Scribd Logo
Carica

Benvenuto in Scribd!

  • Is Your MONEY in A 'PROBLEM BANK' ?

    Caricato da

    Levitator
    604 visualizzazioni85 pagine
    FDIC's Second Quarter Report - Number of Problem Banks Increased to 829 8/2010-The FDIC released its second quarter 2010 profile on the banking industry. Here are some of the noteworthy excerpts from the press release: Commercial banks and savings institutions insured by the Federal Deposit Insurance Corporation (FDIC) reported an aggregate profit of $21.6 billion in the second quarter of 2010, a $26 billion improvement from the $4.4 billion net loss the industry posted in the second quarter of 2009. The number of institutions on the FDIC's "Problem List" rose from 775 to 829. The total assets of "problem" institutions declined from $431 billion to $403 billion. The Deposit Insurance Fund (DIF) balance improved for the second quarter in a row. The DIF balance - the net worth of the fund - improved from negative $20.7 billion to negative $15.2 billion during the second quarter. The FDIC's liquid resources - cash and marketable securities - remained strong. Liquid resources stood at $44 billion at the end of the second quarter, a decline from $63 billion at the end of the first quarter. Forty-five insured institutions failed during the second quarter. Total loans and leases declined by $107.5 billion (1.4 percent) during the quarter. Total insured deposits declined by 0.7 percent ($39 billion) during the quarter. 7,830 FDIC-insured banks and savings associations The banks' profits of $21.6 billion in the second quarter is up from $18 billion in the first quarter. I'm sure the low deposit rates are helping the banks improve their profits. Unlike the first quarter, there was a decline in total insured deposits in the second quarter. Perhaps people had enough of the low rates and have decided there are better places for their money. Fewer deposits should help a little in keeping deposit rates from falling. However, the decline in loans won't help. The FDIC doesn't name any of the 829 problem banks. Calculated Risk Blog has an unofficial list of 840 problem banks based on public enforcement actions. Credit Union Q2 Report The NCUA also issued its second quarter report on credit unions (pdf). Some noteworthy statistics include: Share (deposit) growth slowed to 0.6 percent during the second quarter (compared to an 11% annual rate increase in the first quarter) Shares still grew six times faster than loans, which grew only 0.1 percent More than 95 percent of federally insured credit unions still exceed the statutory definition of "well capitalized." 7,445 federally insured credit unions So far this year there have been 118 bank failures and 13 credit union failures In addition to the quarterly report, the FDIC updated its database with the banks' financial data for the end of the second quarter 2010. In the next few days we should have our database of bank financials updated so our health scores and Texas Ratios will be based on this latest data. You can access this data by searching for your bank or credit union in our Bank reviews page. We already have updated the database with NCUA's June credit union data. BauerFinancial typically takes a couple of weeks to update its ratings. Bankrate.com has been taking almost two months before it updates its ratings. http://www.depositaccounts.com/blog/2010/08/fdics-second-quarter-report-number-of-problem-banks-increased-to-829.html

    Titolo originale

    Is Your MONEY in a 'PROBLEM BANK' ?

    Copyright

    © Attribution Non-Commercial (BY-NC)

    Formati disponibili

    DOC, PDF, TXT o leggi online da Scribd

    Hai trovato utile questo documento?

    Questo contenuto è inappropriato?

    Segnala questo documento
    FDIC's Second Quarter Report - Number of Problem Banks Increased to 829 8/2010-The FDIC released its second quarter 2010 profile on the banking industry. Here are some of the noteworthy excerpts from the press release: Commercial banks and savings institutions insured by the Federal Deposit Insurance Corporation (FDIC) reported an aggregate profit of $21.6 billion in the second quarter of 2010, a $26 billion improvement from the $4.4 billion net loss the industry posted in the second quarter of 2009. The number of institutions on the FDIC's "Problem List" rose from 775 to 829. The total assets of "problem" institutions declined from $431 billion to $403 billion. The Deposit Insurance Fund (DIF) balance improved for the second quarter in a row. The DIF balance - the net worth of the fund - improved from negative $20.7 billion to negative $15.2 billion during the second quarter. The FDIC's liquid resources - cash and marketable securities - remained strong. Liquid resources stood at $44 billion at the end of the second quarter, a decline from $63 billion at the end of the first quarter. Forty-five insured institutions failed during the second quarter. Total loans and leases declined by $107.5 billion (1.4 percent) during the quarter. Total insured deposits declined by 0.7 percent ($39 billion) during the quarter. 7,830 FDIC-insured banks and savings associations The banks' profits of $21.6 billion in the second quarter is up from $18 billion in the first quarter. I'm sure the low deposit rates are helping the banks improve their profits. Unlike the first quarter, there was a decline in total insured deposits in the second quarter. Perhaps people had enough of the low rates and have decided there are better places for their money. Fewer deposits should help a little in keeping deposit rates from falling. However, the decline in loans won't help. The FDIC doesn't name any of the 829 problem banks. Calculated Risk Blog has an unofficial list of 840 problem banks based on public enforcement actions. Credit Union Q2 Report The NCUA also issued its second quarter report on credit unions (pdf). Some noteworthy statistics include: Share (deposit) growth slowed to 0.6 percent during the second quarter (compared to an 11% annual rate increase in the first quarter) Shares still grew six times faster than loans, which grew only 0.1 percent More than 95 percent of federally insured credit unions still exceed the statutory definition of "well capitalized." 7,445 federally insured credit unions So far this year there have been 118 bank failures and 13 credit union failures In addition to the quarterly report, the FDIC updated its database with the banks' financial data for the end of the second quarter 2010. In the next few days we should have our database of bank financials updated so our health scores and Texas Ratios will be based on this latest data. You can access this data by searching for your bank or credit union in our Bank reviews page. We already have updated the database with NCUA's June credit union data. BauerFinancial typically takes a couple of weeks to update its ratings. Bankrate.com has been taking almost two months before it updates its ratings. http://www.depositaccounts.com/blog/2010/08/fdics-second-quarter-report-number-of-problem-banks-increased-to-829.html

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Scarica in formato DOC, PDF, TXT o leggi online su Scribd
    Segnala contenuti inappropriati
    604 visualizzazioni85 pagine

    Is Your MONEY in A 'PROBLEM BANK' ?

    Caricato da

    Levitator
    FDIC's Second Quarter Report - Number of Problem Banks Increased to 829 8/2010-The FDIC released its second quarter 2010 profile on the banking industry. Here are some of the noteworthy excerpts from the press release: Commercial banks and savings institutions insured by the Federal Deposit Insurance Corporation (FDIC) reported an aggregate profit of $21.6 billion in the second quarter of 2010, a $26 billion improvement from the $4.4 billion net loss the industry posted in the second quarter of 2009. The number of institutions on the FDIC's "Problem List" rose from 775 to 829. The total assets of "problem" institutions declined from $431 billion to $403 billion. The Deposit Insurance Fund (DIF) balance improved for the second quarter in a row. The DIF balance - the net worth of the fund - improved from negative $20.7 billion to negative $15.2 billion during the second quarter. The FDIC's liquid resources - cash and marketable securities - remained strong. Liquid resources stood at $44 billion at the end of the second quarter, a decline from $63 billion at the end of the first quarter. Forty-five insured institutions failed during the second quarter. Total loans and leases declined by $107.5 billion (1.4 percent) during the quarter. Total insured deposits declined by 0.7 percent ($39 billion) during the quarter. 7,830 FDIC-insured banks and savings associations The banks' profits of $21.6 billion in the second quarter is up from $18 billion in the first quarter. I'm sure the low deposit rates are helping the banks improve their profits. Unlike the first quarter, there was a decline in total insured deposits in the second quarter. Perhaps people had enough of the low rates and have decided there are better places for their money. Fewer deposits should help a little in keeping deposit rates from falling. However, the decline in loans won't help. The FDIC doesn't name any of the 829 problem banks. Calculated Risk Blog has an unofficial list of 840 problem banks based on public enforcement actions. Credit Union Q2 Report The NCUA also issued its second quarter report on credit unions (pdf). Some noteworthy statistics include: Share (deposit) growth slowed to 0.6 percent during the second quarter (compared to an 11% annual rate increase in the first quarter) Shares still grew six times faster than loans, which grew only 0.1 percent More than 95 percent of federally insured credit unions still exceed the statutory definition of "well capitalized." 7,445 federally insured credit unions So far this year there have been 118 bank failures and 13 credit union failures In addition to the quarterly report, the FDIC updated its database with the banks' financial data for the end of the second quarter 2010. In the next few days we should have our database of bank financials updated so our health scores and Texas Ratios will be based on this latest data. You can access this data by searching for your bank or credit union in our Bank reviews page. We already have updated the database with NCUA's June credit union data. BauerFinancial typically takes a couple of weeks to update its ratings. Bankrate.com has been taking almost two months before it updates its ratings. http://www.depositaccounts.com/blog/2010/08/fdics-second-quarter-report-number-of-problem-banks-increased-to-829.html

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Scarica in formato DOC, PDF, TXT o leggi online su Scribd
    Segnala contenuti inappropriati
    di 85

    ==

    « CHART: FDIC WATCH LIST: 829


    problematic banks inQ2 (Now More Than 1 In
    10 U.S. Banks In Trouble) »
    FDIC Offical Release:
    All FDIC-Insured Institutions Section
    Deposit Insurance Fund Trends
    Temporary Liquidity Guarantee Program Section
    Commercial Bank Section
    Savings Institution Section

    http://www2.fdic.gov/QBP/qbpSelect.asp?menuItem=QBP

    =============
    From the WSJ :
    http://online.wsj.com/article/SB10001424052748703467004575463593315
    990592.html?mod=googlenews_wsj

    WASHINGTON—More than a tenth of U.S. banks remain at risk of


    failure even as some industry indicators, including credit quality, show
    some nascent signs of revival.

    The Federal Deposit Insurance Corp. said Tuesday that 829 of the
    nation's roughly 7,800 banks were on its
    "problem list" at the end of June, up from 775 at the end of the
    first three months of the year. Already 118 banks have failed this year,
    well ahead of the pace set last year when 140 were seized by regulators.
    Lending by U.S. banks also continues to be stunted, as loan balances
    across all major loan categories fell during the second quarter and total
    loan and lease balances fell $1.3%. Total assets for the industry fell 1%
    to $13.2 trillion during the quarter.
    FDIC Chairman Sheila Bair said banks are starting to ease their lending
    standards for some types of loans but warned that "lending will not pick
    up until businesses and consumers gain the confidence they need to hire
    and spend."
    =============
    From Calculated Risk: http://www.calculatedriskblog.com/2010/08/fdic-
    q2-banking-profile-829-problem.html

    Tuesday, August 31, 2010

    FDIC Q2 Banking Profile: 829 Problem Banks

    The FDIC released the Q2 Quarterly Banking Profile today.

    The FDIC listed 829 banks with $403 billion in assets as “problem”
    banks in Q2, up from 775 banks in Q1 2010, but the total assets declined
    from $431 billion in assets in Q1 2010.

    There were 702 banks with $403 billion in assets on the list at the end of
    2009.

    Note: Not all problem banks will fail - and not all failures will be from
    the problem bank list - but this shows the problem is significant and still
    growing.

    The Unofficial Problem Bank List shows 840 problem banks with $410
    billion in assets - the difference is timing of releases of formal actions (or
    hints of pending actions).
    This graph shows the number of FDIC insured "problem" banks since
    1990.

    All data is year end except Q1 2010.

    The 829 problem banks reported at the end of Q2 is the highest since
    1992.

    The FDIC is just behind the pace for 1,000 problem banks by the end of
    the year, although it also depends on how many banks are removed
    from the list.

    On the Deposit Insurance Fund: The fund had an ending balance of -


    $15.2 billion at the end of Q2, an improvement from -$20.7 billion at the
    end of Q1. However the fund has plenty of cash because of the prepaid
    assessments last year - but those assessments will not be accounted for
    until they were originally due.
    http://dailybail.com/home/chart-fdic-watch-list-829-problematic-banks-in-q2-now-more-
    t.html

    Aug 31, 2010 at 7:20 PM

    http://www2.fdic.gov/QBP/qbpSelect.asp?menuItem=QBP
    ===================
    Saturday, August 28, 2010

    840 Problem Bank List


    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    1st Commerce North Las Consent
    58358 44,537 NM FDIC NV 7/13/2010 Capital
    Bank Vegas Order
    1st
    Supervisory
    58773 66,225 SA OTS Commonwealth Arlington VA 8/20/2010 General
    Agreement
    Bank of Virginia
    1st Financial Overland Written
    1149 102,920 SM FRB KS 6/22/2009 General
    Bank Park Agreement
    1st National Bank Consent CRE
    3564 323,259 N OCC Homestead FL 6/29/2010
    of South Florida Order lending
    Consent
    57157 87,330 NM FDIC 1st Regents Bank Andover MN 3/24/2010 C&D RE
    Order
    AB&T National Formal
    35029 144,324 N OCC Albany GA 7/27/2006 General
    Bank Agreement
    Academy Bank,
    Colorado Consent
    19600 496,202 N OCC National CO 5/11/2010 General
    Springs Order
    Association
    Adams National Supervisory
    22658 262,857 N OCC Washington DC 10/1/2008 General
    Bank Agreement
    Cease & CRE
    29864 842,355 NM FDIC Advantage Bank Cambridge OH 7/31/2009
    Desist lending
    Cease &
    57072 380,448 NM FDIC Advantage Bank Loveland CO 10/21/2009 C&D RE
    Desist
    Alabama Trust
    Formal CRE
    35224 68,521 N OCC Bank, National Sylacauga AL 6/5/2009
    Agreement lending
    Association
    Albina Consent
    34106 168,057 NM FDIC Portland OR 3/2/2010 C&D RE
    Community Bank Order
    All American Consent
    57759 36,364 NM FDIC Des Plaines IL 3/13/2010 C&D RE
    Bank Order
    Allegiance Bank Bala Cease & CRE
    35078 116,133 NM FDIC PA 11/4/2009
    of North America Cynwyd Desist lending
    Alliance Banking Cease &
    57424 61,864 NM FDIC Winchester KY 12/1/2008 General
    Company Desist
    Cease &
    15083 14,360 NM FDIC Alliant Bank Sedgwick KS 6/28/2007 General
    Desist
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Written
    6423 2,565,549 SM FRB Amboy Bank Old Bridge NJ 7/6/2009 General
    Agreement
    America San Consent CRE
    20726 140,716 NM FDIC CA 5/14/2010
    California Bank Francisco Order lending
    Written
    20311 388,719 SM FRB American Bank Bozeman MT 8/26/2010 General
    Agreement
    Cease &
    32328 537,347 SA OTS American Bank Silver Spring MD 9/4/2008 General
    Desist
    American Bank
    and Trust
    Formal CRE
    34955 559,806 N OCC Company, Davenport IA 8/17/2009
    Agreement lending
    National
    Association
    American Bank Baxter Written
    4624 113,274 SM FRB KS 1/12/2010 General
    of Baxter Springs Springs Agreement
    American Bank Written
    20843 569,455 SM FRB Saint Paul MN 7/30/2009 General
    of St. Paul Agreement
    American Bank
    of Texas, Formal CRE
    23433 736,635 N OCC Marble Falls TX 6/2/2010
    National Agreement lending
    Association
    American City Of Consent
    57444 132,221 NM FDIC CA 11/30/2009 General
    Continental Bank Industry Order
    American Eagle Cease &
    31581 22,298 SA OTS Boothwyn PA 7/6/2010 Capital
    Savings Bank Desist
    American Buffalo Consent C&I
    34090 411,730 NM FDIC IL 2/24/2009
    Enterprise Bank Grove Order lending
    American
    Cease &
    57113 412,571 NM FDIC Founders Bank, Frankfort KY 9/6/2007 General
    Desist
    Inc.
    American
    Cease &
    35223 96,617 NM FDIC Heartland Bank Sugar Grove IL 10/30/2009 C&D RE
    Desist
    and Trust
    American Loan
    Supervisory
    30950 6,337 SA OTS and Savings Hannibal MO 7/14/2010 General
    Agreement
    Association
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    American Metro Cease &
    34334 101,931 NM FDIC Chicago IL 10/30/2009 General
    Bank Desist
    American Patriot Cease & CRE
    57169 108,210 NM FDIC Greeneville TN 6/3/2009
    Bank Desist lending
    American State Cease &
    20292 13,061 NM FDIC Tulsa OK 3/16/2010 General
    Bank Desist
    American Trust Cease &
    57432 273,625 NM FDIC Roswell GA 10/9/2009 C&D RE
    Bank Desist
    AmericanWest Cease &
    22441 1,482,790 NM FDIC Spokane WA 5/11/2009 General Yes
    Bank Desist
    Americana Cease &
    8205 171,758 NM FDIC Sleepy Eye MN 6/9/2009 General
    Community Bank Desist
    Ames Written CRE
    11763 436,606 SM FRB Ames IA 10/27/2009
    Community Bank Agreement lending
    Anadarko Bank
    Written
    15354 63,694 SM FRB & Trust Anadarko OK 8/13/2007 General
    Agreement
    Company
    Anchor
    Written
    57931 176,891 SM FRB Commercial Juno Beach FL 3/29/2010 General
    Agreement
    Bank
    Anchor Mutual Cease &
    28454 545,480 SB FDIC Aberdeen WA 8/12/2009 General
    Savings Bank Desist
    Cease &
    29979 4,004,820 SA OTS AnchorBank, fsb Madison WI 6/26/2009 General
    Desist
    Appalachian
    Cease &
    58495 89,892 SA OTS Community McCaysville GA 12/30/2009 C&D RE
    Desist
    Bank, F.S.B.
    Armed Forces
    Bank of
    Formal
    35354 17,891 N OCC California, San Diego CA 5/11/2010 General
    Agreement
    National
    Association
    Armed Forces
    Fort Consent
    4666 824,893 N OCC Bank, National KS 5/11/2010 General
    Leavenworth Order
    Association
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Athol-Clinton
    Consent
    27293 90,766 SB FDIC Co-operative Athol MA 1/19/2010 General
    Order
    Bank
    Atlantic Southern Cease &
    57213 911,771 NM FDIC Macon GA 9/11/2009 C&D RE
    Bank Desist
    Aurora Bank Cease &
    30890 4,678,537 SA OTS Wilmington DE 1/26/2009 General Yes
    FSB Desist
    AztecAmerica Consent CRE
    57866 92,553 NM FDIC Berwyn IL 7/30/2010
    Bank Order lending
    BNB Bank,
    Formal CRE
    26790 400,653 N OCC National Fort Lee NJ 12/18/2009
    Agreement lending
    Association
    BNC National Formal CRE
    57197 749,319 N OCC Phoenix AZ 1/26/2010
    Bank Agreement lending
    Badger State Cease &
    13272 94,601 NM FDIC Cassville WI 4/30/2009 General Yes
    Bank Desist
    Cease &
    Balboa Thrift and
    26704 198,365 NM FDIC Chula Vista CA 12/15/2009 Desist General
    Loan Association
    (Charges)
    Cease &
    34554 82,484 NM FDIC Bank 1st Albuquerque NM 3/16/2010 Capital Yes
    Desist
    Cease &
    30789 50,865 SA OTS Bank 360 Beresford SD 3/17/2010 General
    Desist
    Bank Midwest,
    Consent CRE
    32964 4,172,111 N OCC National Kansas City MO 5/11/2010
    Order lending
    Association
    Cease &
    58183 41,918 NM FDIC Bank Reale Pasco WA 8/20/2008 General
    Desist
    Written CRE
    17883 93,000 SM FRB Bank VI Salina KS 7/20/2010
    Agreement lending
    Consent
    57029 75,585 NM FDIC Bank of Alpena Alpena MI 4/19/2010 General
    Order
    34830 139,139 N OCC Bank of Anderson SC 10/15/2008 Supervisory C&D RE
    Anderson, Agreement
    National
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Association
    Written
    23123 397,161 SM FRB Bank of Bartlett Bartlett TN 10/29/2009 General
    Agreement
    Bank of Blue Overland Written CRE
    32722 816,705 SM FRB KS 10/6/2009
    Valley Park Agreement lending
    Consent
    57952 76,604 NM FDIC Bank of Bozeman Bozeman MT 6/15/2010 General
    Order
    Consent CRE
    2994 1,277,960 NM FDIC Bank of Choice Greeley CO 5/6/2010
    Order lending
    Bank of Written
    13274 147,745 SM FRB Chelsea OK 10/3/2009 General
    Commerce Agreement
    Bank of Coral Consent CRE
    58131 133,569 NM FDIC Coral Gables FL 2/11/2010
    Gables Order lending
    Consent
    58197 168,820 NM FDIC Bank of Ellijay Ellijay GA 11/24/2009 C&D RE
    Order
    Consent
    10594 94,942 NM FDIC Bank of Franklin Meadville MS 12/8/2009 General
    Order
    Cease & CRE
    5950 987,365 NM FDIC Bank of Granite Granite Falls NC 8/27/2009
    Desist lending
    Bank of Cease &
    1372 94,703 NM FDIC Greensburg LA 10/20/2009 C&D RE
    Greensburg Desist
    Bank of Hampton Written
    27125 2,665,768 SM FRB Norfolk VA 6/17/2010 C&D RE
    Roads Agreement
    Bank of Indiana,
    Formal
    4331 88,413 N OCC National Dana IN 11/6/2009 General
    Agreement
    Association
    Bank of Jackson Consent
    14794 34,691 NM FDIC Graceville FL 7/27/2010 C&D RE
    County Order
    Bank of Las Consent
    57276 476,475 NM FDIC Las Vegas NV 3/15/2010 C&D RE
    Vegas Order
    Bank of Little Written
    91280 176,455 SM FRB Little Rock AR 6/1/2010 General
    Rock Agreement
    Bank of Consent
    5704 78,711 NM FDIC Newington GA 3/12/2010 C&D RE
    Newington Order
    57933 89,439 NM FDIC Bank of North Las Vegas NV 6/15/2010 Consent General
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Las Vegas Order
    Bank of Consent CRE
    22637 126,954 NM FDIC Shorewood IL 11/24/2009
    Shorewood Order lending
    Bank of Consent CRE
    664 2,305,410 NM FDIC Smithtown NY 1/29/2010
    Smithtown Order lending
    Bank of South Cease &
    26727 79,124 NM FDIC McAllen TX 10/27/2009 C&D RE
    Texas Desist
    Bank of The White
    Formal
    2205 122,824 N OCC Rockies, National Sulphur MT 5/21/2009 C&D RE
    Agreement
    Association Springs
    Consent
    58185 50,265 NM FDIC Bank of Valdosta Valdosta GA 1/8/2010 C&D RE
    Order
    Bank of Written
    1086 345,902 SM FRB Versailles MO 7/28/2010 C&D RE
    Versailles Agreement
    Written CRE
    57627 220,294 SM FRB Bank of Virginia Midlothian VA 1/19/2010
    Agreement lending
    Written
    22528 744,805 SM FRB Bank of Whitman Colfax WA 7/14/2010 General
    Agreement
    Bank of Consent CRE
    5699 58,817 NM FDIC Wrightsville GA 1/28/2010
    Wrightsville Order lending
    Bank of the
    Cease &
    21161 217,348 NM FDIC Bluegrass and Lexington KY 7/8/2008 General
    Desist
    Trust Company
    Bank of the Cease & CRE
    22407 1,916,550 NM FDIC Bend OR 8/27/2009
    Cascades Desist lending
    Written
    Bank of the Agreement CRE
    20408 1,221,390 SM FRB Norfolk VA 4/2/2010
    Commonwealth (Media lending
    Report)
    Bank of the
    Formal
    22353 189,761 N OCC
    Lakes, National Owasso OK 6/19/2009 C&D RE
    Agreement
    Association
    Bank of the Consent CRE
    58620 161,163 NM FDIC Bellevue WA 4/2/2010
    Northwest Order lending
    26210 108,088 N OCC Bank of the Rio Las Cruces NM 2/17/2010 Formal General
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Grande, National
    Agreement
    Association
    Cease &
    8537 229,029 NM FDIC BankCherokee Saint Paul MN 9/16/2008 C&D RE
    Desist
    Written CRE
    19869 284,526 SM FRB BankEast Knoxville TN 4/6/2009
    Agreement lending
    BankMeridian, Formal
    58222 287,130 N OCC Columbia SC 1/22/2010 C&D RE
    N.A. Agreement
    Written
    29177 254,049 SM FRB BankTennessee Collierville TN 3/30/2010 C&D RE
    Agreement
    Bankers' Bank of Written
    23210 415,495 SM FRB Denver CO 2/24/2010 C&D RE
    the West Agreement
    Banks of Consent
    35386 230,400 NM FDIC Kenosha WI 12/31/2009 General
    Wisconsin Order
    Bartow County Consent CRE
    21495 379,911 NM FDIC Cartersville GA 4/14/2010
    Bank Order lending
    Battle Creek Written
    16330 26,763 SM FRB Battle Creek NE 8/19/2010 General
    State Bank Agreement
    Consent
    34872 88,778 NM FDIC Bay Bank Theodore AL 2/5/2010 C&D RE
    Order
    Bay Cities Redondo Consent CRE
    33806 273,112 N OCC CA 11/18/2009
    National Bank Beach Order lending
    Baytree National
    Cease & CRE
    35431 183,934 N OCC Bank & Trust Lake Forest IL 4/17/2009
    Desist lending
    Company
    Beach Fort Walton Consent
    57131 665,245 NM FDIC FL 3/16/2010 C&D RE
    Community Bank Beach Order
    Consent
    58199 49,036 NM FDIC Beartooth Bank Billings MT 6/10/2010 General
    Order
    Consent CRE
    57949 148,029 NM FDIC Benchmark Bank Gahanna OH 7/30/2010
    Order lending
    Blue Ridge
    Cease &
    32347 192,389 SB FDIC Savings Bank, Asheville NC 11/3/2008 C&D RE Yes
    Desist
    Inc.
    24935 173,041 N OCC Border Capital McAllen TX 6/26/2008 Formal CRE
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Bank, National
    Agreement lending
    Association
    Border Trust Cease &
    20012 80,494 NM FDIC Augusta ME 8/12/2009 General
    Company Desist
    Bramble Savings Cease &
    27808 47,523 NM FDIC Milford OH 9/28/2007 General
    Bank Desist
    Brazos Valley
    College Consent
    57693 138,473 N OCC Bank, National TX 5/27/2010 General
    Station Order
    Association
    Consent CRE
    22811 182,534 NM FDIC Brickyard Bank Lincolnwood IL 3/22/2010
    Order lending
    Broadway
    Cease &
    30306 552,067 SA OTS Federal Bank, Los Angeles CA 8/12/2010 General
    Desist (8-K)
    f.s.b
    Buckeye Written
    35101 150,542 SM FRB Lorain OH 7/30/2009 General
    Community Bank Agreement
    Consent
    34613 415,818 NM FDIC Builders Bank Chicago IL 5/27/2010 C&D RE
    Order
    Cease &
    57978 94,722 NM FDIC Business Bank Burlington WA 9/1/2009 General
    Desist
    Consent CRE
    15310 1,251,391 NM FDIC CB&S Bank, Inc. Russellville AL 7/8/2010
    Order lending
    CBC National Fernandina Formal CRE
    35309 432,995 N OCC FL 8/28/2009
    Bank Beach Agreement lending
    CFG Community Written CRE
    34294 397,819 SM FRB Towson MD 10/16/2008
    Bank Agreement lending
    Consent
    11729 645,484 NM FDIC CIBM Bank Champaign IL 4/26/2010 General
    Order
    Intercom
    Salt Lake Cease & pany
    35575 7,568,640 NM FDIC CIT Bank UT 7/16/2009
    City Desist Transact
    ions
    Cadence Bank, Consent CRE
    4999 1,876,393 N OCC Starkville MS 5/19/2010
    N.A. Order lending
    58037 113,910 NM FDIC California Los Angeles CA 3/22/2010 Consent General
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Business Bank Order
    Cambridge State Consent
    10987 87,569 NM FDIC Cambridge MN 4/29/2010 General
    Bank Order
    Cambridge State Consent
    14823 97,028 NM FDIC Cambridge WI 1/30/2010 C&D RE
    Bank Order
    Canon National Cease & CRE
    21801 241,047 N OCC Canon City CO 11/24/2009
    Bank Desist lending
    Canyon National Palm Supervisory CRE
    34692 229,149 N OCC CA 9/15/2008
    Bank Springs Agreement lending
    Capital Cease &
    33823 114,491 NM FDIC Provo UT 5/20/2009 General
    Community Bank Desist
    Written
    27426 756,104 SM FRB CapitalBank Greenwood SC 8/3/2010 General
    Agreement
    Capitol City
    Consent
    33938 312,941 NM FDIC Bank & Trust Atlanta GA 1/13/2010 C&D RE
    Order
    Company
    Capitol National Consent
    24199 184,547 N OCC Lansing MI 12/22/2009 General
    Bank Order
    Intercom
    Cease & pany
    57529 9,533,221 NM FDIC Capmark Bank Midvale UT 10/2/2009
    Desist Transact
    ions
    Carolina Federal Cease &
    35372 60,933 SA OTS Charleston SC 7/27/2010 General
    Savings Bank Desist
    Carolina First Consent
    26849 11,577,485 NM FDIC Greenville SC 4/30/2010 C&D RE
    Bank Order
    Consent
    28823 1,679,089 NM FDIC Cascade Bank Everett WA 7/15/2010 General
    Order
    Castle Bank,
    Formal CRE
    13908 1,058,768 N OCC National Dekalb IL 6/25/2009
    Agreement lending
    Association
    Written
    90582 107,130 SM FRB Castle Rock Bank Castle Rock CO 6/14/2010 General
    Agreement
    Written CRE
    31121 504,047 SM FRB Cecil Bank Elkton MD 7/2/2010
    Agreement lending
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    CenTrust Bank,
    Formal CRE
    58158 107,858 N OCC National Northbrook IL 6/16/2009
    Agreement lending
    Association
    Fountain Consent
    32707 811,693 NM FDIC Centennial Bank CA 3/2/2010 Capital
    Valley Order
    Central Arizona Consent CRE
    34527 84,532 NM FDIC Casa Grande AZ 2/8/2010
    Bank Order lending
    Central Bank of Consent
    5687 320,063 NM FDIC Ellaville GA 12/21/2009 C&D RE
    Georgia Order
    Central National Junction Formal
    4702 807,688 N OCC KS 9/17/2009 General
    Bank City Agreement
    Central Pacific Consent CRE
    17308 4,277,571 NM FDIC Honolulu HI 12/8/2009
    Bank Order lending
    Central Cease &
    19657 406,338 NM FDIC Lacombe LA 1/28/2009 C&D RE
    Progressive Bank Desist
    Written
    Central Virginia
    21225 447,550 SM FRB Powhatan VA 4/15/2010 Agreement C&D RE
    Bank
    (10-K)
    Written
    3744 1,221,632 SM FRB Centrue Bank Streator IL 12/24/2009 General
    Agreement
    Cease & CRE
    28353 129,536 SA OTS Century Bank Parma OH 5/24/2010
    Desist lending
    Century Bank of Formal
    35558 76,678 SM FRB Tampa FL 9/17/2009 General
    Florida Agreement
    Century Bank of Lawrencebu Cease &
    35450 101,048 NM FDIC KY 3/23/2009 General
    Kentucky, Inc. rg Desist
    Consent
    57031 94,260 NM FDIC Champion Bank Parker CO 2/24/2010 C&D RE
    Order
    Charter National Hoffman Consent
    23187 115,182 N OCC IL 4/29/2010 General
    Bank and Trust Estates Order
    Cherokee Bank,
    Cease & CRE
    35136 188,827 N OCC National Canton GA 4/29/2009
    Desist lending
    Association
    Chestatee State Cease & CRE
    34578 258,387 NM FDIC Dawsonville GA 8/21/2008
    Bank Desist lending
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Written
    986 10,577,035 SM FRB Citizens Bank Flint MI 3/11/2010 General
    Agreement
    Citizens Bank & Cease &
    16417 111,657 NM FDIC Covington LA 10/27/2009 C&D RE
    Trust Company Desist
    Citizens Bank & Consent
    4533 1,067,975 NM FDIC Chillicothe MO 4/14/2010 General
    Trust Company Order
    Citizens Bank of Consent CRE
    34601 232,318 NM FDIC Springfield GA 5/4/2010
    Effingham Order lending
    Citizens Bank of Consent CRE
    13055 626,848 NM FDIC Mukwonago WI 7/30/2010
    Mukwonago Order lending
    Citizens Bank of
    Consent
    33983 325,562 NM FDIC Northern Nevada City CA 2/11/2010 General
    Order
    California
    Citizens Bank,
    Formal
    4667 286,221 N OCC National Fort Scott KS 4/28/2010 General
    Agreement
    Association
    Formal
    Citizens First
    3731 1,131,094 N OCC Princeton IL 3/15/2010 Agreement General
    National Bank
    (8-K)
    Citizens First
    Written
    939 59,801 SM FRB State Bank of Walnut IL 11/5/2009 General
    Agreement
    Walnut
    Citizens National
    Formal
    2718 599,521 N OCC Bank of Paintsville KY 2/23/2010 General
    Agreement
    Paintsville
    Citizens National
    Cease &
    27465 254,379 N OCC Bank of Springfield MO 4/7/2009 C&D RE
    Desist
    Springfield
    Citizens State Cease & CRE
    6194 159,330 NM FDIC Hudson WI 7/24/2009
    Bank Desist lending
    Citizens State Consent CRE
    19753 79,834 NM FDIC Kingsland GA 4/14/2010
    Bank Order lending
    Citizens Union
    Consent
    5840 687,098 NM FDIC Bank of Shelbyville KY 1/15/2010 C&D RE
    Order
    Shelbyville
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    City National Formal CRE
    20234 4,534,178 N OCC Miami FL 4/19/2010
    Bank of Florida Agreement lending
    City National
    Formal
    21111 457,172 N OCC Bank of New Newark NJ 6/29/2009 General
    Agreement
    Jersey
    Clarke County Consent
    14980 129,225 NM FDIC Osceola IA 1/8/2010 C&D RE
    State Bank Order
    Clarkston State Cease &
    34957 106,685 NM FDIC Clarkston MI 6/16/2008 General
    Bank Desist
    Clear Creek Formal
    20394 23,660 N OCC Georgetown CO 12/4/2009 C&D RE
    National Bank Agreement
    Coast National San Luis Formal CRE
    34381 146,494 N OCC CA 2/10/2009
    Bank Obispo Agreement lending
    Merritt Supervisory
    34898 149,349 SA OTS Coastal Bank FL 12/31/2009 C&D RE
    Island Agreement
    Coastal Written CRE
    34403 238,852 SM FRB Everett WA 10/1/2009
    Community Bank Agreement lending
    Coatesville Cease &
    30085 223,368 SB FDIC Coatesville PA 10/8/2009 General
    Savings Bank Desist
    Coconut Grove Written
    8018 655,603 SM FRB Miami FL 3/25/2010 PLMBS
    Bank Agreement
    Cease & CRE
    32654 159,203 SA OTS Colombo Bank Rockville MD 10/28/2009
    Desist lending
    Columbia Cease &
    35013 378,015 NM FDIC Hillsboro OR 3/4/2009 C&D RE
    Community Bank Desist
    Multi-
    Columbia Cease &
    32284 58,260 NM FDIC Cincinnati OH 11/13/2007 family
    Savings Bank Desist
    RE
    Columbus Consent CRE
    58299 90,202 NM FDIC Columbus GA 5/25/2010
    Community Bank Order lending
    Commerce Bank
    Consent
    58590 45,887 NM FDIC of Temecula Murrieta CA 2/11/2010 General
    Order
    Valley
    CommerceWest Formal CRE
    57176 305,331 N OCC Irvine CA 1/15/2010
    Bank, N.A. Agreement lending
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Commercial
    Formal
    19024 179,040 N OCC National Bank of Texarkana TX 1/7/2010 PLMBS
    Agreement
    Texarkana
    Commercial State
    Cease & CRE
    2409 111,440 NM FDIC Bank of El El Campo TX 7/1/2009
    Desist lending
    Campo
    Community Bank
    Union Consent CRE
    32968 96,544 NM FDIC and Trust – AL 6/9/2010
    Springs Order lending
    Alabama
    Community Bank
    Consent CRE
    13664 134,639 NM FDIC of Central Colby WI 2/16/2010
    Order lending
    Wisconsin
    Community Bank Lakewood Consent
    34092 249,571 NM FDIC FL 11/25/2009 C&D RE
    of Manatee Ranch Order
    Community Bank
    Consent CRE
    35513 315,430 NM FDIC of Pickens Jasper GA 6/11/2010
    Order lending
    County
    Community Bank Cease &
    35170 132,339 NM FDIC Stockton CA 11/19/2008 General
    of San Joaquin Desist
    Community Bank Cease &
    35036 376,319 NM FDIC Smyrna GA Capital
    of the South Desist
    Community
    Greenwood Written CRE
    21132 1,718,757 SM FRB Banks of CO 4/6/2009
    Village Agreement lending
    Colorado
    Community Cease & CRE
    57036 198,634 NM FDIC Jonesboro GA 4/16/2009
    Capital Bank Desist lending
    Community Consent CRE
    26363 383,127 NM FDIC Claremont CA 4/21/2010
    Commerce Bank Order lending
    Community First Consent
    12512 65,980 NM FDIC Rosholt WI 6/4/2010 General
    Bank Order
    Community First Written CRE
    57948 60,517 SM FRB Chicago IL 2/17/2010 Yes
    Bank - Chicago Agreement lending
    Community North Cease &
    23306 34,331 N OCC MN 9/10/2007 General
    National Bank Branch Desist
    34503 215,578 N OCC Community Waterloo IA 1/26/2010 Formal Capital
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    National Bank Agreement
    Community Written
    5219 234,978 SM FRB Northfield MN 1/26/2010 General
    Resource Bank Agreement
    Community State
    Formal CRE
    18272 536,826 N OCC Bank, National Ankeny IA 7/30/2008
    Agreement lending
    Association
    CommunitySouth Consent
    57868 463,947 NM FDIC Easley SC 2/26/2010 C&D RE
    Bank and Trust Order
    Communityone
    Consent CRE
    4879 2,019,552 N OCC Bank, National Asheboro NC 7/28/2010
    Order (8-K) lending
    Association
    Cease & CRE
    34119 153,695 NM FDIC Concord Bank St. Louis MO 2/13/2009
    Desist lending
    Congaree State West Consent CRE
    58301 138,278 NM FDIC SC 5/14/2010
    Bank Columbia Order lending
    Connecticut
    Community Formal
    34876 420,857 N OCC Westport CT 7/27/2009 General
    Bank, National Agreement
    Association
    Consolidated
    Written
    11583 76,192 SM FRB Bank and Trust Richmond VA 7/30/2010 Capital
    Agreement
    Company
    Copper Star Consent
    35463 204,416 NM FDIC Scottsdale AZ 1/28/2010 C&D RE
    Bank Order
    Cornerbank,
    Formal CRE
    4803 222,510 N OCC National Winfield KS 7/1/2008
    Agreement lending
    Association
    Cornerstone Consent
    35284 181,934 NM FDIC Wilson NC 2/11/2010 C&D RE
    Bank Order
    Cornerstone Overland Written
    57250 213,440 SM FRB KS 1/25/2010 C&D RE
    Bank Park Agreement
    Cornerstone
    Bank & Trust, Formal
    15317 133,617 N OCC Carrollton IL 11/24/2009 General
    National Agreement
    Association
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Cornerstone Consent
    26256 520,557 NM FDIC Chattanooga TN 4/2/2010 C&D RE
    Community Bank Order
    Cornerstone Formal
    35179 186,736 N OCC Easley SC 5/12/2010 General
    National Bank Agreement
    Cease &
    35027 497,681 SA OTS CornerstoneBank Atlanta GA 5/17/2010 Capital
    Desist
    Cortez Consent
    57625 80,606 NM FDIC Brooksville FL 4/6/2010 C&D RE
    Community Bank Order
    Covenant Bank & Consent CRE
    58068 108,659 NM FDIC Rock Spring GA 4/28/2010
    Trust Order lending
    Cowboy State Written
    8725 42,962 SM FRB Ranchester WY 5/17/2010 General
    Bank Agreement
    CrediCard Formal
    34551 4,186 N OCC Tucson AZ 4/28/2009 General
    National Bank Agreement
    Consent
    58226 112,236 NM FDIC Creekside Bank Woodstock GA 1/8/2010 General
    Order
    Currie State Written
    8833 46,457 NM FDIC Currie MN 11/6/2008 General
    Bank Agreement
    Darby Bank & Consent
    14580 689,736 NM FDIC Vidalia GA 12/18/2009 C&D RE
    Trust Co. Order
    Decatur First Consent
    34392 231,825 NM FDIC Decatur GA 12/21/2009 C&D RE
    Bank Order
    Delanco Federal Cease &
    28631 138,066 SA OTS Delanco NJ 3/17/2010 General
    Savings Bank Desist
    Desert
    Cease & CRE
    57976 143,611 NM FDIC Commercial Palm Desert CA 2/17/2009
    Desist lending
    Bank
    Douglas County Cease &
    21649 354,855 NM FDIC Douglasville GA 1/27/2009 C&D RE
    Bank Desist
    DuPage National West Formal
    5732 95,809 N OCC IL 5/7/2009 General
    Bank Chicago Agreement
    Eagle Consent CRE
    57477 27,053 NM FDIC Maple Grove MN 5/27/2010
    Community Bank Order lending
    Eagle National Upper Formal
    26947 266,426 N OCC PA 10/15/2009 General
    Bank Darby Agreement
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Eagle Valley
    St. Croix Formal
    5365 192,047 N OCC Bank, National WI 12/17/2009 General
    Falls Agreement
    Association
    Southhampt Cease & RE
    35561 121,095 NM FDIC Earthstar Bank PA 4/29/2010
    on Desist Lending
    East Dubuque Written
    5733 192,848 SM FRB Dubuque IA 4/26/2010 General
    Savings Bank Agreement
    Eastern Federal Supervisory
    28167 172,255 SA OTS Norwich CT 11/4/2009 C&D RE
    Bank Agreement
    Eastern National Formal
    20026 446,284 N OCC Miami FL 6/26/2009 General
    Bank Agreement
    Eastern Savings Cease &
    32360 894,181 SA OTS Hunt Valley MD 2/20/2009 General
    Bank, FSB Desist
    Eastside
    Cease &
    58125 220,222 NM FDIC Commercial Conyers GA 10/9/2009 C&D RE
    Desist
    Bank
    Eastside
    Commercial Formal CRE
    57132 55,904 N OCC Bellevue WA 4/21/2009
    Bank, National Agreement lending
    Association
    Eaton National Formal CRE
    6579 185,108 N OCC Eaton OH 8/25/2009
    Bank & Trust Co. Agreement lending
    Cease &
    57772 88,945 NM FDIC Edgebrook Bank Chicago IL 10/23/2009 C&D RE
    Desist
    Cease &
    29981 157,821 SA OTS Edgewater Bank Saint Joseph MI 10/20/2009 General
    Desist
    Enterprise
    Consent
    19758 104,940 NM FDIC Banking McDonough GA 12/21/2009 C&D RE
    Order
    Company
    Cease & CRE
    23498 249,339 SB FDIC Equity Bank,SSB Dallas TX 11/12/2009
    Desist lending
    Ericson State Consent
    18265 53,060 NM FDIC Ericson NE 5/20/2010 General
    Bank Order
    Consent
    26799 401,195 NM FDIC EvaBank Eva AL 11/18/2009 C&D RE
    Order
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Evansville Consent
    58279 50,364 NM FDIC Evansville IN 2/18/2010 General
    Commerce Bank Order
    Evergreen Formal CRE
    23404 74,271 N OCC Evergreen CO 10/27/2009
    National Bank Agreement lending
    Evergreen State Cease &
    5328 264,630 NM FDIC Stoughton WI 1/25/2010 C&D RE
    Bank Desist
    Consent
    19189 275,116 NM FDIC Excel Bank Sedalia MO 3/16/2010 C&D RE
    Order
    Excel National Cease & CRE
    57734 219,456 N OCC Beverly Hills CA 9/15/2009
    Bank Desist lending
    Executive Formal
    20711 270,420 N OCC Miami FL 9/8/2009 General
    National Bank Agreement
    FSGBank,
    Consent
    35525 1,332,766 N OCC National Chattanooga TN 4/29/2010 C&D RE
    Order
    Association
    Family Bank & Cease &
    22536 70,663 NM FDIC Palos Hills IL 5/9/2008 General
    Trust Company Desist
    Family Federal Cease &
    28462 56,983 SL OTS Cicero IL 11/20/2009 General
    Savings of Illinois Desist
    Far East National Consent CRE
    21851 1,666,377 N OCC Los Angeles CA 3/9/2010
    Bank Order lending
    Farmers & Cease & CRE
    5716 632,767 NM FDIC Lakeland GA 5/19/2009
    Merchants Bank Desist lending
    Farmers & Consent CRE
    9069 221,062 NM FDIC Eatonton GA 1/13/2010
    Merchants Bank Order lending
    Farmers &
    Consent
    13737 202,995 NM FDIC Merchants Bank Burlington IA 6/10/2010 General
    Order
    & Trust
    Written
    57335 259,695 SM FRB Farmers Bank Ault CO 5/25/2010 General
    Agreement
    Farmers Bank &
    Formal CRE
    17614 662,481 N OCC Trust, National Great Bend KS 9/11/2008
    Agreement lending
    Association
    Farmers National Formal
    264 83,793 N OCC Walton KY 4/23/2010 General
    Bank Agreement
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Farmers State Written
    1123 40,779 SM FRB Faith SD 7/28/2010 General
    Bank Agreement
    Farmers State
    West Written CRE
    8865 45,099 SM FRB Bank of West MN 11/10/2009
    Concord Agreement lending
    Concord
    Consent
    33883 931,200 NM FDIC Fidelity Bank Dearborn MI 2/12/2010 C&D RE
    Order
    Fidelity Bank of
    Merritt Formal
    33198 418,786 N OCC Florida, National FL 6/9/2009 General
    Island Agreement
    Association
    Finance Factors, Consent
    25158 620,253 NM FDIC Honolulu HI 2/26/2010 C&D RE
    Ltd. Order
    Consent
    25667 786,700 NM FDIC Fireside Bank Pleasanton CA 12/21/2009 General
    Order
    First Arizona Cease &
    32582 272,152 SA OTS Scottsdale AZ 11/2/2009 C&D RE
    Savings, a FSB Desist
    Williamstow Cease &
    58481 209,760 NM FDIC First Bank NJ 9/30/2009 General
    n Desist
    West Des Cease &
    4516 117,476 NM FDIC First Bank IA 3/18/2009 General
    Moines Desist
    Cease &
    14552 95,289 NM FDIC First Bank Farmersville TX 10/21/2009 General
    Desist
    Consent
    1744 62,309 NM FDIC First Bank Wadley AL 12/18/2009 General
    Order
    Written
    12229 8,439,182 SM FRB First Bank Creve Coeur MO 4/1/2010 General
    Agreement
    First Bank
    Richmond, Formal
    28533 600,190 N OCC Richmond IN 10/26/2009 General
    National Agreement
    Association
    First Bank and Consent
    33405 944,014 NM FDIC New Orleans LA 7/9/2010 General
    Trust Order
    First Bank of Consent CRE
    34116 150,840 NM FDIC Dalton GA 11/17/2009
    Dalton Order lending
    27573 80,958 NM FDIC First Bank of Jacksonville FL 11/10/2009 Consent C&D RE
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Jacksonville Order
    First Bank of Written
    22327 174,806 SM FRB Snook TX 4/23/2008 General
    Snook Agreement
    First Banking Written
    5287 821,888 SM FRB Burlington WI 10/29/2009 General Yes
    Center Agreement
    First Carolina Rocky Consent
    35530 113,257 NM FDIC NC 3/4/2010 Capital
    State Bank Mount Order
    First Central Consent CRE
    34969 660,125 SB FDIC Glen Cove NY 2/17/2010
    Savings Bank Order lending
    First Chatham Consent
    57252 596,244 NM FDIC Savannah GA 7/13/2010 C&D RE
    Bank Order
    First Cherokee Cease &
    32711 249,400 NM FDIC Woodstock GA 9/11/2009 C&D RE
    State Bank Desist
    First Chicago Written
    27935 1,097,721 SM FRB Itasca IL 3/15/2010 C&D RE
    Bank & Trust Agreement
    First Choice Consent CRE
    57212 181,813 NM FDIC Geneva IL 7/29/2010
    Bank Order lending
    First Citizens
    Bank of Polson, Formal
    21478 27,460 N OCC Polson MT 9/17/2008 General
    National Agreement
    Association
    First City Bank Fort Walton Cease &
    16748 318,887 NM FDIC FL 10/15/2009 C&D RE
    of Florida Beach Desist
    First Commerce Cease &
    57448 248,151 NM FDIC Douglasville GA 1/6/2009 C&D RE
    Community Bank Desist
    Cease &
    First Commercial Desist CRE
    35246 341,602 NM FDIC Bloomington MN
    Bank (Media lending
    Report)
    First Commercial Written
    34965 659,122 SM FRB Orlando FL 4/7/2010 C&D RE
    Bank of Florida Agreement
    First Commercial
    Cease & CRE
    27583 122,531 NM FDIC Bank of Tampa Tampa FL 5/11/2009
    Desist lending
    Bay
    35090 125,302 NM FDIC First Community Hammond LA 4/15/2010 Consent CRE
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Bank Order lending
    First Community Written
    12261 2,624,251 SM FRB Taos NM 7/8/2009 General
    Bank Agreement
    First Community
    Consent CRE
    34943 326,426 NM FDIC Bank of Fort Myers FL 6/15/2010
    Order lending
    Southwest FL
    First Community
    Consent CRE
    26435 763,780 N OCC Bank, National Sugar Land TX 11/19/2009
    Order lending
    Association
    First Community
    Formal
    34047 606,198 N OCC Bank, National Lexington SC 4/6/2010 PLMBS
    Agreement
    Association
    First Community
    Formal
    22964 186,201 N OCC Bank, National San Benito TX 3/23/2010 General
    Agreement
    Association
    First
    King of Consent
    35312 221,843 NM FDIC CornerStone PA 5/12/2010 General
    Prussia Order
    Bank
    First Covenant
    58294 172,405 NM FDIC Norcross GA PCA Capital Yes
    Bank
    First East Side Cease &
    28144 94,697 SA OTS Tamarac FL 5/20/2010 C&D RE
    Savings Bank Desist
    First Federal Cease &
    28982 678,043 SA OTS Harrison AR 4/14/2010 C&D RE
    Bank Desist
    First Federal Supervisory
    29594 140,603 SA OTS Lexington KY 4/9/2010 General
    Bank Agreement
    First Federal
    Savings and Loan Supervisory
    29611 78,346 SA OTS Kewanee IL 8/24/2010 General
    Association of Agreement
    Kewanee
    First Federal of
    Supervisory
    31410 118,854 SA OTS South Carolina, Walterboro SC 8/28/2009 General
    Agreement
    FSB
    First Heritage Consent
    23626 211,066 NM FDIC Snohomish WA 4/26/2010 General
    Bank Order
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    First Home Mountain Cease &
    30364 211,953 SA OTS MO 8/17/2009 General
    Savings Bank Grove Desist
    First
    Consent
    33513 388,521 NM FDIC International Plano TX 3/23/2010 C&D RE
    Order
    Bank
    First Mariner Cease &
    31286 1,348,512 NM FDIC Baltimore MD 9/18/2009 General
    Bank Desist
    First Midwest Cease & CRE
    6078 130,354 NM FDIC Centerville SD 7/15/2009
    Bank Desist lending
    First Missouri Formal CRE
    28930 113,891 N OCC Brookfield MO 10/22/2009
    National Bank Agreement lending
    First National Cease &
    14420 273,363 N OCC Goodland KS 6/23/2009 C&D RE
    Bank Desist
    First National Formal CRE
    14372 1,865,087 N OCC Fort Collins CO 6/25/2009
    Bank Agreement lending
    First National Formal CRE
    4753 87,617 N OCC Hays KS 1/27/2010
    Bank Agreement lending
    First National Formal
    5113 77,932 N OCC Chisholm MN 7/23/2009 General
    Bank Agreement
    First National
    Bank & Trust Formal
    4709 33,770 N OCC Larned KS 4/17/2008 General
    Company in Agreement
    Larned
    First National Formal
    15484 99,165 N OCC Oskaloosa IA 7/28/2008 General
    Bank MidWest Agreement
    First National Formal
    5247 191,046 N OCC St. Peter MN 3/3/2010 General
    Bank Minnesota Agreement
    First National
    Formal
    18613 398,738 N OCC Bank South Yankton SD 6/23/2010 General
    Agreement
    Dakota
    First National Formal
    22046 170,608 N OCC Boutte LA 5/21/2008 General
    Bank USA Agreement
    First National Formal
    5338 46,374 N OCC Barron WI 8/4/2008 General
    Bank and Trust Agreement
    2226 295,733 N OCC First National Powell WY 9/3/2008 Cease & General
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Bank and Trust
    Desist
    Company
    First National Cease & CRE
    14370 304,644 N OCC Howell MI 9/24/2009
    Bank in Howell Desist lending
    First National
    Cease &
    4174 29,029 N OCC Bank in Pawhuska OK 10/22/2009 General
    Desist
    Pawhuska
    First National
    Consent
    57181 252,255 N OCC Bank of Baldwin Foley AL 12/28/2009 C&D RE
    Order
    County
    First National
    Formal CRE
    18564 216,367 N OCC Bank of Brookfield IL 9/11/2008
    Agreement lending
    Brookfield
    First National
    Formal CRE
    19468 242,876 N OCC Bank of Central Aliceville AL 2/17/2010
    Agreement lending
    Alabama
    First National
    Formal CRE
    26297 404,200 N OCC Bank of Central Winter Park FL 7/7/2009
    Agreement lending
    Florida
    First National
    Formal CRE
    17557 137,813 N OCC Bank of Crestview FL 4/19/2010
    Agreement lending
    Crestview
    First National Consent CRE
    1757 158,800 N OCC Crossett AR 11/10/2009
    Bank of Crossett Order lending
    First National Cease & CRE
    169 267,102 N OCC Griffin GA 11/10/2009
    Bank of Griffin Desist lending
    First National Consent
    18150 217,530 N OCC Jasper TX 10/8/2009 PLMBS
    Bank of Jasper Order
    First National Overland Formal CRE
    33789 745,277 N OCC KS 7/10/2009
    Bank of Kansas Park Agreement lending
    First National Formal
    4794 69,808 N OCC Burlington KS 5/27/2010 General
    Bank of Kansas Agreement
    First National
    Formal
    5318 122,680 N OCC Bank of Platteville WI 11/25/2008 General
    Agreement
    Platteville
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    First National
    Formal CRE
    58744 47,641 N OCC Bank of Scottsdale AZ 1/21/2010
    Agreement lending
    Scottsdale
    First National
    Formal CRE
    25249 192,658 N OCC Bank of Southern Riverside CA 2/23/2010
    Agreement lending
    California
    First National
    Consent CRE
    19266 188,028 N OCC Bank of Laramie WY 12/15/2009
    Order lending
    Wyoming
    First National
    Formal
    19103 60,377 N OCC Bank of the Navarre MN 6/11/2010 General
    Agreement
    Lakes
    First National
    Formal
    24355 33,547 N OCC Bank of the Mid- Bedford TX 8/16/2006 General
    Agreement
    Cities
    First National
    Grand Consent CRE
    3041 358,887 N OCC Bank of the CO 11/5/2009
    Junction Order lending
    Rockies
    First National
    Formal CRE
    57840 242,535 N OCC Bankers Bank, Homewood AL 3/24/2010
    Agreement lending
    Alabama
    First National
    Formal
    1294 384,649 N OCC Banking Ash Flat AR 6/26/2009 General
    Agreement
    Company
    First Peoples Port St. Consent
    34870 260,400 NM FDIC FL 3/18/2010 C&D RE
    Bank Lucie Order
    First Personal Consent
    35067 178,660 NM FDIC Orland Park IL 3/30/2010 General
    Bank Order
    First Pryority Written CRE
    4185 109,237 SM FRB Pryor OK 3/25/2008
    Bank Agreement lending
    First Resource Cease &
    58039 18,738 NM FDIC Savage MN 8/31/2009 General
    Bank Desist
    First Security
    Consent CRE
    4741 59,288 NM FDIC Bank & Trust Norton KS 1/6/2010
    Order lending
    Company
    57799 172,740 NM FDIC First Sound Bank Seattle WA 3/4/2010 Consent General Yes
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Order
    First Southern Formal CRE
    57239 222,845 N OCC Statesboro GA 5/18/2009
    National Bank Agreement lending
    First Southwest Consent CRE
    57741 262,209 NM FDIC Alamosa CO 4/6/2010
    Bank Order lending
    First Standard Cease &
    57944 125,197 NM FDIC Los Angeles CA 2/7/2008 General
    Bank Desist
    Cease & CRE
    58046 270,528 NM FDIC First State Bank Cranford NJ 10/2/2009
    Desist lending
    Cease &
    15787 38,014 NM FDIC First State Bank Wilmot SD 3/3/2009 C&D RE
    Desist
    Cease &
    9502 34,953 NM FDIC First State Bank Danville VA 4/10/2007 General
    Desist
    Consent CRE
    19163 95,086 NM FDIC First State Bank Wrens GA 4/28/2010
    Order lending
    First State Bank Consent CRE
    5175 17,273 NM FDIC Kiester MN 1/20/2010
    of Kiester Order lending
    First State Bank Written
    11704 90,966 SM FRB Red Bud IL 3/27/2009 General
    of Red Bud Agreement
    First Suburban Capital
    16089 149,196 N OCC Maywood IL 8/12/2009 General
    National Bank Directive
    First Trade Supervisory
    32551 635,790 SA OTS Boston MA 1/7/2010 General
    Union Bank Agreement
    First Tuskegee Cease &
    33519 72,781 NM FDIC Tuskegee AL 11/19/2008 General
    Bank Desist
    Consent
    20685 417,229 NM FDIC First United Bank Crete IL 3/4/2010 C&D RE
    Order
    Salt Lake Written
    22738 333,031 NM FDIC First Utah Bank UT 9/29/2009 General
    City Agreement
    First Vietnamese Cease &
    57885 51,877 NM FDIC Westminster CA 1/29/2009 General
    American Bank Desist
    Firstbank of Consent
    30387 18,102,301 NM FDIC Santurce PR 6/2/2010 General
    Puerto Rico Order
    Consent
    57646 809,252 NM FDIC Firstier Bank Louisville CO 1/22/2010 C&D RE
    Order
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Consent
    17478 287,030 NM FDIC Firstier Bank Kimball NE 3/17/2010 C&D RE
    Order
    West Palm Written CRE
    35218 133,955 SM FRB Flagler Bank FL 11/19/2009
    Beach Agreement lending
    Flagstar Bank, Supervisory
    32541 13,688,836 SA OTS Troy MI 1/27/2010 General
    FSB Agreement
    Flint River Formal
    57786 29,472 N OCC Camilla GA 1/14/2010 General
    National Bank Agreement
    Florida Capital
    Formal CRE
    26323 946,496 N OCC Bank, National Jacksonville FL 3/26/2009
    Agreement lending
    Association
    Forrest City
    Formal
    28812 50,835 N OCC Bank, National Forrest City AR 2/17/2010 PLMBS
    Agreement
    Association
    Foundations Consent
    57972 215,008 NM FDIC Pewaukee WI 6/1/2010 General
    Bank Order
    Fox River State Cease & CRE
    57504 99,869 NM FDIC Burlington WI 9/11/2009
    Bank Desist lending
    Franklin
    Community Rocky Formal
    57259 225,270 N OCC VA 4/16/2009 C&D RE
    Bank, National Mount Agreement
    Association
    Cease &
    11705 74,799 NM FDIC Freedom Bank Sterling IL 9/18/2009 General
    Desist
    Columbia Consent
    58010 58,709 NM FDIC Freedom Bank MT 12/17/2009 General
    Falls Order
    Freedom Formal
    57254 86,653 N OCC Greenville RI 3/4/2010 General
    National Bank Agreement
    Front Range Consent
    34401 132,800 NM FDIC Lakewood CO 3/23/2010 C&D RE
    Bank Order
    Cease &
    34986 425,519 NM FDIC Frontenac Bank Earth City MO 10/21/2009 C&D RE
    Desist
    Cease &
    33922 154,882 SA OTS Frontier Bank Rock Rapids IA 3/22/2010 General
    Desist
    8283 96,062 NM FDIC Garden City Garden City MO 1/29/2009 Cease & General
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Bank Desist
    Gateway Bank, San Cease &
    33103 338,931 SA OTS CA 4/24/2009 General
    FSB Francisco Desist
    Gateway Business Consent
    34250 190,015 NM FDIC Cerritos CA 12/10/2009 General
    Bank Order
    Mortgag
    Geauga Savings Cease &
    32287 432,836 SB FDIC Newbury OH 1/12/2009 e
    Bank Desist
    Lending
    Generations Cease &
    35518 62,119 SA OTS Phillipsburg KS 10/23/2008 General
    Bank Desist
    Georgia Heritage Cease & CRE
    58005 84,641 NM FDIC Dallas GA 4/24/2009
    Bank Desist lending
    Supervisory
    30126 100,257 SA OTS Gibraltar Bank Oak Ridge NJ 8/25/2010 General
    Agreement
    Gladewater Formal
    23835 28,202 N OCC Gladewater TX 6/17/2009 General
    National Bank Agreement
    Glasgow Savings Consent CRE
    1056 35,233 NM FDIC Glasgow MO 5/26/2010
    Bank Order lending
    Golden Bank,
    Formal
    26223 528,863 N OCC National Houston TX 1/20/2010 General
    Agreement
    Association
    Golden Coast Cease &
    58391 34,787 NM FDIC Long Beach CA 1/27/2009 General
    Bank Desist
    Golden Security Cease &
    26615 165,233 NM FDIC Rosemead CA 5/8/2009 General
    Bank Desist
    Golden State Cease &
    57585 147,898 NM FDIC Upland CA 8/17/2009 General
    Bank Desist
    Goldwater Bank, Consent CRE
    58405 191,964 N OCC Scottsdale AZ 5/11/2010
    N.A. Order lending
    Grand Bank,
    Formal CRE
    57274 404,346 N OCC National Hamilton NJ 8/4/2009
    Agreement lending
    Association
    Grand Mountain Cease &
    57531 137,232 SA OTS Granby CO 11/9/2009 C&D RE
    Bank, FSB Desist
    10816 14,099 NM FDIC Grand Rivers Grand IL 6/25/2009 Cease & General
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Community Bank Chain Desist
    Great Eastern Consent
    33872 65,970 NM FDIC Miami FL 7/27/2010 General
    Bank of Florida Order
    Great Florida Consent
    57719 1,779,911 NM FDIC Coral Gables FL 4/13/2010 C&D RE
    Bank Order
    Great Northern Saint Consent
    35316 71,710 NM FDIC MN 6/18/2010 Capital
    Bank Michael Order
    Griffith Savings Consent
    29816 100,240 SB FDIC Griffith IN 12/14/2009 General
    Bank Order
    Cease &
    30003 1,310,974 SA OTS Guaranty Bank Milwaukee WI 3/23/2009 General
    Desist
    Guaranty Bank
    Written
    17482 1,980,174 SM FRB and Trust Denver CO 1/28/2010 C&D RE
    Agreement
    Company
    Gulf Coast Consent
    57564 254,117 NM FDIC Pensacola FL 1/29/2010 C&D RE
    Community Bank Order
    Gulf State Consent
    20340 117,154 NM FDIC Carrabelle FL 11/20/2009 C&D RE
    Community Bank Order
    GulfSouth Consent CRE
    58073 206,491 NM FDIC Destin FL 6/23/2010
    Private Bank Order lending
    Gunnison Valley Cease &
    1250 69,858 NM FDIC Gunnison UT 9/25/2009 General
    Bank Desist
    Gwinnett Cease &
    35249 489,014 NM FDIC Duluth GA 8/31/2009 C&D RE
    Community Bank Desist
    Cease &
    151 409,137 NM FDIC Habersham Bank Clarkesville GA 6/26/2009
    Desist (8-K)
    Written CRE
    24170 2,907,224 SM FRB Hanmi Bank Los Angeles CA 11/5/2009
    Agreement lending
    Hanover Garden City Consent
    58675 61,663 NM FDIC NY 7/27/2010 General
    Community Bank Park Order
    HarVest Bank of Consent CRE
    57766 207,028 NM FDIC Rockville MD 7/2/2010
    Maryland Order lending
    Harrington Bank, Supervisory CRE
    57262 304,482 SA OTS Chapel Hill NC 7/21/2009
    FSB Agreement lending
    18984 142,109 NM FDIC Hastings State Hasting NE 6/24/2008 Cease & General
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Bank Desist
    Haven Trust Ponte Vedra Consent
    58308 148,575 NM FDIC FL 2/17/2010 C&D RE
    Bank Florida Beach Order
    Cease & CRE
    1361 154,311 NM FDIC Heartland Bank Leawood KS 3/30/2009
    Desist lending
    Formal
    Herald National
    58858 464,104 N OCC New York NY 4/27/2010 Agreement General
    Bank
    (8-K)
    Consent
    30846 410,316 NM FDIC Heritage Bank Jonesboro GA 1/8/2010 C&D RE
    Order
    Written
    57548 50,420 SM FRB Heritage Bank Topeka KS 5/4/2009 General
    Agreement
    Heritage Bank
    Supervisory
    19254 181,339 N OCC National Spicer MN 10/28/2008 General
    Agreement
    Association
    Heritage Bank of Cease & CRE
    12554 352,045 NM FDIC Trivoli IL 11/12/2009
    Central Illinois Desist lending
    Heritage Bank of Written
    33905 1,300,643 SM FRB San Jose CA 2/23/2010 C&D RE
    Commerce Agreement
    Heritage Bank of Cease & CRE
    26680 151,267 NM FDIC Orange Park FL 8/4/2009
    North Florida Desist lending
    Heritage Bank,
    Formal CRE
    58416 144,510 N OCC National Phoenix AZ 9/29/2008
    Agreement lending
    Association
    Heritage Bank,
    Formal
    25243 139,146 N OCC National Holstein IA 10/30/2009 General
    Agreement
    Association
    Heritage Banking Consent
    14273 238,552 NM FDIC Carthage MS 6/4/2010 General
    Group Order
    Heritage Consent CRE
    57656 123,573 NM FDIC Greeneville TN 4/21/2010
    Community Bank Order lending
    Heritage First Supervisory
    20761 116,003 SA OTS Rome GA 5/1/2009 C&D RE
    Bank Agreement
    Heritage Oaks Consent CRE
    24229 1,004,716 NM FDIC Paso Robles CA 3/4/2010
    Bank Order lending
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Cease &
    58594 37,850 SA OTS High Desert Bank Bend OR 12/29/2009 General
    Desist
    Consent
    19554 205,094 NM FDIC High Trust Bank Stockbridge GA 11/20/2009 C&D RE
    Order
    Saint Consent
    16111 532,998 NM FDIC Highland Bank MN 4/14/2010 PLMBS
    Michael Order
    Highland Cease &
    20290 119,065 NM FDIC Chicago IL 9/15/2009 General
    Community Bank Desist
    Overland Cease &
    22173 1,646,373 NM FDIC Hillcrest Bank KS 10/21/2009 C&D RE
    Park Desist
    Holladay Bank & Salt Lake Consent
    21448 56,392 NM FDIC UT 4/8/2010 General
    Trust City Order
    Home Federal
    Hallandale Cease & CRE
    34652 82,141 SA OTS Bank of FL 7/30/2010
    Beach Desist lending
    Hollywood
    Home Federal Cease & Insider
    29042 974,284 SL OTS Rochester MN 6/20/2008
    Savings Bank Desist Activities
    Home Loan
    Cease & Residenti
    27417 210,151 SA OTS Investment Bank, Warwick RI 8/18/2009
    Desist al RE
    F.S.B.
    Home Savings Salt Lake Consent
    26798 130,930 NM FDIC UT 12/3/2009 C&D RE
    Bank City Order
    Home Savings Jefferson Supervisory
    28276 30,959 SA OTS MO 8/9/2010 General
    Bank City Agreement
    Home Savings of Cease &
    29178 461,242 SA OTS Little Falls MN 6/2/2010 General
    America Desist
    HomeStar Bank
    Consent CRE
    16375 420,005 NM FDIC and Financial Manteno IL 5/24/2010
    Order lending
    Services
    Cease &
    32489 2,723,750 SB FDIC Homestreet Bank Seattle WA 5/8/2009 General
    Desist
    Hometown Bank,
    Cease & CRE
    34727 219,118 N OCC National Carthage MO 12/18/2008
    Desist lending
    Association
    35156 25,884 N OCC Hometown Longview WA 7/29/2009 Cease & CRE
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    National Bank Desist lending
    Written
    35061 187,819 SM FRB Horizon Bank Bradenton FL 11/17/2009 C&D RE Yes
    Agreement
    Cease &
    57107 81,564 NM FDIC ISN Bank Cherry Hill NJ 12/31/2007 General
    Desist
    Idaho Banking Written
    34317 211,113 SM FRB Boise ID 3/10/2010 C&D RE
    Company Agreement
    Consent
    58095 82,003 NM FDIC Idaho First Bank McCall ID 2/10/2010 General
    Order
    Incommons Formal
    3342 97,724 N OCC Mexia TX 4/20/2010 General
    Bank, N.A. Agreement
    Independence
    Cease &
    31555 122,936 SA OTS Federal Savings Washington DC 8/3/2009 General
    Desist
    Bank
    Independence Formal CRE
    57951 132,569 N OCC Greenville SC 1/20/2010
    National Bank Agreement lending
    Independent
    Written CRE
    24642 323,434 SM FRB Banker's Bank of Lake Mary FL 10/4/2009
    Agreement lending
    Florida
    Integra Bank
    Formal
    4392 2,963,744 N OCC National Evansville IN 5/20/2009 General
    Agreement
    Association
    Inter National Formal
    25879 2,140,508 N OCC McAllen TX 9/21/2009 C&D RE
    Bank Agreement
    Inter Savings
    Cease &
    31495 645,733 SA OTS Bank, fsb D/B/A Maple Grove MN 6/19/2009 General Yes
    Desist
    Interbank, fsb
    Intercredit Bank,
    Formal
    25258 267,365 N OCC National Miami FL 4/26/2007 General
    Agreement
    Association
    International
    City Bank, Cease & CRE
    25648 199,947 N OCC Long Beach CA 2/12/2009
    National Desist lending
    Association
    34196 276,041 NM FDIC Jefferson Bank Dallas TX 10/27/2009 Cease & C&D RE
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Desist
    Jefferson Bank
    Consent
    1071 804,644 NM FDIC and Trust Eureka MO 6/16/2010 General
    Order
    Company
    Randallstow Cease &
    31263 591,650 NM FDIC K Bank MD 4/1/2009 General
    n Desist
    Kentucky Federal
    Supervisory CRE
    27877 39,673 SL OTS
    Savings and Loan Covington KY 8/19/2008
    Agreement lending
    Association
    Kinderhook State Consent
    5765 15,779 NM FDIC Kinderhook IL 3/30/2010 General
    Bank Order
    Lafayette Cease &
    35476 131,815 NM FDIC Lafayette IN 2/16/2007 General
    Community Bank Desist
    Lake Community Cease &
    8193 144,759 NM FDIC Long Lake MN 8/27/2008 General
    Bank Desist
    Lake County Saint Written
    16256 30,058 SM FRB MT 5/3/2010 General
    Bank Ignatius Agreement
    Consent
    57785 60,016 NM FDIC Lakeview Bank Lakeville MN 2/5/2010 C&D RE
    Order
    Lakewood Bank,
    Formal CRE
    18969 143,804 N OCC National Baxter MN 3/15/2010
    Agreement lending
    Association
    LandMark Bank Written CRE
    35244 319,708 SM FRB Sarasota FL 11/10/2009
    of Florida Agreement lending
    Landmark Bank,
    Fort Formal CRE
    34832 344,050 N OCC National FL 6/17/2010
    Lauderdale Agreement lending
    Association
    Landmark
    Community Formal
    10161 106,216 N OCC Isanti MN 6/26/2008 General
    Bank, National Agreement
    Association
    Cease &
    57820 162,931 NM FDIC Legacy Bank Scottsdale AZ 11/16/2009 C&D RE Yes
    Desist
    Written
    34818 216,237 SM FRB Legacy Bank Milwaukee WI 5/5/2010 General
    Agreement
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Legacy National Formal
    57953 253,894 N OCC Springdale AR 4/24/2008 General
    Bank Agreement
    LegacyTexas Written
    18843 1,611,391 SM FRB Plano TX 8/27/2009 General
    Bank Agreement
    Liberty Bank, Salt Lake Cease &
    26816 13,851 NM FDIC UT 5/26/2009 General
    Inc. City Desist
    Liberty Federal Cease &
    28407 160,396 SA OTS Enid OK 3/23/2010 C&D RE
    Savings Bank Desist
    Liberty Savings Cease &
    32242 1,023,167 SA OTS Wilmington OH 10/19/2009 General
    Bank, F.S.B. Desist
    Liberty Savings Supervisory
    29247 30,729 SA OTS Pottsville PA 6/5/2009 General
    Bank, F.S.B. Agreement
    Liberty Savings Cease &
    28781 80,399 SA OTS Whiting IN 8/5/2010 General
    Bank, FSB Desist
    Lincoln FSB of Cease &
    29692 341,217 SA OTS Lincoln NE 10/6/2009 General
    Nebraska Desist
    Consent
    58324 143,332 NM FDIC Lone Star Bank Houston TX 6/10/2010 General
    Order
    Los Alamos Formal
    18799 1,554,169 N OCC Los Alamos NM 1/26/2010 C&D RE
    National Bank Agreement
    Cease &
    34093 222,845 NM FDIC MBank Gresham OR 7/1/2009 General
    Desist
    Consent
    34618 1,646,805 NM FDIC Macatawa Bank Holland MI 2/22/2010 C&D RE
    Order
    Written
    34306 139,996 SM FRB Madison Bank Richmond KY 8/16/2010 General
    Agreement
    New Consent CRE
    30704 543,548 NM FDIC Magyar Bank NJ 4/22/2010
    Brunswick Order lending
    Consent CRE
    24979 455,697 NM FDIC Main Street Bank Kingwood TX 7/28/2010
    Order lending
    Cease & CRE
    57581 63,812 NM FDIC Maple Bank Champlin MN 9/23/2009
    Desist lending
    Marathon
    New York Formal CRE
    32698 831,370 N OCC National Bank of NY 5/22/2008
    City Agreement lending
    New York
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Maritime Savings Cease &
    28612 350,488 SA OTS West Allis WI 11/6/2009 C&D RE Yes
    Bank Desist
    Maryland Bank
    and Trust
    Lexington Formal
    18115 348,063 N OCC Company, MD 2/10/2006 General
    Park Agreement
    National
    Association
    McClave State Cease &
    11261 20,107 NM FDIC Mcclave CO 8/1/2008 General
    Bank Desist
    Cease &
    McIntosh State Desist
    19237 378,866 NM FDIC Jackson GA 10/15/2009 C&D RE
    Bank (Media
    Report)
    Meramec Valley Consent
    19200 123,078 NM FDIC Valley Park MO 12/3/2009 General
    Bank Order
    Merchants Bank
    of California, Consent CRE
    27477 83,320 N OCC Carson CA 6/23/2010
    National Order lending
    Association
    Meridian Bank,
    Formal
    22644 1,464,302 N OCC National Wickenburg AZ 6/3/2009 C&D RE
    Agreement
    Association
    Consent
    26255 2,190,142 NM FDIC Metro Bank Lemoyne PA 4/29/2010 General
    Order
    Metro United Consent
    33401 461,910 NM FDIC San Diego CA 7/22/2010 C&D RE
    Bank Order
    Metrobank,
    Formal
    26937 1,168,128 N OCC National Houston TX 8/10/2009 C&D RE
    Agreement
    Association
    Metropolitan Formal
    20280 1,371,940 N OCC Little Rock AR 5/22/2008 General
    National Bank Agreement
    Metropolitan Formal
    34699 617,044 N OCC New York NY 7/23/2009 General
    National Bank Agreement
    Michigan Consent CRE
    33134 1,136,373 NM FDIC Ann Arbor MI 4/5/2010
    Commerce Bank Order lending
    1624 119,036 SM FRB Mid America Dixon MO 6/8/2007 Written C&I
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Bank and Trust
    Agreement lending
    Company
    Mid City Bank, Consent
    19397 213,893 NM FDIC Omaha NE 11/20/2009 General
    Inc. Order
    Murfreesbor Written
    57659 243,323 SM FRB MidSouth Bank TN 8/19/2010 General
    o Agreement
    MidSouth Bank, Formal
    2777 374,214 N OCC Dothan AL 3/25/2010 C&D RE
    N. A. Agreement
    Midwest Cease & CRE
    10925 100,060 NM FDIC Plainville KS 7/12/2010
    Community Bank Desist lending
    Midwest
    Jefferson Written
    25849 268,079 SM FRB Independent MO 9/3/2009 General
    City Agreement
    Bank
    Consent
    3036 1,283,998 NM FDIC Mile High Banks Longmont CO 2/5/2010 C&D RE
    Order
    Millennium BCP
    Cease &
    35280 714,485 N OCC Bank, National Newark NJ 7/9/2009 General
    Desist
    Association
    Consent CRE
    58348 46,526 NM FDIC Millennium Bank Des Plaines IL 7/20/2010
    Order lending
    Millennium
    Formal
    35096 218,708 N OCC Bank, National Reston VA 1/24/2008 General
    Agreement
    Association
    Minnstar Bank
    Formal
    13809 95,199 N OCC National Lake Crystal MN 2/25/2009 General
    Agreement
    Association
    Minnwest Bank Consent
    17898 302,471 NM FDIC Eagan MN 3/16/2010 C&D RE
    Metro Order
    Mission Oaks Consent
    57021 187,141 N OCC Temecula CA 5/12/2010 C&D RE
    National Bank Order
    Modern Bank,
    Formal
    22398 616,919 N OCC National New York NY 10/27/2009 General
    Agreement
    Association
    Mohave State Lake Havasu Consent
    33508 350,644 NM FDIC AZ 2/8/2010 C&D RE
    Bank City Order
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Monarch Consent CRE
    29069 262,859 NM FDIC Coldwater MI 5/6/2010
    Community Bank Order lending
    Monroe Bank & Consent
    12181 1,263,077 NM FDIC Monroe MI 7/13/2010 General
    Trust Order
    Montgomery Cease &
    19498 227,730 NM FDIC Ailey GA 10/6/2009 C&D RE
    Bank & Trust Desist
    Mother Lode Cease &
    57637 61,784 NM FDIC Sonora CA 8/28/2009 General
    Bank Desist
    Mountain 1st
    Hendersonvi Consent
    57763 802,109 NM FDIC Bank & Trust NC 2/25/2010 C&D RE
    lle Order
    Company
    Mountain Cease & CRE
    57593 114,421 NM FDIC Clayton GA 6/17/2009
    Heritage Bank Desist lending
    Mountain Formal CRE
    34789 602,062 N OCC Sevierville TN 6/2/2009
    National Bank Agreement lending
    Mountain Pacific Cease &
    58341 104,410 NM FDIC Everett WA 3/5/2009 C&D RE
    Bank Desist
    Mountain West
    Consent CRE
    33314 755,234 N OCC Bank, National Helena MT 4/15/2010
    Order lending
    Association
    Written
    4862 274,671 SM FRB NBRS Financial Rising Sun MD 2/2/2010 C&D RE
    Agreement
    Supervisory
    32612 1,528,654 SA OTS NCB, FSB Hillsboro OH 3/15/2010 General
    Agreement
    National Bank of
    North Little Formal CRE
    23331 198,321 N OCC Arkansas in AR 3/30/2009
    Rock Agreement lending
    North Little Rock
    National Bank of Formal
    24108 384,935 N OCC Los Angeles CA 8/31/2009 General
    California Agreement
    National Bank of Formal
    14266 552,306 N OCC Superior WI 1/19/2010 General
    Commerce Agreement
    National Bank of Overland Formal
    35014 701,578 N OCC KS 5/20/2008 General
    Kansas City Park Agreement
    National Bank of Consent CRE
    17847 180,227 N OCC Newport TN 1/20/2010
    Tennessee Order lending
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Native American
    Formal
    27026 91,519 N OCC Bank, National Denver CO 8/18/2008 General
    Agreement
    Association
    Nebraska Written
    57331 24,910 SM FRB Lincoln NE 9/3/2009 General
    Bankers' Bank Agreement
    Neighborhood Consent CRE
    34548 134,104 N OCC San Diego CA 4/12/2010
    National Bank Order lending
    Neighborhood Formal
    57210 51,402 N OCC Alexandria MN 1/20/2010 General
    National Bank Agreement
    Nevada Consent
    35418 193,527 NM FDIC Las Vegas NV 11/20/2009 General
    Commerce Bank Order
    New Peoples Written CRE
    34890 859,540 SM FRB Honaker VA 8/4/2010
    Bank, Inc. Agreement lending
    Cease & CRE
    29209 597,778 SB FDIC NexBank Dallas TX 8/19/2009
    Desist lending
    Cease & CRE
    19794 914,441 NM FDIC Nexity Bank Birmingham AL 3/20/2009
    Desist lending
    Consent CRE
    18626 555,983 NM FDIC NorStates Bank Waukegan IL 4/16/2010
    Order lending
    North Alabama Consent
    27560 139,441 NM FDIC Hazel Green AL 4/26/2010 C&D RE
    Bank Order
    North American Supervisory
    29708 1,394,623 SA OTS Savings Bank, Grandview MO 5/5/2010 Agreement General
    F.S.B. (8-K)
    North Cascades Formal CRE
    26846 309,703 N OCC Chelan WA 12/8/2009
    National Bank Agreement lending
    North County Cease &
    35053 288,776 NM FDIC Arlington WA 8/18/2009 C&D RE
    Bank Desist
    Cease &
    North Georgia Desist
    35242 165,558 NM FDIC Watkinsville GA 7/14/2009
    Bank (Media
    Report)
    North Valley Written
    20959 907,578 SM FRB Redding CA 1/8/2010 C&D RE
    Bank Agreement
    2284 140,035 SM FRB North Valley Zanesville OH 3/15/2007 Written General
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Bank Agreement
    Consent
    16659 393,487 NM FDIC Northeast Bank Minneapolis MN 1/26/2010 General
    Order
    Northern Star Cease & CRE
    34983 40,452 NM FDIC Mankato MN 7/24/2009
    Bank Desist lending
    Northland Cease &
    26890 57,271 N OCC Gladstone MO 6/6/2008 General
    National Bank Desist
    Northpointe Grand Cease &
    34953 261,387 NM FDIC MI 10/1/2008 General
    Bank Rapids Desist
    Cease & CRE
    57994 130,995 NM FDIC Northside Bank Adairsville GA 7/9/2009
    Desist lending
    Northside Written
    34416 465,893 SM FRB Gurnee IL 5/6/2010 General
    Community Bank Agreement
    Northwest Consent
    9246 574,777 NM FDIC Ringgold GA 11/20/2009 C&D RE
    Georgia Bank Order
    Northwestern Chippewa Written
    2468 342,045 SM FRB WI 5/4/2010 General
    Bank Falls Agreement
    Northwestern
    Formal
    9746 131,524 N OCC Bank, National Dilworth MN 1/27/2010 General
    Agreement
    Association
    Consent CRE
    27148 660,890 NM FDIC Nova Bank Berwyn PA 5/7/2010
    Order lending
    Cease &
    58342 76,443 SB FDIC Oasis Bank, SSB Houston TX 10/9/2009 General
    Desist
    Cease &
    24156 3,871,882 NM FDIC Ocean Bank Miami FL 5/7/2008 C&D RE
    Desist
    Jacksonville Consent
    34284 274,259 NM FDIC Oceanside Bank FL 1/7/2010 C&D RE
    Beach Order
    Oconee State Cease &
    18143 281,251 NM FDIC Watkinsville GA 8/18/2009 C&D RE
    Bank Desist
    Ohana Pacific Cease & CRE
    58231 75,164 NM FDIC Honolulu HI 10/22/2009
    Bank Desist lending
    Old Dominion North Formal CRE
    58504 53,279 N OCC VA 6/28/2010
    National Bank Garden Agreement lending
    34171 55,017 N OCC Olmsted National Rochester MN 2/8/2010 Formal General
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Bank Agreement
    One Georgia Consent
    58238 214,534 NM FDIC Atlanta GA 3/23/2010 C&D RE
    Bank Order
    Cease &
    23966 517,565 NM FDIC OneUnited Bank Boston MA 10/27/2008 General
    Desist
    Consent
    35430 214,389 NM FDIC OptimumBank Plantation FL 4/26/2010 General
    Order
    Oregon Pacific
    Banking
    Written CRE
    23007 167,462 SM FRB Company dba Florence OR 8/2/2010
    Agreement lending
    Oregon Pacific
    Bank
    Cease &
    9719 305,279 NM FDIC Oxford Bank Oxford MI 5/15/2008 General
    Desist
    Oxford Bank & Consent CRE
    9260 612,350 NM FDIC Oak Brook IL 6/22/2010
    Trust Order lending
    Consent
    9313 117,522 NM FDIC PBK Bank Inc. Stanford KY 4/19/2010 General
    Order
    Cease &
    28299 200,096 SA OTS PNA Bank Chicago IL 8/13/2010 General
    Desist
    Pacific Capital
    Santa Consent CRE
    18169 7,109,849 N OCC Bank, National CA 5/11/2010
    Barbara Order lending
    Association
    Pacific Valley Consent
    57740 174,225 NM FDIC Salinas CA 11/24/2009 General
    Bank Order
    Pacific West Consent
    57872 72,623 NM FDIC West Linn OR 4/9/2010 C&D RE
    Bank Order
    Palm Desert Consent CRE
    23632 237,455 N OCC Palm Desert CA 1/5/2010
    National Bank Order lending
    Pan American Cease &
    20448 43,028 NM FDIC Los Angeles CA 8/20/2008 General
    Bank Desist
    Consent
    57989 93,787 NM FDIC Pan Pacific Bank Fremont CA 4/22/2010 General
    Order
    Written
    58030 326,205 SM FRB Paradise Bank Boca Raton FL 5/3/2010 General
    Agreement
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Cease & CRE
    9772 31,419 NM FDIC Paragon Bank Wells MN 1/26/2009
    Desist lending
    Paragon National Formal CRE
    57874 254,306 N OCC Memphis TN 9/12/2008
    Bank Agreement lending
    Farmington Cease &
    34673 269,236 SM FRB Paramount Bank MI 11/6/2008 General Yes
    Hills Desist
    Consent CRE
    57057 1,016,945 NM FDIC Park Cities Bank Dallas TX 4/15/2010
    Order lending
    Park State Bank Woodland Cease & CRE
    19381 88,916 NM FDIC CO 6/22/2009
    & Trust Park Desist lending
    Park View
    Cease &
    28235 870,115 SA OTS Federal Savings Solon OH 10/19/2009 General
    Desist
    Bank
    Cease &
    20160 114,275 NM FDIC Parkway Bank Rogers AR 8/5/2008 General
    Desist
    Consent CRE
    57158 119,073 NM FDIC Parkway Bank Lenoir NC 7/15/2010
    Order lending
    Patriot National Formal
    33928 816,059 N OCC Stamford CT 2/9/2009 C&D RE
    Bank Agreement
    Written
    4751 358,464 NM FDIC Peoples Bank Lawrence KS 2/1/2010 General
    Agreement
    Peoples Bank & Written CRE
    8903 409,311 SM FRB Troy MO 6/21/2010
    Trust Co. Agreement lending
    Peoples Bank & Cease &
    8129 79,214 NM FDIC Owenton KY 9/30/2009 PLMBS
    Trust Company Desist
    Peoples Bank and
    Cease &
    58172 33,253 NM FDIC Trust Company Albany KY 10/22/2009 General
    Desist
    of Clinton County
    Peoples Bank of Consent
    34763 81,240 NM FDIC Bude MS 12/10/2009 General
    the South Order
    Peoples
    Cease & CRE
    57686 76,910 N OCC Community Bremen GA 9/15/2009
    Desist lending
    National Bank
    27233 164,946 NM FDIC Peoples Boaz AL 1/29/2010 Consent General
    Independent Order
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Bank
    Peoples National Colorado Cease & CRE
    22211 188,127 N OCC CO 8/27/2009
    Bank Springs Desist lending
    Peoples National Formal
    16409 44,752 N OCC Leadville CO 2/17/2010 General
    Bank Leadville Agreement
    Peoples National Formal
    18885 167,640 N OCC Mora MN 1/22/2010 General
    Bank of Mora Agreement
    Peoples State Cease &
    14939 445,534 NM FDIC Hamtramck MI 9/18/2009 General
    Bank Desist
    Phoenixville
    Supervisory
    29995 399,894 SA OTS Federal Bank and Phoenixville PA 12/8/2009 General
    Agreement
    Trust
    Piedmont Consent
    57256 230,228 NM FDIC Gray GA 11/24/2009 C&D RE
    Community Bank Order
    Pierce
    Cease & Residenti
    34411 242,465 SM FRB Commercial Tacoma WA 12/7/2009 Yes
    Desist al RE
    Bank
    Pikes Peak Colorado Consent
    17782 77,791 N OCC CO 4/21/2010 General
    National Bank Springs Order
    Written
    27045 236,508 SM FRB Pilot Bank Tampa FL 7/14/2010 General
    Agreement
    Consent CRE
    15014 12,762 NM FDIC Pilsen State Bank Lincolnville KS 1/6/2010
    Order lending
    Pine River Valley Consent CRE
    22497 186,992 NM FDIC Bayfield CO 5/26/2010
    Bank Order lending
    Pineland State Consent CRE
    18605 61,928 NM FDIC Metter GA 5/27/2010
    Bank Order lending
    Consent CRE
    11256 103,948 NM FDIC Pinnacle Bank Rogers AR 4/9/2010
    Order lending
    Consent
    34908 213,397 NM FDIC Pinnacle Bank Orange City FL 7/7/2010 C&D RE
    Order
    Pisgah Consent
    58701 57,652 NM FDIC Asheville NC 5/5/2010 General
    Community Bank Order
    Plantation Pawleys Cease &
    32503 668,654 SA OTS SC 6/30/2010 C&D RE
    Federal Bank Island Desist
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Consent
    58305 115,387 NM FDIC Plaza Bank Seattle WA 3/17/2010 General
    Order
    Polk County Cease & CRE
    14194 115,235 NM FDIC Johnston IA 10/27/2008
    Bank Desist lending
    Prairie National Formal
    3741 49,338 N OCC Stewardson IL 7/12/2010 General
    Bank Agreement
    Consent
    33539 1,323,550 NM FDIC Preferred Bank Los Angeles CA 3/22/2010 General
    Order
    Cease & C&I
    34112 70,281 SM FRB Premier Bank Denver CO 4/22/2010
    Desist lending
    Consent CRE
    33992 414,453 NM FDIC Premier Bank Tallahassee FL 5/5/2010
    Order lending
    Written
    34849 292,868 SM FRB Premier Bank Dubuque IA 8/4/2010 General
    Agreement
    Premier Bank &
    North Cease &
    35385 171,967 N OCC Trust, National OH 2/17/2009 General
    Canton Desist
    Association
    PremierWest Consent
    32975 1,458,554 NM FDIC Medford OR 4/6/2010 C&D RE
    Bank Order
    Presidential Supervisory
    32363 590,041 SA OTS Bethesda MD 5/3/2010 C&D RE
    Bank, FSB Agreement
    Prime Alliance Cease &
    57920 121,913 NM FDIC Woods Cross UT 6/23/2009 General
    Bank Desist
    Prime Pacific
    Cease & CRE
    34022 160,152 N OCC Bank, National Lynnwood WA 8/31/2009
    Desist lending
    Association
    Professional Cease &
    57148 305,755 NM FDIC Pasadena CA 8/24/2009 General
    Business Bank Desist
    Profinium Written
    1905 318,816 SM FRB Truman MN 7/14/2009 General
    Financial, Inc. Agreement
    Progress Bank of Written
    32251 110,671 SM FRB Tampa FL 8/5/2010 General Yes
    Florida Agreement
    Consent
    8536 160,277 NM FDIC Progrowth Bank Nicollet MN 7/1/2010 PLMBS
    Order
    14485 68,301 NM FDIC Prosper Bank Prosper TX 6/9/2009 Cease & CRE
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Desist lending
    Saint Consent CRE
    24963 873,367 NM FDIC Prosperity Bank FL 6/28/2010
    Augustine Order lending
    Cease & CRE
    58189 118,434 NM FDIC Providence Bank Alpharetta GA 8/18/2009
    Desist lending
    Putnam State Consent CRE
    27405 198,052 NM FDIC Palatka FL 6/21/2010
    Bank Order lending
    Cease &
    9425 27,270 NM FDIC Quality Bank Fingal ND 2/7/2008 General
    Desist
    Quoin Financial Consent
    15629 121,705 NM FDIC Miller SD 2/26/2010 General
    Bank Order
    Ravalli County Written CRE
    8310 189,628 SM FRB Hamilton MT 3/9/2010
    Bank Agreement lending
    Red Mountain
    Formal CRE
    57764 359,678 N OCC Bank, National Birmingham AL 3/27/2009
    Agreement lending
    Association
    Regal Financial Cease &
    57236 132,782 NM FDIC Seattle WA 9/3/2009 C&D RE
    Bank Desist
    Resource Bank,
    Formal
    3701 303,155 N OCC National Dekalb IL 2/11/2010 General
    Agreement
    Association
    Consent
    34101 470,248 NM FDIC Ridgestone Bank Brookfield WI 3/29/2010 C&D RE
    Order
    Ripley Federal Cease &
    29323 80,625 SA OTS Ripley OH 1/21/2009 General
    Savings Bank Desist
    Consent
    58106 42,987 NM FDIC Riverland Bank Jordan MN 7/1/2010 General
    Order
    Rocky Mountain
    Cease & CRE
    3019 160,496 NM FDIC Bank & Trust Florence CO 4/2/2009
    Desist lending
    Florence
    Supervisory CRE
    31419 167,179 SA OTS Roebling Bank Roebling NJ 6/17/2009
    Agreement lending
    Rosemount Consent
    24099 36,895 N OCC Rosemount MN 4/28/2010 General
    National Bank Order
    18074 18,748 NM FDIC Roxbury Bank Roxbury KS 4/29/2010 Consent CRE
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Order lending
    Royal Bank Cease & CRE
    18962 1,087,358 NM FDIC Narberth PA 7/15/2009
    America Desist lending
    Consent
    33435 676,781 NM FDIC Saehan Bank Los Angeles CA 12/7/2009 General
    Order
    Saigon National Formal CRE
    57974 64,404 N OCC Westminster CA 5/13/2010
    Bank Agreement lending
    San Luis Trust San Luis Cease & Residenti
    34783 323,861 SA OTS CA 11/2/2009
    Bank, FSB Obispo Desist al RE
    Savings Bank of Cease &
    19686 883,378 SA OTS Gardiner ME 8/20/2009 General Yes
    Maine Desist
    Cease &
    58641 65,219 NM FDIC Savoy Bank New York NY 6/8/2009 General
    Desist
    Seacoast National Formal CRE
    131 2,091,075 N OCC Stuart FL 12/16/2008
    Bank Agreement lending
    Seaside National Formal Residenti
    58328 809,341 N OCC Orlando FL 5/3/2010
    Bank & Trust Agreement al RE
    Cease &
    35139 543,503 SB FDIC Seattle Bank Seattle WA 6/8/2009 General
    Desist
    Second Federal
    Savings and Loan Cease &
    27986 217,521 SA OTS Chicago IL 3/23/2009 General
    Association of Desist
    Chicago
    Cease &
    10015 72,469 NM FDIC Security Bank New Auburn WI 7/8/2009 General
    Desist
    Security Bank,
    North Consent
    23156 148,224 N OCC
    National FL 5/19/2010 General
    Lauderdale Order
    Association
    Security Bank, Consent CRE
    27723 167,725 SB FDIC Springfield IL 7/20/2010
    S.B. Order lending
    Security Cease & CRE
    35299 175,314 NM FDIC Marietta GA 3/10/2009
    Exchange Bank Desist lending
    Security Formal
    14222 303,316 SM FRB Durand WI 9/17/2009 General
    Financial Bank Agreement
    30898 508,403 SA OTS Security Savings Olathe KS 8/7/2009 Cease & CRE Yes
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Bank, F.S.B. Desist lending
    Security Savings Consent CRE
    28139 441,932 SB FDIC Southport NC 7/28/2010
    Bank, SSB Order lending
    Security State Consent CRE
    18374 136,578 NM FDIC Scott City KS 1/22/2010
    Bank Order lending
    Security State Consent CRE
    9036 98,893 NM FDIC Iron River WI 1/20/2010
    Bank Order lending
    Security State Consent
    15597 55,473 NM FDIC Kenyon MN 3/25/2010 General
    Bank of Kenyon Order
    Security State Cease &
    10201 70,073 NM FDIC Lewiston MN 8/20/2009 General
    Bank of Lewiston Desist
    Grand Cease &
    34127 84,507 NM FDIC Select Bank MI 8/28/2008 General
    Rapids Desist
    Severn Savings Supervisory
    32367 997,477 SA OTS Annapolis MD 11/23/2009 C&D RE
    Bank, FSB Agreement
    Sevier County Consent
    10318 389,838 NM FDIC Sevierville TN 7/27/2010 General
    Bank Order
    Sherburne State Consent CRE
    10169 78,008 NM FDIC Becker MN 7/12/2010
    Bank Order lending
    ShoreBank, Consent
    22680 196,292 NM FDIC Ilwaco WA 3/10/2010 General
    Pacific Order
    Consent
    35250 104,217 NM FDIC Shoreline Bank Shoreline WA 12/29/2009 C&D RE Yes
    Order
    Cease &
    57835 76,623 NM FDIC Signature Bank Windsor CO 10/22/2009 C&D RE
    Desist
    Slovak Savings Consent Residenti
    30431 81,843 SB FDIC Pittsburgh PA 3/17/2010
    Bank Order al RE
    Solera National Consent
    58534 140,347 N OCC Lakewood CO 3/18/2010 General
    Bank Order
    South Carolina Consent CRE
    35241 91,895 NM FDIC Columbia SC 4/28/2010
    Community Bank Order lending
    South Georgia Consent CRE
    32532 136,966 NM FDIC Glennville GA 5/5/2010
    Bank Order lending
    33109 266,329 SA OTS SouthBank, a Corinth MS 5/21/2009 Cease & General
    Federal Savings Desist
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Bank
    SouthShore Apollo Consent
    58056 47,624 NM FDIC FL 3/4/2010 C&D RE
    Community Bank Beach Order
    Southern
    Commerce Bank, Consent
    26970 218,390 N OCC Tampa FL 5/11/2010 General
    National Order
    Association
    Southern First
    Formal CRE
    35295 740,103 N OCC Bank, National Greenville SC 6/8/2010
    Agreement lending
    Association
    Cease &
    34289 395,990 NM FDIC Southport Bank Kenosha WI 10/2/2009 General
    Desist
    Southwestern Formal
    34319 334,551 N OCC Houston TX 5/19/2010
    National Bank Agreement
    State Bank of Consent Violation
    14061 38,929 NM FDIC Burnettsville IN 1/14/2010
    Burnettsville Order s
    State Bank of Consent
    8185 56,837 NM FDIC Cokato MN 6/1/2010 General
    Cokato Order
    State Bank of Cease & CRE
    10198 89,639 NM FDIC Delano MN 7/24/2009
    Delano Desist lending
    State Bank of Cease &
    1406 89,310 NM FDIC Park Rapids MN 11/19/2008 General
    Park Rapids Desist
    State Bank of Consent CRE
    11726 36,774 NM FDIC Paw Paw IL 6/24/2010
    Paw Paw Order lending
    Sterling Bank Cease &
    32232 753,778 SA OTS Southfield MI 8/4/2009 General
    and Trust, FSB Desist
    Sterling Federal Supervisory
    27664 500,468 SA OTS Sterling IL 6/21/2010 PLMBS
    Bank, F.S.B. Agreement
    Sterling Savings Cease & CRE
    32158 9,174,645 NM FDIC Spokane WA 10/9/2009
    Bank Desist lending
    Stone County Formal
    24858 86,484 N OCC Crane MO 6/25/2009 General
    National Bank Agreement
    Stoneham Consent
    90286 399,306 SB FDIC Stoneham MA 1/26/2010 General
    Savings Bank Order
    513 156,856 NM FDIC Summit Bank Burlington WA 6/2/2010 Consent General
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Order
    Consent CRE
    57442 92,864 NM FDIC Summit Bank Prescott AZ 7/28/2010
    Order lending
    Formal
    Sun National
    26240 3,507,623 N OCC Vineland NJ 4/22/2010 Agreement General
    Bank
    (8-K)
    Sun Security Cease &
    20115 388,742 NM FDIC Ellington MO 4/30/2008 C&D RE
    Bank Desist
    SunBank,
    Consent CRE
    58611 82,081 N OCC National Phoenix AZ 5/11/2010
    Order lending
    Association
    Cease &
    57087 222,513 NM FDIC SunFirst Bank Saint George UT 10/8/2009 General
    Desist
    Sunnyside
    Cease &
    28805 102,536 SL OTS FS&LA of Irvington NY 8/21/2009 General
    Desist
    Irvington
    Consent CRE
    57808 257,124 NM FDIC Sunrise Bank San Diego CA 4/20/2010
    Order lending
    Written
    58029 133,634 SM FRB Sunrise Bank Cocoa Beach FL 7/29/2009 General
    Agreement
    Sunrise Bank of Cease &
    35428 80,197 NM FDIC Albuquerque NM 9/29/2009 C&D RE
    Albuquerque Desist
    Sunrise Bank of Consent
    34707 428,371 NM FDIC Phoenix AZ 1/15/2010 C&D RE
    Arizona Order
    Sunrise Bank of Consent CRE
    58211 50,265 NM FDIC Atlanta GA 3/3/2010
    Atlanta Order lending
    Sunshine State Cease &
    35478 152,284 NM FDIC Port Orange FL 9/21/2009 C&D RE
    Community Bank Desist
    Consent CRE
    57884 61,179 NM FDIC Superior Bank Hazelwood MO 5/26/2010
    Order lending
    T Bank, National Formal
    57703 115,072 N OCC Dallas TX 4/15/2010 General
    Association Agreement
    Consent
    21435 1,656,530 NM FDIC TIB Bank Naples FL 7/2/2010 C&D RE
    Order
    34023 186,850 NM FDIC TNBank Oak Ridge TN 4/21/2010 Consent General
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Order
    Tennessee State Formal
    20720 796,687 SM FRB Pigeon Forge TN 9/10/2009 General
    Bank Agreement
    Terrabank,
    Cease &
    26442 252,323 N OCC National Miami FL 12/17/2005 General
    Desist
    Association
    Texas
    Community The Formal CRE
    57431 428,973 N OCC TX 5/7/2009
    Bank, National Woodlands Agreement lending
    Association
    Texas Country Consent
    58083 60,015 NM FDIC Lakeway TX 3/16/2010 General
    Bank Order
    Texas National Formal
    3337 70,528 N OCC Mercedes TX 1/8/2008 General
    Bank Agreement
    Texas Republic
    Formal
    3400 27,184 N OCC Bank, National Frisco TX 8/14/2008 General
    Agreement
    Association
    Thayer County Cease &
    11475 63,540 NM FDIC Hebron NE 10/21/2009 C&D RE
    Bank Desist
    The American
    Written
    5283 106,792 N OCC National Bank of Beaver Dam WI 6/12/2008 General
    Agreement
    Beaver Dam
    The Bank of Cease & CRE
    34292 174,224 NM FDIC Wood Dale IL 5/27/2009
    Commerce Desist lending
    The Bank of Written
    2039 181,243 SM FRB Moyock NC 4/22/2010 C&D RE
    Currituck Agreement
    The Bank of Elk Consent
    1607 451,300 NM FDIC Elk River MN 4/5/2010 General
    River Order
    The Bank of Peachtree Cease &
    35259 380,002 NM FDIC GA 6/30/2009 C&D RE
    Georgia City Desist
    The Bank of
    Cease &
    19040 489,853 N OCC Miami, National Coral Gables FL 2/18/2009 General
    Desist
    Association
    The Bank of Consent
    8480 126,823 NM FDIC Perry GA 2/25/2010 C&D RE
    Perry Order
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    The Bank of Consent
    26905 56,657 NM FDIC Devine TX 6/4/2010 C&D RE
    Texas Order
    The Bank of Consent
    34214 182,965 NM FDIC Lynnwood WA 11/18/2009 C&D RE
    Washington Order
    The Brand
    Lawrencevill Written
    878 1,254,914 SM FRB Banking GA 8/12/2010 C&D RE
    e Agreement
    Company
    The Central
    Formal
    4033 244,635 N OCC National Bank of Alva OK 6/9/2010 General
    Agreement
    Alva
    The Citizens
    Consent
    9499 139,909 NM FDIC Bank of East Rogersville TN 1/28/2010 C&D RE
    Order
    Tennessee
    The Citizens Written
    4084 297,230 SM FRB Edmond OK 2/4/2010 General
    Bank of Edmond Agreement
    The Citizens Cease &
    13959 6,489 NM FDIC Weir KS 12/3/2007 General
    Bank of Weir Desist
    The Citizens Formal
    2521 304,834 N OCC Putnam CT 6/9/2009 C&D RE
    National Bank Agreement
    The Community
    Bank, A
    Cease &
    26396 348,608 SB FDIC Massachusetts Brockton MA 6/29/2009 General
    Desist
    Cooperative
    Bank
    The Community's Consent
    57041 41,584 NM FDIC Bridgeport CT 2/17/2010 C&D RE
    Bank Order
    The Equitable Consent CRE
    28614 471,352 SB FDIC Wauwatosa WI 5/14/2010
    Bank, S.S.B. Order lending
    The Exchange Cease &
    10672 92,964 NM FDIC Skiatook OK 11/5/2009 C&D RE
    Bank Desist
    The Farmers
    Consent CRE
    2850 355,381 N OCC National Bank of Buhl ID 12/8/2009
    Order lending
    Buhl
    The Farmers
    Formal
    2689 131,603 N OCC National Bank of Cynthiana KY 2/19/2010 General
    Agreement
    Cynthiana
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    The Farmers
    Prophetstow Formal
    3732 417,359 N OCC National Bank of IL 12/16/2009 General
    n Agreement
    Prophetstown
    The Farmers and
    Merchants Formal CRE
    3934 34,076 N OCC Hatton ND 5/11/2009
    National Bank of Agreement lending
    Hatton
    Cease &
    12700 86,350 NM FDIC The Felton Bank Felton DE 10/27/2009 C&D RE
    Desist
    The First Bank of Consent
    58307 55,002 NM FDIC Cos Cob CT 5/17/2010 General
    Greenwich Order
    The First
    National Bank & Formal
    14583 220,904 N OCC Rochelle IL 11/17/2009 General
    Trust Company Agreement
    of Rochelle
    The First
    National Bank
    Broken Formal CRE
    4050 197,501 N OCC and Trust OK 2/11/2010
    Arrow Agreement lending
    Company of
    Broken Arrow
    The First
    Formal
    2119 135,525 N OCC National Bank of Barnesville GA 6/9/2009 C&D RE
    Agreement
    Barnesville
    The First
    Formal CRE
    22092 132,291 N OCC National Bank of Chatsworth GA 9/17/2009
    Agreement lending
    Chatsworth
    The First
    Formal CRE
    5116 82,101 N OCC National Bank of Cold Spring MN 12/14/2009
    Agreement lending
    Cold Spring
    The First
    Formal
    5136 352,277 N OCC National Bank of Elk River MN 7/14/2009 General
    Agreement
    Elk River
    The First
    Formal CRE
    4457 34,476 N OCC National Bank of Shenandoah IA 7/25/2008
    Agreement lending
    Farragut
    25155 332,166 N OCC The First Milton FL 3/5/2009 Cease & C&D RE
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    National Bank of
    Desist
    Florida
    The First
    Formal
    3675 126,465 N OCC National Bank of Grant Park IL 6/22/2010 General
    Agreement
    Grant Park
    The First
    Formal
    2595 262,359 N OCC National Bank of Ipswich MA 6/28/2006 General
    Agreement
    Ipswich
    The First
    Formal
    5180 75,979 N OCC National Bank of Le Center MN 12/15/2009 General
    Agreement
    Le Center
    The First
    Formal
    5218 123,244 N OCC National Bank of Northfield MN 12/7/2009 General
    Agreement
    Northfield
    The First
    Consent CRE
    4744 871,736 N OCC National Bank of Olathe KS 1/21/2010
    Order lending
    Olathe
    The First
    Consent CRE
    3045 49,083 N OCC National Bank of Ordway CO 4/21/2010
    Order lending
    Ordway
    The First
    Formal
    5229 132,962 N OCC National Bank of Plainview MN 2/5/2010 General
    Agreement
    Plainview
    The First
    Formal CRE
    2239 695,106 N OCC National Bank of Santa Fe NM 1/29/2010
    Agreement lending
    Santa Fe
    The First
    Formal
    5558 146,647 N OCC National Bank of Trenton TX 7/10/2008 C&D RE
    Agreement
    Trenton
    The First
    Supervisory CRE
    5489 35,851 N OCC National Bank of Wayne NE 10/16/2008
    Agreement lending
    Wayne
    The First
    Formal
    3897 262,212 N OCC National Bank of Wynne AR 10/6/2009 PLMBS
    Agreement
    Wynne
    15794 32,272 NM FDIC The First State Burlingame KS 12/22/2008 Cease & General
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Bank of
    Desist
    Burlingame
    The Gordon Cease & CRE
    33904 29,449 NM FDIC Gordon GA 5/11/2009
    Bank Desist lending
    The Harbor Bank Consent CRE
    24015 300,558 NM FDIC Baltimore MD 4/5/2010
    of Maryland Order lending
    The Hicksville Cease &
    16370 126,156 NM FDIC Hicksville OH 6/10/2009 General
    Bank Desist
    The Home
    Savings and Loan Cease &
    28114 2,314,861 SB FDIC Youngstown OH 8/12/2008 C&D RE
    Company of Desist
    Youngstown
    The Mason Formal
    3327 91,743 N OCC Mason TX 3/15/2010 General
    National Bank Agreement
    The Merchants & Consent Manage
    13170 8,811 NM FDIC Melville LA 12/22/2009
    Farmers Bank Order ment
    The National
    Formal
    4829 229,512 N OCC Bank of Cambridge MD 4/1/2010 General
    Agreement
    Cambridge
    The National Formal
    5331 122,739 N OCC Waupun WI 12/16/2009 General
    Bank of Waupun Agreement
    The National
    Formal
    916 1,272,963 N OCC Republic Bank of Chicago IL 4/2/2010 C&D RE
    Agreement
    Chicago
    The Ohio State Cease & CRE
    27328 121,842 NM FDIC Marion OH 8/7/2009
    Bank Desist lending
    The Palmetto Consent CRE
    8997 1,387,145 NM FDIC Laurens SC 6/10/2010
    Bank Order lending
    The Park Avenue Written
    19797 1,111,667 SM FRB Valdosta GA General
    Bank Agreement
    The Patterson Consent
    10055 155,486 NM FDIC Patterson GA 1/29/2010 C&D RE
    Bank Order
    Consent
    182 447,185 NM FDIC The Peoples Bank Winder GA 12/16/2009 C&D RE
    Order
    26753 321,156 N OCC The Peoples Easley SC 8/19/2010 Formal General
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Agreement
    National Bank
    (8-K)
    The Peoples State Consent
    14113 192,180 NM FDIC Ellettsville IN 3/25/2010 General
    Bank Order
    Cease &
    10216 451,513 NM FDIC The Riverbank Wyoming MN 3/11/2009 C&D RE
    Desist
    The Royal Palm Cease & CRE
    57096 132,887 NM FDIC Naples FL 5/20/2009
    Bank of Florida Desist lending
    Consent
    11406 313,924 NM FDIC The State Bank Fenton MI 12/29/2009 General
    Order
    The State Consent
    13551 68,950 NM FDIC Lamont OK 6/22/2010 General
    Exchange Bank Order
    The Stillwater
    National Bank Formal
    4201 2,644,994 N OCC Stillwater OK 1/27/2010 C&D RE
    and Trust Agreement
    Company
    Cease &
    13832 30,884 NM FDIC The Trust Bank Lenox GA 12/4/2008 General
    Desist
    Consent
    8800 240,570 NM FDIC The Union Bank Marksville LA 1/29/2010 C&D RE
    Order
    The University
    Formal CRE
    32606 92,730 N OCC National Bank of Lawrence KS 5/27/2009
    Agreement lending
    Lawrence
    Consent
    34219 225,906 NM FDIC The Village Bank Saint George UT 2/19/2010 C&D RE
    Order
    Consent CRE
    26948 92,581 NM FDIC The Wilton Bank Wilton CT 7/22/2010
    Order lending
    Tomahawk
    Consent
    30516 73,728 SBFDIC Community Bank Tomahawk WI 11/6/2009 General
    Order
    S.S.B.
    Torrey Pines Consent
    57577 1,063,125 NM FDIC San Diego CA 11/16/2009 General
    Bank Order
    Tower Bank & Written
    35040 660,227 SM FRB Fort Wayne IN 5/5/2010 General
    Trust Company Agreement
    57303 76,384 NM FDIC Town & Country Leawood KS 5/29/2009 Cease & CRE
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Bank Desist lending
    Town & Country Consent
    57312 210,018 NM FDIC Las Vegas NV 3/3/2010 C&D RE
    Bank Order
    Tradition Bank - Written
    23032 434,493 SM FRB Houston TX 6/4/2009 General
    Bellaire Agreement
    Trans-Pacific San Consent CRE
    25644 160,529 N OCC CA 6/16/2010
    National Bank Francisco Order lending
    Intercom
    Transportation
    Cease & pany
    34781 511,462 NM FDIC Alliance Bank, Ogden UT 12/23/2008
    Desist Transact
    Inc.
    ions
    Traverse City Traverse Consent CRE
    35350 185,783 NM FDIC MI 5/26/2010
    State Bank City Order lending
    Treasure State Consent
    58454 86,075 NM FDIC Missoula MT 12/28/2009 General
    Bank Order
    Consent CRE
    22512 118,639 NM FDIC Treaty Oak Bank Austin TX 2/17/2010
    Order lending
    Consent
    58004 82,276 NM FDIC Tri-Valley Bank San Ramon CA 5/24/2010 General
    Order
    Cease &
    35261 41,862 NM FDIC Twin City Bank Longview WA 8/28/2009 General
    Desist
    Cease &
    19582 622,680 NM FDIC Union Bank Kansas City MO 10/5/2009 C&D RE
    Desist
    Union National
    Bank and Trust Consent CRE
    3661 518,369 N OCC Elgin IL 4/22/2010
    Company of Order lending
    Elgin
    Formal
    Union National
    7635 500,272 N OCC Lancaster PA 8/27/2009 Agreement General
    Community Bank
    (8-K)
    Consent
    5602 280,381 NM FDIC Union State Bank Pell City AL 1/29/2010 C&D RE
    Order
    United Bank & Cease & CRE
    15608 680,960 NM FDIC Versailles KY 11/18/2009
    Trust Company Desist lending
    18772 69,707 N OCC United Bank, Absarokee MT 3/7/2008 Formal General
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    National
    Agreement
    Association
    United
    Community Highland Formal CRE
    34665 107,860 N OCC TX 6/11/2009
    Bank, National Village Agreement lending
    Association
    United Fidelity Supervisory CRE
    29566 217,425 SA OTS Evansville IN 8/13/2010
    Bank, fsb Agreement lending
    United Midwest Cease & Residenti
    32441 256,062 SA OTS De Graff OH 4/7/2010
    Savings Bank Desist al RE
    United Security Written CRE
    27132 715,549 SM FRB Fresno CA 3/25/2010
    Bank Agreement lending
    United Western Cease &
    31293 2,205,348 SA OTS Denver CO 6/25/2010 C&D RE
    Bank Desist
    Consent CRE
    57120 216,882 NM FDIC Uniti Bank Buena Park CA 12/22/2009
    Order lending
    University Formal
    34985 103,374 N OCC Pittsburg KS 1/23/2009 C&D RE
    National Bank Agreement
    Utah Community Cease &
    35323 33,896 NM FDIC Sandy UT 7/16/2009 General
    Bank Desist
    Uvalde National Formal
    24465 34,460 N OCC Uvalde TX 2/4/2009 General
    Bank Agreement
    Fort Cease & CRE
    21793 127,626 NM FDIC Valley Bank FL 9/18/2009
    Lauderdale Desist lending
    Cease &
    10450 634,958 NM FDIC Valley Bank Moline IL 9/15/2009 General
    Desist
    Valley Bank and Cease & CRE
    25651 228,025 NM FDIC Brighton CO 6/1/2009
    Trust Desist lending
    Valley Consent
    34187 141,797 NM FDIC St. Charles IL 4/29/2010 C&D RE
    Community Bank Order
    Valley National Consent
    19245 330,334 N OCC Espanola NM 5/5/2010 General
    Bank Order
    Valley National Formal
    23737 232,478 N OCC Tulsa OK 2/24/2010 C&D RE
    Bank Agreement
    57441 86,441 NM FDIC Ventura County Oxnard CA 8/5/2009 Cease & General Yes
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Business Bank Desist
    Consent
    33618 522,373 NM FDIC Viking Bank Seattle WA 11/4/2009 C&D RE
    Order
    Virginia Business Written CRE
    58283 148,229 SM FRB Richmond VA 8/25/2009
    Bank Agreement lending
    Saint Louis Consent
    58063 43,269 NM FDIC VisionBank MN 6/1/2010 General
    Park Order
    Written
    34515 572,797 SM FRB Waccamaw Bank Whiteville NC 6/14/2010 General
    Agreement
    Washita State Consent
    22430 179,955 NM FDIC Burns Flat OK 4/5/2010 PLMBS
    Bank Order
    WaterStone Consent
    28513 1,873,495 SB FDIC Wauwatosa WI 12/18/2009 C&D RE
    Bank, SSB Order
    Waukegan Consent
    28243 96,667 SB FDIC Waukegan IL 4/19/2010 General
    Savings Bank Order
    West Michigan Cease &
    22308 140,543 MI FDIC Hudsonville MI 2/19/2009 General
    Community Bank Desist
    Westbridge Bank Cease &
    58205 91,448 NM FDIC Chesterfield MO 1/23/2009 General
    and Trust Desist
    Western
    Woodland Cease &
    58087 110,603 NM FDIC Commercial CA 9/18/2009 General
    Hills Desist
    Bank
    Western Cease &
    33542 119,049 NM FDIC Orem UT 8/24/2009 General
    Community Bank Desist
    Western National Formal CRE
    57917 221,399 N OCC Phoenix AZ 7/15/2009
    Bank Agreement lending
    Western Springs
    Western Consent CRE
    10086 211,829 N OCC National Bank IL 11/19/2009
    Springs Order lending
    and Trust
    Cease &
    Cannon Desist
    10168 148,495 NM FDIC White Rock Bank MN 7/22/2009
    Falls (Media
    Report)
    Winona National Formal
    5280 352,364 N OCC Winona MN 2/11/2010 General
    Bank Agreement
    Problem Bank List Aug 27, 2010 (Unofficial) www.calculatedriskblog.com
    DISCLAIMER: This is an unofficial list, the information is from public sources and while deemed to be reliable
    warranty or representation, expressed or implied, is made as to the accuracy of the information contained herein
    errors and omissions. This is not intended as investment advice. Please contact CR with any err
    Columns are sortable. Click on headers to sort.
    2010q2 Prompt
    FDIC Enforcement
    Assets Class Agency Name City State Date Reason Corrective
    Cert# Action Type
    $(000s) Action
    Cease &
    31123 125,148 SA OTS Woodforest Bank Refugio TX 4/23/2006 General
    Desist
    Woodlands
    Salt Lake Cease &
    58009 3,212,688 NM FDIC Commercial UT 2/4/2009 General
    City Desist
    Bank

    Class: from FDIC

    The FDIC assigns classification codes indicating an institution's charter type


    (commercial bank, savings bank, or savings association), its chartering agent (state or
    federal government), its Federal Reserve membership status (member or nonmember),
    and its primary federal regulator (state-chartered institutions are subject to both federal
    and state supervision). These codes are:
     N National chartered commercial bank supervised by the Office of the Comptroller
    of the Currency
     SM State charter Fed member commercial bank supervised by the Federal Reserve
     NM State charter Fed nonmember commercial bank supervised by the FDIC
     SA State or federal charter savings association supervised by the Office of Thrift
    Supervision
     SB State charter savings bank supervised by the FDIC

    Cert: This is the certificate number assigned by the FDIC used to identify institutions
    and for the issuance of insurance certificates. Enter the number at the Institution
    Directory (ID) system "will provide the last demographic and financial data filed by
    the selected institution". See Calculated Risk Post: Unofficial Problem Bank List
    increases to 840 institutions
    http://calculatedriskimages.blogspot.com/2010/08/unofficial-
    problem-bank-list-august-27.html

    ====================
    Failed Bank List 2010
    Written by Jason Zasky as part of Failure Analysis

    Following are the banks that have failed thus far in 2010. Estimated cost to the
    deposit insurance fund in parentheses.
    154. Community National Bank, Lino Lakes, MN, December 17
    153. First Southern Bank, Batesville, AR, December 17
    152. United Americas Bank, National Association, Atlanta, GA, December 17
    151. Appalachian Community Bank, F.S.B., McCaysville, GA, December 17
    150. Chestatee State Bank, Dawsonville, GA, December 17
    149. The Bank of Miami, National Association, Miami, FL, December 17
    148. First Banking Center, Burlington, WI, November 19
    147. Allegiance Bank of North America, Bala Cynwyd, PA, November 19
    146. Gulf State Community Bank, Carrabelle, FL, November 19
    145. Copper Star Bank, Scottsdale, AZ, November 12
    144. Darby Bank & Trust Co., Vidalia, GA, November 12
    143. Tifton Banking Company, Tifton, GA, November 12
    142. First Vietnamese American Bank, Westminster, CA, November 5
    141. Pierce Commercial Bank, Tacoma, WA, November 5
    140. Western Commercial Bank, Woodland Hills, CA, November 5
    139. K Bank, Randallstown, MD, November 5
    138. First Arizona Savings, Scottsdale, AZ, October 22
    137. Hillcrest Bank, Overland Park, KS, October 22
    136. First Suburban National Bank, Maywood, IL, October 22
    135. The First National Bank of Barnesville, Barnesville, GA, October 22 ($33.9
    million)
    134. The Gordon Bank, Gordon, GA, October 22 ($9 million)
    133. Progress Bank of Florida, Tampa, FL, October 22 ($25 million)
    132. First Bank of Jacksonville, Jacksonville, FL, October 22 ($16.2 million)
    131. Premier Bank, Jefferson City, MO, October 15
    130. WestBridge Bank and Trust Company, Chesterfield, MO, October 15
    129. Security Savings Bank, F.S.B., Olathe, KS, October 15
    128. Shoreline Bank, Shoreline, WA, October 1
    127. Wakulla Bank, Crawfordville, FL, October 1
    126. Haven Trust Bank Florida, Ponte Vedra Beach, FL, September 24 ($31.9
    million)
    125. Maritime Savings Bank, West Allis, WI, September 17
    124. Bramble Savings Bank, Milford, OH, September 17
    123. The Peoples Bank, Winder, GA, September 17
    122. First Commerce Community Bank, Douglasville, GA, September 17
    121. Bank of Ellijay, Elijay, GA, September 17
    120. ISN Bank, Cherry Hill, NJ, September 17
    119. Horizon Bank, Bradenton, FL, September 10
    118. Sonoma Valley Bank, Sonoma, CA, August 20
    117. Los Padres Bank, Solvang, CA, August 20
    116. Butte Community Bank, Chico, CA, August 20
    115. Pacific State Bank, Stockton, CA, August 20
    114. ShoreBank, Chicago, IL, August 20
    113. Imperial Savings & Loan Association, Martinsville , VA, August 20
    112. Independent National Bank, Ocala, FL, August 20
    111. Community National Bank of Bartow, Bartow, FL, August 20
    110. Palos Bank and Trust Company, Palos Heights, IL, August 13
    109. Ravenswood Bank, Chicago, IL, August 6
    108. LibertyBank, Eugene, OR, July 30
    107. The Cowlitz Bank, Longview, WA, July 30
    106. Coastal Community Bank, Panama City, FL, July 30
    105. Bayside Savings Bank, Port Saint Joe, FL, July 30
    104. NorthWest Bank & Trust, Acworth, GA, July 30
    103. Home Valley Bank, Grants Pass, OR, July 23 ($37.1 million)
    102. SouthwestUSA Bank, Las Vegas, NV, July 23 ($74.1 million)
    101. Community Security Bank, New Prague, MN, July 23 ($18.6 million)
    100. Thunder Bank, Sylvan Grove, KS, July 23 ($4.5 million)
    99. Williamsburg First National Bank, Kingstree, SC, July 23 ($8.8 million)
    98. Crescent Bank and Trust Company, Jasper, GA, July 23 ($242.4 million)
    97. Sterling Bank, Lantana, FL, July 23 ($45.5 million)
    96. Mainstreet Savings Bank, Hastings, MI, July 16
    95. Olde Cypress Community Bank, Clewiston, FL, July 16
    94. Turnberry Bank, Aventura, FL, July 16
    93. Metro Bank of Dade County, Miami, FL, July 16
    92. First National Bank of the South, Spartanburg, SC, July 16
    91. Woodlands Bank, Bluffton, SC, July 16
    90. Home National Bank, Blackwell, OK, July 9
    89. USA Bank, Port Chester, NY, July 9
    88. Ideal Federal Savings Bank, Baltimore, MD, July 9
    87. Bay National Bank, Baltimore, MD, July 9
    86. High Desert State Bank, Albuquerque, NM, June 25
    85. First National Bank - GA, Savannah, GA, June 25
    84. Peninsula Bank, Englewood, FL, June 25
    83. Nevada Security Bank, Reno, NV, June 18
    82. Washington First International Bank, Seattle, WA, June 11
    81. TierOne Bank, Lincoln, NE, June 4 ($297.8 million)
    80. Arcola Homestead Savings Bank, Arcola, IL, June 4 ($3.2 million)
    79. First National Bank, Rosedale, MS, June 4 ($12.6 million)
    78. Sun West Bank, Las Vegas, NV, May 28
    77. Granite Community Bank, NA, Granite Bay, CA, May 28
    76. Bank of Florida - Tampa Bay, Tampa, FL, May 28
    75. Bank of Florida - Southwest, Naples, FL, May 28
    74. Bank of Florida - Southeast, Fort Lauderdale, FL, May 28
    73. Pinehurst Bank, St. Paul, MN, May 21 ($6 million)
    72. Midwest Bank & Trust Company, Elmwood Park, IL, May 14
    71. Southwest Community Bank, Springfield, MO, May 14
    70. New Liberty Bank, Plymouth, MI, May 14
    69. Satilla Community Bank, St. Marys, GA, May 14
    68. 1st Pacific Bank of California, San Diego, CA, May 7 ($87.7 million)
    67. Towne Bank of Arizona, Mesa, AZ, May 7 ($41.8 million)
    66. Access Bank, Champlin, MN, May 7 ($5.5 million)
    65. The Bank of Bonifay, Bonifay, FL, May 7 ($78.7 million)
    64. Frontier Bank, Everett, WA, April 30
    63. BC National Banks, Butler, MO, April 30 ($11.4 million)
    62. Champion Bank, Creve Coeur, MO, April 30 ($52.7 million)
    61. CF Bancorp, Port Huron, MI, April 30 ($615.3 million)
    60. Westernbank Puerto Rico, Mayaquez, PR, April 30 ($3.3 billion)
    59. R-G Premier Bank of Puerto Rico, Hato Rey, PR, April 30 ($1.2 billion)
    58. Eurobank, San Juan, PR, April 30 ($743.9 million)
    57. Wheatland Bank, Naperville, IL, April 23 ($133 million)
    56. Peotone Bank and Trust Company, Peotone, IL, April 23 ($31.7 million)
    55. Lincoln Park Savings Bank, Chicago, IL, April 23 ($48.4 million)
    54. New Century Bank, Chicago, IL, April 23 ($125.3 million)
    53. Citizens Bank&Trust Company of Chicago, Chicago, IL, April 23 ($20.9
    million)
    52. Broadway Bank, Chicago, IL, April 23 ($394.3 million)
    51. Amcore Bank, Rockford, IL, April 23 ($220.3 million)
    50. City Bank, Lynnwood, WA, April 16
    49. Tamalpais Bank, San Rafael, CA, April 16
    48. Innovative Bank, Oakland, CA, April 16
    47. Butler Bank, Lowell, MA, April 16
    46. Riverside National Bank of Florida, Fort Pierce, FL, April 16
    45. AmericanFirst Bank, Clermont, FL, April 16
    44. First Federal Bank of North Florida, Palatka, FL, April 16
    43. Lakeside Community Bank, Sterling Heights, MI, April 16
    42. Beach First National Bank, Myrtle Beach, SC, April 9 ($130.3 million)
    41. Desert Hills Bank, Phoenix, AZ, March 26
    40. Unity National Bank, Cartersville, GA, March 26
    39. Key West Bank, Key West, FL, March 26
    38. McIntosh Commercial Bank, Carrolton, GA, March 26
    37. State Bank of Aurora, Aurora, MN, March 19 ($4.2 million).
    36. First Lowndes Bank, Fort Deposit, AL, March 19 ($38.3 million).
    35. Bank of Hiawassee, Hiawassee, GA, March 19 (137.7 million).
    34. Appalachian Community Bank, Ellijay, GA, March 19 ($419.3 million).
    33. Advanta Bank Corp., Draper, UT, March 19 ($635.6 million).
    32. Century Security Bank, Duluth, GA, March 19 ($29.9 million).
    31. American National Bank, Parma, OH, March 19 ($17.1 million).
    30. Statewide Bank, Covington, LA, March 12 ($38.1 million).
    29. Old Southern Bank, Orlando, FL, March 12 ($94.6 million).
    28. Park Avenue Bank, New York, NY, March 12 ($50.7 million).
    27. LibertyPointe Bank, New York, NY, March 11 ($24.8 million).
    26. Centennial Bank, Ogden, UT, March 5 ($96.3 million).
    25. Waterfield Bank, Germantown, MD, March 5 ($51 million).
    24. Bank of Illinois, Normal, IL, March 5 ($53.7 million).
    23. Sun American Bank, Boca Raton, FL, March 5 ($103.8 million).
    22. Rainier Pacific Bank, Tacoma, WA, February 26 ($95.2 million).
    21. Carson River Community Bank, Carson City, NV, February 26 ($7.9 million).
    20. La Jolla Bank, FSB, La Jolla, CA, February 19 ($882.3 million).
    19. George Washington Savings Bank, Orland Park, IL, February 19 ($141.4
    million).
    18. The La Coste National Bank, La Coste, TX, February 19 ($3.7 million).
    17. Marco Community Bank, Marco Island, FL, February 19 ($38.1 million).
    16. 1st American State Bank of Minnesota, Hancock, MN, February 5 ($3.1
    million).
    15. Community Bank and Trust, Cornelia, GA, January 29 ($354.5 million).
    14. First Regional Bank, Los Angeles, CA, January 29 ($825.5 million).
    13. American Marine Bank, Bainbridge Island, WA, January 29 ($58.9 million).
    12.First National Bank of Georgia, Carrollton, GA, January 29 ($260.4 million).
    11. Florida Community Bank, Immokalee, FL, January 29 ($352.6 million).
    10. Marshall Bank, Hallock, MN, January 29, ($4.1 million).
    9. Columbia River Bank, The Dalles, OR, January 22, ($172.5 million).
    8. Evergreen Bank, Seattle, WA, January 22, ($64.2 million).
    7. Charter Bank, Santa Fe, NM, January 22, ($201.9 million).
    6. Bank of Leeton, Leeton, MO, January 22, ($8.1 million).
    5. Premier American Bank, Miami, FL, January 22, ($85 million).
    4. Barnes Banking Company, Kaysville, UT, January 15.
    3. St. Stephen State Bank, St. Stephen, MN, January 15.
    2. Town Community Bank & Trust, Antioch, IL, January 15.
    1. Horizon Bank, Bellingham, WA, January 8.

    This article last updated on December 17, 2010.

    Read more:
    http://failuremag.com/index.php/failure_analysis/article/failed_bank_list_2010/#i
    xzz18gM5zoQy

    http://failuremag.com/index.php/failure_analysis/article/failed_bank_list_2010/

    =============
    Failed bank list 2009.
    http://failuremag.com/index.php/failure_analysis/article/failed_bank_list_2009/

    Estimated cost to FDIC insurance fund in parentheses:

    140. Citizens State Bank, New Baltimore, Michigan, December 18 ($76.6 million)
    139. RockBridge Commercial Bank, Atlanta, Georgia, December 18 ($124.2
    million)
    138. Imperial Capital Bank, La Jolla, California, December 18 ($619.2 million)
    137. Independent Bankers’ Bank, Springfield, Illinois, December 18 ($68.4
    million)
    136. Peoples First Community Bank, Panama City, Florida, December 18 ($556.7
    million)
    135. New South Federal Savings Bank, Irondale, Alabama, December 18 ($212.3
    million)
    134. First Federal Bank of California, Santa Monica, California, December 18
    ($146.3 million)
    133. SolutionsBank, Overland Park, Kansas, December 11 ($122.1 million)
    132. Republic Federal Bank, Miami, Florida, December 11 ($122.6 million)
    131. Valley Capital Bank, Mesa, Arizona, December 11 ($7.4 million)
    130. Greater Atlantic Bank, Reston, Virginia, December 4
    129. Benchmark Bank, Aurora, Illinois, December 4
    128. AmTrust Bank, Cleveland, Ohio, December 4
    127. The Tattnall Bank, Reidsville, Georgia, December 4
    126. First Security National Bank, Norcross, Georgia, December 4
    125. The Buckhead Community Bank, Atlanta, Georgia, December 4
    124. Commerce Bank of Southwest Florida, Fort Myers, Florida, November 20
    123. Pacific Coast National Bank, San Clemente, California, November 13 ($27.4
    million)
    122. Orion Bank, Naples, Florida, November 13 ($615 million)
    121. Century Bank, F.S.B., Sarasota, Florida, November 13 ($344 million)
    120. United Commercial Bank, San Francisco, California, November 6 ($1.4
    billion)
    119. Gateway Bank of St. Louis, St. Louis, Missouri, November 6
    118. Prosperan Bank, Oakdale, Minnesota, November 6
    117. Home Federal Savings Bank, Detroit, Michigan, November 6
    116. United Security Bank, Sparta, Georgia, November 6
    115. North Houston Bank, Houston, Texas, October 30
    114. Madisonville State Bank, Madisonville, Texas, October 30
    113. Citizens National Bank, Teague, Texas, October 30
    112. Park National Bank, Chicago, Illinois, October 30
    111. Pacific National Bank, San Francisco, California, October 30
    110. California National Bank, Los Angeles, California, October 30
    109. San Diego National Bank, San Diego, California, October 30
    108. Community Bank of Lemont, Lemont, Illinois, October 30
    107. Bank USA, Phoenix, Arizona, October 30
    106. First DuPage Bank, Westmont, Illinois, October 23
    105. Riverview Community Bank, Otsego, Minnesota, October 23
    104. Bank of Elmwood, Racine, Wisconsin, October 23
    103. Flagship National Bank, Bradenton, Florida, October 23
    102. Hillcrest Bank Florida, Naples, Florida, October 23
    101. American United Bank, Lawrenceville, Georgia, October 23
    100. Partners Bank, Naples, Florida, October 23
    99. San Joaquin Bank, Bakersfield, California, October 16 ($103 million)
    98. Southern Colorado National Bank, Pueblo, Colorado, October 2 ($6.6 million)
    97. Jennings State Bank, Spring Grove, Minnesota, October 2 ($11.7 million)
    96. Warren Bank, Warren, Michigan, October 2 ($275 million)
    95. Georgian Bank, Atlanta, Georgia, September 25 ($892 million)
    94. Irwin Union Bank, F.S.B., Louisville, Kentucky, September 18 ($850 million,
    #93 & #94 combined)
    93. Irwin Union Bank and Trust Company, Columbus, Indiana, September 18
    (see above)
    92. Venture Bank, Lacey, Washington, September 11. ($298 million)
    91. Brickwell Community Bank, Woodbury, Minnesota, September 11. ($22
    million)
    90. Corus Bank, Chicago, Illinois, September 11. ($1.7 billion)
    89. First State Bank, Flagstaff, Arizona, September 4. ($47 million)
    88. Platinum Community Bank, Rolling Meadows, Illinois, September 4. ($114
    million)
    87. Vantus Bank, Sioux City, Iowa, September 4. ($168 million)
    86. InBank, Oak Forest, Illinois, September 4. ($66 million)
    85. First Bank of Kansas City, Kansas City, Missouri, September 4. ($6 million)
    84. Affinity Bank, Ventura, California, August 28.
    83. Mainstreet Bank, Forest Lake, Minnesota, August 28.
    82. Bradford Bank, Baltimore, Maryland, August 28.
    81. Guaranty Bank, Austin, Texas, August 21.
    80. CapitalSouth Bank, Birmingham, Alabama, August 21.
    79. First Coweta Bank, Newnan, Georgia, August 21.
    78. ebank, Atlanta, Georgia, August 21.
    77. Community Bank of Nevada, Las Vegas, Nevada, August 14.
    76. Community Bank of Arizona, Phoenix, Arizona, August 14.
    75. Union Bank, National Association, Gilbert, Arizona, August 14.
    74. Colonial Bank, Montgomery, Alabama, August 14.
    73. Dwelling House Savings and Loan Association, Pittsburgh, Pennsylvania,
    August 14.
    72. Community First Bank, Prineville, Oregon, August 7.
    71. Community National Bank, Sarasota County, Venice, Florida, August 7.
    70. First State Bank, Sarasota, Florida, August 7.
    69. Mutual Bank, Harvey, Illinois, July 31.
    68. First BankAmericano, Elizabeth, New Jersey, July 31.
    67. Peoples Community Bank, Westchester, Ohio, July 31.
    66. Integrity Bank, Jupiter, Florida, July 31.
    65. First State Bank of Altus, Altus, Oklahoma, July 31.
    64. Security Bank of Jones County, Gray, Georgia, July 24.
    63. Security Bank of Houston County, Perry, Georgia, July 24.
    62. Security Bank of Bibb County, Macon, Georgia, July 24.
    61. Security Bank of North Metro, Woodstock, Georgia, July 24.
    60. Security Bank of North Fulton, Alpharetta, Georgia, July 24.
    59. Security Bank of Gwinnett County, Suwanee, Georgia, July 24.
    58. Waterford Village Bank, Williamsville, New York, July 24.
    57. Temecula Valley Bank, Temecula, California, July 17.
    56. Vineyard Bank, Rancho Cucamonga, California, July 17.
    55. BankFirst, Sioux Falls, South Dakota, July 17.
    54. First Piedmont Bank, Winder, Georgia, July 17.
    53. Bank of Wyoming, Thermopolis, Wyoming, July 10.
    52. Founders Bank, Worth, Illinois, July 2.
    51. Millennium State Bank of Texas, Dallas, Texas, July 2.
    50. First National Bank of Danville, Danville, Illinois, July 2.
    49. Elizabeth State Bank, Elizabeth, Illinois, July 2.
    48. Rock River Bank, Oregon, Illinois, July 2.
    47. First State Bank of Winchester, Winchester, Illinois, July 2.
    46. John Warner Bank, Clinton, Illinois, July 2.
    45. Mirae Bank, Los Angeles, California, June 26.
    44. Metro Pacific Bank, Irvine, California, June 26.
    43. Horizon Bank, Pine City, Minnesota, June 26.
    42. Neighborhood Community Bank, Newnan, Georgia, June 26.
    41. Community Bank of West Georgia, Villa Rica, Georgia, June 26.
    40. First National Bank of Anthony, Anthony, Kansas, June 19.
    39. Cooperative Bank, Wilmington, North Carolina, June 19.
    38. Southern Community Bank, Fayetteville, Georgia, June 19.
    37. Bank of Lincolnwood, Lincolnwood, Illinois, June 5.
    36. Citizens National Bank, Macomb, Illinois, May 22.
    35. Strategic Capital Bank, Champaign, Illinois, May 22.
    34. BankUnited, FSB, Coral Gables, Florida, May 21.
    33. Westsound Bank, Bremerton, Washington, May 8.
    32. America West Bank, Layton, Utah, May 1.
    31. Citizens Community Bank, Ridgewood, New Jersey, May 1.
    30. Silverton Bank, N.A., Atlanta, Georgia, May 1.
    29. First Bank of Idaho, Ketchum, Idaho, April 24.
    28. First Bank of Beverly Hills, Calabasas, California, April 24.
    27. Michigan Heritage Bank, Farmington Hills, Michigan, April 24.
    26. American Southern Bank, Kennesaw, Georgia, April 24.
    25. Great Basin Bank of Nevada, Elko, Nevada, April 17.
    24. American Sterling Bank, Sugar Creek, Missouri, April 17.
    23. New Frontier Bank, Greeley, Colorado. April 10.
    22. Cape Fear Bank, Wilmington, North Carolina, April 10.
    21. Omni National Bank, Atlanta, Georgia, March 27.
    20. TeamBank, National Association, Paola, Kansas, March 20.
    19. Colorado National Bank, Colorado Springs, Colorado, March 20.
    18. FirstCity Bank, Stockbridge, Georgia, March 20.
    17. Freedom Bank of Georgia, Commerce, Georgia, March 6.
    16. Security Savings Bank, Henderson, Nevada, February 27.
    15. Heritage Community Bank, Glenwood, Illinois, February 27.
    14. Silver Falls Bank, Silverton, Oregon, February 20.
    13. Pinnacle Bank of Oregon, Beaverton, Oregon, February 13.
    12. Corn Belt Bank and Trust Company, Pittsfield, Illinois, February 13.
    11. Riverside Bank of the Gulf Coast, Cape Coral, Florida, February 13.
    10. Sherman County Bank, Loup City, Nebraska, February 13.
    9. County Bank, Merced, California, February 6.
    8. Alliance Bank, Culver City, California, February 6.
    7. FirstBank Financial Services, McDonough, Georgia, February 6.
    6. Ocala National Bank, Ocala, Florida, January 30.
    5. Suburban Federal Savings Bank, Crofton, Maryland, January 30.
    4. MagnetBank, Salt Lake City, Utah, January 30.
    3. 1st Centennial Bank, Redlands, California, January 23.
    2. Bank of Clark County, Vancouver, Washington, January 16.
    1. National Bank of Commerce, Berkeley, Illinois, January 16.
    Bank failures explained.

    http://failuremag.com/index.php/failure_analysis/article/failed_bank_list_2009/P5/

    ===================
    When a Bank Fails - Facts for Depositors,
    Creditors, and Borrower
    The Federal Deposit Insurance Corporation is an independent federal agency
    created in 1933 to promote public confidence and stability in the nation’s
    banking system.

    Throughout its history, the FDIC has provided bank customers with prompt
    access to their insured deposits whenever an FDIC-insured bank or savings
    association has failed.

    No depositor has ever lost a penny of insured deposits since the


    FDIC was created in 1933.
    The FDIC official sign -- posted at every insured bank and savings association
    across the country -- is a symbol of confidence for Americans.

    Customers know, when they see the FDIC sign, that they will get back all of
    their insured deposits in the unlikely event their insured bank or savings
    association should fail.

    What is a bank failure?


    A bank failure is the closing of a bank by a federal or state banking regulatory
    agency. Generally, a bank is closed when it is unable to meet its obligations to
    depositors and others. This brochure deals with the failure of “insured banks.”
    The term “insured bank” means a bank insured by FDIC, including banks
    chartered by the federal government as well as most banks chartered by the
    state governments. An insured bank must display an official FDIC sign at each
    teller window.

    What is FDIC’s role in a bank failure?


    In the event of a bank failure, the FDIC acts in two capacities. First, as the
    insurer of the bank’s deposits, the FDIC pays insurance to the depositors up to
    the insurance limit. Second, the FDIC, as the “Receiver” of the failed bank,
    assumes the task of selling/collecting the assets of the failed bank and settling
    its debts, including claims for deposits in excess of the insured limit.

    What is the purpose of FDIC deposit insurance?


    The FDIC protects depositors' funds in the unlikely event of the financial failure
    of their bank or savings institution. FDIC deposit insurance covers the balance
    of each depositor's account, dollar-for-dollar, up to the insurance limit,
    including principal and any accrued interest through the date of the insured
    bank's closing.

    What is the FDIC insurance amount?


    The standard insurance amount is $250,000 per depositor, per insured bank,
    for each ownership category. This includes principal and accrued interest and
    applies to all depositors of an insured bank.

    Deposits in separate branches of an insured bank are not separately insured.


    Deposits in one insured bank are insured separately from deposits in another
    insured bank.

    Deposits maintained in different categories of legal ownership at the same


    bank can be separately insured. Therefore, it is possible to have deposits of
    more than $250,000 at one insured bank and still be fully insured. For more
    information on deposit insurance coverage, see the FDIC’s brochure “Your
    Insured Deposits” which can be accessed at
    www.fdic.gov/deposit/deposits/insured

    Who does the FDIC insure?


    Any person or entity can have FDIC insurance on a deposit. A depositor does
    not have to be a citizen, or even a resident of the United States. FDIC
    insurance only protects depositors, although some depositors may also be
    creditors or shareholders of an insured bank.

    What does FDIC deposit insurance cover?


    FDIC insurance covers deposits received at an insured bank. Types of deposit
    products include checking, NOW, and savings accounts, money market
    deposit accounts (MMDA), and time deposits such as certificates of deposit
    (CDs).

    What is the source of funding used by the FDIC to pay insured


    depositors of a failed bank?
    The FDIC’s deposit insurance fund consists of premiums already paid by
    insured banks and interest earnings on its investment portfolio of U.S.
    Treasury securities. No federal or state tax revenues are involved.

    How am I notified when my bank has been closed?


    The FDIC notifies each depositor in writing using the depositor's address on
    record with the bank. This notification is mailed immediately after the bank
    closes.

    When the failed bank is acquired by another bank; the assuming bank also
    notifies the depositors. This notification usually is mailed with the first bank
    statement after the assumption.

    Every effort also is made to inform the public through the news media, town
    meetings, and notices posted at the bank.

    http://www.fdic.gov/consumers/banking/facts/index.html

    ====================
    Scraps of Change is all whats left after this 2 years of Hopy and
    Changey RAPE of America from this bunch of Chicago
    gangsters.
    ==
    FIRE Timmy “TURBO TAX’ Geitner!!!
    Obama has BANKRUPTED America!!!

    Potrebbero piacerti anche