Un crédito de 45.000.

000, cuota inicial de 2/4 partes del valor, se dan 3 periodos de gracia y paga intereses; la anua

i 3.1172%

$ 45,000,000
PE $ 2,624,322.52

0 1 2 3
$ 22,500,000.00
2 n 3
CI 4 i 0%
CI $ 22,500,000
SALDO $ 22,500,000

$ 45,000,000
0
18.0000% C Ta B
4.5000% Ta $ 45,000,000
4.7120% T 3
18.8482% CT
20.2227% A X
18.7032% CB
3.1172% B X

N A I A.K

0 $ 22,500,000 $ - $ 22,500,000.0
1 $ 701,368.60 $ 701,368.60 $ -
2 $ 701,368.60 $ 701,368.60 $ -
3 $ 701,368.60 $ 701,368.60 $ -
4 $ 1,523,889.22 $ 701,368.60 $ 822,520.6
5 $ 1,523,889.22 $ 675,729.04 $ 848,160.2
6 $ 1,523,889.22 $ 649,290.24 $ 874,599.0
7 $ 1,523,889.22 $ 622,027.29 $ 901,861.9
8 $ 1,523,889.22 $ 593,914.51 $ 929,974.7
9 $ 1,523,889.22 $ 564,925.40 $ 958,963.8
10 $ 1,523,889.22 $ 535,032.64 $ 988,856.6
11 $ 1,523,889.22 $ 504,208.06 $ 1,019,681.2
12 $ 1,523,889.22 $ 472,422.62 $ 1,051,466.6
13 $ 1,523,889.22 $ 439,646.37 $ 1,084,242.9
14 $ 1,523,889.22 $ 405,848.42 $ 1,118,040.8
15 $ 1,523,889.22 $ 370,996.92 $ 1,152,892.3
16 $ 1,523,889.22 $ 335,059.03 $ 1,188,830.2
17 $ 1,523,889.22 $ 298,000.89 $ 1,225,888.3
18 $ 1,523,889.22 $ 259,787.58 $ 1,264,101.6
19 $ 1,523,889.22 $ 220,383.08 $ 1,303,506.1
20 $ 1,523,889.22 $ 179,750.27 $ 1,344,138.95
21 $ - $ 137,850.85 $ (137,850.85)
22 $ - $ 142,147.93 $ (142,147.93)
23 $ - $ 146,578.96 $ (146,578.96)
24 $ 5,000,000 $ 151,148.11 $ 4,848,851.89
a y paga intereses; la anualidad se inicia en el periodo 4 y finaliza en el 20, hay un pago extra de 5´000.000 en el mes 24 el flujo de efectivo

B
n 21

4 20 24 $ 5,000,000

A $ 1,523,889.22 B
n 17 B
P 17 B
Total $ 19,875,677.48

$ 22,500,000 x $ 5,000,000
0 4 a 20 24

$ 22,500,000.00 x $ 2,624,322.52
3 4 a 20 3

$ 45,000,000 $ 22,500,000.00 $ 2,624,322.52

$ 19,875,677.48 INT $ 2,170,376.36

S.DEUDA N A I
$ 45,000,000.0
$ 22,500,000.0 0
$ 22,500,000.0 1
$ 22,500,000.0 2
$ 22,500,000.0 3
$ 21,677,479.4 4
$ 20,829,319.2 5
$ 19,954,720.2 6
$ 19,052,858.3 7
$ 18,122,883.6 8
$ 17,163,919.7 9
$ 16,175,063.1 10
$ 15,155,382.0 11
$ 14,103,915.4 12
$ 13,019,672.5 13
$ 11,901,631.7 14
$ 10,748,739.4 15
$ 9,559,909.2 16
$ 8,334,020.9 17
$ 7,069,919.2 18
$ 5,766,413.1 19
$ 4,422,274.1 20
$ 4,560,125.0 21
$ 4,702,272.9 22
$ 4,848,851.9 23
$ - 24
5´000.000 en el mes 24 el flujo de efectivo es Bimestral, con interés del 18 %Cta

PE

$ 49,340,752.72 $ 24,670,376.36 $ 2,624,323

$ 22,046,053.84

A.K S.DEUDA
 EJERCICIO 2

n 3
i
$ 45,000,000

0 1 2 3
C.I $ 22,500,000.00

n 3 pagan interes

$ 45,000,000 $ 22,500,000.00
0 0

$ 45,000,000.00 $ 22,500,000.00
3 3

$ 85,736,413.37 $ 42,868,206.68
24 24

EJERCICIO 20 %

i 0%
n 3
$ 45,000,000

n 3
i 0%
0 1 2 3 4
C.I X pagan interes
$ 22,500,000.00

$ 45,000,000 X
0 0

$ 45,000,000 X
0 0

$ 45,000,000 X
0 0

X $ 45,000,000

X $ 22,500,000.00
 EJERCICIO 20 % FF en 24
n 21

3.1172% B
n 4

4 20 24
X
$ 5,000,000.00
A $ 1,523,889.22 B
n 17 B

$ 1,523,889.22 X
4 A 20 24

$ 33,492,718.27 X
20 24

$ 37,868,206.68 X
24 24

$ 5,000,000.00

EJERCICIO 20 % FF en 0 C.I = X

i 3.1172% B

n 21

20 24 $ 5,000,000.00
 A $ 1,523,889.22 B
n 17 B

$ 1,523,889.22 $ 5,000,000.00
4 a 20 24

$ 19,875,677.48 $ 2,624,322.52
3 3

$ 19,875,677.48 $ 2,624,322.52
0 0

$ 19,875,677.48 $ 2,624,322.52