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02/02/2020 Prima Casa

Banca Comerciala Romana - S.A.

Conditii de aprobare:
Valoare initiala credit: 21,500.00
Sold credit: 21,500.00
Nr. rate de credit ramase: 52
Rata an. dob.(%) 9.490 Grafic de
Comision admin. credit (%) 0.00% rambursare
Comision admin. credit Valoare -
Cost Asig. Complexa (%) 0.12%
Cost Asig. Complexa Valoare 25.80

Data simularii: Data primei scadente planificate:


zi (1-31) 12 zi (1-31) 12
luna (1-12) 11 luna (1 - 12) 12
an (xxxx) 2009 an (xxxx) 2009
11/12/2009 12/12/2009
Data ultimei scadente:
3/12/2014

I. Rate lunare totale egale (Payment)


Nr.
credit + comisioane + sold ct.
Crt Data calendaristica a scadentei planificate RATA TOTALA credit dobanda
rata dobanda costuri lunare imprumut

1 12/12/2009 531.70 505.90 335.87 170.03 25.80 21,164.13


2 1/12/2010 531.70 505.90 338.52 167.37 25.80 20,825.61
3 2/12/2010 531.70 505.90 341.20 164.70 25.80 20,484.41
4 3/12/2010 531.70 505.90 343.90 162.00 25.80 20,140.51
5 4/12/2010 531.70 505.90 346.62 159.28 25.80 19,793.89
6 5/12/2010 531.70 505.90 349.36 156.54 25.80 19,444.53
7 6/12/2010 531.70 505.90 352.12 153.77 25.80 19,092.41
8 7/12/2010 531.70 505.90 354.91 150.99 25.80 18,737.50
9 8/12/2010 531.70 505.90 357.71 148.18 25.80 18,379.79
10 9/12/2010 531.70 505.90 360.54 145.35 25.80 18,019.24
11 10/12/2010 531.70 505.90 363.39 142.50 25.80 17,655.85
12 11/12/2010 531.70 505.90 366.27 139.63 25.80 17,289.58
13 12/12/2010 531.70 505.90 369.16 136.73 25.80 16,920.42
14 1/12/2011 531.70 505.90 372.08 133.81 25.80 16,548.33
15 2/12/2011 531.70 505.90 375.03 130.87 25.80 16,173.30
16 3/12/2011 531.70 505.90 377.99 127.90 25.80 15,795.31
17 4/12/2011 531.70 505.90 380.98 124.91 25.80 15,414.33
18 5/12/2011 531.70 505.90 383.99 121.90 25.80 15,030.33
19 6/12/2011 531.70 505.90 387.03 118.86 25.80 14,643.30
20 7/12/2011 531.70 505.90 390.09 115.80 25.80 14,253.21
21 8/12/2011 531.70 505.90 393.18 112.72 25.80 13,860.03
22 9/12/2011 531.70 505.90 396.29 109.61 25.80 13,463.75
23 10/12/2011 531.70 505.90 399.42 106.48 25.80 13,064.33
24 11/12/2011 531.70 505.90 402.58 103.32 25.80 12,661.75
25 12/12/2011 531.70 505.90 405.76 100.13 25.80 12,255.98
26 1/12/2012 531.70 505.90 408.97 96.92 25.80 11,847.01
27 2/12/2012 531.70 505.90 412.21 93.69 25.80 11,434.80
28 3/12/2012 531.70 505.90 415.47 90.43 25.80 11,019.34
29 4/12/2012 531.70 505.90 418.75 87.14 25.80 10,600.59
30 5/12/2012 531.70 505.90 422.06 83.83 25.80 10,178.52
31 6/12/2012 531.70 505.90 425.40 80.50 25.80 9,753.12
32 7/12/2012 531.70 505.90 428.77 77.13 25.80 9,324.35
33 8/12/2012 531.70 505.90 432.16 73.74 25.80 8,892.20
34 9/12/2012 531.70 505.90 435.57 70.32 25.80 8,456.62
35 10/12/2012 531.70 505.90 439.02 66.88 25.80 8,017.61
36 11/12/2012 531.70 505.90 442.49 63.41 25.80 7,575.11

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02/02/2020 Prima Casa
37 12/12/2012 531.70 505.90 445.99 59.91 25.80 7,129.12
38 1/12/2013 531.70 505.90 449.52 56.38 25.80 6,679.61
39 2/12/2013 531.70 505.90 453.07 52.82 25.80 6,226.54
40 3/12/2013 531.70 505.90 456.66 49.24 25.80 5,769.88
41 4/12/2013 531.70 505.90 460.27 45.63 25.80 5,309.61
42 5/12/2013 531.70 505.90 463.91 41.99 25.80 4,845.71
43 6/12/2013 531.70 505.90 467.58 38.32 25.80 4,378.13
44 7/12/2013 531.70 505.90 471.27 34.62 25.80 3,906.86
45 8/12/2013 531.70 505.90 475.00 30.90 25.80 3,431.86
46 9/12/2013 531.70 505.90 478.76 27.14 25.80 2,953.10
47 10/12/2013 531.70 505.90 482.54 23.35 25.80 2,470.56
48 11/12/2013 531.70 505.90 486.36 19.54 25.80 1,984.20
49 12/12/2013 531.70 505.90 490.20 15.69 25.80 1,494.00
50 1/12/2014 531.70 505.90 494.08 11.82 25.80 999.92
51 2/12/2014 531.70 505.90 497.99 7.91 25.80 501.93
52 3/12/2014 531.70 505.90 501.93 3.97 25.80 (0.00)
--- 25.80
--- 25.80
--- 25.80
--- 25.80
--- 25.80
--- 25.80
--- 25.80
--- 25.80

TOTALURI: 27,648 26,306.62 21,500.00 4,806.62 1,548.00

Imprumutatul a luat la cunostinta ca oricand pe parcursul derularii contractului este posibila majorarea sumelor
datorate in cazul materializarii riscului valutar, a riscului de rata a dobanzii sau in cazul cresterii costului
creditului provenind din comisioane si alte cheltuieli privind administrarea creditului prevazute in contractul de
credit.
Pentru evitarea oricarui dubiu, precizam in mod expres ca acesta clauza nu da dreptul Bancii sa modifice
unilateral clauzele contractului de credit

In cazul in care intre data semanarii actului aditional si data intrarii in vigoare a actului aditional intervine o
diminuare a soldului creditului ca urmare a achitarii unei rate scadente, a unei rambursari anticipate etc., Banca
va emite un nou grafic de rambursare cu elementele de cost si dobanda convenite de comun acord in actul
aditional aplicate la noul sold al creditului.

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02/02/2020 Prima Casa

CLICK AICI PENTRU ACTUALIZARE GRAFIC / NUMAR DE RATE

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