White paper

Twitter: https://twitter.com/LiqioExchange
Telegram: https://t.me/LiqioExchange

LIQIO
Cryptocurrency exchange
Buy LQO tokens and receive dividends

Prepared by:

LIQIO team

LIQIO Exchange White paper V. 1.09

Harju maakond, Tallinn, Kesklinna lin-

naosa, Sakala tn 7-2, 10141

contact@liqio.exchange

COMPLIANT EXCHANGE
liqio.exchange

Table of contents
PROJECT AND PLANNING This document contains all
3 About company the information you need
4 STO on Liqio OÜ and the STO for
5 Road map
Liqio

6 Receive dividends If you have any suggestions or questions, please get

in touch at:
7 The community
contact@liqio.exchange
8 Trading interface

9 Launchpad @ Community trading

10 International customer service

11 Revenue modele

12 Spending modele

13 LQO Token

14 KYC

15 Board members

16-17 Risk assessment

18 Social networks

LIQIO Exchange

Advertising
PLEASE READ THIS ENTIRE WHITE PAPER AND DO david.blocry@liqio.exchange
NOT TAKE ANY ACTIONS UNTIL YOU FINISH IT.
Investment
contact@liqio.exchange

Diverse
contact@liqio.exchange
 White paper LIQIO | Cryptocurrency exchange

About the company

LIQIO is an Estonian registered company (LIQIO OÜ 1478949).
The company has an address in Estonia and offices in Western
Europe.

Exchange subject to European regu-

Estonian compagny lations
LIQIO OÜ We are in the process of applying for the following two licences:
Private limited company 1478949
Financial and insurance activities
Licence exchange: PENDING
(Other financial service activities, except
Licence wallet: PENDING
insurance and pension funding n.e.c.)

These licences, issued by the Estonian authorities (a member of

LIQIO Exchange
Harju maakond, Tallinn, Kesklinna lin-
naosa, Sakala tn 7-2, 10141
the European Union), will enable us to offer purchases via credit
card and bank transfer, in compliance with the laws and regula-
tions in force.

https://www.linkedin.com/compa-
ny/28385007

Owned by Liqio OÜ:

https://liqio.co

https://liqio.exchange

https://liqio.shop

Contact address:

contact@liqio.exchange
david.blocry@liqio.exchange

Regulations on cryptocurrencies are constantly changing and

we adapt with them to provide you with the highest level of
security possible.
 White Paper LIQIO | Cryptocurrency exchange
STO
The STO (Security Token Offering) will last two months.
Token Sale starts on December 2019
70 million tokens will go on sale during that period.
$550,000
Soft cap
Launchpad, dividends, com-
munity trading
We have developed the current
exchange with our own funds.
If we raise $550,000, we will be able
to pursue growth with our current
team and carry out the various func-
tions listed in the White Paper.
 Development of the functions
indicated
 Advertising campaign to expand
our user base
 Opening of a round-the-clock
international client service
More information on the following
pages
$1,260,000
Middle cap
Think bigger
If we reach this level, we will be able
to take on additional staff to speed
up our growth and provide the extra
functions sooner.
A larger share of the money raised
will be invested in advertising.
 Expanding our team
 Bigger advertising campaign to
expand our user base, trading com-
petition, hackathon, etc.
$1,820,000
Hard cap
Functions selected by the
community, decentralised
exchange
The hard cap is optional. If the
amount of $1,820,000 is not reached,
the amount raised over $1,260,000
will be refunded.
The extra $560,000 will be used to
develop decentralised exchange and
develop functions selected by the
community.
 Decentralised exchange
 Chosen by token owners, addi-
tional functions will be developed
liqio.exchange

Road Map

On the way to expand

Q3 2019 Q4 2019 Q1 2020 Q2 2020 Q3 2020 Q4 2020

First step

Second step

Third step

Fourth step

First step Second step
LIQIO launch ✓ Development of the IEO
platform IN PROGRESS
Obtaining Wallet and Ex-
change licenses in Estonia Increasing the capacity of
IN PROGRESS the trading engine
Start of the token sale in Development of the
December ✓ community trading plat-
form IN PROGRESS
Third step Fourt step 2021 and after
Launch of the community Development of a function Development of decentralized exchange
trading platform chosen by the community
Let’s make our community grow even bigger
Launch of the IEO platform Increasing the capacity of
the trading engine
Increasing the capacity of
the trading engine Launch of iOS and Android
applications
Development of iOS and
Android applications

STO The security token offer begins on December 21, 2019. It will end on 21 February 2020.

Anywhere, any time

On every channel
24/7
Opening of a 24/7 customer service department at the end of
STO.
More information on the following pages
 White Paper LIQIO | LIQIO DAO

LQO DAO: Receive Dividends

When you purchase LQO tokens, you will receive dividends once a month.
50% of the fees collected by the exchange will be paid to the holder of the LQO token.

Trading fees

Withdrawal fees
Holders of LQO tokens

50
%

Listing fees

%
50

LIQIO OÜ Service fees*

Payment gateway

* Only Launchpad & legal advice

liqio.exchange

LQO DAO: The Community

When you purchase LQO tokens, you acquire a voting right.
1 token = 1 vote.

The community will have the chance to an-

swer other kinds of question on management
LIQIO DAO

of the exchange.
For example, trading fees or the development
of certain functions.
liqio.exchange

Liqio Exchange
Trading interface Here is the trading interface. We have not reinvented the wheel.
Light & dark
The interface is clear, legible and easy to use.
liqio.exchange

Several order types

Market order - Limit order - Stop limit order

You can use one of three order types. Select the % of your portfolio to put
in position (25% - 50% - 75% - 100%) or enter the amount of your position.

Launchpad Taking part in an ICO has never been as easy or

as safe
Take part in the ICO on Each ICO present on our platform will be analysed by our dedicated team, so there will be no unpleasant
Liqio surprises and you can be sure of a safe investment.

You will no longer need to wait several weeks or months for the end of an ICO to be able to trade the token/
coin on a centralised exchange. Once the token has been distributed, you can exchange it with other traders.

Available in Q1/Q2 2020 Trade the coin/token as soon as the ICO is over on Liqio

CT Have doubts about a position? Look what other

traders are doing
Community trading, Just like on social media, you can follow other exchange users (if they agree) via a clear interface. You can
follow the best traders follow users with open profiles and see the positions that they make public. Any user can put forward a posi-
tion/objective with a deadline. At the end of each position/objective, a score is awarded according to various
In partnership with Shillerz
parameters.
https://shillerz.com
A ranking is published and you can select the user to follow according to their past results.

Available in Q2/Q3 2020 Over time, users/traders can set up a system of paid subscription to monetise
their position/objective.

Wallet KYC Payment gateway

A clear, classic interface for wallet.
Withdraw and deposit funds easily.
The easy way to have your account verified
to benefit from all our services.
A single verification level, regardless of the
amount of your operations.
It’s never been easier to purchase with a
credit card. You will have access to your
funds in less than 15 minutes.
If you like saving money, deposit your funds
via bank transfer. They will be credited
within 24 hours, free of charge.
24/7
There’s always some-
one there to help.

Anywhere, any time

One of the first things that will be done after the STO is the set-up of
a client service, open 24/7.

In the fast-moving world of cryptocurrencies, you shouldn’t be

wasting time waiting for client service.

On every channel
Via Telegram, chat, email...

On your phone, in front of your workstation or in your car? There are

several ways of contacting us.

Unlike most clients services, our plat-

form will offer other languages and not
just English.

Stay tuned for more information.

White Paper LIQIO | Revenue Modele

LIQIO Revenue Modele

Trading fees
Users will pay trading fees on each transaction; the current rate is 0.10% for
Maker and 0.20% for Taker. Trading fees may be adjusted and optimised in
agreement with the community via a token owner vote.

Maximum ≈ 75% Minimum ≈ 50% Planned ≈ 66%

Withdrawal fees
Users must pay fees on every withdrawal.

The withdrawal fee amount varies according to token/coin and depends on

their rate.

Maximum ≈ 8% Minimum ≈ 1% Planned ≈ 4%

Listing fees
LIQIO will select innovative coins and tokens to be listed on the exchange.
Fees may be charged for listing. Coins/tokens decided on by the community
will be listed free of charge each month.

Maximum ≈ 9% Minimum ≈ 2% Planned ≈ 6%

Ancillary services
Other services will be available on Liqio.

White label, launchpad, legal advice, to name but a few.

Maximum ≈ 20% Minimum ≈ 30% Planned ≈ 24%

An audit of the accounts will be published once a

year, at the end of each financial year
 White Paper LIQIO | Spending Modele

LIQIO Spending Model

Growth
35% of revenue from the STO will be invested in Liqio’s growth.

With a trading competition and other events, we will use various methods to
expand our user base.

Planned ≈ 35%

Developing the exchange

45% of revenue from the STO will be invested in developing the exchange and
its functions. IEO, community trading, security and so on.

Planned ≈ 45%

Compliance, security
Cryptocurrencies and the related regulations evolve.

15% of the money raised will thus be used to keep up with regulations and
with new security standards.

Planned ≈ 15%

Other expense
Acquisition of new equipment, servers, attending seminars, etc.

5% of the funds collected will be used to cover the various costs incurred by
an exchange.

Planned ≈ 5%

An audit of the accounts will be published once a

year, at the end of each financial year
liqio.exchange

LQO token: Allocation & Usage

The Liqio token is a security token, based on the Ethereum blockchain.

Symbole: LQO - LIQIO Token Decimals: 18

Supply: 100M

Contract: Create at the end of the STO

Allocation Distribution Total

1* Token sale February 2020 or at the end of STO 70M

2 Bounty February 2020 or at the end of STO 5M

3* Team Release of 25% each year 20M

4 Advisor March 2020 3M

5 Giveway Progressive release for events 2M

100M

1*: Whichever falls earliest

The token sale will run for 2 months, unless the ceiling is reached before that date
If the hardcap is reached in three weeks, for example, the tokens will be distributed 48 hours
later.

3*: LIQIO OÜ company token

The 20 million tokens will be split into four equal portions.
One of these portions will be released each year. LIQIO will then be able to sell a portion of the
tokens that it chooses.
liqio.exchange

Liqio Exchange & STO: KYC

Each STO participant will have to complete a KYC and provide the following documents:

Information
Documentation Format
needed

Legal Name
Passport Copy* or
Date of Birth
Government issued photo IDs* JPG, PNG or PDF
Nationality
(Varies according to country, the documents (expiry date) must still be
Date of expiry
valid for at LEAST 3 months.)
ID number

Email address type @gmail, @yahoo or work address.

Email address
No temporary email address

Electricity bill or

Gas bill or

Energy bill or
Residence address JPG, PNG or PDF
Telephone bill or

Certification by a government agency

(The invoice must be in your name)

With the country code

Phone number For account verification
For example +43 12345678

The selfie must be of good quality (correct definition)

You must have a neutral face, no cap or accessories.

Selfie* 2M
Glasses are accepted if you wear them on the photo of your identity document

Use a clear and plain background.

Screenshots
not accepted for all
documents
Selfie* : The selfie is not mandatory, you will only be asked if our KYC service requires it.

The KYC required when implementing FIAT will be identical to the one required to participate in
the STO. Stay tuned for more information.
liqio.exchange

Our Team
There are currently 9 people on our team.
We are located in several different countries and are of different nationalities. Development is based in
Estonia and Ukraine while management is based in Western Europe.

9 Core team
There are 9 people on the core team.
All the profiles required to run the exchange – market-
ing, development, regulations – are found at Liqio OÜ.
European team
Estonia, Belgique, France..

Board members

Baptiste Bluvestre David Blocry Mathieu Lucet

Chief executive officer Chief Growth Officer Chief Technical Officer

Baptiste, head of operations, has been fol-
lowing the activity of cryptocurrencies since
2015. Passionate about new technologies,
he quickly created his own IT development
company.
First as a service provider, and now by creat-
ing Liqio with Mathieu and David.
Linkedin:
 shorturl.at/vxT17
David is in charge of Liqio’s growth. Mathieu, who has been an enthusiast for
cryptocurrency since 2016, is in charge of all
He has extensive experience gained through-
the technical aspects at Liqio.
out his career in various sectors as a develop-
ment specialist. He has worked in software design and since
2017 has only been working in the world of
He regularly sensitizes us on ecology, being
cryptocurrencies.
particularly sensitive following his last experi-
ence: responsible for the communication of Linkedin:
an “ecological” brand.
 shorturl.at/cgANP
Linkedin:

 shorturl.at/cdlG5
liqio.exchange

LIQIO: risk assessment

LIQIO evaluates and identifies each of its users, to define if their profile is a risky one.
The user is assigned one of our 3 profiles: basic, level 1 risk, level 2 risk.

Afghanistan, Algeria, American Samoa, Bangladesh, Bolivia, China, Democrat-

COUNTRY RISK ic Republic Of Congo, Democratic People’s Republic Of Korea, Ecuador, Egypt,
Restriction on cryp- Ethiopia, Fyr Macedonia, India, Iran, Iraq, Kyrgyzstan, Pakistan, Palestine, Qa- Not limited
tocurrencies tar, Saudi Arabia, Syria, Morocco, Nepal, United States Of America, Vanuatu,
Vietnam, Zambia

Bahrain, Bosnia and Herzegovina, Yemen, Guyana, Lao PDR, Uganda, Demo-
COUNTRY RISK cratic People’s Republic of Korea, Jordan, Kuwait, Lebanon, Libya, Malaysia,
Mali, Mauritania, Nigeria, Oman, Somalia, Serbia, Sri Lanka, Sudan, Tunisia, Not limited
Countries at risk Turkey, Ethnic Groups Of Caucasus Belonging To Russian Federation, Syria,
Trinidad and Tobago

COUNTRY RISK United Arab Emirates, Oman, Bahrain, Qatar, Saudi Arabia, Kuwait, Bermuda, Not limited
Cayman Islands, Seychelles, Bahamas, Brunei, Vanuatu, Anguilla, Belize, (Non-oecd member countries
Low-tax countries Costa Rica, Guatemala, Panamá, Nicaragua that may be included)

RISK BY TRANSAC- Abnormal transaction by frequency and/or amount, transaction in cash or

2M
TIONS cryptocurrency

Screenshots
not accepted for all
documents

The KYC required when implementing FIAT will be identical to the one required to participate in
the STO. Stay tuned for more information.
liqio.exchange

LIQIO: risk assessment

LIQIO evaluates and identifies each of its users, to define if their profile is a risky one.
The user is assigned one of our 3 profiles: basic, level 1 risk, level 2 risk.

Explabo. Et eligendi omnimpo rehentem verrori

User is from high risk country

LEVEL ommolorepe nis in remunem vernatia.

User is local PEP or a person. associated with a PEP

The legal person’s area of activity is associated with enhanced money-laundering risk

1
Ocapert escissendam mac re nes cone nis non sula adhus eres et in de conficonduc is, crum nonirma. Catiam
publi tiusqui iam
Thead ata,person
legal que coni pat fortiam
is situated in a locaverox sedium
country, which audam,
is listed caedemus,
in the Catimus
list of risk consu virma, uro
countries.

RISK
Assign to the user with the
following characteristic:
cepoent.
The legal persons activities and liability are insufficiently regulated by law, and the legality of financing of
Deps, sustri sa sum inarebe nductum. Nos, cre pracion sigiliq uerbitrum pra quam ad it L. Quonsum verbit
which is not easy to screen
prorionveren tem addumumus, ses Do, si Sulis, Ti. Ceps, condam quid consul hilicio rbeffre dius horteatu o,
terte consula patus, vignatimis rei ia rem manteatienti, nis.
The representative or the Beneficial Owner / Shareholder of a legal person is a local PEP or his / her fam-
ily member.
QUONSUM
If the userVERBIT
presentsPRORIONVEREN
one of the followingMUMUS,
risks, LIQIOSIHILIUM ERFECTE
reserves the MNIRTATU
right to suspend VES account.
the user’s

Hic tem quiducilitam fugit modic totat ex endi

User is suspected to be or to have been linked with a financial offence or other suspicious activities.

LEVEL gen imusandebis volorere endae si tem ilin.

User is a non-resident individual, whose place of residence or activities is in a country, which is listed in
the list of risk countries

2
The representative or the Beneficial Owner / Shareholders of a legal person is a PEP or his or her family
member

RISK There is information that legal person is suspected to be or to have been linked with a financial offence or
other suspicious activities

A legal person registered outside the European Economic Area, whose field of business is associated
with a high risk of Money Laundering, or registered in a low tax rate country.
Assign to the user with the
following characteristic: If the user presents one of the following risks, LIQIO reserves the right to suspend the user’s account.
liqio.exchange

Liqio Social networks

Each network has its own special features. Chat on Telegram or Bitcointalk with other users, follow our
news on Twitter or Medium, keep up with Liqio OÜ on Linkedin

Follow us on social networks

Bitcointalk Medium Telegram

shorturl.at/imCV3 shorturl.at/djqX6 shorturl.at/begVX

Linkedin Twitter Facebook

shorturl.at/fBM58 shorturl.at/bdoAB shorturl.at/destF

If you have any suggestions or

questions, please get in touch at:

contact@liqio.exchange
www.example.com

Thank you for

your interest

See you soon

on Liqio