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  • MCB Debit Cards Terms and Conditions

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    WadOod KhAn
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    MCB_Debit_Cards_Terms_and_Conditions

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    Ttggv yyc

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    26 visualizzazioni7 pagine

    MCB Debit Cards Terms and Conditions

    Caricato da

    WadOod KhAn
    Ttggv yyc

    Copyright:

    © All Rights Reserved
    Scarica in formato PDF o leggi online su Scribd
    Segnala contenuti inappropriati
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    se MCB Bank Limited mal I MCB Bank Limited - MCB BankforLife (Cue 11-000822 wwmicomck ume si.ome2 § wna SF nya MCB BankforLife ONE OF THE LARGEST BANKS IN PAKISTAN * Over 6 million customers = Over 1,225 branches = Over 1,200 ATMs MCB DEBIT CARD — TERMS & CONDITIONS — Anon Caktraing > — BESTBANK | INPAKSSTAN ese as ia = BEST BANK INPAKISTAN ‘a ‘Terms & Conditions for the use of MCB Debit Card These T&Cs appl toa transactonsinohingthe use of you MCB Debit Cadand these constve an agement betreen you andthe Bak. By accepting andlor sing the MCB Debit Cad, ou uncool accep al he foloing T&Cs and cep ecru and iit or you ensngcompance wth he substantive and procedural avs of Pkt, incung al notations, drectves, crus and ‘regulations of the State Bank of Pakistan andior any Provincial or Federal Govern- ret oray ote acl aur rod. Definitions “Tho Bak, MCB ‘or, uso we means MCB Bark ho is the isuer ofthe NCB Debit Card, and includes MCB Bank by whatever name ts cled andthe sucessor and esigns of MOB Bark “You, our means person ho as been issued the MCB Dai Cardo operate ‘on a nominated aoooun() “Debit Cart “Debit Cars refersto he MOB Debit Card issued bythe Barkand ray nue ny cher Debt Card issued bythe Ban tom tne oie “Aco refs to ay of your Saings andor Cure Aozount andr ay other ‘ype of account s nomial by you an proved bythe Bark. “Primary Account means one ofthe accounts as described above direct Inked to the Debt Car, which wil be debited for ansactons, prfomed using the Debit Card and PIN, “Secondary Accu ‘means any corn! andr savings acount tat you have lined tots account. “Nominated Acoust the Primary Account as described above, and it indicates your nouns) nointed in wing you end eprovedby he Bak to be acessed by your MCB Debit Card ar PIN “ATF means any Automated Tler Machine whether in Paisan rovers, ‘whether of MCB Bank, any other Bank or third party owned or operated ona shared retort, at which, amongst ote tings, you can use the MCB Debit Crd to ‘ccs your ndsin your Noninaed Accounts) ld wit MCB Bankin akan, “PIN' means the Personal Idenfcaton Number, equied fr aocess to ATMs) generate by you vi cal ener or, chase by you rom time fo time “htemaoal transaction’ refers to the ransactonsby you on yourinteatonly valid MCB Debit Card outside Paiste, ‘Merchant’ or *Merchant Establishment” means any establishment wherever located, which a Debi Card Scheme Menber bank has approved and made ‘arangements wih, to accat and honor MCB Debit Cards, forthe sale of goods and series you EDC’ means any Elcroic Data Capture tein, pints, othr pepherals and acrssores inducing PIN pads and necessary sofware fo un the dies, ‘whether in Pakistan or overseas, whether of MCB Bank, or of any other Bank on shared network, at wih, amongst oe ings, you can use your funds in your Nominated court hel wit MCB Berk in Paisano proessihe tansaconata Merchant Esebishme Upon signing up fr use o MCB Mobile senvces inked tothe MCB Debit Cad, the ‘TACs and any es set bythe Bank govering hat serie willbe deemed applica bet the Debt Card hoe in ther eit. A copy ofthese i avaiable on the website or upon request fromthe call cent. 'POS" means Point of Sale terminals, whether in Pakistan or overseas, whether ot MCB Bank, or of any oer bank on a shared network, at ich, amongst er things, you can use yur Debit Cardo acess your funds in your Nominated ‘Account held with MCB Bank in Pakistan. "NET means shared netorkof ATMs wih whom NCB Bankhas an agreement for acceptance of Debit Card. “1 LINK” means a shared network of ATMs where you may wse Debit Cad, under aang of CB. “COM CashDepost Machin tic amongst ote hings you canus the Debit Cart deposit fundsin your Nominated Account ed wih CB Bark General Use of Debit Card (On aceptng you eppcaton fr isuance of NCB Detit Crd, he Bark wilissue youaDebitCard, You can aooess cash and carry out other ransactons Debit Card in ATHSEDC!DepostoyMobiePOS devices andlor ary sini deves. The Debit Garis non‘ransterableby you under ay ceunstances. ‘The Bank rseres the riht 1 cancel ATM withdrawal faites one nominated account ait dsreton, without assigning any reason whatsoever. You scepl tai the Bank agrees issu youth Deit Card a yor eqs itis ently tour risk the Bak has gee to provide you te fac of caying out ‘ransctons by using te Debit Card apat tom any writen Sain nsuctons ‘hat may be provided at the time ol issuance of the Debit Card or that may hereater be gventothe Bank by you, YYouaceptulreponsbitforelransetns processed bythe Debit Card usage wheter on ATWEDC - POS'Depostoy Moi o any ob device avilable or thers, Any nstcton gen by mean he Debt Crd shal be revocable You wi inal eteumstancs, agp ul esponsilty wheter o not rxessed with your knowledge or your authorty, expressed or implied. You hereby authorize the Banko Deit your accounts) wth the acts) of any witha rans or any out any such stuns tat maybe recsvd bythe Debit Crd usage in cordance wih he Bank's recrdof transection You wil ot od the Bankble cm acount the Bank acing inthe couseof business, on our suction, The Bark be olin yor instuctons on best els bass nd shalinnoway be ible andi held esponsble incuing on acount of day or nai to act immed ra al on nyo your instructions The Bank may, ts sole discretion, decide no to cary out any intucions inclutng whee the Bank has e580 to belive thatthe instuions are not pie, re uncle, aie a cout o re cherie proper and cannot be put io efecto whatsoever reasons To protec yourinrest the Bak may record on camera or on idetape, tis cn Gen, he accesso andthe presence of any person whi avaing the Deli Cad feity These eocngs maybe used as evidence in any proceedings without seeking any further permission rom you. Transactions, ich yu iit, wil be completed ony the aout of funds available in your Nominated Account is sufficient to meet the transaction amount in ful induing any apple charges, es, ee. The ancut ofeach completed transaction wil be immediatly dtited tom your relevant Nominated Account without notice, Should any istucton given by yoube capable of being executed by ‘he Bank more was than ong the Bark may execu the si incon in any ‘way it may deem, at ts sole discretion. ‘The Bak sal not be able for any flue to prove the acy oro comply with the THOS for any cause tha is beyond is conto, Securing the PIN For PIN acvatnlgeneaton you vill be required to cab at Bank's UAN 111-0048 622 to acta your Debit Card. The action process wil require you to answer securiyNaldaton quesions. Through Ilractive Voice Response (VR) youwilbe asked o punch 4 digs umber generate the PIN and remeber it ‘The security of the PIN is very important and you wil nat disclose your PIN to ‘anyone. If you fl to observe any ofthe security requirements, you may, at your sale sk 8 to the consequences, incur Gailty for unautorized use. When selecting a PIN, be careful that it can't be easily identtied or identifiable with you, ‘2g. you bith dat, ca registration number, repeated numbers. You should nate ornate your PIN on your Debt Cardo on any oer tm you cay or sore Loss or Theft of Your Debit CrdPINand Notification thereof Inthe event fhe Detit Cardbeng misplaced, ost or cen yourust immediately inform the Bank in writing ofthe same and repr to the Bank's Call Centr at 111-200622 Any ranseton tat may be incured onthe Dei Cad shal be the sole and absolute lily ofthe Dei Cardholder unless bak call centr was noe of the the, ss or mplacement together with instructions to cance he Debit Card, Once the Dei Crd is reported misplaced, ast and ston, the Debit Card cannot be used, even tits found subsequently, For he period commencing ‘rom he time the Debit Card andor PIN was misused, lost othe unt the Ban has been noted by youatthe cal centr, 2s descrbed above, you wil ite for the actual amount lost on transactions caried out by the use ofthe Debt Card andlor PIN ‘The Bank may upon receipt ofan appicatn, in its absolute sceton issue a replacement Debit Car with pension o genera new PIN via VR fray st, misglaed or stolen Debit Card. Delayed notation of misplacement, sso thet by youat bank callcenter hich hs contributed to an exposure, hen fo the period commencing fom the time the Debit Card andlor PIN was mispace, lotr stolen unt the time Bark hasbeen reported va thecal centr, youl eal for the ‘tual amounts ontarsectons cari out i he Debt Card andlor PN Addition to and Withdrawal of Facilities The Bank ma, at its discretion, make avaiable to you more ATMs, EDC-POS, ‘andor ter devices threugh shared tur or your conerience and use, A {os charges late trersactons done you these devices, 2s determined by he Bank tom ime tote wil be record bya Debit to your acount. You understand and ae tht such networks may provide diferent funcional, sevice offerings and diferent charges for ferent series andor ations, Maintenance Wile atvance noice of any substantial maintenance work ikl to atthe _avalabity of senices, shal be gien wherever and whenever posse, the Bank tesenes the rat o suspend, wihout any noe, access to ATMMobieober Similar dave ort provision flr any ofthe senvices, at any ing ithe Bank dooms it recssary todo so, wher for routine maintenance or for any ober reason witout any obigaton or abit ont part Termination of Debit Card andor Primary!Nominated Accounts, Inthe event that you decide otermiat the use ofthe Debit Card then you will give the Bank not ss than 7 days por notein wing and sal block the cardby ‘cating Cal Cent. Such tina shal ao be deemed a teinaton ofa related facts accorded bythe Banko you The Bank hereby has your express atoty to debit the Noninled Accounts ‘online or, in the event of an offine situation, within such time based on intemal andior scheme regulations that the Bank is a member of andlor bound by, for all \withdrawalsiransfers affected by the use of Debit Card/PIN as per the Bank's records, hich wil be conclusive and bing on you Vertication of Amounts ‘All ransacon records for use ofthe Debit CarPIV shall be conve unless ‘eid otherwise by he Bank. The vrfled amount shal ways be binding on you Processing and Conversion Fee or Charges Use of Debit Crd at any ATWEDSPOSDeposteryther devices may etal sane chai andor transaction fe andor processng andor conversion fe tying lev on the Nominated Account. ‘You Nominated Account wl be detited wih such charges asthe Bank may fom time to time consider appropiate in tespect ofthe Dit Card wih prior note of such charges to you, The Bank reserves the ight ovary any ofthese T&Cs. You willbe notified of the changes. Use of te Debit Card ar te date upon which any changes fo these T&Cs reo have ef (as spect nthe Ber’ notice) wil conse accepance without esenaton by you such change provided that you have been rie tero{ belt such use otficaon of chang by such means asthe Bank my consider appropiate cluding but ot edo csplaying the ‘change in the branch ofes or publishing ion he Bank's webst or displaying it ‘onthe ATM screen or encsng iti the bark sietemenls) wl consti efine role o you for he purposes ofthis use ‘You willbe soley able for payment ofa ofthe above Charges and Fees ‘The Bak esres tert at any to charge you fr isuance,r-ssvance of ‘he Debit Card andor any feescharges forthe transactions cared ut by you on ‘he Debit Cad Dtals othe fees and charges as applet rom tmetoie can be obiined fom the Bank andthe same are subectto change a he Bar's clscrton. Al fos and charges wil be dette atoraticaly fom your Nomina ed Account a etme the fee or charges incur. nan, some ote ATM ‘omers, opettors of shared networks or serie providers may impose atonal ‘charges for each use of thi ATMloher device, and any such charge along wih other applicable feslharges wil be deducted fom yout Primary Account Renew alfee, 35 per the Schedule of Charges, willbe charged annually on the D2 Cad Limits of Use ‘The Bank reserves the htt int the minimum amount wich may be transacted each day by th use of your Debit Card and any such mis woul aso be subject othe avait of balance in you Nominated count Silat, day minimunfnatium transaction fits apl to al ATMs and may ‘ary beten ifeent ATMs belonging to ferent banksintworkstocatns. Transactons made by using ofa Debi Card may belted to minimum and maximum amount n any specfed period and o mules of ny amount as may be pesrbed. The Bank illo be responsible foray bss er iconvenience tat you may suffer du othe lack of unl in these ents, or wansacon ough ferent ATMshetwoksfoctons Deposits and Withdrawals at ATHSICOM Cash and cheques canbe deposted the CD ofthe Bank alone, fad when the see i avlate one ATHUCOM. Cheque deposi wil be accepted fr

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