Comparación Porcentajes

Valor del Arriendo $ 730,000 Tipo Crédito UVR Abono Impuesto 0.47%
Análisis
Inflación 5% Plazo 5
Valor Vivienda $ 130,000,000
Costos Compra Costos Arriendo
Intereses $ 548,293 Arriendo $ 827,566
Reparaciones $ 57,467
Impuesto Predial $ 58,699
Valorización $ 29,349
Seguros $ 70,000
Administración $ 73,687
Otros $ 80,988
$ 837,495 $ 827,566
$ 150,749,054 $ 148,961,891
Préstamo $ 91,000,000
Tasa EA 12.0%
Años 5
Modalidad Cuota Fija
$ 119,768,899 $ 91,000,000 $ 28,768,899
Cuota Capital Valor Cuota Amortización Intereses
0 $ 91,000,000 $ - $ - $ -
1 $ 89,867,332 $ 1,996,148 $ 1,132,668 $ 863,480
2 $ 88,723,916 $ 1,996,148 $ 1,143,416 $ 852,733
3 $ 87,569,651 $ 1,996,148 $ 1,154,265 $ 841,883
4 $ 86,404,433 $ 1,996,148 $ 1,165,218 $ 830,930
5 $ 85,228,158 $ 1,996,148 $ 1,176,275 $ 819,874
6 $ 84,040,722 $ 1,996,148 $ 1,187,436 $ 808,712
7 $ 82,842,019 $ 1,996,148 $ 1,198,703 $ 797,445
8 $ 81,631,941 $ 1,996,148 $ 1,210,078 $ 786,071
9 $ 80,410,381 $ 1,996,148 $ 1,221,560 $ 774,589
10 $ 79,177,230 $ 1,996,148 $ 1,233,151 $ 762,997
11 $ 77,932,379 $ 1,996,148 $ 1,244,852 $ 751,296
12 $ 76,675,714 $ 1,996,148 $ 1,256,664 $ 739,484
13 $ 75,407,126 $ 1,996,148 $ 1,268,588 $ 727,560
14 $ 74,126,500 $ 1,996,148 $ 1,280,626 $ 715,523
15 $ 72,833,723 $ 1,996,148 $ 1,292,777 $ 703,371
16 $ 71,528,679 $ 1,996,148 $ 1,305,044 $ 691,104
17 $ 70,211,251 $ 1,996,148 $ 1,317,428 $ 678,721
18 $ 68,881,323 $ 1,996,148 $ 1,329,928 $ 666,220
19 $ 67,538,775 $ 1,996,148 $ 1,342,548 $ 653,601
20 $ 66,183,488 $ 1,996,148 $ 1,355,287 $ 640,861
21 $ 64,815,342 $ 1,996,148 $ 1,368,147 $ 628,001
22 $ 63,434,213 $ 1,996,148 $ 1,381,129 $ 615,019
23 $ 62,039,978 $ 1,996,148 $ 1,394,234 $ 601,914
24 $ 60,632,514 $ 1,996,148 $ 1,407,464 $ 588,685
25 $ 59,211,696 $ 1,996,148 $ 1,420,819 $ 575,329
26 $ 57,777,395 $ 1,996,148 $ 1,434,301 $ 561,848
27 $ 56,329,484 $ 1,996,148 $ 1,447,911 $ 548,238
28 $ 54,867,835 $ 1,996,148 $ 1,461,650 $ 534,499
29 $ 53,392,316 $ 1,996,148 $ 1,475,519 $ 520,630
30 $ 51,902,796 $ 1,996,148 $ 1,489,520 $ 506,629
31 $ 50,399,143 $ 1,996,148 $ 1,503,653 $ 492,495
32 $ 48,881,221 $ 1,996,148 $ 1,517,921 $ 478,227
33 $ 47,348,897 $ 1,996,148 $ 1,532,325 $ 463,824
34 $ 45,802,032 $ 1,996,148 $ 1,546,864 $ 449,284
35 $ 44,240,490 $ 1,996,148 $ 1,561,542 $ 434,606
36 $ 42,664,131 $ 1,996,148 $ 1,576,359 $ 419,789
37 $ 41,072,813 $ 1,996,148 $ 1,591,317 $ 404,831
38 $ 39,466,396 $ 1,996,148 $ 1,606,417 $ 389,731
39 $ 37,844,737 $ 1,996,148 $ 1,621,660 $ 374,488
40 $ 36,207,689 $ 1,996,148 $ 1,637,047 $ 359,101
41 $ 34,555,108 $ 1,996,148 $ 1,652,581 $ 343,567
42 $ 32,886,846 $ 1,996,148 $ 1,668,262 $ 327,886
43 $ 31,202,754 $ 1,996,148 $ 1,684,092 $ 312,056
44 $ 29,502,682 $ 1,996,148 $ 1,700,072 $ 296,076
45 $ 27,786,479 $ 1,996,148 $ 1,716,203 $ 279,945
46 $ 26,053,991 $ 1,996,148 $ 1,732,488 $ 263,660
47 $ 24,305,063 $ 1,996,148 $ 1,748,927 $ 247,221
48 $ 22,539,541 $ 1,996,148 $ 1,765,523 $ 230,626
49 $ 20,757,265 $ 1,996,148 $ 1,782,275 $ 213,873
50 $ 18,958,078 $ 1,996,148 $ 1,799,187 $ 196,961
51 $ 17,141,819 $ 1,996,148 $ 1,816,259 $ 179,889
52 $ 15,308,326 $ 1,996,148 $ 1,833,493 $ 162,655
53 $ 13,457,435 $ 1,996,148 $ 1,850,891 $ 145,258
54 $ 11,588,982 $ 1,996,148 $ 1,868,454 $ 127,695
55 $ 9,702,799 $ 1,996,148 $ 1,886,183 $ 109,965
56 $ 7,798,719 $ 1,996,148 $ 1,904,080 $ 92,068
57 $ 5,876,571 $ 1,996,148 $ 1,922,148 $ 74,000
58 $ 3,936,184 $ 1,996,148 $ 1,940,387 $ 55,762
59 $ 1,977,385 $ 1,996,148 $ 1,958,799 $ 37,350
60 $ (0) $ 1,996,148 $ 1,977,385 $ 18,763
Préstamo $ 91,000,000 UVR 250.9113
Tasa EA 8.5% Inflación EA 5.0%
Años 5
Modalidad Cuota Fija $ 586,469
$ 126,188,112 $ 104,124,184 $ 22,063,928
Cuota Capital Valor Cuota Amortización Intereses Cotización
0 $ 91,000,000 $ - $ - $ - $ 250.91
1 $ 90,133,210 $ 1,860,804 $ 1,237,519 $ 623,285 $ 251.93
2 $ 89,249,384 $ 1,868,385 $ 1,251,037 $ 617,348 $ 252.96
3 $ 88,348,298 $ 1,875,997 $ 1,264,703 $ 611,294 $ 253.99
4 $ 87,429,726 $ 1,883,640 $ 1,278,518 $ 605,123 $ 255.03
5 $ 86,493,441 $ 1,891,314 $ 1,292,483 $ 598,831 $ 256.06
6 $ 85,539,211 $ 1,899,020 $ 1,306,602 $ 592,418 $ 257.11
7 $ 84,566,839 $ 1,906,757 $ 1,320,874 $ 585,882 $ 258.15
8 $ 83,576,086 $ 1,914,525 $ 1,335,303 $ 579,222 $ 259.21
9 $ 82,566,684 $ 1,922,325 $ 1,349,889 $ 572,436 $ 260.26
10 $ 81,538,423 $ 1,930,156 $ 1,364,634 $ 565,523 $ 261.32
11 $ 80,491,092 $ 1,938,020 $ 1,379,540 $ 558,480 $ 262.39
12 $ 79,424,413 $ 1,945,916 $ 1,394,610 $ 551,306 $ 263.46
13 $ 78,338,167 $ 1,953,844 $ 1,409,844 $ 544,001 $ 264.53
14 $ 77,232,074 $ 1,961,804 $ 1,425,244 $ 536,560 $ 265.61
15 $ 76,105,909 $ 1,969,797 $ 1,440,812 $ 528,984 $ 266.69
16 $ 74,959,415 $ 1,977,822 $ 1,456,551 $ 521,271 $ 267.78
17 $ 73,792,360 $ 1,985,880 $ 1,472,462 $ 513,418 $ 268.87
18 $ 72,604,453 $ 1,993,971 $ 1,488,546 $ 505,425 $ 269.96
19 $ 71,395,457 $ 2,002,095 $ 1,504,806 $ 497,289 $ 271.06
20 $ 70,165,076 $ 2,010,251 $ 1,521,244 $ 489,008 $ 272.17
21 $ 68,913,066 $ 2,018,441 $ 1,537,860 $ 480,581 $ 273.28
22 $ 67,639,177 $ 2,026,665 $ 1,554,659 $ 472,005 $ 274.39
23 $ 66,343,107 $ 2,034,922 $ 1,571,642 $ 463,280 $ 275.51
24 $ 65,024,599 $ 2,043,212 $ 1,588,810 $ 454,403 $ 276.63
25 $ 63,683,347 $ 2,051,537 $ 1,606,165 $ 445,372 $ 277.76
26 $ 62,319,088 $ 2,059,895 $ 1,623,709 $ 436,185 $ 278.89
27 $ 60,931,533 $ 2,068,287 $ 1,641,446 $ 426,841 $ 280.02
28 $ 59,520,409 $ 2,076,714 $ 1,659,376 $ 417,337 $ 281.17
29 $ 58,085,400 $ 2,085,174 $ 1,677,502 $ 407,672 $ 282.31
30 $ 56,626,227 $ 2,093,670 $ 1,695,826 $ 397,844 $ 283.46
31 $ 55,142,588 $ 2,102,200 $ 1,714,351 $ 387,849 $ 284.62
32 $ 53,634,175 $ 2,110,765 $ 1,733,078 $ 377,687 $ 285.78
33 $ 52,100,682 $ 2,119,365 $ 1,752,009 $ 367,356 $ 286.94
34 $ 50,541,795 $ 2,127,999 $ 1,771,146 $ 356,852 $ 288.11
35 $ 48,957,216 $ 2,136,669 $ 1,790,493 $ 346,175 $ 289.28
36 $ 47,346,627 $ 2,145,374 $ 1,810,052 $ 335,322 $ 290.46
37 $ 45,709,703 $ 2,154,115 $ 1,829,824 $ 324,291 $ 291.64
38 $ 44,046,118 $ 2,162,891 $ 1,849,812 $ 313,079 $ 292.83
39 $ 42,355,544 $ 2,171,702 $ 1,870,018 $ 301,684 $ 294.03
40 $ 40,637,661 $ 2,180,550 $ 1,890,445 $ 290,105 $ 295.22
41 $ 38,892,131 $ 2,189,434 $ 1,911,095 $ 278,339 $ 296.43
42 $ 37,118,615 $ 2,198,354 $ 1,931,971 $ 266,383 $ 297.63
43 $ 35,316,766 $ 2,207,311 $ 1,953,075 $ 254,236 $ 298.85
44 $ 33,486,237 $ 2,216,303 $ 1,974,409 $ 241,895 $ 300.06
45 $ 31,626,688 $ 2,225,333 $ 1,995,976 $ 229,357 $ 301.29
46 $ 29,737,763 $ 2,234,399 $ 2,017,779 $ 216,620 $ 302.51
47 $ 27,819,100 $ 2,243,503 $ 2,039,820 $ 203,682 $ 303.75
48 $ 25,870,336 $ 2,252,643 $ 2,062,102 $ 190,541 $ 304.98
49 $ 23,891,104 $ 2,261,820 $ 2,084,627 $ 177,193 $ 306.23
50 $ 21,881,041 $ 2,271,035 $ 2,107,398 $ 163,637 $ 307.47
51 $ 19,839,770 $ 2,280,288 $ 2,130,418 $ 149,869 $ 308.73
52 $ 17,766,911 $ 2,289,578 $ 2,153,690 $ 135,888 $ 309.98
53 $ 15,662,079 $ 2,298,906 $ 2,177,215 $ 121,691 $ 311.25
54 $ 13,524,892 $ 2,308,272 $ 2,200,998 $ 107,274 $ 312.52
55 $ 11,354,953 $ 2,317,676 $ 2,225,040 $ 92,636 $ 313.79
56 $ 9,151,869 $ 2,327,118 $ 2,249,345 $ 77,773 $ 315.07
57 $ 6,915,239 $ 2,336,599 $ 2,273,915 $ 62,684 $ 316.35
58 $ 4,644,659 $ 2,346,119 $ 2,298,755 $ 47,364 $ 317.64
59 $ 2,339,717 $ 2,355,677 $ 2,323,865 $ 31,813 $ 318.93
60 $ 0 $ 2,365,275 $ 2,349,249 $ 16,025 $ 320.23
Préstamo $ 91,000,000 UVR 250.9113
Tasa EA 8.5% Inflación EA 5.0%
Años 5
Modalidad Abono Fijo $ 548,293
$ 123,897,569 $ 103,269,874 $ 20,627,695
Cuota Capital Valor Cuota Amortización Intereses Cotización
0 $ 91,000,000 $ - $ - $ - $ 250.91
1 $ 89,847,884 $ 2,146,130 $ 1,522,845 $ 623,285 $ 251.93
2 $ 88,684,883 $ 2,144,443 $ 1,529,050 $ 615,394 $ 252.96
3 $ 87,510,920 $ 2,142,707 $ 1,535,279 $ 607,428 $ 253.99
4 $ 86,325,920 $ 2,140,922 $ 1,541,534 $ 599,387 $ 255.03
5 $ 85,129,806 $ 2,139,085 $ 1,547,815 $ 591,271 $ 256.06
6 $ 83,922,503 $ 2,137,199 $ 1,554,120 $ 583,078 $ 257.11
7 $ 82,703,965 $ 2,135,261 $ 1,560,452 $ 574,809 $ 258.15
8 $ 81,474,116 $ 2,133,273 $ 1,566,810 $ 566,463 $ 259.21
9 $ 80,232,846 $ 2,131,232 $ 1,573,193 $ 558,039 $ 260.26
10 $ 78,980,109 $ 2,129,140 $ 1,579,602 $ 549,538 $ 261.32
11 $ 77,715,857 $ 2,126,995 $ 1,586,038 $ 540,957 $ 262.39
12 $ 76,439,981 $ 2,124,798 $ 1,592,500 $ 532,298 $ 263.46
13 $ 75,152,432 $ 2,122,547 $ 1,598,988 $ 523,559 $ 264.53
14 $ 73,853,102 $ 2,120,243 $ 1,605,502 $ 514,740 $ 265.61
15 $ 72,541,940 $ 2,117,884 $ 1,612,043 $ 505,841 $ 266.69
16 $ 71,218,867 $ 2,115,471 $ 1,618,611 $ 496,860 $ 267.78
17 $ 69,883,828 $ 2,113,004 $ 1,625,205 $ 487,798 $ 268.87
18 $ 68,536,717 $ 2,110,481 $ 1,631,827 $ 478,654 $ 269.96
19 $ 67,177,478 $ 2,107,903 $ 1,638,475 $ 469,428 $ 271.06
20 $ 65,806,007 $ 2,105,268 $ 1,645,150 $ 460,118 $ 272.17
21 $ 64,422,246 $ 2,102,576 $ 1,651,852 $ 450,724 $ 273.28
22 $ 63,026,137 $ 2,099,829 $ 1,658,583 $ 441,246 $ 274.39
23 $ 61,617,574 $ 2,097,024 $ 1,665,340 $ 431,684 $ 275.51
24 $ 60,196,498 $ 2,094,161 $ 1,672,125 $ 422,036 $ 276.63
25 $ 58,762,804 $ 2,091,240 $ 1,678,937 $ 412,303 $ 277.76
26 $ 57,316,430 $ 2,088,261 $ 1,685,777 $ 402,483 $ 278.89
27 $ 55,857,294 $ 2,085,222 $ 1,692,645 $ 392,577 $ 280.02
28 $ 54,385,331 $ 2,082,124 $ 1,699,542 $ 382,583 $ 281.17
29 $ 52,900,437 $ 2,078,966 $ 1,706,466 $ 372,501 $ 282.31
30 $ 51,402,548 $ 2,075,748 $ 1,713,418 $ 362,330 $ 283.46
31 $ 49,891,577 $ 2,072,470 $ 1,720,399 $ 352,071 $ 284.62
32 $ 48,367,440 $ 2,069,130 $ 1,727,409 $ 341,722 $ 285.78
33 $ 46,830,051 $ 2,065,729 $ 1,734,446 $ 331,282 $ 286.94
34 $ 45,279,325 $ 2,062,265 $ 1,741,512 $ 320,752 $ 288.11
35 $ 43,715,192 $ 2,058,739 $ 1,748,608 $ 310,131 $ 289.28
36 $ 42,137,565 $ 2,055,150 $ 1,755,732 $ 299,418 $ 290.46
37 $ 40,546,358 $ 2,051,497 $ 1,762,885 $ 288,612 $ 291.64
38 $ 38,941,482 $ 2,047,781 $ 1,770,067 $ 277,714 $ 292.83
39 $ 37,322,850 $ 2,044,000 $ 1,777,279 $ 266,721 $ 294.03
40 $ 35,690,389 $ 2,040,154 $ 1,784,519 $ 255,635 $ 295.22
41 $ 34,044,009 $ 2,036,244 $ 1,791,790 $ 244,454 $ 296.43
42 $ 32,383,621 $ 2,032,267 $ 1,799,090 $ 233,177 $ 297.63
43 $ 30,709,136 $ 2,028,224 $ 1,806,420 $ 221,805 $ 298.85
44 $ 29,020,466 $ 2,024,115 $ 1,813,779 $ 210,336 $ 300.06
45 $ 27,317,530 $ 2,019,938 $ 1,821,169 $ 198,769 $ 301.29
46 $ 25,600,238 $ 2,015,694 $ 1,828,588 $ 187,106 $ 302.51
47 $ 23,868,500 $ 2,011,382 $ 1,836,038 $ 175,343 $ 303.75
48 $ 22,122,224 $ 2,007,001 $ 1,843,519 $ 163,482 $ 304.98
49 $ 20,361,321 $ 2,002,551 $ 1,851,029 $ 151,521 $ 306.23
50 $ 18,585,704 $ 1,998,031 $ 1,858,570 $ 139,460 $ 307.47
51 $ 16,795,283 $ 1,993,441 $ 1,866,143 $ 127,299 $ 308.73
52 $ 14,989,964 $ 1,988,781 $ 1,873,745 $ 115,036 $ 309.98
53 $ 13,169,655 $ 1,984,050 $ 1,881,379 $ 102,671 $ 311.25
54 $ 11,334,267 $ 1,979,247 $ 1,889,044 $ 90,203 $ 312.52
55 $ 9,483,702 $ 1,974,372 $ 1,896,740 $ 77,632 $ 313.79
56 $ 7,617,872 $ 1,969,425 $ 1,904,468 $ 64,957 $ 315.07
57 $ 5,736,681 $ 1,964,404 $ 1,912,227 $ 52,177 $ 316.35
58 $ 3,840,036 $ 1,959,310 $ 1,920,018 $ 39,292 $ 317.64
59 $ 1,927,840 $ 1,954,142 $ 1,927,840 $ 26,301 $ 318.93
60 $ 0 $ 1,948,899 $ 1,935,695 $ 13,204 $ 320.23