Particul Mar- Mar- Mar- Mar- Mar- Mar- Mar-16 Mar- Mar- Mar-

ars 10 11 12 13 14 15 17 18 19
Liquid 0.4221 1.1583 0.8839 0.7925 0.7765 0.7031 0.69952 0.7649 0.4439 0.4221
Asset to 85 77 77 48 82 95 3 45 29 85
Demand
Deposits
Loans 1420. 1503. 1936. 2197. 1986. 3787. 10028. 9469. 9469. 9127.
& 69 33 23 69 33 17 94 94 14 7
Advanc
es

Liquid Asset to Demand Deposits:

The ratio of the liquid assets to the demand deposits shows that there are enough liquid assets
in order to furnish the need of deposits by the bank. Also known as the demand deposit
adequacy ratio, it finds its significance in measuring deposits match to investments and
whether they could be converted quickly to cover redemption. The higher the ratio the better
for the bank. After the implementation of Basel Norm III RBI has made it mandatory for all
commercial banks to increase it its Statutory Reserve and Cash Reserve. So there is a
decrease in loans and advances provided by commercial banks. Loans & Advances is an
important variable of Liquid Asset. In 2016, the bank has raised further capital which lead to
increase in loans and advances. Liquid Asset to Demand Deposits is directly proportion to
demand of loans & advances.