Kiss - Baccarat System PDF

Kiss Baccarat
KISS - BACCARAT SYSTEM

By Izak Matatya
Congratulations! You have acquired one of the simplest yet most effective systems for
Baccarat, that can also easily be applied to Roulette and Craps for even bets.
As the name implies (KISS – Keep It Simple and Smart), this system is very simple to
apply, therefore very easy to learn. As much as it is simple, it is also very smart, as it
practically wins every pattern that can occur within Player and Banker decisions in
Baccarat. We won’t be betting on Tie bets. Tie bets will be considered as non-existent.
This document assumes you are fully acquainted with the rules of Baccarat. If you are
not, please consult the page:
http://www.letstalkwinning.com/bacrules.htm.
This is also a very safe system. There are no steep progressions requiring doubling up
for an extended number of bets. Therefore, there is no risk to your bankroll. As a matter
of fact, the first phase of the system requires only 3 steps. And those are as easily
remembered as 1,2,3. In fact, those are the very steps of the progression.
The Progression
During the first phase of the system, you bet 1 unit on your first bet. If you win, you are 1
unit ahead. Your next bet is 1 unit again. If you lose your first bet, you are 1 unit down
and your second bet is 2 units. If you win your second bet you are 1 unit ahead. You
start with 1 unit again on your next bet. If you lose your second bet, you are down by 3
units; your third bet will be 3 units. If you win your third bet, you break even (or a bit less
if your win happens to be on a Banker bet). And you start with 1 unit again. If you lose
your third bet, you will be down by 6 units. That’s when we step into Phase 2.
So, we are looking at 4 possibilities:

1) a W, a winner
2) a L W, a winner
3) a L L W, breaks even
4) a L L L, a temporary loss until Phase 2.
Description
file:///C|/kiss/Kiss%20-%20Baccarat%20system.htm (1 of 37) [11/23/2002 7:08:43 PM]

Kiss Baccarat
The system has only 2 phases. The first phase consists of 3 steps. In the first phase,
you will be winning on ALL patterns that may occur in Player and Banker decisions,
except one. That’s when we step into Phase 2, which wins also that remaining pattern,
should that pattern last.
The first phase looks into the last 2 decisions. Should it streak, you go with the streak.
Should it chop, you go with the chop. That’s all. Amazingly simple. Yet, let’s see what it
achieves.
If the last 2 decisions are P P, your next bet is a P (Player), as you are following the
streak. Similarly, if the last decisions are B B, your next bet will be on B (Banker), as you
follow the streak (repetition).
When decisions alternate (B to P, or P to B), we will call it a chop. So, if the last 2
decisions are B P, you will bet on B on your next bet, as you follow the chop. Similarly if
the last 2 decisions are P B, you will bet on P on your next bet.
Since the first phase consists of a 3 step mild progression (with betting amounts 1,2,3),
we are looking into patterns formed by 5 decisions (the last 2 decisions plus the 3 bets of
the progression). There are 32 such combinations (2 to the power of 5); 2 because of
either Player or Banker and 5 because of 5 consecutive decisions.
We will be viewing all of the 32 combinations. This is easily done with binary arithmetic.
If you don’t know what this means, don’t worry; we will convert everything back to P’s and
B’s. Binary arithmetic consists of representing all numbers with 2 digits only: a 0 and a
1. This is what computers use. 0 being the lack of 5V or 12V voltage and 1 its existence.
All logic is derived from it.
In binary arithmetic, that is using numbers that are only 0’s and 1’s, a 0 is a 0, a 1 is a 1,
a 2 is 10 (because we have no other digits), a 3 is a 11, a 4 is a 100, a 5 is a 101 and so
on. The following chart displays all 32 combinations:
Chart 1:
Combination 1 – 00000 (the number 0)


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The reason for this exercise was not to show you how computers work, but just to make
sure we did not miss any combination. Now we simply plug P in the place of a 0 and a B
in the place of a 1 in the above chart and we obtain all P and B combinations in a 5-
decision sequence, shown in chart 2:
Chart 2:
Combination 1 – PPPPP
Combination 2 – PPPPB
Combination 3 – PPPBP
Combination 4 – PPPBB
Combination 5 – PPBPP
Combination 6 – PPBPB

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Combination 7 – PPBBP
Combination 8 – PPBBB
Combination 9 – PBPPP
Combination 10 – PBPPB
Combination 11 – PBPBP
Combination 12 – PBPBB
Combination 13 – PBBPP
Combination 14 – PBBPB
Combination 15 – PBBBP
Combination 16 – PBBBB
Combination 17 – BPPPP
Combination 18 – BPPPB
Combination 19 – BPPBP
Combination 20 – BPPBB
Combination 21 – BPBPP
Combination 22 – BPBPB
Combination 23 – BPBBP
Combination 24 – BPBBB
Combination 25 – BBPPP
Combination 26 – BBPPB
Combination 27 – BBPBP
Combination 28 – BBPBB
Combination 29 – BBBPP
Combination 30 – BBBPB
Combination 31 – BBBBP
Combination 32 – BBBBB
Now, since we are looking at 2 decisions (the very first ones on the above combinations)
and we are following a streak or a chop:
- after BB we play B
- after PP we play P
- after PB we play P
- after BP we play B,
and we are betting between 1 and 3 bets for the 3 decisions following the first 2, based
on the criteria above, let’s see which ones of the above 32 combinations is a winner,
breaks even, or loses all 3 bets. Remember that a W wins, an LW wins, LLW breaks
even, and an LLL loses all 3 bets for now.

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For example, take Combination 15 – PBBBP. We see the first 2 decisions are PB. This
is a chop. So we bet on the opposite of the last decision, that is on P and we lose. Now
we have PBB. The last 2 decisions are BB. This is a streak. So we bet on the same as
the last decision, that is on a B and we win. We won on our second bet. This
combination represents an LW, thus a winner, because of the 1,2,3 progression.
As another example, take Combination 29 – BBBPP. We see the first 2 decisions are
BB. This is a streak. So we bet on the same as the last decision, that is on B and we
win. This represents a W, thus a winner.
Let’s take Combination 8 – PPBBB. The first 2 decisions are PP, a streak. We bet on P,
we lose. Now the last 2 decisions are PB, a chop. We bet on P, we lose again. Now the
last 2 decisions are BB, a streak. We bet on B. We win. This combination represents an
LLW, and breaks even.
Now let’s take a look at all the 32 combinations of Chart 2:
Combination 1 – PPPPP – a winner (W – wins the first bet)

Combination 2 – PPPPB – a winner (W – wins the first bet)
Combination 3 – PPPBP – a winner (W – wins the first bet)
Combination 4 – PPPBB – a winner (W – wins the first bet)
Combination 5 – PPBPP – a winner (LW- loses the first and wins the second bet)
Combination 6 – PPBPB – a winner (LW- loses the first and wins the second bet)
Combination 7 – PPBBP – loses all 3 bets (LLL)
Combination 8 – PPBBB – breaks even (LLW)
Combination 9 – PBPPP – wins (W)
Combination 10 – PBPPB – wins (W)
Combination 11 – PBPBP – wins (W)
Combination 12 – PBPBB – wins (W)
Combination 13 – PBBPP – loses all 3 bets (LLL)
Combination 14 – PBBPB – breaks even (LLW)
Combination 15 – PBBBP – wins (LW)
Combination 16 – PBBBB – wins (LW)
Combination 17 – BPPPP – wins (LW)
Combination 18 – BPPPB – wins (LW)
Combination 19 – BPPBP – breaks even (LLW)
Combination 20 – BPPBB – loses all 3 bets (LLL)
Combination 21 – BPBPP – wins (W)
Combination 22 – BPBPB – wins (W)
Combination 23 – BPBBP – wins (W)

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Combination 24 – BPBBB – wins (W)

Combination 25 – BBPPP – breaks even (LLW)
Combination 26 – BBPPB – loses all 3 bets (LLL)
Combination 27 – BBPBP – wins (LW)
Combination 28 – BBPBB – wins (LW)
Combination 29 – BBBPP – wins (W)
Combination 30 – BBBPB – wins (W)
Combination 31 – BBBBP – wins (W)
Combination 32 – BBBBB – wins (W)
We see that out of 32 combinations, 24 are winners, 4 break even and only 4 lose all 3
bets, those being combinations 7, 13, 20 and 26.
There is something common about those losing combinations. Let’s take a close look at
them:
Combination 7 – PPBBP
Combination 13 – PBBPP
Combination 20 – BPPBB
Combination 26 – BBPPB
We observe that they are all part of the same pattern, what we call a 2-2-2 pattern. A 2-2-
2 pattern is the alternation between a double P and a double B, such as PP BB PP BB or
BB PP BB PP, etc. And this is the only pattern causing a triple loss in the first phase.
But don’t worry. That’s why we have a second phase, which will handle those patterns
as well.
As a matter of fact, phase 2 handles nothing but the 2-2-2 pattern. You simply bet 2 units
following this pattern, for as long as the pattern continues. At your first loss, you switch
back to phase 1 following the streak and the chop.
Let’s take an example before we summarize all the rules of Phase 1 and 2.
For example, we have the sequence B P B P P P P B B P P B B P B P.
The first 2 decisions are BP, a chop. We bet 1 unit on B. We win.

Now the last 2 decisions are PB, a chop. We bet 1 unit on P. We win.
Now the last 2 decisions are BP, a chop. We bet 1 unit on B. We lose.
Now the last 2 decisions are PP, a streak. We bet 2 units on P. We win (an LW).
Now the last 2 decisions are PP, a streak. We bet 1 unit on P. We win.

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Now the last 2 decisions are PP, a streak. We bet 1 unit on P. We lose.
Now the last 2 decisions are PB, a chop. We bet 2 units on P. We lose our second bet of
the 3-step progression.
Now the last 2 decisions are BB, a streak. We bet 3 units on B. We lose our third bet of
the 3-step progression.
Since we have lost 3 bets in a row (LLL), we now switch to phase 2 and follow the 2-2-2
pattern. Since the last 5 decisions were PPBBP, we bet 2 units on P, hoping the pattern
will continue. We win. Now we bet 2 units on B following BBPPB. We win. We bet 2
units on B and we win. We bet 2 units on B again and we win. We keep following the
pattern and we bet 2 units on P, then on P again, until the pattern breaks with a B.
Now we go back to phase 1 and look at the last 2 decisions, those being PB, a chop. We
bet 1 unit on P and we win.
If we look at our win/loss sequence, in phase 1 we get:

W W L W W L L L, this so far gives us 1 + 1 + 1 + 1 – 6, that is –2 units and we switch to
phase 2, where we get:
+2 +2 +2 +2 – 2 or +6 units, bringing us to +4 and then we win 1 more unit at the last
chop. We finish the above series with +5 units.
What we conclude is that we win every pattern in phase 1, as we have seen in the 32
complete combinations of the 5 decision sequences, except the 2-2-2, which is won in
phase 2, by simply following it.
There will be times, where the pattern 2-2-2 will not continue. In those cases, you will be
sacrificing only 2 units and switching right back to Phase 1 where at least one of the 3
bets will be a winner.
Now we can summarize the rules of the Kiss system.
Rules
Phase 1:
- Based on the last 2 decisions you bet following a streak (PP or BB), that is on the
same as the last decision or you bet following a chop (PB or BP), that is on the
opposite of the last decision using a 3 step progression 1,2,3.
- If you win any of the bets within the 3 steps above, you repeat the above process
Phase 2:

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- Should you lose all 3 bets in Phase 1, this means that you are entering a 2-2-2
pattern. Then you keep betting 2 units flat, following PPBBPP, decision after
decision for as long as the pattern lasts.
- At your first loss, you switch back to Phase 1 to follow a streak or a chop using
the 1,2,3 progression.
Money Management
On the long run, only 4 out of 32 or 12.5% of all 5-bet series will go into phase 2. That
means you will win 87.5% of all series already in Phase 1. In phase 2, if the 2-2-2
pattern continues, the 3 consecutively lost bets in phase 1 will be recovered, at times with
even additional profits. If it doesn’t continue at all, an 8 unit loss will be considered (6
units from LLL and 2 units from a discontinued 2-2-2) for that portion of our bets,
although during the previous and following stages, profits will be made from winning all
other patterns.
Long-term tests have shown that it is advantageous to set a +12 unit profit limit (AFTER
Banker bet commissions) and a –6 unit loss limit per shoe, whichever case happens first.
This way one wins 50% of all shoes played. Out of 100 shoes, for instance, one would
win 50 shoes and lose 50 shoes. This will result in +600 – 300 units or +300 for the 100
shoes or an average of 3 units per shoe.
This way you will also know that you are on a bad shoe right up front. And once you
reach –6 units, you can quit the shoe and join the next one, although the recovery
chances are not slim. However, if you have this strategy set up front, your –6 units will
also not become –26 units for that shoe. You would be limiting your losses greatly.
Customer feedback also suggested that if a shoe goes up to +10 units and starts going
down, it is recommended to lock your profit, by not giving up more than 50% of your win
at that point.
A 30-unit buy-in bankroll and a 60-unit lifetime bankroll should be sufficient for this
system.
Sample Runs
As sample runs, we will take the first 10 shoes of the Zumma Baccarat system tester: 72
Days at the Baccarat Table by Erick St. Germain.
First, some explanation on the contents of the columns of the spreadsheet.

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The first column Sequence is the decision number. If we are joining a shoe from its
beginning, we won’t be placing any bets on the very first bet in order to observe the
outcome. If you have to place a bet, then place a minimum bet on either Banker or
Player, so you will give the impression that you are participating.
Normally, we should not place any bets on the second bet either, since we need to see 2
decisions in order to decide where to bet on. However, again, if you have to place a bet,
just follow the last decision. If Banker, then bet on Banker. If Player, then bet on Player.
Normal play starts at Sequence 3.
The next column Player/Banker simply shows the outcome, the result of the bet, or the
decision.
The column Detected Pattern determines how to bet on your next bet. If Player or
Banker repeated for the last 2 decisions, it marks a Streak, meaning that you will be
betting on the same as the last decision on your next bet. If the last 2 decisions were
different, then it determines a chop pattern, meaning that you will bet on the opposite of
the last decision on your next bet.
Bet on shows where to place your bet, depending on the Detected Pattern. Please note
that this is valid for Phase 1 only. If you have lost 3 consecutive bets, you are in Phase
2, following the 2-2-2 pattern and you would bet according to the next decision based on
what follows the patterns PPBBP (on P in this case) or BBPPB (on B in this case).
W/L shows if you won (W) or lost (L) your bet. Again, this is valid for Phase 1 only. In
Phase 2, that is after you have lost 3 times in Phase 1, an L represents a win for the
pattern 2-2-2.
Phase 1 Count Consecutive Losses counts the number of losses and will help you
identify if you are in Phase 1 or 2. If the count is less than or equal to 3, you are in Phase
1 and every win (W) shown in W/L reflects a true win. If the count is greater than 3, you
should know that you are in Phase 2; you are betting on the pattern 2-2-2 and every L
shown in W/L is actually a win of 2 units. So the greater this count is (as long as it is
more than 3) the better, as you will keep accumulating 2 units per bet.
When the count is 0, that means a win, if you were in Phase 1, or the end of Phase 2.
This is the time you switch back to Phase 1. This may look a bit confusing, but with a
little practice you will get a good feel of it. You just need to keep in mind that when the
count is greater than 3, a loss indicated in W/L is actually a win for you, since you are
now in Phase 2, until this count becomes a 0, meaning a win in Phase 1 (it doesn’t count

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for Phase 1, since you are presently in Phase 2) and a loss on Pattern 2-2-2 and the time
to switch back to Phase 1 if you were in Phase 2.
Phase 1 Units counts the units gained or lost during Phase 1 only. When the count
column is greater than 3, you are in Phase 2 and you will see that we write 0 under this
column.
Phase 1 Units after Commissions simply calculates the profit left on your win, if your
winning bet was on a Banker bet and registers 95% of your unit value.
Phase 2 Units accounts for your 2-unit profits, when you are in Phase 2 and are betting
following the 2-2-2 pattern. Please note that when the Phase 1 Count Consecutive
Losses is greater than 3, this is a winning bet for Phase 2 and thus the 2 unit profit is
registered. When the W/L turns into a W after the count being greater than 3, this is a
loss for Pattern 2 and therefore –2 units are registered and time to switch back to Phase
1 to follow a streak or a chop.
Phase 2 Units after Commissions registers your true profit should you win on a Banker
bet, that is 95% of 2 units, or 1.9 units only for Phase 2.
Net Units is the sum of your Phase 1 and Phase 2 units and shows where you stand at
any stage within the shoe.
Zumma Shoe No. 1
Phase 1
Player Count Phase 1 Phase 2
/ Detected Bet Consecutive Phase Units after Phase Units after Net
Sequence Banker Pattern on W/L Losses 1 Units Commisions 2 Units Commissions Units
1 B
2 B Streak B W 0 1 0.95 0 0 0.95
3 B Streak B W 0 1 0.95 0 0 1.9
4 B Streak B W 0 1 0.95 0 0 2.85
5 P Chop B L 1 0 0 0 0 2.85
6 B Chop B W 0 1 0.9 0 0 3.75
7 B Streak P L 1 0 0 0 0 3.75
8 B Streak B W 0 1 0.9 0 0 4.65
9 P Chop B L 1 0 0 0 0 4.65
10 P Streak B L 2 0 0 0 0 4.65
11 P Streak P W 0 0 0 0 0 4.65
12 P Streak P W 0 1 1 0 0 5.65

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13 P Streak P W 0 1 1 0 0 6.65
14 P Streak P W 0 1 1 0 0 7.65
15 P Streak P W 0 1 1 0 0 8.65
16 B Chop P L 1 0 0 0 0 8.65
17 B Streak P L 2 0 0 0 0 8.65
18 P Chop B L 3 -6 -6 0 0 2.65
19 B Chop B W 0 0 0 -2 -2 0.65
20 B Streak P L 1 0 0 0 0 0.65
21 B Streak B W 0 1 0.9 0 0 1.55
22 P Chop B L 1 0 0 0 0 1.55
23 P Streak B L 2 0 0 0 0 1.55
24 B Chop P L 3 -6 -6 0 0 -4.45
25 B Streak P L 4 0 0 2 2 -2.45
26 B Streak B W 0 0 0 -2 -2 -4.45
27 B Streak B W 0 1 0.95 0 0 -3.5
28 P Chop B L 1 0 0 0 0 -3.5
29 B Chop B W 0 1 0.9 0 0 -2.6
30 P Chop P W 0 1 1 0 0 -1.6
31 P Streak B L 1 0 0 0 0 -1.6
32 P Streak P W 0 1 1 0 0 -0.6
33 B Chop P L 1 0 0 0 0 -0.6
34 B Streak P L 2 0 0 0 0 -0.6
35 B Streak B W 0 0 -0.15 0 0 -0.75
36 B Streak B W 0 1 0.95 0 0 0.2
37 P Chop B L 1 0 0 0 0 0.2
38 P Streak B L 2 0 0 0 0 0.2
39 B Chop P L 3 -6 -6 0 0 -5.8
40 B Streak P L 4 0 0 2 2 -3.8
41 P Chop B L 5 0 0 2 1.9 -1.9
42 B Chop B W 0 0 0 -2 -2 -3.9
43 B Streak P L 1 0 0 0 0 -3.9
44 P Chop B L 2 0 0 0 0 -3.9
45 P Streak B L 3 -6 -6 0 0 -9.9
46 P Streak P W 0 0 0 -2 -2 -11.9
47 P Streak P W 0 1 1 0 0 -10.9
48 P Streak P W 0 1 1 0 0 -9.9
49 B Chop P L 1 0 0 0 0 -9.9
50 B Streak P L 2 0 0 0 0 -9.9
51 B Streak B W 0 0 -0.15 0 0 -10.05
52 P Chop B L 1 0 0 0 0 -10.05
53 B Chop B W 0 1 0.9 0 0 -9.15
54 P Chop P W 0 1 1 0 0 -8.15
55 P Streak B L 1 0 0 0 0 -8.15
56 P Streak P W 0 1 1 0 0 -7.15
57 B Chop P L 1 0 0 0 0 -7.15

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58 B Streak P L 2 0 0 0 0 -7.15
59 B Streak B W 0 0 -0.15 0 0 -7.3
60 P Chop B L 1 0 0 0 0 -7.3
61 B Chop B W 0 1 0.9 0 0 -6.4
62 B Streak P L 1 0 0 0 0 -6.4
63 P Chop B L 2 0 0 0 0 -6.4
64 P Streak B L 3 -6 -6 0 0 -12.4
65 P Streak P W 0 0 0 -2 -2 -14.4
66 P Streak P W 0 1 1 0 0 -13.4
67 B Chop P L 1 0 0 0 0 -13.4
68 P Chop P W 0 1 1 0 0 -12.4
69 B Chop B W 0 1 0.95 0 0 -11.45
70 B Streak P L 1 0 0 0 0 -11.45
71 B Streak B W 0 1 0.9 0 0 -10.55
In this Shoe No.1, taken from the Zumma tester book, we observe the first decision being
a Banker without placing any bets.
In decision 2, we simply follow the last decision (as an exception to the overall rules).
We bet 1 unit on Banker and we win. Since this was a Banker win, we profit 0.95 units.
Now that we have 2 decisions, we can start applying the rules of the Kiss system.
Those 2 decisions are BB. The Detected Pattern column indicates a Streak. Therefore
we bet on the same as the last decision on our next bet – decision 3. We place 1 unit on
B and we win. We gain another 0.95 units, as the win was on a Banker bet again. The
net units go up to 1.9.
The Streak continues. We place our bets on B again for 1 unit in decision 4. We win
again. Another 0.95 unit profited.
The detected pattern shows a streak. We decide to bet on Banker on decision 5, but a P
comes up. We lose our bet.
Please note that our net profit doesn’t go down by 1 unit yet. The spreadsheet shows
only a 6-unit loss, should we lose 3 consecutive bets. Otherwise, a L W sequence is a
winning sequence, as we will see at our next decision. The proper commission is
accounted for, should we win our second bet and if that happens to be on a Banker.
Then the profit gained will be 0.90, since we would be winning 2 units on a Banker bet
(0.95 X 2). Similarly, an L L W sequence breaks even. However, if the third winning bet
is on a Banker, we pay a commission of 0.15 on a 3-unit win on a Banker. If the winning
bet is on a Player, naturally there is no commission.

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After we lose our bet in decision 5, the detected pattern becomes a chop, since the last 2
decisions now are BP. We decide to bet on B in decision 6, being the opposite of the
last decision on a chop. We bet 2 units on B and we win. Paying the commission on 2
units having won on a Banker, our profit becomes 0.90 units for those 2 bets (LW).
The detected pattern is still a chop since the last 2 decisions were PB. So we go for a P
in decision 7. A B comes up and we lose.
The detected pattern indicates now a Streak, as the last 2 decisions are BB. We bet 2
units on B in decision 8 and we win. Again our profit is 0.90 due to the Banker win.
So far we are up by 4.65 units shown in Net Units.
We are still on a streak. We go for a B and we lose at decision 9.
Now we are on a chop. We go 2 units on a B and we lose again at decision 10.
Since the last 2 decisions were PP, we are on a streak, we bet 3 units on P at decision
11 and we win. Since the win was on a Player decision this time, we pay no
commissions and we break even at the result of a LLW sequence.
Our net remains 4.65 units.
We are still in Phase 1, by the way, as so far we haven’t lost for 3 consecutive bets yet.
The streak continues all the way to decision 16 and we keep betting 1 unit on P, winning
and increasing our net from 4.65 to 8.65.
In decision 16, the streak breaks with a B and we lose that bet. The pattern detector
shows a chop, so we bet on P on decision 17, but we lose that bet, too.
Now the pattern detector shows a streak, since the last decision repeated. We bet 3
units on B in decision 18 and we lose that bet, too.
Since we have lost 3 consecutive bets, this brings us to Phase 2. As you can see, the
pattern so far in decisions 14-18 was PPBBP, a typical 2-2-2. Now we bet 2 units on P
hoping that the 2-2-2 pattern will continue. Unfortunately, it does not continue. We lose
that 2-unit bet, too. Please note that the W/L column indicates a W for decision 19.
However, that refers to Phase 1. But we are in Phase 2, so that’s a loss for us. But that
W indicates that we are to go back to Phase 1, leave pattern 2-2-2 and continue betting

Kiss Baccarat
on streaks and chops.
So since the last decisions are now PB for decisions 18 and 19, and we are back to
Phase 1, this indicates a chop for us and we bet 1 unit on P in decision 20. But a B
comes up and we lose that bet.
Now we are on a streak. We bet 2 units on B in decision 21 and we win that bet, adding
0.90 units profit to our net.
Let’s now observe what happens in decisions 22-26. We encounter 3 consecutive losses
in decisions 22-24. The units indicator shows –6 and we go to Phase 2, where we follow
the 2-2-2 pattern by betting 2 units flat each time. The 2-2-2 pattern continues in
decision 25 giving us 2 unit profit on a Player decision. But it discontinues in decision 26
and we give back those 2 units. Now we are back to Phase 1, where a streak makes us
win the next two bets.
You should be getting the feel of the system by now.
You should note what happens in decisions 37-42. We lose 3 consecutive bets in
decisions 37-39. We step into Phase 2 and we win 2 bets of 2 units following the 2-2-2
pattern until we lose the bet in decision 42. We go back to Phase 1, and so on.
Remembering our money management strategy of quitting when we reach +12 units or
–6 units, whichever case occurs first. We were doing quite well with this shoe at the
beginning, reaching up to 8.65 units in decision 15. But since it did not reach +12 yet, we
kept playing. In decision 39 we reached –5.8 units and we have to quit the shoe at this
level, as this reached the loss limit we have set. One can decide of course to quit at
+8.65 if one knew that the shoe would drop to –6. However, since we could not have
known, we have to follow our strategy to the word. You will see however, that on the
longer run, you will win as many shoes as you will lose. And with the profit limit set to
+12, on a winning shoe, you will win twice as much as your losing shoe.
Now let’s take a look at the other 9 Zumma shoes and see what happens.
Zumma Shoe No. 2
Phase 1
1 P

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2 P Streak P W 0 1 1 0 0 1
3 P Streak P W 0 1 1 0 0 2
4 B Chop P L 1 0 0 0 0 2
5 P Chop P W 0 1 1 0 0 3
6 B Chop B W 0 1 0.95 0 0 3.95
7 P Chop P W 0 1 1 0 0 4.95
8 P Streak B L 1 0 0 0 0 4.95
9 B Chop P L 2 0 0 0 0 4.95
10 P Chop P W 0 0 0 0 0 4.95
11 B Chop B W 0 1 0.95 0 0 5.9
12 P Chop P W 0 1 1 0 0 6.9
13 B Chop B W 0 1 0.95 0 0 7.85
14 P Chop P W 0 1 1 0 0 8.85
15 B Chop B W 0 1 0.95 0 0 9.8
16 B Streak P L 1 0 0 0 0 9.8
17 B Streak B W 0 1 0.9 0 0 10.7
18 P Chop B L 1 0 0 0 0 10.7
19 B Chop B W 0 1 0.9 0 0 11.6
20 B Streak P L 1 0 0 0 0 11.6
21 B Streak B W 0 1 0.9 0 0 12.5
22 B Streak B W 0 1 0.95 0 0 13.45
23 P Chop B L 1 0 0 0 0 13.45
24 P Streak B L 2 0 0 0 0 13.45
25 P Streak P W 0 0 0 0 0 13.45
26 B Chop P L 1 0 0 0 0 13.45
27 P Chop P W 0 1 1 0 0 14.45
28 B Chop B W 0 1 0.95 0 0 15.4
29 B Streak P L 1 0 0 0 0 15.4
30 B Streak B W 0 1 0.9 0 0 16.3
31 P Chop B L 1 0 0 0 0 16.3
32 P Streak B L 2 0 0 0 0 16.3
33 B Chop P L 3 -6 -6 0 0 10.3
34 P Chop P W 0 0 0 -2 -2 8.3
35 P Streak B L 1 0 0 0 0 8.3
36 B Chop P L 2 0 0 0 0 8.3
37 B Streak P L 3 -6 -6 0 0 2.3
38 P Chop B L 4 0 0 2 1.9 4.2
39 B Chop B W 0 0 0 -2 -2 2.2
40 P Chop P W 0 1 1 0 0 3.2
41 B Chop B W 0 1 0.95 0 0 4.15
42 B Streak P L 1 0 0 0 0 4.15
43 P Chop B L 2 0 0 0 0 4.15
44 P Streak B L 3 -6 -6 0 0 -1.85
45 B Chop P L 4 0 0 2 2 0.15
46 B Streak P L 5 0 0 2 2 2.15

Kiss Baccarat
47 P Chop B L 6 0 0 2 1.9 4.05

48 B Chop B W 0 0 0 -2 -2 2.05
49 B Streak P L 1 0 0 0 0 2.05
50 P Chop B L 2 0 0 0 0 2.05
51 P Streak B L 3 -6 -6 0 0 -3.95
52 B Chop P L 4 0 0 2 2 -1.95
53 P Chop P W 0 0 0 -2 -2 -3.95
54 B Chop B W 0 1 0.95 0 0 -3
55 B Streak P L 1 0 0 0 0 -3
56 P Chop B L 2 0 0 0 0 -3
57 P Streak B L 3 -6 -6 0 0 -9
58 B Chop P L 4 0 0 2 2 -7
59 P Chop P W 0 0 0 -2 -2 -9
60 B Chop B W 0 1 0.95 0 0 -8.05
61 B Streak P L 1 0 0 0 0 -8.05
62 P Chop B L 2 0 0 0 0 -8.05
63 B Chop B W 0 0 -0.15 0 0 -8.2
64 B Streak P L 1 0 0 0 0 -8.2
65 P Chop B L 2 0 0 0 0 -8.2
66 P Streak B L 3 -6 -6 0 0 -14.2
67 B Chop P L 4 0 0 2 2 -12.2
68 B Streak P L 5 0 0 2 2 -10.2
69 B Streak B W 0 0 0 -2 -2 -12.2
70 B Streak B W 0 1 0.95 0 0 -11.25
71 P Chop B L 1 0 0 0 0 -11.25
72 B Chop B W 0 1 0.9 0 0 -10.35
This shoe does better. We reach +12.5 units at decision 21 and we quit the shoe at that
stage. Fortunately, we do so according to our money management strategy, as if we
kept on playing until the end of the shoe, we would end up at –10.35.
Zumma Shoe No. 3
Phase 1
Count Phase 1 Phase 2
Player / Detected Bet Consecutive Phase Units after Phase 2 Units after Net
Sequence Banker Pattern on W/L Losses 1 Units Commisions Units Commissions Units
1 B
2 B Streak B W 0 1 0.95 0 0 0.95
3 P Chop B L 1 0 0 0 0 0.95
4 B Chop B W 0 1 0.9 0 0 1.85
5 P Chop P W 0 1 1 0 0 2.85
6 B Chop B W 0 1 0.95 0 0 3.8

Kiss Baccarat
7 B Streak P L 1 0 0 0 0 3.8
8 B Streak B W 0 1 0.9 0 0 4.7
9 B Streak B W 0 1 0.95 0 0 5.65
10 P Chop B L 1 0 0 0 0 5.65
11 P Streak B L 2 0 0 0 0 5.65
12 B Chop P L 3 -6 -6 0 0 -0.35
13 B Streak P L 4 0 0 2 2 1.65
14 P Chop B L 5 0 0 2 1.9 3.55
15 B Chop B W 0 0 0 -2 -2 1.55
16 P Chop P W 0 1 1 0 0 2.55
17 P Streak B L 1 0 0 0 0 2.55
18 B Chop P L 2 0 0 0 0 2.55
19 P Chop P W 0 0 0 0 0 2.55
20 B Chop B W 0 1 0.95 0 0 3.5
21 B Streak P L 1 0 0 0 0 3.5
22 P Chop B L 2 0 0 0 0 3.5
23 B Chop B W 0 0 -0.15 0 0 3.35
24 P Chop P W 0 1 1 0 0 4.35
25 P Streak B L 1 0 0 0 0 4.35
26 P Streak P W 0 1 1 0 0 5.35
27 P Streak P W 0 1 1 0 0 6.35
28 P Streak P W 0 1 1 0 0 7.35
29 P Streak P W 0 1 1 0 0 8.35
30 P Streak P W 0 1 1 0 0 9.35
31 P Streak P W 0 1 1 0 0 10.35
32 B Chop P L 1 0 0 0 0 10.35
33 B Streak P L 2 0 0 0 0 10.35
34 B Streak B W 0 0 -0.15 0 0 10.2
35 P Chop B L 1 0 0 0 0 10.2
36 B Chop B W 0 1 0.9 0 0 11.1
37 P Chop P W 0 1 1 0 0 12.1
38 B Chop B W 0 1 0.95 0 0 13.05
39 B Streak P L 1 0 0 0 0 13.05
40 P Chop B L 2 0 0 0 0 13.05
41 B Chop B W 0 0 -0.15 0 0 12.9
42 P Chop P W 0 1 1 0 0 13.9
43 B Chop B W 0 1 0.95 0 0 14.85
44 P Chop P W 0 1 1 0 0 15.85
45 B Chop B W 0 1 0.95 0 0 16.8
46 B Streak P L 1 0 0 0 0 16.8
47 P Chop B L 2 0 0 0 0 16.8
48 P Streak B L 3 -6 -6 0 0 10.8
49 P Streak P W 0 0 0 -2 -2 8.8
50 B Chop P L 1 0 0 0 0 8.8
51 B Streak P L 2 0 0 0 0 8.8

Kiss Baccarat
52 B Streak B W 0 0 -0.15 0 0 8.65

53 P Chop B L 1 0 0 0 0 8.65
54 P Streak B L 2 0 0 0 0 8.65
55 P Streak P W 0 0 0 0 0 8.65
56 P Streak P W 0 1 1 0 0 9.65
57 P Streak P W 0 1 1 0 0 10.65
58 B Chop P L 1 0 0 0 0 10.65
59 B Streak P L 2 0 0 0 0 10.65
60 P Chop B L 3 -6 -6 0 0 4.65
61 P Streak B L 4 0 0 2 1.9 6.55
62 P Streak P W 0 0 0 -2 -2 4.55
63 P Streak P W 0 1 1 0 0 5.55
64 B Chop P L 1 0 0 0 0 5.55
65 B Streak P L 2 0 0 0 0 5.55
66 B Streak B W 0 0 -0.15 0 0 5.4
67 P Chop B L 1 0 0 0 0 5.4
68 B Chop B W 0 1 0.9 0 0 6.3
69 B Streak P L 1 0 0 0 0 6.3
70 P Chop B L 2 0 0 0 0 6.3
This shoe performs very well. You are almost never at a negative balance throughout
the entire shoe. You comfortably quit at +12.1 at decision 37.
Zumma Shoe No. 4
Phase 1
Player / Detected Bet Consecutive Phase Units after Phase Units after Net
1 P
2 P Streak P W 0 1 1 0 0 1
3 P Streak P W 0 1 1 0 0 2
4 P Streak P W 0 1 1 0 0 3
5 B Chop P L 1 0 0 0 0 3
6 B Streak P L 2 0 0 0 0 3
7 P Chop B L 3 -6 -6 0 0 -3
8 P Streak B L 4 0 0 2 1.9 -1.1
9 P Streak P W 0 0 0 -2 -2 -3.1
10 P Streak P W 0 1 1 0 0 -2.1
11 P Streak P W 0 1 1 0 0 -1.1
12 B Chop P L 1 0 0 0 0 -1.1
13 B Streak P L 2 0 0 0 0 -1.1

Kiss Baccarat
14 B Streak B W 0 0 -0.15 0 0 -1.25

15 B Streak B W 0 1 0.95 0 0 -0.3
16 B Streak B W 0 1 0.95 0 0 0.65
17 B Streak B W 0 1 0.95 0 0 1.6
18 B Streak B W 0 1 0.95 0 0 2.55
19 P Chop B L 1 0 0 0 0 2.55
20 P Streak B L 2 0 0 0 0 2.55
21 B Chop P L 3 -6 -6 0 0 -3.45
22 P Chop P W 0 0 0 -2 -2 -5.45
23 P Streak B L 1 0 0 0 0 -5.45
24 B Chop P L 2 0 0 0 0 -5.45
25 P Chop P W 0 0 0 0 0 -5.45
26 P Streak B L 1 0 0 0 0 -5.45
27 B Chop P L 2 0 0 0 0 -5.45
28 B Streak P L 3 -6 -6 0 0 -11.45
29 B Streak B W 0 0 0 -2 -2 -13.45
30 B Streak B W 0 1 0.95 0 0 -12.5
31 P Chop B L 1 0 0 0 0 -12.5
32 B Chop B W 0 1 0.9 0 0 -11.6
33 P Chop P W 0 1 1 0 0 -10.6
34 B Chop B W 0 1 0.95 0 0 -9.65
35 P Chop P W 0 1 1 0 0 -8.65
36 B Chop B W 0 1 0.95 0 0 -7.7
37 B Streak P L 1 0 0 0 0 -7.7
38 B Streak B W 0 1 0.9 0 0 -6.8
39 P Chop B L 1 0 0 0 0 -6.8
40 P Streak B L 2 0 0 0 0 -6.8
41 B Chop P L 3 -6 -6 0 0 -12.8
42 B Streak P L 4 0 0 2 2 -10.8
43 B Streak B W 0 0 0 -2 -2 -12.8
44 B Streak B W 0 1 0.95 0 0 -11.85
45 B Streak B W 0 1 0.95 0 0 -10.9
46 B Streak B W 0 1 0.95 0 0 -9.95
47 B Streak B W 0 1 0.95 0 0 -9
48 B Streak B W 0 1 0.95 0 0 -8.05
49 B Streak B W 0 1 0.95 0 0 -7.1
50 B Streak B W 0 1 0.95 0 0 -6.15
51 P Chop B L 1 0 0 0 0 -6.15
52 B Chop B W 0 1 0.9 0 0 -5.25
53 B Streak P L 1 0 0 0 0 -5.25
54 B Streak B W 0 1 0.9 0 0 -4.35
55 B Streak B W 0 1 0.95 0 0 -3.4
56 P Chop B L 1 0 0 0 0 -3.4
57 B Chop B W 0 1 0.9 0 0 -2.5

Kiss Baccarat
58 B Streak P L 1 0 0 0 0 -2.5
59 P Chop B L 2 0 0 0 0 -2.5
60 P Streak B L 3 -6 -6 0 0 -8.5
61 P Streak P W 0 0 0 -2 -2 -10.5
62 P Streak P W 0 1 1 0 0 -9.5
63 P Streak P W 0 1 1 0 0 -8.5
64 B Chop P L 1 0 0 0 0 -8.5
65 B Streak P L 2 0 0 0 0 -8.5
66 B Streak B W 0 0 -0.15 0 0 -8.65
67 P Chop B L 1 0 0 0 0 -8.65
This is not such a good shoe. We quit it at –5.45 units at decision 22.
Zumma Shoe No. 5
Phase 1
Count Phase Phase 1 Phase 2
Player / Detected Bet Consecutive 1 Units after Phase Units after Net
Sequence Banker Pattern on W/L Losses Units Commisions 2 Units Commissions Units
1 P
2 P Streak P W 0 1 1 0 0 1
3 B Chop P L 1 0 0 0 0 1
4 P Chop P W 0 1 1 0 0 2
5 B Chop B W 0 1 0.95 0 0 2.95
6 P Chop P W 0 1 1 0 0 3.95
7 B Chop B W 0 1 0.95 0 0 4.9
8 B Streak P L 1 0 0 0 0 4.9
9 B Streak B W 0 1 0.9 0 0 5.8
10 B Streak B W 0 1 0.95 0 0 6.75
11 B Streak B W 0 1 0.95 0 0 7.7
12 P Chop B L 1 0 0 0 0 7.7
13 B Chop B W 0 1 0.9 0 0 8.6
14 B Streak P L 1 0 0 0 0 8.6
15 P Chop B L 2 0 0 0 0 8.6
16 B Chop B W 0 0 -0.15 0 0 8.45
17 B Streak P L 1 0 0 0 0 8.45
18 B Streak B W 0 1 0.9 0 0 9.35
19 P Chop B L 1 0 0 0 0 9.35
20 B Chop B W 0 1 0.9 0 0 10.25
21 P Chop P W 0 1 1 0 0 11.25
22 P Streak B L 1 0 0 0 0 11.25
23 P Streak P W 0 1 1 0 0 12.25
24 B Chop P L 1 0 0 0 0 12.25

Kiss Baccarat
25 B Streak P L 2 0 0 0 0 12.25
26 B Streak B W 0 0 -0.15 0 0 12.1
27 B Streak B W 0 1 0.95 0 0 13.05
28 B Streak B W 0 1 0.95 0 0 14
29 P Chop B L 1 0 0 0 0 14
30 P Streak B L 2 0 0 0 0 14
31 B Chop P L 3 -6 -6 0 0 8
32 P Chop P W 0 0 0 -2 -2 6
33 B Chop B W 0 1 0.95 0 0 6.95
34 B Streak P L 1 0 0 0 0 6.95
35 B Streak B W 0 1 0.9 0 0 7.85
36 P Chop B L 1 0 0 0 0 7.85
37 P Streak B L 2 0 0 0 0 7.85
38 B Chop P L 3 -6 -6 0 0 1.85
39 B Streak P L 4 0 0 2 2 3.85
40 B Streak B W 0 0 0 -2 -2 1.85
41 B Streak B W 0 1 0.95 0 0 2.8
42 B Streak B W 0 1 0.95 0 0 3.75
43 P Chop B L 1 0 0 0 0 3.75
44 B Chop B W 0 1 0.9 0 0 4.65
45 B Streak P L 1 0 0 0 0 4.65
46 P Chop B L 2 0 0 0 0 4.65
47 P Streak B L 3 -6 -6 0 0 -1.35
48 B Chop P L 4 0 0 2 2 0.65
49 B Streak P L 5 0 0 2 2 2.65
50 B Streak B W 0 0 0 -2 -2 0.65
51 B Streak B W 0 1 0.95 0 0 1.6
52 B Streak B W 0 1 0.95 0 0 2.55
53 B Streak B W 0 1 0.95 0 0 3.5
54 B Streak B W 0 1 0.95 0 0 4.45
55 P Chop B L 1 0 0 0 0 4.45
56 P Streak B L 2 0 0 0 0 4.45
57 B Chop P L 3 -6 -6 0 0 -1.55
58 B Streak P L 4 0 0 2 2 0.45
59 B Streak B W 0 0 0 -2 -2 -1.55
60 B Streak B W 0 1 0.95 0 0 -0.6
61 B Streak B W 0 1 0.95 0 0 0.35
62 P Chop B L 1 0 0 0 0 0.35
63 B Chop B W 0 1 0.9 0 0 1.25
64 P Chop P W 0 1 1 0 0 2.25
65 P Streak B L 1 0 0 0 0 2.25
66 P Streak P W 0 1 1 0 0 3.25
67 B Chop P L 1 0 0 0 0 3.25
68 B Streak P L 2 0 0 0 0 3.25
69 B Streak B W 0 0 -0.15 0 0 3.1

Kiss Baccarat
70 B Streak B W 0 1 0.95 0 0 4.05
A good performance on this shoe. We quit it at +12.25 at decision 22.
Zumma Shoe No. 6
Phase 1
1 P
2 B Chop P L 1 0 0 0 0 0
3 P Chop P W 0 1 1 0 0 1
4 P Streak B L 1 0 0 0 0 1
5 B Chop P L 2 0 0 0 0 1
6 B Streak P L 3 -6 -6 0 0 -5
7 B Streak B W 0 0 0 -2 -2 -7
8 P Chop B L 1 0 0 0 0 -7
9 P Streak B L 2 0 0 0 0 -7
10 P Streak P W 0 0 0 0 0 -7
11 P Streak P W 0 1 1 0 0 -6
12 P Streak P W 0 1 1 0 0 -5
13 B Chop P L 1 0 0 0 0 -5
14 P Chop P W 0 1 1 0 0 -4
15 B Chop B W 0 1 0.95 0 0 -3.05
16 P Chop P W 0 1 1 0 0 -2.05
17 B Chop B W 0 1 0.95 0 0 -1.1
18 B Streak P L 1 0 0 0 0 -1.1
19 B Streak B W 0 1 0.9 0 0 -0.2
20 B Streak B W 0 1 0.95 0 0 0.75
21 B Streak B W 0 1 0.95 0 0 1.7
22 B Streak B W 0 1 0.95 0 0 2.65
23 B Streak B W 0 1 0.95 0 0 3.6
24 B Streak B W 0 1 0.95 0 0 4.55
25 P Chop B L 1 0 0 0 0 4.55
26 P Streak B L 2 0 0 0 0 4.55
27 B Chop P L 3 -6 -6 0 0 -1.45
28 B Streak P L 4 0 0 2 2 0.55
29 P Chop B L 5 0 0 2 1.9 2.45
30 B Chop B W 0 0 0 -2 -2 0.45
31 B Streak P L 1 0 0 0 0 0.45
32 B Streak B W 0 1 0.9 0 0 1.35
33 P Chop B L 1 0 0 0 0 1.35

Kiss Baccarat
34 P Streak B L 2 0 0 0 0 1.35
35 P Streak P W 0 0 0 0 0 1.35
36 B Chop P L 1 0 0 0 0 1.35
37 B Streak P L 2 0 0 0 0 1.35
38 P Chop B L 3 -6 -6 0 0 -4.65
39 B Chop B W 0 0 0 -2 -2 -6.65
40 P Chop P W 0 1 1 0 0 -5.65
41 B Chop B W 0 1 0.95 0 0 -4.7
42 P Chop P W 0 1 1 0 0 -3.7
43 B Chop B W 0 1 0.95 0 0 -2.75
44 P Chop P W 0 1 1 0 0 -1.75
45 B Chop B W 0 1 0.95 0 0 -0.8
46 B Streak P L 1 0 0 0 0 -0.8
47 B Streak B W 0 1 0.9 0 0 0.1
48 P Chop B L 1 0 0 0 0 0.1
49 B Chop B W 0 1 0.9 0 0 1
50 P Chop P W 0 1 1 0 0 2
51 P Streak B L 1 0 0 0 0 2
52 P Streak P W 0 1 1 0 0 3
53 P Streak P W 0 1 1 0 0 4
54 B Chop P L 1 0 0 0 0 4
55 P Chop P W 0 1 1 0 0 5
56 P Streak B L 1 0 0 0 0 5
57 P Streak P W 0 1 1 0 0 6
58 P Streak P W 0 1 1 0 0 7
59 P Streak P W 0 1 1 0 0 8
60 B Chop P L 1 0 0 0 0 8
61 B Streak P L 2 0 0 0 0 8
62 B Streak B W 0 0 -0.15 0 0 7.85
63 B Streak B W 0 1 0.95 0 0 8.8
64 P Chop B L 1 0 0 0 0 8.8
65 B Chop B W 0 1 0.9 0 0 9.7
66 B Streak P L 1 0 0 0 0 9.7
67 P Chop B L 2 0 0 0 0 9.7
68 B Chop B W 0 0 -0.15 0 0 9.55
69 P Chop P W 0 1 1 0 0 10.55
70 P Streak B L 1 0 0 0 0 10.55
71 B Chop P L 2 0 0 0 0 10.55
Although this shoe finishes at +10.55, we need to quit it at –7 units at decision 7, as we

need to stick to the rules.
Zumma Shoe No. 7

Kiss Baccarat
Phase 1
1 B
2 P Chop B L 1 0 0 0 0 0
3 B Chop B W 0 1 0.9 0 0 0.9
4 B Streak P L 1 0 0 0 0 0.9
5 P Chop B L 2 0 0 0 0 0.9
6 P Streak B L 3 -6 -6 0 0 -5.1
7 B Chop P L 4 0 0 2 2 -3.1
8 B Streak P L 5 0 0 2 2 -1.1
9 P Chop B L 6 0 0 2 1.9 0.8
10 P Streak B L 7 0 0 2 1.9 2.7
11 P Streak P W 0 0 0 -2 -2 0.7
12 P Streak P W 0 1 1 0 0 1.7
13 B Chop P L 1 0 0 0 0 1.7
14 P Chop P W 0 1 1 0 0 2.7
15 B Chop B W 0 1 0.95 0 0 3.65
16 P Chop P W 0 1 1 0 0 4.65
17 B Chop B W 0 1 0.95 0 0 5.6
18 P Chop P W 0 1 1 0 0 6.6
19 P Streak B L 1 0 0 0 0 6.6
20 P Streak P W 0 1 1 0 0 7.6
21 P Streak P W 0 1 1 0 0 8.6
22 B Chop P L 1 0 0 0 0 8.6
23 B Streak P L 2 0 0 0 0 8.6
24 B Streak B W 0 0 -0.15 0 0 8.45
25 P Chop B L 1 0 0 0 0 8.45
26 B Chop B W 0 1 0.9 0 0 9.35
27 P Chop P W 0 1 1 0 0 10.35
28 P Streak B L 1 0 0 0 0 10.35
29 P Streak P W 0 1 1 0 0 11.35
30 P Streak P W 0 1 1 0 0 12.35
31 P Streak P W 0 1 1 0 0 13.35
32 P Streak P W 0 1 1 0 0 14.35
33 B Chop P L 1 0 0 0 0 14.35
34 B Streak P L 2 0 0 0 0 14.35
35 B Streak B W 0 0 -0.15 0 0 14.2
36 P Chop B L 1 0 0 0 0 14.2
37 B Chop B W 0 1 0.9 0 0 15.1
38 P Chop P W 0 1 1 0 0 16.1
39 B Chop B W 0 1 0.95 0 0 17.05
40 B Streak P L 1 0 0 0 0 17.05

Kiss Baccarat
41 P Chop B L 2 0 0 0 0 17.05
42 B Chop B W 0 0 -0.15 0 0 16.9
43 B Streak P L 1 0 0 0 0 16.9
44 B Streak B W 0 1 0.9 0 0 17.8
45 B Streak B W 0 1 0.95 0 0 18.75
46 P Chop B L 1 0 0 0 0 18.75
47 P Streak B L 2 0 0 0 0 18.75
48 B Chop P L 3 -6 -6 0 0 12.75
49 P Chop P W 0 0 0 -2 -2 10.75
50 B Chop B W 0 1 0.95 0 0 11.7
51 P Chop P W 0 1 1 0 0 12.7
52 P Streak B L 1 0 0 0 0 12.7
53 B Chop P L 2 0 0 0 0 12.7
54 P Chop P W 0 0 0 0 0 12.7
55 P Streak B L 1 0 0 0 0 12.7
56 B Chop P L 2 0 0 0 0 12.7
57 P Chop P W 0 0 0 0 0 12.7
58 B Chop B W 0 1 0.95 0 0 13.65
59 P Chop P W 0 1 1 0 0 14.65
60 P Streak B L 1 0 0 0 0 14.65
61 B Chop P L 2 0 0 0 0 14.65
62 B Streak P L 3 -6 -6 0 0 8.65
63 P Chop B L 4 0 0 2 1.9 10.55
64 B Chop B W 0 0 0 -2 -2 8.55
65 P Chop P W 0 1 1 0 0 9.55
66 P Streak B L 1 0 0 0 0 9.55
A good shoe. We quit at +12.35 units at decision 30, although it peaks up to +18.75.
See how the 3 consecutive losses of decisions 4-6 are recovered during Phase 2 at
decisions 7-10.
Zumma Shoe No. 8
Phase 1
1 B
2 P Chop B L 1 0 0 0 0 0
3 P Streak B L 2 0 0 0 0 0
4 P Streak P W 0 0 0 0 0 0
5 P Streak P W 0 1 1 0 0 1
6 P Streak P W 0 1 1 0 0 2

Kiss Baccarat
7 P Streak P W 0 1 1 0 0 3
8 P Streak P W 0 1 1 0 0 4
9 P Streak P W 0 1 1 0 0 5
10 P Streak P W 0 1 1 0 0 6
11 P Streak P W 0 1 1 0 0 7
12 P Streak P W 0 1 1 0 0 8
13 P Streak P W 0 1 1 0 0 9
14 B Chop P L 1 0 0 0 0 9
15 P Chop P W 0 1 1 0 0 10
16 B Chop B W 0 1 0.95 0 0 10.95
17 B Streak P L 1 0 0 0 0 10.95
18 B Streak B W 0 1 0.9 0 0 11.85
19 B Streak B W 0 1 0.95 0 0 12.8
20 P Chop B L 1 0 0 0 0 12.8
21 B Chop B W 0 1 0.9 0 0 13.7
22 B Streak P L 1 0 0 0 0 13.7
23 B Streak B W 0 1 0.9 0 0 14.6
24 B Streak B W 0 1 0.95 0 0 15.55
25 P Chop B L 1 0 0 0 0 15.55
26 B Chop B W 0 1 0.9 0 0 16.45
27 P Chop P W 0 1 1 0 0 17.45
28 P Streak B L 1 0 0 0 0 17.45
29 P Streak P W 0 1 1 0 0 18.45
30 P Streak P W 0 1 1 0 0 19.45
31 P Streak P W 0 1 1 0 0 20.45
32 P Streak P W 0 1 1 0 0 21.45
33 B Chop P L 1 0 0 0 0 21.45
34 B Streak P L 2 0 0 0 0 21.45
35 B Streak B W 0 0 -0.15 0 0 21.3
36 P Chop B L 1 0 0 0 0 21.3
37 P Streak B L 2 0 0 0 0 21.3
38 B Chop P L 3 -6 -6 0 0 15.3
39 B Streak P L 4 0 0 2 2 17.3
40 P Chop B L 5 0 0 2 1.9 19.2
41 B Chop B W 0 0 0 -2 -2 17.2
42 P Chop P W 0 1 1 0 0 18.2
43 B Chop B W 0 1 0.95 0 0 19.15
44 P Chop P W 0 1 1 0 0 20.15
45 P Streak B L 1 0 0 0 0 20.15
46 B Chop P L 2 0 0 0 0 20.15
47 B Streak P L 3 -6 -6 0 0 14.15
48 P Chop B L 4 0 0 2 1.9 16.05
49 B Chop B W 0 0 0 -2 -2 14.05
50 B Streak P L 1 0 0 0 0 14.05
51 P Chop B L 2 0 0 0 0 14.05

Kiss Baccarat
52 P Streak B L 3 -6 -6 0 0 8.05
53 B Chop P L 4 0 0 2 2 10.05
54 P Chop P W 0 0 0 -2 -2 8.05
55 P Streak B L 1 0 0 0 0 8.05
56 P Streak P W 0 1 1 0 0 9.05
57 P Streak P W 0 1 1 0 0 10.05
58 B Chop P L 1 0 0 0 0 10.05
59 B Streak P L 2 0 0 0 0 10.05
60 P Chop B L 3 -6 -6 0 0 4.05
61 B Chop B W 0 0 0 -2 -2 2.05
62 P Chop P W 0 1 1 0 0 3.05
63 B Chop B W 0 1 0.95 0 0 4
A very good shoe. We quit at +11.85 units at decision 18. Note that it peaks up to
+21.45 units. But rules are rules. We can also see that by the end of the shoe, the profit
drops to 4 units.
Zumma Shoe No. 9
Phase 1
1 P
2 B Chop P L 1 0 0 0 0 0
3 P Chop P W 0 1 1 0 0 1
4 P Streak B L 1 0 0 0 0 1
5 B Chop P L 2 0 0 0 0 1
6 B Streak P L 3 -6 -6 0 0 -5
7 B Streak B W 0 0 0 -2 -2 -7
8 P Chop B L 1 0 0 0 0 -7
9 P Streak B L 2 0 0 0 0 -7
10 P Streak P W 0 0 0 0 0 -7
11 B Chop P L 1 0 0 0 0 -7
12 P Chop P W 0 1 1 0 0 -6
13 P Streak B L 1 0 0 0 0 -6
14 B Chop P L 2 0 0 0 0 -6
15 B Streak P L 3 -6 -6 0 0 -12
16 B Streak B W 0 0 0 -2 -2 -14
-
17 B Streak B W 0 1 0.95 0 0 13.05
-
18 P Chop B L 1 0 0 0 0 13.05

Kiss Baccarat
-
19 P Streak B L 2 0 0 0 0 13.05
-
20 P Streak P W 0 0 0 0 0 13.05
-
21 P Streak P W 0 1 1 0 0 12.05
-
22 B Chop P L 1 0 0 0 0 12.05
-
23 B Streak P L 2 0 0 0 0 12.05
-
24 P Chop B L 3 -6 -6 0 0 18.05
-
25 B Chop B W 0 0 0 -2 -2 20.05
-
26 B Streak P L 1 0 0 0 0 20.05
-
27 B Streak B W 0 1 0.9 0 0 19.15
-
28 P Chop B L 1 0 0 0 0 19.15
-
29 B Chop B W 0 1 0.9 0 0 18.25
-
30 P Chop P W 0 1 1 0 0 17.25
31 B Chop B W 0 1 0.95 0 0 -16.3
32 B Streak P L 1 0 0 0 0 -16.3
33 P Chop B L 2 0 0 0 0 -16.3
34 P Streak B L 3 -6 -6 0 0 -22.3
35 B Chop P L 4 0 0 2 2 -20.3
36 P Chop P W 0 0 0 -2 -2 -22.3
37 P Streak B L 1 0 0 0 0 -22.3
38 B Chop P L 2 0 0 0 0 -22.3
39 B Streak P L 3 -6 -6 0 0 -28.3
40 P Chop B L 4 0 0 2 1.9 -26.4
41 B Chop B W 0 0 0 -2 -2 -28.4
42 B Streak P L 1 0 0 0 0 -28.4
43 B Streak B W 0 1 0.9 0 0 -27.5
44 P Chop B L 1 0 0 0 0 -27.5
45 B Chop B W 0 1 0.9 0 0 -26.6
46 P Chop P W 0 1 1 0 0 -25.6
47 P Streak B L 1 0 0 0 0 -25.6
48 B Chop P L 2 0 0 0 0 -25.6
49 P Chop P W 0 0 0 0 0 -25.6
50 P Streak B L 1 0 0 0 0 -25.6
51 B Chop P L 2 0 0 0 0 -25.6

Kiss Baccarat
52 P Chop P W 0 0 0 0 0 -25.6
53 P Streak B L 1 0 0 0 0 -25.6
54 P Streak P W 0 1 1 0 0 -24.6
55 B Chop P L 1 0 0 0 0 -24.6
56 P Chop P W 0 1 1 0 0 -23.6
-
57 B Chop B W 0 1 0.95 0 0 22.65
-
58 B Streak P L 1 0 0 0 0 22.65
-
59 B Streak B W 0 1 0.9 0 0 21.75
60 B Streak B W 0 1 0.95 0 0 -20.8
-
61 B Streak B W 0 1 0.95 0 0 19.85
62 B Streak B W 0 1 0.95 0 0 -18.9
-
63 B Streak B W 0 1 0.95 0 0 17.95
-
64 P Chop B L 1 0 0 0 0 17.95
-
65 B Chop B W 0 1 0.9 0 0 17.05
-
66 P Chop P W 0 1 1 0 0 16.05
67 B Chop B W 0 1 0.95 0 0 -15.1
68 B Streak P L 1 0 0 0 0 -15.1
69 B Streak B W 0 1 0.9 0 0 -14.2
70 P Chop B L 1 0 0 0 0 -14.2
71 B Chop B W 0 1 0.9 0 0 -13.3
72 P Chop P W 0 1 1 0 0 -12.3
73 P Streak B L 1 0 0 0 0 -12.3
A pretty bad shoe. We get rid of it by quitting it at –7 at decision 7 and save ourselves
from losing as many as 28.4 units, although it recovers up to –12.3 units until the end of
the shoe. Now you can see the advantages of using such a solid money management
system.
Zumma Shoe No. 10
Phase 1

Kiss Baccarat
1 B
2 B Streak B W 0 1 0.95 0 0 0.95
3 B Streak B W 0 1 0.95 0 0 1.9
4 B Streak B W 0 1 0.95 0 0 2.85
5 P Chop B L 1 0 0 0 0 2.85
6 P Streak B L 2 0 0 0 0 2.85
7 P Streak P W 0 0 0 0 0 2.85
8 B Chop P L 1 0 0 0 0 2.85
9 P Chop P W 0 1 1 0 0 3.85
10 B Chop B W 0 1 0.95 0 0 4.8
11 P Chop P W 0 1 1 0 0 5.8
12 P Streak B L 1 0 0 0 0 5.8
13 B Chop P L 2 0 0 0 0 5.8
14 B Streak P L 3 -6 -6 0 0 -0.2
15 B Streak B W 0 0 0 -2 -2 -2.2
16 B Streak B W 0 1 0.95 0 0 -1.25
17 B Streak B W 0 1 0.95 0 0 -0.3
18 P Chop B L 1 0 0 0 0 -0.3
19 B Chop B W 0 1 0.9 0 0 0.6
20 P Chop P W 0 1 1 0 0 1.6
21 P Streak B L 1 0 0 0 0 1.6
22 P Streak P W 0 1 1 0 0 2.6
23 P Streak P W 0 1 1 0 0 3.6
24 P Streak P W 0 1 1 0 0 4.6
25 B Chop P L 1 0 0 0 0 4.6
26 B Streak P L 2 0 0 0 0 4.6
27 B Streak B W 0 0 -0.15 0 0 4.45
28 P Chop B L 1 0 0 0 0 4.45
29 P Streak B L 2 0 0 0 0 4.45
30 B Chop P L 3 -6 -6 0 0 -1.55
31 B Streak P L 4 0 0 2 2 0.45
32 B Streak B W 0 0 0 -2 -2 -1.55
33 P Chop B L 1 0 0 0 0 -1.55
34 P Streak B L 2 0 0 0 0 -1.55
35 B Chop P L 3 -6 -6 0 0 -7.55
36 B Streak P L 4 0 0 2 2 -5.55
37 P Chop B L 5 0 0 2 1.9 -3.65
38 P Streak B L 6 0 0 2 1.9 -1.75
39 P Streak P W 0 0 0 -2 -2 -3.75
40 B Chop P L 1 0 0 0 0 -3.75
41 P Chop P W 0 1 1 0 0 -2.75
42 B Chop B W 0 1 0.95 0 0 -1.8
43 B Streak P L 1 0 0 0 0 -1.8
44 P Chop B L 2 0 0 0 0 -1.8
45 B Chop B W 0 0 -0.15 0 0 -1.95

Kiss Baccarat
46 B Streak P L 1 0 0 0 0 -1.95
47 B Streak B W 0 1 0.9 0 0 -1.05
48 B Streak B W 0 1 0.95 0 0 -0.1
49 B Streak B W 0 1 0.95 0 0 0.85
50 P Chop B L 1 0 0 0 0 0.85
51 B Chop B W 0 1 0.9 0 0 1.75
52 B Streak P L 1 0 0 0 0 1.75
53 B Streak B W 0 1 0.9 0 0 2.65
54 P Chop B L 1 0 0 0 0 2.65
55 P Streak B L 2 0 0 0 0 2.65
56 B Chop P L 3 -6 -6 0 0 -3.35
57 B Streak P L 4 0 0 2 2 -1.35
58 B Streak B W 0 0 0 -2 -2 -3.35
59 P Chop B L 1 0 0 0 0 -3.35
60 P Streak B L 2 0 0 0 0 -3.35
61 B Chop P L 3 -6 -6 0 0 -9.35
62 B Streak P L 4 0 0 2 2 -7.35
63 P Chop B L 5 0 0 2 1.9 -5.45
64 P Streak B L 6 0 0 2 1.9 -3.55
65 P Streak P W 0 0 0 -2 -2 -5.55
66 B Chop P L 1 0 0 0 0 -5.55
67 P Chop P W 0 1 1 0 0 -4.55
68 B Chop B W 0 1 0.95 0 0 -3.6
69 B Streak P L 1 0 0 0 0 -3.6
70 P Chop B L 2 0 0 0 0 -3.6
71 B Chop B W 0 0 -0.15 0 0 -3.75
72 B Streak P L 1 0 0 0 0 -3.75
73 B Streak B W 0 1 0.9 0 0 -2.85
74 B Streak B W 0 1 0.95 0 0 -1.9
75 B Streak B W 0 1 0.95 0 0 -0.95
76 P Chop B L 1 0 0 0 0 -0.95
77 B Chop B W 0 1 0.9 0 0 -0.05
78 B Streak P L 1 0 0 0 0 -0.05
79 P Chop B L 2 0 0 0 0 -0.05
80 B Chop B W 0 0 -0.15 0 0 -0.2
81 P Chop P W 0 1 1 0 0 0.8
82 B Chop B W 0 1 0.95 0 0 1.75
83 P Chop P W 0 1 1 0 0 2.75
84 B Chop B W 0 1 0.95 0 0 3.7
85 P Chop P W 0 1 1 0 0 4.7
86 B Chop B W 0 1 0.95 0 0 5.65
87 B Streak P L 1 0 0 0 0 5.65
88 B Streak B W 0 1 0.9 0 0 6.55
89 B Streak B W 0 1 0.95 0 0 7.5

Kiss Baccarat
90 P Chop B L 1 0 0 0 0 7.5
91 P Streak B L 2 0 0 0 0 7.5
92 P Streak P W 0 0 0 0 0 7.5
93 P Streak P W 0 1 1 0 0 8.5
94 B Chop P L 1 0 0 0 0 8.5
95 B Streak P L 2 0 0 0 0 8.5
96 B Streak B W 0 0 -0.15 0 0 8.35
97 B Streak B W 0 1 0.95 0 0 9.3
98 B Streak B W 0 1 0.95 0 0 10.25
99 B Streak B W 0 1 0.95 0 0 11.2
100 B Streak B W 0 1 0.95 0 0 12.15
101 P Chop B L 1 0 0 0 0 12.15
This is an interesting shoe. It fluctuates about 7 times between the negative and the
positive net amount. Although it reaches +12.15 units at the very end of the shoe, we
are forced to quit it at –7.55 at decision 35, because the low limit happens to occur first.
It’s interesting to note the performance of Phase 2 on the pattern 2-2-2 during decisions
33-38 and 59-64. The 3 consecutively lost bets in Phase 1 are easily recovered.
Now that we have studied 10 sample shoes, which were not randomly but sequentially
selected from the Zumma tester book, we see that we win 50% of all shoes. We quit 5
shoes at about +12 and 5 at –6 units. The tester book contains 600 shoes and I have
tested most of them and I obtained the same results. Additionally I have tested the
system over thousands of simulated shoes, again with very similar results.
Since the system never bets more than 3 units maximum at a time, you can wager high
amounts without exceeding the table limit, once you accumulate sufficient bankroll and
you feel more comfortable with the system. In order to accumulate units, you can start
wagering with lower bets, such as $20 a unit and as you build a solid bankroll, you can
increase your betting units to $40, $60, $100 as much as one third of the maximum
betting limit.
Wagering $100 units, you would be quitting a winning shoe at +$1200 and a losing shoe
at -$600. If you play 20 shoes, you should be winning 10 shoes profiting $12,000 and
losing 10 shoes losing $6,000. This will profit you $6,000 for the 20 shoes. If you play 20
shoes in 2 days, you can reach a daily profit of $3,000.
Wishing you all the best with my Kiss – Baccarat system.
Izak Matatya

Kiss Baccarat
The Bonus KISS - BACCARAT SYSTEM

By Izak Matatya – Copyright © 2002 Izak Matatya
As promised, the Kiss – Baccarat system comes with a bonus system. The bonus
system is a derivative of the actual Kiss system and it’s even easier on your bankroll as
the highest betting amount never exceeds 2 units.
The bonus system is very similar to the original Kiss system and even further simplified.
It’s practically limited to Phase 1 only and does not go into Phase 2. Therefore, it does
not treat the Pattern 2-2-2, but avoids it.
In Phase 1, the 1,2,3 progression becomes a 2 step 1,2 progression. The major
difference is that if you lose 2 bets in a row, you don’t bet until a win occurs while staying
in Phase 1. This way instead of following a PPBBPP pattern (pattern 2-2-2) you simply
skip them as losing bets for Phase 1. The original Kiss system is very dynamic as it bets
on every bet. The bonus system has a few interruptions, during which losing bets for
Phase 1 are bypassed.
The result is a gradually winning system, stopping at 2 losses, limiting the losing run to 3
units only. A 5 unit per shoe winning limit and a –5 unit losing limit is adequate.
You will be winning more than half your shoes with this method. A 25 unit buy-in bankroll
and 50 unit lifetime bankroll are sufficient.
In order to best illustrate how the system works, we will study a typical sample shoe.
Sample Shoe
Count
Player / Detected Bet Consecutive Units after Net
Sequence Banker Pattern on W/L Losses Units Commission Units
1 P
2 P Streak 0
3 P Streak P W 0 1 1 1
4 B Chop P L 1 0 0 1
5 P Chop P W 0 1 1 2
6 P Streak B L 1 0 0 2
9 B Chop P L 1 0 0 4

Kiss Baccarat
10 B Streak P L 2 -3 -3 1
11 P Chop B L 3 0 0 1
12 P Streak B L 4 0 0 1
13 P Streak P W 0 0 0 1
14 P Streak P W 0 1 1 2
15 P Streak P W 0 1 1 3
16 B Chop P L 1 0 0 3
17 B Streak P L 2 -3 -3 0
18 P Chop B L 3 0 0 0
19 P Streak B L 4 0 0 0
20 B Chop P L 5 0 0 0
21 B Streak P L 6 0 0 0
22 P Chop B L 7 0 0 0
23 B Chop B W 0 0 0 0
24 P Chop P W 0 1 1 1
25 B Chop B W 0 1 0.95 1.95
26 P Chop P W 0 1 1 2.95
27 P Streak B L 1 0 0 2.95
28 B Chop P L 2 -3 -3 -0.05
29 B Streak P L 3 0 0 -0.05
30 B Streak B W 0 0 0 -0.05
31 B Streak B W 0 1 0.95 0.9
32 P Chop B L 1 0 0 0.9
33 B Chop B W 0 1 0.9 1.8
34 P Chop P W 0 1 1 2.8
35 P Streak B L 1 0 0 2.8
36 B Chop P L 2 -3 -3 -0.2
37 B Streak P L 3 0 0 -0.2
38 P Chop B L 4 0 0 -0.2
39 P Streak B L 5 0 0 -0.2
40 B Chop P L 6 0 0 -0.2
41 P Chop P W 0 0 0 -0.2
42 B Chop B W 0 1 0.95 0.75
43 P Chop P W 0 1 1 1.75
44 B Chop B W 0 1 0.95 2.7
45 P Chop P W 0 1 1 3.7
46 B Chop B W 0 1 0.95 4.65
47 P Chop P W 0 1 1 5.65
48 B Chop B W 0 1 0.95 6.6
49 B Streak P L 1 0 0 6.6
50 B Streak B W 0 1 0.9 7.5
51 B Streak B W 0 1 0.95 8.45
52 B Streak B W 0 1 0.95 9.4
53 B Streak B W 0 1 0.95 10.35
54 P Chop B L 1 0 0 10.35

Kiss Baccarat
55 B Chop B W 0 1 0.9 11.25

56 P Chop P W 0 1 1 12.25
57 B Chop B W 0 1 0.95 13.2
58 P Chop P W 0 1 1 14.2
59 B Chop B W 0 1 0.95 15.15
60 P Chop P W 0 1 1 16.15
61 P Streak B L 1 0 0 16.15
62 B Chop P L 2 -3 -3 13.15
63 P Chop P W 0 0 0 13.15
64 B Chop B W 0 1 0.95 14.1
65 P Chop P W 0 1 1 15.1
66 B Chop B W 0 1 0.95 16.05
67 P Chop P W 0 1 1 17.05
68 P Streak B L 1 0 0 17.05
69 P Streak P W 0 1 1 18.05
70 B Chop P L 1 0 0 18.05
Explanation
You sit at the Baccarat (or mini-Baccarat) table from the beginning of the shoe. You
don’t bet for the first 2 decisions. You observe them to be PP. The detected pattern is a
Streak. So you bet 1 unit on P in decision 3. You win the bet. You are up by 1 unit.
The Streak continues. You bet 1 unit on P again, but you lose. The pattern detector
shows now a chop because of the last 2 decisions being PB. So you bet 2 units on P to
follow the chop and you win. You have gained another unit.
Now the Chop continues. You bet 1 unit on B in decision 6, but you lose. The pattern
detector shows now a Streak. So you bet 2 units on P in decision 7 and you win. You
have gained another unit.
The Streak continues. You bet 1 unit on P in decision 8 and you win another unit. You
are up by 4 units so far.
The pattern detector indicates a Streak again. You bet 1 unit on P in decision 9, but you
lose. The pattern changes to Chop.
You bet 2 units on B and you lose again. This terminates this 2-step run. This brings
your net by 3 units lower from 4 to 1.
Now you won’t be placing any bets until you win on paper. Following Streak and Chop

Kiss Baccarat
patterns on paper, you will see that you will lose until decision 13. Those are indeed
Phase 2 or pattern 2-2-2 that you would be otherwise betting in the original Kiss system.
However, here, you simply skip them.
Once the win on paper occurred in decision 13, you join the game again. The pattern
detector shows a Streak as the last 2 decisions are PP. So you bet 1 unit on P and you
win.
This streak continues until decision 16 until it’s broken and you lose your bet. You lose
your bet at decision 17 as well. Since this is your second lost bet, you stop betting until a
win occurs on paper. Your present balance is at 0.
The pattern 2-2-2 (PP BB PP, etc.) continues until decision 23 where it breaks. And you
have patiently been waiting for it to stop. At the original Kiss system, you would have
accumulated a few units during decisions 19-22, as those would have been winning bets
of Phase 2. But here, you simply wait until the Phase 1 losses stop at decision 23, where
the virtual win occurs.
Decision 23 shows a Chop and you join the game back again by betting 1 unit on P in
decision 24, where you win.
If you follow the sample run, you will see that you will win another 2 bets, then lose 2 and
stop until decision 30, then win 1 bet at decision 31, win the 2 steps at decisions 32-33,
win the bet at decision 34, then lose 2 bets at decisions 35-36.
You stop betting until the virtual win occurs at decision 41, thus avoiding a losing streak.
You join the game back in decision 42, where you catch a winning streak with a
sequence of Chops and quit the shoe at decision 47 at +5.65 units.
A bit slower than the original Kiss system, but a lot easier on the amount of bets you
place on the table.
Both systems are good. Use the one that suits you best.
Izak Matatya

Kiss Baccarat
P.S.: Be sure to visit Let’s Talk Winning’s

SYSTEMS GALLERY at http://www.letstalkwinning.com/gallery.htm
For a small selection of highly recommended online casinos,

please visit http://www.letstalkwinning.com/bestonline.htm
The Kiss - Baccarat System and the Bonus Kiss system

by Izak Matatya is distributed by
Let’s Talk Winning™

C.P. 9, Station Cote St. Luc
Cote St. Luc, Quebec,
H4V 1H8, Canada
www.letstalkwinning.com / e-mail: webmaster@letstalkwinning.com
Other Let’s Talk Winning’s valuable pages:
Newsletter: http://www.letstalkwinning.com/winalert.htm
Newsletter Archive: http://www.letstalkwinning.com/archive.htm
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Kiss Baccarat

KISS - BACCARAT SYSTEM

So, we are looking at 4 possibilities:

file:///C|/kiss/Kiss%20-%20Baccarat%20system.htm (1 of 37) [11/23/2002 7:08:43 PM]

Combination 1 – 00000 (the number 0)

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Combination 7 – 00110 (the number 6)

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Now let’s take a look at all the 32 combinations of Chart 2:

Combination 1 – PPPPP – a winner (W – wins the first bet)

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Combination 24 – BPBBB – wins (W)

For example, we have the sequence B P B P P P P B B P P B B P B P.

The first 2 decisions are BP, a chop. We bet 1 unit on B. We win.

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If we look at our win/loss sequence, in phase 1 we get:

Now we can summarize the rules of the Kiss system.

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First, some explanation on the contents of the columns of the spreadsheet.

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Zumma Shoe No. 1

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file:///C|/kiss/Kiss%20-%20Baccarat%20system.htm (12 of 37) [11/23/2002 7:08:44 PM]

So far we are up by 4.65 units shown in Net Units.

We are still on a streak. We go for a B and we lose at decision 9.

Now we are on a chop. We go 2 units on a B and we lose again at decision 10.

Our net remains 4.65 units.

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on streaks and chops.

You should be getting the feel of the system by now.

Zumma Shoe No. 2

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47 P Chop B L 6 0 0 2 1.9 4.05

Zumma Shoe No. 3

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file:///C|/kiss/Kiss%20-%20Baccarat%20system.htm (17 of 37) [11/23/2002 7:08:44 PM]

52 B Streak B W 0 0 -0.15 0 0 8.65

Zumma Shoe No. 4

file:///C|/kiss/Kiss%20-%20Baccarat%20system.htm (18 of 37) [11/23/2002 7:08:45 PM]

14 B Streak B W 0 0 -0.15 0 0 -1.25

file:///C|/kiss/Kiss%20-%20Baccarat%20system.htm (19 of 37) [11/23/2002 7:08:45 PM]

Zumma Shoe No. 5

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70 B Streak B W 0 1 0.95 0 0 4.05

A good performance on this shoe. We quit it at +12.25 at decision 22.

Zumma Shoe No. 6

file:///C|/kiss/Kiss%20-%20Baccarat%20system.htm (22 of 37) [11/23/2002 7:08:46 PM]

Although this shoe finishes at +10.55, we need to quit it at –7 units at decision 7, as we

Zumma Shoe No. 7

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Zumma Shoe No. 8

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Zumma Shoe No. 9

file:///C|/kiss/Kiss%20-%20Baccarat%20system.htm (27 of 37) [11/23/2002 7:08:48 PM]

file:///C|/kiss/Kiss%20-%20Baccarat%20system.htm (28 of 37) [11/23/2002 7:08:48 PM]

Zumma Shoe No. 10