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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
THIRD DIVISION
DECISION
REYES, J.:
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
claimed."6ChanRoblesVirtualawlibrary
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
Jesus Jr.9
In its Complaint, Sun Life alleged that Atty. Jesus Jr. did
not disclose in his insurance application his previous
medical treatment at the National Kidney Transplant
Institute in May and August of 1994. According to Sun
Life, the undisclosed fact suggested that the insured was
in "renal failure" and at a high risk medical condition.
Consequently, had it known such fact, it would not have
The RTC held that Atty. Jesus Jr. did not commit material
concealment and misrepresentation when he applied for
life insurance with Sun Life. It observed that given the
disclosures and the waiver and authorization to
G.R. No. 175085, Aggrieved, Sun Life elevated the case to the CA.
June 01, 2016 - TAN
SIOK1 KUAN AND Ruling of the CA
PUTE CHING,
Petitioners, v. On appeal, the CA issued its Decision17 dated November
FELICISIMO "BOY" 18, 2013 affirming the RTC decision in ordering Sun Life
HO, RODOLFO C. to pay death benefits and damages in favor of the
RETURTA, VICENTE M. respondents. The CA, however, modified the RTC
SALAS, AND LOLITA decision by absolving Sun Life from the charges of
MALONZO, violation of Sections 241 and 242 of the Insurance
Respondents.
Code.18
ELPIDIO MACALINO,
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
OMBUDSMAN-
MINDANAO, Petitioner, Section 48 serves a noble purpose, as it
v. LILING LANTO regulates the actions of both the insurer and
IBRAHIM, PROJECT the insured. Under the provision, an insurer is
MANAGER, NATIONAL given two years - from the effectivity of a life
IRRIGATION insurance contract and while the insured is
ADMINISTRATION, alive - to discover or prove that the policy is
NIA-PIO, LANAO DEL void ab initio or is rescindible by reason of
NORTE, Respondent. the fraudulent concealment or
misrepresentation of the insured or his agent.
G.R. No. 205061, After the two-year period lapses, or
June 08, 2016 - when the insured dies within the period,
EMERTIA G. MALIXI, the insurer must make good on the
Petitioner, v. policy, even though the policy was
MEXICALI obtained by fraud, concealment, or
PHILIPPINES AND/OR misrepresentation. This is not to say that
FRANCESCA insurance fraud must be rewarded, but that
insurers who recklessly and indiscriminately
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
CALUYA, Petitioners,
Records show that in the Application for
v. HON. RECTO A.
Insurance, [Atty. Jesus Jr.] admitted that he
CALABOCAL, JUDGE-
had sought medical treatment for kidney
DESIGNATE,
ailment. When asked to provide details on the
REGIONAL TRIAL
said medication, [Atty. Jesus Jr.] indicated the
COURT, BRANCH 43,
following information: year ("1987"), medical
ROXAS, ORIENTAL
procedure ("undergone lithotripsy due to
MINDORO, PROVINCE
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
ELEANOR FAYE SIAO, present case, Sun Life failed to clearly and satisfactorily
SHELETT SIAO AND establish its allegations, and is therefore liable to pay the
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
Respondents.; G.R.
No. 212504 - CEBU Moreover, well-settled is the rule that this Court is not a
SOUTH MEMORIAL trier of facts. Factual findings of the lower courts are
GARDEN, INC., entitled to great weight and respect on appeal, and in
Petitioner, v. LETECIA fact accorded finality when supported by substantial
SIAO, LYNEL SIAO, evidence on the record.26
JANELYN SIAO,
ELEANOR FAYE SIAO, WHEREFORE, the petition for review is DENIED. The
SHELETT SIAO AND Decision dated November 18, 2013 and Resolution dated
HONEYLET SIAO, February 13, 2014 of the Court of Appeals in CA-G.R. CV.
Respondents. No. 93269 are hereby AFFIRMED.
AIRPORT AUTHORITY,
Petitioner, v. RICHARD
E. UNCHUAN, Endnotes:
Respondent.
7 Id.
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
R. MALAPO, EARL G.
PONGCO, LUCILO C. (e) compelling policyholders to institute
DEL MONTE, RUEL F. suits to recover amounts due under its
MAGBALANA, MARLYN policies by offering without justifiable
V. VILLANUEVA, reason substantially less than the
JUDITH C. BANEZ, amounts ultimately recovered in suits
GERMAN N. DE LUNA, brought by them.
FREDERICK B. DEL
CORRO, CLODUALDO xxxx
B. PASIOLAN,
ROLANDO I. 15 Sec. 242. The proceeds of a life insurance
NAVARRO, AND policy shall be paid immediately upon
PACIANO J. maturity of the policy, unless such proceeds
VILLANUEVA,*, are made payable in installments or as an
Respondents. annuity, in which case the installments, or
annuities shall be paid as they become due:
G.R. No. 211026, Provided, however, That in the case of a
June 27, 2016 - policy maturing by the death of the insured,
PEOPLE OF THE the proceeds thereof shall be paid within sixty
PHILIPPINES, Plaintiff- days after presentation of the claim and filing
Appellee, v. RENATO of the proof of the death of the insured.
B. SUEDAD, Accused- Refusal or failure to pay the claim within the
Appellant. time prescribed herein will entitle the
beneficiary to collect interest on the proceeds
G.R. No. 204441, of the policy for the duration of the delay at
June 08, 2016 - the rate of twice the ceiling prescribed by the
PEOPLE OF THE Monetary Board, unless such failure or refusal
PHILIPPINES, to pay is based on the ground that the claim
Petitioner, v. MICHAEL is fraudulent.
KURT JOHN BULAWAN
Y ANDALES, The proceeds of the policy maturing by the
Respondent. death of the insured payable to the
beneficiary shall include the discounted value
G.R. No. 201834, of all premiums paid in advance of their due
June 01, 2016 - dates, but are not due and payable at
ANDRES L. DIZON, maturity.
Petitioner, v. NAESS
SHIPPING 16Rollo, p. 86.
PHILIPPINES, INC.
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
MACAPAZ,
REPRESENTED BY
25Philamcare Health Systems, Inc. v. CA, 429
ANASTACIO P.
Phil. 82, 92 (2002).
MACAPAZ, JR.,
Respondents.
26Spouses Bernales v. Heirs of Julian
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
DAISY'S. SIBYA,
JESUS MANUEL S.
SIBYA III, JAIME LUIS
S. SIBYA, AND THE
ESTATE OF THE
DECEASED ATTY.
JESUS SIBYA, JR.,
Respondents.
OANDASAN, JR.,
Accused-Appellant.
MANUEL, SALVADOR,
WILSON, JIMMY,
ALFREDO, JR., AND
JUDITH, ALL
SURNAMED HABABAG,
Petitioners, v. LAND
BANK OF THE
PHILIPPINES AND THE
DEPARTMENT OF
AGRARIAN REFORM,
Respondent.
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
G. R. No. 185169,
June 15, 2016 -
HEIRS OF CATALINO
DACANAY, HIS WIFE
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
ERLINDA DACANAY,
THEIR CHILDREN
AURORA D.
CONSTANTINO AND
REYNALDO DACANAY;
LOLITA DACANAY
VDA. DE PARASO;
HEIRS OF SOLEDAD
APOSTOL, NAMELY:
HER HUSBAND
LEONARDO CAGUIOA,
THEIR CHILDREN
AMALIA, DANILO,
RONALD, MARLENE,
ROBERT, ROLDAN,
THELMA AND TERESA,
ALL SURNAMED
CAGUIOA, Petitioners,
v. JUAN SIAPNO, JR.,
MARIO RILLON,
SPOUSES JOSE TAN
AND LETICIA DY TAN,
Respondents.
AND CORAZON
TRINIDAD, Petitioners,
v. FAMA REALTY, INC.
AND FELIX ASSAD,
Respondents.
Complainant, v. ATTY.
SINAMAR LIMOS,
Respondent.
VINCE LAMBOC,
FELIPE GALINDO,
LEONARDO MIGUEL,
JULIUS RUBIN, EDEL
RODEROS, MERLYN
COLIAO, AND EDGAR
JOPSON,
Respondents.
REYES, Petitioners, v.
HEIRS OF
DEOGRACIAS
FORLALES, NAMELY:
NAPOLEON FORLALES,
LITA HELEN
FORLALES-FRADEJAS,
JAIME FORLALES, JR.,
JULIUS FORLALES
FORTUNA, HORACE
FORLALES, GALAHAD
FORLALES, JR.,
INDEPENDENCE
FORLALES-
FETALVERO, MELITON
FORLALES, JR.,
MILAGROS V.
FORLALES AND
MERCEDES
FORLALES-BAUTISTA,
Respondents.
PANGARUNGAN WITH
HER SPOUSE DATU SA
MARAWI RASID
PANGARUNGAN, AND
DR. ANISHA*
MAGAYOONG-
MACABATO WITH HER
SPOUSE DATU
KHALIQUZZAMAN
MACABATO,
Petitioners, v. HEIRS
OF CATAMANAN
MAMA, REPRESENTED
BY HASAN MAMA,
Respondents.
OF THE PHILIPPINES,
Respondent.
APOLONIO "TOTONG"
AVILA Y ALECANTE,
Accused-Appellant.
EUSEBIO A. ABAQUIN,
ATTY. CLODUALDO C.
DE JESUS, SR., ATTY.
CLODUALDO ANTONIO
R. DE JESUS, JR.,
ATTY. IRENEO T.
AGUIRRE, JR.,
SUNDAY O. PINEDA,
PORFIRIO M. FLORES,
AND ATTY. ZOSIMO
PADRO, JR.,
Respondents.
SOCO, VIRGILIO P.
CAMPOS, JR.,
LORENZO BUTANAS,
RAMEL BERNARDES,
NELSON M. DULCE,
CLEMENTE R.
LUMAYNO, ARTHUR M.
CAPIN, ALLAN
BENTUZAL, AND
JEFFREY LLENES,
Respondents.
RTC [VIOLATION OF
JUDGE ILDEFONSO
SUERTE, REGIONAL
TRIAL COURT,
BRANCH 60, BARILI,
CEBU OF
ADMINISTRATIVE
ORDER NO. 36-2004
DATED MARCH 3,
2004], PROSECUTOR
MARY ANN T.
CASTRO-ROA,
Respondent.
OF THE PHILIPPINES,
Respondent.
Petitioner, v. SPOUSES
ELADIO SJ. NAVAL
AND ARLINA B.
NAVAL, AND AMALIA
B. NAVAL,
Respondents.
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
DANGCALAN,
Respondent.
Petitioner, v. SE'LON
BY AIMEE, AMELITA
REVILLA AND ALMA
BELARMINO,
Respondents.
LOMOD, JACQUELINE
A. FLORES, SUSAN T.
ALIÑO, ANALYN P.
ABALLE, CAROLINE A.
LABATOS, LENITH F.
ROMANO, LEONILA B.
FLORES, CECILIA G.
PAPELLERO, AGNES C.
CASIO, VIOLETA O.
MATCHETE, CANDIDA
I. CRUJIDO, CLAUDIA
B. CUTAMORA,
ROSALIE R.
POLICIOS, GENELYN
C. MUÑEZ, ALOME
MIGUE, ELSIE ALCOS,
LYDIALYN B. GODINEZ
AND MYRNA S.
LOGAOS,
Respondents.
Petitioners, v. BANCO
FILIPINO SAVINGS &
MORTGAGE BANK,
Respondent.
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
GOMEZ, Intervenor-
Respondents.
REPUBLIC OF THE
PHILIPPINES,
Respondent.
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
SURNAMED KHO,
Respondents.
UNION-ASSOCIATED
LABOR UNIONS-
TRADE UNION
CONGRESS OF THE
PHILIPPINES (TUCP),
Respondent.
SERVICES, INC.,
REPRESENTED BY MA.
EDEN R. DUMONT,
Petitioner, v. MARIA
REMEDIOS ANG,
Respondent.
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
REPUBLIC OF THE
PHILIPPINES,
Petitioner, v. MEGA
PACIFIC ESOLUTIONS,
INC., WILLY U. YU,
BONNIE S. YU,
ENRIQUE T.
TANSIPEK, ROSITA Y.
TANSIPEK, PEDRO O.
TAN, JOHNSON W.
FONG, BERNARD I.
FONG, AND
*LAURIANO A.
BARRIOS,
Respondents.
GEN. JESUS
VERZOSA, BRIG. GEN.
REYNALDO MAPAGU,
LT. P/DIR. EDGARDO
DOROMAL, MAJ. GEN.
ISAGANI CACHUELA,
COMMANDING
OFFICER OF THE AFP-
ISU BASED IN
BAGUIO CITY, PSS
EUGENE MARTIN, AND
SEVERAL JOHN DOES,
Respondents.; G.R.
NO. 186059 -
EDUARDO SECRETARY
TEODORO, RONALDO
SECRETARY
GONZALES,
SECRETARY ERMITA,
GILBERTO SECRETARY
PUNO, NORBERTO
GEN. ALEXANDER
YANO, P/DGEN. JESUS
VERZOSA, BRIG. GEN.
REYNALDO MAPAGU,
MAJ. GEN. ISAGANI
CACHUELA, AND POL.
SR. SUPT. EUGENE
MARTIN, Petitioners,
v. ARTHUR BALAO,
WINSTON JARDELEZA,
AND BALAO, NONETTE
BALAO, CAGUIOA, JJ.
JONILYN BALAO-
STRUGAR, AND
BEVERLY LONGID,
Respondents.**
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
SPOUSES ANGEL
BARBOSA AND
FLORENCIA SALISE,
SPOUSES FRANKLIN
AND LEONORA
PAMISA, SPOUSES
MARCELO MANIQUE
AND CECILIA
CARBON, LARRY
PAMISA, SPOUSES
ENRIQUE CARBON
AND ERLINDA SOMO,
SPOUSES WILFREDO
A. JUANILO AND
MINDA VILLARMIA,
SPOUSES FELIX
REQUILME AND
CERINA SALVO,
SPOUSES CARLITO
FABE AND EMELITA
MANGGANA, LUIBEN
MAGTO, SPOUSES
SERAFIN AND LILIA
SURIGAO, SPOUSES
HILARIO BACABIS
AND RETIFICACION
DABLO, SPOUSES
REYNALDO S.
SALUCOT AND
ANECITA DESCALLAR,
SPOUSES HAGENIO
PAUG AND EVELITA
VIRTUDAZO,
SPOUSES MAXIMO
BORREZ AND VILMA
SALISE, SPOUSES
FELIMON V. SALVO,
JR., EVA MACATOL
AND RITA V. SALVO,
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
Petitioners, v.
DEPARTMENT OF
AGRARIAN REFORM
ADJUDICATION
BOARD REGION X
ADJUDICATOR ABETO
SALCEDO, JR. AND
RICARDO GACULA,
Respondents.
PRIMITIVO GABUTAN,
VALENTINA YANE;
BUNA D. ACTUB,
FELISIA TROCIO,
CRISANTA D. UBAUB,
AND TIRSO
DALONDONAN,
DECEASED, HEREIN
REPRESENTED BY HIS
HEIRS, NAMELY:
MADELYN D. REPOSAR
AND JERRY
DALONDONAN, MARY
JANE GILIG, ALLAN
UBAUB, AND
SPOUSES NICOLAS &
EVELYN DAILO,
Petitioners, v. DANTE
D. NACALABAN,
HELEN N. MAANDIG,
SUSAN N. SIAO, AND
CAGAYAN CAPITOL
COLLEGE,
Respondents.; G.R.
NOS. 194314-15 -
DANTE D.
NACALABAN, HELEN
N. MAANDIG, AND
SUSAN N. SIAO, AS
HEIRS OF
BALDOMERA D. VDA.
DE NACALABAN,
Petitioners, v.
TRIFONIA D.
GABUTAN, BUNA D.
ACTUB, FELISIA D.
TROCIO, CRISANTA D.
UBAUB, AND TIRSO
DALONDONAN,
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
DECEASED, HEREIN
REPRESENTED BY HIS
HEIRS, NAMELY:
MADELYN D. REPOSAR
AND JERRY
DALONDONAN, MARY
JANE GILIG, ALLAN
UBAUB, AND
SPOUSES NICOLAS &
EVELYN DAILO,
CAGAYAN CAPITOL
COLLEGE,
REPRESENTED BY ITS
PRESIDENT, ATTY.
CASIMIRO B. SUAREZ,
JR., PRIVATE
Respondent; HON.
LEONCIA R.
DIMAGIBA
(ASSOCIATE
JUSTICE), HON. PAUL
L. HERNANDO
(ASSOCIATE
JUSTICE), HON. NINA
G. ANTONIO-
VALENZUELA
(ASSOCIATE
JUSTICE), HON.
EDGARDO T. LLOREN
(ASSOCIATE
JUSTICE), HON.
MICHAEL P. ELBINIAS
(ASSOCIATE
JUSTICE), AND HON.
JANE AURORA C.
LANTION (ASSOCIATE
JUSTICE, ACTING
CHAIRMAN), COURT
OF APPEALS,
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
CAGAYAN DE ORO
CITY (FORMER
SPECIAL TWENTY-
SECOND DIVISION),
PUBLIC Respondents.
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2/8/2020 G.R. No. 211212, June 08, 2016 - SUN LIFE OF CANADA (PHILIPPINES), INC., Petitioner, v. MA. DAISY'S. SIBYA, JESUS MANUEL S. …
PALUCA, IN HIS
CAPACITY AS THE
GENERAL MANAGER
OF THE DIPOLOG CITY
WATER DISTRICT,
Petitioner, v.
COMMISSION ON
AUDIT, Respondent.
CHAIRPERSON OF THE
BOARD OF PARDONS
AND PAROLE, HON.
FRANKLIN JESUS
BUCAYU, DIRECTOR
OF THE BUREAU OF
CORRECTIONS, HON.
SECRETARY LEILA M.
DE LIMA OF THE
DEPARTMENT OF
JUSTICE, HON.
PAQUITO N. OCHOA
JR., THE EXECUTIVE
SECRETARY,
Respondents.
ASIA SYSTEM
TECHNOLOGY, INC.),
FASTECH
MICROASSEMBLY &
TEST, INC., FASTECH
ELECTRONIQUE, INC.,
AND FASTECH
PROPERTIES, INC.,
Respondents.
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