period
NOVEMBER 30, 2010 PORTFOLIO OF RELIANCE EQUITY LINKED
SAVING FUND – SERIES I 6 months 16.96 14.49
figures in %
as on November 30, 2010 1 Year 24.75 15.32
Holding Weigh 3 Years N.A N.A
tage(%) 5 years N.A N.A
Equities 87.59 Since Inception 16.46 8.72
Astrazeneca Pharma India Ltd. 6.37 Returns
Fulford India Limited 5.94 of the Growth Plan. Returns less than one year are
absolute returns and returns of one year and more are
HCL Technologies Ltd. 5.72 compounded annualized returns. Calculations assume
Graphite India Limited 5.26 that all payouts during the period have been reinvested
in the units of the scheme at the then prevailing NAV.
Hikal Ltd. 3.86
Coromandel International Ltd. 3.68
Procter & Gamble Hygiene & Health Care Ltd. 2.98
SKF India Ltd. 2.71
Sasken Communication Technologies 2.70
DCM Shriram Consolidated Ltd. 2.46
Coal India Ltd 2.45
HDFC Bank Ltd. 2.36
Blue Star Ltd. 2.24
Bharat Forge Ltd. 1.93
Trent Limited 1.64
Equity Less than 1% Of Corpus 2.53
Warrants,Preference Shares,Cash and Other 12.41
Receivables
Grand Total 100.00

Arbitrage: FUND DATA NAV AS ON NOVEMBER 30, 2010 Rs.
Type. . . . . . . . . . . . An Open Ended Arbitrage Scheme Reliance Arbitrage Advantage Fund -

10.1483
Growth Plan
Reliance Arbitrage Advantage Fund-
10.1482
Inception Date . . . . . . . . . . . . . . . . . . . 20/10/2010 Dividend Plan
Arbitrage Advantage Corpus: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .N.A.
Minimum Investment . . . Rs 5000 and in multiples of PERFORMANCE OF RELIANCE ARBITRAGE
Fund Re. 1 thereafter ADVANTAGE FUND - RETAIL PLAN - GROWTH vs
CRISIL LIQUID FUND AS ON NOVEMBER 30, 2010
Fund Manager . . . . . . . . . . . . . . . . . . . . Krishan Daga
INVESTMENT OBJECTIVE Period
Returns of Returns of
Entry Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . : Nil Scheme (%) Benchmark (%)
The investment objective of the scheme is to generate
Exit Load . . . . 1% if redeemed/switched on or before Since Inception 1.35 0.74
income by taking advantage of the arbitrage
opportunities that potentially exists between cash and completion of 12 months from the date of allotment Past performance may or may not be sustained in future. Returns
derivative market and within the derivative segment of units. Nil if redeemed/switched after completion of of the Growth Plan. Returns less than one year are absolute
12 months from the date of allotment of units. returns and returns of one year and more are compounded
along with investments in debt securities & money
annualized returns. Calculations assume that all payouts
market instruments. *In terms of SEBI circular no. SEBI/IMD/CIR No.4/ during the period have been reinvested in the units of the
168230/09 dated June 30, 2009, no entry load will scheme at the then prevailing NAV.
NOVEMBER 30, 2010
figures in % Distributors based on the investors' assessment of
distributor
Benchmark: - Crisil Liquid Fund Index
PORTFOLIO OF ARBITRAGE ADVANTAGE FUND

Holding Weigh
tage(%)
Equities- 71.52
Grasim Industries Ltd. 7.98
Apollo Tyres Ltd 7.42
SECTOR ALLOCATION AS ON NOVEMBER 30, 2010 Mercator Lines Limited 6.39
Gujarat State Petronet Ltd 6.09
Reliance Communications Ltd 5.55
LIC Housing Finance Ltd. 5.27
Lanco Infratech Limited 5.24
NMDC Limited 5.13
Derivatives,Cash and Other Receivables 28.48
Grand Total 100.00

Debt - Liquid FUND DATA Ericsson India Private Ltd A1+ 1.85
Type . . . . . . . . . . . . . An Open Ended Liquid Scheme Small Industries Dev Bank Of
Pr1+ 1.61
Reliance Date of allotment . . . . . . . . . . . . . . . June 16, 2005
Inception Date . . . . . . . . . . . . . . . . . June 16, 2005
India
ICICI Sec Primary Dealership Ltd. P1+ 1.24
Minimum Investment . . Rs 5 crore for all investors &
Liquidity Fund in multiples of Re 1 thereafter
Fund Manager . . . . . . . . Amit Tripathi & Anju Chhajer
Jm Financial Services Pvt Ltd
Tata Motors Finance Limited
P1+
A1+
1.24
1.05
Weighted Average YTM . . . . . . . . . . . . . . . . 7%
Modified Duration . . . . . . . . . . . . . . . . . 20 Days Utkal Alumina International Ltd Pr1+ 0.93
INVESTMENT OBJECTIVE Weighted Avg. Maturity . . . . . . . . . . . . . 22 Days Aditya Birla Finance Ltd A1+ 0.74
The investment objective of the scheme is to generate Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil J M Financial Products Private
Exit Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Nil P1+ 0.62
optimal returns consistent with moderate levels of risk Ltd.
and high liquidity. ACCordingly, investments shall * In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will Indiabulls Securities Limited P1+ 0.62
predominantly be made in Debt and Money Market
be charged by the Scheme to the investor effective ICICI Securities Ltd P1+ 0.61
Instruments
August 1, 2009. Upfront commission shall be paid Kotak Securities Ltd. A1+ 0.30
directly by the investor to the AMFI registered Distributors
based on the investors' assessment of various factors Rural Electrification Corp Ltd Pr1+ 0.25
including the service rendered by the distributor. Export Import Bank Of India P1+ 0.17
Benchmark . . . . . . . . . . . . . . Crisil Liquid Fund Index
Pass Through Certificates 0.00
PORTFOLIO OF RELIANCE LIQUIDITY FUND Invt Vehicle For Structure Tr
Aaa(So) 0.00
As On November 30, 2010 1208
Holding Rating Weigh Cash And Other Receivables 24.03
tage(%)
Grand Total 100.00
Canara Bank P1+ 8.77 NAV AS ON NOVEMBER 30, 2010 RS
Allahabad Bank A1+ 4.94 Reliance Liquidity Fund-Daily Dividend Plan 10.0051
Syndicate Bank Ltd. Pr1+ 3.89 Reliance Liquidity Fund-Weekly Dividend Plan 10.0110
IDBI Bank Ltd A1+ 3.71 Reliance Liquidity Fund-Growth Plan 14.3850
Oriental Bank Of Commerce P1+ 3.67
Bank Of India P1+ 3.39 RATING PROFILE
Bank Of Baroda A1+ 2.78 Rating Weightage
Corporation Bank Bwr P1+ 2.77 P1+ 30.93%
A1+ 29.71%
ICICI Bank Ltd. A1+ 2.47
BWR P1+ 2.77%
Punjab & Sindh Bank Ltd A1+ 2.45
F1+(IND) 0.62%
State Bank Of Travancore A1+ 2.45 PR1+ 11.94%
Yes Bank Ltd. A1+ 2.35 AAA(SO) 0.00%
Punjab National Bank Pr1+ 2.33 Cash & Other Receivables 24.03%
Grand Total 100.00%
Allahabad Bank P1+ 1.57
State Bank Of Bikaner & Jaipur P1+ 1.53 PERFORMANCE OF RELIANCE LIQUIDITY FUND
Uco Bank P1+ 1.50 VS CRISIL LIQUID FUND INDEX AS ON NOVEMBER
30, 2010
Andhra Bank Ltd Pr1+ 1.24
State Bank Of Hyderabad A1+ 1.11 Scheme (%) Benchmark(%)
Central Bank Of India Pr1+ 0.97 7days 0.13 0.13
Vijaya Bank Pr1+ 0.74 15 days 0.26 0.26
State Bank Of Travancore P1+ 0.62 30 days 0.59 0.56
Andhra Bank Ltd F1+(Ind) 0.62 3 months 1.61 1.57
State Bank Of Patiala A1+ 0.57 6 months 2.98 2.92
Indian Overseas Bank P1+ 0.46 1 Year 5.16 4.71
Union Bank Of India A1+ 0.12 3 Years 6.71 6.12
United Bank Of India Ltd. P1+ 0.02 5 Years 7.00 6.32
Commercial Paper 18.95
Housing Development Finance
A1+ 2.82 Past performance may or may not be sustained in future;
Cor Ltd "Returns are of Growth Plan. Returns less than one year
are absolute returns and returns of one year and more are
Reliance Industries Ltd. P1+ 2.47 compounded annualized returns. Calculations assume all payouts
PORTFOLIO COMPOSITION AS ON NOVEMBER 30, during the period have been reinvested in the units of the scheme
Indiabulls Financial Services Ltd P1+ 2.44
2010 at the prevailing NAV.
DIVIDEND HISTORY
figures in % Date(DD/MM/YY) Rate Cum Dividend EX Dividend
(Re/ Unit) NAV NAV*
Reliance Liquidity Fund - Weekly Dividend
26-Nov-10 0.0101 10.0164 10.0035
19-Nov-10 0.0099 10.0162 10.0035
12-Nov-10 0.0058 10.0109 10.0035
8-Nov-10 0.0145 10.0220 10.0035
Reliance Liquidity Fund - Monthly Dividend
25-Nov-08 0.0402 12.8956 12.8440
25-Feb-08 0.0534 10.7585 10.6900
25-Jan-08 0.0413 10.7387 10.6857
Past performance may or may not be sustained in future; Dividend distribution is subject to availability & adequacy of distributable
surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so.
After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of
dividend plan/option would be net of applicable statutory levy , if any.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also.

Debt - Liquid FUND DATA NAV AS ON NOVEMBER 30, 2010 RS
Reliance Liquid Fund - Treasury Plan - 15.2428
Type. . . . . . . . . . . . . . . . . . . . . Open-ended Liquid Scheme
Reliance Date of allotment . . . . . . . . . . . . . . . . . . . . . 18/03/1998
Daily Dividend Plan
Reliance Liquid Fund - Treasury Plan - 10.3486
Inception Date . . . . . . . . . . . . . . . . . . . . . . . . 23/03/1998
Weekly Dividend Plan
Liquid Fund Corpus . .............. Rs 13349.44 crore (September 30, 2010)
Minimum InvestmentRetail: Rs.5,000 in multiples of Re 1 Reliance Liquid Fund - Treasury Plan - 13.3189
Monthly Dividend Plan
- Treasury Plan thereafter Institutional : Rs. 1,00,00,000 & in multiples
of Re 1 thereafter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Reliance Liquid Fund - Treasury Plan -
Quarterly Dividend Plan
12.2927
Fund Manager . . . . . . . . . . . . . . . . . . . . . . Prashant Pimple
INVESTMENT OBJECTIVE Weighted Average YTM . . . . . . . . . . . . . . . . . . . . . . 6.78% Reliance Liquid Fund - Treasury Plan - 22.8399
Growth Plan
Modified Duration . . . . . . . . . . . . . . . . . . . . . . . . . . 9 Days
The investment objective of the scheme is to generate Weighted Avg. Maturity . . . . . . . . . . . . . . . . . . . . . 10 Days Reliance Liquid Fund - Treasury Plan - 15.2874
Institutional Daily Dividend Plan
optimal returns consistent with moderate levels of risk Entry Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Nil
and high liquidity. ACCordingly, investments shall Exit Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Nil Reliance Liquid Fund - Treasury Plan - I 15.3136
predominantly be made in Debt and Money Market * In terms of SEBI circular no. SEBI/IMD/CIR No.4/ nstitutional Weekly Dividend Plan
Instruments 168230/09 dated June 30, 2009, no entry load will be Reliance Liquid Fund - Treasury Plan - 21.7608
charged by the Scheme to the investor effective August Institutional Monthly Dividend Plan
1, 2009. Upfront commission shall be paid directly by
the investor to the AMFI registered Distributors based on Reliance Liquid Fund - Treasury Plan - 23.2680
the investors' assessment of various factors including the Institutional Growth Plan
service rendered by the distributor.
RATING PROFILE
Benchmark. . . . . . . . . . . . . . . . . . . . Crisil Liquid Fund Index
Rating Weightage
PORTFOLIO OF RELIANCE LIQUID FUND - P1+ 27.93%
TREASURY PLAN
A1+ 38.88%
As on November 30, 2010
PR1+ 7.90%
Holding Rating Weigh
tage(%) Cash & Other Receivables 25.29%
Certificate Of Deposit 70.67 Grand Total 100.00%
Oriental Bank Of Commerce P1+ 16.27 PERFORMANCE OF RELIANCE LIQUID FUND -

ICICI Bank Ltd. A1+ 13.58 TREASURY PLAN VS CRISIL LIQUID FUND INDEX
AS ON NOVEMBER 30, 2010
Uco Bank P1+ 7.32
IDBI Bank Ltd A1+ 5.43 Scheme (%) Benchmark(%)
Punjab & Sindh Bank Ltd A1+ 5.43 7days 0.12 0.13
Allahabad Bank A1+ 5.43 15 days 0.23 0.26
Central Bank Of India Pr1+ 5.21 30 days 0.54 0.56
State Bank Of Patiala A1+ 4.40 3 months 1.49 1.57
State Bank Of Travancore P1+ 2.71 6 months 2.70 2.92
State Bank Of Hyderabad A1+ 1.36 1 Year 4.75 4.71
Union Bank Of India A1+ 1.35 3 Years 6.40 6.12
Axis Bank Limited P1+ 1.09 5 yrs 6.52 6.32
Bank Of Maharashtra. P1+ 0.54 Since Inception 6.71 N.A
HDFC Bank Ltd. A1+ 0.54 Past performance may or may not be sustained in future;
Returns are of Retail Plan - Growth Plan. Returns less than one
year are absolute returns and returns of one year and more are
Utkal Alumina International Ltd Pr1+ 2.69 compounded annualized returns. Calculations assume all payouts
A1+ 1.35 at the prevailing NAV.
Company Ltd. * N.A. denotes non-availability of suitable index at the time of
Cash And Other Receivables 25.29 inception.
Grand Total 100.00 Special Feature
PORTFOLIO COMPOSITION AS ON NOVEMBER 30,
2010
figures in % DIVIDEND HISTORY

Date(DD/MM/YY) Rate Cum Dividend EX Dividend
(Re/ Unit) NAV NAV*
Reliance Liquid Fund - Treasury Plan - Retail - Monthly Dividend
25-Nov-10 0.0544 13.3773 13.3079
25-Oct-10 0.0486 13.3699 13.3079
27-Sep-10 0.0496 13.3714 13.3081
Reliance Liquid Fund - Treasury Plan - Retail - Weekly Dividend
26-Nov-10 0.0095 10.3538 10.3417
19-Nov-10 0.0095 10.3538 10.3417
12-Nov-10 0.0054 10.3486 10.3417
8-Nov-10 0.0138 10.3593 10.3417
Reliance Liquid Fund - Treasury Plan - Retail - Quartely Dividend
20-Sep-10 0.1133 12.2934 12.1488
21-Jun-10 0.1086 12.2839 12.1453
19-Mar-10 0.0841 12.2531 12.1452
After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance
of dividend plan/option would be net of applicable statutory levy , if any.

FUND DATA ASSET ALLOCATION
Debt - Liquid Holdings Weightage (%)
Type. . . . . . . . . . . . . . . . . Open-ended Liquid Scheme BANKS 91.84%
Inception Date . . . . . . . . . . . . . . . . . . . 07/12/2001
Cash and Other Receivables
Grand Total
8.16%
100.00
Corpus . . ... Rs 2624.54 crore (September 30, 2010)
Liquid Fund Minimum Investment . . . .Rs. 5,000 & in multiples of
PROFILE
Rating Weightage (%)
Re.1 thereafter. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
P1+ 37.83%
- Cash Plan Fund Manager . . . . . . . . . . . . . . . . . . . . .Amit Tripathi
Weighted Average YTM . . . . . . . . . . . . . . . . . 7.61%
PR1+
Cash and Other Receivables
54.02%
8.16%
Modified Duration . . . . . . . . . . . . . . . . . . . . 64 Days Grand Total 100.00
Weighted Avg. Maturity . . . . . . . . . . . . . . . . 69 Days
INVESTMENT OBJECTIVE Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
NAV AS ON NOVEMBER 30, 2010 Rs
Reliance Liquid Cash Plan-Growth Plan 15.4723
The primary investment objective of the scheme is to Exit Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
Reliance Liquid Cash Plan- 10.9255
generate optimal returns consistent with moderate * In terms of SEBI circular no. SEBI/IMD/CIR No.4/ Weekly Dividend Plan
levels of risk and high liquidity. ACCordingly, investments 168230/09 dated June 30, 2009, no entry load will be Reliance Liquid Cash Plan- 11.1415
charged by the Scheme to the investor effective August Daily Dividend Plan
shallpredominantly be made in Debt and Money Market 1, 2009. Upfront commission shall be paid directly by
Instruments the investor to the AMFI registered Distributors based on PERFORMANCE OF RELIANCE LIQUID FUND -
the investors' assessment of various factors including the CASH PLAN VS CRISIL LIQUID FUND INDEX
service rendered by the distributor. AS ON NOVEMBER 30, 2010
Benchmark. . . . . . . . . . . . . . . . Crisil Liquid Fund Index Period Returns of Returns of
Scheme (%) Benchmark(%)
PORTFOLIO OF RELIANCE LIQUID FUND - CASH PLAN 6 months 2.42 2.72
1 Year 3.8 4.45
As on November 30, 2010 3 Years 4.57 6.13
Holding Rating Weigh 5 years 5.09 6.29
Tage(%) Since Inception 4.97 N.A.
Certificate Of Deposit 91.84 NAV PERFORMANCE REPORT Rs
Punjab National Bank Pr1+ 18.99 AS ON 30/11/2010
Since Inception
Oriental Bank Of Commerce P1+ 18.94 Reliance Liquid Fund - Cash Plan - 0.34
Bank Of India P1+ 18.89 Growth
Syndicate Bank Ltd. Pr1+ 18.87 Crisil Liquid Fund Index 0.38
Central Bank Of India Pr1+ 13.27 Past performance may or may not be sustained in future;
Returns are of Growth Plan. Returns less than one year
Andhra Bank Ltd Pr1+ 2.88 are absolute returns and returns of one year and more are
compounded annualized returns. Calculations assume all payouts
Cash And Other Receivables 8.16 during the period have been reinvested in the units of the
scheme at the prevailing NAV.
Grand Total 100.00
Reliance Liquid Fund - Cash Plan was launched on Dec 7,2001. Subsequently
the key features of the Scheme have been changed w.e.f Nov 9, 2010.
Accordingly, above performance is calculated from November 9, 2010.
N.A. denotes non-availability of suitable index at the time of inception.
SPECIAL FEATURE
DIVIDEND HISTORY
Date(DD/MM/YY) Rate Cum Dividend NAV EX Dividend NAV*
(Re/ Unit)
26-Nov-10 0.0095 10.9290 10.9169
19-Nov-10 0.0092 10.9286 10.9169
12-Nov-10 0.0051 10.9234 10.9169
8-Nov-10 0.0139 10.9347 10.9169
FUND DATA Oriental Bank Of Commerce P1+ 5.80

Debt - Ultra Short Term
Central Bank Of India PR1+ 5.11
Type. . . . . . . . . . . . . An Open-ended Income Scheme Punjab National Bank PR1+ 5.05
Inception Date . . . . . . . . . . . . . . . . . . . 02/09/2004
Union Bank Of India
Andhra Bank Ltd
P1+
PR1+
3.76
3.68
Floating Rate Fund Minimum Investment Rs. 5,000 & in multiples of Re.1
Yes Bank Ltd.
Bank Of Baroda
A1+
A1+
3.20
2.82
thereafter
- Short Term Plan
(Formerly as Reliance Floating Rate Fund)
Fund Manager . . . . . . . . . . . . . . . . . . . . .Amit Tripathi
Weighted Average YTM . . . . . . . . . . . . . . . . . . . . 8%
State Bank Of Mysore
State Bank Of Patiala
A1+
P1+
1.92
1.92
Modified Duration . . . . . . . . . . . . . . . . . . . 142 Days State Bank Of Travancore A1+ 1.91
Weighted Avg. Maturity . . . . . . . . . . . . . . . 163 Days Canara Bank P1+ 1.02
INVESTMENT OBJECTIVE Punjab & Sindh Bank Ltd A1+ 0.35
Entry Load * . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
The primary investment objective of the scheme is to Exit Load . . . . 0.25%, if units are redeemed within 1 Bank Of India P1+ 0.23
generate regular income through investment in a month from the date of allotment. Commercial Paper 5.20
portfolio comprising substantially of Floating Rate Debt * In terms of SEBI circular no. SEBI/IMD/CIR No.4/ National Bank For Agri. & Rural Dev P1+ 4.02
Securities (including floating rate securitised debt, 168230/09 dated June 30, 2009, no entry load will be Ballarpur Industries Ltd. F1+(IND) 0.60
Money Market Instruments and Fixed Rate Debt charged by the Scheme to the investor effective August 1, Kotak Mahindra Investments Ltd. A1+ 0.58
Instruments swapped for floating rate returns). The 2009. Upfront commission shall be paid directly by the Floating Rate Note 4.11
scheme shall also invest in Fixed Rate Debt Securities investor to the AMFI registered Distributors based on the Tata Steel Ltd. AA(IND) 3.08
(including floating rate securitised debt, Money Market investors' assessment of various factors including the service Ultratech Cement Ltd. AAA 1.03
Instruments and Fixed Rate Debt Instruments swapped rendered by the distributor. Non Convertible Debentures 17.46
for fixed returns). Benchmark. . . . . . . . . . . . . . . . Crisil Liquid Fund Index ICICI Home Finance Co. Ltd. LAAA 5.12
PORTFOLIO OF RELIANCE FLOATING RATE FUND - Indiabulls Financial Services Ltd LAA 3.67
SHORT TERM PLAN Gruh Finance Ltd LAA+ 2.56
As On November 30, 2010 Small Industries Dev Bank Of India AAA 2.04
Manappuram General Fin & Leasing Ltd LA+ 2.03
Weigh
Holding Rating Citifinancial Consumer Finance India
tage(%) AA+ 0.41
Limited
LIC Housing Finance Ltd. AAA 0.41
ICICI Bank Ltd. A1+ 8.73
Indian Hotels Company Ltd. LAA+ 0.40
Bank Of India A1+ 7.36
Tgs Investment & Trade Pvt Ltd A1+ 0.28
State Bank Of Patiala A1+ 6.84

Debt - Ultra Short Term Trapti Trading & Invest Pvt. Ltd. A1+ 0.28 AA+ 0.41%
Kotak Mahindra Prime Ltd. P1+ 0.24 LAA+ 2.96%
Reliance Pass Through Certificates

Indian Inf Equip Rec Trust AAA(IND)
3.70
2.45
AA(IND)
LAA
3.08%
3.67%
India Microfin Loan Receivable Trus P1+(SO) 1.11 CAREAA+(SO) 0.14%
Floating Rate Fund Tata Capital Limited
CAREAA
+(SO)
0.14
LA+ 2.03%
Cash & Other Receivables 9.44%
- Short Term Plan
(Formerly as Reliance Floating Rate Fund)
Zero Coupon Bonds.
0.41 Grand Total 100.00%
AAA(IND) 0.41
Company Ltd. PERFORMANCE OF RELIANCE FLOATING RATE
Cash And Other Receivables 9.44 FUND VS CRISIL LIQUID FUND INDEX AS ON
Grand Total 100.00 NOVEMBER 30, 2010
NAV AS ON NOVEMBER 30, 2010 Rs
Reliance Floating Rate 15.0430
- Short Term Plan-Growth Plan 6 months 2.22 1.72
2010 Reliance Floating Rate -Short Term Plan- 10.1159 1 Year 4.76 3.10
Dividend Plan 3 Years 7.18 6.23
figures in % Reliance Floating Rate - Short Term Plan 10.0692 5 Years 7.05 6.19
-Daily Dividend Plan Since Inception 7.43 6.50
Reliance Floating Rate - Short Term Plan 10.0814
-Weekly Dividend Plan NAV PERFORMANCE REPORT AS ON 30/11/2010
Reliance Floating Rate - Short Term Plan 10.1372 6 Months Since
-Quarterly Dividend Plan Inception
Reliance Floating Rate 3.01 3.07
RATING PROFILE Fund - Short Term Plan
P1+ 16.99% Growth
P1+(SO) 1.11% Crisil Liquid Fund Index 2.92 2.98
Past performance may or may not be sustained in future;
A1+ 34.27%
Returns are of Growth Plan. Returns less than one year
F1+(IND) 0.60% are absolute returns and returns of one year and more are
PR1+ 13.84% compounded annualized returns. Calculations assume all payouts
AAA 3.47% at the prevailing NAV.
LAAA 5.12% Reliance Floating Rate Fund was launched on Sep 2, 2004.
AAA(IND) 2.86% Subsequently the key features of the Scheme have been
changed w.e.f Nov 9, 2010. Accordingly, above performance is
calculated from May 24, 2010. and the Scheme was renamed
as Reliance Floating Rate Fund - Short Term Plan.
DIVIDEND HISTORY
(Re/ Unit) NAV NAV*
Reliance Floating Rate Fund - Short Term Plan
- Wkly Dividend
30-Nov-10 0.0074 10.0898 10.0814
23-Nov-10 0.0086 10.0912 10.0814
16-Nov-10 0.0092 10.0919 10.0814
9-Nov-10 0.0099 10.0927 10.0814
2-Nov-10 0.0112 10.0941 10.0814
- Dividend (Monthly)
19-Nov-10 0.0506 10.1594 10.1063
19-Oct-10 0.0425 10.1542 10.1079
20-Sep-10 0.0434 10.1578 10.1099
- Dividend (Quarterly)
20-Sep-10 0.0952 10.1329 10.0259
Debt : Ultra Short Term FUND DATA PORTFOLIO OF RELIANCE MONEY MANAGER FUND
As On November 30, 2010
Reliance Type. . . . . . . . . . . . . . . .Open-ended Income Scheme

Date of allotment . . . . . . . . . . . . . . . . 20/03/2007
Holding Rating
Weigh
tage(%)
Inception Date . . . . . . . . . . . . . . . . . . . 21/03/2007 Certificate Of Deposit 62.70
Money Manager Fund Corpus . .... Rs 13355.00 crore (September 30, 2010 Punjab National Bank Pr1+ 14.64
Minimum Investment . For Retail Plan: Rs. 1 lac and in Allahabad Bank A1+ 6.84
INVESTMENT OBJECTIVE multiples of Re. 1 thereafter For Institutional Plan: Central Bank Of India Pr1+ 6.08
The investment objective of the Scheme is to generate Rs 1 Cr and in multiples of Re 1 thereafter State Bank Of India P1+ 4.77
optimal returns consistent with moderate levels ofrisk Fund Manager . . . . . . . . . Amit Tripathi & Anju Chhajer Oriental Bank Of Commerce P1+ 3.52
and liquidity by investing in debtsecurities and money Weighted Average YTM . . . . . . . . . . . . . . . . . .7.11% Ing Vysya Bank Ltd. P1+ 3.46
market securities. Modified Duration . . . . . . . . . . . . . . . . . . . . .24 Days Punjab & Sindh Bank Ltd A1+ 2.24
Weighted Average Maturity . . . . . . . . . . . . . .26 Days Bank Of India P1+ 1.88
Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . . NIL IDBI Bank Ltd A1+ 1.62
Exit Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil Indian Bank F1+(Ind) 1.58
* In terms of SEBI circular no. SEBI/IMD/CIR No.4/ Bank Of Maharashtra. Pr1+ 1.58
168230/09 dated June 30, 2009, no entry load will State Bank Of Bikaner & Jaipur P1+ 1.39
Corporation Bank P1+ 1.25
Axis Bank Limited A1+ 1.17
Uco Bank P1+ 1.15
State Bank Of Patiala A1+ 1.11
Syndicate Bank Ltd. Pr1+ 1.10
distributor.
Benchmark. . . . . . . . . . . . . . . . Crisil Liquid Fund Index Axis Bank Limited P1+ 1.07
Andhra Bank Ltd F1+(Ind) 0.99
Union Bank Of India A1+ 0.95
Canara Bank P1+ 0.90
Indian Overseas Bank P1+ 0.90
State Bank Of Patiala P1+ 0.88

Debt : Ultra Short Term State Bank Of Mysore A1+ 0.80 Reliance Money Manager Fund-Retail 1,009.3833
United Bank Of India Ltd. A1+ 0.20 Monthly Dividend
Reliance Money Manager Fund-Retail
Reliance Bank Of Maharashtra.
Corporation Bank
P1+
Bwr P1+
0.20
0.20
Quarterly Dividend
Reliance Money Manager Fund-
1,034.5456
IDBI Bank Ltd P1+ 0.12 1,302.8357

Money Manager Fund Bank Of Baroda A1+ 0.11
Institutional Growth
Reliance Money Manager Fund- 1,001.3715
Commercial Paper 28.36 Institutional Daily Dividend
Reliance Industries Ltd. P1+ 4.67 Reliance Money Manager Fund- 1,002.5984
Infrastructure Development Institutional Weekly Dividend
A1+ 3.97 Reliance Money Manager Fund-
Finance Company Ltd. 1,008.2479
Institutional Monthly Dividend
Bharat Petroleum Corporation
P1+ 3.77
Ltd. RATING PROFILE
Export Import Bank Of India P1+ 3.40 Rating Weightage (%)
National Housing Bank A1+ 1.98 Banks 64.68%
Religare Finvest Limited A1+ 1.57 Finance 12.04%
Indian Oil Corporation Ltd. P1+ 1.40 Petroleum Products 9.84%
L & T Infrastructure Finance Cash & Other Receivables 8.05%
A1+ 1.19
Co Ltd Financial Institutions 3.40%
Tata Capital Limited A1+ 0.99 Miscellaneous 1.58%
Indiabulls Financial Services Ltd P1+ 0.80 Diversified 0.40%
Aditya Birla Finance Ltd A1+ 0.80 Construction 0.01%
Utkal Alumina International Ltd Pr1+ 0.60 Finance - Asset Backed 0.01%
Ecl Finance Limited A1+ 0.40 Grand Total 100.00%
Sbi Global Factors Ltd P1+ 0.40
Aditya Birla Nuvo Ltd. A1+ 0.40 PERFORMANCE OF LIQUID PLUS FUND VS CRISIL
Indiabulls Securities Limited P1+ 0.40 LIQUID FUND INDEX AS ON NOVEMBER 30, 2010
Shriram City Union Finance Ltd. Pr1+ 0.40 Period Returns of Returns of
Edelweiss Capital Limited P1+ 0.40
Il&Fs Financial Services Ltd A1+ 0.39 6 Months 2.79 2.92
Infina Finance Private Limited P1+ 0.20 1 year 5.07 4.71
Sundaram Bnp Paribas Home Fina 3 Years 6.74 6.12
A1+ 0.20 5 Years N.A N.A
Ltd.
Housing Development Finance Since inception 7.11 6.43
A1+ 0.06
Cor Ltd Returns are of Retail Plan - Growth Plan. Returns less than one year are
absolute returns and returns of one year and more are compounded annualized
Non Convertible Debentures. 0.09 returns. Calculations assume all payouts during the period have been reinvested
Ge Capital Services India Ltd Aaa(Ind) 0.08 in the units of the scheme at the prevailing NAV. Past performance may or
may not be sustained in the future."
Unitech Ltd. B-(Ind) 0.01
Pass Through Certificates 0.01
Aaa(Ind)
Indian Infra Equp Rec Trust 0.01
(So)
Ifmr Capital Mosec Ii P1+(So) 0.00
Invt Vehicle For Structure Tr
0.00
1208
Zero Coupon Bonds. 0.79
LIC Housing Finance Ltd. Aaa 0.60
Infrastructure Development
Laaa 0.20
Finance Company Ltd.
Grand Total 100.00

Reliance Money Manager Fund-Retail 1,289.8158
Growth
Bonus
Daily Dividend
Weekly Dividend
PORTFOLIO COMPOSITION AS ON NOVEMBER 30, DIVIDEND HISTORY

2010 Date(DD/MM/YY) Rate Cum Dividend EX Dividend
(Re/ Unit) NAV NAV*
figures in %
Reliance Money Manager Fund - Weekly Dividend
26-Nov-10 1.0773 1004.1662 1002.9398
19-Nov-10 1.0902 1004.1809 1002.9398
12-Nov-10 0.6208 1003.6465 1002.9398
8-Nov-10 1.5518 1004.7064 1002.9398
Reliance Money Manager Fund - Monthly Dividend
19-Nov-10 5.1209 1013.2763 1007.9827
19-Oct-10 4.2628 1012.6512 1007.9680
20-Sep-10 3.6525 1011.9555 1007.9477
Reliance Money Manager Fund - Quarterly Dividend
20-Sep-10 11.0551 1011.9555 1007.9477
21-Jun-10 10.6983 1034.0841 1022.0352
19-Mar-10 9.5158 1032.5403 1022.0395
Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of distributable

Debt : Ultra Short Term FUND DATA Floating Rate Note 2.59
Housing Development Finance Cor Ltd AAA 1.73
Reliance Type. . . Open-ended Income Scheme with no assured
returns
Power Finance Corporation Limited
Non Convertible Debentures.
AAA 0.87
1.86
Date of allotment . . . . . . . . . . . . . . . . 14/09/2000
Medium Term Fund Inception Date . . . . . . . . . . . . . . . . . . . 25/09/2000
Small Industries Dev Bank Of India
Tata Capital Limited
AAA
LAA+
1.72
0.14
Minimum Investment . . . 5,000 & in multiples of Re.1 Zero Coupon Bonds. 2.46
INVESTMENT OBJECTIVE thereafter Godrej Consumer Products Ltd. A1+ 2.46
Fund Manager . . . . . . . . . Amit Tripathi & Anju Chhajer
The primary investment objective of the scheme is to Cash And Other Receivables 10.60
Weighted Average YTM . . . . . . . . . . . . . . . . 7.53%
generate regular income in order to make regular Grand Total 100.00
Modified Duration . . . . . . . . . . . . . . . . . . . . 80 Days
dividend payments to unitholders and the secondary Weighted Avg. Maturity . . . . . . . . . . . . . . . . 86 Days NAV AS ON NOVEMBER 30, 2010 RS
objective is growth of capital. Entry Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
Exit Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil RELIANCE MEDIUM TERM FUND-Growth Plan 19.7991
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ RELIANCE MEDIUM TERM FUND-Bonus Plan 14.1405
168230/09 dated June 30, 2009, no entry load will RELIANCE MEDIUM TERM FUND-Quarterly 10.8324
be charged by the Scheme to the investor effective Dividend Plan
directly by the investor to the AMFI registered RELIANCE MEDIUM TERM FUND-Monthly 10.3816
Distributors based on the investors' assessment of Dividend Plan
various factors including the service rendered by the RELIANCE MEDIUM TERM FUND-Daily Dividend 17.0959
distributor Plan
Benchmark. . . . . . . Crisil Short-term Bond Fund Index
RELIANCE MEDIUM TERM FUND-Weekly 17.0959
PORTFOLIO OF RELIANCE MEDIUM-TERM FUND Dividend Plan
RATING PROFILE
Weigh
Holding Rating Rating Weightage
tage(%)
Certificate Of Deposit 65.31 P1+ 49.56%
Canara Bank P1+ 14.30 A1+ 16.46%
Bank Of India P1+ 9.68 F1+(IND) 2.58%
Oriental Bank Of Commerce P1+ 8.45
PR1+ 16.35%
Punjab National Bank PR1+ 7.70
ICICI Bank Ltd. A1+ 5.62 AAA 4.31%
Corporation Bank P1+ 5.17 LAA+ 0.14%
Central Bank Of India PR1+ 3.51 Cash & Other Receivables 10.60%
State Bank Of Bikaner & Jaipur P1+ 3.25 Grand Total 100.00%
State Bank Of Patiala A1+ 1.72 PERFORMANCE OF RELIANCE MEDIUM-TERM

HDFC Bank Ltd. PR1+ 1.69 FUND VS CRISIL SHORT TERM BOND FUND INDEX
State Bank Of Mysore P1+ 1.63 as on NOVEMBER 30, 2010
F1+ Period Returns of Returns of
Andhra Bank Ltd 0.86 Scheme (%) Benchmark (%)
(IND)
State Bank Of Travancore P1+ 0.83 6 months 2.92 2.10
Union Bank Of India A1+ 0.65 1 Year 5.36 4.51
State Bank Of Hyderabad A1+ 0.16
3 Years 6.40 7.04
Punjab & Sindh Bank Ltd A1+ 0.07
Commercial Paper 17.18 5 Years 6.11 6.72
Housing Development Finance Cor Ltd P1+ 4.19 Since Inception 6.88 N.A
Cholamandalam Invt And Fin Co. Ltd. A1+ 3.19 Past performance may or may not be sustained in future. Returns are of
Growth Plan. Returns less than one year are absolute returns and returns of
Small Industries Dev Bank Of India PR1+ 2.07 one year and more are compounded annualized returns. Calculations assume
all payouts during the period have been reinvested in the units of the scheme
Indian Oil Corporation Ltd. P1+ 2.06 at the prevailing NAV.
India Infoline Investment Serv Ltd A1+ 1.72 N.A. denotes non-availability of suitable index at the time of inception."
F1+
Morgan Stanley (I) Capital Pvt Ltd 1.72 SPECIAL FEATURE
(IND)
Hdb Financial Services Ltd. PR1+ 1.37 Reliance Any Time Money Card
Kotak Mahindra Investments Ltd. A1+ 0.86
DIVIDEND HISTORY
PORTFOLIO COMPOSITION AS ON NOVEMBER 30, (Re/ Unit) NAV NAV*
2010
Reliance Medium Term Fund - Weekly
figures in % 30-Nov-10 0.0139 17.1117 17.0959
23-Nov-10 0.0175 17.1158 17.0959
16-Nov-10 0.0173 17.1156 17.0959
9-Nov-10 0.0177 17.1161 17.0959
2-Nov-10 0.0187 17.1172 17.0959
Reliance Medium Term Fund - Quarterly
20-Sep-10 0.1290 10.8525 10.7072
21-Jun-10 0.1205 10.8419 10.7062
22-Mar-10 0.1080 10.8280 10.7061
Reliance Medium Term Fund - Monthly
22-Nov-10 0.0519 10.4296 10.3720
20-Oct-10 0.0463 10.4227 10.3723
20-Sep-10 0.0411 10.4179 10.3727

Debt : Short Term FUND DATA Power Grid Corporation Ltd. AAA 0.64
Type. . . . . . . . . . . . . . . .Open-ended Income Scheme Indian Railway Finance Corpn.
Ltd.
Power Finance Corporation
AAA 0.63
Inception Date . . . . . . . . . . . . . . . . . . . 23/12/2002 AAA 0.62

Short Term Fund Corpus . . . Rs 4691.00 crore (September 30, 2010)
Minimum Investment . . . . . . . . . . . . . . . . . Rs. 5,000
Limited
Housing Development Finance
AAA 0.62
Cor Ltd
INVESTMENT OBJECTIVE & in multiples of Re.1 thereafter. LIC Housing Finance Ltd. CAR
Fund Manager . . . . . . . . . . . . . . . . . . Prashant Pimple 0.37
EAAA
The primary investment objective of the scheme is to Weighted Average YTM . . . . . . . . . . . . . . . . . 8.22% ICICI Bank Ltd. AAA 0.25
generate stable returns for investors with a short term Modified Duration . . . . . . . . . . . . . . . . . . 679 Days Tata Capital Limited LAA+ 0.15
investment horizon by investing in fixed income Weighted Avg. Maturity . . . . . . . . . . . . . . . 860 Days Airport Authority Of India AAA 0.07
securitites of a short term maturity Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil Pass Through Certificates 5.15
Exit Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil Tata Teleservices Limited CARE A+
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 4.52
(SO)
168230/09 dated June 30, 2009, no entry load will Ibm India Private Limited AAA(IND)
be charged by the Scheme to the investor effective 0.63
(SO)
August 1, 2009. Upfront commission shall be paid Cash And Other Receivables 3.42
directly by the investor to the AMFI registered Grand Total 100.00
Distributors based on the investors’ assessment of
various factors including the service rendered by the NAV AS ON NOVEMBER 30, 2010 RS
distributor. Reliance Short Term Fund -Growth Plan 17.9499
Benchmark. . . . . . . . . . . . . . . . Crisil Liquid Fund Index
Reliance Short Term Fund-Dividend Re-Investment Plan 10.5966
PORTFOLIO OF RELIANCE SHORT TERM FUND
Reliance Short Term Fund -Quarterly Dividend Plan 13.4377
Weigh RATING PROFILE
Holding Rating
tage(%) Rating Weightage
Certificate Of Deposit 45.03 SOV 23.89%
State Bank Of Patiala P1+ 7.00 P1+ 15.98%
State Bank Of Hyderabad A1+ 6.69 A1+ 25.24%
State Bank Of Patiala A1+ 6.30 PR1+ 5.98%
AXIS Bank Limited PR1+ 5.35 AAA 12.40%
Union Bank Of India P1+ 4.87 LAAA 2.01%
State Bank Of Travancore A1+ 2.85 CAREAAA 2.01%
Bank Of India A1+ 2.34 AAA(IND)(SO) 0.63%
ICICI Bank Ltd. A1+ 2.21 CARE A+ (SO) 4.52%
Oriental Bank Of Commerce P1+ 1.84 LAA+ 0.15%
State Bank Of Mysore A1+ 1.51 AA 1.01%
IDBI Bank Ltd P1+ 1.20 AA(IND) 2.77%
Bank Of Baroda A1+ 1.15 Cash & Other Receivables 3.42%
Bank Of India P1+ 0.71 Grand Total 100.00%
Andhra Bank Ltd PR1+ 0.63
Canara Bank P1+ 0.36 PERFORMANCE OF RELIANCE SHORT-TERM FUND
VS CRISIL LIQUID FUND INDEX AS ON NOVEMBER
IDBI Bank Ltd A1+ 0.02
30, 2010
Cholamandalam Invt And Fin Scheme (%) Benchmark (%)
A1+ 2.17
Co. Ltd.
Floating Rate Note 4.77 6 months 2.00 2.92
Tata Steel Ltd. AA(IND) 2.77 1 Year 4.62 4.71
Infrastructure Development 3 Years 8.71 6.12
LAAA 2.01
Finance Company Ltd. 5 Years 8.47 6.32
7.99% Goi (Md 09.07.2017) Sovereign 14.64 Past performance may or may not be sustained in future. Returns are of
7.46% Goi 2017 (M/D. Growth Plan. Returns less than one year are absolute returns and returns of
Sovereign 9.25 one year and more are compounded annualized returns. Calculations assume
28/8/2017) all payouts during the period have been reinvested in the units of the scheme
Non Convertible Debentures. 15.57 at the prevailing NAV.
Tata Motors Ltd. AAA 3.97
SPECIAL FEATURE
National Bank For Agri. & Rural
AAA 1.86
Dev
Reliance Utilities & Power Pvt. CAR
1.64
Ltd. EAAA
Rural Electrification Corp Ltd AAA 1.10
Tata Power Co. Ltd. AA 1.01
DIVIDEND HISTORY
2010 (Re/ Unit) NAV NAV*
figures in %
Reliance Short Term Fund - Dividend
25-Nov-10 0.0536 10.6588 10.6026
25-Oct-10 0.0119 10.6224 10.6036
27-Sep-10 0.0483 10.6563 10.6034
Reliance Short Term Fund - Quarterly Dividend
20-Sep-10 0.1318 13.4785 13.3317
21-Jun-10 0.1581 13.5422 13.3684
19-Mar-10 0.1222 13.4605 13.3227

Debt : Long Term PORTFOLIO OF RELIANCE REGULAR SAVINGS FUND- NAV AS ON NOVEMBER 30, 2010 RS
DEBT OPTION Reliance Regular Savings Fund Debt Option-Retail Growth 13.0061
Reliance As On November 30, 2010
Holdings Rating
Weigh
Reliance Regular Savings Fund Debt Option-Retail
Quarterly Dividend
12.2191
tage
Regular Savings Fund Certificate Of Deposit 1.20
Reliance Regular Savings Fund Debt Option-Institutional
Growth
13.1373
Reliance Regular Savings Fund Debt Option- 12.2916

- Debt Option State Bank Of Patiala
Axis Bank Limited
A1+
PR1+
1.17
0.03
Institutional Quarterly Dividend
Non Convertible Debentures. 57.91 DIVIDEND HISTORY

INVESTMENT OBJECTIVE Sundaram Finance Limited LAA+ 7.41 Rate Cum- EX
Cholamandalam Invt And Fin Date(DD/MM/YY) (Re/ Dividend Dividend
LAA- 4.48
The primary investment objective of this option is to Co. Ltd. Unit) NAV NAV*
generate optimal returns consistent with moderate level Citifinancial Consumer Finance 29-Sep-10 0.0864 12.2651 12.1715
AA+ 4.42
of risk. This income may be complemented by capital India Limited * 28-Jun-10 0.1212 12.2847 12.1486
appreciation of the portfolio. Accordingly investments Kotak Mahindra Prime Ltd. LAA 4.11
30-Mar-10 0.1206 12.2437 12.1108
shall predominantly be made in Debt & Money Market Geetanjali Trading & Inv Pvt Ltd BWRAAA 3.25
Instruments. 12-Jan-10 0.3416 12.4739 12.0860
Tata Capital Limited CAREAA+ 3.20
Past performance may or may not be sustained in future;
Tata Motors Finance Limited AA- 2.37 Dividend distribution is subject to availability & adequacy of
HCL Technologies Ltd. AA+ 2.36 distributable surplus. The Mutual Fund is not assuring that it
AA-(IND) will make periodical dividend distributions, though it has every
Bilt Graphic Paper Products Ltd 1.78 intention of doing so. After the payment of dividend, the per unit
(SO)
Tube Investments Of India taxes, if any. Performance of dividend plan/option would be net
AA 1.61
Limited of applicable statutory levy , if any.
Shriram City Union Finance Ltd. CAREAA- 1.61
RATING PROFILE
Tata Capital Limited LAA+ 1.60 Rating Weightage
Mahindra & Mahindra Fin Ser Ltd. AA(IND) 1.58 LAA+(SO) 3.85%
Bajaj Finance Ltd. AA+ 1.46 A1+ 1.17%
Indiabulls Financial Services Ltd AA 1.40 PR1+ 0.06%
Tech Mahindra Ltd. CAREAAA 1.34 AAA 0.80%
Srei Equipment Finance Pvt Ltd CAREAA 1.31 CAREAAA 3.61%
Tata Power Co. Ltd. AA 1.30 CAREAA 1.31%
PORTFOLIO COMPOSITION AS ON NOVEMBER 30, Aditya Birla Nuvo Ltd. LAA+ 1.27
2010 AAA(SO) 0.07%
Srei Equipment Finance Pvt Ltd AA(IND) 1.18 AAA(IND) 3.98%
Reliance Capital Ltd. CAREAAA 1.15 AAA(IND)(SO) 1.25%
figures in %
LIC Housing Finance Ltd. CAREAAA 1.11 BWRAAA 3.25%
L&T Finance Ltd CAREAA+ 1.11 AA-(IND)(SO) 2.59%
Sundaram Bnp Paribas Home CAREAAA(SO) 2.04%
CAREAA+ 0.82
Fina Ltd.
CAREAA- 1.61%
Shriram Transport Finance Co Ltd. CAREAA+ 0.82
AA+ 9.63%
AA-(IND)
Ballarpur Industries Ltd. 0.80 LAA+ 13.25%
(SO)
AA+(SO) 0.68%
Ballarpur Industries Ltd. AA-(IND) 0.80
AA 4.59%
Tata Sons Ltd. AAA 0.52
AA(IND) 2.75%
Cholamandalam Invt And Fin
AA- 0.42 LAA 9.03%
Co. Ltd.
India Infoline Investment Serv CAREAA+(SO) 2.19%
LAA-(SO) 0.35 CAREAA+ 10.36%
Ltd
Bajaj Finance Ltd. LAA+ 0.35 CARE A+ (SO) 5.92%
LIC Housing Finance Ltd. AAA 0.29 AA- 2.79%
Indiabulls Infrastructure Credit Lt AA 0.24 LAA- 4.48%
Srei Equipment Finance Pvt Ltd PR1+ 0.03 LAA-(SO) 0.35%
Indiabulls Housing Finance Ltd AA 0.03 A+(SO) 2.32%
FUND DATA
Pass Through Certificates 20.25 CARE A+ 1.81%
Type..................................................Open-ended scheme Tata Teleservices Limited CARE A+ (SO) 5.92 AA-(IND) 0.80%
Date of Allotment.......................................08/06/2005 Indian Inf Equip Rec Trust AAA(IND) 3.98 Cash & Other Receivables 3.45%
Inception Date............................................09/06/2005 Aditya Birla Nuvo Ltd. LAA+(SO) 3.85 Grand Total 100.00%
Corpus . . . Rs 3327.83 crore (September 30, 2010) Tata Motors Finance Limited A+(SO) 2.32
Minimum Investment: PERFORMANCE OF RELIANCE REGULAR SAVINGS
Shriram Transport Finance Co Ltd. CAREAA+(SO) 1.63
Retail Plan: Rs. 500 per option & in multiples of Re. FUND - DEBT OPTION VS CRISIL COMPOSITE
Ibm India Private Limited AAA(IND)(SO) 1.23 BOND FUND INDEX AS ON NOVEMBER 30, 2010
1thereafter Tml Auto Sec Trust AA+(SO) 0.68
Institutional Plan: Rs 25 lacs per option and in multiples
Tata Capital Limited CAREAA+(SO) 0.57 Period Returns of Returns of
of Re.1 thereafter
Jet Airways (India) Ltd. AAA(SO) 0.07 Scheme (%) Benchmark (%)
Maximum Investment Amount (across all folios) in one
Indian Infra Equp Rec Trust AAA(IND)(SO) 0.02 6 months 1.82 1.96
calendar quarter: Rs. 10 Cr
Fund Manager..........................................Prashant Pimple 1 Year 4.75 4.52
Lands End Properties Pvt. Ltd. CAREAA+ 4.42
Entry Load*.......Under both Retail and Institutional 3 Years 6.28 6.01
Plan: Nil Indiabulls Financial Services Ltd LAA 4.05
Sundaram Finance Limited LAA+ 2.62 5 Years 5.05 5.54
Exit Load..........Under both Retail and Institutional Plan
2%, if redeemed/switched out on or before completion Deutsche Postbank Home CAREAAA Since Inception 4.86 5.47
2.04
of 1 year Finance Ltd (SO) "Returns are of Growth Plan. Returns less than one year are absolute returns
Tata Housing Development Co and returns of one year and more are compounded annualized returns.
Nil, if redeemed/switched out after completion of 1 CARE A+ 1.81 Calculations assume all payouts during the period have been reinvested in
year Ltd the units of the scheme at the prevailing NAV. Past performance may or
Kotak Mahindra Prime Ltd. LAA 0.88 may not be sustained in the future."
Weighted Average YTM..........................................8.98%
Modified Duration..............................................545 Days Citifinancial Consumer Finance
AA+ 0.70 SPECIAL FEATURE
Weighted Avg. Maturity.....................................616 Days India Limited
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ Sundaram Finance Limited AA+ 0.69
168230/09 dated June 30, 2009, no entry load will Cash And Other Receivables 3.45
be charged by the Scheme to the investor effective Grand Total 100.00
August 1, 2009. Upfront commission shall be paid Interest Rate Swap
4.87
directly by the investor to the AMFI registered Distributor (Notional %)
Benchmark..................Crisil Composite Bond Fund Index * Guaranteed by Citigroup Inc.

Debt : Long Term FUND DATA NAV AS ON NOVEMBER 30, 2010 RS
Type. . . . . . . . . . . . . . Open-ended Income Scheme RELIANCE INCOME FUND-Growth Plan 31.5835
Reliance Date of allotment . . . . . . . . . . . . . . . 01/01/1998
Inception Date . . . . . . . . . . . . . . . . . . 01/01/1998
RELIANCE INCOME FUND-Bonus Plan 14.8863
RELIANCE INCOME FUND-Annual Dividend Plan 12.5595
Income Fund Corpus . . . . . Rs 284.57 crore (September 30, 2010)
Minimum Investment . . . . Growth Option: Rs. 5,000 RELIANCE INCOME FUND-Half-yearly Dividend Plan 12.1339
& in multiples of Re.1 thereafter; RELIANCE INCOME FUND-Quarterly Dividend Plan 13.2487
INVESTMENT OBJECTIVE Monthly Dividend Plan: Rs 25,000 & in multiples of RELIANCE INCOME FUND-Monthly Dividend Plan 10.1674
Re.1 thereafter; . . . . . . . . . . . . . . . . . . . . . . . . . . .
Qurterly Dividend Plan: Rs 10,000 & in multiples of
generate optimal returns consistent with moderate level RATING PROFILE
Re.1 thereafter; . . . . . . . . . . . . . . . . . . . . . . . . . . .
of risk. This income may be complemented by capital Half Yearly Dividend Plan: Rs 5,000 & in multiples of Rating Weightage
appreciation of the portfolio. Accordingly, investments Re.1 thereafter; . . . . . . . . . . . . . . . . . . . . . . . . . . .
shall predominantly be made in Debt & Money Market SOV 77.79%
Annual Dividend Plan: Rs 5,000 & in multiples of Re.1
Instruments thereafter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A1+ 0.34%
Fund Manager . . . . . . . . . . . . . . . . . Prashant Pimple AAA 13.57%
Weighted Average YTM . . . . . . . . . . . . . . . . 7.75% Cash & Other Receivables 8.30%
Modified Duration . . . . . . . . . . . . . . . . . 2341 Days
Weighted Avg. Maturity . . . . . . . . . . . . . 4475 Days Grand Total 100.00%
Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
Exit Load . . . . . . . . . . . (w.e.f. from 24th Aug 2009)
1% of the applicable NAV if redeemed or switched out PERFORMANCE OF RELIANCE INCOME FUND VS
on or before completion of 30 days from the date of CRISIL COMPOSITE BOND FUND INDEX AS ON
allotment of units NOVEMBER 30, 2010
There shall be no exit load after completion of 30 days Period Returns of Returns of
from the date of allotment of units Scheme (%) Benchmark (%)
*In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 6 months 0.96 1.96
be charged by the Scheme to the investor effective 1 Year 3.20 4.52
August 1, 2009. Upfront commission shall be paid 3 Years 8.25 6.01
directly by the investor to the AMFI registered 5 Years 7.65 5.54
Distributors based on the investors’ assessment of
various factors including the service rendered by the Since Inception 9.33 N.A
distributor. Past performance may or may not be sustained in future. Returns are of
Growth Plan. Returns less than one year are absolute returns
Benchmark. . . . . . . Crisil Composite Bond Fund Index and returns of one year and more are compounded annualized returns.
Calculations assume all payouts during the period have been reinvested in
the units of the scheme at the prevailing NAV.
* N.A. denotes non-availability of suitable index at the time of inception.
PORTFOLIO OF RELIANCE INCOME FUND
SPECIAL FEATURE
Weight-
Holding Rating age(%)
State Bank Of Mysore A1+ 0.34
8.26% Goi 2027 (Md 02/08/2027) Sovereign 18.96
8.30% Goi (Md 02/07/2040) Sovereign 15.46
8.13% Goi 2022 (M/D 21/09/2022) Sovereign 12.29
7.99% Goi (Md 09.07.2017) Sovereign 8.75
7.80% Goi (Md 03/05/2020). Sovereign 8.59
7.46% Goi 2017 (M/D. 28/8/2017) Sovereign 8.50
8.08% Goi (Md 02/08/2022) Sovereign 5.24
Non Convertible Debentures. 13.57
Housing Development Finance Cor Ltd AAA 3.43
Rural Electrification Corp Ltd AAA 0.35
State Bank Of Hyderabad AAA 0.22
Grand Total 100.00
DIVIDEND HISTORY
PORTFOLIO COMPOSITION AS ON NOVEMBER 30, 2010 Date(DD/MM/YY) Rate (Re/ Unit) Cum Dividend NAV EX Dividend NAV*
Reliance Income Fund - Half Yearly
figures in % 20-Sep-10 0.1789 12.2342 12.0449
19-Mar-10 0.1595 12.2065 12.0233
22-Sep-09 0.3153 12.3467 12.0021
19-Mar-09 0.7337 12.7144 11.9005
Reliance Income Fund - Monthly
19-Nov-10 0.0527 10.2173 10.1677
19-Oct-10 0.0220 10.1898 10.1523
20-Sep-10 0.0351 10.2051 10.1772
Reliance Income Fund - Quarterly
21-Jun-10 0.1581 13.3143 13.1438
19-Mar-10 0.0758 13.1741 13.0863
21-Dec-09 0.1007 13.1666 13.0615
Reliance Income Fund - Annualy
19-Mar-10 0.5941 12.9176 12.2381
19-Mar-09 1.2530 13.6323 12.2273
19-Mar-08 1.4189 13.6953 12.0146
"Past performance may or may not be sustained in future; Dividend distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund
is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls
to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy , if any.
* NAV on the 1st transaction day after Record Date, which includes the mark to market impact also. "

Debt : Dynamic FUND DATA RATING PROFILE
Rating Weightage
Type. . . . . . . . . . . . . . Open-ended Income Scheme SOV 67.61%
Date of Allotment . . . . . . . . . . . . . . . 15/11/2004
A1+
PR1+
11.87%
0.61%
Corpus . . . . Rs 362.50 crore (September 30, 2010)
Dynamic Bond Fund Minimum Investment . . . . . Rs 5,000 & in multiples
of Re.1 thereafter
AAA
LAA+
10.54%
0.42%
Fund Manager . . . . . . . . . . . . . . . . . Prashant Pimple AA(IND) 0.89%
(Formerly as Reliance NRI Income Fund) Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
AA(IND)(SO) 0.26%
Exit Load: (w.e.f 24th Aug 2009)
INVESTMENT OBJECTIVE - 1% if the units are redeemed within 6 months . LAA 0.79%
from the date of allotment of units CAREAA+ 0.51%
The primary investment objective of the scheme is to - Nil if units are redeemed after 6 months from the
generate optimal returns consistent with moderate date of allotment of units
levels of risk. This income may be complemented by Weighted Average YTM . . . . . . . . . . . . . . . . .7.83% Grand Total 100.00%
capital appreciation of the portfolio. ACCordingly, Modified Duration . . . . . . . . . . . . . . . . . 2017 Days
investments shall predominantly be made in Debt Weighted Avg. Maturity . . . . . . . . . . . . . 3728 Days
Instruments *In terms of SEBI circular no. SEBI/IMD/CIR No.4/ RELIANCE DYNAMIC BOND FUND-Dividend Plan 12.4963
168230/09 dated June 30, 2009, no entry load will RELIANCE DYNAMIC BOND FUND-Growth Plan 12.4948
August 1, 2009. Upfront commission shall be paid PERFORMANCE OF RELIANCE INCOME FUND VS
CRISIL COMPOSITE BOND FUND INDEX AS ON
NOVEMBER 30, 2010
various factors including the service rendered by the Period Returns of Returns of
distributor Scheme (%) Benchmark (%)
Benchmark. . . . . . . Crisil Composite Bond Fund Index 6 months 2.92 1.96
1 Year 5.24 4.52
PORTFOLIO OF RELIANCE DYNAMIC BOND FUND
3 Years 2.56 6.01
As on November 30, 2010 5 Years 3.63 5.54
Weightage Since Inception 3.72 5.71
Holding Rating
(%)
Certificate Of Deposit 12.22 Growth Plan. Returns less than one year are absolute returns and
returns of one year and more are compounded annualized
State Bank Of Patiala A1+ 11.61 returns. Calculations assume all payouts during the period have
Andhra Bank Ltd PR1+ 0.61 been reinvested in the units of the scheme at the prevailing NAV.

8.13% Goi 2022 (M/D Sovereign 15.76
21/09/2022)
7.99% Goi (Md 09.07.2017) Sovereign 14.38
8.26% Goi 2027 (Md Sovereign 11.61

02/08/2027)
8.30% Goi (Md 02/07/2040) Sovereign 11.57
8.08% Goi (Md 02/08/2022) Sovereign 9.15
7.80% Goi (Md 03/05/2020). Sovereign 5.14

Housing Development Finance AAA 2.05
Cor Ltd
Reliance Capital Ltd. AAA 1.33
Shriram Transport Finance Co Ltd. AA(IND) 0.89
Kotak Mahindra Prime Ltd. LAA 0.79
L&T Finance Ltd CAREAA+ 0.51
Kotak Mahindra Investments Ltd. A1+ 0.26
Srei Equipment Finance Pvt Ltd AA(IND)(SO) 0.26
Sundaram Finance Limited LAA+ 0.42
Grand Total 100.00
figures in %
ASSET ALLOCATION
Sector Weightage
Government Of India 67.61%
Banks 12.22%
Auto 7.16%
Finance 6.52%
Grand Total 100.00%

Debt : Gilt FUND DATA NAV AS ON NOVEMBER 30, 2010 RS
Type . . . . . . . . . . . . . . .An Open Ended Government Reliance Gilt Securities Fund-Retail Growth 11.9650
Reliance . . . . . . . . . . . . . . . . . . . . . . . . . . Securities Scheme
Date of allotment . . . . . . . . . . . . . August 22, 2008
Plan
Reliance Gilt Securities Fund-Retail Dividend 10.0000
Gilt Securities Fund Inception Date . . . . . . . . . . . . . . . August 22, 2008
Corpus . . . . . . Rs 64.97 crore (September 30, 2010)
Plan
Reliance Gilt Securities Fund-Retail 11.9650
Corpus . ........ . Rs 64.97 crore (September 30, 2010)
INVESTMENT OBJECTIVE Automatic Capital App Plan
Minimum Investment . . . . . . Retail Plan Rs 10,000
per plan per option . . . . . . . . . . . . . . . . . . . . . . . . . Reliance Gilt Securities Fund-Retail Defined 11.9650
The primary investment objective of the scheme is to . . . . . . . . . . . . . . . . . Institutional Plan : Rs 1 Cr per Maturity Plan
generate optimal credit risk-free returns by investing in plan per option . . . . . . . . . . . . . . . . . . . . . . . . . . . . Reliance Gilt Securities Fund-Retail 10.0289
a portfolio of securities issued and guaranteed by the Fund Manager: . . . . . . . . . . . . . . . . Prashant Pimple Automatic Annual Reinvestment Plan
Central Government and State Government Load Structure . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Reliance Gilt Securities Fund-Institutional 11.9825
Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
Growth Plan
Exit Load (w.e.f. August 24, 2009) . . . . . . . . . . . Nil
Weighted Average YTM . . . . . . . . . . . . . . . . 7.47% Reliance Gilt Securities Fund-Institutional 10.0007
Dividend Plan
Modified Duration . . . . . . . . . . . . . . . . . 2392 Days
Weighted Avg. Maturity . . . . . . . . . . . 4416 Days Reliance Gilt Securities Fund-Institutional 11.9825
* In terms of SEBI circular no. SEBI/IMD/CIR No.4/ AutOmatic Capital App Plan
August 1, 2009. Upfront commission shall be paid RATING PROFILE
Rating Weightage
various factors including the service rendered by the SOV 89.01%
distributor.
Benchmark . . . . . . . . . . . . . . . . . . . . . I-Sec Li-BEX Cash & Other Receivables 10.99%
PORTFOLIO OF RELIANCE GILT SECURITIES FUND Grand Total 100.00%
Holding Rating Weightage
PERFORMANCE OF RELIANCE GILT SECURITIES
(%)
FUND - RETAIL - GROWTH VS I-SEC LI-BEX
GOVT SECURITIES(GSE) 89.01 INDEX AS ON NOVEMBER 30, 2010
8.13% GOI 2022 (M/D Sovereign 19.56
21/09/2022)
6 months 0.34 1.43
7.80% GOI (MD 03/05/2020). Sovereign 19.15
1 Year 2.16 4.81
7.99% GOI (MD 09.07.2017) Sovereign 12.98
3 Years N.A N.A
8.26% GOI 2027 (MD Sovereign 12.80
02/08/2027) 5 Yrs N.A N.A
8.30% GOI (MD 02/07/2040) Sovereign 12.76 Since Inception 8.03 12.60
Past performance may or may not be sustained in future. Returns are
8.08% GOI (MD 02/08/2022) Sovereign 6.48 of Retail Plan - Growth Plan. Returns less than one year are absolute
returns and returns of one year and more are compounded annualized
STATE GOVERNMENT OF UTTAR Sovereign 4.04 returns. Calculations assume all payouts during the period have been
PRADESH 8.55% SDL (MD reinvested in the units of the scheme at the prevailing NAV. The key
27/10/2020) features of Reliance Gilt Securities Fund having Short Term Plan and
Long Term Plan have been changed w.e.f August 22, 2008. Pursuant
11.83% GOI M/D 12/11/2014 Sovereign 1.18 to the changes, the scheme will have Retail Plan and Institutional Plan
. For more details please refer to the Addendum dated July 21, 2008
10.95% GOI 2011 Sovereign 0.04
(MD(30.05.2011) SPECIAL FEATURE
8.33% GOI 2036 (07/06/2036) Sovereign 0.02 Reliance Any Time Money Card
CASH AND OTHER RECEIVABLES 10.99
GRAND TOTAL 100.00
DIVIDEND HISTORY
Date(DD/MM/YY) Rate (Re/ Unit) Cum Dividend NAV EX Dividend NAV*
Reliance Gilt Securities Fund - Retail - Dividend
25-Nov-10 0.0492 10.0642 10.0233
25-May-10 0.0719 10.1296 10.0000
26-Apr-10 0.0195 10.0309 10.0280
figures in % 25-Jan-10 0.0390 10.0445 10.0135
27-Apr-09 0.2628 10.9402 10.6373
28-Jan-09 0.0613 10.5098 10.4398
26-Dec-08 0.6462 11.8046 11.0669
25-Nov-08 0.0821 10.4811 10.4681
29-Oct-08 0.5473 10.9056 10.2808
25-Sep-08 0.0363 10.1237 10.0000
"Past performance may or may not be sustained in future; Dividend distribution is subject to availability &
adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend
distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to
the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be
net of applicable statutory levy , any.

Debt: MIP FUND DATA Cipla Ltd. 0.36
Type...... Open-ended Fund. Monthly Income is not Areva T & D India Ltd 0.36
Reliance assured & is subject to the availability of distributable

surplus.
Punjab National Bank
ACC Ltd
0.36
0.35
Monthly Income Inception Date . . . . . . . . . . . . . . . . . . 13/01/2004
Torrent Power Limited
United Phosphorus Ltd.
0.33
0.33
Plan Minimum Investment (w.e.f. December 07, 2010):
For all plans & options Rs. 5000 & in multiples of Re.
Graphite India Limited
Jaiprakash Associates Ltd.
0.33
0.32
1 thereafter
INVESTMENT OBJECTIVE Hindustan Media Ventures Limited 0.32
Fund Manager . . . . . . Amit Tripathi , Ashwani Kumar
Weighted Average YTM . . . . . . . . . . . . . . . . 6.71% Grasim Industries Ltd. 0.26
generate regular income in order to make regular Modified Duration . . . . . . . . . . . . . . . . . . 759 Days Triveni Engeering & Industries Ltd. 0.26
dividend payments to unitholders and the secondary Weighted Avg. Maturity . . . . . . . . . . . . . 1013 Days Gail (India) Ltd. 0.26
objective is growth of capital Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil
Exit Load . . . . . . . . . . . . . (w.e.f 24th August 2009)
- 1% if the units are redeemed/switched out on or Aventis Pharma Ltd. 0.23
before completion of 1 year from the date of allotment Orient Green Power Co Ltd 0.17
of units . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Bank Of Baroda 0.16
- There shall be no exit load after completion of 1 year Anant Raj Ind Ltd. 0.14
from the date of allotment of units . . . . . . . . . . . . .
Sobha Developers Limited 0.13
168230/09 dated June 30, 2009, no entry load will Gujarat State Fertilizers & 0.12
be charged by the Scheme to the investor effective Chemicals Ltd.
August 1, 2009. Upfront commission shall be paid Jagran Prakashan Ltd 0.11
directly by the investor to the AMFI registered Piramal Healthcare Limited 0.11
Distributors based on the investors' assessment of Mahindra Forgings Limited 0.09
Pvr Ltd. 0.05
distributor
Benchmark. . . . . . . . . . . . . Crisil MIP Blended Index Swaraj Mazda Ltd. 0.04
PORTFOLIO OF RELIANCE MONTHLY INCOME PLAN Tata Power Co. Ltd. 0.02
As on November 30, 2010 Rating Weigh Info Edge India Limited 0.01
tage(%) Zee Learn Limited 0.00
Certificate Of Deposit 21.30 Floating Rate Note 9.84
ICICI Bank Ltd. A1+ 8.66 Tata Steel Ltd. AA(IND) 3.87
IDBI Bank Ltd A1+ 2.78 Power Finance Corporation Limited AAA 2.34
State Bank Of Travancore P1+ 2.57
Infrastructure Development LAAA 1.99
Punjab National Bank PR1+ 1.58 Finance Company Ltd.
Bank Of India P1+ 1.56 Tata Sons Ltd. AAA 1.52
State Bank Of Hyderabad A1+ 1.46 Shriram Transport Finance Co Ltd. AA(IND) 0.12
Union Bank Of India P1+ 1.30 Govt Securities(Gse) 19.65
State Bank Of Travancore A1+ 0.74 7.99% Goi (Md 09.07.2017) Sovereign 4.73
State Bank Of Bikaner & Jaipur P1+ 0.29 8.26% Goi 2027 (Md Sovereign 3.20
Canara Bank P1+ 0.29 02/08/2027)
Oriental Bank Of Commerce P1+ 0.07 8.13% Goi 2022 (M/D Sovereign 2.93
21/09/2022)
Axis Bank Limited P1+ 0.02
8.08% Goi (Md 02/08/2022) Sovereign 2.91
7.46% Goi 2017 (M/D. Sovereign 2.84
Housing Development Finance A1+ 0.01
28/8/2017)
Cor Ltd
8.30% Goi (Md 02/07/2040) Sovereign 1.84
Equity Shares 19.45
7.80% Goi (Md 03/05/2020). Sovereign 0.75
8.28% Goi (Md 15/02/2032) Sovereign 0.40
7.17% Goi (Md 14/06/2015) Sovereign 0.05
Cairn India Limited CAREAAA 3.07
Siemens Ltd. 0.92
Wipro Ltd. 0.78
Tata Power Co. Ltd. AA 1.91
LIC Housing Finance Ltd. CAREAAA 1.64
Coal India Ltd 0.74
Tata Sons Ltd. AAA 1.63
SKF India Ltd. 0.65
Citifinancial Consumer Finance India AA+ 1.45
Limited
Eicher Motors Ltd. 0.53 Reliance Utilities & Power Pvt.Ltd. CAREAAA 1.18
Talwalkars Better Value Fitness Ltd 0.51 Small Industries Dev Bank Of India AAA 1.16
Bharat Forge Ltd. 0.48 Infrastructure Development AAA(IND) 0.80
Finance Company Ltd.
Hindustan Petroleum Corporation 0.43
Ltd. Housing Development Finance AAA 0.76
Cor Ltd
Va Tech Wabag 0.43
Power Finance Corporation Limited AAA 0.69
Glaxosmithkline Pharmaceuticals 0.41
Ltd. Tata Motors Ltd. LAA- 0.65
Bharat Petroleum Corporation Ltd. 0.39 Rallis India Ltd. AA 0.58
Madras Cements Limited 0.39 Indian Hotels Company Ltd. LAA+ 0.44
Spicejet Limited 0.38 Aditya Birla Nuvo Ltd. CAREAA+ 0.42
ABB Ltd 0.36 Kotak Mahindra Prime Ltd. LAA 0.32
Hindalco Industries Ltd. 0.36
contd...
Debt : MIP HCL Technologies Ltd. AA+ 0.29 NAV AS ON NOVEMBER 30, 2010 RS
National Housing Bank AAA(IND)(SO) 0.28 Reliance Monthly Income Fund 11.0317
Reliance Sundaram Finance Limited

Rural Electrification Corp Ltd
LAA+
AAA
0.25
0.23
-Monthly Dividend Plan
Reliance Monthly Income Fund 11.6837
-Quarterly Dividend Plan
Monthly Income Indian Railway Finance Corpn. Ltd.
Tata Communications Limited CAREAA+
AAA 0.23
0.18
Reliance Monthly Income Fund 21.5173
-Growth Plan
Plan L&T Finance Ltd
Tata Capital Limited
CAREAA+
LAA+
0.13
0.10
PERFORMANCE OF RELIANCE MIP VS CRISILMIP
BLENDED INDEX AS ON NOVEMBER 30, 2010
Power Grid Corporation Ltd. AAA 0.06
Ultratech Cements Ltd AAA 0.06 Scheme (%) Benchmark (%)
Aditya Birla Nuvo Ltd. LAA+ 0.05 6 months 5.21 3.99
Pass Through Certificates 3.75 1 Year 8.81 6.42
Tata Teleservices Limited CARE A+ (SO) 1.83 3 Years 13.74 5.97
Aditya Birla Nuvo Ltd. LAA+(SO) 1.34 5 Years 12.62 7.87
PORTFOLIO COMPOSITION AS ON NOVEMBER 30, 2010 Indian Inf Equip Rec Trust AAA(IND) 0.48 Since Inception 11.74 7.08
Jet Airways (India) Ltd. AAA(SO) 0.08
Past performance may or may not be sustained in
figures in % Tata Capital Limited CAREAA+(SO) 0.03 future. Returns are of Growth Plan. Returns less than
Warrants 0.48 one year are absolute returns and returns of one year
Housing Development Finance 0.48 and more are compounded annualized returns.
Cor Ltd Calculations assume all payouts during the period have
been reinvested in the units of the scheme at the
Zero Coupon Bonds. 0.78 prevailing NAV.
Lands End Properties Pvt. Ltd. CAREAA+ 0.32
Infrastructure Development LAAA 0.25 SPECIAL FEATURE
Finance Company Ltd. Reliance Any Time Money Card
Housing Development Finance AAA 0.21
Cor Ltd
Grand Total 100.00
Interest Rate Swap (Notional %) 1.75
DIVIDEND HISTORY
Date(DD/MM/YY) Dividend Per Unit Cum Dividend NAV EX Dividend NAV*
Dividend Plan
Date(DD/MM/YY) Dividend Per Unit Cum Dividend NAV EX Dividend NAV*
Reliance Monthly Income Plan - Monthly Dividend
22-Nov-10 0.0615 11.1593 11.0661
20-Oct-10 0.0605 11.1876 11.1576
20-Sep-10 0.0615 11.2351 11.1675
Reliance Monthly Income Plan - Quarterly Dividend
20-Sep-10 0.1933 11.8985 11.6811
21-Jun-10 0.1757 11.6465 11.4377
22-Mar-10 0.1332 11.4777 11.3366
"Past performance may or may not be sustained in future; Dividend distribution is subject to availability & adequacy of distributable surplus. The Mutual
Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit
NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy,
if any.

FUND DATA ORIENTAL BANK OF COMMERCE 1.24
ETF Sub Total of Equities 99.27
Type .. . . Open-ended, exchange listed, index linked
scheme (tracking CNX Bank Index) Cash and Other Receivables 0.73
Grand Total 100.00
Reliance Date of allotment . . . . . . . . . . . . . . .June 19, 2008
Inception Date . . . . . . . . . . . . . . . . . .June 24, 2008 NAV AS ON NOVEMBER 30, 2010 ) Rs.
Banking Exchange Corpus: . . . ......Rs 14.79 crore (September 30, 2010)

Minimum Investment On-going purchases directly from
RELIANCE BANKING EXCHANGE
TRADED FUND
1,223.2425
the Mutual Fund would be restricted to Authorised
Traded Fund Participants and Large Investors provided the value of
units to be purchased is in creation unit size. Authorised
Asset Allocation (%)
Participants and Large Investors may buy the units on Equities 99.27
INVESTMENT OBJECTIVE
any business day for the scheme directly from the Cash and Other Receivables 0.73
The investment objective of Reliance Banking Exchange Mutual Fund at applicable NAV and transaction charges,
Traded Fund (RBETF) is to provide returns that, before if applicable, by transferring stocks or cash, value of Volatility Measures:
expenses, closely correspond to the total returns of the which is equal to creation unit size. Each creation unit Beta: 0.2452
securities as represented by the CNX Bank Index. consist of 10,000 units and cash component, if any, of Standard Deviation: 6.1256
However, the performance of Scheme may differ from Reliance Banking Exchange Traded Fund. R Squared: 0.0039
that of the underlying index due to tracking error. Fund Manager . . . . . . . . . . . . . . . . . . . Krishan Daga Sharpe Ratio: 0.1261
Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil Portfolio Turnover Ratio: 0.18
Exit Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Nil Note: The above measures have been calculated by
taking rolling return since inception with 6.83%
Exchange Listed . . . . . . . . . . . . . . . . . . . . . . . . . NSE
Risk Free returns (takan as 91days T-bill yield as on
NSE Symbol . . . . . . . . . . . . . . . . . . . . . . . .RELBANK 30/11/2010)
* In terms of SEBI circular no. SEBI/IMD/CIR No.4/
168230/09 dated June 30, 2009, no entry load will be PERFORMANCE OF BANKING EXCHANGE TRADED
charged by the Scheme to the investor effective August FUND VS CNX BANK INDEX AS ON NOVEMBER 30,
1, 2009. Upfront commission shall be paid directly by 2010
the investor to the AMFI registered Distributors based on
the investors' assessment of various factors including the
service rendered by the distributor.
Benchmark. . . . . . . . . . . . . . . . . . . .CNX Bank Index 6 months 28.99 28.35
PORTFOLIO OF RELIANCE BANKING EXCHANGE 1 Year 32.62 32.12
TRADED FUND 3 Years N.A N.A
As on November 30, 2010 5 Years N.A N.A
Holding Weightage(%)
Equities
ICICI BANK LTD. 31.79 Past performance may or may not be sustained in
HDFC BANK LTD. 19.32 future. Returns are of Growth Plan. Returns less than
STATE BANK OF INDIA 18.54 one year are absolute returns and returns of one year
AXIS BANK LIMITED 8.59 and more are compounded annualized returns.
KOTAK MAHINDRA BANK LTD. 4.19 Calculations assume all payouts during the period have
PUNJAB NATIONAL BANK 3.97
BANK OF BARODA 3.86 prevailing NAV.
BANK OF INDIA 2.07
UNION BANK OF INDIA 1.92
IDBI BANK LTD 1.84
ETF PORTFOLIO OF RELIANCE GOLD EXCHANGE

Type An open ended Gold ETF that tracks the domestic TRADED FUND
prices of gold through investments in physical gold
Date of allotment . . . . . . . . . . November 21, 2007
Reliance Inception Date . . . . . . . . . . . . . November 22, 2007
Corpus . . . . . Rs 321.33 crore (September 30, 2010)
Holding
Equities
Weightage(%)
GOLD
Gold Exchange Minimum Investment. . . . On going purchase directly
from mutual fund would be available only to the
GOLD 995 1KG BAR
Sub Total of Gold
99.96
99.96
Authorised Participants provided the value of units to Cash and Other Receivables 0.04
Traded Fund be purchased is in creation unit size. Authorised Grand Total 100.00
Participants may buy the units on any business day for
INVESTMENT OBJECTIVE: NAV November 30, 2010 Rs.
the scheme directly from the mutual fund at applicable
Reliance Gold Fund-Dividend Payout 1,957.7754
NAV and transaction charges, if applicable, by depositing
The investment objective is to seek to provide returns Gold or cash, value of which is equal to creation size.
that closely correspond to returns provided by price of Asset Allocation (%)
Each creation unit consists of 1000 units and cash
gold through investment in physical Gold (and Gold GOLD 99.96
components, if any, of Reliance Gold Exchange Traded
related securities as permitted by Regulators from time Cash and Other Receivables 0.04
Fund.
to time). However, performance of the scheme may
Exchange listed . . . . . . . . . . . . . . . . . . . . . . . . . NSE PERFORMANCE OF RELIANCE GOLD EXCHANGE
differ from that of the domestic prices of Gold due to
expenses and or other related factors. NSE Symbol . . . . . . . . . . . . . . . . . . . . . . . RELGOLD TRADED FUND-DIVIDEND PAYOUT OPTION VS GOLD
Fund Manager . . . . . . . . . . . . . . . . . Hiren Chandaria PRICE AS ON NOVEMBER 30, 2010
Entry Load* . . . . . . . . . . . . . . . . . . . . . . . . . . . NIL
Exit Load . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . NIl Scheme (%) Benchmark (%)
* In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 6 months 10.40 10.96
charged by the Scheme to the investor effective August 1 Year 13.41 14.58
1, 2009. Upfront commission shall be paid directly by 3 Years 24.83 27.05
the investor to the AMFI registered Distributors based 5 Years N.A N.A
on the investors' assessment of various factors including
the service rendered by the distributor.
Benchmark. . . . . . As there are no indices catering to Past performance may or may not be sustained in
future. Returns are of Growth Plan. Returns less than
the gold sector/securities linked to Gold, . . currently
one year are absolute returns and returns of one year
GETF shall be benchmarked against the price of Gold.
and more are compounded annualized returns.
Calculations assume all payouts during the period have
prevailing NAV.

Equity Fund Management Team Since Oct 10 Reliance Any Time Money Card
Shrey Loonker Assistant Fund Over 6 years of
Name of the Experience in Total Experience Manager for experience in
Fund Manager managing the Reliance Banking finance and The facility of anytime withdrawal will be in addition to the physical mode
respective funds Fund since Sept 10 equity research of redemption presently available to the unit holders, in any other
Sunil Reliance Growth Over 19 Years of Viral Berawala Assistant Fund Over 11 years scheme/plan. Unitholders can opt for any of the redemption facility as per
Singhania Fund - Since experience, of Manager for of experience of his choice and convenience. One cash withdrawal and one balance enquiry
Dec 2003 which 13 years in Reliance Tax which 4 years in will be free every month on HDFC Bank ATMs only. Charges applicable on
Capital Markets Saver (ELSS) Fund equity research
Reliance Long subsequent transactions or balance enquiry. This card shall not be issued
& Reliance Equity
Term Equity to Minors, HUF, NRI, Pvt/Public Ltd Companies, Partnership Firms,
Fund - Since
Opportunities Fund
Proprietorship Firms, Trusts and any other category of investors as defined
Dec 2006
since Sep 2010
Samir Rachh Assistant Fund Over 12 years of in the offer document.
Reliance
Diversified Manager for experience in
Power Sector Reliance Long equity research
Fund - Since Term Equity Fund
May 2004 since Sep 2010
Reliance
Banking Debt Fund Management Team
Fund - Since
May 2003 Name of the Experience in Total Experience
Reliance Small Cap Fund Fund Manager managing the
Since Sept 10 respective funds
Ashwani Over 15 years of Mr. Amitabh Over 11 and half
Reliance Vision
Kumar experience in Mohanty years experience
Fund - Since
equity research in Fixed Income
June 2003
& 5 years Function
Reliance Tax
Saver (ELSS) of experience Mr. Amit Reliance Liquidity Over 7 years
Fund- Since in managing Tripathi Fund- Since experience in
Sep1t 2005 equity portfolios June 05 managing Fixed
Reliance Equity & fund Reliance Floating Income portfolios
Advantage management Rate Fund –
Fund - Since Since Oct 07
Aug 2007 Reliance Liquid
Reliance Monthly Fund – Cash Plan –
Income Plan - Since Oct 2003
Since Jan 2004 Reliance Income
Fund – From Oct 07
Sailesh Reliance Equity Over 12 years to Sept 08
Raj Bhan Opportunities experience in Reliance Liquid
Fund- Since Equity Securities Plus Fund –
March 2005 research, analysis Since March 07
Reliance Equity and fund Reliance Monthly
Advantage management Income Plan-
Fund- Since Since Oct 08
Aug 2007 Reliance Medium
Reliance Pharma Term Fund-
Fund - Since Since Oct 08
June 2004 Ms. Anju Reliance Money Over 9 years
Reliance Media Chhajer Manager Fund experience in
& Entertainment Since Oct 2009 managing Fixed
Fund- Since Reliance Medium Income
Oct 2004 Term Fund - Since portfolios
Reliance Equity October 2009
Linked Saving Reliance Liquidity
Fund - Series 1- Fund - Since
Since March 2008 October 2009
Reliance Dual
Omprakash Reliance NRI Over 18 years of
Advantage Fixed
S. Kuckian Equity Fund- experience of Tenure Fund -
Since November which 3 years of Plan A-Since
2004 managing May 2010
Reliance Regular investments in
Mr. Hiren Reliance Gold ETF Over 3 years exp
Savings Fund- equities
Chandaria - Since May 2008 in commodity -
Equity option -
analysis, advisory,
Since Oct 2007
dealing and
Reliance Regular
trading
Savings Fund-
Balanced option- Mr. Prashant Reliance NRI Income Over 7 years
Since Oct 2007 Pimple Fund- Since experience in
Reliance Equity Oct 2008 managing
Fund-Since Reliance Income fixed income
Aug 31, 2009 Fund- Since securities.
Shiv Dedicated Fund Over 7 years of Oct 2008
Chanani Manager for experience in Reliance Gilt
overseas Equity Securities Securities Fund-
investments research and Since Oct 2008
Reliance Short
analysisDe
Term Fund-
Krishan Daga Reliance Quant Over 16 years of Since Oct 2008
Plus Fund - experience, of Reliance Liquid Fund-
Since July 2008 which 13 years in Treasury Plan-
Reliance Banking Equity Research Since Oct 2008
Exchange Traded
Fund - Since
June 2008
Reliance Index Fund
Nifty Plan & Reliance
Index Fund Sensex Plan
Since Oct 10
Reliance Arbitrage
Advantage Fund
Fundamentals November 2010 37
SnapShot
equity
Features/ Reliance Reliance Reliance Equity Reliance Quant Plus Fund# Reliance Equity Linked
Scheme Growth Fund Vision Fund Opportunities Fund Saving Fund-Series I
Type An open ended An open ended An open ended diversified equity An open ended equity scheme 10 Year close ended equity linked
equity growth scheme equity growth scheme scheme saving scheme
Inception Date October 8, 1995 October 8, 1995 March 31, 2005 April 18, 2008 April 1, 2008
The primary investment objective of The investment objective of the

the scheme is to seek to generate scheme is to generate capital
capital appreciation & provide long- appreciation through investment in The primary investment objective of
The primary investment objective of The primary investment objective of term growth opportunities by investing equity and equity related instruments. the scheme is to generate long term
Investment the scheme is to achieve long term the scheme is to achieve long-term in a portfolio constituted of equity The scheme will seek to generate capital appreciation from a portfolio
objective growth of capital by investing in growth of capital by investing in securities & equity related securities capital appreciation by investing in an that is invested predominantly in
equity and equity related securities equity and equity related securities and the secondary objective is to active portfolio of stocks selected equities along with income tax
through a research based investment through a research based investment generate consistent returns by from S&P CNX Nifty on the basis of a benefit.
approach. approach investing in debt and money market mathematical model.
securities.
Equity & Equity Related Instruments-

75%-100% & Debt & Money Market
Equity & Equity Related Instruments Instruments* 0% - 25% (*including Equity & Equity Related Instruments-
Equity & Equity Related Instruments 60% - 100% & Debt Instruments upto 25% of the corpus in securitised 90%-100% & Debt & Money Market Equity-80%-100% & Debt & Money
Asset 65%-100% & Debt & Money 0% - 30% & Money Market Debt). An overall limit of 50% of the Instruments - 0%-10% Market Instruments- 0% - 20%
Allocation Market Instrument 0% - 35% Instruments 0% - 10% portfolio value (i.e. net assets
including cash) has been introduced
for the purpose of equity derivatives in
the scheme.
Nil In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront
Entry Load
commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor
1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil if redeemed or switched out after the completion of 1 year from the date of
Exit Load allotment of units.
Choice of Plans Under each of Retail and Institutional Plan following options are included: Growth Plan (Growth Option & Bonus Option) & Dividend Plan (Dividend Payout Growth Plan (Growth Option) & Dividend
and Options Option & Dividend Reinvestment Option) Plan (Dividend Payout Option)
Sailesh Raj Bhan & Viral Berawala

Fund Manager Sunil Singhania Ashwani Kumar (Assistant Fund Manager) Sailesh Raj Bhan
Krishan Daga
Benchmark BSE 100 BSE 100 BSE 100 S&P CNX Nifty BSE 100
Minimum Application Rs 500 & in multiples of Rs 500

Amount Retail Plan: Rs.5000 & in multiples of Re 1 thereafter Institutional Plan: Rs.5 crore & in multiples of Re 1 thereafter thereafter
SIP ; (only under Retail Plan) ; (only under Retail Plan) ; (only under Retail Plan) ; (only under Retail Plan) _
STP ; (only under Retail Plan) ; (only under Retail Plan) ; (only under Retail Plan) ; (only under Retail Plan) ; (Available during specified redemption period)
SWP ; (both Retail and Institutional Plan) ; (both Retail and Institutional Plans) ; (both Retail and Institutional Plan) ; (both Retail and Institutional Plan) ;(Aailable during specified redemption period)
^ In accordance with the SEBI (MFs) Regulations, NFO expenses not

exceeding 6% of the amount mobilised, will be charged to the
scheme and will be amortised over a period of 10 years. If the
investor opts for the redemption before the completion of 10 years,
proportionate unamortised portion of the NFO expenses outstanding
as on the date of the redemption shall be recovered from such
investor.
38 Fundamentals November 2010

Reliance Regular Savings Reliance Regular Reliance NRI Reliance Tax Saver Reliance Natural
Fund-Equity Option Savings Fund - Balanced Option** Equity Fund (ELSS) Fund Resources Fund
An open ended scheme An open ended scheme An open ended diversified equity scheme An open ended equity linked An open ended equity scheme
savings scheme
June 9, 2005 June 9, 2005 November 16, 2004 September 22, 2005 February 26, 2008
The primary investment objective of the

The primary investment objective of The primary investment objective of this The primary investment objective of the The primary objective of the scheme is to scheme is to seek to generate capital
this option is to seek capital option is to generate consistent return and scheme is to generate optimal returns by generate long-term capital appreciation appreciation and provide long term growth
appreciation and/or to generate appreciation of capital by invseting in a mix investing in equity and equity related from a portfolio that is invested opportunities by investing in companies
consistent returns by actively investing of securities comprising of equity, equity instruments primarily drawn from the predominantly in equity and equity related principally engaged in the discovery,
in Equity & Equity-related Securities. related instruments and fixed income Companies in the BSE 200 Index. instruments development, production or distribution of
instruments. natural resources and the secondary
objective is to generate consistent returns by
investing in debt and money market
securities.
Equity & Equity Related Instruments Equity and Equity related Securities of
(primarily drawn from the Companies in companies principally engaged in the
discovery, development, production or
the BSE 200 index. The Scheme may
distribution of natural resources in: 65%-
also invest in listed companies that are in
100% ( Domestic Companies 65% -100
the top 200 by market capitalization on %, Foreign Companies as permitted by
the BSE and/or in large IPO's where the SEBI/RBI from time to time 0 %-35 %);
Equity and Equity related securities Equity and Equity Related Instruments-
market capitalization of the Company Debt and Money market securities (including
80%-100% and Debt and Money 50%-75%,Debt & Money Market Equity and Equity related securities 80%- investments in securitised debt*):-
making the IPO based on the Issue price
Market Instruments with an average instruments-25%-50% would make such company to be apart 100% and Debt and Money Market 0%-35% # including investments in ADRs/
maturity of 5-10 yrs -0%-20% of the top 200 companies listed on the Instrument 0% - 20% GDRs/Foreign Securities/Overseas ETFs and
any other instruments as may be permitted
BSE based on market capitalization.) -
by SEBI/RBI upto 35%of the net assets of
65% -100% & *Debt & Money Market the scheme, exposure in derivatives upto a
Instruments 0% -35% (*including upto maximum of 100% of the portfolio value.
35% of the corpus in securitised Debt) * including securitised debt upto 35%
Nil In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be paid
directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor
Retail Plan & Institutional Plan ¥ 1% if

redeemed or switched out on or before
1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil if redeemed or completion of 1 year from the date of
Nil (Lock in Period of 3 years)
switched out after the completion of 1 year from the date of allotment of units. allotment of units. ¥ Nil if redeemed or
switched out after the completion of 1 year
from the date of allotment of units
Growth Plan & Dividend Plan (Dividend Growth Plan (Growth Option, Bonus Option) Growth Plan (Growth Option) & Dividend Retail and Institutional Plan: Growth Plan (Growth
Growth Plan & Dividend Plan (Dividend Payout
Payout Option & Dividend Reinvestment & Dividend Plan ( Dividend Payout Option & Plan (Dividend Payout Option & Dividend Option and Bonus Option) & Dividend Plan (Dividend
Option) Option & Dividend Reinvestment Option) Dividend Reinvestment Option) Reinvestment Option) Payout Option and Dividend Reinvestment Option)
Ashwani Kumar & Viral Berawala

Omprakash Kuckian Amit Tripathi & Omprakash Kuckian Om Prakash Kuckian (Assistant Fund Manager) Ashwani Kumar
#Crisil Balanced Fund Index

#Benchmark of Reliance Regular Savings A custom benchmark created using the
BSE-100 Fund Balanced Option has been changed to BSE 200 BSE 100 BSE-200 to the extent of 65% of portfolio
Crisil Balanced Fund Index from Crisil MIP and MSCI World Energy Index for balance
Index with effect from 21st Feb-07 35% of the portfolio.
Rs. 500 & in multiples of Rs. 500 & in multiples of Rs 5000 and in multiples of Re 1 Rs. 500 & in multiples of Retail Plan: Rs 5000 per plan per option & in
multiples of Re 1 thereafter Institutional Plan:
Re. 1 thereafter Re. 1 thereafter thereafter Rs. 500 thereafter
Rs.5 crores & in multiples of Re 1 thereafter
; ; ; ; (Subject to 3 yrs Lock-in ) ; (Only under Retail Plan)

; ; _ ; (Subject to 3 yrs Lock-in ) ; (Only under Retail Plan)
; ; ; ;(Subject to 3 yrs Lock-in ) ;(under both Retail and Institutional Plan)
**Reliance Regular Savings Fund- Hybrid Option was launched on

June 9,2005 and subsequently Hybrid Option has been changed to
Balanced Option w.e.f. January 13, 2007.

SnapShot
equity
Features/ Reliance Reliance Equity Reliance Infrastructure Reliance Long-Term
Scheme Equity Fund Advanatge Fund Fund Equity Fund
Type An open ended diversified equity scheme An open ended diversified An open ended diversified An open ended diversified
equity scheme equity scheme equity scheme
Inception Date March 30, 2006 August 9, 2007 July 20, 2009 December 27, 2006
The primary investment objective of the scheme The primary investment objective of the fund is The primary investment objective of the scheme
is to seek to generate capital appreciation & to seek to generate capital appreciation and is to generate long term capital appreciation by The primary investment objective of the
provide long-term growth opportunities by provide long term growth opportunities by investing predominantly in equity ang equity scheme is to seek to generate long term
Investment investing in a portfolio constituted of equity & investing in a portfolio predominanatly of equity related instruments of companies engaged in capital appreciation & provide long-term
objective equity related securities of top 100 companies and equity related instruments with investments infrastructure and infrastructure related sectors growth opportunities by investing in a
by market capitalization & of companies which generally in S&P CNX Nifty stocks and the and which are incorporated or have their area of portfolio constituted of equity & equity related
are available in the derivatives segment from secondary objective is to generate consistent primary activity, in India and the secondary securities and Derivatives and the secondary
time to time and the secondary objective is to returns by investing in debt and money market objective is to generate consistent returns by objective is to generate consistent returns by
generate consistent returns by investing in debt securities. investing in debt & money market securities investing in debt and money market securities.
and money market securities.
Equity and equity related securities 70%

-100%, Debt and money market securities Equities and equity related securities including
(including investments in securitised debt*) 0% derivatives engaged in infrastructure sectors and Equity and equity related securities
-30%.* Including upto 25% of the corpus in infrastructure related sectors #: 65%-100%. Instruments 70% -100%, Debt and money
Equity and Equity related securities 75% securitised debt.(An overall limit of 100% of the Debt and Money market securities** (including market securities (including investments in
Asset -100% and Debt and Money Market portfolio value has been introduced for the investments in securitised debt): 0% - 35%. ** securitised debt) instruments 0%-30%. ( An
Allocation Instrument 0% - 25%. (An overall limit of purpose of equity derivatives in the scheme, including securitised debt upto 30%. #Atleast overall limit of 100% of the portfolio value
100% of the portfolio value (i.e. net assets however the same is the notional value and it 65% of investment would be made in equity / has been introduced for the purpose of equity
including cash) has been introduced for the will be seen that, the notional value of the net equity related securities of companies engaged derivatives in the scheme)
purpose of equity derivatives in the schemes) exposure to the derivatives will not exceed the in infrastructure sectors and infrastructure related
fund corpus at any point of time. Notional value sectors.
shall mean value of Future or notional value of
Option)
Since it is a close ended scheme, for

subscription at the time of NFO N.A. On
Entry Load Retail Plan: For Subscription below Rs 2 crores- ongoing basis on maturity of the scheme
2.25%,
Nil InFor subscription
terms of Rs 2no.
of SEBI circular crore & above
SEBI/IMD/CIR No.4/ 168230/09 dated
Retail Plan: June 30, 2009, no entry load will be
2.25% charged
Retail Plan:by the Scheme to the investor
2.25% when effective Augustautomatically
it is converted 1, 2009. Upfront
into an
but below Rs 5 Crores-
commission shall be1.25%, For subscriptions
paid directly Institutional
by the investor to the AMFI registeredPlan: Nil
Distributors based on the investors' Institutional
assessment ofPlan: Nil factors includingopen
various ended scheme:For
the service rendered bySubscription below
the distributor
of Rs 5 Crores & Above -Nil. Institutional Plan: Rs 2 Crore- 2.25%,For Subscription of Rs 2
Nil Crore & above but below Rs 5 Crore -1.25%,
For Subscription of Rs 5 Crore & above - Nil
Exit Load 1% if redeemed/switched out on or before

Retail Plan & Institutional Plan ¥ 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. completion of 1 year from the date of allotment
¥ Nil if redeemed or switched out after the completion of 1 year from the date of allotment of units of units
Nil if redeemed/switched after completion of
1year from the date of allotment of units
Choice of Plans and The schemes Offers two plans, Retail Plan and
Options Under Retail and Institutional Plan there are two options: Growth Plan (Growth Option Institutional Plan. Each Plan has the following : Growth Plan (Growth Option) & Dividend Plan
& Bonus Option) & Dividend Plan (Dividend Payout Option & Dividend Growth Plan (Growth Option & Bonus Option) & (Dividend Payout Option & Dividend
Reinvestment Option) Dividend Plan (Dividend Payout Option & Reinvestment Option)
Dividend Reinvestment Option)
Fund Manager Omprakash Kuckian Ashwani Kumar & Sailesh Raj Bhan Sunil Singhania Sunil Singhania & Samir Rachh (Assistant Fund
Manager w.e.f. September 01, 2010)
Benchmark S&P CNX Nifty S&P CNX Nifty BSE 100 BSE 200
Minimum Application "Retail Plan: Rs 5000 and in multiples of Re. 1 thereafter under each option, Institutional Plan: Rs. 5 crores in multiples of Re. 1
Amount thereafter under each option Rs. 5000 and in multiples of Re 1 thereafter
under each plan
; ;
SIP (only under Retail Plan) (only under Retail Plan) ; ;
; ;
STP (only under Retail Plan) (only under Retail Plan) ; ;
SWP ; ;
(under both Retail and Institutional Plans) (under both Retail and Institutional Plans) ; ;

Reliance Reliance Diversified Reliance Media & Reliance
Banking Fund Power Sector Fund Entertainment Fund Pharma Fund
An open ended banking sector scheme An open ended power sector scheme An open ended media & entertainment sector An open ended
scheme pharma sector scheme
May 28, 2003 May 10, 2004 October 7, 2004 June 8, 2004
The primary investment objective of the scheme is to The primary investment objective of the scheme is to The primary investment objective of the scheme is to The primary investment objective of the scheme is to
seek to generate continuous returns by actively seek to generate continuous returns by actively generate consistent returns by investing in equity seek to generate continuous returns by investing in
investing in equity and equity related or fixed income investing in equity and equity related or fixed income and equity related or fixed income securities of equity and equity related or fixed income securities of
securities of companies in the Banking Sector securities of Power and other associated companies Media & Entertainment and other associated Pharma and other associated companies
companies
Equity & Equity Related Instruments-0%-100% &

Equity & Equity Related Instruments- 0% (Minimum) - 80% (Most Likely) -100% (Maximum) & Debt & Money Market Instruments with Average Maturity of
Debt & Money Market Instruments: 0%-100%
5-10 years- 0% (Minimum) - 80% (Most Likely) - 100% (Maximum)
Retail Plan & Institutional Plan ¥ 1% if redeemed or switched out on or before completion of 1 year
1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units.
from the date of allotment of units. ¥ Nil if redeemed or switched out after the completion of 1 year from
Nil if redeemed or switched out after completion of 1 year from the date of allotment of units
the date of allotment of units
Under Retail and Institutional Plan there are two options: Growth Plan (Growth Option & Bonus Option) & Dividend Growth Plan (Growth Option & Bonus Option) & Dividend Plan (Dividend Payout Option & Dividend
Plan (Dividend Payout Option & Dividend Reinvestment Option) Reinvestment Option)
Sunil Singhania & Shrey Loonker (Assistant Fund Manager Sunil Singhania Sailesh Raj Bhan Sailesh Raj Bhan
w.e.f. September 01, 2010)
S&P CNX Banks Index India Power Index S&P CNX Media & Entertainment Index BSE Healthcare Index
Rs 5000 per plan per option and in multiples of Re Rs 5000 and in multiples of Re 1 thereafter
Retail Plan: Rs 5000 and in multiples of Re. 1 thereafter, Institutional Plan: Rs. 5 crore in multiples of
1 thereafter
Re. 1 thereafter
; (only under Retail Plan) ; (only under Retail Plan) ; ;
; (only under Retail Plan) ; (only under Retail Plan) ; ;
; (Both Retail & Institutional Plan) ; (Both Retail & Institutional Plan) ; ;

SnapShot
debt
Features/ Reliance Medium-Term Fund Reliance Money Manager Fund Reliance Regular Savings Fund Reliance Monthly
Scheme -Debt Option Income Plan
An open ended income scheme with no An open ended fund. Monthly Income is not
Type assured returns An open ended income scheme An open ended scheme assured & is subject to the availability of
distributable surplus
Inception Date September 25, 2000 March 21, 2007 June 9, 2005 January 13, 2004
The primary investment objective of this

The primary investment objective of the The investment objective of the Scheme is to option is to generate optimal returns The primary investment objective of the scheme is
Investment scheme is to generate regular income in generate optimal returns consistent with consistent with a moderate level of risk. to generate regular income in order to make regular
objective order to make regular dividend payments to moderate levels of risk and liquidity by investing This income may be complemented by dividend payments to unitholders and the secondary
unitholders and the secondary objective is in debt securities and money market securities capital appreciation of the portfolio. objective is growth of capital
growth of capital. Accordingly, investments will
predominantly be made in Debt & Money
Market Instruments.
Money Market Instruments/Short Term debt Debt* Instruments including Government

Instruments/Floating Rate Notes with maturity/ Securities, Corporate Debt, Other debt Debt Instruments( including securitised
interest rate reset period not exceeding 3 instruments and Money Market Instruments with debt) with maturity of more than 1 year
Asset months: 0% - 80%, Money Market average maturity less than equal to 12 months- 65% -100% & Money Market Equity and Equity related Securities-0%-20%,
Allocation Instruments (CPs, T-Bills, CDs) and/or other 0% - 100%,Debt* Instruments including Instruments (including cash/ Call Money Fixed Income Securities 80% - 100% (Securitised
Short Term debt instruments (Floating Rate Government Securities, Corporate Debt and other & Reverse Repo) and Debentures with debt upto 25% of the corpus)
Notes, Short Tenor NCDs, Securitized debt) and debt Instruments with average maturity greater maturity of less than 1 year( Securitised
any other instrument with maturity/interest rate than 12 months- 0% - 50% (*Securitised debt debt will be a part of the debt securities,
reset period of more than 3 months: 20% - upto 60% of the corpus) upto 25% of the corpus) - 0% -35%
100%. w.e.f. September 19, 2009
Nil Nil Nil Nil
Entry Load Nil In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront
Under both Retail and Institutional Plan : 1% if the units are redeemed/switched out on or
2%, if redeemed/switched out on or before completion of 1year from the date of
Exit Load Nil Under Retail and Institutional Plan: Nil before completion of 1 year. Nil, if allotment of units. There shall be no exit load after
completion of 1year from the date of allotment of
redeemed/switched out after completion
units.
of 1 year.
For Retail and Institutional Plan: Growth Option,

Bonus Option, Dividend Option (Dividend
Growth Plan (Growth Option) & Dividend Reinvestment Option- (Daily Dividend Under Retail Plan and Institutional Plan: Growth Plan & Dividend Option (Dividend Payout
Choice of Plans and Plan (Dividend Payout Option & Dividend Reinvestment , Weekly Dividend Reinvestment , Growth Plan & Dividend Plan (Dividend Option & Dividend Reinvestment Option)
Options Reinvestment Option) Monthly Dividend Reinvestment, Quarterly Payout Option & Dividend Reinvestment
Dividend Reinvestment), Dividend Payout Option- Option)
(Monthly Dividend Payout, Quarterly Dividend
Payout)
For both Dividend Payout & Reinvestment Daily(reinvestment option),Weekly(reinvestment
Dividend Frequencies option - Weekly, Monthly & Quarterly. For option), under Monthly & Quarterly (both NA Monthly & Quarterly for both the options
Dividend Reinvestment Option only - Daily reinvestment option & payout option)
Dividend Periodicity$ – – 21st of the last month of each calendar —
quarter
Weekly Tuesday Every Friday - —
Monthly 20th 19th - 20th
Quarterly 20th of last month of each 19th - 20th of last month of each calendar quarter
calendar quarter
Half yearly — – - —
Annual — - - —
Fund Manager Amit Tripathi & Anju Chhajer Amit Tripathi & Anju Chhajer Prashant Pimple Amit Tripathi & Ashwani Kumar
Benchmark
Crisil Short Term Bond Fund Index Crisil Liquid Fund Index Crisil Composite Bond Fund Index Crisil MIP Blended Index
For Retail Plan (All Options) - 1 lakh and in Retail Plan: Rs. 500 per option & in For all Plans & Options Rs 5000 & in multiples
Minimum Application Rs. 5,000 multiples of Re 1 thereafter, For Institutional Plan multiples of Re. 1 thereafter. Institutional of Rs 1 thereafter
Amount (All Options) - Rs 1 Crore and in multiples of Re Plan: Rs. 25 lacs per option and in
1 thereafter multiples of Re. 1 thereafter.
SIP ; _ ; ;
STP ; ; ; ;
SWP ; _ ; ;
$ If the dividend declaration date for any of the specified frequencies is a non business day then the
immediate next business day becomes the record date.

Reliance Reliance Short Term Fund # Reliance Gilt Securities Fund Reliance Dynamic Bond Fund
Income Fund
An open ended income scheme An open ended income scheme An open ended government securities scheme An open ended income scheme
January 1, 1998 December 23, 2002 August 22, 2008 November 16, 2004
The primary investment objective of the scheme is to The primary investment objective of the scheme is to The primary investment objective of the scheme is to The primary investment objective of the scheme is to
generate optimal returns consistent with moderate generate stable returns for investors with a short generate optimal credit risk-free returns by investing generate optimal returns consistent with moderate
level of risk. This income may be complemented by term investment horizon by investing in fixed income in a portfolio of securities issued and guaranteed by levels of risk. This income may be complemented by
capital appreciation of the portfolio.Accordingly, securitites of a short term maturity the Central Government and State Government capital appreciation of the portfolio. Accordingly,
investments shall predominantly be made in Debt & investments shall predominantly be made in Debt &
Money Market Instruments money market Instruments
Debt & Money market instruments with average

Debt Instruments 50% - 100%, Money Market maturity upto 1 year:- 60% - 100%; Debt Gilts 70% - 100%, Money Market Instruments 0% Debt instruments -0% - 100%. *Investment in
Instruments 0% - 50% instruments with average maturity greater than a year - 30% securitised debts upto 40% may be undertaken.
and normally upto 7 years depending upon
availability:- 0% - 40%
Nil Nil For Retail Plan and Institutional Plan: Nil Nil
1% of the applicable NAV if the units are redeemed/

switched out on or before completion of 30 days 1.00%, if the units are redeemed within 6 months
from the date of allotment of units. There shall be
Nil Retail Plan & Institutional Plan: Nil from the date of allotment of units. Nil, if units are
no exit load after completion of 30 days from the
redeemed after six months from the date of allotment
date of allotment of units.
of units
Under Retail Plan: Growth Plan (Growth Option, Growth Plan (Growth Option) & Dividend Plan Growth Option , Dividend Plan (Dividend Payout Growth Plan (Growth Option) & Dividend Plan
Bonus Option) & Dividend Plan (Dividend Payout (Dividend Payout Option & Dividend Reinvestment Option & Dividend Reinvestment Option) & Provident (Dividend Payout Option & Dividend Reinvestment
Option & Dividend Reinvestment Option) Option) Fund (PF) Option (ACAPO,DMDO,AARO).## Option)
Monthly, Quarterly, Half Yearly, Annual for both

options Monthly & Quarterly for both options Monthly -
— — – –
— — - -
19th 25th 25th -
19th of last month of each 19th of last month of each - -
calendar quarter calendar quarter
19th of last month of each — - -
financial year
19th March — - -
Prashant Pimple Prashant Pimple Prashant Pimple Prashant Pimple
Crisil Composite Bond Fund Index Crisil Liquid Fund Index I Sec - Li Bex Crisil Composite Bond Fund Index
For Growth Option: Rs. 5,000; Monthly Dividend

Plan: Rs 25,000 and in multiples of Re 1 thereafter;
Quarterly Dividend Plan: Rs 10,000 and in multiples
of Re1 thereafter; Half Yearly Dividend Plan: Rs
5,000 and in multiples of Re 1 thereafter; Annual Rs. 5,000 and in multiples of Re 1 thereafter Retail: Rs. 10,000 Institutional Plan: Rs. 1 crore Rs. 5,000 and in multiples of Re 1 thereafter
Dividend Plan: Rs 5,000 and in multiples of Re 1
thereafter.
; _ ; (Retail Plan) ;
; ; ; (Retail Plan) _
; ; ; (Retail Plan & Institutional Plan) ;
#The key features of Reliance Gilt Securities Fund having Short Term Plan and Long Term Plan
have been changed w.e.f August 22, 2008. Pursuant to the changes, the scheme will have Retail
Plan and Institutional Plan . For more details please refer to the Addendum dated July 21, 2008.
## ACAPO - Automatic Capital Appreciation Payout Option, DMDO - Defined Maturity Date
Option, AARO - Automatic Annual Reinvestment Option.

SnapShot
debt
Features/ Reliance Liquid Fund-Cash Plan@ Reliance Liquid Fund-Treasury Plan Reliance Liquidity Fund Reliance Floating Rate Fund - Short Term Plan
Scheme
Type An open ended liquid scheme An open ended liquid scheme An open ended liquid scheme An open ended income Scheme
Inception Date December 7, 2001 March 23, 1998 June 16, 2005 September 2, 2004
The primary investment objective of the scheme is

to generate regular income through investment in a
The investment objective of the scheme is to The primary investment objective of the The investment objective of the Scheme is to portfolio comprising substantially of Floating Rate
generate optimal returns consistent with scheme is to generate optimal returns generate optimal returns consistent with Debt Securities (including floating rate securitised
Investment objective moderate levels of risk and high liquidity. consistent with moderate levels of risk and moderate levels of risk and high liquidity. debt, Money Market Instruments and Fixed Rate
Accordingly, investments shall predominantly high liquidity. Accordingly, investments shall Accordingly, investments shall predominantly be Debt Instruments swapped for floating rate returns)
be made in Debt and Money Market predominantly be made in Debt and Money made in Debt and Money Market Instruments. The scheme shall also invest in Fixed Rate Debt
Instruments Market Instruments Securities (including fixed rate securitised debt,
Money Market Instruments and Floating Rate Debt
Instruments swapped for fixed returns).
Fixed Rate Debt Securities (including securitized

Reverse Repo & CBLO 0% - 100% Mibor debt, Money Market Instruments & Floating Rate
Linked instruments with daily Put/ Call Options Repo and Reverse Repo 0% - 35%,Money Debt Instruments swapped for fixed rate
and Overnight Interest Rate Reset Linked Debt Call Money/Cash/Repo and Reverse Repo 0% Market Instruments (Mibor linked instruments, returns):- 0% - 75%. Money market instruments
Asset Instruments*0% - 100% *Investments in - 50%,Money Market Instruments (Mibor CPs, T-Bills, CDs) and/or other Short Term and Floating Rate Debt Securities (including
Allocation Overnight Interest Rate Reset Linked Debt linked instruments, CPs, T-Bills, CDs and/or instruments (Floating Rate Notes, Short Tenor floating rate securitised debt & Fixed rate debt
Instruments (with maturity or put/call greater other Short Term papers) 0% - 95% NCDs, PTCs) and/or Less than 1 year maturity instruments & Floating Rate Debt Instruments
than one day) shall not exceed 50% of the Gsecs- 65% -100% swapped for Fixed Rate returns) with tenure
corpus of the scheme. exceeding 3 months upto a maturity of 3 years:-
25% - 100%
Entry Load Nilcircular no. SEBI/IMD/CIR No.4/ 168230/09

Nil In terms of SEBI Nil
Nildated June 30, 2009, no entry load will be charged Nil 1, 2009. Upfront
by the Scheme to the investor effective August
0.25%, if the units are redeemed within 1

Exit Load Nil Nil Nil months from the date of allotment (w.e.f. June 3,
2010). Nil thereafter
Under Retail Plan & Institutional Plan: Growth Growth Option, Bonus Option & Dividend Growth Plan (Growth Option) & Dividend Plan
Choice of Plans and Growth Option (Growth Option) & Dividend Option & Dividend Option (Dividend Payout Option (Dividend Payout Option & Dividend (Dividend Payout Option & Dividend Reinvestment
Options Option (Dividend Reinvestment & Dividend Option & Dividend Reinvestment Option) Reinvestment Option) Option)
Payout Option)
Daily (Dividend Reinvestment),Weekly Daily (Dividend Reinvestment),Weekly Daily(Dividend Reinvestment),Weekly(Dividend

Dividend Frequencies (Dividend Reinvestment), Under Monthly & (Dividend Reinvestment), Under Monthly & Reinvestment), Under Monthly & Quarterly Under Payout Option (Weekly, Monthly,
Quarterly options (both dividend reinvestment Quarterly options (both dividend reinvestment options (both dividend reinvestment & dividend Quarterly), Under Reinvestment Option (Daily,
& dividend payout)
& dividend payout) payout) weekly, Monthly, Quarterly)
Dividend Periodicity$ – – – –
Weekly Every Friday Every Friday Every Friday Every Tuesday
Monthly 25th 25th 25th 19th
Quarterly 19th 19th 19th 19th
Half yearly - - - —
Annual - - - —
Fund Manager Amit Tripathi Prashant Pimple Amit Tripathi & Anju Chhajer Amit Tripathi
Benchmark Crisil Liquid Fund Index Crisil Liquid Fund Index Crisil Liquid Fund Index Crisil Liquid Fund Index
Retail Plan: Rs. 5,000 and in multiples of Re 1

Minimum Application Rs. 5,000 and in multiples of Re 1 thereafter Institutional Plan: Rs. 1,00,00,000 Rs 5 Crore and in multiples of Re 1 thereafter Rs. 5,000 and in multiples of Re 1 thereafter
Amount thereafter and in multiples of Re 1 thereafter
SIP _ ; (Retail Plan) _ ;
STP ; ; ; ;
SWP _ ; (Retail Plan) ; ;
$ If the dividend declaration date for any of the specified frequencies is a non business day then the immediate next business day becomes the record date.
@ The fundamental attributes of Reliance Liquid Fund – Cash Plan will be changed w.e.f. Nov 9, 2010. Please refer addendum No 45 dated Sep 30, 2010 available on Downloads section of our
website www.reliancemutual.com

SnapShot
ETF
Reliance Gold Exchange Reliance Banking Exchange
Traded Fund Traded Fund
An open ended gold exchange traded fund An open ended, exchange listed, index linked scheme (tracking CNX Bank Index).
November 22, 2007 June 24, 2008
The investement objective is to seek to provide returns that closely correspond to returns provided by price The investment objective of Reliance Banking Exchange Traded Fund (RBETF) is to provide returns that,
of Gold through investment in physical Gold (and Gold related securities as permitted by Regulators from before expenses, closely correspond to the total returns of the securities as represented by the CNX Bank
time to time). However, the performance of the scheme may differ from that of the domestic prices of Index. However, the performance of Scheme may differ from that of the underlying index due to tracking
Gold due to expenses and or other related factors. However, there can be no assurance that the error. There can be no assurance or guarantee that the investment objective of the scheme will be achieved.
investment objective of the scheme will be achieved.
Physical Gold or Gold related Instruments as permitted by regulators from time to time^-90-100%, Securities covered by the CNX Bank Index- 90-100%;
Money Market Instrument, Bonds, Debentures, Government Securities including T-Bills, Securitised Debt** Money Market instruments including CBLO- 0-10%
& other debt securities as permitted by regulators from time to time-0-10%(** upto 10% in securitised
debt)
Nil In terms of SEBI circular no. SEBI/IMD/CIR No.4/Nil 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective NilAugust 1, 2009. Upfront commission shall be paid
Nil Nil
Dividend Pay out option —
NA
NA
NA
NA
NA
NA
NA
Hiren Chandaria Krishan Daga
As there are no indices catering to gold sectors/securities linked to Gold, currently GETF shall be benchmarked against the price of Gold CNX Bank Index
On going purchase directly from mutual fund would be available only to the Authorised Participants provided the On going purchases directly from the Mutual Fund would be restricted to Authorised Participants and Large Investors
value of units to be purchased is in creation unit size. Authorised Participants may buy the units on any business provided the value of units to be purchased is in creation unit size. Authorised Participants and Large Investors may
day for the scheme directly from the mutual fund at applicable NAV and transaction charges, if applicable, by buy the units on any business day for the scheme directly from the Mutual Fund at applicable NAV and transaction
depositing Gold or cash, value of which is equal to creation size. Each creation unit consists of 1000 units and charges, if applicable, by transfering stocks or cash, value of which is equal to creation unit size. Each creation unit
cash components, if any, of Reliance Gold Exchange Traded Fund. The minimum number of units that can be consist of 10,000 units and cash component, if any, of Reliance Banking Exchange Traded Fund. On ongoing basis
bought or sold through the stock exchange is 1 (one) unit. for all category of investors, they can purchase the units from the exchange with minimum size being 1 unit
_ _
_ _
_ _
^ Presently, investment only in physical gold is allowed as per SEBI guidelines. Investment in gold
related instruments maybe undertaken as and when permitted by SEBI.

Features/ Scheme Reliance Small Cap Fund Reliance Index Fund - Reliance Index Fund - Nifty Reliance Arbitrage Advantage Fund
Sensex Plan Plan
Type An open ended equity growth scheme An Open Ended Equity An Open Ended Index Linked An Open Ended Arbitrage Scheme
Scheme Scheme
Inception Date 21-Sep-10 1-Oct-10 1-Oct-10 20-Oct-10
Investment The primary investment objective The primary investment The primary investment objective The investment objective of the
Objective of the scheme is to generate long objective of the scheme is of the scheme is to replicate scheme is to generate income by
term capital appreciation by investing to replicate the composition the composition of the NIFTY, taking advantage of the arbitrage
predominantly in equity and equity of the SENSEX, with a view with a view to generate returns opportunities that potentially
related instruments of small cap to generate returns that are that are commensurate with exists between cash and derivative
companies and the secondary objective commensurate with the the performance of the NIFTY, market and within the derivative
is to generate consistent returns by performance of the SENSEX, subject to tracking errors. segment along with investments
investing in debt and money market subject to tracking errors. in debt securities & money market
securities. instruments.
Asset Allocation Equity & Equity Related Securities Equities and equity related Equity & Equity Related Under normal circumstances, the
of Small Cap Companies including securities covered by the Securities covered by Nifty anticipated asset allocation would
Derivatives# 65%-100% & Equity & Sensex:-95% - 100% & -95%-100% & Cash/CBLO/ be:Equities and equity related
Equity Related Securities of companies Cash/CBLO/Repo & Reverse Repo & Reverse Repo & instruments, Derivatives including
other than Small Cap Companies Repo & Money Market Money Market instruments index futures, stock futures, index
including Derivatives# 0%-35% Debt instruments (CPs,CDs, Tbills, (CPs,CDs, Tbills, Mibor linked options, & stock options, etc. #
& Money Market Securities**(including Mibor linked instruments with instruments with daily Put/Call 65%-90%. Debt and Money
investments in securitised debt) 0% - daily Put/Call options options & overnight Interest market instruments** (including
35%. **Securitised debt may go upto & overnight Interest rate rate Reset Linked Instruments) investments in securitized debt) 10%
30% of the corpus. # The Scheme Reset Linked Instruments),but but excluding Subscription and - 35%. When adequate arbitrage
proposes to invest at least 65% of excluding Subscription and Redemption Cash Flow #: 0% opportunities are not available in the
the corpus in Equity & equity related Redemption Cash Flow # - 5%. #Subscription Cash Flow Derivative and Equity markets, the
instruments of small cap companies is the subscription money in anticipated alternate asset allocation
which may go upto 100% of the transit before deployment and on defensive considerations would be
corpus. The investment in Equity & Redemption Cash Flow is the in accordance with the allocation given
equity related instruments of any money kept aside for meeting below. However, in case no arbitrage
other companies other than small redemptions opportunity is available, then
cap companies will be in the range of 100% of the remaining investible
0-35% of the corpus corpus (to the extent not deployed
in arbitrage opportunities in the asset
allocation pattern mentioned above)
will be deployed in short term debt
and money market instruments
with tenure not exceeding 91 days
(including investments in securitized
debt). In this scenario also, the
allocation in Equities and equity
related instruments, Derivatives
including index futures, stock futures,
Diversified Equity Funds
index options, and stock options, etc

will continue to be made in arbitrage
opportunities only. Equities and equity
related instruments, Derivatives
including index futures, stock
futures, index options, & stock options,
etc. (Only arbitrage opportunities)#
0%-65%. Debt and Money market
instruments** (including investments
in securitized debt) 10%-35%.
Short term Debt and Money market
instruments not exceeding tenure of
91 days**
(including investments in securitized
debt)0%-100%. # the exposure
to derivatives shown in the above
asset allocation tables is exposure
taken against the underlying equity
investments and should not be
considered for calculating the total
asset allocation and/or investment
restrictions on the issuer. The idea is
not to take additional asset allocation
with the use of derivative. The margin
money deployed on these positions
would be included in Money Market
category.** including securitized debt
up to 30%
Entry Load Nil In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the
investor effective August 1, 2009. Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the
investors' assessment of various factors including the service rendered by the distributor
Exit Load 2%- If redeemed or switched out on 1% of the applicable NAV if 1% of the applicable NAV if 1% if redeemed/switched on or
or before completion of 12 months redeemed or switched out on redeemed or switched out on or before completion of 12 months
from the date of allotment of units or before completion of 1 year before completion of 1 year from the date of allotment of units.
¥1%- If redeemed or switched out from the date of allotment of from the date of allotment of Nil if redeemed/switched after
after 12 months but on or before units. There shall be no exit units. There shall be no exit load
load after completion of 1 completion of 12 months from the
completion of 24 months from the after completion of 1 year from date of allotment of units.
date of allotment of units year from the date of allotment the date of allotment of units
¥ Nil - If redeemed or switched out of units
after the completion of 24 months
from the date of allotment of units
Choice of Plans and Growth Plan (Growth Option & Growth Plan (Growth Option & Bonus Option), Growth Plan (Growth Option & Bonus Option), Growth Plan (Growth Option) &
Options Bonus Option) & Dividend Plan Dividend Plan (Payout Option & Reinvestment Dividend Plan (Payout Option & Reinvestment Dividend Option (Dividend Payout
(Dividend Payout Option & Dividend Option), Quarterly Dividend Option, Half Yearly Option), Quarterly Dividend Option, Half Yearly Option & Dividend Reinvestment
Reinvestment Option) Dividend Option, Annual Dividend Option Dividend Option, Annual Dividend Option Option)
Fund Manager Sunil Singhania Krishan Daga Krishan Daga Krishan Daga
Benchmark BSE Small Cap Index BSE SENSEX INDEX S&P CNX NIFTY INDEX Crisil Liquid Fund Index
Minimum Rs 5000 and in multiples of Re. 1 thereafter
Application Amount
46 Fundamentals Nov 2010

Disclaimers: The Fund Edge and Fund Snap Shot “Fundamentals” is meant for general reading purpose only and is not meant to serve as a professional guide for the readers.
This document has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. The Sponsor, The
Investment Manager, The Trustee or any of their respective directors, employees, affiliates or representatives do not assume any responsibility for, or warrant the accuracy,
completeness, adequacy and reliability of such information. Whilst no action has been solicited based upon the information provided herein, due care has been taken to
ensure that the facts are accurate and opinions given fair and reasonable. This information is not intended to be an offer or solicitation for the purchase or sale of any financial
product or instrument. Recipients of this information should rely on information/data arising out of their own investigations. Readers are advised to seek independent
professional advice and arrive at an informed investment decision before making any investments. None of The Sponsor, The Investment Manager, The Trustee, their respective
directors, employees, affiliates or representatives shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits
arising in any way from the information contained in this material. The Sponsor, The Investment Manager, The Trustee, any of their respective directors, employees including
the fund managers, affiliates, representatives including persons involved in the preparation or issuance of this material may from time to time, have long or short positions
in, and buy or sell the securities thereof, of company(ies) / specific economic sectors mentioned herein.
Statutory Details: Reliance Mutual Fund has been constituted as a trust in accordance with the provisions of the Indian Trusts Act, 1882.
Sponsor Reliance Capital Ltd. Trustee Reliance Capital Trustee Company Limited. Investment Manager Reliance Capital Asset Management
Limited (Registered Office of Trustee & Investment Manager: “Reliance House” Nr. Mardia Plaza, Off. C.G. Road, Ahmedabad 380 006). The
Sponsor, the Trustee and the Investment Manager are incorporated under the Companies Act 1956. The Sponsor is not responsible or liable for
any loss resulting from the operation of the Scheme beyond their initial contribution of Rs.1 lakh towards the setting up of the Mutual Fund
Marcom/Factsheet/January 09/Ver 2.1/17/01/09
and such other accretions and additions to the corpus. Risk Factors Mutual Funds and securities investments are subject to market risks and
there is no assurance or guarantee that the objectives of the Scheme will be achieved. As with any investment in securities, the NAV of
the Units issued under the Scheme can go up or down depending on the factors and forces affecting the capital markets. Reliance Equity
Advantage Fund, Reliance NRI Equity Fund, Reliance Vision Fund, Reliance Quant Plus Fund, Reliance Equity Fund, Reliance Growth Fund,
Reliance Long Term Equity Fund, Reliance Equity Opportunities Fund, Reliance Regular Savings Fund - Equity, Option, Reliance Regular
Savings Fund - Balanced Option, Reliance Infrastructure Fund, Reliance Natural Resources Fund, Reliance Banking Fund, Reliance Diversi-
fied Power Sector Fund, Reliance Media & Entertainment Fund, Reliance Pharma Fund, Reliance Tax Saver (ELSS) Fund, Reliance Money
Manager Fund, Reliance Medium Term Fund, Reliance Liquidity Fund, Reliance Liquid Fund, Reliance Floating Rate Fund - Short Term
Plan, Reliance Short Term Fund, Reliance Regular Savings Fund - Debt Option, Reliance Income Fund, Reliance Dynamic Bond Fund,
Reliance Gilt Securities Fund, Reliance Monthly Income Plan, Reliance Gold Exchange Traded Fund, Reliance Banking Exchange Traded
Fund, Reliance Small Cap Fund, Reliance Arbitrage Advantage Fund, Reliance Index Fund - Nifty Plan and Reliance Index Fund - Sensex
Plan are only the names of the Schemes and does not in any manner indicates either the quality of the Scheme; its future prospects or
returns. Past performance of the Sponsor/AMC/Mutual Fund is not indicative of the future performance of the Scheme. The NAV of the
Scheme may be affected, interalia, by changes in the market conditions, interest rates, trading volumes, settlement periods and transfer proce-
dures. For details of scheme features and for Scheme specific risk factors please refer to the Scheme Information Document which is available
at all the DISC / Distributors / www.reliancemutual.com. Please read the Scheme Information Document and Statement of Additional
Information carefully before investing.

An earning member of my family
Reliance Toll free: 1800-300-11111
Systematic Investment SMS 'SIP' to 561617

www.reliancemutual.com
Plan (SIP) Charges upto Rs. 3/ SMS.
SIP is a Special Product available only in selected Schemes of Reliance Mutual Fund. Entry load will be Nil and Exit load as applicable in the respective Scheme at the time of
registration will be applicable. The unit holder is free to discontinue from the SIP facility at any point of time by giving necessary instructions. Statutory Details: Reliance Mutual Fund
has been constituted as a trust in accordance with the provisions of the Indian Trusts Act, 1882. Sponsor: Reliance Capital Limited. Trustee: Reliance Capital Trustee Company Limited.
Investment Manager: Reliance Capital Asset Management Limited (Registered Office of Trustee & Investment Manager: "Reliance House" Nr. Mardia Plaza, Off. C.G. Road,
Ahmedabad 380 006). The Sponsor, the Trustee and the Investment Manager are incorporated under the Companies Act 1956. The Sponsor is not responsible or liable for any loss
resulting from the operation of the Scheme beyond their initial contribution of Rs.1 lakh towards the setting up of the Mutual Fund and such other accretions and additions to the
corpus. Risk Factors: Mutual Funds and securities investments are subject to market risks and there is no assurance or guarantee that the objectives of the Scheme will be
achieved. As with any investment in securities, the NAV of the Units issued under the Scheme can go up or down depending on the factors and forces affecting the capital
markets. The names of the Schemes do not in any manner indicate either the quality of the Scheme; its future prospects or returns. Past performance of the
Sponsor/AMC/Mutual Fund is not indicative of the future performance of the Scheme. The NAV of the Scheme may be affected, interalia, by changes in the market conditions,
interest rates, trading volumes, settlement periods and transfer procedures. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every
intention of doing so. All dividend distributions are subject to the availability of distributable surplus in the Scheme. For details of Scheme features apart from those mentioned above
and for Scheme specific risk factors, please refer to the Scheme Information Document which is available at all the DISC, Distributors and www.reliancemutual.com. Please read the
Scheme Information Document and Statement of Additional Information carefully before investing.

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December 2010

Badhte kharchon ke liye

Regular & Stable returns

Tax free dividend

Reliance Reliance Monthly

2 Fundamentals Dec 2010

Fund IP Plan- Rs 5 cr and in multiples of Re. 1 thereafter

Industry Classiﬁcation as per AMFI.

3 Fundamentals Dec 2010

Reliance Inception Date .........................................18/04/2008

Quant Plus Fund Minimum Investment : Retail Plan- Rs 5000 and in

Institutional Plan - Rs 5 cr and in multiples of Re. 1

SECTOR ALLOCATION AS ON NOVEMBER 30, 2010 VOLATILITY MEASURES

Industry Classiﬁcation as per AMFI.

4 Fundamentals Dec 2010

SECTOR ALLOCATION AS ON NOVEMBER 30, 2010

Industry Classiﬁcation as per AMFI.

5 Fundamentals Dec 2010

Reliance Date of allotment..................................... 28/03/2006

United Spirits Ltd. 2.17 SPECIAL FEATURE

Equity: Index FUND DATA PORTFOLIO OF RELIANCE INDEX FUND - NIFTY

6 Fundamentals Dec 2010

Index Fund - Nifty Plan Bajaj Auto Limited

NAV AS ON NOVEMBER 30, 2010 RS

Equity: Index FUND DATA Hindalco Industries Ltd. 1.70

Reliance Date of allotment . . . . . . . . . . . . . . . . 28/09/2010

Re. 1 thereafter . . . . . . . . . . . . . . . . . . . . . . . . . . . . Maruti Suzuki India Ltd. 1.27

7 Fundamentals Dec 2010

Reliance Date of allotment.......................................08/10/1995

Growth Fund Corpus:..............8106.62 crores (September 30, 2010)

8 Fundamentals Dec 2010

Long Term Minimum Investment..................................Rs 5,000 and

9 Fundamentals Dec 2010

INVESTMENT OBJECTIVE Fund Manager . . . . . . . . . . . . . . . . . .Sunil Singhania

PORTFOLIO OF RELIANCE SMALL CAP FUND

Industry Classiﬁcation as per AMFI.

10 Fundamentals Dec 2010

11 Fundamentals Dec 2010

Fund Manager . . . . . . . . . . . . . . . . .Sailesh Raj Bhan

12 Fundamentals Dec 2010

Date of allotment . . . . . . . . . . . . . . . 08/06/2005 Non Convertible Debentures. 9.22

Reliance Inception Date . . . . . . . . . . . . . . . . . . 09/06/2005

Minimum Investment . . . Rs 500 & in multiples of Re 1 3.03

Kingﬁsher Airlines Ltd 1.63 6 months 15.01 10.86

Dish TV India Limited 1.58 3 Years 14.06 3.93

Rain Commodities Limited 1.56 5 Years N.A N.A

GIC Housing Finance Limited 1.48 Since Inception 19.80 10.01

Petronet Lng Ltd 1.45 Inception date: 13/01/2007

JBF Industries Limited 1.09

13 Fundamentals Dec 2010

Industry Classiﬁcation as per AMFI.

14 Fundamentals Dec 2010

15 Fundamentals Dec 2010

Bank of Baroda 7.02

16 Fundamentals Dec 2010

17 Fundamentals Dec 2010

Entertainment Fund Exit Load ................................(w.e.f 24th August 2009)

FUND DATA PORTFOLIO OF RELIANCE PHARMA FUND

18 Fundamentals Dec 2010

Reliance Date of allotment . . . . . . . . . . . . . . . 21/09/2005 Holdings

Benchmark. . . . . . . . . . . . . . . . . . . . BSE 100 Index Oil India Limited 2.39

19 Fundamentals Dec 2010