January 18 2020

Bharat Lal Lohana

D-400 Chappel Luxury Appartment
Block 09 Clifton
Karachi
+923012934625

Dear Mr.Lohana

Your Policy No. 97555 / 84-IP

Please refer to your above policy with us. May we express our gratitude to you for posing your trust in our
organisation and reiterate our commitment towards providing the best possible services to our esteemed client.

The Statement of Account for your policy is attached.

Please note that the Fund Values in attached Statement of Account are based on the unit prices as on the above
date. As the Bid price fluctuate every business day with the performance of the underlying investments in the EFU
MANAGED GROWTH FUND, the cash values of your policy will also fluctuate on subsequent dates. In order to
calculate the cash value on any particular date, all you need to do is to multiply the total number of units in the
policy with the Bid price of the Fund as of that date. You can find the latest prices on our website where they are
updated every business day.

We would be pleased to elaborate on the attached statement of your better understanding, should you feel the
need. All you would need to do is to call or write to us on the address mentioned in this letter and we would be glad
to respond at the earliest.

Your sincerely

Manager
Client Services Department
Encl: Unit Account Statement

Note: This is a system generated letter and does not require a signature.
 STATEMENT OF ACCOUNT
Policy Number 97555 / 84-IP
Name Bharat Lal Lohana
Current Age 50
Total Policy Term 20
Total Premium Paying Term 20
Current Sum Assured 446,000
Total Basic Premium 22,300
Total Premium(Including Additional Benefit) 25,003
Premium Payment Mode Annual
Current Fund EFU MANAGED GROWTH FUND
Total Units Allocated 391.31
Current Bid Price as on 17/01/2020 1,660.47
Current Cash Value 649,760
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (15)
Account value as at Basic Premuim Allocation Mortality Net Offer Price No of New Admin ANF/ Paid- Tax charges Partial/Full Account Unit price on Cash value on
the beginning of the Allocated During Percentage Charges Investible Units charges Up charges withdrawal(Units), value(No of Allocation Allocation Date
period (Units) theperiod(Rs.) (%) Value(NIV) Allocated if any Units Date
1 0 22,300 20 1,030 3,430 400.77 8.55 0 0 0 0 8.55 400.77 3,427
2 8.55 22,300 80 1,053 16,787 445.49 37.68 0 0 0 0 46.23 445.49 20,595
3 46.23 22,300 90 1,062 19,008 550.34 34.54 0 0 0 0 80.77 522.82 42,228
4 80.77 22,300 100 1,069 21,231 604.68 35.11 0 0 0 0 115.88 574.45 66,567
5 115.88 22,300 100 1,019 21,281 809.33 26.29 0 0 0 0 142.17 768.86 109,309
6 142.17 22,300 103 1,129 21,840 566.21 38.57 0 0 0 0 180.74 537.9 97,220
7 180.74 22,300 103 1,025 21,944 735.06 29.85 0 0 0 0 210.59 698.3 147,055
8 210.59 22,300 103 979 21,990 800.63 27.47 0 0 0 0 238.06 760.59 181,066
9 238.06 22,300 103 896 22,073 880.37 25.07 0 0 0 0 263.13 836.35 220,069
10 263.13 22,300 103 735 22,234 1,012.5 21.96 0 0 0 0 285.09 961.87 274,220
11 285.09 22,300 105 528 22,887 1,147.26 19.95 0 0 0 0 305.04 1,089.89 332,460
12 305.04 22,300 105 133 23,282 1,377.56 16.9 0 0 0 0 321.94 1,308.68 421,316
13 321.94 22,300 105 0 23,415 1,536.98 15.23 0 0 0 0 337.17 1,460.13 492,312
14 337.17 22,300 105 0 23,415 1,805.23 12.97 0 0 0 0 350.14 1,714.97 600,478
15 350.14 22,300 105 0 23,415 1,672.68 14 0 0 0 0 364.14 1,589.05 578,636
16 364.14 22,300 105 0 23,415 1,664.14 14.07 .27 0 0 0 377.94 1,580.93 597,496
17 377.94 22,300 105 0 23,415 1,718.32 13.63 .26 0 0 0 391.31 1,632.40 638,776
Notes:
Above statement does not include FAP units (If any)