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What is "open market operation?"

K.V. Gnana Kumar d) High, Medium, Low Risk 21. Name the odd one out: 30. What is the full form for ULIP?
Category a) ICRA b) CIBIL a) Universal Life and investment
Director DBS,
Hyderabad. 7.
e) None of the above
Banker's code for customers was SBI c) CARE d) CRISIL
e) None of the above
b) Universal Loan and Invest-
ment plan

MODEL QUESTIONS
released by:
a) RBI b) SEBI POs, Clerks 22. "Bridge loan" means:
a) A loan given by bank for
c) Uniformly Loan and Insura-
nce plan
c) BCSBI d) IBA longer period d) Unit Linked Insurance plan
1. Who among the following is app- e) Central Government
Special b) A loan given by bank for a e) None of these
ointed as the Chairman of the 8. What is the full form of the term Banking short period to make up for a 31. In Core banking solution (CBS),
21st Law Commission? CAGR, a useful measure of gro- Awareness temporary shortage the term "core" stands for:
a) RM Lodha wth over multiple time periods? c) A loan given by bank for med- a) Customer order real time ex-
b) Balbir Singh Chauhan a) Compound Audited Growth ium term change
c) HL Bakshi d) N Kamakodi Rate 15. Which of the following bank was d) A loan for one day b) Centralized online real-time
e) P Jayarama Bhatt b) Calculated Annual Growth established in the year 1982? e) None of the above exchange
2. The Memorandum of Associati- Rate a) NABARD 23. A trust is formed for the benefit c) Customized online real-time
on is a document which: c) Compound Annual Growth b) Small Industries Development of: exchanged
a) Describes the powers of the Rate Bank of India a) A person d) Centralized open real-time ex-
share holders of the company d) Compound Annual Gross Rate c) EXIM Bank d) Both a and c b) A group of persons changed
b) Defines the powers of the offi- e) None of these e) None of these c) The family members e) None of these
cials of the company 9. The debenture holders of a com- 16. FATF means: d) a and b e) a, b and c 32. What is closed economy?
c) Defines the constitution, pany are its: a) Financial Accounting Trade 24. Which among the following is a) When deficit financing take
objectives, authorised capital a) Owners b) Debtors Federation the direct tax? place
and gives names and address c) Creditors d) Shareholders b) Financial Association of a) Sales tax b) Excise duty b) When only export take place
of registered office and e) Agents Traders in France c) Custom duty d) Income tax c) When neither import nor
defines the liability of the 10. "Kyat" is the currency of: c) Foreign Authority Trade e) None of these export takes place
shareholders a) Thailand b) Sri Lanka Federation 25. Normally Indian Banks will offer d) When only import takes place
d) Defines the internal functions c) Bhutan d) Myanmar d) Financial Action Task Force loan facility to borrowers in the e) None of these
of a company e) Malaysia e) Financial Assistance Task form of: 33. What is the limit on number of
e) None of the above 11. As per the Budget proposals for Force a) Cash credit b) Term Loan partners in a partnership firm im-
3. Which of the following stateme- 2016-17, what per cent Krishi 17. Whoever commits the offence of c) Non Fund Based posed by Companies act 2013?
nts is true for a public limited Kalyan Cess will be levied on all money laundering shall be puni- d) Both a and c a) 10 b) 20 c) 50
company? services? shable with: e) All a, b and c d) 100 e) 200
a) The number of share holders is a) 0.25 per cent a) Minimum imprisonment of 3 26. The term "Blue chip" means: 34. Which of the following accounts
limited b) 0.50 per cent years and maximum 7 years a) Government securities printed can be opened by a non-resident,
b) Certificate of Commencement c) 0.75 per cent b) Fine of Rs. 5 lakhs in blue and are readily encash- who has permanently returned to
of Business is not compulsory d) 1 per cent e) 1.35 per cent c) Both a and b able with RBI India recently?
to open bank account 12. The gap between the value of d) 12 years imprisonment b) Preference shares of joint a) NRE account
c) The liability of Managing export and import of goods duri- e) Three years imprisonment or stock companies b) FCNR account
Director is limited ng a particular period is called: Rs. 3 lakhs fine or both c) Shares of progressive, soundly c) NRO account
d) The liability of the sharehold- a) Balance of payment 18. What is a derivative? run public limited companies d) Resident Foreign Currency
ers is limited b) Trade balance a) It is a contract for trading in with excellent dividend record account
e) Since public Limited company c) Current account position goods d) Shares initially allotted to pro- e) None of the above
can go for public issue, the d) Capital account position b) It is a contract for sale and moter directors 35. Beyond the minimum amount of
registration of Public limited e) None of the above purchase of shares e) A product used electronic co- Rs.1 lakh for a CD, it can be
company is done by SEBI 13. Which of the following is the c) A financial contract payable in mpanies issued in the multiple of Rs. ____
4. Against which of the following objective of asset liability man- future and based on an under- 27. The term "Bulls & Bears" is used a) 10 lakhs b) 5 lakhs
securities, the banks cannot grant agement? lying financial contract in: c) 1 lakh d) 0.5 lakhs
loans: a) Assets and liabilities are man- d) A financial contract based on a) Credit rating e) None of these
a) Shares of approved companies aged in such a manner that risk purchase of demat shares b) Vegetable markets 36. Which of the following is related
b) Fixed deposit of same bank is minimum to the bank e) None of the above c) Stock exchange to financial inclusion?
c) Debentures of companies b) Residual maturity of assets 19. Which of the following types of d) Risk management a) Internet banking
d) Certificate of deposit issued and liabilities should be equal- companies/organisations issue e) None of the above b) Offshore Banking
by banks ized "ULIP"? 28. What is "open market operation?" c) Business correspondent
e) None of the above c) Net earnings from interest is a) Banks a) It is release of funds by RBI in d) Stimulus package
5. The RBI released a draft regula- maximized within the overall b) Insurance companies open market e) None of these
tory framework to allow the risk-preference of the institu- c) NHB d) RBI b) It is buying or selling of gov- 37. "Aapka bhala, Sabka bhala" is
entry of new kind of NBFC that tions e) None of these ernment securities in the open the tagline of:
can act as a(n) ____ d) a or b 20. While going for public issue of market by the central bank to a) IDBI Bank b) Federal Bank
a) Small bank b) e-verifier e) All of the above shares, book building is: inject or suck liquidity in the c) ICICI Bank d) Bandhan Bank
c) KYC facilitator 14. Which of the following activity a) Used by stock exchanges for system e) HDFC Bank
d) Credit aggregator cannot be undertaken by Busine- trading as it is more efficient c) It is standby facility by RBI
e) Account aggregator ss Correspondents: than the traditional open out- d) It is selling of own share in ANSWERS
6. Under customer Acceptance Po- a) Disbursement of small value cry system open market 1) b 2) c 3) d 4) d 5) e
licy Bank's customers are classi- loans b) Used by speculators to artifi- e) None of these 6) d 7) c 8) c 9) c 10) d
fied into ___ b) Collection of small value cially increase share prices 29. In PM Employment Generation 11) b 12) c 13) c 14) c 15) d
a) Nil, High, Medium, Low Risk deposit c) Used in the public issue proce- Program, the maximum project 16) d 17) c 18) c 19) b 20) c
category c) Collection of transaction fee ss for efficient price and dem- cost in case of manufacturing 21) b 22) b 23) e 24) d 25) e
b) Zero, High, Medium, Low from customers and estimation for the issuer units is restricted to: 26) c 27) c 28) b 29) c 30) d
Risk category d) Recovery of principal and d) Used by bookies in horse a) Rs.5 lakhs b) Rs.10 lakhs 31) b 32) c 33) d 34) d 35) c
c) Highest, High, Medium, Low interest racing c) Rs.25 lakhs d) Rs.50 lakhs 36) c 37) d
Risk Category e) None of the above e) None of the above e) No such limit