Documenti di Didattica
Documenti di Professioni
Documenti di Cultura
Due to the spread of COVID-19, over the next few weeks, and perhaps months, many people will be limiting their contact with the outside world.
One expert tip for people in quarantine is to take it as an opportunity to learn an instrument or take an online course. UNSPLASH
m locked in a rental suite in tect others from me. ing for survival by sheltering in stick to a schedule. Use newfound with friends I haven’t seen in
Most of us say no thank you to the extra cost of travel doesn’t guarantee the same health-insurance coverage
insurance, feeling invincible before departing on a well- as being in your home province or territory. Read the fine
PERSONAL CONCIERGE earned time away from work. But let’s put aside the bur- print of your provincial or territorial health-care provider
geoning excitement of the coming holiday and consider when it comes to travel, all which have information post-
whether additional coverage is needed. ed online.
First, check what travel insurance you currently have, Travel insurance can also be a lifesaver when a holiday
whether it’s an existing insurance policy from work or has to be postponed, when Mother Nature’s wrath hap-
through a credit card and learn what’s detailed in your pens (think earthquakes, storms or wildfires) or unfore-
policy. Extended medical coverage, trip cancellation, seen situations occur, such as a terrorist attack or the
trip interruption or baggage insurance for lost, stolen or spread of the new coronavirus. Trip-cancellation or trip-
delayed luggage (including contents such as electron- interruption insurance will help recover costs, just don’t
ics, sports equipment or jewellery) are typically not in- assume or expect every penny you’ve spent will be re-
cluded in basic travel insurance policies. If you’re a fre- funded.
quent traveller, consider getting a policy that covers Special note to adrenalin junkies who like to indulge
multiple trips instead of paying per trip. or try an extreme sport: Participation in those activities
Bragging about our health-care system to our south- may not be covered by travel insurance.
When should I buy ern neighbours doesn’t get us very far when we’re vis- My advice: Ask questions, pay a little more for peace of
iting the United States or any other country in the world mind before your next jaunt and carry copies of your
travel insurance? – coverage ends at the 49th parallel. With no insurance,
foreign hospitals will ask for payment before any med-
travel insurance, complete with emergency contacts,
with other precious documents.
ical treatment and may ask for cash. If you’re a traveller – WAHEEDA HARRIS
with pre-existing health issues, speak to your doctor be-
fore heading off on your trip and have details in writing Special to The Globe and Mail
in regards to prescriptions or possible treatments that
could be required. Need some travel advice or have a question about
And if you think that you’re covered while travelling life on the road? Send your questions to
in Canada, think again. Travelling within our borders personalconcierge@globeandmail.com.