CURSO DE EXCEL FINANCIERO

NOMBRES Y APELLIDOS: CRISTIAN JOSUÉ RÍOS BERMÚDEZ

DOCENTE: ING. LENÍN ESTRADA C.

CONTENIDO: TAREA AMORTIZACIÓN DE PRÉSTAMOS (CUOTA

DECRECIENTE)

MANAGUA, NICARAGUA 13 DE MARZO DEL 2020

EZ

S (CUOTA

2020
 Una entidad bancaria le concedió un préstamo a
895.00 dólares americanos pagaderos a un plaz
La tasa de interés pactada es del 10% anual, ca

Datos
Valor del Préstamo $8,895.00
Interés mensual 1%
Nper 24
Tasa de Interés Anual 10%
Pago Mensual $410.46

Periodo Saldo Inicial Intereses Cuota

1 $8,895.00 $74.13 $444.75
2 $8,524.38 $71.04 $441.66
3 $8,153.75 $67.95 $438.57
4 $7,783.13 $64.86 $435.48
5 $7,412.50 $61.77 $432.40
6 $7,041.88 $58.68 $429.31
7 $6,671.25 $55.59 $426.22
8 $6,300.63 $52.51 $423.13
9 $5,930.00 $49.42 $420.04
10 $5,559.38 $46.33 $416.95
11 $5,188.75 $43.24 $413.86
12 $4,818.13 $40.15 $410.78
13 $4,447.50 $37.06 $407.69
14 $4,076.88 $33.97 $404.60
15 $3,706.25 $30.89 $401.51
16 $3,335.63 $27.80 $398.42
17 $2,965.00 $24.71 $395.33
18 $2,594.38 $21.62 $392.24
19 $2,223.75 $18.53 $389.16
20 $1,853.13 $15.44 $386.07
21 $1,482.50 $12.35 $382.98
22 $1,111.88 $9.27 $379.89
23 $741.25 $6.18 $376.80
24 $370.63 $3.09 $373.71
Totales $926.56 $9,821.56
 un préstamo a un empleado por la cantidad de $ 8,
deros a un plazo de 2 años para comprarse un automóvil.
10% anual, capitalizable mensualmente.

Amortización Saldo Final

$370.63 $8,524.38
$370.63 $8,153.75
$370.63 $7,783.13
$370.63 $7,412.50
$370.63 $7,041.88
$370.63 $6,671.25
$370.63 $6,300.63
$370.63 $5,930.00
$370.63 $5,559.38
$370.63 $5,188.75
$370.63 $4,818.13
$370.63 $4,447.50
$370.63 $4,076.88
$370.63 $3,706.25
$370.63 $3,335.63
$370.63 $2,965.00
$370.63 $2,594.38
$370.63 $2,223.75
$370.63 $1,853.13
$370.63 $1,482.50
$370.63 $1,111.88
$370.63 $741.25
$370.63 $370.63
$370.63 $0.00
$8,895.00