An average 

minimum balance of Rs. 5000 is to be maintained during each

quarter, failing which Rs. 750 will be levied / debited from the customer's bank
account.
In case of an insufficient balance to debit Rs. 750, ICICI Bank will have right to
close the account of the customer.

The charges for the various services provided by the bank are mentioned below:-
For cash deposit in savings account – For this type of account, there is no charge
for cash deposits up to 3 deposits in a quarter. When the number of deposits
exceed, the bank charges Rs 100 along with service tax per deposit. This charge is
not dependent on the amount deposited.
For outstation cheques - The charge for an outstation cheque isRs 100 per
cheque.
For cash deposit in current account – The bank requires that theaverage
quarterly balance (AQB) for current type of accounts be Rs 10000. The bank
charges are Rs 2 per Rs 1000 plus denomination charges. Denomination charges
depend on the denomination of the cash deposited, if you deposit cash in Rs 10
notes the bank charges are Rs 10 per thousand, for Rs 20 notes , the bank will
charge you Rs 7.5 per thousand and similar amounts. For cheques deposited
outside the base location, the bank charges a minimum of Rs 25 per cheque for
current accounts with AQB less than Rs 50,000.

What are the Quarterly Average Balance Charges?

For your convenience ICICI Bank allows you take your account balance down to Zero, there is no minimum balance which is to be
maintained at all times. 

However, you still need to maintain a Quarterly Average Balance of INR 15,000/- in your NRE and NRO Savings Account or a
Total Relationship Size (within the same Customer Identity Number) of INR 25,000/- with ICICI Bank. Failing which, service
charges of INR 750 + Service Tax will be levied for the quarter.

For Student’s Accounts, Quarterly Average Balance of INR 5,000/- or a total Customer ID Balance of at least INR 25,000/- is not
maintained, the account will be charged.

Details of Other Charges

Sr. Particulars Charges applicable to Savings accounts wef 23rd

 No. October '08
1 Minimum Quarterly Average Balance (QAB) INR 15000/- per quarter
Non Maintenance of Quarterly Average Balance (QAB) INR 750/- per quarter
2

3 Account opening charges NA

4 Account Closure If closed within one year from date of opening then, INR 500/-, otherwise
Nil.
5 Inward Return Charges for any financial reason INR 350 for one cheque return per month; Thereafter, INR 750 per return
in the same month for financial reasons
  Cheque issued by customer Transfer cheque returned will be charged at Rs 350
per return for financial reasons w.e.f. 05th August,
2009
  Inward Return Charges for non financial reason INR 50 for non-financial reasons except for signatur
verification
6 Outward Return Charges – Local INR 100 plus other bank’s charges at actuals for every cheque return for
financial reasons
 
Local cheque deposited by customer Rs 100 for every cheque return for financial reasons

7 Outward Return Charges – Upcountry INR 150 plus other bank charges at actuals per cheque for financial reaso
8 SMS Alerts INR 5/- per SMS for International Numbers. No charges for SMS alerts to
Indian numbers
9 Standing Instructions  
  i. Setting up Charges INR 150 per standing instruction
 
 
ii. Amendment Charges INR 25/- per amendment  
iii. Execution Charges involving payment through As per remittance plus INR 25/- for out of pocket
DD/PO/ECS etc. expenses  
10 Stop Payment Charges INR 50/- per Cheque and INR 100/- for range of cheques in a single mand
11 Collection of Cheques to upcountry locations (I-Bank locations) Upto INR 10,000 – INR 50 per instrument
INR 10,001 to INR 1 lakh – INR 100 per instrument
INR 1,00,001 and above - INR 150 per instrument
  Collection of Cheques to upcountry locations Upto INR 10,000 – INR 50 per instrument
(Non- I Bank locations) INR 10,001 to INR 1 lakh – INR 100 per instrument
INR 1,00,001 and above - INR 150 per instrument
12 ATM / Debit Card charges  
  i. Annual Fee INR 199/-
 
 
ii. Re-issue of ATM/Debit card INR 375/-
  iii. For cash withdrawal INR 108 per transaction at ATM overseas(w.e.f. 23r
  October, 2008)
iv. ATM Interchange (Transactions at Non- ICICI NIL (w.e.f.15th October, 2009, nil for first five cash
Bank ATMs) withdrawals in the month and Rs 18 per cash
withdrawal there after.)
v. For Balance enquiry Free Balance enquiry at partner/non partner Bank
ATM's in India. INR 25 per transaction at ATM
overseas.
 vi. For purchase and ATM transactions outside 3.5% of conversion charge
India at all VISA enabled POS and ATM Machines

13 Deliverable Charges 
  i. Reissue of ATM / Debit Card and Pins INR 375/-
 
 
ii. Reissue of Internet Banking User ID INR 375/-
iii. Reissue of Internet Banking passwords INR 375/-

iv. Reissue of Cheque Book INR 375/-

v. Welcome Kit sent to customer post account NA
opening
14 Statement Charges
i. Monthly - Email Free
ii. Monthly – Physical Free (on customer request at a branch in India only)
iii. Quarterly - Physical Free
iv. Duplicate Statements- applicable for base as INR 100 per statement at branch or Customer Care
well as non-base branches

15 Demand Drafts drawn on ICICI Bank branches

i. Issue of a DD INR 50 per D.D. up to INR 10,000; INR 3 per
thousand rupees or part thereof for DD of more than
INR 10,000, subject to a minimum of INR 75 and
maximum of INR 15,000
Issue by deposit of cash INR 4 per thousand rupees or part thereof, subject to
minimum of INR 100 and maximum of INR 15000
ii. Cancellation of draft INR 100/- per draft
iii. Issue of Duplicate draft INR 100/- per draft
iv. Re-validation of draft INR 100/- per draft
16 Demand Drafts drawn on Non ICICI Bank branches
i. Issue of a DD INR 50 per DD for amounts upto INR 10,000; For D
above INR 10,000 - INR 3 per thousand rupees or pa
thereof subject to minimum of INR 75 and maximum
of INR 15000
ii. Issue of DD by depositing cash INR 5 per thousand rupees or part thereof, subject to
minimum of INR 100 and maximum of INR 15000
iii. Cancellation of draft INR 100/- per draft
iv. Issue of Duplicate draft INR 100/- per draft
v. Re-validation of draft INR 100 per DD
17 Non personalized Cheque book issued by branches in India only Free
18 PO Issue INR 75 for PO of up to INR 10,000, For PO above INR 10,000 INR 2.50 pe
thousand rupees or part thereof, subject to a minimum of INR 75 and
maximum of INR 15000
 19 PO issue by deposit of cash INR 150 per PO for amounts up to INR 50,000, For PO above INR 50,000
INR 4 per thousand rupees or part thereof, subject to a minimum of INR
150 and maximum of INR 15000
20 PO - Cancellation / Duplicate / Revalidation INR 100 per PO
21 NEFT charges outward Through Branch - Upto Rs 1 Lakh- Rs 5 per transaction. Rs 1 lakh and
above- Rs 25 per transaction.
22 RTGS-Outward INR 1 to 5 lakh – INR 25 per transaction.
INR 5 lakh and above – INR 50 per transaction

23 RTGS-Inward NIL
24 ECS Debit Returns INR 250 per return
25 Record copy of old transactional document (w.e.f. 05th August, 2009)
Upto 1 year old Rs 50 per record. More than 1 year old Rs 100 per record

Common ICICI Bank savings account facilities for all products except for Wealth Management /
ICICI Group Global Private Clients and unless specified product-wise
Mode of calculation of minimum
QAB is the simple average of day-end balances for a calendar quarter.
Quaterly average balance (QAB)

Rs.100 per statement at branch or Customer Care (non-IVR), Rs. 50 per statement through Customer Care
Issue of Duplicate Statement
(IVR), ATM and Net banking

Issue of pass book Nil on request at base branch where account is maintained.

Issue of duplicate pass book Rs 100 for issuance and Rs 25 per page for updation

Issue of loose cheque leaves Rs 25 per leaf

Remittance Facilities through own bank

Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or part thereof for DD of more than Rs.10,000,
DD- Issue
subject to a minimum of Rs.75 and maximum of Rs. 15,000

DD- Issue by deposit of cash Rs.4 per thousand rupees or part thereof, subject to a minimum of Rs.100 and maximum of Rs. 15000

DD - Cancellation / Duplicate /
Rs.100 per DD
Revalidation

Rs.75 for PO of up to Rs.10,000, For PO above Rs.10,000 Rs.2.50 per thousand rupees or part thereof,
PO-Issue
subject to a minimum of Rs.75 and maximum of Rs.15000

Rs.150 per PO for amounts up to Rs.50,000, For PO above Rs. 50,000 Rs.4 per thousand rupees or part
PO - Issue by deposit of cash
thereof, subject to a minimum of Rs.150 and maximum of Rs.15000

PO - Cancellation / Duplicate /
Rs. 100 per PO
Revalidation

NEFT Charges - Inward Nil

Through Branch: Upto Rs. 1 lakh – Rs.5 per transaction. Rs. 1 lakh to Rs. 2 lakhs – Rs.15 per transaction.
NEFT Charges - Outward
Above Rs. 2 lakhs – Rs.25 per transaction.

Rs. 2 lakhs to Rs.5 lakhs – Rs. 25 per transaction. 

RTGS-Outward
Rs. 5 lakhs and above – Rs. 50 per transaction
RTGS-Inward Nil

Remittance Facilities through other bank

Rs. 50 per DD for amounts upto Rs.10,000; 
DD- Issue For DD above Rs.10,000 - Rs.3 per thousand rupees or part thereof subject to minimum of Rs. 75 and
maximum of Rs. 15000

DD- Issue by deposit of cash Rs.5 per thousand rupees or part thereof, subject to minimum of Rs.100 and maximum of Rs. 15000

DD - Cancellation / Duplicate /
Rs 100 per DD
Revalidation

Additional charges for DD issued on Correspondent Banks when the amount of DD purchased by a single purchaser in a day at a single location
exceeds certain limits:

DD greater than Rs. 10 lac, payable at

Re. 1 per thousand rupees
semi-urban location

DD greater than Rs. 20 lac, payable at

Re. 1 per thousand rupees
urban location

DD greater than Rs. 50 lac, payable at

Re. 1 per thousand rupees
RBI centres

EFT Charges- inward Nil

EFT Charges- outward Nil

ECS charges

ECS Debit Returns Rs 250 for financial reasons per return

ECS Credit Returns Nil

Charges for certifying or verifying

Rs 50/- for signature verfication charges
customer mandates

Cheque Collection Local Nil

Cheque Returns
Local cheque deposited by customer Rs.100 for every cheque return for financial reasons

Rs.350 for one cheque return per month; Thereafter, Rs.750 per return in the same month for financial
Cheque issued by customer
reasons Rs.50 for non-financial reasons except for signature verification

Outstation cheque deposited by

Rs.150 plus other bank charges at actuals per cheque.
customer

Debit Card

Enrolment fee Nil

Late Payment Charges NA

Replacement Card fees (Lost /

Rs 200 per card
Damaged card)

At HPCL outlets: (Only HPCL Debit Card)

Nil for transactions above Rs. 400; 2.5% subject to a minimum of Rs. 2 for transactions up to Rs. 400
Surcharge on Fuel purchases
At non-HPCL outlets:

2.5 % of Purchase or Rs. 10 per transaction whichever is higher

Surcharge on railway bookings 1.8% of the tansaction value

Debit Card PIN re-generation Charges Rs. 25. [Not applicable if request through Instapin at Branch / Customer Care (IVR)]
Decline of transaction at any ATM or
point of sale (POS) due to insufficient Rs. 25 per transaction
balance in the account

Debit Card de - hotlisting Rs. 100 per request

Cash@POS Rs. 10 per transaction

Rs. 50 per certificate for balance in Savings Account and Fixed Deposit Account
Balance Certificate Rs.100 per certificate for balance in INR and the equivalent amount in USD in Savings Account and Fixed
Deposit Account

Interest Certificate Rs 50 per certificate for more than one copy for a financial year.

Nil for closure within 30 days of account opening, Rs.500 for closure during 31 days to one year, Nil after one
Account closure
year of account opening

Retrival of old transactional

documents / Enquiries related to old Upto 1 year old Rs 50/- per record; More than 1 year old Rs 100/- per record
records

Use of Fax/Telephone/Modem Rs 100 or actuals whichever is higher

Photo attestation Rs 100 per application/letter

Signature attestation Rs 50 per application/letter

Address confirmation Rs.50 per request

Inoperative account Nil

A charge of Rs. 100/- will be levied. The charge will be Rs. 300/- in case the deposit
amount is above Rs. 500/-. Repeat instances of cash deposits through cheque drop box
Penalty on Deposit of cash in collector
will attract an enhanced charge of Rs. 500/- for any amount. For any other exceptional
box
transactions which are not part of the services offered by ICICI Bank, a charge will be
levied as specified by the bank from time to time.
Rs 50 per cheque and Rs100 for range of cheques covered in single mandate.No charge is levied if stop
Stop Payment charges
payment request is made through Internet Banking and Customer care (IVR).

Foreign Exchange Conversion

Rs 22.70 per transaction
Charges

Lien marking and unmarking of

Rs.50 for marking of lien. Rs 50 for unmarking of lien.
savings account

Reissue of Internet user id or

password (Branch or non IVR Rs.50 per request
Customer Care)

Standing Instructions

Setting-up-charge Rs. 150 per standing instruction

Amendment charge Rs 25 per amendment

Execution charge involving payment

As per remittance, plus Rs. 25 towards out-of -pocket expenses
through DD/PO, etc.

(Note: Setting-up charges,amendment charges and excution charges are not applicable in the case of standing Instructions for transfer from one account
of ICICI Bank to another account of ICICI Bank whether the two accounts belong to the same person or to different persons.)

Lockers

Type of Locker Metro / Urban / Semi Urban Rural

 Locker rates vary for different branches, hence customers are requested to get in touch with respective
branch

From August 24th Onwards ICICI Bank started charging the transaction charges for any NEFT payments. Even
ICICI to ICICI and any other banks also. The service charge is Rs.5 and applicable service tax based on the how
much amount you are transferring. This is realy bad news for people who use the netbanking extensively.

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