1/13/2020 G.R. No. 183204, January 13, 2014 - THE METROPOLITAN BANK AND TRUST COMPANY, Petitioner, v.

ner, v. ANA GRACE ROSALES AND YO YU…

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Philippine Supreme Court Jurisprudence > Year 2014 > January 2014 Decisions > G.R. No. 183204, January 13,
2014 - THE METROPOLITAN BANK AND TRUST COMPANY, Petitioner, v. ANA GRACE ROSALES AND YO YUK TO,
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G.R. No. 183204, January 13, 2014 - THE METROPOLITAN BANK AND TRUST COMPANY, Petitioner, v. ANA
GRACE ROSALES AND YO YUK TO, Respondents.
ChanRobles On-Line Bar Review

SECOND DIVISION

G.R. No. 183204, January 13, 2014

THE METROPOLITAN BANK AND TRUST COMPANY, Petitioner, v. ANA GRACE ROSALES AND YO
YUK TO, Respondents.

DECISION

DEL CASTILLO, J.:

Bank deposits, which are in the nature of a simple loan or mutuum,1 must be paid upon demand by the
depositor.2

This Petition for Review on Certiorari3 under Rule 45 of the Rules of Court assails the April 2, 2008
Decision4 and the May 30, 2008 Resolution5 of he Court of Appeals CA) in CA-G.R. CV No. 89086.

Factual Antecedents

Petitioner Metropolitan Bank and Trust Company is a domestic banking corporation duly organized and
existing under the laws of the Philippines.6 Respondent Ana Grace Rosales (Rosales) is the owner of China
Golden Bridge Travel Services,7 a travel agency.8 Respondent Yo Yuk To is the mother of respondent
DebtKollect Company, Inc. Rosales.9

In 2000, respondents opened a Joint Peso Account10 with petitioner’s Pritil-Tondo Branch.11 As of August
4, 2004, respondents’ Joint Peso Account showed a balance of P2,515,693.52.12

In May 2002, respondent Rosales accompanied her client Liu Chiu Fang, a Taiwanese National applying for
a retiree’s visa from the Philippine Leisure and Retirement Authority (PLRA), to petitioner’s branch in
Escolta to open a savings account, as required by the PLRA.13 Since Liu Chiu Fang could speak only in
Mandarin, respondent Rosales acted as an interpreter for her.14

On March 3, 2003, respondents opened with petitioner’s Pritil-Tondo Branch a Joint Dollar Account15 with
an initial deposit of US$14,000.00.16

On July 31, 2003, petitioner issued a "Hold Out" order against respondents’ accounts.17

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Division
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On September 3, 2003, petitioner, through its Special Audit Department Head Antonio Ivan Aguirre, filed
before the Office of the Prosecutor of Manila a criminal case for Estafa through False Pretences,
Misrepresentation, Deceit, and Use of Falsified Documents, docketed as I.S. No. 03I-25014,18 against
respondent Rosales.19 Petitioner accused respondent Rosales and an unidentified woman as the ones
responsible for the unauthorized and fraudulent withdrawal of US$75,000.00 from Liu Chiu Fang’s dollar
account with petitioner’s Escolta Branch.20 Petitioner alleged that on February 5, 2003, its branch in
Escolta received from the PLRA a Withdrawal Clearance for the dollar account of Liu Chiu Fang;21 that in
the afternoon of the same day, respondent Rosales went to petitioner’s Escolta Branch to inform its
Branch Head, Celia A. Gutierrez (Gutierrez), that Liu Chiu Fang was going to withdraw her dollar deposits
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in cash;22 that Gutierrez told respondent Rosales to come back the following day because the bank did
not have enough dollars;23 that on February 6, 2003, respondent Rosales accompanied an unidentified
impostor of Liu Chiu Fang to the bank;24 that the impostor was able to withdraw Liu Chiu Fang’s dollar
deposit in the amount of US$75,000.00;25 that on March 3, 2003, respondents opened a dollar account
with petitioner; and that the bank later discovered that the serial numbers of the dollar notes deposited
by respondents in the amount of US$11,800.00 were the same as those withdrawn by the impostor.26

Respondent Rosales, however, denied taking part in the fraudulent and unauthorized withdrawal from the
dollar account of Liu Chiu Fang.27 Respondent Rosales claimed that she did not go to the bank on
February 5, 2003.28 Neither did she inform Gutierrez that Liu Chiu Fang was going to close her account.29
Respondent Rosales further claimed that after Liu Chiu Fang opened an account with petitioner, she lost
track of her.30 Respondent Rosales’ version of the events that transpired thereafter is as follows:

On February 6, 2003, she received a call from Gutierrez informing her that Liu Chiu Fang was at the bank
to close her account.31 At noon of the same day, respondent Rosales went to the bank to make a
transaction.32 While she was transacting with the teller, she caught a glimpse of a woman seated at the
desk of the Branch Operating Officer, Melinda Perez (Perez).33 After completing her transaction,
respondent Rosales approached Perez who informed her that Liu Chiu Fang had closed her account and
had already left.34 Perez then gave a copy of the Withdrawal Clearance issued by the PLRA to respondent
Rosales.35 On June 16, 2003, respondent Rosales received a call from Liu Chiu Fang inquiring about the
extension of her PLRA Visa and her dollar account.36 It was only then that Liu Chiu Fang found out that
her account had been closed without her knowledge.37 Respondent Rosales then went to the bank to
inform Gutierrez and Perez of the unauthorized withdrawal.38 On June 23, 2003, respondent Rosales and
Liu Chiu Fang went to the PLRA Office, where they were informed that the Withdrawal Clearance was
issued on the basis of a Special Power of Attorney (SPA) executed by Liu Chiu Fang in favor of a certain
Richard So.39 Liu Chiu Fang, however, denied executing the SPA.40 The following day, respondent
Rosales, Liu Chiu Fang, Gutierrez, and Perez met at the PLRA Office to discuss the unauthorized
withdrawal.41 During the conference, the bank officers assured Liu Chiu Fang that the money would be
returned to her.42

On December 15, 2003, the Office of the City Prosecutor of Manila issued a Resolution dismissing the
criminal case for lack of probable cause.43 Unfazed, petitioner moved for reconsideration.

On September 10, 2004, respondents filed before the Regional Trial Court (RTC) of Manila a Complaint44
for Breach of Obligation and Contract with Damages, docketed as Civil Case No. 04110895 and raffled to
January-2014 Jurisprudence                  Branch 21, against petitioner. Respondents alleged that they attempted several times to withdraw their
deposits but were unable to because petitioner had placed their accounts under "Hold Out" status.45 No
A.C. No. 10135, January 15, 2014 - EDGARDO
AREOLA, Complainant, v. ATTY. MARIA VILMA explanation, however, was given by petitioner as to why it issued the "Hold Out" order.46 Thus, they
MENDOZA, Respondent. prayed that the "Hold Out" order be lifted and that they be allowed to withdraw their deposits.47 They
likewise prayed for actual, moral, and exemplary damages, as well as attorney’s fees.48
A.C. No. 5581, January 14, 2014 - ROSE BUNAGAN-
BANSIG, Complainant, v. ATTY. ROGELIO JUAN A. Petitioner alleged that respondents have no cause of action because it has a valid reason for issuing the
CELERA, Respondent.
"Hold Out" order.49 It averred that due to the fraudulent scheme of respondent Rosales, it was compelled
A.M. No. P-12-3043, January 15, 2014 - (Formerly to reimburse Liu Chiu Fang the amount of US$75,000.0050 and to file a criminal complaint for Estafa
OCA I.P.I. No. 08-2953-P] - ATTY. MARCOS R. against respondent Rosales.51
SUNDIANG, Complainant, v. ERLITO DS. BACHO,
Sheriff IV, Regional Trial Court, Branch 124, Caloocan While the case for breach of contract was being tried, the City Prosecutor of Manila issued a Resolution
City, Respondent. dated February 18, 2005, reversing the dismissal of the criminal complaint.52 An Information, docketed as
Criminal Case No. 05-236103,53 was then filed charging respondent Rosales with Estafa before Branch 14
A.M. No. RTJ-14-2367, January 13, 2014 -
(Formerly OCA I.P.I. No. 12-3879-RTJ) - SR. REMY of the RTC of Manila.54
ANGELA JUNIO, SPC and JOSEPHINE D. LORICA,
Complainants, v. JUDGE MARIVIC A. CACATIAN- Ruling of the Regional Trial Court
BELTRAN, BRANCH 3, REGIONAL TRIAL COURT
TUGUEGARAO CITY, CAGAYAN, Respondent. On January 15, 2007, the RTC rendered a Decision55 finding petitioner liable for damages for breach of
contract.56 The RTC ruled that it is the duty of petitioner to release the deposit to respondents as the act
G.R. No. 160600, January 15, 2014 - DOMINGO of withdrawal of a bank deposit is an act of demand by the creditor.57 The RTC also said that the recourse
GONZALO, Petitioner, v. JOHN TARNATE, JR.,
Respondent.
of petitioner is against its negligent employees and not against respondents.58 The dispositive portion of
the Decision reads:
G.R. No. 161106, January 13, 2014 - WORLDWIDE
WEB CORPORATION and CHERRYLL L. YU, Petitioners, WHEREFORE, premises considered, judgment is hereby rendered ordering [petitioner] METROPOLITAN
v. PEOPLE OF THE PHILIPPINES and PHILIPPINE BANK & TRUST COMPANY to allow [respondents] ANA GRACE ROSALES and YO YUK TO to withdraw their
LONG DISTANCE TELEPHONE COMPANY, Savings and Time Deposits with the agreed interest, actual damages of P50,000.00, moral damages of
Respondents.; G.R. No. 161266 - PLANET INTERNET P50,000.00, exemplary damages of P30,000.00 and 10% of the amount due [respondents] as and for
CORP.,Petitioner, v. PHILIPPINE LONG DISTANCE attorney’s fees plus the cost of suit.
TELEPHONE COMPANY, Respondent.
The counterclaim of [petitioner] is hereby DISMISSED for lack of merit.
G.R. No. 164246, January 15, 2014 - HERMINIA
ACBANG, Petitioner, v. HON. JIMMY H.F. LUCZON, JR., SO ORDERED.59
PRESIDING JUDGE, REGIONAL TRIAL COURT,
BRANCH 01, SECOND JUDICIAL REGION, Ruling of the Court of Appeals
TUGUEGARAO CITY, CAGAYAN, and SPOUSES
MAXIMO LOPEZ and HEIDI L. LOPEZ, Respondents. Aggrieved, petitioner appealed to the CA.
G.R. No. 164985, January 15, 2014 - FIRST UNITED On April 2, 2008, the CA affirmed the ruling of the RTC but deleted the award of actual damages because
CONSTRUCTORS CORPORATION and BLUE STAR "the basis for [respondents’] claim for such damages is the professional fee that they paid to their legal
CONSTRUCTION CORPORATION, Petitioners, v. counsel for [respondent] Rosales’ defense against the criminal complaint of [petitioner] for estafa before
BAYANIHAN AUTOMOTIVE CORPORATION,
Respondent.
the Office of the City Prosecutor of Manila and not this case."60 Thus, the CA disposed of the case in this
wise:
G.R. No 166995, January 13, 2014 - DENNIS T.
VILLAREAL, Petitioner, v. CONSUELO C. ALIGA, WHEREFORE, premises considered, the Decision dated January 15, 2007 of the RTC, Branch 21, Manila in
Respondent. Civil Case No. 04-110895 is AFFIRMED with MODIFICATION that the award of actual damages to
[respondents] Rosales and Yo Yuk To is hereby DELETED.
G.R. No.172551, January 15, 2014 - LAND BANK OF
THE PHILIPPINES, Petitioner, v. YATCO SO ORDERED.61
AGRICULTURAL ENTERPRISES, Respondent.
Petitioner sought reconsideration but the same was denied by the CA in its May 30, 2008 Resolution.62
G.R. No. 176043, January 15, 2014 - SPOUSES
BERNADETTE and RODULFO VILBAR, Petitioners, v. Issues
ANGELITO L. OPINION, Respondent.
Hence, this recourse by petitioner raising the following issues:
G.R. No. 176439, January 15, 2014 - THE
PRESIDENT OF THE CHURCH OF JESUS CHRIST OF A. THE [CA] ERRED IN RULING THAT THE "HOLD-OUT" PROVISION IN THE APPLICATION
LATTER DAY SAINTS, Petitioner, v. BTL AND AGREEMENT FOR DEPOSIT ACCOUNT DOES NOT APPLY IN THIS CASE.
CONSTRUCTION CORPORATION, Respondent.; G.R.
No. 176718 - BTL CONSTRUCTION B. THE [CA] ERRED WHEN IT RULED THAT PETITIONER’S EMPLOYEES WERE NEGLIGENT IN
CORPORATION,Petitioner, v. THE PRESIDENT OF THE RELEASING LIU CHIU FANG’S FUNDS.
MANILA MISSION OF THE CHURCH OF JESUS CHRIST
OF LATTER DAY SAINTS and BPI-MS INSURANCE C. THE [CA] ERRED IN AFFIRMING THE AWARD OF MORAL DAMAGES, EXEMPLARY
CORPORATION, Respondents.
DAMAGES, AND ATTORNEY’S FEES.63

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1/13/2020 G.R. No. 183204, January 13, 2014 - THE METROPOLITAN BANK AND TRUST COMPANY, Petitioner, v. ANA GRACE ROSALES AND YO YU…
G.R. No. 178564, January 15, 2014 - INC.
SHIPMANAGEMENT, INC., CAPTAIN SIGFREDO E.
MONTERROYO AND/OR INTERORIENT NAVIGATION
LIMITED, Petitioners, v. ALEXANDER L. MORADAS,
Respondent.
G.R. No. 178564, January 15, 2014 : CONCURRING
AND DISSENTING OPINION - Brion, J. : INC.
SHIPMANAGEMENT, INC., CAPTAIN SIGFREDO E.
MONTERROYO AND/OR INTERORIENT NAVIGATION
LIMITED, Petitioners, v. ALEXANDER L. MORADAS,
Respondent.
G.R. No. 183015, January 15, 2014 - REPUBLIC OF
THE PHILIPPINES, represented by THE SECRETARY
OF THE DEPARTMENT OF PUBLIC WORKS AND
HIGHWAYS (DPWH), Petitioner, v. TETRO
ENTERPRISES, INCORPORATED, Respondent.
G.R. No. 183204, January 13, 2014 - THE
METROPOLITAN BANK AND TRUST COMPANY,
Petitioner, v. ANA GRACE ROSALES AND YO YUK TO,
Respondents.
G.R. No. 183860, January 15, 2014 - RODOLFO
LABORTE and PHILIPPINE TOURISM AUTHORITY,
Petitioners, v. PAGSANJAN TOURISM CONSUMERS
COOPERATIVE and LELIZA S. FABRICIO, WILLIAM
BASCO, FELICIANO BASCO, FREDIE BASCO, ROGER
MORAL NIDA ABARQUEZ, FLORANTE MUNAR, MARY
JAVIER, MARIANO PELAGIO ALEX EQUIZ, ALEX
PELAGIO ARNOLD OBIEN, EDELMIRO ABAQUIN,
ARCEDO MUNAR, LIBRADO MALIWANAG, OSCAR
LIWAG, OSCAR ABARQUEZ, JOEL BALAGUER,
LIZARDO MUNAR, ARMANDO PANCHACOLA, MANUEL
SAYCO, EDWIN MATIBAG, ARNEL VILLAGRACIA,
RODOLFO LERON, ALFONSO ABANILLA, SONNY LAVA,
AND DENNIS BASCO, Respondents.
G.R. No. 183918, January 15, 2014 - FRANCISCO
LIM, Petitioner, v. EQUITABLE PCI BANK, now known
as the BANCO DE ORO UNIBANK, INC.,* Respondent.
G.R. No. 185798, January 13, 2014 - FIL-ESTATE
PROPERTIES, INC. AND FIL-ESTATE NETWORK INC.,
Petitioners, v. SPOUSES CONRADO AND MARIA
VICTORIA RONQUILLO, Respondents.
G.R. No. 185922, January 15, 2014 - HEIRS OF DR.
MARIANO FAVIS SR. represented by their co-heirs
and Attorneys-in-Fact MERCEDES A. FAVIS and NELLY
FAVIS- VILLAFUERTE, Petitioners, v. JUANA
GONZALES, her son MARIANO G. FAVIS, MA. THERESA
JOANA D. FAVIS, JAMES MARK D. FAVIS, all minors
represented herein by their parents SPS. MARIANO
FAVIS and LARCELITA D. FAVIS, Respondents.
G.R. No. 186063, January 15, 2014 - PHILIPPINE
NATIONAL BANK, Petitioner, v. SAN MIGUEL
CORPORATION, Respondent.
G.R. No. 190106, January 15, 2014 - MAGDALENA
T. VILLASI, Petitioner, v. FILOMENO GARCIA,
substituted by his heirs, namely, ERMELINDA H.
GARCIA, LIZA GARCIA-GONZALEZ, THERESA GARCIA-
TIANGSON, MARIVIC H. GARCIA, MARLENE GARCIA-
MOMIN, GERARDO H. GARCIA, GIDEON H. GARCIA
and GENEROSO H. GARCIA, and ERMELINDA H.
GARCIA, Respondents.
G.R. No. 190928, January 13, 2014 - TEAM ENERGY
CORPORATION (formerly MIRANT PAGBILAO CORP.),
Petitioner, v. COMMISSIONER OF INTERNAL
REVENUE, Respondent.
G.R. No. 191498, January 15, 2014 -
COMMISSIONER OF INTERNAL REVENUE, Petitioner,
v. MINDANAO II GEOTHERMAL PARTNERSHIP,
Respondent.
G.R. No. 191555, January 20, 2014 - UNION BANK
OF THE PHILIPPINES, Petitioner, v. DEVELOPMENT
BANK OF THE PHILIPPINES, Respondent.
G.R. No. 192034, January 13, 2014 - ALPHA SHIP
MANAGEMENT CORPORATION/JUNEL M CHAN and/or
CHUO-KAIUN COMPANY, LIMITED, Petitioners, v.
ELEOSIS V. CALO, Respondent.
G.R. No. 192371, January 15, 2014 - LAND BANK
OF THE PHILIPPINES, Petitioner, v. EMMANUEL
OÑATE, Respondent.
G.R. No. 193517, January 15, 2014 - THE HEIRS OF
VICTORINO SARILI, NAMELY: ISABEL A. SARILI,*
MELENCIA** S. MAXIMO, ALBERTO A. SARILI,
IMELDA S. HIDALGO, all herein represented by CELSO
A. SARILI, Petitioners, v. PEDRO F. LAGROSA,
represented in this act by his Attorney-in-Fact
LOURDES LABIOS MOJICA, Respondent.
G.R. No. 193986, January 15, 2014 - EASTERN
SHIPPING LINES INC., Petitioner, v. BPI/MS
INSURANCE CORP. and MITSUI SUM TOMO
INSURANCE CO. LTD., Respondents.
G.R. No. 195064, January 15, 2014 - NARI K.
GIDWANI, Petitioner, v. PEOPLE OF THE
PHILIPPINES, Respondent.
www.chanrobles.com/cralaw/2014januarydecisions.php?id=16
Petitioner’s Arguments
Petitioner contends that the CA erred in not applying the "Hold Out" clause stipulated in the Application
and Agreement for Deposit Account.64 It posits that the said clause applies to any and all kinds of
obligation as it does not distinguish between obligations arising ex contractu or ex delictu.65 Petitioner
also contends that the fraud committed by respondent Rosales was clearly established by evidence;66
thus, it was justified in issuing the "Hold-Out" order.67 Petitioner likewise denies that its employees were
negligent in releasing the dollars.68 It claims that it was the deception employed by respondent Rosales
that caused petitioner’s employees to release Liu Chiu Fang’s funds to the impostor.69
Lastly, petitioner puts in issue the award of moral and exemplary damages and attorney’s fees. It insists
that respondents failed to prove that it acted in bad faith or in a wanton, fraudulent, oppressive or
malevolent manner.70
Respondents’ Arguments
Respondents, on the other hand, argue that there is no legal basis for petitioner to withhold their deposits
because they have no monetary obligation to petitioner.71 They insist that petitioner miserably failed to
prove its accusations against respondent Rosales.72 In fact, no documentary evidence was presented to
show that respondent Rosales participated in the unauthorized withdrawal.73 They also question the fact
that the list of the serial numbers of the dollar notes fraudulently withdrawn on February 6, 2003, was not
signed or acknowledged by the alleged impostor.74 Respondents likewise maintain that what was
established during the trial was the negligence of petitioner’s employees as they allowed the withdrawal of
the funds without properly verifying the identity of the depositor.75 Furthermore, respondents contend
that their deposits are in the nature of a loan; thus, petitioner had the obligation to return the deposits to
them upon demand.76 Failing to do so makes petitioner liable to pay respondents moral and exemplary
damages, as well as attorney’s fees.77
Our Ruling
The Petition is bereft of merit.
At the outset, the relevant issues in this case are (1) whether petitioner breached its contract with
respondents, and (2) if so, whether it is liable for damages. The issue of whether petitioner’s employees
were negligent in allowing the withdrawal of Liu Chiu Fang’s dollar deposits has no bearing in the
resolution of this case. Thus, we find no need to discuss the same.
The "Hold Out" clause does not apply
to the instant case.
Petitioner claims that it did not breach its contract with respondents because it has a valid reason for
issuing the "Hold Out" order. Petitioner anchors its right to withhold respondents’ deposits on the
Application and Agreement for Deposit Account, which reads:
Authority to Withhold, Sell and/or Set Off:
The Bank is hereby authorized to withhold as security for any and all obligations with the Bank, all
monies, properties or securities of the Depositor now in or which may hereafter come into the possession
or under the control of the Bank, whether left with the Bank for safekeeping or otherwise, or coming into
the hands of the Bank in any way, for so much thereof as will be sufficient to pay any or all obligations
incurred by Depositor under the Account or by reason of any other transactions between the same parties
now existing or hereafter contracted, to sell in any public or private sale any of such properties or
securities of Depositor, and to apply the proceeds to the payment of any Depositor’s obligations
heretofore mentioned.
xxx
JOINT ACCOUNT
xxx
The Bank may, at any time in its discretion and with or without notice to all of the Depositors, assert a
lien on any balance of the Account and apply all or any part thereof against any indebtedness, matured or
unmatured, that may then be owing to the Bank by any or all of the Depositors. It is understood that if
said indebtedness is only owing from any of the Depositors, then this provision constitutes the consent by
all of the depositors to have the Account answer for the said indebtedness to the extent of the equal share
of the debtor in the amount credited to the Account.78
Petitioner’s reliance on the "Hold Out" clause in the Application and Agreement for Deposit Account is
misplaced.
The "Hold Out" clause applies only if there is a valid and existing obligation arising from any of the
sources of obligation enumerated in Article 115779 of the Civil Code, to wit: law, contracts, quasi-
contracts, delict, and quasi-delict. In this case, petitioner failed to show that respondents have an
obligation to it under any law, contract, quasi-contract, delict, or quasi-delict. And although a criminal
case was filed by petitioner against respondent Rosales, this is not enough reason for petitioner to issue a
"Hold Out" order as the case is still pending and no final judgment of conviction has been rendered
against respondent Rosales. In fact, it is significant to note that at the time petitioner issued the "Hold
Out" order, the criminal complaint had not yet been filed. Thus, considering that respondent Rosales is not
liable under any of the five sources of obligation, there was no legal basis for petitioner to issue the "Hold
Out" order. Accordingly, we agree with the findings of the RTC and the CA that the "Hold Out" clause does
not apply in the instant case.
In view of the foregoing, we find that petitioner is guilty of breach of contract when it unjustifiably refused
to release respondents’ deposit despite demand. Having breached its contract with respondents, petitioner
is liable for damages.
Respondents are entitled to moral and
exemplary damages and attorney’s fees.
In cases of breach of contract, moral damages may be recovered only if the defendant acted fraudulently
or in bad faith,80 or is "guilty of gross negligence amounting to bad faith, or in wanton disregard of his
contractual obligations."81
In this case, a review of the circumstances surrounding the issuance of the "Hold Out" order reveals that
petitioner issued the "Hold Out" order in bad faith. First of all, the order was issued without any legal
basis. Second, petitioner did not inform respondents of the reason for the "Hold Out."82 Third, the order
was issued prior to the filing of the criminal complaint. Records show that the "Hold Out" order was issued
on July 31, 2003,83 while the criminal complaint was filed only on September 3, 2003.84 All these taken
together lead us to conclude that petitioner acted in bad faith when it breached its contract with
respondents. As we see it then, respondents are entitled to moral damages.
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1/13/2020 G.R. No. 183204, January 13, 2014 - THE METROPOLITAN BANK AND TRUST COMPANY, Petitioner, v. ANA GRACE ROSALES AND YO YU…
G.R. No. 196047, January 15, 2014 - LEPANTO
CONSOLIDATED MINING CORPORATION, Petitioner,
v. BELIO ICAO, Respondent.
G.R. No. 196156, January 15, 2014 - VISAYAS
COMMUNITY MEDICAL CENTER (VCMC), Formerly
known as METRO CEBU COMMUNITY HOSPITAL
(MCCH), Petitioner, v. ERMA YBALLE, NELIA ANGEL,
ELEUTERIA CORTEZ and EVELYN ONG, Respondents.
G.R. No. 196171, January 15, 2014 - RCBC
CAPITAL CORPORATION, Petitioner, v. BANCO DE
ORO UNIBANK, INC. (now BDO UNIBANK, INC.),
Respondent.; G.R. No. 199238 - BANCO DE ORO
UNIBANK, INC., Petitioner, v. COURT OF APPEALS and
RCBC CAPITAL CORPORATION, Respondents.; G.R.
No. 200213 - BANCO DE ORO UNIBANK, INC.,
Petitioner, v. RCBC CAPITAL CORPORATION and THE
ARBITRAL TRIBUNAL IN ICC ARBITRATION REF. NO.
13290/MS/JEM AND/OR RICHARD IAN BARKER, NEIL
KAPLAN AND SANTIAGO KAPUNAN, in their official
capacity as Members of THE ARBITRATION
TRIBUNAL, Respondents.
G.R. No. 197760, January 13, 2014 - TEAM ENERGY
CORPORATION (Formerly MIRANT PAGBILAO
CORPORATION), Petitioner, v. COMMISSIONER OF
INTERNAL REVENUE, Respondent.
G.R. Nos. 198729-30, January 15, 2014 - CBK
POWER COMPANY LIMITED, Petitioner, v.
COMMISSIONER OF INTERNAL REVENUE,
Respondent.
G.R. No. 199226, January 15, 2014 - PEOPLE OF
THE PHILIPPINES, Plaintiff-Appellee, v. ROEL
VERGARA y CLAVERO, Accused-Appellant.
As to the award of exemplary damages, Article 222985 of the Civil Code provides that exemplary damages
may be imposed "by way of example or correction for the public good, in addition to the moral,
temperate, liquidated or compensatory damages." They are awarded only if the guilty party acted in a
wanton, fraudulent, reckless, oppressive or malevolent manner.86
In this case, we find that petitioner indeed acted in a wanton, fraudulent, reckless, oppressive or
malevolent manner when it refused to release the deposits of respondents without any legal basis. We
need not belabor the fact that the banking industry is impressed with public interest.87 As such, "the
highest degree of diligence is expected, and high standards of integrity and performance are even
required of it."88 It must therefore "treat the accounts of its depositors with meticulous care and always to
have in mind the fiduciary nature of its relationship with them."89 For failing to do this, an award of
exemplary damages is justified to set an example.
The award of attorney's fees is likewise proper pursuant to paragraph 1, Article 220890 of the Civil Code.
In closing, it must be stressed that while we recognize that petitioner has the right to protect itself from
fraud or suspicions of fraud, the exercise of his right should be done within the bounds of the law and in
accordance with due process, and not in bad faith or in a wanton disregard of its contractual obligation to
respondents.
WHEREFORE, the Petition is hereby DENIED. The assailed April 2, 2008 Decision and the May 30, 2008
Resolution of the Court of Appeals in CA-G.R. CV No. 89086 are hereby AFFIRMED. SO ORDERED.
MARIANO C. DEL CASTILLO
Associate Justice
WE CONCUR:
ANTONIO T. CARPIO
Associate Justice
Chairperson
ARTURO D. BRION JOSE PORTUGAL PEREZ
Associate Justice Associate Justice

G.R. No. 200304, January 15, 2014 - PEOPLE OF ESTELA M. PERLAS-BERNABE

THE PHILIPPINES, Plaintiff-Appellee, v. DONALD
VASQUEZ y SANDIGAN @ "DON," Accused-Appellant,
G.R. No. 201092, January 15, 2014 - PEOPLE OF
THE PHILIPPINES, Plaintiff-Appellee, v. JOEL AQUINO
y CENDANA @ "AKONG," Accused-Appellant.
Associate Justice
ATTESTATION
I attest that the conclusions in the above Decision had been reached in consultation before the case was
assigned to the writer of the opinion of the Court’s Division.

G.R. No. 203028, January 15, 2014 - PEOPLE OF ANTONIO T CARPIO

THE PHILIPPINES, Plaintiff-Appellee, v. JOSELITO Associate Justice
BERAN y ZAPANTA @ "Jose", Accused-Appellant. Chairperson
UDK No. 14817, January 13, 2014 - IN THE CERTIFICATION
MATTER OF THE PETITION FOR HABEAS CORPUS OF
MINOR SHANG KO VINGSON YU SHIRLY VINGSON@ Pursuant to Section 13, Article VIII of the Constitution and the Division Chairperson s Attestation, I certify
SHIRLY VINGSON DEMAISIP, Petitioner, v. JOVY
that the conclusions in the above Decision had been reached in consultation before the case was assigned
CABCABAN, Respondent.
to the writer of the opinion of the Court’s Division.
G.R. No. 188747, January 29, 2014 - MANILA
MARIA LOURDES P. A. SERENO
WATER COMPANY, Petitioner, v. CARLITO DEL
ROSARIO, Respondent.
Chief Justice

G.R. No. 191189, January 29, 2014 - MANLAR RICE

MILL, INC., Petitioner, v. LOURDES L. DEYTO, DOING
BUSINESS UNDER THE TRADE NAME “J.D. GRAINS
CENTER” AND JENNELITA DEYTO ANG, A.K.A. “JANET
ANG,” Respondents. Endnotes:

G.R. No. 188653, January 29, 2014 - LITO LOPEZ,

1 Allied Banking Corporation v. Lim Sio Wan 573 Phil. 89 102 2008).
Petitioner, v. PEOPLE OF THE PHILIPPINES,
Respondent.
2Bank of the Philippine Islands v. Court of Appeals, G.R. No. 104612, May 10 1994 232
G.R. No. 178184, January 29, 2014 - GRAND ASIAN SCRA 302, 309- 310.
SHIPPING LINES, INC., EDUARDO P. FRANCISCO AND
WILLIAM HOW, Petitioners, v. WILFREDO GALVEZ, 3 Rollo, pp. 11-41.
JOEL SALES, CRISTITO GRUTA, DANILO ARGUELLES,
RENATO BATAYOLA, PATRICIO FRESMILLO,* JOVY 4 CA rollo, pp. 125-149; penned by Associate Justice Remedios A. Salazar-Fernando and
NOBLE, EMILIO DOMINICO, BENNY NILMAO, AND
JOSE AUSTRAL, Respondents.
concurred in by Associate Justices Rosalinda Asuncion-Vicente and Sesinando E. Villon.
5 Id. at 170-171.
A.M. No. P–13–3171 (formerly A.M. OCA IPI No.
11–11–116–MeTC), January 28, 2014 - RE: HABITUAL
6 Rollo, p. 276.
TARDINESS OF CESAR E. SALES, CASH CLERK III,
METROPOLITAN TRIAL COURT, OFFICE OF THE CLERK
OF COURT, MANILA. 7 Sometimes referred to in the records as "China Golden Bridge Travel and Tours, Inc."

G.R. No. 179367, January 29, 2014 - UNILEVER 8 Rollo, p. 239.

PHILIPPINES, INC., Petitioner, v. MICHAEL TAN
A.K.A. PAUL D. TAN, Respondent. 9 Id.
A.C. No. 9872, January 28, 2014 - NATIVIDAD P. 10
NAVARRO AND HILDA S. PRESBITERO, Complainants,
Joint Peso Account No. 224-322405145-0; Records, Volume I, p. 9.
v. ATTY. IVAN M. SOLIDUM, JR., Respondent.
11 Id.
G.R. No. 159926, January 20, 2014 - PINAUSUKAN
12 Id. at 10.
SEAFOOD HOUSE, ROXAS BOULEVARD, INC.,
Petitioner, v. FAR EAST BANK & TRUST COMPANY,
NOW BANK OF THE PHILIPPINE ISLANDS AND 13 CA rollo, p. 126.
HECTOR IL. GALURA, Respondents.
14 Id. at 135.
A.M. No. P–12–3069, January 20, 2014 - ATTY.
VIRGILIO P. ALCONERA, Complainant, v. ALFREDO T. 15 Joint Dollar Account No. 0224-01041-0; Records, Volume I, p. 12.
PALLANAN, Respondent.
16 Id. at 14.
G.R. No. 202122, January 15, 2014 - PEOPLE OF
THE PHILIPPINES, Plaintiff–Appellee, v. BERNABE
17 CA rollo, p. 126.
PAREJA Y CRUZ, Accused–Appellant.
18 Records, Volume I, p. 3.
G.R. No. 189618, January 15, 2014 - RIVELISA
REALTY, INC., REPRESENTED BY RICARDO P.
VENTURINA, Petitioner, v. FIRST STA. CLARA 19 CA rollo, pp. 126-127.
BUILDERS CORPORATION, REPRESENTED BY RAMON
A. PANGILINAN, AS PRESIDENT, Respondent. 20 Id.

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1/13/2020 G.R. No. 183204, January 13, 2014 - THE METROPOLITAN BANK AND TRUST COMPANY, Petitioner, v. ANA GRACE ROSALES AND YO YU…
21 Records, Volume II, p. 388.
G.R. No. 186439, January 15, 2014 - UNIVERSAL
ROBINA SUGAR MILLING CORPORATION AND RENE 22 Id. at 396.
CABATI, Petitioners, v. FERDINAND ACIBO, ROBERTO
AGUILAR, EDDIE BALDOZA, RENE ABELLAR, 23
DIOMEDES ALICOS, MIGUEL ALICOS, ROGELIO
Id.
AMAHIT, LARRY AMASCO, FELIPE BALANSAG, ROMEO
24 Id.
BALANSAG, MANUEL BANGOT, ANDY BANJAO,
DIONISIO BENDIJO, JR., JOVENTINO BROCE, ENRICO
25 CA rollo, p. 127.
LITERAL, RODGER RAMIREZ, BIENVENIDO
RODRIGUEZ, DIOCITO PALAGTIW, ERNIE SABLAN,
RICHARD PANCHO, RODRIGO ESTRABELA, DANNY 26 Id. at unpaged to 140.
KADUSALE AND ALLYROBYL OLPUS, Respondents.
27 Records, Volume I, p.223.
G.R. No. 196435, January 29, 2014 - PEOPLE OF
THE PHILIPPINES, Plaintiff?Appellee, v. JOEL 28 Id. at 223-224.
CRISOSTOMO Y MALLIAR, Accused?Appellant.
29 Id.
G.R. No. 185922, January 15, 2014 - HEIRS OF DR.
MARIANO FAVIS, SR., REPRESENTED BY THEIR CO?
30 Id. at 224.
HEIRS AND ATTORNEYS?IN?FACT MERCEDES A.
FAVIS AND NELLY FAVIS?VILLAFUERTE, Petitioners,
31 Id.
v. JUANA GONZALES, HER SON MARIANO G. FAVIS,
MA. THERESA JOANA D. FAVIS, JAMES MARK D.
FAVIS, ALL MINORS REPRESENTED HEREIN BY THEIR 32 Id.
PARENTS, SPS. MARIANO FAVIS AND LARCELITA D.
FAVIS, Respondents. 33 Id.
G.R. No. 161308, January 15, 2014 - RICARDO 34 Id.
MEDINA, JR. Y ORIEL, Petitioner, v. PEOPLE OF THE
PHILIPPINES, Respondent. 35 Id.
G.R. No. 201156, January 29, 2014 - PEOPLE OF
36 Id.
THE PHILIPPINES, Plaintiff–Appellee, v. JOSELITO
MORATE Y TARNATE, Accused–Appellant.
37 Id.
G.R. No. 186622, January 22, 2014 - PEBLIA
ALFARO AND THE HEIRS OF PROSPEROUS ALFARO, 38 Id. at 225.
NAMELY: MARY ANN PEARL ALFARO & ROUSLIA
ALFARO, Petitioners, v. SPOUSES EDITHO AND HERA 39 Id. at 224-225.
DUMALAGAN, SPOUSES CRISPIN AND EDITHA
DALOGDOG, ET. AL., Respondents. 40 Id. at 225.
G.R. No. 156407, January 15, 2014 - THELMA M. 41
ARANAS, Petitioner, v. TERESITA V. MERCADO,
Id.
FELIMON V. MERCADO, CARMENCITA M.
42 Id.
SUTHERLAND, RICHARD V. MERCADO, MA. TERESITA
M. ANDERSON, AND FRANKLIN L. MERCADO,
43 Id. at 205-207.
Respondents.

G.R. No. 173188, January 15, 2014 - THE 44 Id. at 2-8.

CONJUGAL PARTNERSHIP OF THE SPOUSES VICENTE
CADAVEDO AND BENITA ARCOY-CADAVEDO (BOTH 45 Id. at 4-5.
DECEASED), SUBSTITUTED BY THEIR HEIRS,
NAMELY: HERMINIA, PASTORA, HEIRS OF 46 Id. at 4.
FRUCTUOSA, HEIRS OF RAQUEL, EVANGELINE,
VICENTE, JR., AND ARMANDO, ALL SURNAMED 47
CADAVEDO, Petitioners, v. VICTORINO (VIC) T.
Id. at 6.
LACAYA, MARRIED TO ROSA LEGADOS, Respondents.
48 Id. at 7.
G.R. No. 178564, January 15, 2014 - INC
49 Id. at 27-31.
SHIPMANAGEMENT, INC., CAPTAIN SIGFREDO E.
MONTERROYO AND/OR INTERORIENT NAVIGATION
LIMITED, Petitioners, v. ALEXANDER L. MORADAS, 50 Id. at 25.
Respondent.
51 Id. at 27.
G.R. No. 176043, January 15, 2014 - SPOUSES
BERNADETTE AND RODULFO VILBAR, Petitioners, v. 52 Id. at 252.
ANGELITO L. OPINION, Respondent.
53 Rollo, p. 280.
G.R. No. 164985, January 15, 2014 - FIRST UNITED
CONSTRUCTORS CORPORATION AND BLUE STAR
54 Records, Volume I, p. 252.
CONSTRUCTION CORPORATION, Petitioners, v.
BAYANIHAN AUTOMOTIVE CORPORATION,
55 Records, Volume II, pp. 502-508; penned by Judge Amor A. Reyes.
Respondent.

G.R. No. 194612, January 27, 2014 - PEOPLE OF 56 Id. at 508.

THE PHILIPPINES, Plaintiff-Appellee, v. FLORO
MANIGO Y MACALUA, Accused-Appellant. 57 Id.
G.R. No. 164246, January 15, 2014 - HERMINIA 58 Id.
ACBANG, Petitioner, v. HON. JIMMY H.F. LUCZON, JR.,
PRESIDING JUDGE, REGIONAL TRIAL COURT, 59
BRANCH 01, SECOND JUDICIAL REGION,
Id.
TUGUEGARAO CITY, CAGAYAN, AND SPOUSES
60 CA rollo, p. 148.
MAXIMO LOPEZ AND HEIDI L. LOPEZ, Respondents.
61 Id. at 148-149.
G.R. No. 192479, January 27, 2014 - DIONES
BELZA, Petitioner, v. DANILO T. CANONERO,
ANTONIO N. ESQUIVEL AND CEZAR I. BELZA, 62 Id. at 170-171.
Respondents.
63 Rollo, p. 282.
G.R. No. 201860, January 22, 2014 - PEOPLE OF
THE PHILIPPINES, Plaintiff-Appellee, v. MARCELINO 64 Id. at 283-284.
DADAO, ANTONIO SULINDAO, EDDIE MALOGSI
(DECEASED) AND ALFEMIO MALOGSI,* Accused- 65
Appellants.
Id. at 284.

66 Id. at 284-295.
G.R. No. 163753, January 15, 2014 - DR.
ENCARNACION C. LUMANTAS, M.D., Petitioner, v.
67 Id. at 295.
HANZ CALAPIZ, REPRESENTED BY HIS PARENTS,
HILARIO CALAPIZ, JR. AND HERLITA CALAPIZ,
Respondent. 68 Id. at 295-296.

G.R. No. 200804, January 22, 2014 - A.L. ANG 69 Id.

NETWORK, INC., Petitioner, v. EMMA MONDEJAR,
ACCOMPANIED BY HER HUSBAND, EFREN MONDEJAR, 70 Id. at 297-302.
Respondent.
71 Id. at 247-248.
G.R. No. 162365, January 15, 2014 - ROBERTO R.
DAVID, Petitioner, v. EDUARDO C. DAVID,

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1/13/2020 G.R. No. 183204, January 13, 2014 - THE METROPOLITAN BANK AND TRUST COMPANY, Petitioner, v. ANA GRACE ROSALES AND YO YU…
Respondent. 72 Id. at 251.
G.R. No. 198804, January 22, 2014 - CARLITO 73 Id. at 256.
VALENCIA Y CANDELARIA, Petitioner, v. PEOPLE OF
THE PHILIPPINES, Respondent. 74 Id. at 260-261.
G.R. No. 160758, January 15, 2014 -
75 Id. at 265-270
DEVELOPMENT BANK OF THE PHILIPPINES,
Petitioner, v. GUARIÑA AGRICULTURAL AND REALTY
76 Id. at 246-247.
DEVELOPMENT CORPORATION, Respondent.

G.R. No. 160600, January 15, 2014 - DOMINGO 77 Id. at 270-272.

GONZALO, Petitioner, v. JOHN TARNATE, JR.,
Respondent. 78 Records, Volume II, p. 346.
G.R. No. 184045, January 22, 2014 - SPOUSES 79 Article 1157. Obligations arise from:
NICASIO C. MARQUEZ AND ANITA J. MARQUEZ,
Petitioners, v. SPOUSES CARLITO ALINDOG AND
(1) Law;
CARMEN ALINDOG, Respondents.
(2) Contracts;
G.R. No. 173540, January 22, 2014 - PEREGRINA
MACUA VDA. DE AVENIDO, Petitioner, v. TECLA
(3) Quasi-contracts;
HOYBIA AVENIDO, Respondent.
(4) Acts or omissions punished by law; and
A.C. No. 10135, January 15, 2014 - EDGARDO
AREOLA, Complainant, v. ATTY. MARIA VILMA
(5) Quasi-delicts.
MENDOZA, Respondent.
80 Article 2220. Willful injury to property may be a legal ground for awarding moral
G.R. No. 170701, January 22, 2014 - RALPH P. TUA,
Petitioner, v. HON. CESAR A. MANGROBANG, damages if the court should find that, under the circumstances, such damages are justly
PRESIDING JUDGE, BRANCH 22, REGIONAL TRIAL due. The same rule applies to breaches of contract where the defendant acted fraudulently
COURT, IMUS, CAVITE; AND ROSSANA HONRADO- or in bad faith.
TUA, Respondents.
81 Bankard, Inc. v. Dr. Feliciano, 529 Phil. 53, 61 (2006).
A.M. No. RTJ-11-2287 (Formerly OCA I.P.I. No. 11-
3640-RTJ), January 22, 2014 - OFFICE OF THE COURT 82 CA rollo, p. 133.
ADMINISTRATOR, Complainant, v. HON. CADER P.
INDAR, AL HAJ, PRESIDING JUDGE AND 83 Id. at 126.
ABDULRAHMAN D. PIANG, PROCESS SERVER,
BRANCH 14, BOTH OF THE REGIONAL TRIAL COURT, 84 Id.
BRANCH 14, COTABATO CITY, Respondents.
85 Article 2229. Exemplary or corrective damages are imposed, by way of example or
A.M. No. P-12-3043 [Formerly OCA I.P.I. No. 08-
2953-P], January 15, 2014 - ATTY. MARCOS R. correction for the public good, in addition to the moral, temperate, liquidated or
SUNDIANG, Complainant, v. ERLITO DS. BACHO, compensatory damages.
SHERIFF IV, REGIONAL TRIAL COURT, BRANCH 124,
CALOOCAN CITY, Respondent. 86Article 2232 of the Civil Code provides that: In contracts and quasi-contracts, the court
may award exemplary damages if the defendant acted in a wanton, fraudulent, reckless,
A.M. No. P-08-2574 (Formerly A.M. OCA IPI No. oppressive, or malevolent manner.
08-2748-P), January 22, 2014 - RAUL K. SAN
BUENAVENTURA, Complainant, v. TIMOTEO A. 87Solidbank Corporation v. Spouses Arrieta, 492 Phil. 95, 104-105 (2005) and Prudential
MIGRIÑO, CLERK OF COURT III, METROPOLITAN
Bank v. Lim, 511 Phil. 100, 114 (2005).
TRIAL COURT, BRANCH 69, PASIG CITY, Respondent.
88 Solidbank Corporation v. Spouses Arrieta, id. at 104.
A.C. No. 8644 [Formerly CBD Case No. 11-2908],
January 22, 2014 - AIDA R. CAMPOS, ALISTAIR R.
89 Id.
CAMPOS AND CHARMAINE R. CAMPOS, Complainants,
v. ATTY. ELISEO M. CAMPOS, Respondent.
90 Article 2208. In the absence of stipulation, attorney's fees and expenses of litigation,
A.C. No. 5581, January 14, 2014 - ROSE BUNAGAN- other than judicial costs cannot be recovered except:
BANSIG, Complainant, v. ATTY. ROGELIO JUAN A.
CELERA, Respondent. (1) When exemplary damages are awarded.

A.M. No. P-13-3141 [Formerly OCA I.P.I. No. 08- xxx

2875-P], January 21, 2014 - ATTY. RHEA R.
ALCANTARA-AQUINO, Complainant, v. MYLENE H.
DELA CRUZ, CLERK III, OFFICE OF THE CLERK OF
COURT, REGIONAL TRIAL COURT, SANTA CRUZ,
LAGUNA, Respondent.

A.M. No. P-05-2051, January 21, 2014 - OFFICE OF

THE COURT ADMINISTRATOR, Complainant, v. ATTY. Back to Home | Back to Main
MONA LISA A. BUENCAMINO, CLERK OF COURT IV,
DAVID E. MANIQUIS, CLERK OF COURT III, AND
CIELITO M. MAPUE, SHERIFF III, ALL OF THE OFFICE
OF THE CLERK OF COURT, METROPOLITAN TRIAL QUICK SEARCH
COURT, CALOOCAN CITY, Respondents.; A.M. No. 05-
4-118-MeTC - RE: REPORT ON THE FINANCIAL AUDIT
CONDUCTED IN THE METROPOLITAN TRIAL COURT,
OFFICE OF THE CLERK OF COURT, CALOOCAN CITY
1901 1902 1903 1904 1905 1906 1907 1908
G.R. No. 197760, January 13, 2014 - TEAM ENERGY 1909 1910 1911 1912 1913 1914 1915 1916
CORPORATION (FORMERLY MIRANT PAGBILAO
CORPORATION), Petitioner, v. COMMISSIONER OF 1917 1918 1919 1920 1921 1922 1923 1924
INTERNAL REVENUE, Respondent. 1925 1926 1927 1928 1929 1930 1931 1932
G.R. No. 191555, January 20, 2014 - UNION BANK 1933 1934 1935 1936 1937 1938 1939 1940
OF THE PHILIPPINES, Petitioner, v. DEVELOPMENT 1941 1942 1943 1944 1945 1946 1947 1948
BANK OF THE PHILIPPINES, Respondent.
1949 1950 1951 1952 1953 1954 1955 1956
G.R. No. 183880, January 20, 2014 - 1957 1958 1959 1960 1961 1962 1963 1964
COMMISSIONER OF INTERNAL REVENUE, Petitioner,
v. TOLEDO POWER, INC., Respondent. 1965 1966 1967 1968 1969 1970 1971 1972
1973 1974 1975 1976 1977 1978 1979 1980
G.R. No. 180972, January 20, 2014 - JONAS
MICHAEL R. GARZA, Petitioner, v. COCA-COLA 1981 1982 1983 1984 1985 1986 1987 1988
BOTTLERS PEREZ, AND PHILIPPINES, INC. 1989 1990 1991 1992 1993 1994 1995 1996
CHRISTINE BANAL/ CALIXTO MANAIG, Respondents.
1997 1998 1999 2000 2001 2002 2003 2004
G.R. No. 192034, January 13, 2014 - ALPHA SHIP 2005 2006 2007 2008 2009 2010 2011 2012
MANAGEMENT CORPORATION/JUNEL M. CHAN
AND/OR CHUO-KAIUN COMPANY, LIMITED, 2013 2014 2015 2016 2017 2018
Petitioners, v. ELEOSIS V. CALO, Respondent.

G.R. No. 176439, January 15, 2014 - THE

PRESIDENT OF THE CHURCH OF JESUS CHRIST OF
LATTER DAY SAINTS, Petitioner, v. BTL
CONSTRUCTION CORPORATION, RESPONDENT.; G.R.
No. 176718 - BTL CONSTRUCTION CORPORATION,
Main Indices of the Library ---> Go!
Petitioner, v. THE PRESIDENT OF THE MANILA
MISSION OF THE CHURCH OF JESUS CHRIST OF

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1/13/2020 G.R. No. 183204, January 13, 2014 - THE METROPOLITAN BANK AND TRUST COMPANY, Petitioner, v. ANA GRACE ROSALES AND YO YU…
LATTER DAY SAINTS AND BPI-MS INSURANCE
CORPORATION, Respondents.

G.R. No. 185798, January 13, 2014 - FIL-ESTATE

PROPERTIES, INC. AND FIL-ESTATE NETWORK, INC.,
Petitioners, v. SPOUSES CONRADO AND MARIA
VICTORIA RONQUILLO, Respondents.

G.R. No. 190928, January 13, 2014 - TEAM ENERGY

CORPORATION (FORMERLY MIRANT PAGBILAO
CORP.), Petitioner, v. COMMISSIONER OF INTERNAL
REVENUE, Respondent.

G.R. No. 201011, January 27, 2014 - THERESITA,

JUAN, ASUNCION, PATROCINIA, RICARDO, AND
GLORIA, ALL SURNAMED DIMAGUILA, Petitioners, v.
JOSE AND SONIA A. MONTEIRO, Respondents.

G.R. No. 187973, January 20, 2014 - LZK

HOLDINGS AND DEVELOPMENT CORPORATION,
Petitioner, v. PLANTERS DEVELOPMENT BANK,
Respondent.

G.R. No. 196231, January 28, 2014 - EMILIO A.

GONZALES III, Petitioner, v. OFFICE OF THE
PRESIDENT OF THE PHILIPPINES, ACTING THROUGH
AND REPRESENTED BY EXECUTIVE SECRETARY
PAQUITO N. OCHOA, JR., SENIOR DEPUTY EXECUTIVE
SECRETARY JOSE AMOR M. AMORANDO, OFFICER-IN-
CHARGE - OFFICE OF THE DEPUTY EXECUTIVE
SECRETARY FOR LEGAL AFFAIRS, ATTY. RONALDO A.
GERON, DIR. ROWENA TURINGAN-SANCHEZ, AND
ATTY. CARLITO D. CATAYONG, Respondents.; G.R. No.
196232 - WENDELL BARRERAS-SULIT, Petitioner, v.
ATTY. PAQUITO N. OCHOA, JR., IN HIS CAPACITY AS
EXECUTIVE SECRETARY, OFFICE OF THE PRESIDENT,
ATTY. DENNIS F. ORTIZ, ATTY. CARLO D. SULAY AND
ATTY. FROILAN D. MONTALBAN, JR., IN THEIR
CAPACITIES AS CHAIRMAN AND MEMBERS OF OFFICE
OF MALACAÑANG LEGAL AFFAIRS, Respondents.

G.R. No. 200304, January 15, 2014 - PEOPLE OF

THE PHILIPPINES, Plaintiff-Appellee, v. DONALD
VASQUEZ Y SANDIGAN @ “DON,” Accused-Appellant.

G.R. No. 201092, January 15, 2014 - PEOPLE OF

THE PHILIPPINES, Plaintiff-Appellee, v. JOEL AQUINO
Y CENDANA @ “AKONG,” Accused-Appellant.

G.R. No. 199226, January 15, 2014 - PEOPLE OF

THE PHILIPPINES, Plaintiff-Appellee, v. ROEL
VERGARA Y CLAVERO, Accused-Appellant.

G.R. No. 196171, January 15, 2014 - RCBC

CAPITAL CORPORATION, Petitioner, v. BANCO DE
ORO UNIBANK, INC. (NOW BDO UNIBANK, INC.),
Respondent.; G.R. NO. 199238 - BANCO DE ORO
UNIBANK, INC., Petitioner, v. COURT OF APPEALS
AND RCBC CAPITAL CORPORATION, Respondents.;
G.R. NO. 200213 - BANCO DE ORO UNIBANK, INC.,
Petitioner, v. RCBC CAPITAL CORPORATION AND THE
ARBITRAL TRIBUNAL IN ICC ARBITRATION REF. NO.
13290/MS/JEM AND/OR RICHARD IAN BARKER, NEIL
KAPLAN AND SANTIAGO KAPUNAN, IN THEIR
OFFICIAL CAPACITY AS MEMBERS OF THE
ARBITRATION TRIBUNAL, Respondents.

G.R. Nos. 198729-30, January 15, 2014 - CBK

POWER COMPANY LIMITED, Petitioner, v.
COMMISSIONER OF INTERNAL REVENUE,
Respondent.

G.R. No. 196156, January 15, 2014 - VISAYAS

COMMUNITY MEDICAL CENTER (VCMC), FORMERLY
KNOWN AS METRO CEBU COMMUNITY HOSPITAL
(MCCH), Petitioner, v. ERMA YBALLE, NELIA ANGEL,
ELEUTERIA CORTEZ AND EVELYN ONG, Respondents.

G.R. No. 196047, January 15, 2014 - LEPANTO

CONSOLIDATED MINING CORPORATION, Petitioner,
v. BELIO ICAO, Respondent.

G.R. No. 195064, January 15, 2014 - NARI K.

GIDWANI, Petitioner, v. PEOPLE OF THE
PHILIPPINES, Respondent.

G.R. No. 186063, January 15, 2014 - PHILIPPINE

NATIONAL BANK, Petitioner, v. SAN MIGUEL
CORPORATION, Respondent.

G.R. No. 203028, January 15, 2014 - PEOPLE OF

THE PHILIPPINES, Plaintiff-Appellee, v. JOSELITO
BERAN Y ZAPANTA @ “JOSE”, Respondents.

G.R. No. 193986, January 15, 2014 - EASTERN

SHIPPING LINES, INC., Petitioner, v. BPI/MS
INSURANCE CORP., AND MITSUI SUMITOMO
INSURANCE CO., LTD., Respondents.

G.R. No. 190106, January 15, 2014 - MAGDALENA

T. VILLASI, Petitioner, v. SPOUSES FILOMENO
GARCIA AND ERMELINDA HALILI-GARCIA,
Respondents.

G.R. No. 183918, January 15, 2014 - FRANCISCO

LIM, Petitioner, v. EQUITABLE PCI BANK, NOW
KNOWN AS THE BANCO DE ORO UNIBANK, INC.,*
Respondents.

G.R. No. 183860, January 15, 2014 - RODOLFO

LABORTE AND PHILIPPINE TOURISM AUTHORITY,

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1/13/2020 G.R. No. 183204, January 13, 2014 - THE METROPOLITAN BANK AND TRUST COMPANY, Petitioner, v. ANA GRACE ROSALES AND YO YU…
Petitioners, v. PAGSANJAN TOURISM CONSUMERS’
COOPERATIVE AND LELIZA S. FABRICIO, WILLIAM
BASCO, FELICIANO BASCO, FREDIE BASCO, ROGER
MORAL, NIDA ABARQUEZ, FLORANTE MUNAR, MARY
JAVIER, MARIANO PELAGIO, ALEX EQUIZ, ALEX
PELAGIO, ARNOLD OBIEN, EDELMIRO ABAQUIN,
ARCEDO MUNAR, LIBRADO MALIWANAG, OSCAR
LIWAG, OSCAR ABARQUEZ, JOEL BALAGUER,
LIZARDO MUNAR, ARMANDO PANCHACOLA, MANUEL
SAYCO, EDWIN MATIBAG, ARNEL VILLAGRACIA,
RODOLFO LERON, ALFONSO ABANILLA, SONNY LAVA,
AND DENNIS BASCO, Respondents.

G.R. No. 183015, January 15, 2014 - REPUBLIC OF

THE PHILIPPINES, REPRESENTED BY THE SECRETARY
OF THE DEPARTMENT OF PUBLIC WORKS AND
HIGHWAYS (DPWH), Petitioner v. TETRO
ENTERPRISES, INCORPORATED, Respondent.

G.R. No. 172551, January 15, 2014 - LAND BANK

OF THE PHILIPPINES, Petitioner, v. YATCO
AGRICULTURAL ENTERPRISES, Respondent.

UDK No. 14817, January 13, 2014 - IN THE

MATTER OF THE PETITION FOR HABEAS CORPUS OF
MINOR SHANG KO VINGSON YU SHIRLY VINGSON @
SHIRLY VINGSON DEMAISIP, Petitioner, v. JOVY
CABCABAN, Respondent.

A.M. No. RTJ-14-2367 (formerly OCA I.P.I. No. 12-

3879-RTJ), January 13, 2014 - SR. REMY ANGELA
JUNIO, SPC AND JOSEPHINE D. LORICA,
Complainants, v. JUDGE MARIVIC A. CACATIAN-
BELTRAN, BRANCH 3, REGIONAL TRIAL COURT,
TUGUEGARAO CITY, CAGAYAN, Respondent.

G.R. No. 166995, January 13, 2014 - DENNIS T.

VILLAREAL, Petitioner, v. CONSUELO C. ALIGA,
Respondent.

G.R. No. 161106, January 13, 2014 - WORLDWIDE

WEB CORPORATION AND CHERRYLL L. YU,
Petitioners, v. PEOPLE OF THE PHILIPPINES AND
PHILIPPINE LONG DISTANCE TELEPHONE COMPANY,
Respondents.; G.R. NO. 161266 - PLANET INTERNET
CORP., Petitioner, v. PHILIPPINE LONG DISTANCE
TELEPHONE COMPANY, Respondent.

G.R. No. 193517, January 15, 2014 - THE HEIRS OF

VICTORINO SARILI, NAMELY: ISABEL A. SARILI,*
MELENCIA** S. MAXIMO, ALBERTO A. SARILI,
IMELDA S. HIDALGO, ALL HEREIN REPRESENTED BY
CELSO A. SARILI, Petitioners, v. PEDRO F. LAGROSA,
REPRESENTED IN THIS ACT BY HIS ATTORNEY-IN-
FACT, LOURDES LABIOS MOJICA, Respondent.

G.R. No. 183204, January 13, 2014 - THE

METROPOLITAN BANK AND TRUST COMPANY,
Petitioner, v. ANA GRACE ROSALES AND YO YUK TO,
Respondents.

G.R. No. 191498, January 15, 2014 -

COMMISSIONER OF INTERNAL REVENUE, Petitioner,
v. MINDANAO II GEOTHERMAL PARTNERSHIP,
Respondent.

G.R. No. 192371, January 15, 2014 - LAND BANK

OF THE PHILIPPINES, Petitioner, v. EMMANUEL
OÑATE, Respondent.

G.R. No. 163109, January 22, 2014 - MARICHU G.

EJERA, Petitioner, v. BEAU HENRY L. MERTO AND
ERWIN VERGARA, Respondents.

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