Benefit Illustration for Future Generali Heart and Health Insurance Plan

(UIN: 133N069V01)
This illustration shall form a part of your policy document
Date of Illustration: 07-Sep-2019
Your Personal Details Your Plan Details You Pay

annad Future Generali Heart and You have chosen to Pay Premium
Name of the Proposer: Plan Name Monthly
Health Insurance Plan

Name of the Life to be sanjay Sum Assured (in Rs): Your Installment Premium ( in Rs):
1000000 2664
Assured

Age last Birthday of the Life 65 Years Policy Term (in years): 10
to be Assured (in years):
Your First Year Installment Premium 3144
Premium Payment Term Inclusive of Goods and Services Tax (in Rs):
Male 10
Gender of Life Assured (in years):

Channel Online Your Annualized 30169

Premium (in Rs)
Your Subsequent Years Installment Premium 3144
Category Non-staff Inclusive of Goods and Services Tax(in Rs)
Option 1- Heart Cover
Smoking Habit Non-Smoker

Installment Premium for Maturity and Death Benefit - under Section 80C (Rs.) 1004

Goods and services Tax on Installment Premium for Maturity and Death Benefit - under Section 80C (Rs.) 181

Installment Premium for Health Benefit - under Section 80D (Rs.) 1660

Goods and services Tax on Installment Premium for Health Benefit - under Section 80D (Rs.) 299

Age
Total Guaranteed Benefit ( In Rs) Payout On Surrender (Higher of
(Last
Birthday) Special Surrender Value and
Health Benefit Payout On Surrender
(In Year Annualized Premium* Payout On Death Guaranteed Surrender Value)
Maturity Benefit (Guaranteed Surrender
Years)" (in Rs) Value)
65 1 30169 301690 1000000 0 0 0

Date: 07-Sep-2019 A000080629 Page 1 of 3

 Age
Total Guaranteed Benefit ( In Rs) Payout On Surrender (Higher of
(Last
Birthday) Special Surrender Value and
Health Benefit Payout On Surrender
(In Year Annualized Premium* Payout On Death Guaranteed Surrender Value)
Maturity Benefit (Guaranteed Surrender
Years)" (in Rs) Value)
66 2 30169 301690 1000000 0 0 0
67 3 30169 301690 1000000 0 0 0
68 4 30169 301690 1000000 0 0 0
69 5 30169 301690 1000000 0 0 0
70 6 30169 301690 1000000 0 0 0
71 7 30169 301690 1000000 0 0 0
72 8 30169 301690 1000000 0 0 0
73 9 30169 301690 1000000 0 0 0
74 10 30169 316775 1000000 0 0 0
Total 301690

This is what you pay This is what you get at the end of
Policy Term

Date: 07-Sep-2019 A000080629 Page 2 of 3

Please Note
1. This is a customized benefit illustration which has been generated based on the information provided by you. In case the information mentioned herein does not pertain to you, ask your advisor
to provide you with benefit illustration customized for you.
2. This benefit illustration is indicative. The premium rate charged to you may be different depending upon your health and other factors as per the underwriting guidelines of the company.
3.*Annualised premium in the illustration table above does not include Goods and Services Tax, rider premiums,modal loadings or any extra premiums.
4. Maturity Benefit:
(Only For Option 3-Heart Cover with Return of Premium and Option 4-Critical Illness Cover with Return of Premium)
Sum of all installment premiums during the Policy Term (excluding Goods and Services Tax, modal loading and extra premium) less any Critical Illness Benefit claims paid under the Policy.
5. Death Benefit:
Death benefit payable shall be highest of the following -
• 25%of Sum Assured
• 10 times Annualised Premium (excluding taxes, rider premiums and extra premiums, if any); or
• 105% of all premiums paid (excluding taxes, rider premiums and extra premiums, if any)as on date of death ; or
• Guaranteed Maturity Sum Assured , if any
7. Surrender Benefit:
(Only For Option 3-Heart Cover with Return of Premium and Option 4-Critical Illness Cover with Return of Premium)
The above mentioned Guaranteed Surrender Value (GSV) and Special Surrender Value (SSV) is calculated assuming full premiums for the year have been paid.
This policy will acquire a surrender value after premiums for three full policy years are paid.
The surrender value is payable to you on the date of surrender.
8. Special surrender value is not guaranteed and declared at discretion of the company subject to IRDA approval. You will receive higher of Guaranteed Surrender Value or Special Surrender
Value (If any) on surrender.
9. Surrender Value shown in the illustration is assuming surrenders in the last month of the respective policy year.
10. The tax rate shown above is subject to change in tax laws
11. You may avail of tax benefits under this policy as per prevailing tax laws. Please consult your tax advisor to understand the applicable tax benefits. The tax laws are subject to change.
12. For any further clarifications, please feel free to contact your advisor or you can contact us at 1800 102 2355 or email us at care@futuregenerali.in. or visit our website life.futuregenerali.in.
13. In case of any conflict between the benefit illustration and your policy document, the latter shall prevail.
14. Please refer to Sales Brochure carefully before concluding the sale.
15. Please read the definitions, exclusions, Waiting period, survival period conditions on benefits etc. applicable for this product as mentioned in the Sales Brochure before concluding the sale.

Below Section is not applicable for Sales through Online/Digital Journey

Declaration by the proposer:

I, annad have read the information and have understood the above illustration before purchasing this insurance product and the Marketing Official has explained me the benefit
illustration and the product in the language known and understood by me.
Signature: Date: Place:

Declaration by the Marketing Official

I have explained the benefit illustration and details of the product to the proposer in the language known and understood by the proposer

Signature & Seal: Date: Place:

Date: 07-Sep-2019 A000080629 Page 3 of 3